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PROOF OF INSURANCE (2011) CLOSEDA__ QW,. CERTIFICATE OF PRODUCER Dealey, Renton & Associates P. 0. Box 10550 Santa Ana CA 92711 -0550 _.........__ .. , ..._....., ... .....� _..,. wm ,,....,,.. m� .�, ,,....,_ . INSURED Willdan Energy Solutions DBA Intergy Corporation 11875 Dublin Blvd., Ste. A -201 Dublin CA 94568 COVERAGES LIABILITY ._.�,,.,, „�. .... INSURANCE DATE(MMIDD/YY) �L9 ✓2011. THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, INSURERS AFFORDING COVERAGE iNSURERA T2aVele.r,s Pr02r .ty.......CdSLia1._t:V,.O..®f „p,,[Rer1 _ INSURER B: Cat lin Insurance Company Inc. [INSURER C INSURERD INSURER E: THE POLICIES OF INSURANCE LISTED BELOW HAVE BEER ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMEN:C, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE PERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. �... _.... IN8R POLICY EFFEG7IVE h 0A%FYIEM EXPIRATION _ LIMITS TYPE OF INSURANCE .._.. -... .POLICY NUMBER ... j }; GENERAL LIABILITY �..6 3 0115 8 PO 2 0 k 11/9/2010 p 11 9 / 2 011 EACH OCCURRENCE 1$1 (j CO�CLAIMSLGENE L LIABILITY AGE Any one fire) $7 0 0 � Q Q Q CLAMS MADE OCCUR m „� u.. . MED EXP (Any onepersonl x$1,0 „,f!Q0. � .,. ... PERSONAL & ADV IN ,. _$j', 0 Il 0, 0 C} C) . ERY GEN L I APPLIES AGGREGATE LIMIT S PER: PRODUCTS COM /OP AGG 0 0 0, 000 P&P POLICY jECI LOC ,$.2.. _. 11 • AUTOMOBILE LIABILITY 810115 8 P 0 2 0 11/9/2010 11/9/2011 I COMBINED SINGLE UMI T ANY AUTO (Ea accident) $1, 000, 000 ALL OWNED AUTOS BODILY INJURY $ . S % P ) ,.., HIRED AUTOS _......... _.._ . ,....., „ ,. ,, BODILY INJURY $ NON OWN b AUTOS Per acc d enl) PROPERTY DAMAGE LILL (Per accident) GARAGE LIABILITY -AUTO ONLY - EA ACCIDENT'' .OTHER ..... ANY AUTO THAN EA ACC $ AUTO ONLY: A G G $ • EXCESS LIABILITY , CUP 115 6 P 0 2 0 11/9/2010 � 11/9/2011 EACrI Occ URRENCE '$,2 , 0 0 �i � 0 Cl 0 X � � CLAIMS MADE OCCUR .,..� AGGREGA .. DEDUCTIBLE T T..abd,_ itj!_... Rr ENT'iQN S _ Excluded S A WORKERS COMPENSATION AND ;UB 13 0 2 P 7 9 0 I I WC STATU I OYH 11 / 9 / 2 010 11 / 9 / 2 011 X T?RX,d „lNI7,,. lR. EMPLOYERS' LIABILITY ,.., E.L EAC m.. _. O , 0 0 0 CIEA ASl: EMPLOYEE $1,y E L 015E.... _... _.1 :.000,, 000 �.�. �EL.DISEASE- POLIOYLIMIT $ QQQ OTHER B AED977441111 11/9/2010 11/9/2011 Per Claim $1,000,000 Professional Liability Annual Aggregate re �1g 9 $2,000,000 Claims Made DESCRIPTION OF OP ERATIONSILOCATIONSIVEHICLES ,EXCLUSIONS ADDED BYENDORSEMENTISPECIAL PROVISIONS - eneral Liability policy excludes claims arising out of the performance of professional services, Independent Contractors are included as respects to General Liability. Re: Professional consulting services for the implementation of the city's energy efficiency strategic plan. ity of E1 Segundo, its officials and employees, and Southern California Edison, its officers, agents, and employees are additional insured as respects to General and Auto Liability as required by written contract. Primary and Dian- Contributing coverage, Cross Liability coverage, Waiver of Subrogation applies to GL as required by written ,See Attached... CERTIFICATE HOLDER ADDITIONAL INSURED, INSURER LETTER: CANCELLATION JO, Di t -Paymnt of Prem SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED ,"FORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER City of El Segundo ” WILL SAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER Stephanie KatsouleaS, Public Work A,MLT..) TO THE LEFT,/ Director, Dept of Public Works, 350 Main Stream E1 Segundo CA 90245 AUTHORIZED REPRESENTATI JX "I ACORD 25 -S (7197) o ACORD CORPORATION 1988 COMMERCIAL GENERAL LIABILITY POLICY NUMBER: 6301158P02 ISSUE DATE: 8/9/2011 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SCHEDULED ADDITIONAL INSURED _WRITTEN CONTRACT (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided under the following;. COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE NAME OF PERSON(S) O..O G ATION(S): City of El Segundo, atii,c s and employees, and Southern California Edison, its officers, agents, and employees M PROJECT /LOCATION OF COVERED OPERATIONS: Professional consulting services for the implementation of the city's energy efficiency strategic plan PROVISIONS 1. The following is added to SECTION II - WHO IS AN INSURED: The person or organization shown in the Sched- ule above is an additional insured on this Cover- age Part, but: a. Only with respect to liability for "bodily injury", "property damage" or "personal injury "; and If, and only to the extent that, the injury or damage is caused by acts or omissions of you or your subcontractor in the performance of "your work" to which the "written contract requiring insurance" applies. The person or organization does not qualify as an additional insured with respect to the independent acts or omissions of such person or organization. The insurance provided to such additional insured is limited as follows: c. In the event that the Limits of Insurance of this Coverage Part shown in the Declarations exceed the limits of liability required by the "written contract requiring insurance ", the in- surance provided to the additional insured shall be limited to the limits of liability required by that "written contract requiring insurance ". This endorsement shall not increase the limits of Insurance described in Section III — Limits Of Insurance. d. This insurance does not apply to the render- ing of or failure to render any "professional services" or construction management errors or omissions, e, This insurance does not apply to "bodily in jury" or "property damage" caused by "your work" and included in the "products - completed operations hazard" unless the "written contract requiring insurance" specifi- cally requires you to provide such coverage for that additional insured, and then the insur- ance provided to that additional insured ap- plies only to such "bodily injury" or "property damage" that occurs before the end of the pe riod of time for which the "written contract re- quiring insurance" requires you to provide such coverage or the end of the policy period, whichever is earlier. CG D4 16 0508 0 2008 The Travelers Companies, Inc. Page 1 of 2 COMMERCIAL GENERAL LIABILITY 2. The following is added to Paragraph 4.a. of SEC- TION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS: The insurance provided to the additional insured shown in the Schedule above is excess over any valid and collectible "other insurance ", whether primary, excess, contingent or on any other basis, that is available to the additional insured for a loss we cover. However, if you specifically agree in the "written contract requiring insurance" that this insurance provided to the additional insured under this Coverage Part must apply on a primary basis or a primary and non - contributory basis, this insurance is primary to "other insurance" available to the additional insured which covers that person or organization as a named insured for such Foss, and we will not share with that `other insurance ". But this insurance provided to the additional insured still is excess over any valid and collectible 'other insurance ", whether primary, excess, contingent or on any other basis, that is available to the additional insured when that person or or- ganization is an additional insured under any "other insurance ". 3. The following is added to SECTION IV — COM- MERCIAL GENERAL LIABILITY CONDITIONS: Duties Of An Additional Insured As a condition of coverage provided to the addi- tional insured: The additional insured must give us written notice as soon as practicable of an "occur- rence" or an offense which may result in a claim. To the extent possible, such notice should include: How, when and where the 'occurrence" or offense took place; ii. The names and addresses of any injured persons and witnesses; and b. If a claim is made or "suit" is brought against the additional insured, the additional insured must: i. Immediately record the specifics of the claim or "suit" and the date received; and ii. Notify us as soon as practicable. The additional insured must see to it that we receive written notice of the claim or "suit" as soon as practicable. c. The additional insured must immediately send us copies of all legal papers received in connection with the claim or "suit ", cooperate with us in the investigation or settlement of the claim or defense against the "suit ", and otherwise comply with all policy conditions. The additional insured must tender the de- fense and indemnity of any claim or "suit" to any provider of other insurance which would cover the additional insured for a loss we cover. However, this condition does not affect whether this insurance provided to the addi- tional insured is primary to that other insur- ance available to the additional insured which covers that person or organization as a named insured. 4. The following is added to the DEFINITIONS Sec- tion: "Written contract requiring insurance" means that part of any written contract or agreement with the person or organization shown in the Schedule above, under which you are required to include that person or organization as an additional in- sured on this Coverage Part, provided that the "bodily injury" and "property damage" occurs and the "personal injury" is caused by an offense committed: After the signing and execution of the contract or agreement by you; b. While that part of the contract or agree - iii, The nature and location of any injury or ment is in effect; and damage arising out of the "occurrence" or offense. c. Before the end of the policy period, Page 2 of 2 © 2008 The Travelers Companies, Inc. CG D4 16 0508 POLICY NUMBER: P- 810- 115SP020- TIL -10 COMMERCIAL AUTO ISSUE DATE: 08 -12 -11 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, ADDITIONAL INSURED This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM TRUCKERS COVERAGE FORM Paragraph c. of the WHO IS AN INSURED provision 1. No liability is assumed by that person or organi- includes the person or organization indicated below, zation for the payment of any premiums stated In but only for his, her or its liability because of acts or the policy or earned under the policy. omissions of an "insured" under paragraphs a. or b. of 2. In the event of cancellation of the policy, written that provision, subject to the following additional pro- notice of cancellation will be mailed by us to that visions: person or organization. Person or Organization City of E1 Segundo. Dept of Public Works Address 350 Main Street El Segundo, CA 90245 CA T3 01 02 99 Page 1 of 1 CHANGE EFFECTIVE DATE; 08 -10 -11 ialk TRAVELERS J One Tower Square, Hartford, Connecticut 06183 CHANGE ENDORSEMENT Named Insured: WILLDAN GROUP, INC. AND AS PER IL T8 00 Policy Number:' P- 810- 1158P020- TIL -10 Policy Effective Date: 11 /09/10 Issue Date: 08/12/11 Premium $ NIL INSURING COMPANY: TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA Effective from 08/10/11 at the time of day the policy becomes effective. THIS INSURANCE IS AMENDED AS FOLLOWS: THE COMMERCIAL AUTOMOBILE COVERAGE PART IS AMENDED AS FOLLOWS: CA T3 01 02 99 - ADDITIONAL INSURED IS ADDED PER ATTACHED NAME AND ADDRESS OF AGENT OR BROKER: DEALEY RENTON & ASSOC (VJ516) PO BOX 10550 SANTA ANA, CA 927110550 IL TO 07 09 87 PAGE 1 OF 1 OFFICE: ORANGE COUNTERSIGNED BY: Authorized Representative COMMERCIAL AUTO 8101158P020 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.. BUSINESS AUTO EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modi- fied by the endorsement. GENERAL DESCRIPTION OF COVERAGE - This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement, The following listing is a general cover- age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. BROAD FORM NAMED INSURED B. BLANKET ADDITIONAL INSURED C. EMPLOYEE HIRED AUTO D. EMPLOYEES AS INSURED E, SUPPLEMENTARY PAYMENTS - INCREASED LIMITS F. HIRED AUTO - LIMITED WORLDWIDE COVERAGE -INDEMNITY BASIS G. WAIVER OF DEDUCTIBLE - GLASS PROVISIONS A, BROAD FORM NAMED INSURED The following is added to Paragraph A.1., Who Is An Insured, of SECTION II - LIABILITY COV- ERAGE: Any organization you newly acquire or form dur- ing the policy period over which you maintain 50% or more ownership interest and that is not separately insured for Business Auto Coverage, Coverage under this provision is afforded only un til the 180th day after you acquire or form the or- ganization or the end of the policy period, which- ever is earlier B, BLANKET ADDITIONAL. INSURED The following is added to Paragraph c. in A.1., Who Is An' (nsured, of SECTION H - LIABILITY COVERAGE: Any person or organization who is required under a written contract or agreement between you and that person or organization, that is signed and H. HIRED AUTO PHYSICAL DAMAGE - LOSS OF USE - INCREASED LIMIT I. PHYSICAL DAMAGE - TRANSPORTATION EXPENSES - INCREASED LIMIT J. PERSONAL EFFECTS K. AIRBAGS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS M. BLANKET WAIVER OF SUBROGATION N, UNINTENTIONAL ERRORS OR OMISSIONS executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to be named as an addi- tional insured is an "insured" for Liability Cover- age, but only for damages to which this insurance applies and only to the extent that person or or- ganization qualifies as an "insured" under the Who Is An Insured provision contained in Section 11. C. EMPLOYEE HIRED AUTO 1. The following is added to Paragraph A.1., Who Is An Insured, of SECTION II - LI- ABILITY COVERAGE: An "employee" of yours is an "insured" while operating an "auto" hired or rented under a contract or agreement in that "employee's" name, with your permission, while performing duties related to the conduct of your busi- ness CA T3 53 06 09 C) 2009 The Travelers Companies, In;; Page 1 of 4 includes the copyrighted materiai of Insurance Services Office, frc wnh its permission COMMERCIAL_ AUTO 2. The following replaces Paragraph b. in 8.5., Other Insurance, of SECTION IV — BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the following are deemed to be cov- ered "autos" you own: (1) Any covered "auto" you lease, hire, rent or borrow, and (2) Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's" name, with your permission, while perform- ing duties related to the conduct of your business. However, any "auto" that is !eased, hired, rented or borrowed with a driver is not a covered "auto ". D. EMPLOYEES AS INSURED The following is added to Paragraph A.1,, Who Is An Insured, of SECTION it — LIABILITY COV- ERAGE' Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own, hire or borrow in your business or your personal affairs. E, SUPPLEMENTARY PAYMENTS -- INCREASED LIMITS 1. The following replaces Paragraph A.2.a.(2), of SECTION It -- LIABILITY COVERAGE: (2) Up to $3,000 for cost of bail bonds (in- cluding bonds for related traffic law viola- tions) required because of an "accident" we cover. We do not have to furnish these bonds 2. The following replaces Paragraph A.2.a.(4), of SECTION It — LIABILITY COVERAGE: (A) All reasonable expenses incurred by the "Insured" at our request, including actual loss of earnings up to $500 a day be- cause of time off from work. F. HIRED AUTO — LIMITED WORLDWIDE COV- ERAGE — INDEMNITY BASIS The following replaces Subparagraph e. in Para- graph B,7., Policy Term, Coverage Territory, of SECTION IV -- BUSINESS AUTO CONDITIONS: e. Anywhere in the world, except any country or Jurisdiction . while any trade sanction, em- bargo, or similar regulation imposed by the United States of America applies to and pro- hibits the transaction of business with or within such country or jurisdiction, for Liability Coverage for any covered "auto" that you lease, hire, rent or borrow without a driver for a period of 30 days or less and that Is not an "auto" you lease, hire, rem or borrow from any of your "employees ", partners (if you are a partnership), members (if you are a limited liability company) or members of their house- holds, (1) With respect to any claim made or "suit" brought outside the United States of America, the territories and possessions of the United States of America, Puerto Rico and Canada: (a) You must arrange to defend the "insured" against, and investioate or settle any such claim or "suit' and keep us advised of all pro- ceedings and actions (b) Neither you nor any other in- volved "insured" will make any settlement without our consent (c) We may. at our discretion, par- ticipate in defending the "insured" against, or in the settlement of, any claim or "suit" (d) We will reimburse the "insured (t) for sums that the "insured" legally must pay as damages because of "bodily iniury" or "property damage" to which this insurance applies, that the "insured" pays with our consent, but only up to the limit described in Paragraph C., Limit Of Insurance; of SECTION It -- LIABILITY COVERAGE; (li) For the reasonable expenses incurred with our consent for your investigation of such claims and your defense of the "insured" against any such "suit ", but only up to and included within the limit de- scribed in Paragraph C., limit Of Insurance, of SECTION II — LIABILITY COVERAGE, Page 2 of 4 Q 2009 The Travelers Companies, !nc CA T3 53 05 09 Includes the copyrighted inateria! of 'Insurance Services Office, Inc with its permission. and not in addition to such limit. Our duty to make such payments ends when we have used up the applicable limit of insurance in payments for damages, settlements or defense expenses. (2) This insurance is excess over any valid and collectible other insurance available I o the "insured" whether primary, excess contingent or on any other basis. (3) This insurance is not a substitute for re- quired or compulsory insurance in any country outside the United States, its ter- ritories and possessions, Puerto Rico and Canada. You agree to maintain all required or compulsory insurance in any such coun- try up to the minimum limits required by local law. Your failure to comply with compulsory insurance requirements will not invalidate the coverage afforded by this policy, but we will only be liable to the same extent we would have been liable had you complied with the compulsory in- surance requirements. (4) It is understood that we are not an admit- ted or authorized insurer outside the United States of America, its territories and possessions, Puerto Rico and Can- ada We assume no responsibility for the furnishing of certificates of insurance, or for compliance in any way with the laws of other countries relating to insurance, G. WAIVER OF DEDUCTIBLE — GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III — PHYSICAL DAMAGE COVERAGE: No deductible for a covered "auto" will apply to glass damage if the glass is repaired rather than replaced. H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF USE — INCREASED LIMIT The following replaces the last sentence of Para- graph A.4.b., Loss Of Use Expenses, of SEC- TION Ill — PHYSICAL DAMAGE COVERAGE: However, tl)e most we will pay for any expenses for loss of use is $65 per day, to a maximum of $750 for any one "accident'. COMMERCIAL AUTO I. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT The following replaces the first sentence in Para- graph AA.a., Transportation Expenses, of SEC - TION III — PHYSICAL DAMAGE COVERAGE: We will pay up to $50 per day to a maximum; of $1,500 for temporary transportation expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type J. PERSONAL EFFECTS The following is added to Paragraph A.4., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Personal Effects We will pay up to $400 for "toss" to wearing ap- parel and other personal effects which are: (1) Owned by an "Insured", and (2) In or on your covered "auto" This coverage applies only in the event of a total theft of your covered "auto" No deductibles apply to this Personal Effects coverage K. AIRBAGS The following is added to Paragraph B.3., Exclu- sions, of SECTION III — PHYSICAL DAMAGE COVERAGE Exclusion 3.a. does not apply to "loss" to one or more airbags in a covered "auto" you own that in- flate due to a cause other than a cause of 'loss" set forth in Paragraphs A.1.b. and A.1.c., but only. a. If that "auto" Is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The airbags were not intentionally inflated. We will pay up to a maximum of $1,000 for any one "loss" L. NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS The following is added to Paragraph A.2,a„ of SECTION IV — BUSINESS AUTO CONDITIONS. Your duty to give us or our authorized representa- tive prompt notice of the "accident" or "loss" ap- plies only when the "accident" or "loss" is known to. (a) You (if you are an individuai); CA T3 53 06 09 © 2009 The Travelers Companies, Inc Page 3 of 4 Includes the copyrighted material of insurance services Orrice. Inc vvii.h Its permission. COMMERCIAL AUTO (b) A partner (if you are a partnership); (c) A member (if you are a limited liability com- pany): (d) An executive officer, director or insurance manager (if you are a corporation or other or- ganization); or (e) Any "employee" authorized by you to give no- tice of the "accident' or 'loss ". M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.5., Transfer Of Rights Of Recovery Against Others To Us, of SECTION 1V — BUSINESS AUTO CONDI- TIONS: 5. Transfer Of Rights Of Recovery Against Others To Us We waive any right of recovery we may have against any person or organization to the ex- tent required of you by a written contract signed and executed prior to any "accident" or "loss ", provided that the "accident" or "loss" arises out of operations contemplated by such contract. The waiver applies only to the person or organization designated in such contract. N. UNINTENTIONAL ERRORS OR OMISSIONS The following is added to Paragraph B.2., Con- cealment, Misrepresentation, Or Fraud, of SECTION IV -- BUSINESS AUTO CONDITIONS. The unintentional omission of, or unintentional error in, any information given by you shall not prejudice your rights under this insurance. How- ever this provision does not affect our right to col- lect additional premium or exercise our right of cancellation or non - renewal. Page 4 of 4 %2009 The Travelers Companies, Inc, CA T3 53 06 09 Includes the copyrighted material of Insurance Services Office, Inc, with its permission AW TRAVELERV WORKERS COMPENSATION AND EMPLOYERS LIABILITY POLICY ENDORSEMENT WC 99 03 76(00) — 001 POLICY NUMBER: U813 02P7.90 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT CALIFORNIA (BLANKET WAIVER) We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be 3.00 % of the California workers' compensation premium otherwise due on such remuneration. Person or Organization ALL PERSONS OR ORGANIZATIONS THAT REQUIRES YOU TO OBTAIN EXECUTED THE CONTRACT BEFORE 1) DATE OF ISSUE: 8 /s /2011 017106 Schedule Job Description THAT ARE PARTIE TO A CONTRACT THIS AGREEMENT, PROVIDED YOU THE LOSS. ST ASSIGN: CA