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PROOF OF INSURANCE (2024 - 2025) CLOSEDKARD100 ` R� CERTIFICATE OF LIABILITY INSURANCE DATE`MM1DD"'�") 0912812023 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(➢es) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of'Isuch endorsements . PRODUCER 310.542.4500) C ACT GTr High Ground Insurance Services PHONE 23i7 Crenshaw Blvd, #304 �1 Torrance, CA 90501 AOe,g Grerl Martin 540 F: Co. ».. .-r. e%mm rrcWrn^rr attteaarza RIZ-VIRI,ON NUMBER.- JUL .140 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE DL UBR pOLICYNUMBER POLICY EFF POLICY EXP LIMITS A X COMMERCIAL GENERAL LIABILITY RRENC� ... .....-,_,.,,.,...� r 00 .EACH OCCU 2,000,000 CLAIMS -MADE rr X occuR I.� X XLII 4024075184 10I0112023 10/01I2024 DAM E To RENTED 1 000 000 4EB.i .... �J MEP onl $ .... ..� O & ADV NJ uRY. ...m....... 2,000,000 PERS NAL _ 4,000 O00 GEtI L AGGREGATE LIMIT APPLIES PER: GENFRALAGGREGATE $m 4,000,000 X POLICY ...... J T LOC PRCILIUCT3, COMPIOP AGG $ THEW A COMBINED SINGLE LIMIT 1000,000 AUTOMOBILE LIABILITY _'(,BG�i'SIr+.R'GP....,....6......--.. ANYAUTO X 4024075184 10/01/2023 10/01/2024 w,BoPI!,Y,„INJURYRPerpersor)),,,,m �w w OWNED SCHEDULED ONLY AUTOS BAUTOS Y (Per ao.odent) m X AO N XN WFERI AMAGE en — AtS ONLY .N- UMBRELLA LIAB OCCUR EACH OCCURRENCE .. , . _,,. ................._. EXCESS LIAB CLAIMS -MADE .AGGREGATE................................._..,.,..._.,..............................�. .. DED RETENTION $ WORKERS COMPENSATION PER Or R AND EMPLOYERS' LIABILITY Y / NTRLLF ANY PROPRIETOR/PARTNER/EXECUTIVE ❑ EXCLUDED? N / A E EACH ACCID L ENT $ fgICERIMEMBER aFndatory In NH) E L. DISEASE EFywEMPL,OYEEI $ If es, describe under D S RIPTION OF OP RATIONS below E.L... ISEASE -POLICY LIMIT IIII N A Professional Liab MCH288337915 10/01/2023 10/01/2024 Limit 2,000,000 Per Claim/ Aggrega Deductibl 15,000 DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) Re. 350 Main Street — Interior Improvements, 50 Main Street El Se Lund. City of El Segundo, its Officials and em�loyees are Included as ATditional Insureds as respects the General Liab➢{ity and Automobile Liam➢lit^y t required by valid Written contract or agreement With the blamed �,ppolicies as Vno2red, Waiver of Subrogation ap'pHy per forms included.. Subject to CITYOFE SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of El Segundo ACCORDANCE WITH THE POLICY PROVISIONS. 350 Main Street El Segundo, CA 90245 AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) U 1988-ZU15 AGUKU UUKPUKA I IUN. AU ngnis reserveu. The ACORD name and logo are registered marks of ACORD DATE (MMIDDNYYY) ACCORV CERTIFICATE OF LIABILITY INSURANCE 06/26/2024 ............. THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). ............. ........... PRODUCER I NTACT NAMC� Marsh Afflnity, PHONE Ext): 800-743-8130 FAX Marsh Affinity _J!yp No . . .. ...... Nc):� a division of Marsh USA LLC. E-MAIL ADDRESSADPTotalSourcegmarsh.com PO BOX 14404 NAIC # Des Moines, IA 50306.9686 INSURERS) AFFORDING COVERAGE, . . ......... INSURER A: AIU Insurance Company 19399 INSURED INSURER 8 ADP TotalSource DE IV, Inc. INSURER C 5800 Windward Parkway D: Alpharetta, GA 30005 JNSURER UC/F: _INLqff.ER E Kardent INSURER F: 11 GOLDEN SHORE SUITE 540 Long Beach, CA 908020000 COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: ............ — .. ....... ...... .. .. .. ...... . . . ....... THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ............. .......... INSR ADDLSUBR POLICY NUMBER POLICY EFF POLICYEXP LIMITS L R TYPEOFINSURANCE INSD WVD (MMIDDIYYYY) (MMIDDIYYYY� . .................. — . ................ . ........ COMMERCIAL GENERALLIABILITY EACH OCCURRENCE S CLAIMS -MADE OCCUR _RE_N'rED $F DAMAGE 10 RR MISESJ�& luren" .... MED EXP (Any one person) PERSONAL & ADV INJURY GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ P PO1U"_"'Y CY %"Co [:] LOC PRODUCTS - COMP/OP AGO S OTHER: $ AUTOMOBILE LIABILITY COMR41ED SftAGLE 0141 F $ X�l _­2�0 kil . .......... . . ............... . ANY AUTO BODILY INJURY (Per person) $ OWNED SCHEDULED BODILY INJURY (Per accident)_IT S AUTOS ONLY AUTOS mm HIRED NON -OWNED �iflfLrq,)PEP, TY 6914AGE $ AUTOS ONLY AUTOS ONLY 0cSLd, ........... UMBRELLA LIABCUR EA.CH.00CURRENCE EXCESSLIAB CLAIMS -MADE AGGREGATE DED LEREETE LTION 1 .11 .......... T_ WOR MPENSATION JBT=m ER AND EMPLOYERS'LIABILITY YIN �,.LLIT.E:_J= ANYPROPRIETOR(PARTNER/EXECUTIVE r— E L EACH ACCIDENT $ 2,000,000 OFFICER/MEMBER EXCLUDED? NIA X WC 088414543 CA 07/0112024 07/01/2025 A (Mandatory in NH) �L DI -EA EMPLOYEE $ 2,000,000 fl,describe under E L DISEASE"­P­0""L­`C'Y LIMIT DESCRIPTION OF OPERATIONS below $ _2goo 000 6E_s6kjP'f1dN OF —OPERATIONS I LOCATIONS /VEHICLES ACORD 101, Additional Remarks Schedule, maybe attached if more space is ieuired) All worksho ornployees,&wking for Katdonl p.Md under ADP TOTALSOURCE, INC.'s payroll, am covcrod undes the above mated Wlcy,'WAIVER OF SURROGATION IN FAVOR OF CERTIFICAfE HOLDER AS RESPECTS OF ,BOB PERFORMEDBY CdontASREQUIRED BY WRITTEN CONTRACT. 11 Golden Shore CERTIFICATE HOLDER CANCELLATIO.N-- City of El Segundo 350 Main Street SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE El Segundo, CA 90245 THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE I ./ I - - ---- . ..... ACORD 25 (201!6103) @ 1988-2015 ACORD CORPOWION. All rights reserved. The ACORD name and logo are registered marks of ACORD E GE PROVID BY FROM - POLICY PERIOD - TO SB146932G B4024®751 NUMBER�'v"-t4�COVERACWASUP "T'Yl r,'O+kPAC'T'Y 10/01/2023 10/01/2024 (Ed. 10-19) 1SI N Franklin CHICAGO, IL 60606 BLANKET ADDITIONAL INSURED AND LIABILITY EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESSOWNERS LIABILITY COVERAGE FORM BUSINESSOWNERS COMMON POLICY CONDITIONS I. BLANKET ADDITIONAL INSURED PROVISIONS A. ADDITIONAL INSURED —BLANKET VENDORS Who Is An Insured is amended to include as an additional insured any person or organization (referred to below as vendor) with whom you agreed under a "written contract" to provide insurance, but only with respect to "bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business, subject to the following additional exclusions: 1. The insurance afforded the vendor does not apply to: a. "Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; b. Any express warranty unauthorized by you; c. Any physical or chemical change in the product made intentionally by the vendor; d. Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; e. Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products; f. Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; g. Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or SB146932G (10-19) Page 1 of 7 Copyright, CNA All Rights Reserved. SB146932G (Ed. 10-19) h. "Bodily injury" or "property damage" arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: (1) The exceptions contained in Subparagraphs d. or f.; or (2) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products. 2. This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. 3. This provision 2. does not apply to any vendor included as an insured by an endorsement issued by us and made a part of this Policy. 4. This provision 2. does not apply if "bodily injury" or "property damage" included within the "products - completed operations hazard" is excluded either by the provisions of the Policy or by endorsement. B, MISCELLANEOUS ADDITIONAL INSUREDS 1. Who Is An Insured is amended to include as an insured any person or organization (called additional insured) described in paragraphs 3.a. through 3.j. below whom you are required to add as an additional insured on this policy under a "written contract." 2. However, subject always to the terms and conditions of this policy, including the limits of insurance, we will not provide the additional insured with: a. A higher limit of insurance than required by such "written contract;" b. Coverage broader than required by such "written contract" and in no event greater than that described by the applicable paragraph a. through k. below; or c. Coverage for "bodily injury" or "property damage" included within the "products -completed operations hazard." But this paragraph c. does not apply to the extent coverage for such liability is provided by paragraph 3.j. below. Any coverage granted by this endorsement shall apply only to the extent permitted by law. 3. Only the following persons or organizations can qualify as additional insureds under this endorsement: a. Controlling Interest Any persons or organizations with a controlling interest in you but only with respect to their liability arising out of: s (1) such person or organization's financial control of you; or a (2) Premises such person or organization owns, maintains or controls while you lease or occupy these premises; provided that the coverage granted to such additional insureds does not apply to structural alterations, new construction or demolition operations performed by or for such additional insured. b. Co-owner of Insured Premises A co-owner of a premises co -owned by you and covered under this insurance but only with respect to the co -owners liability for "bodily injury," "property damage" or "personal and advertising injury" as co- owner of such premises. c. Grantor of Franchise Any person or organization that has granted a franchise to you, but only with respect to such person or organization's liability for "bodily injury," "property damage," or "personal and advertising injury" as grantor of a franchise to you. SB146932G (10-19) Page 2 of 7 Copyright, CNA All Rights Reserved. SB146932G (Ed. 10-19) d. Lessor of Equipment Any person or organization from whom you lease equipment, but only with respect to liability for "bodily injury," "property, damage" or "personal and advertising Injury" caused in whole or in part by your maintenance, operation or use of such equipment„ provided that the "occurrence" giving rise to such "bodily injury" or "property damage" or the offense giving rise to such "personal and advertising injury" takes place prior to the termination of such lease. e. Lessor of Land Any person or organization from whom you lease land, but only with respect to liability for "bodily injury," '"property damage" or "personal and advertising Injury" arising out of the ownership, maintenance or use of that specific part of the land leased to yo�ui, provided that the "occurrence" giving rise to such "bodily injury" or "property damage" or the offense giving rise to such "personal and advertising injury„" takes place prior to the termination of such lease. The insurance hereby afforded to the additional insured does not apply to structural alterations, new construction or demolition operations performed by, on behalf of or for such additional insured. f. Lessor of Premises An owner or lessor of premises leased to you, or such owner or lessor's real estate manager, but only with respect to liability for ""bodily injury," "property damage" or '"personal and advertising injury" arising out of the ownership, maintenance or use of such part of the premises leased to you, and provided that the "occurrence" giving rise to such "bodily injury" or "property damage" or the offense giving rise to such "personal and advertising injury," takes place prior to the termination of such lease. The insurance hereby afforded to the additional insured does not apply to structural alterations, new construction or demolition operations performed by, on behalf of or for such additional insured. g. Mortgagee, Assignee or Receiver A mortgagee, assignee or receiver of premises but only with respect to such mortgagee, assignee" or receiver's liability for "bodily injury," "property damage" or "personal and advertising injury" arising out of the ownership, maintenance, or use of a premises by you. This insurance does not apply to structural alterations, new construction or demolition operations performed by, on behalf of or for such additional insured. h. State or Political Subdivisions A state or government agency or subdivision or political subdivision that has issued a permit or authorization, but only with respect to such government agency or subdivision or political subdivision's liability for "bodily injury„"" "property damage" or "personal and advertising injury" arising out of: (1) The following hazards in connection with premises you own, rent, or control and to which this insurance applies: (a) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoistaway openings, sidewalk vaults, street banners, or decorations and similar exposures; or (b) The construction, erection, or removal of elevators; or (c) The ownership, maintenance or use of any elevators covered by this insurance; or (2) The permitted or authorized operations performed by you or on your behalf. But the coverage granted by this paragraph does not apply to: (a) "Bodily injury", "property damage" or "personal and advertising injury" arising out of operations performed for the state or government agency or subdivision or political subdivision; or (b) "Bodily injury" or "property damage" included within the "products -completed operations hazard." With respect to this provision's requirement that additional insured status must be requested under a "written contract," we will treat as a "written contract" any governmental permit that requires you to add the governmental entity as an additional insured. SB146932G (10-19) Page 3 of 7 Copyright, CNA All Rights Reserved. GB14G832Q I. Trade Show Event Lessor With respect to your parficipation in a trade show event as an exhibitor, presenter or displayer, any person or organization whom you are required to include as an additional insured, but only with respect to such person or organization's liability for "bodily injury,11 I'property damage," or "personal and advertising injury" caused by: o. Your acts oromissions; cv b Acts oromissions ofthose acting onyour behalf; in the performance of your ongoing operations at the trade show premises during the trade show event j. Other Person nvOrganization Any person or organization who is not an additional iredunde Such aduuwnmn mauneo is an insured mm 'omo/|y injury," "property damage" or "per sonal and advertising injury" for which such additional insured ialiable because nfyour acts oromissions. The coverage granted by this paragraph does not apply to any person or organization: (i) For "bodily injury," "property damage." or "personal and advertising injury" arising out of the rendering orfailure burender any professional services; (2) For "bodily injury" or "property damage" included in the "products -completed operations hazard." But this provision (2) does not apply to such "bodily injury" or "property damage" if: (a) It is entirely due to your negligence and specifically results from your work for the additional insured which iathe subject tothe "written controct'';and (b) The "written contract" requires you to make the person or organization an additional insured for such "bodily injury" or"property dommQe'';or (3) Who is afforded additional insured coverage under another endorsement attached to this policy. C. ADDITIONAL PROVISIONS PERTINENT T0ADDITIONAL INSURED COVERAGE 1- With respect only to additional insured coverage provided under paragraphs A. and B. above: o. The 8UG|NEGSOVVNERSCOK8K80N POLICY CONDITIONS are amended hnadd the following hothe Condition entitled Other Insurance: This insurance is excess of all other insurance available to an additional insured whether primary, excess, contingent mrmnany other basis, Hmwever, ifo"written contract" requires that this, insurance be either primary or primary and noncontributing, then this insurance will primary and non-contributory relative solely toinsurance onwhich the additional insured is anamed insured. b. Under Liability and Medical Expense Definitions, the following definition is added: � "Written contract" means a written contract or agreement that requires you to make a person or = organization an additional insured on this policy, provided the contract or agreement: (1) Is currently in effect or becomes effective during the term of this policy; and (2) Was executed prior to: (a) The "bodily injury" or"property damm0m;^or (b) The offense that caused the "personal and advertising |n]uryr; for which the additional insured seeks coverage, 2. With respect to any additional insured added endorsement attached to this CoveragePorttU000dionenUUodVVho|mAn|nmuredisamendedtomokothefbUowingnatum|pemono muuraoa. |fthe additional insured is: a. An individual, then his or her spouse is an insured; Copyright, CNA All Rights Reserved. SB146932G (Ed. 10-19) b. A partnership or joint venture, then its partners, members and their spouses are insureds; c. A limited liability company, then its members and managers are insureds; d. An organization other than a partnership, joint venture or limited liability company, then its executive officers, directors and shareholders are insureds; or e. Any type of entity, then its employees are insureds; but only with respect to locations and operations covered by the additional insured endorsement's provisions, and only with respect to their respective roles within their organizations. Furthermore, employees of additional insureds are not insureds with respect to liability arising out of: (1) "Bodily injury" or "personal and advertising injury" to any fellow employee or to any natural person listed in paragraphs a. through d. above; (2) "Property damage" to property owned, occupied or used by their employer or by any fellow employee; or (3) Providing or failing to provide professional health care services. II. LIABILITY EXTENSION COVERAGES It is understood and agreed that this endorsement amends the Businessowners Liability Coverage Form. If any other endorsement attached to this policy amends any provision also amended by this endorsement, then that other endorsement controls with respect to such provision, and the changes made by this endorsement to such provision do not apply. A. Bodily injury — Expanded Definition Under Liability and Medical Expenses Definitions, the definition of "Bodily injury" is deleted and replaced by the following: "Bodily injury" means physical injury, sickness or disease sustained by a person, including death, humiliation, shock, mental anguish or mental injury by that person at any time which results as a consequence of the physical injury, sickness or disease. B. Broad Knowledge of Occurrence Under Businessowners Liability Conditions, the Condition entitled Duties In The Event of Occurrence, Offense, Claim or Suit is amended to add the following: Paragraphs a. and b. above apply to you or to any additional insured only when such "occurrence," offense, claim or "suit" is known to: (1) You or any additional insured that is an individual; (2) Any partner, if you or an additional insured is a partnership; (3) Any manager, if you or an additional insured is a limited liability company; (4) Any "executive officer" or insurance manager, if you or an additional insured is a corporation; (5) Any trustee, if you or an additional insured is a trust; or (6) Any elected or appointed official, if you or an additional insured is a political subdivision or public entity. This paragraph applies separately to you and any additional insured. C. Estates, Legal Representatives and Spouses The estates, heirs, legal representatives and spouses of any natural person insured shall also be insured under this policy; provided, however, coverage is afforded to such estates„ heirs, legal representatives and spouses only for claims arising solety Out of their capacity as such and, in the case of a spouse, where such claim seeks damages from marital common property, jointly held property, or property transferred from such natural person insured to such spouse. No coverage is provided for any act, error or omission of an estate, heir, legal representative or spouse outside the scope of such person's capacity as such, provided however that the spouse of a natural person Named Insured and the spouses of members or partners of joint venture or partnership Named Insureds are insureds with respect to such spouses' acts, errors or omissions in the conduct of the Named Insured's business. SB146932G (10-19) Page 5 of 7 Copyright, CNA All Rights Reserved. SB146932G (Ed. 10-19) D. Fellow Employee First Aid Coverage In the section entitled Who Is An Insured, paragraph 2.a.1. is amended to add the following: The limitations described in subparagraphs 2,a.1.(a), (b) and (c), do not apply to your "employees" for "bodily Injury" that results from providing cardlopulmonary resuscitation or other first aid services to a co -"employee" or "volunteer worker" that ibecomes necessary while your "employee" is performing duties in the conduct of your business. Your "employees" are hereby insureds for such services But the insured status conferred by this provision does not apply to "employees" whose duties in your business are to provide professional health care services or health examinations. E. Legal Liability — Damage To Premises Under B. Exclusions, 1. Applicable to Business Liability Coverage, Exclusion k. Damage To Property, is replaced by the following: k. Damage To Property "Property damage" to: 1. Property you own, rent or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; 2. Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises; 3. Property loaned to you; 4. Personal property in the care, custody or control of the insured; 5. That particular part of any real property on which you or any contractors or subcontractors working directly or indirectly in your behalf are performing operations, if the "property damage" arises out of those operations; or 6. That particular part of any property that must be restored, repaired or replaced because "your work" was incorrectly performed on it. Paragraph 2 of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you. Paragraphs 1, 3, and 4, of this exclusion do not apply to "property damage" (other than damage by fire or explosion) to premises: (1) rented to you: N O (2) temporarily occupied by you with the permission of the owner, or 0 (3) to the contents of premises rented to you for a period of 7 or fewer consecutive days. A separate limit of insurance applies to Damage To Premises Rented To You as described in Section D — Liability and Medical Expenses Limits of Insurance. Paragraphs 3, 4, 5, and 6 of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph 6 of this exclusion does not apply to "property damage" included in the "products - completed operations hazard." 2. Under B. Exclusions, 1. Applicable to Business Liability Coverage, the following paragraph is added, and replaces the similar paragraph, if any, beneath paragraph (14) of the exclusion entitled Personal and Advertising Injury: Exclusions c, d, e, f, g, h, i, k, I, m, n, and o, do not apply to damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner or to the contents of premises rented to you for a period of 7 or fewer consecutive days.. A separate limit of insurance applies to this coverage as described in Section D. Liability And Medical Expenses Limits Of Insurance, SB146932G (10-19) Page 6 of 7 Copyright, CNA All Rights Reserved. SB146932G (Ed. 10-19) 3. The first Paragraph under item 5. Damage To Premises Rented To You Limit of the section entitled Liability And Medical Expenses Limits Of Insurance is replaced by the following: The most we will pay under Business Liability for damages because of "property damage, to any one premises, while rented to you or temporarily occupied by you with the permission of the owner, including contents of such premises rented to you for a period of 7 or fewer consecutive days„ is the Damage to Premises Rented to You Limit. The Damage to Premises Rented to You Limit is the greater of: a. $1,000,000; or b. The Damage to Premises Rented to You Limit shown in the Declarations. F. Personal and Advertising Injury — Discrimination or Humiliation 1. Under Liability and Medical Expenses Definitions, the definition of "personal and advertising injury" is amended to add the following: h. Discrimination or humiliation that results in injury to the feelings or reputation of a natural person, but only if such discrimination or humiliation is: (1) Not done intentionally by or at the direction of: (a) The insured; or (b) Any "executive officer," director, stockholder, partner, member or manager (if you are a limited liability company) of the insured; and (2) Not directly or indirectly related to the employment, prospective employment, past employment or termination of employment of any person or person by any insured. 2. Under B. Exclusions, 1. Applicable to Business Liability Coverage, the exclusion entitled Personal and Advertising Injury is amended to add the following additional exclusions: (15) Discrimination Relating to Room, Dwelling or Premises Caused by discrimination directly or indirectly related to the sale, rental, lease or sub -lease or prospective sale, rental, lease or sub -lease of any room, dwelling or premises by or at the direction of any insured. (16) Employment Related Discrimination Discrimination or humiliation directly or indirectly related to the employment, prospective employment, past employment or termination of employment of any person by any insured. (17) Fines or Penalties Fines or penalties levied or imposed by a governmental entity because of discrimination. 3. This provision (Personal and Advertising Injury — Discrimination or Humiliation) does not apply if Personal and Advertising Injury Liability is excluded either by the provisions of the Policy or by endorsement. G. Personal and Advertising Injury - Broadened Eviction Under Liability and Medical Expenses Definitions, the definition of "Personal and advertising injury" is amended to delete Paragraph c, and replace it with the following: c. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room dwelling or premises that a person or organization occupies committed by or on behalf of its owner, landlord or lessor. H. Waiver of Subrogation — Blanket We waive any right of recovery we may have against: a. Any person or organization with whom you have a written contract that requires such a waiver. All other terms and conditions of the Policy remain unchanged, SB146932G (10-19) Page 7 of 7 Copyright, CNA All Rights Reserved.