PROOF OF INSURANCE (2010) CLOSED39 58
® DATE (MMMONYYY)
A� ° CERTIFICATE OF LIABILITY INSURANCE 6126/2009
PRODUCER (805) 579 -1900 FAX: (805) 579 -1916 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
Insurance West Corp. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
T St eet ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.
2450 apo r
Simi Valley, CA 93063 I
-- — - — INSURERS AFFORDING COVERAGE
.- NAIC
Julie Covarrubias
INSURED INSURER A First Specialty Ins. Co �' 134916
Malibu- Pacific Tennis Courts Inc. INSURER BAmerican Economy
t
31133 Via Colinas #107 INSURER c: Safeco Insurance Co .
I
to ers Compensation Ins
INSURER D:�P Y __ �_ P _
Westlake Village CA 91362 INSURER E:
COVERAGES
BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY
PERIOD INDICATED. NOTWITHSTANDING
THE POLICIES OF INSURANCE LISTED
OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR
ANY REQUIREMENT, TERM OR CONDITION
BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OFSUCH
MAY PERTAIN, THE INSURANCE AFFORDED
POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
—_-
- -- -- POLICY EFFECTIVE POLICY EXPIRATION
IN8R'' l)� POLICY NUMBER
LIMITS
�ENERALLIABILITY
EACH OCCURRENCE _ $ 000,000
X COMMERCIAL GENERAL LIABILITY
DAMAGE TO RENTED
PREMISES (Ea occurrence $ 5O ,_000
A ,CLAIMS MADE rOCCURIRG55031 -5 16/26/2009 6/13/2010
MED EXP (Any one person) $ 10,000
PERSONAL dADVINJURY$. .1,00000
GENERAL_AGGRE_ GATE _t $ __2 , OOO 000
GEN'L AGGREGATE LIMIT APPLIES PER:
PRODUCTS - COMP /OP AGG $ �_ 000,000
_.
X POLICY PRO- LOC
AUTOMOBILE
X�
LIABILITY
ANY AUTO
02CE0884595
I
1/15/2009 1/15/2010
COMBINED SINGLE LIMIT -
(Ea accident)
- - --
$ 1 , 000 r O00
-
B 1
OWNED AUTOS
1
BODILY INJURY
_
ALL
$
DAUTOS AUTOS
X '
HIRED
r BODILY Y INJURY
(Per accident)
$
a
' NON -OWNED AUTOS
I_
AMAGE
$
- _
(per aocident�
OA RAGE LIABILITY
AUTO ONLY - EA ACCIDENT $
-
ANY AUTO
OTHER THAN ACC $
_ -. - -- - - - --
_-
AUTO ONLY: qGG
EXCESS I UMBRELLA LIABILITY
'TBD
6/26/2009 1/15/2010
EACH OCCURRENCE
$ 1, 000 , OOO
- --
AGGREGATE
$. 110001000
i OCCUR CLAIMS MADE
_.
C
DEDUCTIBLE
-
$
D
10,000
WO RK RS COMPENSATION $
FN0304726 -07
1 1 2010
1/1/2009 / /
X WC ST MIT _ ER'
T_ORYLIMITE�.
$
AND EMPLOYERS' LIABILITY
ANY PROPRIETOR/PARTNER/EXECUTIVE ❑
OFFICER/MEMBER EXCLUDED? Y N
E.L. EACH ACCIDENT
$ 110 OO, 00O
__,000,000
(Mandatory In NH)
E.L. DISEASE - EA EMPLOYEC_
--
-_ _
-
--
E.L. DISEASE - POLICY LIMIT
If yes, describe under
$ 1,000,000
SPECIAL PROVISIONS below
B
OTHERComprehensiVe 02CE0884595
1/15/2009
1/15/2010
$500 Deductible
Collision
$500 Deductible
DESCRIPTION OF OPERATIONS/ LOCATIONS/ VEHICLES/ EXCLUSIONS ADDED BY ENDORSEMENT/ SPECIAL PROVISIONS
The City of E1 Segundo, its officers, officials, employees, agents & volunteers are included as Additional Insured's
as respects to General Liability per attached CG2010 1185. Excess Liability pertains to Auto Liability only.
*Except 10 day notice of cancellation for non - payment of premium.
GtK 111 -IGA I r- MULUCR
-
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION
City of El Segundo, its officers, officia
employees, agents & volunteers
DATE THEREOF, THE ISSUING INSURER WILL jAMMAIL *30 DAYS WRITTEN
NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT,
Attn: City Clerk
350 Main Street��
E1 Segundo, CA 90245 -0989
AUTHORIZED REPRESENTATIVE
R Sulzinger /JULIEC
n inn i.AnftAnA"^kl All ...kf..nen-A
AGOKDZ5(ZUUVIU7) -- - -- - - -
INS025 (200901) The ACORD name and logo are registered marks of ACORD
POLICY NUMBER: IRG55031 -5
39 58
Commercial General Liability
Malibu - Pacific Tennis Courts, Inc.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED - OWNERS, LESSEES OR
CONTRACTORS - (FORM B)
This endorsement modifies insurance provided under the following:
City of El Segundo, its officers, officials, employees, agents and volunteer
Attn: City Clerk
350 Main Street
El Segundo, CA 90245
(If on entry appears above, information required to complete this will be shown in the Declarations as
applicable to this endorsement.)
WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in
the Schedule, but only with respect to liability arising out of "your work" for that insured by or for you.
CG 20 10 1185 Copyright, Insurance Services Office, Inc., 1984
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ENDORSEMENT
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Sg
First $pecialtyInsurance Corporation
This Fndorsament Changes the ]Policy - 1Please Read it Carelhli'y
PRIMARV AND NON•CONTRIDU MG INSURANCE
(Third-Party)
This endarsement modifies insurance provided under the following;
CONOMP IAL GENERAL LIABILITY COVERAGE FORM
OWNERS AND CON ACTORS PROTECTIVE LIABILITY COVHRAGE FORM
PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE FORM
RAILROAD PROTECTIVE LIABILITY COVERAGE FORM
Section IV: Conditions, Other Insvranco, and all subparts thereof. as contained in the polity is deleted in its
entirety and replaced with the following condition as respreta the Third Party shown below:
Section IV: Conditions
Other Insurance:
With respect to the Third Parry shown below, the insurance provided by this policy shell be primary and non-
contributing insurance. Any and all other valid and colicotible insurance mrailable to such Third Party in
respect of work performed by you under written contractual agreements with said Third Parry for a loss
covered by this policy, shall in no instance bo considered as primary, eo4naurance, or contributing insurance.
Rather, any such other insurance shall be oonsidered excess over and above the insurance provided by this
policy.
The Third Parry to whom this endorsement applies is:
Absence of a specifically clamed Third ParW above means that the provisions of this endorsement apply "as
required by written contractual ngreement with any Third Party for wham you are performing work"
All other terms and conditions of this policy remain unchanged.
This endorsement is effective an the inception date of the policy unless otherwise slated herein.
Endorsement Serial No. FSIC•33513 (01103)
Indhdes ean/rightad malehisl eficrurum:9arvieea 0fYrs, ins with Ns parmrsdDri
taaW t K Ina lmince servkes OfTme, like. 1994
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insurance
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... * 14EPRINTED FROM THE FORMS LIBRARY—
(FAX)805 S20 7179
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COMMERCIAL AUTO
CA 71 10 03 07
THiS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
AUTO PLUS ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless
modified by the endorsement.
EXTENDED CANCELLATION CONDITION
Paragraph 2.b. of the CANCELLATION Common
Policy Condition is replaced by the following:
b. 60 days before the effective date of cancellation
if we Cancel for any other reason.
TEMPORARY SUBSTITUTE AUTO — PHYSICAL
DAMAGE COVERAGE
Under paragraph C. — CERTAIN TRAILERS, MO.
BILE EQUIPMENT AND TEMPORARY SUBSTITUTE
AUTOS of SECTION 1 — COVERED AUTOS, the
following is added:
.If Physical Damage coverage is provided by this Cov-
erage Form, then you have coverage for:
Any 'auto" you do not own while used with the per-
mission of its owner as a temporary substitute for a
covered "auto" you own that is out of service be-
cause of its breakdown, repair, servicing, 'loss" or
destruction.
BROAD FORM NAMED INSURED
SECTION iI — LIABILITY COVERAGE — A.I. WHO
IS AN INSURED provision is amended by the addition
of the following;
d. Any business entity newly acquired or formed by
you during the policy period provided you own
50% or more of the business entity and the
business entity is not separately insured for
Business Auto Coverage. Coverage is extended
up to a maximum of 180 days following acquisi-
tion or formation of the business entity. Coverage
under this provision is afforded only until the end
of the policy period.
CA 71 10 03 07
BLANKET ADDITIONAL INSURED
SECTION II — LIABILITY COVERAGE — A.I. WHO
IS AN INSURED provision is amended by the addltion
of the following:
e. Any person or organization for whom you are re-
quired by an lnsured contract" to provide Insur-
ance is an 'insured ", subject to the following
additional provisions:
(1) The "insured contract" must be in effect
during the policy period shown in the Decla-
rations, and must have been executed prior
to the abodily Injury" or 'property damage ",
(2) This person or organization is an 'insured"
only to the extent you are liable due to your
ongoing operations for that Insured, whether
the work is performed by you or for you, and
only to the extent you are hold liable for an
"acoldent" occurring while a covered "auto"
Is being driven by you or one of your em-
ployees.
(3) There is no coverage provided to this person
or organization for "bodily injury" to its em-
ployees, nor for 'property damage" to its
property.
(4) Coverage for this person or organization
shall be limited to the extent of your negli-
gence or fault according to the applicable
principles of comparative negligence or fault.
(5) The defense of any clalm or "suit" must be
tendered by this person or organization as
soon as practicable to all other insurers
which potentially provide insurance for such
Claim or 'suit ".
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Copyright, Insurance Services Cf ice, Inc., 1997
SO= and me S61ace loge ike momew IrndemlM d 9Kew Coipaellon
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"•' REPRINTED MOM THE FORMS LIBRARY
(6) The coverage provided will not exceed the PERSONAL EFFECTS COVERAGE
lesser of: A. SECTION Ili -• PHYSICAL DAMAGE COVER -
(a) The coverage and /or limits of this policy; AGE, AA. COVERAGE EXTENSIONS, is
or amended by adding the following:
(b) The coverage and/or limits required by
the "insured contract ".
(7) A person's or organizat'ion's status as an
insured' under this subparagraph d ends
when your operations for that "insured" are
completed.
EMPLOYEE AS INSURED
Under Paragraph A. of Section If - LIABILITY COV-
ERAGE Item f. is added as follows:
Your "employee" while using his owned "auto ", or an
"auto" owned by a member of his or her household,
In your business or your personaf affairs, provided you
do not own, hire or borrow that lauto". This coverage
is excess to any other collectible Insurance coverage.
FELLOW EMPLOYEE COVERAGE
Exclusion 5. FELLOW EMPLOYEE of SECTION It --
LIABILITY COVERAGE - B. EXCLUSIONS is
amended by the addition of the following;
However, this exclusion does not apply if the "bodily
Injury" results from the use of a covered "auto" you
own or hire, and provided that any coverage under
this provision only applies In excess over any other
collectible insurance.
BLANKET WAIVER OF SUBROGATION
We waive the right of recovery we may have for pay-
ments made for "bodily injury" or "property damage"
on behalf of the persons or organizations added as
"Insureds" under Section 11 - LIABILITY COVERAGE
- A.I.D. BROAD FORM NAMED INSURED and
A.i.e_ BLANKET ADDITIONAL INSURED.
PHYSICAL DAMAGE - ADDITIONAL TRANS-
PORTATION EXPENSE COVERAGE
The first sentence of paragraph A.4. of SECTION III
- PHYSICAL DAMAGE COVERAGE is amended as
follows:
We will pay up to $50 per day to a maximum of
$1,500 for temporary transportation expense incurred
by you because of the total theft of a covered "auto"
of the private passenger type.
c. Personal Effects Coverage
For any Owned "auto" that is involved in a
Covered °loss", we will pay up to 5500 for
"personal effects" that are lost or damaged
as a result of the covered loss ", without
applying a deductible.
EXTRA EXPENSE -BROADENED COVERAGE
Paragraph A. - COVERAGE of SECTION RI
PHYSICAL DAMAGE COVERAGE is amended to
add:
5. We will pay for the expense of returning a stolen
covered "auto" to you.
AIRBAG COVERAGE
Under paragraph B. -, EXCLUSIONS of SECTION III
- PHYSICAL DAMAGE COVERAGE, the following Is
added:
The exclusion relating to mechanical breakdown does
not apply to the accfdental discharge of an airbag.
NEW VEHICLE REPLACEMENT COST
Under Paragraph C - LIMIT OF INSURANCE of
Section Ill - PHYSICAL DAMAGE COVERAGE sec-
tion 2 is amended as follows;
2. An adjustment for depreciation and physical con-
dition will be made in determining actual cash
value In the event of a total loss. However, in the
event of a total loss to your "new vehicle" to
which this Coverage applies, as' shown. in the
declarations, we will pay at your option;
a. The verifiable "new vehicle" purchase price
you paid for your damaged vehicle, not in-
cluding any insurance or warranties pur-
chased;
Pogo 2 of e
Is. The purchase price, as negotiated by us, of
a new vehicle of the same make, model and
equipment, not including any furnishings,
parts or equipment not Installed by the
manufacturer or manufacturer's dealership.
If the same model is not available pay the
purchase price of the most similar model
available;
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c. The market value of your damaged vehicle,
not Including any furnishings, parts or equip-
ment . not installed by the manufacturer or
manufacturer's dealership.
This coverage applies only to a covered "auto"
of the private passenger, light truck or medium
truck type (20,000 Ibs or less gross vehicle
weight) and does not apply to initiation or Set up
costs associated with loans or leases.
TWO OR MORE DEDUCTIBLES
Under SECTION III — PHYSICAL DAMAGE COV-
ERAGE, if two or more company" policies or cover-
age forms apply to the same accident, the following
applies to paragraph D. Deductible:
a. If the applicable Business Auto deduct-
ible is the smaller (or smallest) deduct-
ible it will be waived; or
b. If the applicable Business Auto deduct-
ible is not the smaller (or smallest) de-
ductible it will be reduced by the amount
of the smaller (or smallest) deductible;
or
c. If the loss involves two or more Susl-
ness Auto coverage forms or policies
the smaller (or smallest) deductible will
be waived.
For the purpose of this endorsement
'company" means:
a. Safeco Insurance Company of America
b. American States Insurance Company
c. General Insurance Company of America
d. American Economy insurance Company
e. First National insurance Company of
America
f. American States Insurance Company of
Texas
g. American States Preferred insurance
Company
h. Safeco Insurance Company of Illinois
LOANILEASE GAP COVERAGE
undsr paragraph C — LIMIT OF INSURANCE of
SECTION III -- PHYSICAL DAMAGE COVERAGE,
the following Is added:
(FAXA05 520 7179
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a. Actual cash value of the damaged or stolen
property as of the time of the "loss ", less an
adjustment for depreciation and physical
condition; or
b. Balance due under the terms of the loan or
lease that the damaged covered 'auto" is
subject to at the time of the loss ", less any
one or all of the following adjustments:
(1) Overdue payment and financial
penalties associated with those
payments as of the date of the
"loss ".
(2) Financial penalties imposed under a
lease due to high mileage, exces-
sive use or abnormal wear and tear.
(3) Costs for extended warranties, Cre-
dit Life Insuranca, Health, Accident
or Disability Insurance purchased
with the loan or lease.
(4) Transfer or rollover balances from
previous loans or leases.
(S) Final payment due under a "Balloon
Loan".
(6) The dollar amount of any
un- repaired damage that occurred
prior to the 'total loss" of a covered
"auto",
(7) Security deposits not refunded by a
lessor.
(a) All refunds payable or paid to you
as a result of the early termination.
of a lease agreement or any war-
ranty or extended service agree-
ment on a covered "auto ".
(9) Any amount representing taxes.
(10) Loan or lease termination fees
GLASS REPAIR — WAIVER OF DEDUCTIBLE
Under paragraph D. — DEDUCTIBLE of SECTION Ifl
— PHYSICAL DAMAGE COVERAGE, the following is
added:
No deductible applies to glass damage If the glass is
repaired rather than replaced.
AMENDED DUTIES IN THE EVENT OF ACCI-
DENT, CLAIM, SUIT OR LOSS
4. The most we wlli pay for a total `toss" in anyone The requirement in LOSS CONDITION 2.a. —
"accident" Is the greater of the following, subject DUTIES IN THE EVENT OF ACCIDENT, CLAIM,
to a $1,500 maximum limit: SUIT OR LOSS — of SECTION IV — BUSINESS
AUTO CONDITIONS that you must notify us of an
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REPRINTBO FROM THE FORMS LIBRARY....
"accident" applies only when the "accident" is known
to:
(1) You, if you are an individual;
(2) A partner, if you are a partnership; or
(3) An executive officer or insurance manager. If you
are a corporation.
UNINTENTIONAL FAILURE TO DISCLOSE
HAZARDS
SECTION IV — BUSINESS AUTO CONDITIONS —
B.2. is amended by the addition of the following;
If you unintentionally fail to disclose any hazards ex-
isting at the inception date of your policy, we will not
deny coverage under this Coverage Form because of
such failure. However, this provision does not affect
our right to collect additional premium or exercise our
right of cancellation or non - renewal.
HIRED AUTO — LIMITED WORLD WIDE COVER-
AGE
Under Section IV — Business Conditions, Paragraph
13.7.b.e(1) is replaced by the following:
(1) The "aceldent" or "loss" results
from the use of an "auto" hired for
30 days or less.
RESULTANT MENTAL ANGUISH COVERAGE
SECTION v -- DEFINITIONS — C. is replaced by the
following:
"Bodily injury" means bodily injury, sickness or dls-
ease sustained by a person including mental anguish
or death resulting from any of these.
HIRED AUTO PHYSICAL DAMAGE COVERAGE
If hired "autos" are covered "autos" for Liability cov
erage and if Comprehensive, Specified Causes of
Loss or Collision coverages are provided under this
Coverage Form for any "auto" you own, then the
Physical Damage Coverages provided are extended
to "autos" you hire or borrow.
The most we will pay, for loss to any hired "auto" is
$50,000 or Actual Cash Value or Cost of Repair,
whichever is smallest, minus a deductible. The de-
ductible will be equal to the largest deductible appll-
cable to any owned "auto" of the private passenger
or light truck type for that coverage. Hired Auto Phy-
sical Damage coverage is excess over any other col-
lectible insurance. Subject to the above limit,
TAX)805 Ml 7179
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3958 • .` '
deductible and excess provisions, we will provide
coverage equal to the broadest coverage applicable
to any oovered "auto" you own.
HIRED AUTO PHYSICAL DAMAGE COVERAGE —
LOSS OF USE
SECTION III — PHYSICAL DAMAGE AA b. Form
does not apply.
Subject to a maximum of $1,000 per accident, we will
cover loss of use of a hired "auto" 0 It results from
an accident, you are legally liable and the lessor in-
curs an actual financial loss.
RENTAL REIMBURSEMENT COVERAGE
A. We will pay for rental reimbursement expenses
incurred by you for the rental of an "auto" be-
cause of a covered "loss" to a covered "auto ".
Payment applies in addition to the otherwise ap-
plicable amount of each coverage you have on a
covered "auto ". No deductibles apply to this
coverage.
e. We will pay only for those expenses incurred
during the policy period beginning 24 hours after
the "loss" and ending, regardless of the policy's
expiration, with the lesser of the following number
of days:
1. The number of days reasonably required to
repair or replace the covered "auto ". If
loss" is caused by theft, this number of
days is added to the number of days it takes
to locate the covered "auto" and return it to
you.
2. 30 days.
C. Our payment is limited to the lesser of the fol-
lowing amounts:
1. Necessary and actual expenses incurred.
2. $50 per day.
D. This coverage does not apply while there are
spare or reserve "autos" ovallableto you for your
operations.
E. It "loss" results from.the total theft of a covered
°auto" of the private passenger type, we will pay
under this coverage only that amount of your
rental reimbursement expenses which Is not al-
ready provided for under the PHYSICAL DAM-
AGE COVERAGE Coverage Extension.
F. The Rental Reimbursement Coverage described
above does not apply to a covered 'auto" that is
described or designated as a covered "auto" on
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°° FEPRIM FROM THF.FORMS L@RARr —
Rental Reimbursement Coverage Form
CA 99 23.
AUDIO, VISUAL AND DATA ELECTRONIC
EQUIPMENT COVERAGE
A. Coverage
1. We will pay with respect to a covered "auto"
for "loss" to any electronic equipment that
receives or transmits audio, visual or data
signals and that is not designed solely for the
reproduction of sound. This coverage applies
only if the equipment is permanently installed
in the covered "auto" at the time of the
"loss" or the equipment is removable from a
housing unit which is permanently installed
in the covered "auto" at the time of the
"loss and such equipment is designed to
be solely operated by use of the power from
the " auto's" electrical system, in or upon the
covered "auto ".
2. We will pay with respect to a covered "auto"
for "loss" to any accessories used with the
electronic equipment described in paragraph
A.1. above.
However, this does not include tapes,
records or discs.
3. If Audio, Visual and Data Electronic Equip-
ment Coverage form CA 99 60 or CA 99 94
is attached to this policy, then the Audio, Vi-
sual and Data Electronic Equipment Cover-
age described above does not apply.
S. Exclusions
The exclusions that apply to PHYSICAL DAM-
AGE COVERAGE, except for the exclusion relat-
ing to Audio, Visual and Data Electronic
Equipment, also apply to this coverage. In addi-
tlon, the following exclusions apply:
We will not pay for either any electronic equip-
ment or accessories used with such electronic
equipment that is:
1. Necessary for the normal operation of the
covered "auto" for the monitoring of the
covered "auto's" operating system; or
2. Both:
a. an integral part of the same unit housing
any sound reproducing equipment de-
signed solely for the reproduction of
sound if the sound reproducing
equipment is permanently installed in
the covered "auto": and
b. permanently installed in the opening of
the dash or console normally used by
(FAX)B05 520 7179 P.0091010
the manufacturer for the installation of a
radio.
C. Limit of Insurance
With respect to this coverage, the LIMIT OF IN-
SURANCE provision of PHYSICAL DAMAGS
COVERAGE is replaced by the following:
1. The most we will pay for "loss" to audio, vi-
sual or data electronle equipment and any
accessories used with this equipment as a
result of any one "accident" is the lesser of:
a. The actual cash value of the damaged
or stolen property as of the time of the
,lose"; or
b. The cost of repairing or replacing the
damaged or stolen property with other
property of like kind and quality.
G $1,000.
2. An adjustment for depreciation and physical
condition will be made In determining actual
cash value at the time of the "loss ".
S. If a repair or replacement results in better
than like kind or quality, we will not pay for
the amount of the betterment,
D. Deductible
CA 11 10 03 07 Page 5 of 6
1. If loss" to the audio, visual or data elec-
tronic equipment or accessories used with
this equipment is the result of a 'loss" to the
covered "auto" under the Suslness Auto
Coverage Form's Comprehensive or Colll-
sion Coverage, than for each covered "auto"
our obligation to pay for, repair, return or re-
place damaged or stolen property will be re-
duced by the applicable deductible shown in
the Declarations. Any Comprehensive Cov-
erage deductible shown in the Declarations
does not apply to "loss" to audio, visual or
data electronic equipment caused by fire or
lightning.
2. If loss" to the audio, visual or data elec-
tronic equipment or accessories used with
this equipment is the result of a "loss" to the
covered `auto" under the Business Auto
Coverage Form's Specified Causes of Loss
Coverage, then for each covered "auto,, our
obligation to pay for, repair, return or replace
damaged or stolen property will be reduced
by a $100 deductible.
3. If "loss" occurs solely to the audio, visual or
data electronic equipment or accessories
used with this equipment, then for each cov-
ered "auto" our obligation to pay ror, repair.
EP
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06/ 0611712009 20:1710 8187061951 36 INSURANCE WEST (FAX)805 520 7179 P.0101010
•"' NrppNTj!D FAOM TMR FVWS LIBRARY --
return or replace damaged of stolen property SECTION V — DEFINITIONS is amended by adding
will ba reduced by a $100 deductible. the following:
4. In the event that there is more than one ap- 0. "Personal effects" means your tangible
plicable deductible, only the highest deduct- property that is worn or carried by you, ex-
ible will apply. In no event will more than one oept for tools, jeweiry, money, or securities.
deductible apply. R. "New vehicle" means any "auto" of which
you are the original owner and the "auto"
has not been previously titled and Is less
than 365 days past the purchase date,
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