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PROOF OF INSURANCE (2026 - 2026)DATE (MMIDDIYYYY) A�RO CERTIFICATE OF LIABILITY INSURANCE 05I08I2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT Chavon Hurtado ME: Balsiger Ins Centurion -NAME: (702) 220-8640 �� Nan 3481 East Sunset Road, Ste 100 EMAIL.:e- Chavon@balsigerinsurance.com aacancla- INSURER(S) AFFORDING COVERAGE NAIC # Las Vegas NV 89120 INSURER A: BURLINGTON INSURANCE COMPANY 23620 INSURED INSURER B : Spinnaker Specialty Insurance Company 17045 Code 5 Group, LLC INSURER C : 625 W Deer Valley Rd, Suite 103 INSURER D : LIINSURER E Phoenix AZ 85027 NsuRERF; r.nvFRn�Fc r`t7TII IC.dT' tdIIMRFR- CL255832426 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. I R POLICY EFF LIC POY EXP TSR TYPE OF INSURANCE N WVD. POLICY NUMBER MMIDDIYYYY ID MMDIYYYY LIMITS X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 FX] DAMAGE TO RENT9U_ �ocruarence) 100,000 CLAIMS -MADE OCCUR PREMISES Wa $ MED EXP (Any one person) $ 5,000 1 PERSON AL&ADVINJURY $ Excluded A 482B008094 04/20/2025 04/20/2026 '.. GENERAL AGGREGATE $ 2,000,000 GE:NIAGGREGATELIMITAPPLIESPER: PRO- ❑ '. PRODUCTS - COMP/OPAGG $ EXCIUd OeNPOLICY JECT LOC , $ OTHER, AUTOMOBILE LIABILITY COMSJNEY51N LLELi9T Ea accldeaal $ ANYAUTO BODILY INJURY (Per person) $ OWNED SCHEDULED BODILY INJURY (Per accident) $ ''.. AUTOS ONLY AUTOS PROPERTY DAMAGE $ HIRED NON -OWNED AUTOS ONLY AUTOS ONLY Per accident $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE '.. QED RETENTION $ 1$ WORKERS COMPENSATION I PER OTH- I AND EMPLOYERS' LIABILITY Y / N STATUTE. I ER ANY PROPRIETOR/PARTNER/EXECUTIVE E L. EACH ACCIDENT $ OFFICERIMEMBER EXCLUDED? ❑ N /'�` (Mandatory in NH) EL, DISEASE - EA EMPLOYEE $ If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ Cyber Liability-1 $1,000,000 Commercial Cyber and Privacy Liability B FLY-RBC-XKlUR4396 01/03/2025 03/03/2026 Social Engineering $250,000 Breach Costs Outside of $500,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) W":1"I l;a Lya\ 1 a: to] 41a N City of El Segundo Police Department 348 Main St ElSegundo SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. I AUTHORIZED REPRESENTATIVE��,�,� CA 90245 rzav- rL @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY ADDITIONAL INSURED SCHEDULE Name of Additional Insured Person(s) or Organization(s): The City of El Segundo, its elected and appointed officials, employees, and volunteers are included as additional insureds Information required to complete this Schedule, if not shown above, will be shown in the Declarations. The following applies with respect to the Insuring Agreement(s) selected in the Schedule: I. With respect to the insurance afforded to the additional Insured(s) shown in the Schedule, the following is added to SECTION II — LIMITS OF INSURANCE: If coverage provided to the additional Insured(s) is required by a contract or agreement, the most We will pay on behalf of the additional Insured(s) is the amount: 1. Required by the contract or agreement; or 2. Available under the applicable Aggregate Limit(s) of Insurance shown in the Declarations; whichever amount is less. This endorsement shall not increase the applicable Aggregate Limit(s) of Insurance shown in the Declarations. However, the insurance afforded to such additional Insured(s) only applies to the extent permitted by law. II. The definition of Insured in SECTION VII — DEFINITIONS is deleted in its entirety and replaced with the following: Insured means any Named Insured and its Employees. Solely with respect to SECTION 1 — INSURING AGREEMENTS, 5. Security Breach Liability Including Payment Card Industry (PCI) Fines and Penalties, Insured also means the person(s) or organization(s) shown in the Additional Insured Schedule, butonly with respect to IiabilityforLoss and Defense Expenses resulting from a Wrongful Act or a series of Interrelated Wrongful Acts committed, in whole or in part, by You or those acting on Your behalf. All other terms and conditions remain unchanged. SP CW 89 05 22 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 1 Policy Number: FLY-RBC-XK1 UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Dale: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. INCREASE OF OR ELIMINATION OF BUSINESS AND CONTINGENT BUSINESS INCOME AND EXTRA EXPENSE SUBLIMIT This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY SCHEDULE In consideration of the premium charged for the Policy, it is hereby understood and agreed that: The following sentence is added to Paragraph 2. Aggregate Sublimit(s) of Insurance of SECTION II — LIMITS OF INSURANCE, 2. Aggregate Sublimit(s) of Insurance: Insuring Agreement 4 — Business and Contingent Business Income and Extra Expense: is the Business Income and Extra Expense Aggregate Sublimit of Insurance, if any, shown in the Schedule of this endorsement. All other terms and conditions remain unchanged.. SP CW 72 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 1 Policy Number: FLY-RBC-XK1 UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SOCIAL ENGINEERING ENDORSEMENT Social Engineering Coverage Limit: $250000.00 Social Engineering Deductible: $10000.00 This endorsement modifies insurance provided under the following:. COMMERCIAL CYBER INSURANCE POLICY Unless modified, by this Social Engineering Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: I. The following Insuring Agreement is added to SECTION I — INSURING AGREEMENTS: Social Engineering Subject to the Social Engineering Coverage Limit and Deductible set forth above, We will pay for Social Engineering Loss resulting directly from a Social Engineering Incident that is first Discovered during the Policy Period and reported in accordance with Condition 14. Duties in the Event of Claim or Loss in SECTION VI — CONDITIONS. With respect to this Social Engineering Insuring Agreement: a. Money means currency, coins or bank notes in current use and having a face value, travelers' checks, register checks and money orders held for sale to the public. The term Money does not include digital currency or other negotiable and nonnegotiable instruments or contracts representing either Money or property. b. Securities mean negotiable and non-negotiable instruments or contracts representing either Money or property. Securities does not include Money. c. Social Engineering Incident means the intentional misleading of an Insured to transfer Money to a person, place or account beyond the Named Insured's control resulting directly from the Named Insured's employee's good faith reliance upon an instruction transmitted via email, purporting to be from: i. a natural person or entity who exchanges, or is under contract to exchange, goods or services with the Named Insured for a fee (other than a financial institution, asset manager, broker -dealer, armored motor vehicle "named insured" or any similar entity); or ii. an employee of the Named Insured; but which contained a fraudulent and material misrepresentation and was sent by an imposter. SP CW 91 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 3 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. As a condition precedent to coverage under this Social Engineering Endorsement, the Named Insured must have an established and documented funds transfer request verification procedure and that procedure must have been followed before acting upon any instruction. d. Social Engineering Loss means the loss of Money as a result of a Social Engineering Incident. Social Engineering Loss does not include indirect and/or consequential loss. The following is added to SECTION II — LIMITS OF INSURANCE, 2. Aggregate Sublimit(s) of Insurance: The most We will pay for all Loss covered under the Social Engineering Insuring Agreement is the Social Engineering Aggregate Sublimit of Insurance, if any, shown above or in the Declarations., which are part of, and not in addition to, the Policy Aggregate Limit of Insurance. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations of liability of any kind with respect to Loss subject to such Sublimit of Insurance. III. The following is added to SECTION III — DEDUCTIBLE: Under the Social Engineering Insuring Agreement, We will pay only the amount of Loss which is in excess of the Policy Deductible shown above, or in the Declarations. IV. SECTION V — EXCLUSIONS is amended to include: We will not be liable for Social Engineering Loss resulting from a Social Engineering Incident based upon, attributable to or arising out of: 1. An actual or alleged infringement of, violation of, misappropriation of or assertion of any right to or interest in any: a. Patent, copyright, trademark, trade dress, certification mark, collective mark, service mark, expression, idea, likeness, name, slogan, style of doing business, symbol, title, trade secret or other intellectual property right by or on behalf of any Insured; or b. Software or computer code or its source content or material by or on behalf of any Insured. 2. A fraudulent, dishonest or criminal act by any Employee or authorized representative of the Named Insured, whether acting alone or in collusion with others. 3. The establishment of any credit or similar promise to pay, or to any party's use of or acceptance of any credit card, debit card or similar instrument, whether or not genuine. 4. Any investment or ownership in any corporation, partnership, real property, or similar instrument, whether or not such investment is genuine. 5. A kidnap, ransom or other extortion payment surrendered as a result of a threat to do bodily harm to any natural person or a threat to harm, take, or transfer property. SP CW 91 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 3 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. All other terms and conditions remain unchanged. SP CW 91 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 3 of 3 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. REVERSE SOCIAL ENGINEERING ENDORSEMENT Reverse Social Engineering Coverage Limit: $250000.00 Reverse Social Engineering Deductible: $10000.00 This endorsement modifies insurance provided under the following; COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Reverse Social Engineering Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. This endorsement extends certain coverages. The headers in this endorsement are only for convenience. Read the entire policy carefully to determine rights, duties and what is and is not covered. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: I. The following Insuring Agreement is added to SECTION I— INSURING AGREEMENTS: Reverse Social Engineering: Subject to the Reverse Social Engineering Coverage Limit and Deductible set forth above, We will pay for a Reverse Social Engineering Loss resulting directly from a Reverse Social Engineering Event that is first Discovered during the Policy Period and reported in accordance with Condition 14. Duties in the Event of Claim or Loss in SECTION VI — CONDITIONS. With respect to this Reverse Social Engineering Insuring Agreement: a. Client means any person or entity with whom You have entered into a written contract to provide services or deliverables. b. Money means currency, coins or banknotes in current use and having a face value, travelers' checks, register checks and money orders held for sale to the public, The term Money does not include digital currency or other negotiable and nonnegotiable instruments or contracts representing either Money or property. c. Reverse Social Engineering Event means the intentional use of Your Computer System by a person or organization that is not an Insured to mislead or deceive Your Client or Vendor into transferring Money intended for You to another person or entity. d. Reverse Social Engineering Loss means the loss of Money as a result of a Reverse Social Engineering Event. e. Vendor means any person or entity with whom You have entered into a written contract to provide services to You provided that entity is not owned, operated or controlled by You. Vendor does not include any financial institutions with which you directly or indirectly do business. SP CW 82 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 2 Policy Number: FLY-RBC-XK1 UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. The following is added to SECTION II — LIMITS OF INSURANCE, 2. Aggregate Sublimit(s) of Insurance: The most We will pay for all Loss covered under the Reverse Social Engineering Insuring Agreement is the Reverse Social Engineering Aggregate Sublimit of Insurance, if any, shown above, which is part of, not in addition to the Pohcy Aggregate Limit of Insurance set forth on the Declarations to this Policy. Any such Aggregate Sublimit(s) of Insurance shall be reduced by the amount of any payment for Loss underthe Insuring Agreement to which such Aggregate Sublimit of Insurance applies. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations or liability of any kind with respectto Loss subject to such Sublimit of Insurance. III. The following is added to SECTION III - DEDUCTIBLE Under the Reverse Social Engineering Insuring Agreement, We will pay only the amount of Loss which is in excess of the Reverse Social Engineering Deductible amount shown above. All other terms and conditions remain unchanged.. SP CW 82 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 2 Policy Number: FLY-RBC-XK1 UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TELECOMMUNICATIONS FRAUD ENDORSEMENT Telecommunications Fraud Coverage Limit: $250000.00 This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Telecommunications Fraud Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. This endorsement extends certain coverages. The headers in this endorsement are only for convenience. Read the entire policy carefully to determine rights, duties and what is and is not covered. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: The following Insuring Agreement is added to SECTION I — INSURING AGREEMENTS: Telecommunications Fraud: Subject to the Telecommunications Fraud Coverage Limit set forth above and any Deductible specified in the Declarations to this policy, We will pay for any monetary Loss sustained by You, including but not limited to phone bills, first Discovered during the Policy Period and reported in accordance Condition 14. Duties in the Event of Claim or Loss in SECTION VI - CONDITIONS, directly resulting from an intentional unauthorized access to Your Telephone System by a third party. With respect to this Telecommunications Fraud Insuring Agreement: a. Loss solely means the monetary cost of unauthorized calls or unauthorized use of Your Telephone System's bandwidth. b. Telephone System means the VoIP phone system directly under Your control. The following is added to SECTION 11 — LIMITS OF INSURANCE, 2. Aggregate Sublimit(s) of Insurance: The most We will pay for all Loss covered under the Telecommunications Fraud Insuring Agreement is the Telecommunications Fraud Aggregate Sublimit of Insurance, if any, shown above or in the Declarations., which are part of, and not in addition to, the Policy Aggregate Limit of Insurance. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations of liability of any kind with respect to Loss subject to such Sublimit of Insurance. SP CW 85 05 22 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 2 Policy Number_ FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. III. The following is added to SECTION III — DEDUCTIBLE Under the Telecommunications Fraud Insuring Agreement, We will pay only the amount of Loss which is in excess of the Policy Deductible shown in the Declarations. All other terms and conditions remain unchanged. SP CW 85 05 22 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 2 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. HARDWARE REPLACEMENT COSTS ENDORSEMENT Hardware Replacement Costs Coverage Limit: $1000000.00 This endorsement modifies insurance provided under the following; COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Hardware Replacement Costs Endorsement, all provisions of the Policy to which this endorsement is attached, as all terms and conditions, remain unchanged and applicable. This endorsement extends certain coverages. The headers in this endorsement are only for convenience. Read the entire policy carefully to determine rights, duties and what is and is not covered. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: The following Insuring Agreement is added to SECTION I — INSURING AGREEMENTS: Hardware Replacement Costs: Subject to the Hardware Replacement Costs Coverage Limit set forth above and any Deductible specified in the Declarations to this policy, We will pay for Loss directly resulting from a Cyber Incident first Discovered during the Policy Period and reported in accordance with Condition 14. Duties in the Event of Claim or Loss in SECTION VI — CONDITIONS, to mitigate the potential of a future Cyber Incident or Security Breach. With respect to this Hardware Replacement Costs Insuring Agreement: a. Loss means the cost to replace hardware, including but not limited to, computers or any associated devices or equipment operated by, and either owned by or leased to, the Insured that are unable to function as intended due to corruption or destruction of software or firmware. b. Loss does not include any sums related to labor costs associated with installing, connecting or setting up the hardware. II. The following is added to SECTION II — LIMITS OF INSURANCE, 2. Aggregate Sublimit(s) of Insurance: The most We will pay for all Loss covered under the Hardware Replacement Costs Insuring Agreement is the Hardware Replacement Costs Aggregate; Sublimit of Insurance„ if any, shown above or in the Declarations, which are part of, and not in addition to, the Policy Aggregate Limit of Insurance. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations of liability of any kind with respect to Loss subject to such Sublimit of Insurance. SP CW 86 05 22 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 2 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. III. The following is added to SECTION Ill — DEDUCTIBLE: Under the Hardware Replacement Costs Insuring Agreement, We will pay only the amount of Loss which is in excess of the Policy Deductible shown in the Declarations. IV. Exclusion 4 in SECTION V — EXCLUSIONS is deleted in its entirety and replaced with the following: 4. Bodily Injury Bodily Injury means bodily injury, sickness or disease sustained by a person, including death resulting from any of these at any time. It also means mental injury, mental anguish, mental tension, emotional distress, pain or suffering or shock sustained by any person. However, Bodily Injury does not mean mental anguish or emotional distress resulting directly from a Security Breach. All other terms and conditions remain unchanged. SP CW 86 05 22 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 2 Policy Number: FLY-RBC-XK1 UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, WEBSITE MEDIA CONTENT LIABILITY ENDORSEMENT Website Media Content Liability Coverage Limit: $1000000.00 Website Media Content Liability Deductible: $1000.00 This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Website Media Content Liability Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: I. The following Insuring Agreement is added to SECTION I — INSURING AGREEMENTS. Website Media Content Liability Subject to the Website Media Content Liability Coverage Limit and Deductible set forth above, We will pay for Loss that the Insured becomes legally obligated to pay and Defense Expenses as a result of a Claim that is Discovered during the Policy Period and reported in accordance with Condition 14. Duties in the Event of Claim or Loss in SECTION VI — CONDITIONS, for one or more of the following acts first committed on or after the retroactive date and before the end of the Policy Period in the course of Your display of Media Material on Your website or on social media web pages created and maintained by or on behalf of You: a. invasion of or interference with an individual's right of publicity, including commercial appropriation of name, persona, voice or likeness; or b. plagiarism, piracy or misappropriation of ideas under implied contract; or c. infringement of copyright; or d. infringement of domain name, trademark, trade narne, trade dress, logo, title, metatag, slogan, service mark, service name; or e. improper deep -linking or framing within electronic content. With respect to this Website Media Content Liability Insuring Agreement: a. Media Material rneans any information in electronic form, including words, sounds, numbers, images, or graphics and shall also include advertising, video, streaming content, webcasting, online forums, bulletin boards and chat room content, but does not mean computer software or the actual goods, products or services described, illustrated or displayed in such Media Material. 11, Exclusions Applicable to the Website Media Content Liability Insuring Agreement: SP CW 83 05 22 Page 1 of 2 Spinnaker Insurance Company Includes copyrighted material of Insurance Services Office, Inc., with its permission Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. We will not be liable for any Claim resulting from an act based upon, attributable to or arising out of: 1. An actual or alleged infringement of, violation of, misappropriation of or assertion of any right to or interest in any: Patent, copyright, trademark, trade dress, certification mark, collective mark, service mark, expression, idea, likeness, name, slogan, style of doing business, symbol, title, trade secret or other intellectual property right by or on behalf of any Insured, provided that this Exclusion does not apply to a claim resulting from an act based upon, attributable to or arising out of infringement of copyright, or infringement of domain name, trademark, trade name, trade dress, logo, title, metatag, slogan, service mark, service name in the course of Your display of Media Material on Your website or on social mediaweb pages created and maintained by oron behalf of You; or b. Software or computer code or its source content or material by or on behalf of any Insured. III. The following is added to SECTION II — LIMITS OF INSURANCE, 2. Aggregate Sublimit(s) of Insurance: The most We will pay for all Loss covered under the Website Media Content Liability Insuring Agreement is the Website Media Content Liability Sublimit of Insurance shown above, which is part of, not in addition to the Policy Aggregate Limit of Insurance set forth in the Declarations to this Policy Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations or liability of any kind with respect to Loss subject to such Sublimit of Insurance. All other terms and conditions remain unchanged, SP CW 83 05 22 Page 2 of 2 Spinnaker Insurance Company Includes copyrighted material of Insurance Services Office, Inc., with its permission Policy Number FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. POST BREACH REI' MEDIATION COVERAGE ENDORSEMENT Post Breach Remediation Coverage Limit: $1000000.00 This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Post Breach Remediation Coverage Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. This endorsement extends certain coverages. The headers in this endorsement are only for convenience. Read the entire policy carefully to determine rights, duties and what is and is not covered. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: I. The following Insuring Agreement is added to SECTION I — INSURING AGREEMENTS: Post Breach Remediation: Subject to the Post Breach Remediation Coverage Limit set forth above and any Deductible specified in the Declarations to this policy, We will pay Loss incurred with Our prior written approval during the Policy Period and reported in accordance with Condition 14. Duties in the Event of Claim or Loss in SECTION VI — CONDITIONS, to resolve any vulnerabilities or weaknesses in your Computer System that are identified by an independent securityfirm after a Cyber Incident or Security Breach. The upgrades or improvements must be determined by the independent security firm to reduce the probability or potential damage from a Cyber Incident or Security Breach in the future. With respect to this Post Breach Remediation Insuring Agreement: a. Loss solely means: i. labor costs incurred by an independent security firm to determine whether any vulnerabilities or weaknesses exist in Your Computer System that are identified by an independent security firm after a Cyber Incident or Security Breach; and ii. labor costs incurred to resolve any vulnerabilities or weaknesses in your Computer System that are identified by an independent security firm after a Cyber Incident or Security Breach. II. The following is added to SECTION II — LIMITS OF INSURANCE. 2. Aggregate Sublimit(s) of Insurance: SP CW 87 05 22 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 2 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. The most We will pay for all Loss covered under the Post Breach Remediation Insuring Agreement is the Post Breach Remediation Aggregate Sublimit of Insurance, if any, shown above or in the Declarations, which are part of, and not in addition to, the Policy Aggregate Limit of Insurance. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations of liability of any kind with respect to Loss subject to such Sublimit of Insurance. III. The following is added to SECTION III — DEDUCTIBLE: Under the Post Breach Remediation Insuring Agreement, We will pay only the amount of Loss which is in excess of the Policy Deductible amount shown in the Declarations. All other terms and conditions remain unchanged. SP CW 87 Q5 22 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 2 Poolliicyy Number: FLY-RBC-XKl UR4396 E tGES THE POLICY. PLEASE READ IT CAREFULLY. ENHANCED BUSINESS (INCOME, CONTINGENT BUSINESS INCOME AND, EXTRA EXPENSE COVERAGE ENDORSEMENT - INCLUSIVE OF SYSTEMS FAILURE This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. This endorsement extends certain coverages. The headers in this endorsement are only for convenience. Read the entire policy carefully to determine rights, duties and what is and is not covered. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: I. Insuring Agreement 4. Business Income, Contingent Business Income and Extra Expense is deleted in its entirety and replaced with the following: 4. Business Income, Contingent Business Income and Extra Expense We will pay for Loss due to an Interruption resulting directly from a Cyber Incident, Extortion Threat or System Failure that is Discovered during the Poiiicy (Period or during any extended reporting period, if applicable. With respect to this Insuring Agreement 4, Loss means the actual Loss of: (1) "business and contingent business income" You sustain; and/or (2) "extra expense" You incur. As used in this Insuring Agreement 4: a. "Business and contingent business income" means the: net income (net profit or loss before income taxes) that would have been earned or incurred; and continuing normal operating expenses incurred, including payroll. "Business and contingent business" income does not include: (1) Net Profit that would likely have been earned as a result of an increase in volume due to favorable business conditions caused by the impact of network security failures impacting other businesses, loss of market, or any other consequential loss b. "Extra expense" means necessary and reasonable expenses You incur during the period of restoration as a result of the measurable Interruption of the Insured's business operations, in order to reduce the period of restoration and minimize or reduce Business and Contingent Business income. "Extra expense" does not include: SP CW 76 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 3 Policy Number: FLY RBC-XKl UR4396 EndorsMent Issgn� W%ts WrebEb(M?,6s associated with upgrading, maintaining, repairing, remediating or Endorsement E V tg:zMaMp1IiW System as a result of a Cyber Incident, Extortion Threat or System Failure; or (2) Extortion Expenses covered under Insuring Agreement 2 — Extortion Threats. II. The following definition in SECTION VII — DEFINITIONS is deleted in its entirety and replaced with the following: Interruption means: a. With respect to a Cyber Incident or System Failure: an unanticipated cessation or slowdown for Your business operations; or Your suspension of Your business operations for the purpose of avoiding or mitigating the possibility of transmitting a Virus or malicious code to another person or organization; and, with regard to Paragraphs 14.a.i and 14.a.ii. above, shall be deemed to begin when Your business operations are interrupted and ends at the earliest of: (1) one hundred -eighty (180) days after the Interruption begins; (2) the time when Your business operations are resumed; or (3) the time when service is restored to You. b. With respect to an Extortion Threat, Your voluntary suspension of Your business operations: I. based upon clear evidence of a credible threat; or H. based upon the recommendation of a security firm, if any; and, with regard to Paragraphs 14.b.i and 14.b.ii. above, shall be deemed to begin when Your business operations are interrupted and ends at the earliest of: (1) one hundred -eighty (180) days after the Interruption begins; (2) the time when Your business operations are resumed; or (3) the time when service is restored to You. M. The following definition is added to SECTION VII — DEFINITIONS: System Failure means: any sudden, unintentional, or unexpected and continuous Interruption of your Computer System which disrupts, prevents, or restricts the normal functioning of your business operations which would otherwise have been handled in whole or in part by the Computer System and is directly caused by a Cyber Incident, malfunction in normal computer function or network service, or hardware failure. System Failure does not include: (1) any hardware failure due to design/manufacturing defects or use of hardware past End of Life Announcements (EOLA) or Last Date of Support (LODS); (2) failure of hosted computer systems that results in an outage that extends beyond the services being provided to you by hosted Computer Systems; (3) failure to adequately anticipate or capacity plan for expected and/or above -normal operational demand for Computer Systems except where this demand is a denial of service attack; (4) any Interruption of a Computer System resulting from a Security Breach; or (5) any Interruption of a Computer System operated by any Third Party. SP CW 76 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 3 Policy Number: FLY-RBC-XKl UR4396 IV. C&1di r tVa(*df Zvi -S&tl fain SECTION VI -CONDITIONS is deleted in its entirety and replaced wi5vQ1ho40o*FrfLtive Date: Mar 03, 2025 16. Valuation - Settlement All premiums, limit(s) of insurance, deductible amounts, Loss and any other monetary amounts under this Policy are expressed and payable in the currency of the United States of America. If judgment is rendered, settlement is agreed to or another component of Loss under this Policy is expressed in any currency other than United States of America dollars, payment under this Policy shall be made in United States dollars at the rate of exchange published in The Wall Street Journal on the date the final judgment is entered, settlement amount is agreed upon or the other component of Loss is due, respectively. a. With respect to Loss covered under Insuring Agreement 4 - Business Income, Contingent Business Income and Extra Expense, the amount of "business and contingent business income" will be determined based on consideration of: i. the net income generated from Your business activities before the Interruption occurred; ii. the likely net income generated by Your business activities if no Interruption had occurred, but not including any net income that would likely have been earned as a result of an increase in the volume of business due to favorable business conditions caused by the impact of the Cyber Incident or System Failure on customers or on other businesses; iii. the operating expenses, including payroll, necessary to resume Your business activities with the same quality of service that existed before the Interruption; and iv. other relevant sources of information, including Your financial records and accounting procedures, bills, invoices and other vouchers, and debts, liens and contracts. However, the amount of "business and contingent business income" will be reduced to the extent that the reduction in the volume of business from the affected business activities is offset by an increase in the volume of business from other channels of commerce such as via telephone, mail or other sources. b. With respect to Loss covered under Insuring Agreement 4 - Business Income, Contingent Business Income and Extra Expense, the amount of "extra expense" will be determined based on: L necessary expenses that exceed the normal operating expenses that would have been incurred in the course of Your business activities during the period of coverage if no Interruption had occurred. We will deduct from the total of such expenses the salvage value that remains of any property bought for temporary use during the period of coverage once Your business activities are resumed; and ii. necessary expenses that reduce the "business and contingent business income" Loss that otherwise would have been incurred during the period of coverage. All other terms and conditions remain unchanged. SP CW 76 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 3 of 3 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Dale: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SERVICE FRAUD, INCLUDING CRYPTOJACKING ENDORSEMENT Service Fraud Coverage Limit: $1,000,000.00 This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Service Fraud Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. This endorsement extends certain coverages. The headers in this endorsement are only for convenience. Read the entire policy carefully to determine rights, duties and what is and is not covered. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: The following Insuring Agreement is added to SECTION I — INSURING AGREEMENTS: Service Fraud: Subject to the Service Fraud Coverage Limit set forth above and any Deductible specified in the Declarations to this policy, We will pay for any monetary Loss sustained by You, including but not lim led to phone and cloud based service bills, and Cryptojacking, first Discovered during the Policy Period and reported in accordance Condition 14. Duties in the Event of Claim or Loss in SECTION VI - CONDITIONS, directly resulting from an intentional unauthorized access to Your Telephone System by a third party. With respect to this Telecommunications Fraud Insuring Agreement: a. Loss means the additional monetary costs incurred by You as a direct result of: 1. unauthorized calls or unauthorized use of Your Telephone System's bandwidth; 2. unauthorized access or use of Your Cloud Based Services.*; and 3. unauthorized access or use of a Computer System for the purpose of mining for Virtual Currency with the use of any of the following services or resources: electricity natural gas oil internet. b. Monetary Costs include only those additional amounts billed to You by the respective service provider, including usage or consumption information, incurred in a periodic billing statement pursuant to a written contract executed before the Loss first occurred with You, and does not SP CW 70 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 2 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Dale: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. include any amounts charged at a flat fee that does not scale with the rate or use of the respective service due for payment during the Policy Period. c. Telephone System means the Voice over Internet Protocol (VoIP) phone system directly under Your control. d. Cloud Based Services means Infrastructure as a Service (laaS), Platform as a Service (PaaS), and Software as a Service (SaaS). e. Virtual Currency means a type of digital representation of currency or asset which is stored, transferred, and transacted in electronic form, utilizes cryptography to secure its network, regulate its generation, and verify its transfer, and operated independently of a central bank or other central authority in the majority of financial jurisdictions.' II. The following is added to SECTION II — LIMITS OF INSURANCE, 2. Aggregate Sublimit(s) of Insurance: The most We will pay for all Loss covered under the Service Fraud Insuring Agreement is the Service Fraud Aggregate Sublimit of Insurance, if any, shown above or in the Declarations., which are part of, and not in addition to, the Policy Aggregate Limit of Insurance. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations of liability of any kind with respect to Loss subject to such Sublimit of Insurance. III. The following is added to SECTION III — DEDUCTIBLE Under the Service Fraud Insuring Agreement, We will pay only the amount of Loss which is in excess of the Policy Deductible shown in the Declarations. All other terms and conditions remain unchanged. SP CW 70 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 2 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DEDICATED BREACH COSTS ENDORSEMENT Security Breach Expense Coverage Limit: $500000.00 This endorsement modifies insurance provided under the following: COMMERCIAL CYBER INSURANCE POLICY Unless modified by this Security Breach Expense Outside of Limit Endorsement, all provisions of the Policy to which this endorsement is attached, as well as all terms and conditions, remain unchanged and applicable. This endorsement extends certain coverages. The headers in this endorsement are only for convenience. Read the entire policy carefully to determine rights, duties and what is and is not covered. In consideration of the premium charged for the Policy, it is hereby understood and agreed that: I. Paragraph 1. Policy Aggregate Limit of Insurance of SECTION II — LIMITS OF INSURANCE is deleted in its entirety and replaced with the following: 1. Policy Aggregate Limit of Insurance Except as provided below under Paragraph 3. Security Breach Expense Limit of Insurance, the most We will pay for all covered Loss and Defense Expenses is the Policy Aggregate Limit of Insurance shown in the Declarations. Furthermore, except as provided below under Paragraph 3. Security Breach Expense Limit of Insurance, the Policy Aggregate Limit of Insurance shall be reduced by any payment, including Defense Expenses, made under the terms of this Policy. Upon exhaustion of the Policy Aggregate Limit of Insurance and, only if applicable, the Security Breach Expense Limit of Insurance, We will have no further obligations or liability of any kind under this Policy. It. Paragraph 2. Aggregate Sublimit(s) of Insurance of SECTION II — LIMITS OF INSURANCE is deleted in its entirety and replaced with the following: The Aggregate Sublimit(s) of Insurance set forth in the Declarations are part of, and not in addition to, the Policy Aggregate Limit of Insurance. Any such Aggregate Sublimit(s) of Insurance shall be reduced by any payment for Loss and, if applicable, Defense Expenses, under the Insuring Agreement to which such Aggregate Sublimit of Insurance applies. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations or liability of any kind with respect to Loss or Defense Expenses, subject to such Sublimit of Insurance. 2. Aggregate Sublimit(s) of Insurance Except as provided below under Paragraph 3. Additional Security Breach Expense Limit of Insurance, Subject to the Policy Aggregate Limit of Insurance, the most We will pay for all Loss covered under: SP CW 71 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 1 of 2 Policy Number: FLY-RBC-XK1UR4396 Endorsement Issued Date: Mar 14, 2025 Endorsement Effective Date: Mar 03, 2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. a. Insuring Agreement 2 — Extortion Threats, is the Ransom Payments Aggregate Sublimit Of Insurance, if any, shown in the Declarations; and b. Insuring Agreement 4 — Business Income and Extra Expense, is the Business Income and Extra Expense Aggregate Sublimit Of Insurance, if any, shown in the Declarations. The Aggregate Sublimit(s) of Insurance described in Paragraphs 2.a. and 2.b. above are part of, and not in addition to, the Policy Aggregate Limit of Insurance. Any such Aggregate Sublimit(s) of Insurance shall be reduced by any payment for Loss and, if applicable, Defense Expenses, under the Insuring Agreement to which such Aggregate Sublimit of Insurance applies. Upon exhaustion of any Aggregate Sublimit of Insurance by such payments, We will have no further obligations or liability of any kind with respect to Loss or Defense Expenses, subject to such Sublimit of Insurance. III. The following is added to SECTION II — LIMITS OF INSURANCE: 3. Additional Security Breach Expense Limit of Insurance Solely with respect to SECTION I — INSURING AGREEMENTS, 1. Security Breach Expense: a. All Loss covered under SECTION I - INSURING AGREEMENTS, 1. Security Breach Expense incurred by the Named Insured in excess of the Policy Deductible amount shown in the Declarations resulting directly from a Security Breach or Cyber Incident Discovered during the Policy Period or any extended reporting period, if applicable, shall only apply to, and reduce, the Additional Security Breach Expense Limit of Insurance. All such Loss shall not apply to or reduce the Policy Aggregate Limit of Insurance. b. Upon exhaustion of the Additional Security Breach Expense Limit of Insurance We will have no further obligations or liability of any kind SECTION I — INSURING AGREEMENTS, 1. Security Breach Expense under the Policy. All other terms and conditions remain unchanged, SP CW 71 02 23 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 2 of 2 CITY OF EL SEGUNDO WORKERS' COMPENSATION DECLARATION WARNING: FAILURE TO SECURE WORKERS' COMPENSATION COVERAGE IS UNLAWFUL AND SUBJECTS AN EMPLOYER TO CRIMINAL PENALTIES AND CIVIL FINES UP TO ONE HUNDRED THOUSAND DOLLARS ($100,000), IN ADDITION TO THE COST OF COMPENSATION, DAMAGES AS PROVIDED FOR IN LABOR CODE § 3706, INTEREST, AND ATTORNEY'S FEES. I affirm under penalty of perjury under the laws of California one of the following declarations: (_) I have and will maintain a certificate of consent of self -insure for workers' compensation, issued by the Director of Industrial Relations as provided for by Labor Code § 3700 for the performance of the work set forth the agreement with the City of El Segundo. Policy No. (_) I have and will maintain workers' compensation insurance as required by Labor Code § 3700 for the performance of the work for which the agreement with the City of El Segundo is executed. My workers' compensation insurance carrier and policy number are: Carrier Policy Number Expiration Date Name of Agent Phone # (X) I certify that, in the performance of the work set forth in the agreement with the City of El Segundo, I will not employ any person in any manner so as to become subject to the workers' compensation laws of California, and agree that, if I should become subject to the workers' compensation provisions of Labor Code § 3700 1 must immediately comply with those provisions or the agreement will automatically become void. Signature of Applicanty' /(/�azsu.� Date 05/08/25 Agreement for: Dated: Reviewed by: