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PROOF OF INSURANCE (2009) CLOSEDMACIGIN -01 MAMI ACORD. CERTIFICATE OF LIABILITY INSURANCE D`W512008 PRODUCER (916) 231 -1741 Wells Fargo of California Insurance Services, Inc. CA DOI L[C 110352275 CAD I UC 0 352 Drive, Suits 100 Rancho Cordova, CA 95670 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND ALTER THE COVERAGE AFFORDED BY THE POLICIES OR BELOW. INSURERS AFFORDING COVERAGE NAIC 0 INSURED Macias Gini & O'Connell U.P and Macias Consulting Group 3000 S street" Suite 300 Sacramento, CA 95816 INSURER A: American Automobile Insurance ComFL&n �— LIMITS INSURER s: Everest National Insurance REPRESENTATIVES. INSURER C: INSURER D: INSURER E: $ 2,000,00 f _nVR RAf3FA THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR JIM AMC— K= TYPE OF INSURANCE POLICY NUMBER -- POLICY EFFECTIVE POLICY EXPIRATION �— LIMITS REPRESENTATIVES. GENERAL LIABILITY EACH OCCURRENCE $ 2,000,00 PREMISES Me ooarenoe S 100,00 A X COMMERCIAL GENERAL LIABILITY CLAIMS MADE a OCCUR AZC80825971 4130/2008 4/30/2009 MED EXP (Any one ) $ 10,00 PERSONAL a ADV INJURY S 2,000,00 GENERAL AGGREGATE S 4,000,00 GENT. AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMPIOP AGO S 4,000,00 X POLICY 7 PRO LOC A AUTOMOBILE LIABILITY ANY AUTO C80825971 443012008 4/30/2009 COMBINED SINGLE LIMB Me wddeM) ' 2,000,0 BODILY INJURY (Per Person) [xx ALL OWNED AUTOS SCHEDULED AUTOS BODILY INJURY e0 (Per ddent) s MIRED AUTOS NON -OWNED AUTOS PROPERTY DAMAGE (Per socident) _ _ GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ OTHER THAN EA ACC AUTO ONLY: AGO S ANY AUTO $ EXCESSAIMBRELLA LIABILITY EACH OCCURRENCE S 1,000,00 AGGREGATE S 2,000,00 A X OCCUR CLAIMS MADE AZC80826971 4130/2009 4130/2009 a DEDUCTIBLE : RETENTION S WORKERS COMPENSATION AND X WC STAT(I OTH- E.L. EACH ACCIDENT Is 1,000,00 B EMPLOYERS 'LIABILITY ANY PROPRIETOR/PARTNERIEXECUTWE OFFICERMIEMBER EXCLUDED? CA20011402081 4130/2006 413012009 E.L. DISEASE - EA EMPLOYO S 1,000,00 K oADnder SPECIAL deePROVIeuSIONS below E.L. DISEASE - POLICY LIMIT 18 111000100 OTHER A Crime AZC80826971 4/30/2008 4130/2009 Employee Dishonety 25,00 A Property AZCW825971 4/30/2008 4/30/2009 Business Personal Properl 108,00 DESCRIPTION OF OPERATIONS 1 LOCATIONS I VEHICLES 1 EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS Certificate holder ls included as additional Insured perform OABO189 05 -99 attached. 'Subject to 10 day notice of cancellation for on- payment of premium. The City of El Segundo, Its official, and employees are named as addltllonal insured per form NAS9189 05 -99 attached. e+reTmrrrwre unr n=o CANCFI I ATInrJ ACORD 25 (2001108) 0 ACORD GORPORATION 1953 la SHOULD ANY OF THE ABOVE DESCRIBED POLICIES eE CANCELLED BEFORE THE EXPIRATION City of El Segundo DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAR. 30 DAYS WRITTEN Attn: Deborah Cullen et 350 Main Street OTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO 00 SO SHALL El Segundo, 80245 - IM POSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE ACORD 25 (2001108) 0 ACORD GORPORATION 1953 la IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endomement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. ACORD 25 MACIGIN -01 MAMI INSURED: Macias, Gini & O'Connell, LLP June 5, 2008 POLICY NUMBER: AZC80825971 COMMERCIAL GENERAL LIABILITY INSURANCE COMPANY: Fireman's Fund Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED -- OWNERS, LESSEES OR CONTRACTORS (FORM B) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. Name of Person or Organization: City of El Segundo its officials, and employees Attn: Deborah Cullen 350 Main Street E1 Segundo, CA 90245 Asrespects: RE: Audit work performed on behalf of the certificate holder. (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement) WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule, but only with respect to liability arising out of your ongoing operations performed for that insured. WELLS FARGO OF CALIFORNIA INSURANCE SERVICES, INC. CG 20 10 10 93 Copyright, Insurance Services Office, Inc., 1992 ABC MuldCover - AB 91 89 05 99 This endorsement modifies Insurance provided under the following: American Business Coverage Your policy is broadened and clarified as follows: 1. Non Employment Discrimination Liability Unless Personal Injury or Advertising Injury is excluded from this policy: A. Section III - Definitions, Item 17. Personal Injury is amended to include: f. Discrimination a. Section III - Definitions, Item 2. Advertising Injury is amended to include: e. Discrimination C. Section III - Definitions is amended to in- clude: 30. Discrimination means the unlawful treat- ment of individuals based on race, color, ethnic origin, gander, religion, age, or sexual preference. D. Section II - Liability Coverage, Part H. Ex- clusions, Item 1.p Persoaal Injury or Adver- tising Injury is amended to include: (11) Arising out of discrimination directly or indirectly related to the past employ- ment, employment or prospective em- ployment of any person or class of persons by any insured; or (12) Arising out of discrimination directly or indirectly related to the sale, rental, lease or sub -lease or prospective sale, rental, lease or sub -lease of any dwelling, permanent lodging, or premises by or at the direction of any insured; or (13) Arising out of discriminstion, if insurance thereof is prohibited by law; or (14) Fines, penalties, specific perfortnanoe, or injunctions levied or imposed by a go- vernmental entity, or governmental code, law, or statute because of discrimination. 2. Blanket Additional Insured Section It - Liability Coverage, Part 1. Who Is Air Insured, Item 2. is amended to include: f. Any person or organization that you are re- quired by a written Insured contract to include as an insured, su ect to all of the following provisions: (1) Coverage is limited to their liability aris- ing out of: (a) the ownership, maintenance • or use of that part of the premises, or land owned by, rented to, or leased to you; or (b) your ongoing operations performed for that insured; or (e) that insured's financial control of you; or (d) the maintenance, operation or use by you of equipment leased to you by such person(s) or organization(s); or This Form must be sawhed to Chutge Fndomment when issued sttcr the policy is wdlwn. Onc of tho nreasn's Fwd Insurance Compwtn as nomad in tho policy o wn. Z Aresident A99189 5.99 Page I of 5 (e) a state or political subdivision per - assumption of liability in a contract mit issued to you, or agreement. This exclusion does not apply to liability for damages (2) Coverage does not apply to any occur - that the vendor would have in the rence or offense: absence of the contract or agree - (a) which took place before the exe. meet; cution of, or subsequent to the b. Any express warranty unauthorized completion or expiration of, the by you; written insured contract, or c. Any physical or chemical change in (b) which takes place after you cease to the product made intentionally by be a tenant in that premises. the vendor; (3) With respect to architects, engineers, or d. Repackaging, unless unpacked solely surveyors, coverage does not apply to for the purpose of inspection, dem- Bodily Injury, Property Damage, Per- onstration, testing, or the subed- sonal Injury or Advertising injury arising tution of parts under instructions out of the rendering or the failure to from the manufacturer, and then re- render any professional services by or for packaged in the original container. you including: (a) The preparing, approving, or failing e. Any failure to make such in- speraions, adjustments, testa or ser- to prepare or approve maps, draw- vicing as the vendor has agreed to ings, opinions, reports, surveys, change orders, designs or specifies- make or normally undertakes to make in the usual course of busi- tions; and ness, -in connection with the distrib- (b) Supervisory, inspection, or engi- ution or sale of the products; neering services. E Demonstration, installation, servic- If an Additional Insured endorsement is attached ing or repair operations, except such to this policy that specifically names a person or operations performed at the vandor's organization as an insured, then this coverage does premises in connection with the sale not apply to that person or organization. of the product; 3. Blanket Additional Insured rer Vendors g. Products which, after distribution or sale by you, have been labeled or Unless the Products - Completed Operations Haz- relabeled or used as a container, part and is excluded from this policy, Section li - Ll- or ingredient of any other thing or ability Coverage, Part 1. Who is an insured, Item substance by or for the vendor. 2. is amended to include: 2• This insurance does not apply to any in- g. Any vendor but only with respect to Bodily sured person or organization, from Injury or Property Damage arising out of your whore you have acquired such products, products which arc distributed or sold in the or any ingredient, part or container, en- regular course of the vendor's business, sub- tenng into, accompanying or containing ject to the following additional exclusions: such products. 1. The insurance afforded the vendor does If an Additional Insured - Vendors endorsement not apply to: is attached to this policy that specifically names a a Bodily Injury or Property Damage person or organization as an insured, then this for which the vendor is obligated to coverage does not apply to that person or organ - pay damages by reason of the ization. Aa9189 599 Page 2 of 5 4. Blanket Waiver of Subrogation Section 11 - Liability Coverage, Part K. Liability and Medical Payments General Conditions, is amended to include: 6. Transfer of Rights of Recovery Against Oth- ers to us and Blanket Waiver of Subrogation L If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair those rights. At our request, the insured will bring suit or transfer those rights to us and help us enforce them. b. If required by a written insured contract, we waive any right of recovery we may have against any person or organization because of payments we make for injury or damage arising out of your operations or your work for that person or organ- ization. S. Broadened Named Insured Section 11 - Liability Coverage, Part 1. Wbo is An Insured, Item 4. is replaced with: 4. All of your subsidiaries, companies, corpo- redons, firms, or organizations, as now or hereafter constituted, qualify as Named In- sured under this policy if. (a) you have the responsibility of placing in- surance for each such entity; and (b) coverage for the entity is not otherwise more specifically provided; and (c) the entity is incorporated or organized under the laws of the United States of America. But each entity is insured only while you own, during the policy period, a controlling interest in such entity of greater than 50% of the stock or assets. However. (a) Coverage under this provision is afforded only until the and of the policy period, or the 12 month anniversary of the policy inception date, whichever is earlier; (b) Coverage C does not apply to bodily in- jury or property damage that occurred before you acquired or formed the or- ganization; (c) Coverage C does not apply to personal Injury or advertising injury arising out of an offense committed before you ac- quired or formed the organization. 6. Medical Payments Unless Coverage D. Medical Payments is excluded from this policy: A. Section II - Liability Coverage, Part H. Ex- clusions, Item 2.f. is replaced with: f. Included within the products- completed operations hazard. However, this exclu- sion does not apply to expenses for den- tal services. B. Section 11 - Liability Coverage, Part G. Cov- erage, item 2., is amended to include: c. Coverage D. Medical Payments is pri- mary and not contributing with any other insurance, even if that other tr=- ance is primary also. 7. Tenant's Legal Liability A. Section Ili - Liability Coverage, Part J. Li- ability and Medical Payments Limits of In- surance, Item 3. is replaced with: 3. The most we will pay under Coverage C - Liability for damages because of prop- erty damage to premises while rented to you, temporarily occupied by you with the permission of the owner, or managed by you under a written agreement with the ownerr, a. arising out of any Covered Cause of Loss shall be the greater of: (1) $1,000,000; or (2) The Tenant's Legal Liability limit shown in the Declarations. 8. Cbertered Aircraft Section 11 - Liability Coverage, Coverage C, Part H. Exclusions, Item l.g. is amended to include: (S) An aircraft in which you have no ownership interest and that you have chartered with crew. Aa9199 5-99 Page 3 of 5 9. Coverage Territory Broadened Sudan III - Definitions, Item 5.a. is replaced with: a. The United States of America (including its territories and possessions), Puerto Rico, Ca- nada, Bermuda, the Bahamas, the Cayman Islands and the British Virgin Islands. 10. Broadened Advertising Injury Unless Advertising Injury is excluded from this policy: A. Section III - Definitions, Item 2. is replaced with: 2. Advertising Injury means injury arising out of one or more of the following of- fenses: Payments Definitions, Items 17b., d. and e. are replaced with: b. Malicious prosecution or abuse of process; d. Oral, written, televised or videotaped publica- tion of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; e. Oral, written, televised or videotaped publica- tion of material that violates a person's right Of privacy; 12. Broadened Personal or Advertising Injury Unless Personal Injury or Advertising Injury is excluded from this policy, Section II - Liability Coverage, Coverage C, Part H. Exclusions, Item I.p.(4) Exclusions is deleted in its entirety. a. Oral, written, televised or videotaped publication of material that slanders 13. Fellow Employees Coverage or libels a person or organization or Section If - Liability Coverage, Part I. Who Is an disparages a person's or organize- Insured, Item 2.a.(1) is amended as follows: tion's goods, products or services; b. Oral, written, televised or videotaped (1) Personal Injury to you or to a co- employee while in the course of his or her employment, publication of material that violates or the spouse, child, fetus, embryo, parent► a person's right of privacy; brother, sister or any member of the house - c. Misappropriation of advertising hold of that employee or co- employee as a ideas or style of doing business; or consequence of such Personal injury, or for any obligation to share damages with or repay d. Infringement of trademark, copy- someone else who must pay damages because right, title or slogan. of the injury; or B. Section II - Liability Coverage, Coverage C, Part H. Exclusions, Items Lp.(1) and (2) are replaced with: (1) Arising out of oral, written, televised or videotaped publication of material, if done by or at the direction of the insured with knowledge of its falsity; (2) Arising out of oral, written, televised or videotaped publication of material whose first publication took place before the beginning of the policy period; 11. Broadened Personal Injury Unless Personal Injury is excluded from this pol- icy, Section III - Property, Liability and Medical AB91" S." 14. Mental Anguish Is Included In Bodily Injury Section III - Dellaltions , Item 4. is replaced with: 4. Bodily Injury means bodily Injury, sickness or disease sustained by a person. It includes death or mental anguish which result at any time from such physical harm, physical sick- ness or physical disease. Mental anguish me- ans any type of mental or emotional illness or disease. 15. Unintentional Failure to Disclose Hazards Section II - Liability Coverage, Part IG Liability and Medical Payments general Conditions, is amended to include: Page 4 of 5 6. Unintentional Failure to Disclose Hazards If you unintentionally fail to disclose any ha- zards existing at the inception 'date of your policy, we will not deny coverage under this Coverage Form because of such failure. However, this provision does not affect our right to collect additional premium or exercise our right of cancellation or non- renewal. 16. Supplementary Payments, Increase Limits Section 11- Liability Coverage, Part G. Coverage, Items Le. (2) and (4) are replaced with: (2) The cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds, (4) All reasonable expenses incurred by the In- sured at our request to assist us in the inves- tigation or defense of the claim or suit including substantiated loss of earnings up to $500 a day because of time off work. 17. Per Location Aggregate A. Section II - Liability Coverage, Part J. Limits of Insurance, Item 4. is amended to include: The Aggregate Limit of Insurance applies se- parately to each location owned by you, rented to you, or occupied by you with the permission of the owner. B. Section III - Property, Liability and Medical Payments Definitions, is amended to include: 31. Location means premises involving the same or connecting lots, or promises whose connection is interrupted only by a street, roadway, waterway or right -of- way of railroad. 18. Amended Duties in the Event of an Occurrence, Offense Claim or Suit Section 11 - Liability Coverage, Part K. Liability and Medical Payments General Conditions, Items 2.L and b. are replaced with: a. In the event of an occurrence, offense, claim, or suit, you must promptly notify us. Your duty to promptly notify us is effective when your executive officers, partners, members, or AB9189 3•99 legal representatives are aware of the Oeneral Liability occurrence, offense, claim, or soft. Knowledge of an occurreace, offense, claim, or suit by other employee(s) does not imply you also have such knowledge. b. To the extent possible, notice to us should include: (1) How, when and where the occurrence or offense took place; (2) The names, addresses, and telephone numbers of any injured persons and wit- nesses; and (3) The nature and location of any injury or damage arising out of the occurrence, of- fense, claim, or suit. 19. Common Policy Conditions (AB 00 09 A 01 87), Part H. Other Insurance, Item 2. is replaced with: 2. Coverage C - Liability If other valid and collectible insurance is available to any insured for a loss we cover under Coverage C of this Coverage Part our obligations are limited as follows: L The insurance provided under this policy is primary if you are required by a written Insured contract to include any person or organization as an insured, but only with respect to that insured's liability arising out of the ownership, mainte- nance, or use of that part of the premises owned by or rented to you, or your work for that insured by or for you. Any other insurance available to that person or or- ganization is excess and noncontributory with this insurance, or; b. Except for the circumstance described in 2.L, above, the insurance provided under this policy is excess over any other li- ability insurance available to any insured whether such other insurance is written as primary, excess, contingent or any other basis. An exception applies when any insured specifically has purchased excess insurance to apply in excess of the limits of insurance shown in the Decla- rations of this Coverage Part for Cover- age C. All other terms and conditions of the policy apply. Page 5 of 5 ACORD,, CERTIFICATE OF LIABILITY INSURANCE °05 /02/20 8 PRODUCER (8 47) 385 -6800 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Lemma Insurance Group, Inc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 3701 Algonquin Road ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Suite 810 Rolling Meadows, IL 60008 CA DO[ Lic #OC42466 INSURERS AFFORDING COVERAGE NAIC# INSURED I INSURERA: Macias Gini & O'Connell LLP, Macias Consulting Group, and INSURERS: Macias Gini Investments, LLC INSURERC: Lexington Insurance 3000 S Street, Suite 300 INSURERD: Sacramento, CA 95816 INSURERE: THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADD'L POLICYNUMBER Pp' UCYEFFECTIVE POLICY EXPIRATION LIMITS GENERAL LIABILITY p:C01MMERCIALGENERALLIABILITY CLAIMS MADE 7 OCCUR EACH OCCURRENCE $ DAMAGE TO RENTED-- REMISES Eaoccurence _ $ MED EXP An one person $ PERSONAL &ADV INJURY $ GENERAL AGGREGATE $ GEN'L AGGREGATE LIMIT APPLIES PER: POLICY I I PRO LOC PRODUCTS -COMPIOPAGG $ AUTOMOBILE LIABILITY ANY AUTO ALL OWN ED AUTOS SCHEDULEDAUTOS HIRED AUTOS NON -OWNED AUTOS COMBINED SINGLE LIMIT (Ea accident) $ BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTYDAMAGE (Peraccldent) $ GARAGE LIABILITY ANY AUTO AUTO ONLY -EA ACCIDENT $ OTHERTHAN EAACC AUTO ONLY: AGG $ $ EXCESSIUMBRELLA LIABILITY OCCUR FI CLAIMS MADE DEDUCTIBLE RETENTION $ EACHOCCURRENCE $ AGGREGATE S S $ $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETORIPARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? If yea, describe under SPECIAL PROVISIONS below WC STATUS OTH- E.L. EACH ACCIDENT $ E.L. DISEASE -EA EMPLOYEE $ E.L. DISEASE- POLICY LIMIT $ C OTHER Professional Liability 321 -3497 05/01/2008 05/01/2009 7,000,000 Per Claim and Annual Ag $150,000 deductible DESCRIPTION OF OPERATIONS /LOCATIONS / VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT/ SPECIAL PROVISIONS CERTIFICATE HOLDER CANCELLATION Attn: Deborah Cullen 350 Main Street El Segundo, CA 90245 ACORD 25 (2001108) SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING PRODUCER WILL MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT. AUTHORIZED REPRESENTATIVE 0 ACORD CORPORATION 1988