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PROOF OF INSURANCE (2026)
DATE( 17/202/YYYY) Fl CERTIFICATE OF LIABILITY INSURANCE THI11 S CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER, THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: It the certificate holder Is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT ';Aon Risk Insurance Services West, Inc. NAME.. Los Angeles CA Office tA1C.d,EXO; (866) 283-7122 (800) 363-0105 707 Wi 1 shire Boulevard E-MAIL Suite 2600 ADDRESS: Los Angeles CA 90017-0460 USA INSURER(S) AFFORDING COVERAGE NAIC # INSURED ACCO Engineered Systems, Inc. 888 E Walnut Street Pasadena CA 91101 USA ''.,INSURERA: Ironshore Specialty Insurance Company 25445 INSURERB: American Fire & Casualty Co 24066 IINSURERC: Berkley Assurance Company 39462 j INSURERD: LM Insurance Corporation 33600 INSURER E: Liberty Mutual Fire Ins co INSURER F: 23035 ru..,rwtdG �cr Am'•_'.ICt:+ r^C0TICI1'ATC Kil 1111911100- K.7TI...i i rd'.J"O:'Aiz;r.... Ir3t=VIAU)N NUMBER - THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT„ TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested LIMITS INSR L1rR TYPE OF INSURANCE ;h"41 POLICY NUMBER PO P1+1rDOrYYYY rNp..Oq YY"YPPERSONAL& X COMMERCIAL GENERAL LIABILITY TB NCE $2 , 000, 000 CLAIMS -MADE X OCCUR DMAGE TO RENTED ccurrence) $1,000,000 e person) $ 5 , 000 V INJURY $2,000,000 EGATE $4,000,000 GEN'LAGGREGATE.LIMFFAPPLIESPER: POLICY PRO � LOG PRODUCTS - COMP/OPAGG $4,000,000 ® JECT OTHER:' E AUTOMOBILE LIABILITY Y Y AS2-661-067353-025 10/01/2025 10/01/2026 COMBINED SINGLE LIMIT kEa accident) $5,000,000 BODILY INJURY ( Per person) ..,,. X ANYAUTO OWNED SCHEDULED BODILY INJURY (Per accident) AUTOS ONLY AUTOS PROPERTY DAMAGE HIRED AUTOS NON -OWNED (Per accident) ONLY AUTOS ONLY B 11 Y Y EUA26 708502 10/01 2 0 6 EACH OCCURRENCE $5,000,000 UMBRELLALIAB X OCCUR X EXCESS LIAB CLAIMS -MADE �10/01/202_5 AGGREGATE $5 , 000, 000 DIED RETENTION D WORKERS COMPENSATION AND Y WA566DO67353015 1670172329 1 0 6 X 'PER STATUTE OTH- EMPLOYERS'LIABILITY Y/N ANY PROPRIETOR/PARTNER/EXECUTIVE N E.L. EACH ACCIDENT $1,000,000 OFFICER/MEMBER EXCLUDED? (Mandatory In NH) N / A E.L. DISEASE -EA EMPLOYEE $1,000,000 IF yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT $1,000,000 C Environmental Contractors and 10/01/2025 10/01/2026' Aggregate/Each Loss $1,000,000 �PCADB50292751025 Prof Prof Liab-Claims Made Prof Agg SIR $600,000 SIR applies per policy ter s & condi ions Prof Each Claim SIR $200,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is required) [RE: Service, BU No. 7073, All operations at the City of El Segundo.] [AI: City of E1 Segundo, its officials, officers, agents and employees] are included as Additional Insured with respect to the for Liability, Automobile General Liability and Automobile Liability policies; granted a Waiver of Subrogation General Liability and Workers' Compensation policies; and the General Liability policy evidenced herein is Primary and Non -Contributory to other insurance available, as required by written contract, but limited to the operations of the Insured under said contract. Excess Liability is Follow Form. CERTIFICATE HOLDER City of El Segundo its officials, officers, Agents and Employees Public Works Department 350 Main Street E1 Segundo CA 90245 USA ACORD 25 (2016/03) CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD 1-. M v Ln n O Z d V w N U POLICY NUMBER: TB2-661-067353-035 COMMERCIAL GENERAL LIABILITY CG20100413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by: 1. Your acts or omissions; or 2. The acts or omissions of those acting on your behalf; in the performance of your ongoing operations for the additional insured(s) at the location(s) designated above. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following additional exclusions apply: This insurance does not apply to "bodily injury" or "property damage" occurring after: 1. All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or 2. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG 20 10 04 13 © ISO Properties, Inc., 2012 Page 1 of 2 17 SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) Locations Of Covered O erations All persons or organizations with whom you have entered All locations as required by a written contract or into a written contract or agreement, prior to an agreement entered into prior to an 'occurrence" or "occurrence" or offense, to provide additional insured status. offense. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. CG 20 10 0413 © Insurance Services Office, Inc., 2012 Page 2 of 2 POLICY NUMBER: T132-661-067353-035 COMMERCIAL GENERAL LIABILITY CG 20 37 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - COMPLETED OPERATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) Location And Description Of Completed Operations All persons or organizations with whom you have entered into a written contract or agreement, prior to an "occurrence" or offense, to provide additional insured status All locations as required by a written contract or agreement entered into prior to an 'occurrence" or offense. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury" or "property damage" caused, in whole or in part, by .,your work" at the location designated and described in the Schedule of this endorsement performed for that additional insured and included in the "products -completed operations hazard". However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG 20 37 04 13 © Insurance Services Office, Inc., 2012 Page 1 of 1 POLICY NUMBER:TB2-661-067353-035 COMMERCIAL GENERAL LIABILITY CG 24 04 05 09 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV —Conditions: We waive any right of recovery we may have against the person or organization shown in the Schedule below because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products - completed operations hazard". This waiver applies only to the person or organization shown in the Schedule below. SCHEDULE Name Of Person Or Organization: As required by written contract or agreement entered into prior to loss. Information required to complete this Schedule, if not shown above, will be shown in the Declarations, CG 24 04 05 09 0 Insurance Services Office, Inc., 2008 Page 1 of 1 POLICY NUMBER: AS2-661-067353-025 COMMERCIAL AUTO CA04441013 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO IDS ("WAIVER OF SUBROGATION) This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement. SCHEDULE Names) Of Person(s) Or Organization(s): Any person or organization for whom you perform work under a written contract if the contract requires you to obtain this agreement from us, but only if the contract is executed prior to the injury or damage occurring. Information required to com fete this Schedule, if not shown above, will be shown in the Declarations. The Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person(s) or organization(s) shown in the Schedule, but only to the extent that subrogation is waived prior to the "accident" or the 'loss" under a contract with that person or organization. CA 04 4410 13 © Insurance Services Office, Inc., 2011 Page 1 of 1 POLICY NUMBER: AS2-661-067353-025 COMMERCIAL AUTO CA20481013 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED FOR COVERED AUTOS LIABILITY COVERAGE This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form. SCHEDULE Name Of Person(s) Or Organization(s): Any person or organization whom you have agreed in writing to add as an additional insured, but only to coverage and minimum limits of insurance required by the written agreement, and in no event to exceed either the scope of coverage or the limits of insurance provided in this policy Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Each person or organization shown in the Schedule is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Paragraph A.1. of Section II — Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms and Paragraph D.2. of Section I — Covered Autos Coverages of the Auto Dealers Coverage Form. CA 20 48 10 13 © Insurance Services Office, Inc., 2011 Page 1 of 1 POLICY NUMBER: TB2-661-067353-035 COMMERCIAL GENERAL LIABILITY CG 20 01 0413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART The following is added to the Other Insurance Condition and supersedes any provision to the contrary: Primary And Noncontributory Insurance This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (1) The additional insured is a Named Insured under such other insurance; and (2) You have agreed in writing in a contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to the additional insured. CG2001 0413 C Insurance Services Office, Inc., 2012 Page 1 of 1 Policy Number TB2-661-067353-035 Issued by Liberty Mutual Fire Insurance Co. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NOTICE OF CANCELLATION OR MATERIAL REDUCTION IN COVERAGE TO THIRD PARTIES This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE PART MOTOR CARRIER COVERAGE PART GARAGE COVERAGE PART TRUCKERS COVERAGE PART EXCESS AUTOMOBILE LIABILITY INDEMNITY COVERAGE PART SELF -INSURED TRUCKER EXCESS LIABILITY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART EXCESS COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART COMMERCIAL LIABILITY — UMBRELLA COVERAGE FORM Schedule Name of Other Person(s) / Or anizatiwn s : Email Address or mailing address: Number Days Notice: Any person or organization as required. I Any person or organization as required hv W11tteaLontrnnt 30 days A. If we cancel this policy for any reason other than nonpayment of premium, or make a material reduction in coverage, we will notify the persons or organizations shown in the Schedule above. We will send notice to the email or mailing address listed above at least 10 days, or the number of days listed above, if any, before the cancellation becomes effective. In no event does the notice to the third party exceed the notice to the first named insured. B. This advance notification of a pending cancellation or material reduction of coverage is intended as a courtesy only. Our failure to provide such advance notification will not extend the policy cancellation date nor negate cancellation of the policy. All other terms and conditions of this policy remain unchanged. LIM 99 04 03 14 © 2014 Liberty Mutual Insurance. All rights reserved. Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Policy Number: AS2-661-067353-025 Issued By: Liberty Mutual Fire Insurance Co. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, NOTICE OF CANCELLATION TO THIRD PARTIES This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE PART MOTOR CARRIER COVERAGE PART GARAGE COVERAGE PART TRUCKERS COVERAGE PART EXCESS AUTOMOBILE LIABILITY INDEMNITY COVERAGE PART SELF -INSURED TRUCKER EXCESS LIABILITY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART EXCESS COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART Schedule Name of Other Person(s)/ Email Address or mailing Number Organization(s): address: Days Notice: Any person or organization as Any person or organization as 30 required by written contract required by written contract w ....... ......... A. If we cancel this policy for any reason other than nonpayment of premium, we will notify the persons or organizations shown in the Schedule above. We will send notice to the email or mailing address listed above at least 10 days, or the number of days listed above, if any, before the cancellation becomes effective. In no event does the notice to the third party exceed the notice to the first named insured. B. This advance notification of a pending cancellation of coverage is intended as a courtesy only. Our failure to provide such advance notification will not extend the policy cancellation date nor negate cancellation of the policy. All other terms and conditions of this policy remain unchanged. LIM 99 0105 11 © 2011, Liberty Mutual Group of Companies. All rights reserved. Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc. with its permission. NOTICE OF CANCELLATION TO THIRD PARTIES A. If we cancel this policy for any reason other than nonpayment of premium, wewill notify the persons or organizations shown in the Schedule below. We will send notice to the email or mailing address listed below at least 10 days, or the number of days listed below, if any, before cancellation becomes effective. In no event does the notice to the third party exceed the notice to the first named insured. B. This advance notification of a pending cancellation of coverage is intended as a courtesy only. Our failure to provide such advance notification will not extend the policy cancellation date nor negate cancellation of the policy. Schedule Name of Other Person(s) / Email Address or mailing address: Number Days Notice: Organization(s): Any person or organization Any person or organization as 30 as required by written required by written contract contract All other terms and conditions of this policy remain unchanged. Issued by LM Insurance Corporation 27243 For attachment to Policy No. WA5-66D-067353-015 Effective Date Premium $ Issued to ACCO Engineered Systems, Inc. Endorsement No. WC 99 20 75 © 2016 Liberty Mutual Insurance Page 1 of 1 Ed. 12/01 /2016 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule. Schedule Where required by contract or written agreement prior to loss and allowed by law, Issued by: LM Insurance Corp. For attachment to Policy No WA5-66D-067353-015 Issued to: ACCO Engineered Systems, Inc. Effective Date 10/01/2025 Premium WC 00 03 13 © 1983 National Council on Compensation Insurance, Inc. Page 1 of 1 Ed. 4/1/1984 Liberty INSURANCE Coverage Is Provided In: American Fire and Casualty Company - a stock company Policy Number: EUA (26) 63 70 85 02 ITEM 5 SCHEDULE OF UNDERLYING INSURANCE:. CARRIER, POLICY NUMBER AND PERIOD TYPE OF COVERAGE LIMITS OF INSURANCE FIRST UNDERLYING INSURANCE GENERAL 2,000,000 EACH OCCURRENCE LIBERTY MUTUAL FIRE INSURANCE LIABILITY LIMIT COMPANY 2,000,000 PERSONALAND T132-661-067353-035 ADVERTISING INJURY 10/01/2025-10/01/2026 LIMIT 4,000,000 GENERAL AGGREGATE LIMIT 4,000,000 PRODUCTS - COMPLETED OPERATIONS AGGREGATE LIMIT FIRST UNDERLYING INSURANCE OWNED AND HIRED 5,000,000 COMBINED SINGLE LIBERTY MUTUAL FIRE INSURANCE AND/OR NONOWNED LIMIT COMPANY AUTO LIABILITY AS2-661-067353-025 10/01 /2025 - 10/01 /2026 FIRST UNDERLYING INSURANCE EMPLOYEE 1,000,000 EACH EMPLOYEE LIMIT LIBERTY MUTUAL FIRE INSURANCE BENEFITS COMPANY LIABILITY 2,000,000 AGGREGATE LIMIT T132-661-067353-035 10/01 /2025 -10/01 /2026 FIRST UNDERLYING INSURANCE EMPLOYERS 1,000,000 BODILY INJURY EACH LM INSURANCE CORPORATION LIABILITY* ACCIDENT LIMIT 1,000,000 BODILY INJURY BY WA5-66D-067353-015 DISEASE AGGREGATE 10/01/2025 - 10/01/2026 LIMIT 1,000,000 BODILY INJURY BY DISEASE EACH EMPLOYEE LIMIT *EMPLOYERS LIABILITY COVERAGE IS NOT PROVIDED FOR CLAIMS BY EMPLOYEES WHO ARE SUBJECT TO THE WORKERS COMPENSATION LAWS OF NEW YORK To report a claim, call yourAgent or 1-844-325-2467 DS 70 23 01 08 09/08/2025 EUA (26) 63 70 85 02 Page 26 of 61 CE 65 24 06 97 EXCESS LIABILITY COVERAGE FORM There are provisions in this policy that restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured. The words "we," "us" and 'bur" refer to the Company providing this insurance. The word Insured means any person or organization qualifying as such in the "first underlying insurance." Other words and phrases that appear in quotation marks have special meaning and can be found in the DEFINITIONS Section or the specific policy provision where they appear. In consideration of the payment of the premium and in reliance upon the statements in the Declarations we agree with you to provide the coverage as follows: INSURING AGREEMENTS I. COVERAGE We will pay on behalf of the Insured the amount of 'loss" covered by this insurance in excess of the "Underlying Limits of Insurance" shown in Item 5. of the Declarations, subject to INSURING AGREEMENT Section II., Limits of Insurance. Except for the terms, conditions, definitions and exclusions of this policy, the coverage provided by this policy will follow the "first underlying insurance." II. LIMITS OF INSURANCE A. The Limits of Insurance shown in the Dec- larations and the rules below describe the most we will pay under the terms of this insurance regardless of the number of: 1. Insureds; 2. claims made or suits brought; 3. persons or organizations making claims or bringing suits. B. The Limits of Insurance of this policy will apply as follows: 1. This policy applies only in excess of the "Underlying Limits of Insurance" shown in Item 5. of the Declarations. 2. The aggregate limit shown in Item 4. of the Declarations is the most we will pay for all 'loss" that is subject to an aggregate limit provided by the "first underlying insurance." The aggregate limit applies separately and in the same manner as the aggregate limits provided by the "first underlying insur- ance," provided that all "underlying in- surance" applies their aggregate limit in the same manner as the "first un- derlying insurance." 3. Subject to B.2., the occurrence limit stated in Item 4. of the Declarations is the most we will pay for all 'loss" arising out of any one occurrence to which this policy applies. 4. Subject to Paragraphs B.2. and 13.3. above, if the "Underlying Limits of In- surance" described in Item 5. of the Declarations are either reduced or ex- hausted solely by payment of 'loss," such insurance provided by this policy will apply in excess of the reduced underlying limit or, if all underlying limits are exhausted, will apply as "un- derlying insurance" subject to the same terms, conditions, definitions and exclusions of the "first underlying in- surance," except for the terms, condi- tions, definitions and exclusions of this policy. CE 65 24 06 97 09/08/2025 EUA (26) 63 70 85 02 (Page 1 of 7) Page 34 of 61 ducts, asbestos -containing materials or However, we will not pay that portion products, asbestos fibers or asbestos of a 'loss" that is within the "Under- dust; or lying Limits of Insurance" which the Insured has agreed to fund by self- 3. any obligation to investigate, settle or insurance or means other than insur- defend, or indemnify any person ance. against any claim or suit arising out of or related in any way, either directly or 5. The limits of this policy apply sepa- indirectly, to asbestos, asbestos pro- rately to each consecutive annual pe- ducts, asbestos -containing materials or riod, and to any remaining period of products, asbestos fibers or asbestos less than 12 months, starting with the dust. beginning of the policy period shown in the Declarations unless the policy B. Any liability, including, but not limited to period is extended after issuance for settlements, judgments, costs, charges, ex - an additional period of less than 12 penses, costs of investigations, or the fees months. In that case the additional pe- of attorneys, experts, or consultants aris- riod will be deemed part of the last ing out of or in any way related to: preceding period for purposes of deter- mining the Limits of Insurance. 1. the actual, alleged or threatened pres- ence, discharge, dispersal, seepage, III. DEFENSE migration, release or escape of "pollu- tants," however caused; A. We will not be required to assume charge of the investigation of any claim or de- 2. any request, demand, or order that any fense of any suit against you. Insured or others test for, monitor, clean up, remove, contain, treat, de- B. We will have the right, but not the duty, to toxify, neutralize or in any way re - be associated with you or your underlying spond to or assess the effects of "pol- insurer or both in the investigation of any lutants." This includes demands, direc- claim or defense of any suit which in our tives, complaints, suits, orders or re - opinion may create liability on us for quests brought by any governmental "loss." If we exercise such right, we will entity or by any person or group of do so at our own expense, but not after persons; the limits of this policy are exhausted. 3. steps taken or amounts incurred by a IV. EXCLUSIONS governmental unit or any other person or organization to test for, monitor, This policy does not apply to: clean-up, remove, contain, treat, de- toxify or neutralize or assess the ef- A. Any liability, including, but not limited to fects of "pollutants." settlements, judgments, costs, charges, ex- penses, costs of investigations, or the fees This exclusion will apply to any liability, of attorneys, experts, or consultants aris- costs, charges or expenses, or any judg- ing out of or related in any way, either ments or settlements, arising directly or directly or indirectly, to: indirectly out of pollution whether or not the pollution was sudden, accidental, grad- 1. asbestos, asbestos products, asbestos- ual, intended, expected, unexpected, pre - containing materials or products, as- ventable or not preventable. bestos fibers or asbestos dust, includ- ing, but not limited to, manufacture, As used in this exclusion "pollutants" mining, use, sale, installation, removal, means any solid, liquid, gaseous or ther- or distribution activities; mal irritant or contaminant, including, but not limited to, smoke, vapor, soot, fumes, 2. exposure to testing for, monitoring of, acids, alkalis, chemicals and waste ma - cleaning up, removing, containing or terial. treating of asbestos, asbestos pro- CE 65 24 06 97 09/08/2025 EUA (26) 63 70 85 02 (Page 2 of 7) Page 35 of 61 Waste material includes materials which are intended to be or have been to be recycled, reconditioned or reclaimed. C. Any liability excluded by the Nuclear En- ergy Liability Exclusion attached to this policy. V. DEFINITIONS A. "First underlying insurance" means the policy or policies of insurance stated as such in Item 5. of the Declarations. B. "Loss" means those sums actually paid in the settlement or satisfaction of a claim which you are legally obligated to pay as damages after making proper deductions for all recoveries and salvage. C. "Underlying insurance" means "first un- derlying insurance" and all policies of in- surance listed in Item 5. of the Declara- tions. D. "Underlying Limits of Insurance" means the total sum of the limits of all applicable "underlying insurance" stated in Item 5. of the Declarations, including self-insurance, or means other than insurance. VI. CONDITIONS A. Appeals In the event you or any underlying insurer elects not to appeal a judgment in excess of the amount of the "Underlying Limits of Insurance," we may elect to appeal at our expense. If we do so elect, we will be liable for the costs and interest incidental to this appeal. In no event will this provi- sion increase our liability beyond the ap- plicable Limits of Insurance described in Section II. of this policy. B. Bankruptcy or Insolvency The bankruptcy, insolvency or inability to pay of any Insured or the bankruptcy, in- solvency or inability to pay of any of the underlying insurers will not relieve us from the payment of any claim or suit covered by this policy. In the event of bankruptcy or insolvency of any underlying Insurer, the insurance af- forded by this policy will not replace such "underlying insurance," but will ap- ply as if the "underlying insurance" was available and collectible. C. Changes Notice to any agent or knowledge pos- sessed by any agent or any other person will not effect a waiver or change in any part of this policy. This policy can only be changed by a written endorsement that becomes a part of this policy and that is signed by one of our authorized repre- sentatives. D. Cancellation 1. You may cancel this policy. You must mail or deliver advance written notice to us stating when the cancellation is to take effect. 2. We may cancel this policy. If we cancel because of nonpayment of premium, we must mail or deliver to you not less than ten (10) days advance written no- tice stating when the cancellation is to take effect. If we cancel for any other reason, we must mail or deliver to you not less than thirty (30) days advance written notice stating when the can- cellation is to take effect. Mailing that notice to you at your mailing address shown in Item 1. of the Declarations will be sufficient to prove notice. 3. The policy period will end on the day and hour stated in the cancellation no- tice. 4. If we cancel, final premium will be cal- culated pro rata based on the time this policy was in force. 5. If you cancel, final premium will be more than pro rata; it will be based on the time this policy was in force and increased by our short rate cancellation table and procedure. 6. Premium adjustment may be made at the time of cancellation or as soon as practicable thereafter but the cancella- tion will be effective even if we have not made or offered any refund due you. Our check or our representative's CE 65 24 06 97 (Page 3 of 7) 09/08/2025 EUA (26) 63 70 85 02 Page 36 of 61 check, mailed or delivered, will be suf- ficient tender of any refund due you. 7. The first Named Insured in Item 1. of the Declarations will act on behalf of all other Insureds with respect to the giving and receiving of notice of can- cellation and the receipt of any refund that may become payable under this policy. 8. Any of these provisions that conflict with a law that controls the cancella- tion of the insurance in this policy is changed by this statement to comply with the law. E. First Named Insured Duties The person or organization first named in Item 1. of the Declarations is responsible for the payment of all premiums. The first Named Insured will act on behalf of all other Named Insureds for the giving and receiving of notice of cancellation or the receipt of any return premium that may become payable. We will be furnished a complete copy of the "first underlying insurance" described in Item 5. of the Declarations and any subsequently issued endorsements which may in any way affect this insurance. F. Legal Actions Against Us There will be no right of action against us under this insurance unless: 1. you have complied with all the terms of this policy; and 2. the amount you owe has been deter- mined by settlement with our consent or by actual trial and final judgment. This insurance does not give anyone the right to add us as a party in an action against you to determine your liability. G. Maintenance of Underlying Insurance During the period of this policy, you agree: 1. to keep the policies listed in Item 5. of the Declarations in full force and ef- fect; 2. that the Limits of Insurance of the "un- derlying insurance" policies listed in Item 5. of the Declarations will be maintained except for any reduction or exhaustion of aggregate limits by pay- ment of claims or suits for 'losses" covered by "underlying insurance." If you fail to comply with these require- ments, we will only be liable to the same extent that we would have been had you fully complied with these requirements. H. Notice of Occurrence 1. You must see to it that we are notified as soon as practicable of an occur- rence which may result in a claim or suit which may involve this policy. To the extent possible, notice will include: a. how, when and where the occur- rence took place; b. the names and addresses of any injured persons and witnesses; c. the nature and location of any in- jury or damage arising out of the occurrence. 2. If a claim or suit against any Insured is reasonably likely to involve this policy you must notify us in writing as soon as practicable. 3. You and any other involved Insured must: a. immediately send us copies of any demands, notices, summons- es or legal papers received in con- nection with the claim or suit; b. authorize us to obtain records and other information; c. cooperate with us in the inves- tigation, settlement or defense of the claim or suit; and d. assist us, upon our request, in the enforcement of any right against any person or organization which CE 65 24 06 97 (Page 4 of 7) 09/08/2025 EUA (26) 63 70 85 02 Page 37 of 61 may be liable to the Insured be- additional premium charge is made to the cause of injury or damage to "underlying insurance" during the policy which this insurance may also ap- period or if there is an increase in the risk ply. assumed by us, our premium may be ad- justed accordingly. 4. If the "Underlying Limits of Insurance" are exhausted solely by payment of "loss," no Insured will, except at their K. Terms Conformed to Statute own cost, voluntarily make a payment, assume any obligation, or incur any expense, other than for first aid, with- The terms of this policy which are in con - out our consent. flict with the statutes of the state where this policy is issued are amended to con - I. Other Insurance form to such statutes. If other insurance applies to a "loss" that is also covered by this policy, this policy will apply excess of the other insurance. Nothing herein will be construed to make this policy subject to the terms, conditions and limitations of such other insurance. However, this provision will not apply if the other insurance is specifically written to be excess of this policy. Other insurance includes any type of self- insurance or other mechanism by which an Insured arranges for funding of legal liabilities. J. Premium Unless otherwise provided, the premium for this policy is a flat premium and is not subject to adjustment except as provided herein or amended by endorsement. If any This policy does not apply to: If we are prevented by law or statute from paying on behalf of the Insured, then we will, where permitted by law or statute, indemnify the Insured. L. When "Loss" is Payable Coverage under this policy will not apply unless and until the Insured or the In- sured's "underlying insurance" is obligat- ed to pay the full amount of the "Under- lying Limits of Insurance." When the amount of "loss" has finally been determined, we will promptly pay on behalf of the Insured the amount of "loss" falling within the terms of this policy. NUCLEAR ENERGY LIABILITY EXCLUSION A. Any liability, injury or damage: with respect to which any Insured under the policy is also an Insured under a nu- clear energy liability policy issued by Nu- clear Energy Liability Insurance Associ- ation, Mutual Atomic, Energy Liability Un- derwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an Insured under any such policy but for its termination upon exhaustion of its Limits of Insurance; or 2. resulting from the "hazardous properties" of "nuclear material" and with respect to which (a) a person or organization is re- quired to maintain financial protection pur- suant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (b) any Insured is, or had this policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agreement en- tered into by the United States of America, or any agency thereof, with any person or organization. CE 65 24 06 97 09/08/2025 EUA (26) 63 70 85 02 (Page 5 of 7) Page 38 of 61 B. Any injury or "nuclear property damage" re- sulting from the "hazardous properties" of "nuclear material," if: 1. the "nuclear material' (a) is at any "nu- clear facility" owned by, or operated by or on behalf of, any Insured or (b) has been discharged or dispersed therefrom; 2. the "nuclear material" is contained in "spent fuel" or "nuclear waste" at any time possessed, handled, used, processed, stored, transported or disposed of by or on behalf of any Insured; or 3. the injury or "nuclear property damage" arises out of the furnishing by any Insured of services, materials, parts of equipment in connection with the planning, construc- tion, maintenance, operation or use of any "nuclear facility," but if such facility is lo- cated within the United States of America, its territories or possessions or Canada, this Exclusion B.3. applies only to "nuclear property damage" to such "nuclear facili- ty" and any property therein. C. As used in this exclusion: 1. "Hazardous properties" includes radioac- tive, toxic or explosive properties. 2. "Nuclear facility" means: a. any "nuclear reactor"; b. any equipment or device designed or used for (1) separating the isotopes of urani- um or plutonium, (2) processing or utilizing "spent fuel" or (3) handling, processing or packaging "nuclear waste'; c. any equipment or device used for the processing, fabricating or alloying of "special nuclear material" if at any time the total amount of such material in the custody of any Insured at the premises where such equipment or de- vice is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235; d. any structure, basin, excavation, prem- ises or place prepared or used for the storage or disposal of, "nuclear waste," and includes the site on which any of the foregoing is located, all op- erations considered on such site and all premises used for such operations. 3. "Nuclear material" means "source mate- rial," "special nuclear material" or by- product material. 4. "Nuclear property damage" includes all forms of radioactive contamination of property. 5. "Nuclear reactor" means any apparatus designed or used to sustain nuclear fission in a self-supporting chain reaction or to contain a critical mass of fissionable ma- terial. 6. "Nuclear waste" means any "nuclear waste" material (a) containing "by-product material" other than the tailings of "nu- clear waste" produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its "source material" content, and (b) resulting from the operation by any person or organiza- tion of any "nuclear facility" included with- in the definition of "nuclear facility" under Paragraph C.2.a. or C.2.b. 7. "Source material," "special nuclear mate- rial," and "by-product material" have the meanings given them in the Atomic En- ergy Act of 1954 or in any law amendatory thereof. 8. "Spent fuel" means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a "nuclear reactor." This endorsement does not change any other provision of the policy. CE 65 24 06 97 (Page 6 of 7) 09/08/2025 EUA (26) 63 70 85 02 Page 39 of 61 In Witness Whereof, we have caused this policy to be executed and attested, but this policy will not be valid unless countersigned by one of our duly authorized representatives, where required by law. CE 65 24 06 97 (Page 7 of 7) 09/08/2025 EUA (26) 63 70 85 02 Page 40 of 61