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PROOF OF INSURANCE (2025)DATE (MM/DD/YVY`() AC40R" CERTIFICATE OF LIABILITY INSURANCE 10/29/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODucER CONTac'T Sharon M. Lagier, CMIP, CIC, AIS NAME. UP Insurance Services, LLC PHONE (916) 844-0408 t (916) 844-0409 AFC No. Ext :AfC NiTt: 11249 Gold Country Blvd #160 ADD SS; sharon.lagier@Ipins.net Gold River CA 95670 INSURER(S) AFFORDING COVERAGE IN111 SURERA: Ascot Insurance Company NAIC # 23752 INSURED INSURERB: Oregon Mutual Insurance CO Quality Refrigeration Company, Inc., JHRWILM, LLC, JHRSD, LLC, INSURERC: Beazley Insurance Company, Inc, 37540 INSURERD: Ascot Insurance Company 23752 James Michael Webber, Quality Refrigeration Cc Inc, 401(k) Profit Sharing Plan and Trust (ERISA), Webber Family Trust INSURER E : PO Box367 Wilmington CA 90748-0367 INSURER F: ca RTIGIf'ATr- rut IMR1=R• 24-25 MGUXS/AUTO REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED,, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS, R TYPE OF INSURANCE '.INSD WVD POLICY NUMBER MMIDDY EP MM DD/YYYY LIMITS COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS -MADE � OCCUR PREMI aES IEa cau,rresdce $ 50"I MED EXP (Any one person) $ 10,000 A MAPL241000320203 11/01/2024 1 11/01/2025 PERSONAL &ADV INJURY $ 11000,000 GEN'LAGGREGATE LIMIT APPLIES PER: _ GENERAL AGGREGATE $ 2,000,000 PRO- ',LOC POLICY JECT PRpDUCTS-COMP/OPAGG $ 1,000,000 SRLL / S&A Poll - each $ 1.000,000 OTHER, CpMBMED INGLE L�WM 1 $ 1,000.000 AUTOMOBILE LIABILITY Ea acc+dentt "�}t";� ANYAUTO BODILY INJURY (Per person) $ B OWNED SCHEDULED CM05022924724 11/01/2024 11/01/2025 BODILY INJURY (Per accident) $ AUTOS ONLY AUTOS HIRED NON -OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY r_ deer acnidentl . CCUR X UMBRELLA LIABRLoMMS-MADE 11: EACH OCCURRENCE $ 3,000,000 C EXCESSLIA6V14GRF24PNGF ''... 11/01/2024 11/01/2025 AGGREGATE $ DED RETENTION $ — $ COMPENSATION PERWORKERS STATUTE EORH AND EMPLOYERS' LIABILITY Y / N ANY PROPRIETOR/PARTNER/EXECUTIVE N/A E..LEACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? (Mandatary in NH) E,.L. DISEASE -EA EMPLOYEE $ If yes, describe under DESCRIPTION OF OPERATIONS below E..L,. DISEASE - POLICY LIMIT $ Excess AutoLiability Limit $3,000,000 g Excess Auto Liability CM05022924724 11 I01 /2024 11 /01I2025 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Insurer D-2nd Layer MGUEL and Auto Excess Policy#TBD 11/01/2024-11/01/2025 - Limit: $2,000,000;When Named Insureds operations are performed for [Cer6 irate Holder] pursuant to a valid written contract or agreement executed by Named Insured prior to loss. In accordance with the policy(ies) listed above: Additional Insured and Waiver of Subrogation Status Is determined by attached GL Form #MAR-20-109; Watercraft included in coverage pursuant to attached SRLL Form #MAR-20-1 9 (1.1.2019)'; Additional Insured and Waiver of Subrogation Status is determined by attached Auto Form tfM2855A (8-19); Excess MIG'UELAdditional Insured and Waiver of Subrogation Status is determined by Excess Beazley Form, including underlying schedule, attached; Excess MGUAuto/EU1 st Layer Excess Ascot form to be provied; Primary/Non-Contributory for all policies,. f 0=O 10I/"ATC unl MCO CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of El Segundo ACCORDANCE WITH THE POLICY PROVISIONS. 350 Main Street AUTHORIZED REPRESENTATIVE Rooms ElSegundo CA 90245 �j,, k A%.F V I WOO-AU-10 MV1JMU%,Ur%rVl[M I IVI\. M11IIHI1WICJCIVWU- ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD POLICY # MAPL241000320203 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Blanket Additional Insured and Blanket Waiver of Subrogation L Section 4: Who Is An Insured is amended to include as an additional insured any person or organization to whom the Named Insured is obligated, by virtue of a written contract or written agreement, to provide insurance that is afforded by this Policy or who is added by endorsement, but only with respect to liability arising out of the Insured's operations. The following is added to Paragraph E: Transfer of the Named Insured's Rights and Duties Under this Policy of Section 8: Policy Conditions: We waive any right of recovery we may have against the person or organization because of payments we make for bodily injury or property damage arising out of the Insured's operations or the Insured's work done undera written contract or written agreement with that person or organization and included in the products -completed operations hazard. This waiver applies only to the person or organization for whom the Named Assured is required to waive subrogation. This waiver of subrogation will apply only when the waiver is issued prior to an occurrence. NI'. Coverage under this endorsement only applies if: a. An occurrence and the bodily injury or property damage it causes takes place; and b. An occurrence takes place, on or after the effective date of the endorsement, but before the end of the policy period. All other terms, conditions, limitations and exclusions remain unchanged. MAR-20-109 (1.1.2019) Page 1 of 1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Marine Liability Extension - Ship Repairer's Liabil I. The coverages provided in SECTION 2 COVERAGES, Coverage A: Bodily Injury and Property Damage Liability I. A. are amended to include the legal liability and liability assumed under an insured contract, as a result of the operation by the Named Insured as a ship repairer, due to: A. Property damage to watercraft and their equipment, cargo and other interests on board, occurring only while such watercraft are in the care, custody or control of the insured for the purpose of repair or alteration, or while such watercraft are being moved via inland waters, in connection with repairs or alteration; B. Property damage or bodily injury caused by a watercraft while in the care, custody, or control of the insured and while being navigated or operated away from premises within permitted waters by an employee of the insured or in tow of a tug not owned by or demise chartered to the insured. C. Property damage to property of others, while such property is in the care, custody or control of the insured or is being loaded or discharged by the insured. D. Expenses of, or incidental to, the removal of wreck of a watercraft and their equipment, cargo and other interests on board covered under I(A) and I(B) above when such removal is compulsory by law. II. This insurance does not apply to: A. Demurrage, loss of time, loss of freight, loss of charter or similar or substituted expenses as a consequence of property damage to a watercraft; B. Property damage or bodily injury arising in connection with work on any vessel which has carried flammable or combustible liquid in bulk as fuel or cargo or any vessel which has carried flammable compressed gas in bulk. But this exclusion does not apply: (1) if the insured has complied with the rules, regulations and requirements of the port or governmental authorities at the place where the work is being performed; or (2) when a gas free certificate is not required by the port or governmental authorities, if a certificate is obtained from a chemist approved by us prior to the commencement of work; C. Collision liability, tower's liability or liabilities insured against under the customary forms of hull or protection and indemnity policies arising out of the operation of any watercraft owned by or demise chartered to, the insured or any affiliated or subsidiary concern or party; MAR-20-129 (1.1.2019) Page 1 of 2 D. Property damage to property owned, leased to, or in the possession of the Insured (other than watercraft which are in the custody of the insured for the purpose of repair or alteration) or utilized by the insured in its business as a ship repairer; E. Property damage to watercraft placed in the care, custody or control of the insured for the purpose of storage regardless of whether any work is to be performed on the watercraft. This exclusion does not apply to property damage to any watercraft resulting directly from repairs or alterations to said watercraft carried out during such storage period; F. The expense of redoing the work improperly performed by or on behalf of the Insured or the cost of replacement of materials, parts or equipment furnished in connection therewith; G. The expense of repairing, replacing or renewing any faulty designed part which causes property damage to the watercraft, or for any expense incurred by reason of a betterment or alteration in design; H. The firing or testing of any weapon of war on the watercraft; III. With respect to this endorsement only, the exclusion found in SECTION 3 POLICY EXCLUSIONS, K. 4. is deleted. All other terms, conditions, limitations and exclusions remain unchanged. MAR-20-129 (1.1.2019) Page 2 of 2 POLICY # CM05022924724 1-17 , I In OREGON MUTUAL INSURANCE COMPANY COMMERCIAL AUTO CLUSTER ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM M2855A (8-19) With respect to coverage provided by this endorsement, the provisions of the Business Auto Coverage Form apply unless modified by this endorsement. COVERAGE SUMMARY This is a summary of the coverages provided by this endorsement. 1. Bail Bonds........................................................1 2. Broadened Pollution.........................................1 3. Business Property of Others........,,..v................1 4. Employees as Insureds, Other Than Retail Delivery.—, .. .... — ..... ..... ..... ...... — .... ,...1 5. Glass Repair Deductible Waiver.......................1 6. Hired Auto Loss of Use.....................................1 7. Hired Auto Physical Damage ............................1 8. Loan Lease Gap ....... ...... ....... ........ ......... .,...,...,2 9. Personal Effects...............................................2 10. Rental Reimbursement........................W........,,,,2 11. Towing ..........................................................2 12. Additional Insured by Contract or Agreement .... 2 13. Waiver of Subrogation by Contract orAgreement...................................................3 1. Bail Bonds Section II — Liability Coverage, A. Coverage, 2. Coverage Extensions, a. Supplementary Payments, Paragraph (2) is replaced with the following: (2) Up to $2,500 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident" we cover. We do not have to furnish these bonds. 2. Broadened Pollution The following is added to Section II — Liability Coverage, B. Exclusions,11. Pollution: Paragraphs a. and b. above do not apply to "accidents" that occur away from premises owned by or rented to an "insured" with respect to "pollutants" carried in or upon a covered "auto" up to the first $1,000 of damage for any one "accident". 3. Business Property of Others The following is added to Section II — Liability Coverage, B. Exclusions, 6. Care, Custody or Control: This exclusion does not apply to "property damage" to property of others up to an amount not exceeding $1,000 in any one "accident". Coverage is excess over any other valid and collectible insurance. 4. Employees as Insureds Other Than Retail Deliver The following is added to Section II — Liability Coverage, A. Coverage, 1. Who Is An Insured: An "employee" of yours is an "insured" while using a covered "auto" you do not own, hire or borrow in your business or your personal affairs. However, this paragraph does not apply to "auto" used for retail delivery. 5. Glass Repair De uctible Waiver The following is added to Section III — Physical Damage Coverage, A. Coverage, 3. a. Glass breakage: No deductible applies if glass damage is repaired ratherthan replaced. 6. Hired Auto Loss of Use Section III — Physical Damage Coverage, A. Coverage, 4. Coverage Extensions, b. Loss Of Use Expenses, the last sentence is replaced with: However, the most we will pay for any expenses for loss of use is $75 per day, to a maximum of $1,000. 7. Hired Auto Physical Damage The following is added to Section III — Physical Damage Coverage, A. Coverage, 4. Coverage Extensions: Hired Auto Physical Damage If a Covered Auto Designation Symbol 1 or 8 applies to Liability Coverage, and if at least one covered "auto' you own is covered for Comprehensive or Specified Causes of Loss and Collision coverage, then the physical damage coverage provided extends to those "autos" you lease, hire, rent or borrow. This does not include any "auto' you lease, hire, rent or borrow from any of your "employees", partners (if you are a partnership), members (if you are a limited liability company) or members of their households. The deductible will be equal to the highest deductible applicable to covered "autos" you own. Includes copyrighted material of Insurance Services Office, Inc., with its permission M2855A (8-19) Page 1 of 3 �x,•� The most we will pay under this coverage is the least of: 1. $50,000; or 2. The actual value at the time of loss; or 3. The cost of repairing or replacing the damaged or stolen property with other property of like kind or quality. 8. Loan Lease Ga The following is added to Section III — Physical Damage Coverage, A. Coverage: Loan Lease Gap In the event of a total "loss" to a covered "auto" that is covered for Comprehensive or Specified Causes of Loss and Collision coverage, we will pay the "outstanding balance" on the lease or loan for that covered "auto" up to $2,500. 9. Personal Effects The following is added to Section III — Physical Damage Coverage, A. Coverage, 4. Coverage Extensions: Personal Effects For any owned "auto" that is involved in a covered "loss", we will pay up to $500 for "personal effects" that are lost or damaged as a result of the covered "loss", without applying a deductible. 10. Rental Reimbursement The following is added to Section III — Physical Damage Coverage, A. Coverage, 4. Coverage Extensions: Rental Reimbursement If a covered "auto" owned by you is covered for Comprehensive or Specified Causes of Loss and Collision coverage, we will pay for rental reimbursement expenses incurred by you forthe rental of an "auto" because of "loss" to a covered "auto". Payment applies in addition to the otherwise applicable amount of each coverage you have on a covered "auto". No deductibles apply to this coverage. We will pay only for those expenses incurred during the policy period beginning 24 hours after the "loss" and ending, regardless of the policy's expiration, with the lesser of the following number of days- 1 . The number of days reasonably required to repair or replace the covered "auto". If "loss" is caused by theft, this number of days is added to the number of days it takes to locate the covered "auto" and return it to you, or 2. Up to $75 per day up to 30 calendar days. This coverage does not apply while there are spare or reserve "autos" available to you for your operations. If "loss" results from the total theft of a covered "auto" of the private passenger type, we will pay under this coverage only that amount of your rental reimbursement expenses which is not already provided for under another Physical Damage Coverage Extension. 11. Towincl Section III — Physical Damage Coverage, A. Coverage, 2. Towing is replaced with the following: We will pay up to $100 for towing and labor costs incurred each time a covered "auto" of the private passenger or Light Local Service (0—10,000 lbs. GVIM type is disabled. However, the labor must be performed at the place of disablement. 12. Additional (Insured bv Contract or Aareement. A. The following is added to Section II — Liability Coverage, A. Coverage, 1. Who Is An Insured: When you have agreed in a written contract or agreement to include a person or organization as an additional "insured", such person or organization is included as an "insured" subject to the following: 1. Such person or organization is an additional "insured" only to the extent such person or organization is liable for "bodily injury" or "property damage" because of the conduct of an "insured" under Paragraphs a. or b. under Section II — Liability Coverage, Paragraph A.I. Who Is An Insured, caused by an "accident" and resulting from the ownership, maintenance or use of a covered "auto"; andiTD11[TD2] 2. The written contract or agreement described above must have been executed prior to the "accident" that caused the "bodily injury" or "property damage" and be in effect at the time of such "accident"; and 3. The insurance afforded to any such additional "insured" does not apply to any "accident" beyond the period of time required by the written contract or agreement described above. B. The most we will pay on behalf of such additional "insured(s)" is the lesser of: 1. The Limits of Insurance specified in the written contract or agreement described above; or Includes copyrighted material of Insurance Services Office, Inc., with its permission M2855A (8-19) Page 2 of 3 19M",FRM 2. The Limits of Insurance shown in the Declarations. This provision shall not increase the Limit of Insurance shown in the Declarations in this policy or coverage part. C. The following change is made to Section II — Liability Coverage, A. Coverage, 1. Who is An Insured: Paragraph 1.c. is deleted in its entirety. D. The following changes are made to Section IV — Business Auto Conditions, B. General Conditions, Paragraph 5. Other Insurance: 1. The following is added to Paragraph 5.a.: If required by the written contract or agreement described above, the insurance afforded to the additional "insured" under this provision will be primary to, and will not seek contribution from, the additional "insured's" own insurance. 2. Paragraph 5.c. is deleted in its entirety. E. Section V — Definitions, "insured contract" is amended to add the following: An "insured contract" does not include that part of any contract or agreement: That pertains to the ownership, maintenance or use of an "auto" and which indemnifies a person or organization for other than the vicarious liability of such person or organization for "bodily injury" or "property damage" caused by your operation or use of a covered "auto". However, a person or organization is an additional "insured" underthis provision only to the extent such person or organization is not named as an "insured" by separate endorsement to this policy. 13. Waiver of Siubro+gatiorr by Contract or Acireernent The following is added to Section IV — Business Auto Conditions, A. Loss Conditions, Paragraph 5. Transfer Of Rights Of Recovery Against Others To Us: We waive any right of recovery we have against a person or organization because of payments we make for "bodily injury" or "property damage" when you and such person or organization have agreed in writing in a contract or agreement to waive such right of recovery, provided: 1. Such written contract or agreement was: a. Made prior to the "accident" or "loss" resulting in the covered "bodily injury" or "property damage"; and b. Was in effect at the time of the covered "bodily injury" or "property damage". 2. The covered "bodily injury" or "property damage" must arise out of the operations specified in such written contract or agreement. 3. At our request you must provide us with a copy of the aforementioned written contract or agreement. Additional Definitions The following Paragraphs are added to Section V — Definitions: Q. "Personal effects" means your tangible property that is worn or carried by you, except tools, jewelry, money or securities. R. "Outstanding balance" means the amount you owe on the lease or loan at the time of the "loss" less any overdue lease/loan payments, security deposits not returned by the lessor, costs for extended warranties or insurance purchased with the loan or lease, or cant' -over balances from previous loans or leases. Includes copyrighted material of Insurance Services Office, Inc., with its permission M2855A (8-19) Page 3 of 3 1.qW FRM #V 14GRF24PN ADDITIONAL INSURED I LOSS PAYEE I WAIVER OF SUBROGATION CLAUSES 1. It is hereby understood and agreed that this Policy shall include as Additional Assureds or Loss Payees, any person or organization to whom the Named Assured has agreed, by written contract, to provide coverage, but only with respect to operations performed by or on behalf of the Named Assured and only with respect to occurrences subsequent to the making of such written contract. Notwithstanding the above, it is further understood and agreed that wherever Additional Assureds or Loss Payees are added to this policy it is specifically agreed: a. Such Additional Assureds or Loss Payees are included only with respect to such activities insured by this policy as would exist in the absence of the naming of Additional Assureds or Loss Payees and coverage hereunder shall in no way be considered extended by the inclusion of Additional Assureds or Loss Payees. b. The inclusion of Additional Assureds or Loss Payees in no way increase the limit of liability hereunder. c. In the event of cancellation or change in policy coverage unless specifically endorsed in writing to the contrary hereon, no obligation is imposed on this company to send notice of cancellation or change of coverage to an Additional Assured or Loss Payee and notice to the original named assured shall discharge all obligations of this company hereunder. This company shall not be required to notify Additional Assureds or Loss Payees of any cancellation received from the original assured hereon. d. The insurance afforded to Additional Assureds will not be broader than that which is required by the contract or agreement to provide for such Additional Insured. 2. It is further understood and agreed that the Underwriters waive their rights of subrogation against any person or organizations to whom the Named Assured is obligated by written contract to provide such waiver, but only to the extent of such obligation and only with respect to operations by or on behalf of the Named Assured or to the facilities of or used by Named Assured. Notwithstanding the above, such waiver of rights of subrogation by Underwriters shall not apply to contracts between the Named Assured and subcontractors or employees of the Named Assured. ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED Page 13 of 33