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PROOF OF INSURANCE (2023) CLOSEDCERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) 07/11 /2023 ................................. THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(I'es) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER I • .qIA e--- . Gary E. Krouse Insurance Services, Inc. 920 Topanga Canyon Place, Unit H Chatsworth, CA 91311 IN5U5ERtS) AFFORDING COVERAGE NAIC # one INSURED D 8EL SEGUNDO ART WALK,No. 407-5308 INSURER ae : ZAI Zurich American Insurance Ca_P.. ! _� .. 47 _.�, ) () INSURER A: AGL American Guarantee and Liablll Insurance Com an 212 m an 1ti585 142 RICHMOND ST wsuRERc„ El Segundo, CA 90245 INSuRERP _ ... .....- INSURER E 'hone No. 213 804-0044 Fax No. I INSURER F COVERAGES CERTIFICATE NUMBER: 1047200 RFVISInN NUMRFR• THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ,IN ....TYPE OF INSURANCE ._.......... POLI �...., —,.a ....... �.. .....,......,. .._.�_....- ............ ... ,. .......... ......._-- SR ........ '...� _-- -. ADDW... SUBR POLICY F POLICY E7(F' LIMITS L CY NUMBER MM/DOPY'YY"Y MM 1) ZAI y .. COMMERCIAL co FLM5943875-00 08/24/2023 08/27/2023 EACH OCCURRENCE 1:OQ0,000 � CLAIMS -MADE � occuR X X r1 {p,� R�Iv rats" � PREMISES (Fa ocrl�rrence� � 100,000 vv M iiOSt L,1UOr MED EXP (/iny one person) $ �� 5,00 },,,'-.,_ Vli,LagU;orn7,CNw.g',c,....., PERSONAL&ADV INJURY $ 1,000,000 G N'LAGGREGATE LIMIT APPLIES PER: GENERALI'll AGGREGATE $mmm 2000 Q00 POLICY 0 El • . -- JECT_ LOC ,PRODUCTS COMP/OPAGG $ 1.nOQQ.,Q00' OTHER: $ LIABILITY COMBINED SIN AELIMIT .. ,a�AUTOMOBILE ...T ANY AUTO A ear 0). ... BODILY INJURY (Per person) � $ ... .............. $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY Per accident i ( ) $ HIRED I NON -OWNED AUTOS ONLY '..._, AUTOS ONLY PE �PRCR'd""fi IDAMA%rE: ...- $ GLI UMBRELLA LIAB �(' OCCUR SXS4575077-00 08/24/2023 01/27/2023 EACH OCCURRENCE $ 0Q0 X EXCESS LIAB ..... ....,DE CLAIMS -MADE AGGREGATE ,.... . .,...... _.....1.:000 $ 1000-,OOb' ......_._ ......,.. _ ... DED I RETENTION $ , $ WORKERS COMPENSATION PER OTH I AND EMPLOYERS' LIABILITY Y / N,,,, STATUTE Irk ,,,.,, ANYPROPRIETOR/PARTNER/EXECUTIVE E.L. EACH ACT CIDEN $ OFFICER/MEMBER EXCLUDED? ❑ N / A ..._.... (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE $ If yes, describe under -__f .. ......, ,..- __... .... ....„..„.„ DESCRIPTION OF OPERATIONS below E.L. DISEASE- POLICY LIMIT ! $ I Inland Marine FLM5943875-00 08/24/2023 08/27/2023 See Attached DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES Coverage Location: United States & Canada Event: EL SEGUNDO ART WALK Certificate holder is named as additional insured and loss payee as their interest may appear. Coverage 2023 is primary and non-contributory. All coverages expire at 12:01 a.m. Standard Time, The ai2tyal event dales may be Vomited, Please review the Scheduied Events form attached o this certAcate. �1 lvly^ I � 11lw uc_f% 6.�aPIw11I'k.rOt.t.N4t II. N Phone No. CITY OF EL SEGUNDO 350 MAIN STREET EL SEGUNDO, CA 90245 United States Of America Fax No. SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE .. 91988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD This certificate of insurance does not affirmatively or negatively amend, extend, or alter the coverage afforded by the insurance policy. DATE (MM/DDNY) ADDITIONAL COVERAGE DETAILS 07/11/2023 INSURED EL SEGUNDO ART WALK, LLC The following is attached to and made part of certificate number 1047200 Policy Details Coverage Limit Deductible Inland Marine Company: Zurich American Insurance Company Policy Number: FLM5943875-00 *Period: 08/24/2023 - 08/27/2023: 3 Day(s) Equipment, props, sets, wardrobe (rented) 10,000 1,000 Equipment, Props, Sets, Wardrobe (owned) Excluded Rented Furs, Jewelry, Art & Antiques Coverage Excluded Extra Expense Excluded Third Parry Property Damage 10,000 1,500 Hired/Non-Owned Physical Damage -Aggregate Excluded Hired/Non-Owned Physical Damage -Per Vehicle Excluded Rental Cost Reimbursement Excluded Waiver of Subrogation Excluded Coverage Extension Endorsement Coverage Extension Endorsement Excluded Terrorism Included General Liability Company: Zurich American Insurance Company Policy Number: FLM5943875-00 *Period: 08/24/2023 - 08/27/2023: 3 Day(s) General Aggregate 2,000,000 Products / Completed Operations 1,000,000 Personal / Advertising Injury 1,000,000 Each Occurrence 1,000,000 Fire Legal 100,000 Medical Payments 5,000 Blanket Additional Insureds (other than city/special certs & Included waivers) City / Other Special Certificates Included Waiver of Subrogation Included Host Liquor Included Liquor Liability -Aggregate 1,000,000 Liquor Liability -Each Common Cause Limit 1,000,000 Abuse & Molestation -Aggregate Excluded Abuse & Molestation -Each Claim Excluded Abusive Act Alleged Participant Supplemental Coverage - Excluded Aggregate Abusive Act Alleged Participant Supplemental Coverage - Excluded Occurrence Participant Legal Liability -Aggregate Limit Excluded Participant Legal Liability - Occurrence Limit - Bodily Injury Excluded Participant Legal Liability - Occurrence Limit - Property Damage Excluded Terrorism Included 'All coverages expire at 12:01 a.m. Standard Time. APM-CERT-DETAILS 1009 Certificate Number 1047200 Scheduled Events Certificate Number: 1047200 Event Type Venue Dates Attendees EL SEGUNDO ART EL SEGUNDO ART WALK 08/24/2023 - 08/25/2023 at 12:01 am (Setup) 400 Participants WALK 2023 212 EUCALYTPUS DR AND PARKING 08/25/2023 - 08/27/2023 at 12:01 am 3,000 Spectators Art Festivals LOT OF 314 MAIN STREET EL SEGUNDO. CA 90245 ABANEV-SCHD(05/06) Page 1 of 1 DATE (MMIDD/YY) SCHEDULE OF FORMS 07/11/2023 Insured: EL SEGUNDO ART WALK, LLC This Schedule of Forms is attached to and made part of certificate number 1047200, as of 07/11/2023 at 04:24 PM PT, and lists the forms included in the policy(s) and subsequent endorsement (s) at the time this certificate was issued. Form # Ed. Name Special Event Package Notices U-GU-319-F 0109 Important Notice- In Witness Clause U-GU-874-BCW 0223 Notice of Disclosure for Agent and Broker Compensation UGU873ACW 0611 Disclosure Statement U-GL-1197-A CW 0104 Asbestos Exclusion Endorsement U-GU-1191-ACW 0315 Sanctions Exclusion Endorsement Common UGU727ACW 0806 Commercial Insurance Policy UGU1292ACW 0422 Notice Of Important Provisions UGUD310A 0193 Common Policy Declarations UGU619ACW 1002 Schedule of Forms and Endorsements UGU621ACW 1002 Schedule Of Named Insured(s) UGU618ACW 1002 Schedule Of Locations IL0017 1198 Common Policy Conditions U-GU-1223-B CA 0916 Revised Definition Of Spouse Endorsement UABI100ACW 0117 Schedule Of Productions UABI101ACW 0117 Definition Of Employee UAB100ACW 0117 Minimum Earned Premium Endorsement IL0270 0720 California Changes - Cancellation and Nonrenewal Endorsement IL0003 0908 Calculation of Premium U-GU-630-ECW 0120 Disclosure of Important Information Relating to Terrorism Risk Insurance Act Inland Marine UABMD104ACW 0117 Commercial Inland Marine Declarations Entertainment Program UGU619ACW 1002 Schedule of Forms and Endorsements CM0001 0904 Commercial Inland Marine Conditions UABM133ACW 0117 Common Conditions, Exclusions And Definitions UABM105ACW 0117 Miscellaneous Equipment Coverage Form UABM106ACW 0117 Props, Sets And Wardrobe Coverage Form UABM109ACW 0117 Third Party Property Damage Coverage Form UABM103ACW 0117 Loss Payable Endorsement UABM128ACW 0117 Excluded Property Endorsement UABM114ACW 0117 Unscheduled Production, Presentation Or Event Exclusion UABM100ACW 0117 Stunt, Animal Exposure And Pyrotechnic Exclusion U-GU-767-BCW 0115 Cap on Losses From Certified Acts of Terrorism General Liability UABLD100BCW 0119 Commercial General Liability Coverage Part Declarations UGU619ACW 1002 Schedule of Forms and Endorsements UABI110ACW 1020 Schedule of Events CG0001 0413 Commercial General Liability Coverage Form CG2011 1219 Additional Insured - Managers of Lessors of Premises CG2012 1219 Additional Insured - State or Govemmental Agency or Subdivision or Political Subdivision - Permits or Authorizations CG2026 1219 Additional Insured - Designated Person or Organization CG2404 1219 Waiver of Transfer of Rights of Recovery Against Others to Us CG20211 1219 Additional Insured - Lessor of leased equipment U-GL-1327-BCW 0413 Other Insurance Amendment - Primary And Non- Contributory UABL128ACW 0117 Additional Insured - Owners Or Lessees Scheduled Person Or Organization Primary and Noncontributory Coverage UABL121ACW 0117 Limited Stationary Aircraft Coverage CG2106 0514 Exclusion - Access or Disclosure of Confidential or Personal Information and Data -Related Liability - With Limited Bodily Injury Exception U-GL-1171-B-CW 0719 Fungi Bacteria Exclusion U-GL-1178-A-CW 0703 Asbestos Exclusion CG2147 1207 Employment Related Practices Exclusion U-GL-1517-BCW 0413 Collection or Distribution of Material or Information in Violation of Law Exclusion UABL131ACW 0117 Non -Performing Animal Exclusion UABL102ACW 0117 Property Damage To Rented Premises Exclusion UABL129ACW 0117 Assault And Battery Exclusion UGL1250ACW 0905 Abusive Act Liability Exclusion UABL122ACW 0117 Newly Acquired Or Formed Entity Exclusion UABL107ACW 0117 Exclusion - Insureds Conducting Media, Entertainment, Or Internet Type Operations UABL130ACW 0117 Informational Content Exclusion UABL135ACW 0117 Media Content Exclusion UABL137ACW 0117 Cross Suits Exclusion UABL138ACW 0117 Personal And Advertising Injury - Exclusion Of False Arrest, Detention, Imprisonment, Libel, Slander, Right Of Privacy, Advertising Idea, And Copyright, Trademark Or Trade Secret UABL106ACW 0117 Unscheduled Production, Presentation Or Event Exclusion UABL103ACW 0117 Stunt, Pyrotechnic And Animal Exposure Exclusion UABL144ACW 1019 Event Conditional Exclusion CG2132 0509 Communicable Disease Exclusion UABL146ACW 1019 Unscheduled Products Exclusion UABL145ACW 1019 Hazardous Activities, Pyrotechnic Activities and Animal Exposure Exclusion UABL147ACW 1019 Loss Arising Out of Participation in a Sports or Athletic Event, Competition, Contest or Exhibition Exclusion APA-CERT-FORMLIST 0914 Certificate Number. 1047200 Page 1 of 2 SCHEDULE OF FORMS DATE (MM/DD/YY) 07/11/2023 Insured: EL SEGUNDO ART WALK, LLC This Schedule of Forms is attached to and made part of certificate number 1047200, as of 07/11/2023 at 04:24 PM PT, and lists the forms included in the policy(s) and subsequent endorsement (s) at the time this certificate was issued. Form # Ed. Name UABL143ACW 1019 Moshing Exclusion UABL150ACW 1019 Camping Conditional Exclusion UGLD1036BCW 0904 Liquor Liability Coverage Part Declarations CGO033 0413 Liquor Liability Coverage Form IL0021 0908 Nuclear Energy Liability Exclusion Endorsement (Broad Form) UABL105ACW 0117 Commercial General Liability Changes U-GU-767-BCW 0115 Cap on Losses From Certified Acts of Terrorism Excess Liability Policy Excess Liability Notices U-GU-1191-ACW 0315 Sanctions Exclusion Endorsement U-GU-874-BCW 0223 Notice of Disclosure for Agent and Broker Compensation Forms U-SXS-104-ACW 0911 Straight Excess Liability Policy Qacket) UGU621ACW 1002 Schedule Of Named Insured(s) U-SXS-D-100-ACW 0911 Straight Excess Liability Policy Declarations U-SXS-101-ACW 0911 Schedule of Underlying Insurance U-SXS-103-ACW 0911 Schedule of Forms & Endorsements U-GU-630-ECW 0120 Disclosure of Important Information Relating to Terrorism Risk Insurance Act U-SXS-100-ACW 0911 Straight Excess Liability Policy U-GU-767-BCW 0115 Cap on Losses From Certified Acts of Terrorism U-SXS-117-BCW 0514 Professional Liability Limitation Endorsement U-EXS-115-CCW 0411 Communicable Disease Exclusion UEXS319CCW 0514 Liquor Law Liability And Alcohol Consumption Health Hazards Exclusion UEXS101BCW 0411 Abuse Or Molestation Exclusion UEXS107ACW 0499 Athletic Participants Exclusion U-GU-1223-B CA 0916 Revised Definition Of Spouse Endorsement U-EXS-312-FCW 0514 Exclusion - Recording and Distribution of Material or Information in Violation of Law U-EXS-178-BCA 0411 California Cancellation and Nonrenewal U-SXS-120-A CW 0911 Total Pollution Exclusion with Hostile Fire Exception Disclaimers This Certificate of Liability Insurance includes the Type of Insurance, Limits, and Schedule of Forms in effect as of 07/11/2023 at 04:24 PM PT It does not affirmatively or negatively amend, extend, or alter the coverage afforded by the insurance policy nor confer any rights upon the certificate holder. You may be required to request an updated certificate in the event of subsequent policy modifications. The information included in this certificate that has been provided by Abacus Insurance Brokers, LLC is for your information only, and does not create a contract or agency relationship between the certificate holder or any insured and Abacus Insurance Brokers, LLC. By accepting this certificate the certificate holder acknowledges that Abacus Insurance Brokers, LLC is not the agent of the certificate holder or any insured, but is solely the agent of the listed carrier(s). Abacus Insurance Brokers, LLC makes no representation whether the coverages listed herein are appropriate for the certificate holder or any insured. Please review the listed coverages carefully and direct any questions to your broker. For a complete listing of coverages, terms, conditions and exclusions, please view the referenced Policy(s). IAPA-CERT-FORMLIST 0914 Certificate Number: 1047200 Page 2 of 2 1 Date (MM/DD/YYYY) Certificate Verification 07/11/2023 Insured: EL SEGUNDO ART WALK, LLC Abacus provides an efficient website lookup tool for certificate holders to verify the authenticity of certificates of insurance. 1. Navigate to the website and input the verification code OR Scan the QR code. 2. The actual certificate issued through the Abacus Platform will download. 3. Compare the details of the downloaded certificate to the certificate presented by the client. Website Verification Code www.abacus.net/verify-certificate OLOPMRG30W M About Certificates Issued through the Abacus.net Platform • Abacus requires that all certificates be issued through the Abacus Platform. Certificates issued outside of the Abacus Platform are invalid. • Certificates may be issued through the Abacus Platform by either the named insured (if registered through the Abacus Platform) or their Abacus registered insurance broker. • Certificates with any stray marks, cross outs or alterations of any sort are invalid. • Each certificate is numbered and correlates to the document issued through the Abacus Platform. APA-CERTVER 0917 Certificate Number. 1047200 Page 1 of 1 ZURICH Insurance is provided by the company designated on the declarations page of this policy. The addresses of the Zurich in North America companies are shown below: ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS AMERICAN ZURICH INSURANCE COMPANY 1299 Zurich Way 1299 Zurich Way Schaumburg, Illinois 60196-1056 Schaumburg, Illinois 60196-1056 AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY One Liberty Plaza, 165 Broadway New York, New York 10006 Administrative Offices of all Zurich U.S. companies are located at: 1299 Zurich Way, Schaumburg, Illinois 60196-1056 U-SXS-104-A CW (09/11) Page 1 of 1 0 SANCTIONS EXCLUSION ZURICH ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY The following exclusion is added to the policy to which it is attached and supersedes any existing sanctions language in the policy, whether included in an Exclusion Section or otherwise: SANCTIONS EXCLUSION Notwithstanding any other terms under this policy, we shall not provide coverage nor will we make any payments or provide any service or benefit to any insured, beneficiary, or third party who may have any rights under this policy to the extent that such cover, payment, service, benefit, or any business or activity of the insured would violate any applicable trade or economic sanctions law or regulation. The term policy may be comprised of common policy terms and conditions, the declarations, notices, schedule, coverage parts, insuring agreement, application, enrollment form, and endorsements or riders, if any, for each coverage provided. Policy may also be referred to as contract or agreement. We may be referred to as insurer, underwriter, we, us, and our, or as otherwise defined in the policy, and shall mean the company providing the coverage. Insured may be referred to as policyholder, named insured, covered person, additional insured or claimant, or as otherwise defined in the policy, and shall mean the party, person or entity having defined rights under the policy. These definitions may be found in various parts of the policy and any applicable riders or endorsements. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED U-GU-1191-A CW (03/15) Page 1 of 1 W"'I'llo"MI, Disclosure Statement ZURIC1@ NOTICE OF DISCLOSURE FOR AGENT & BROKER COMPENSATION If you want to learn more about the compensation Zurich pays agents and brokers visit: N ..., N1Y ... a L41MMtO1101111 • or call the following toll -free number: (866) 903-1192. This Notice is provided on behalf of Zurich American Insurance Company and its underwriting subsidiaries. U-GU-874-B CW (02/23) Page 1 of 1 Policy Number SXS4575077-00 SCHEDULE OF NAMED INSURED(S) Named Insured EL SEGUNDO ART WALK, LLC Effective Date: 08/24/2023 12:01 A.M., Standard Time Agent Name Abacus Insurance Brokers, LLC Agent No. 49605333 2512 Wilshire Boulevard Santa Monica, CA 90403 Schedule of Named Insureds # Named Insured 1 EL SEGUNDO ART WALK, LLC U-GU-621-A CW (10/02) Straight Excess Liability Policy Declarations AMERICAN GUARANTEE & LIABILITY INSURANCE COMPANY Policy Number: SXS4575077-00 Renewal of Number: ZURICH 1. Named Insured: EL SEGUNDO ART WALK, LLC Producer: Abacus Insurance Brokers, LLC 2512 Wilshire Blvd 2. Mailing Address: Santa Monica, CA 90403 142 RICHMOND ST El Segundo, CA 90245 3. Policy Period: FROM: 08/24/2023 TO: 08/27/2023 at 12:01 A.M. Standard Time at the address of the Named Insured, 4. Limits Of Insurance: A. $ 1,000,000 Occurrence B. $ 1,000,000 Other Aggregate C. $ 1,000,000 Products/Completed Operations Aggregate 5. Policy Premium: Advance Premium Policy Minimum Earned Premium $ 354.00 $ 354.00 6. Underlying Insurance: See Attached Schedule Of Underlying Insurance 7. Endorsements Attached: See Attached Schedule Of Forms And Endorsements U-SXS-D-100-A CW (09/11) Page 1 of 1 Schedule of Underlying Insurance ZURICH Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer Add'1 Prem. Return Prem. SXS4575077-00 08/24/2023 08/27/2023 08/24/2023 49605333 Named Insured and Mailing Address: EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 Producer: Abacus Insurance Brokers, LLC Company, Policy No. and Term Coverage Applicable Limits A. Company: Zurich American Insurance Commercial General $ 1,000,000 Each Occurrence Company Liability $ 1,000,000 Products — Completed Operations Aggregate Policy No.: FLM5943875-00 Term: 08/24/2023 - 08/27/2023 $ 2,000,000 General Aggregate Per Location Per Job/Project Personal Injury/Advertising Injury Including Employee Each Claim Benefits Aggregate B. Company: Commercial Auto Liability $ Bodily Injury $ Property damage Combined Single Limit Policy No.: Term: U-SXS-101-A CW (09/11) Page 1 of 2 ................_...................... _.... C. Company: Employers Liability Bodily Injury By Accident $ Each Accident Bodily Injury By Disease $ Each Employee Policy No.: Term U-SXS-101-A CW (09/11) Page 2 of 2 Schedule of Forms and Endorsements ZURICH Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer Add'I Prem. Return Prem. SXS4575077-00 1 08/24/2023 08/27/2023 08/24/2023 49605333 Named Insured and Mailing Address: EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 Producer: Abacus Insurance Brokers, LLC Form Name Form Number Edition Endorsement Date No. Straight Excess Liability Policy (jacket) U-SXS-104-ACW 0911 Sanctions Exclusion Endorsement U-GU-1191-ACW 0315 Notice of Disclosure for Agent and Broker Compensation U-GU-874-BCW 0223 Schedule Of Named Insured(s) UGU621ACW 1002 Straight Excess Liability Policy Declarations U-SXS-D-100-ACW 0911 Schedule of Underlying Insurance U-SXS-101-ACW 0911 Schedule of Forms & Endorsements U-SXS-103-ACW 0911 Disclosure of Important Information Relating to Terrorism Risk Insurance Act U-GU-630-ECW 0120 Straight Excess Liability Policy U-SXS-100-ACW 0911 Cap on Losses From Certified Acts of Terrorism U-GU-767-BCW 0115 Professional Liability Limitation Endorsement U-SXS-117-BCW 0514 Communicable Disease Exclusion U-EXS-115-CCW 0411 Liquor Law Liability And Alcohol Consumption Health Hazards Exclusion UEXS319CCW 0514 Abuse Or Molestation Exclusion UEXS101 BCW 0411 Athletic Participants Exclusion UEXS107ACW 0499 Revised Definition Of Spouse Endorsement U-GU-1223-B CA 0916 Exclusion - Recording and Distribution of Material or Information in Violation of Law U-EXS-312-FCW 0514 California Cancellation and Nonrenewal U-EXS-178-BCA 0411 Total Pollution Exclusion with Hostile Fire Exception U-SXS-120-ACW 0911 U-SXS-103-ACW (09/11) Page 1 of 1 Insured Name: EL SEGUNDO ART WALK, LLC Policy Number: SXS4575077-00 Effective Date: 08/24/2023 ZURIC THIS DISCLOSURE IS ATTACHED TO AND MADE PART OF YOUR POLICY. DISCLOSURE OF IMPORTANT INFORMATION .ELATING TO TERRORISM ORISM RISK INSU.R.ANCE ACT SCHEDULE* Premium attributable to risk of loss from certified acts of terrorism for lines of insurance subject to TRIA: Excess Liability: 4.00 *Any information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Disclosure of Premium In accordance with the federal Terrorism Risk Insurance Act ("TRIA"), as amended, we are required to provide you with a notice disclosing the portion of your premium, if any, attributable to the risk of loss from terrorist acts certified under that Act for lines subject to TRIA. That portion of premium attributable is shown in the Schedule above. The premium shown in the Schedule above is subject to adjustment upon premium audit, if applicable. B. Disclosure of Federal Participation in Payment of Terrorism Losses You should know that where coverage is provided by this policy for losses resulting from certified acts of terrorism, the United States Government may pay up to 80% of insured losses exceeding the statutorily established deductible paid by the insurance company providing the coverage. C. Disclosure of $100 Billion Cap on All Insurer and Federal Obligations If aggregate insured losses attributable to terrorist acts certified under TRIA exceed $100 billion in a calendar year (January 1 through December 31) and an insurer has met its deductible under the program, that insurer shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of Treasury. D. Availability As required by TRIA, we have made available to you for lines subject to TRIA coverage for losses resulting from acts of terrorism certified under TRIA with terms, amounts and limitations that do not differ materially from those for losses arising from events other than acts of terrorism. E. Definition of Act of Terrorism under TRIA TRIA defines "act of terrorism" as any act that is certified by the Secretary of the Treasury, in accordance with the provisions of the federal Terrorism Risk Insurance Act ("TRIA"), to be an act of terrorism. The Terrorism Risk Insurance Act provides that the Secretary of Treasury shall certify an act of terrorism: 1, To be an act of terrorism; 2, To be a violent act or an act that is dangerous to human life, property or infrastructure; 3. To have resulted in damage within the United States, or outside of the United States in the case of an air carrier (as defined in section 40102 of Title 49, United States Code) or a United States flag vessel (or a vessel based principally in the United States, on which United States income tax is paid and whose insurance coverage is subject to regulation in the United States), or the premises of a United States mission; and 4. To have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. U-GU-630-E CW (01/20) Copyright© 2020 Zurich American Insurance Company Page 1 of 2 Includes copyrighted material of Insurance Services Office, Inc., with its permission,. No act may be certified as an act of terrorism if the act is committed as part of the course of a war declared by Congress (except for workers' compensation) or if losses resulting from the act, in the aggregate for insurance subject to TRIA, do not exceed $5,000,000. U-GU-630-E CW (01/20) Copyright© 2020 Zurich American Insurance Company Page 2 of 2 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Straight Excess Liability Policy ZURICH There are provisions in this policy that restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy, the words "you" and "your' refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as such in underlying insurance. The words "we", "us" and "our" refer to the company providing this insurance. The word "insured(s)" means any person or organization qualifying as such in underlying insurance but only to the extent and within the scope for which such "insured(s)" qualify for coverage in underlying insurance. Words and phrases that are printed in bold -face type are defined in this policy. These definitions are found in SECTION VI. DEFINITIONS of this policy or in the specific policy provision where they appear. In consideration of the payment of the premium and in reliance upon the statements in the Declarations and in accordance with the provisions of this policy, we agree with you to provide coverage as follows: Insuring Agreements SECTION I. COVERAGE A. We will pay on behalf of the insured those damages covered by this insurance in excess of the total Applicable Limits of underlying insurance. This policy includes: 1. The terms and conditions of underlying insurance to the extent such terms and conditions are not inconsistent or do not conflict with the terms and conditions referred to in Paragraph 2. below; and 2. The terms and conditions that apply to this policy. B. Notwithstanding anything to the contrary contained in Paragraph A. above, if underlying insurance does not apply to damages for reasons other than exhaustion of total applicable limits of insurance by payment of loss, then this policy does not apply to such damages. C. The amount we will pay under this policy is limited as described in SECTION II. LIMITS OF INSURANCE. D. We have no obligation under this policy with respect to any settlement made without our consent. E. The insurance afforded under this policy applies to bodily injury or property damage only if prior to the Policy Period, neither you nor any authorized person knew that the bodily injury or property damage had occurred, in whole or in part. If you or any authorized person knew, prior to the Policy Period, that the bodily injury or property damage occurred, then any continuation, change or resumption of such bodily injury or property damage during or after the Policy Period will be deemed to have been known prior to the Policy Period. Bodily injury or property damage which occurs during the Policy Period and was not, prior to the Policy Period, known to have occurred by you or any authorized person includes any continuation, change or resumption of that bodily injury or property damage after the Policy Period; and Bodily injury or property damage will be deemed to have been known to have occurred at the earliest time when you or any authorized person: 1. Reports all or any part of, the bodily injury or property damage to us or any other insurer; 2. Receives a written or verbal demand or claim for damages because of the bodily injury or property damage; or 3. Becomes aware by any other means that bodily injury or property damage has occurred or has begun to occur. U-SXS-100-A CW (09111) Page 1 of 10 SECTION II. LIMITS OF INSURANCE A. The Limits of Insurance shown in the Declarations and the rules below describe the most we will pay regardless of the number of: 1. Insureds; 2. Claims made or suits brought; or 3. Persons or organizations making claims or bringing suits. B. The Limits of Insurance of this policy will apply as follows: 1. The limit shown in Item 4.113. of the Declarations for the Other Aggregate is the most we will pay for all loss to which this policy applies, except for: a. Loss covered under the products/completed operations hazard; and b. Loss covered in underlying insurance to which no underlying aggregate limit applies. In addition, if a policy listed in the Schedule of Underlying Insurance contains aggregate limits, other than an aggregate limit applying to the products/completed operations hazard, the Other Aggregate limit shown in Item 4.113. of the Declarations will apply in the same manner as such other aggregate limits of each policy listed in the Schedule of Underlying Insurance. 2. The limit shown in Item 4.C. of the Declarations for the Products/Completed Operations Aggregate is the most we will pay for all loss to which this policy applies under the products/completed operations hazard. 3. Subject to Paragraph B.1. or B.2. above, whichever applies, the limit shown in Item 4.A. of the Declarations for Occurrence is the most we will pay for all loss arising out of any one occurrence to which this policy applies. C. Coverage applies only in excess of the greater of the actual limits of insurance of underlying insurance or the Applicable Limits of insurance shown in the Schedule of Underlying Insurance forming a part of this policy. D. The Limits of Insurance of this policy apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the Policy Period shown in the Declarations, unless the Policy Period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the preceding period for purposes of determining the Limits of Insurance. E. Subject to Paragraphs B.1., B.2., B.3. and C. above: 1. If the limits of underlying insurance have been reduced solely by payment of loss for which coverage is afforded under this policy, this policy will drop down to become immediately excess of the reduced underlying limit; or 2. If the limits of underlying insurance have been exhausted solely by payment of loss for which coverage is afforded under this policy, this policy will continue in force as underlying insurance. SECTION III. DEFENSE AND SUPPLEMENTARY PAYMENTS A. We have the right and duty to assume control of the investigation and settlement of any claim, or defense of any suit against the insured for damages covered by this policy when the applicable limit of underlying insurance and other insurance has been exhausted by payment of loss for which coverage is afforded under this policy. B. In those circumstances where Paragraph A. above applies we will pay our expenses and the following to the extent that they are not included in underlying insurance: 1. Up to $2,000 for the cost of bail bonds. We do not have to furnish these bonds. 2. The cost of bonds to release attachments, but only for bond amounts within the amount of insurance available. We do not have to furnish these bonds. 3. Reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or suit, including actual loss of earnings because of time off from work. 4. All court costs taxed against the insured in the suit. However, these payments do not include attorneys' fees or attorneys' expenses taxed against the insured. U-SXS-100-A CW (09/11) Page 2 of 10 5. Pre judgment interest awarded against the insured on that part of the judgment we pay. However, if we make an offer to pay the applicable limit of insurance, we will not pay any pre judgment interest based on that period of time after the offer. 6. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court that part of the judgment that is within the applicable limits of insurance. When our expenses and the payments described in this paragraph above are not included in the definition of loss, they will not reduce the Limits of Insurance. C. In those circumstances where Paragraph A. above does not apply, we do not have the duty to assume control of the investigation and settlement of any claim, or defense of any suit against the insured. We do, however, have the right to participate in the investigation and settlement of any claim, or defense of any suit that we feel may create liability on our part under the terms of this policy. If we exercise this right, we will do so at our expense. We will not investigate and settle any claim, or defend any suit after we have exhausted the applicable Limit of Insurance as shown in Item 4. of the Declarations. If we are prevented by law from carrying out the provisions of Paragraph A. above, we will pay any expense incurred with our consent. SECTION IV. EXCLUSIONS This policy does not apply to any liability, damage, loss, cost or expense: ASBESTOS A. Arising out of or relating in any way to: 1. Asbestos or which would not have occurred in whole or in part but for the actual, alleged or threatened discharge, dispersal, release, leakage, leaching, friability, flaking escape or presence of asbestos, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to the injury or damage; or 2. Any: a. Request, demand, order, statutory or regulatory requirement, direction or determination, that any insured or others test for, investigate, monitor, clean up, remove, study, contain, treat, encapsulate, control or take any other action regarding asbestos; or b. Claim or suit for damages arising out of or relating in any way to any request, demand, order, statutory or regulatory requirement, direction or determination than any insured or others test for, investigate, monitor, clean up, remove, study, contain, treat, encapsulate, control or take any other action regarding asbestos. POLLUTION B. 1. Arising directly or indirectly out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of pollutants: a. At or from any premises, site or location which is or was at any time owned or occupied by, or rented or loaned to, any insured. However, this subparagraph does not apply to: (1) Bodily injury if sustained within a building and caused by smoke, fumes, vapor or soot produced by or originating from equipment that is used to heat, cool or dehumidify the building, or equipment that is used to heat water for personal use, by the building's occupants or their guests; (2) Bodily injury or property damage for which you may be held liable, if you are a contractor, and the owner or lessee of such premises, site or location has been added to underlying insurance as an additional insured with respect to your ongoing operations performed for that additional insured at that premises, site or location and such premises, site or location is not and never was owned or occupied by, or rented or loaned to, any insured, other than that additional insured; or (3) Bodily injury or property damage arising out of heat, smoke or fumes from a hostile fire; b. At or from any ,premises, site or location which is or was at any time used by or for any insured or others for the handling, storage, disposal, processing or treatment of waste; U-SXS-100-A CW (09/11) Page 3 of 10 c. Which are or were at any time transported, handled, stored, treated, disposed of, or processed as waste by or for any insured or any person or organization for whom you maybe legally responsible; or d. At or from any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured's behalf are performing operations if the pollutants are brought on or to the premises, site or location in connection with such operations by such insured, contractor or subcontractor. However, this subparagraph does not apply to: (1) Bodily injury or property damage arising out of the escape of fuels, lubricants or other operating fluids which are needed to perform the normal electrical, hydraulic or mechanical functions necessary for the operation of mobile equipment or its parts, if such fuels, lubricants or other operating fluids escape from a vehicle part designed to hold, store or receive them. This exception does not apply if the bodily injury or property damage arises out of the intentional discharge, dispersal or release of the fuels, lubricants or other operating fluids, or if such fuels, lubricants or other operating fluids are brought on or to the premises, site or location with the intent that they be discharged, dispersed or released as part of the operations being performed by such insured, contractor or subcontractor; (2) Bodily injury or property damage sustained within a building and caused by the release of gases, fumes or vapors from materials brought into that building in connection with operations being performed by you or on your behalf by a contractor or subcontractor; or (3) Bodily injury or property damage arising out of heat, smoke or fumes from a hostile fire. e. At or from any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured's behalf are performing operations if the operations are to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, pollutants. f. That are, or that are contained in any property that is: (1) Being transported or towed by, handled, or handled for movement into, onto or from, any auto for which coverage is provided by underlying insurance; (2) Otherwise in the course of transit by or on behalf of any insured; or (3) Being stored, disposed of, treated or processed in or upon any auto. However, this subparagraph f. does not apply to bodily injury or property damage arising out of: (1) The escape of fuels, lubricants, other operating fluids, exhaust gases or other similar pollutants that are needed for or result from the normal electrical, hydraulic or mechanical functioning of a covered auto; or (2) The escape of pollutants from a covered auto that directly results from the collision, upset or overturn of such auto while in the course of transit away from any premises owned by or rented to any insured. 2. Arising out of any: a. Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, pollutants; or b. Claim or suit brought by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, pollutants. However, this Paragraph, B.2., does not apply to liability, damage, loss, cost or expense because of property damage that the insured would have in the absence of such request, demand, order or statutory or regulatory requirements, or such claim or suit by or on behalf of a governmental agency. NUCLEAR C. 1. With respect to which any insured under this policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic, Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an insured under any such policy but for its termination upon exhaustion of its Limits of Insurance; or U-SXS-100-A CW (09/11) Page 4 of 10 2. Resulting from the hazardous properties of nuclear material and with respect to which: a. A person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof; or b. Any insured is, or had this policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organization; or 3. Any injury or nuclear property damage resulting from the hazardous properties of nuclear material, if: a. The nuclear material: (1) Is at any nuclear facility owned by, or operated by or on behalf of, any insured; or (2) Has been discharged or dispersed therefrom; b. The nuclear material is contained in spent fuel or waste at any time possessed, handled, used, processed, stored, transported or disposed of by or on behalf of any insured; or c. The injury or nuclear property damage arises out of the furnishing by any insured of services, materials, parts or equipment in connection with the planning, construction, maintenance operation or use of any nuclear facility, but if such facility is located within the United States of America, its territories or possessions or Canada, this subparagraph c. applies only to nuclear property damage to such nuclear facility and any property thereat. As used in this exclusion: 1. Hazardous properties include radioactive, toxic or explosive properties; 2. Nuclear Facility means: a. Any nuclear reactor; b. Any equipment or device designed or used for: (1) Separating the isotopes of uranium or plutonium, (2) Processing or utilizing spent fuel, or (3) Handling, processing or packaging waste; c. Any equipment or device used for the processing, fabricating or alloying of special nuclear material if at any time the total amount of such material in the custody of insured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235; or d. Any structure, basin, excavation, premises or place prepared or used for the storage or disposal of waste, and includes the site on which any of the foregoing is located, all operations conducted on such site and all premises used for such operations; 3. Nuclear material means source material, special nuclear material or by-product material; 4. Nuclear property damage includes all forms of radioactive contamination of property; 5. Nuclear reactor means any apparatus designed or used to sustain nuclear fission in a self-supporting chain reaction or to contain a critical mass of fissionable material; 6. Source material, special nuclear material and by-product material have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof; 7. Spent fuel means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a nuclear reactor; 8. Waste means any waste material; a. Containing by-product material other than the tailings or wastes produced by the extraction or concentration of uranium or thorium from any ore processed primarily for its source material content, and U-SXS-100-A CW (09/11) Page 5 of 10 b. Resulting from the operation by any person or organization of any nuclear facility included under the first two Paragraphs of the definition of nuclear facility. SUBLIMITED UNDERLYING INSURANCE D. Which is covered by any underlying insurance but is subject to a sublimit unless such sublimited coverage is specifically endorsed to this policy. VIOLATION OF STATUTES E. Resulting from or arising directly or indirectly out of any action or omission that violates or is alleged to violate: 1. The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; 2. The CAN-SPAM Act of 2003, including any amendment of or addition to such law; 3. The Fair Credit Reporting Act (FCRA) and any amendment or addition to such law including the Fair and Accurate Credit Transactions Act (FACTA); or 4. Any federal, state or local statute, ordinance, or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information. WAR F. Arising, directly or indirectly, out of: 1. War, including undeclared or civil war; 2. Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or 3. Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering or defending against any of these, regardless of any other cause or event that contributes concurrently or in any sequence to injury or damage. EMPLOYMENT PRACTICES G. Arising out of any bodily injury or personal and advertising injury to: 1. A person arising out of any: a. Failure to employ or promote that person; b. Termination of that person's employment, including actual or alleged constructive dismissal; or c. Employment -related practices, policies, acts or omissions, including but not limited to injury arising from coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, molestation, humiliation, retaliation, hostile work environment, discrimination or malicious prosecution directed at that person; or 2. The spouse, domestic partner, child, parent, brother or sister of that person as a consequence of any bodily injury or personal and advertising injury to that person at whom any of the employment related practices described in subparagraphs a., b. or c. above is directed. This exclusion applies: 1. Whether the injury causing event described in subparagraph G.1. above occurs before employment, during employment or after employment of that person; 2. Whether the insured may be held liable as an employer or in any other capacity; or 3. To any obligation to share damages with or repay someone who must pay damages because of the injury. LAWS, MISCELLANEOUS H. Under any of the following: 1. Any uninsured/underinsured motorist or auto no-fault or first party personal injury law; 2. Any workers' compensation, unemployment compensation, or disability benefits law or any similar law; or U-SXS-100-A CW (09/11) Page 6 of 10 3. The Employees' Retirement Income Security Act (E.R.I.S.A.) of 1974 as now or hereafter amended. LOSS OF, OR LOSS OF USE OF INTANGIBLE PROPERTY I. Arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate or process intangible property. For purposes of this policy, electronic data is intangible property and means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. SECTION V. CONDITIONS A. Appeals In the event you or any underlying insurer elects not to appeal a judgment in excess of the amount of the underlying insurance, we may elect to appeal at our expense. If we do so elect, we will be liable for the costs and additional interest accruing during this appeal. In no event will this provision increase our liability beyond the applicable Limits of Insurance described in SECTION II. LIMITS OF INSURANCE of this policy. B. Bankruptcy or Insolvency The insolvency, bankruptcy or inability to pay of any insured will not relieve us from our obligation to pay damages covered by this policy. In the event of insolvency, bankruptcy, refusal, or inability to pay, of any underlying insurer, the insurance afforded by this policy will not replace such underlying insurance, but will apply as if all the limits of any underlying insurance are fully available and collectible. C. Cancellation 1. The first Named Insured shown in Item 1. of the Declarations may cancel this policy by mailing or delivering to us advance written notice stating when the cancellation is to take effect. 2. We may cancel this policy. If we cancel because of non-payment of premium, we will mail or deliver to the first Named Insured not less than ten (10) days advance written notice when the cancellation is to take effect. If we cancel for any other reason, we will mail or deliver to the first Named Insured not less than ninety (90) days advance written notice stating the reason(s) for cancellation, as well as the date when the cancellation is to take effect. Mailing notice to the first Named Insured's mailing address shown in Item 2. of the Declarations will be sufficient to prove notice. 3. The Policy Period will end on the day and hour shown in the cancellation notice. 4. If this policy is cancelled, the final premium will be calculated pro rata based on the time this policy was in force. 5. Premium adjustment may be made at the time of cancellation or as soon as practicable thereafter but the cancellation will be effective even if we have not made or offered any refund due the first Named Insured. Our check or our representative's check, mailed or delivered, will be sufficient tender of any refund due the first Named Insured. 6. The first Named Insured shown in Item 1. of the Declarations will act on behalf of all other insureds with respect to the giving and receiving of notice of cancellation and the receipt of any premium refund that may become payable under this policy. D. Maintenance of Underlying Insurance During the Policy Period, you agree: 1. To keep the policies listed in the Schedule of Underlying Insurance in full force and effect; 2. That the Applicable Limits of insurance of the policies shown in the Schedule of Underlying Insurance will be maintained except for any reduction or exhaustion of limits by payment of claims or suits for loss covered by underlying insurance; 3. The policies listed in the Schedule of Underlying Insurance may not be canceled or nonrenewed by you without notifying us, and you agree to notify us as soon as practicable before the cancellation or nonrenewal effective U-SXS-100-A CW (09/11) Page 7 of 10 date in the event an insurance company cancels or declines to renew any policy listed in the Schedule of Underlying Insurance; and 4. Renewals or replacements of the policies listed in the Schedule of Underlying Insurance will not be materially changed without our agreement. If you fail to comply with these requirements, we will only be liable to the same extent that we would have been had you fully complied with these requirements. E. Nonrenewal If we decide not to renew this policy, we will mail or deliver to the first Named Insured shown in Item 1. of the Declarations written notice of the nonrenewal not less than thirty (30) days before the expiration date. If notice is mailed, proof of mailing will be sufficient proof of notice. F. Notice of Occurrence 1. You must see to it that we are notified as soon as practicable of an occurrence which may result in damages covered by this policy. To the extent possible, notice will include: a. How, when and where the occurrence took place; b. The names and addresses of any injured persons and witnesses; and c. The nature and location of any injury or damage arising out of the occurrence. 2. Knowledge of an occurrence by the agent, servant or employee of yours, shall not in itself constitute knowledge by the insured unless you or any authorized person receives such notice from the agent, servants or employee. 3. If a claim or suit against any insured is reasonably likely to involve this policy, you must notify us in writing as soon as practicable. 4. You and any other involved insured must: a. Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the claim or suit; b. Authorize us to obtain records and other information; c. Cooperate with us in the investigation, settlement or defense of the claim or suit; and d. Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the insured because of injury or damage to which this policy may also apply. 5. The insureds will not, except at their own cost, voluntarily make a payment, assume any obligation, or incur any expense, other than for first aid, without our consent. 6. Your failure to give notice of an occurrence to us shall not invalidate coverage under this policy if the occurrence was inadvertently reported to another insurer. However, you shall report any such occurrence to us as soon as practicable once you become aware of such error. G. Other Insurance If other insurance applies to damages that are also covered by this policy, this policy will apply excess of the other insurance. Nothing herein will be construed to make this policy subject to the terms, conditions and limitations of such other insurance. However, this provision will not apply if the other insurance is written to be excess of this policy. Other insurance includes any type of self-insurance or other mechanism by which an insured arranges for funding of legal liabilities. H. Terms Conformed to Statute The terms of this policy which are in conflict with the statutes, laws, ordinances or regulations in any country, jurisdiction, state or province where this policy is issued are amended to conform to such statutes, laws, ordinances or regulations. If we are prevented by law or statute from paying on behalf of the insured, then we will, where permitted by law or statute, indemnify the insured. U-SXS-100-A CW (09/11) Page 8 of 10 I. Transfer of Rights of Recovery Against Others to Us 1. If the insured has rights to recover all or part of any payment we have made under this insurance, those rights are transferred to us. The insured must do nothing after the loss to impair them. At our request, the insured will bring suit or transfer those rights to us and help us enforce them. However, if any insured is required to waive their rights of recovery from others by a written contract or agreement executed before a loss, we agree to waive our rights of recovery to the extent required by the written contract or agreement. This waiver of rights will not be construed to be a waiver with respect to any other operations for which the insured has not waived their rights of recovery by contract. 2. Any amount recovered will be apportioned in the inverse order of payment of loss to the extent of actual payment. The expenses of all such recovery proceedings will be apportioned in the ratio of respective recoveries. J. Unintentional Errors and Omissions Any unintentional error or omission in the description of, or failure to describe completely, any premises or operations intended to be covered by this policy, shall not invalidate or affect the coverage for those operations or premises. However, the insured must report such error or omission to the company as soon as practicable after its discovery. K. When Loss is Payable Coverage under this policy will not apply unless and until the insured or the insured's underlying insurer has paid or is legally obligated to pay the full amount of the total Applicable Limits of underlying insurance. When the amount of loss is determined by an agreed settlement or a final judgment against an insured obtained after an actual trial, we will promptly pay on behalf of the insured the amount of loss covered under the terms of this policy. L. Audit of Books and Records We may audit and examine your books and records as they relate to this policy at any time during the period of this policy and for up to three (3) years after the expiration or termination of this policy. M. Changes Notice to any agent or knowledge possessed by any agent or any other person will not effect a waiver or a change in any part of this policy. This policy can only be changed by a written endorsement that becomes a part of this policy. N. First Named Insured The person or organization first named in Item 1. of the Declarations is responsible for the payment of all premiums. The first Named Insured will act on behalf of all other insureds for the giving and receiving of notice of cancellation or any other notice required under this policy or by statute or regulation, for the receipt and acceptance of this policy and any endorsements forming a part of this policy, and for the receiving of any return premiums that become payable under this policy. O. Inspection We have the right, but are not obligated to inspect the insured's premises and operations at any time. Our inspections are not safety inspections. They relate only to the insurability of the premises and operations and the premium to be charged. We may provide reports on the conditions we find. We may also recommend changes. While these reports may help reduce losses, we do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. We do not warrant that the premises or operations are safe or healthful, or that they comply with laws, regulations, codes or standards. P. Legal Action Against Us There will be no right of action against us under this insurance unless: 1. You have complied with all the terms of this policy; and 2. The amount you owe has been determined by settlement with our consent or by actual trial and final judgment. This insurance does not give anyone the right to add us as a party in an action against you to determine your liability. U-SXS-100-A CW (09/11) Page 9 of 10 Q. Premium The premium for this policy as stated in Item 5. of the Declarations is a flat premium. It is not subject to adjustment unless an endorsement is attached to this policy. R. Separation of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned to the first Named Insured, this insurance applies: 1. As if each named insured were the only named insured; and 2. Separately to each insured against whom claim is made or suit is brought. S. Transfer of Your Rights and Duties Your rights and duties under this insurance may not be transferred without our written consent. If you die, then your rights and duties will be transferred to your legal representative, but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed, anyone having temporary custody of your property will have your rights and duties but only with respect to that property. T. Violation of Economic or Trade Sanctions If coverage for a claim or suit under this policy is in violation of any economic or trade sanctions of the United States of America then coverage for that claim or suit will be null and void. SECTION VI. DEFINITIONS In this policy, words and phrases appearing in bold -face type have the definitions shown below: A. Authorized person means any person who may receive notice of an occurrence or claim in underlying insurance. B. Hostile fire means one which becomes uncontrollable or breaks out from where it was intended to be. C. Loss means those sums actually paid that the insured is legally obligated to pay as damages for the settlement or satisfaction of a claim because of injury or offense after making proper deductions for all recoveries and salvage. However, 1. Loss also includes defense expenses and supplementary payments if underlying insurance includes defense expenses and supplementary payments in the Limits of Insurance; and 2. Loss does not include defense expenses and supplementary payments if underlying insurance does not include defense expenses and supplementary payments in the Limits of Insurance. D. Occurrence means covered event as defined in underlying insurance. E. Other insurance means a policy of insurance providing coverage that this policy also provides. Other insurance includes any type of self-insurance or other mechanisms by which an insured arranges for funding of legal liabilities. Other insurance does not include underlying insurance or a policy of insurance specifically purchased to be excess of this policy providing coverage that this policy also provides. F. Pollutants means any solid, liquid, gaseous, or thermal irritant or contaminant including smoke, vapor, soot, fumes, acid, alkalis, chemicals and waste. Waste includes material to be recycled, reconditioned or reclaimed. G. Underlying insurance means the policy or policies of insurance listed in the Schedule of Underlying Insurance forming a part of this policy. We will only be liable for amounts in excess of the Applicable Limits of insurance shown in the Schedule of Underlying Insurance for any underlying insurance. U-SXS-100-A CW (09/11) Page 10 of 10 ZURICH CAP ON LOSSES FROM CERTIFIED► ACTS OF TERRORIS Insureds Name Policy Number Effective Endorsement Date Number EL SEGUNDO ART WALK LLC SXS4575077-00 08/24/2023 A THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies your insurance: EXCESS LIABILITY A. Cap on Losses From Certified Terrorism Losses "Certified act of terrorism" means an act that is certified by the Secretary of the Treasury, in accordance with provisions of the federal Terrorism Risk Insurance Act ("TRIA"), to be an act of terrorism. The Terrorism Risk Insurance Act provides that the Secretary of Treasury shall certify an act of terrorism: 1. To be an act of terrorism; 2. To be a violent act or an act that is dangerous to human life, property or infrastructure; 3. To have resulted in damage within the United States, or outside of the United States in the case of an air carrier (as defined in section 40102 of Title 49, United States Code) or a United States flag vessel (or a vessel based principally in the United States, on which United States income tax is paid and whose insurance coverage is subject to regulation in the United States), or the premises of a United States mission; and 4. To have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. No act may be certified as an act of terrorism if the act is committed as part of the course of a war declared by Congress (except for workers' compensation) or if losses resulting from the act, in the aggregate for insurance subject to TRIA, do not exceed $5,000,000. If aggregate insured losses attributable to one or more "certified acts of terrorism" exceed $100 billion in a calendar year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of Treasury. B. Application of Other Exclusions The terms and limitations of a terrorism exclusion or any other exclusion, or the inapplicability or omission of a terrorism exclusion or any other exclusion, do not serve to create coverage which would otherwise be excluded, limited or restricted under this policy. Copyright © 2015 Zurich American Insurance Company U-GU-767-B CW (01/15) Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 of 1 Professional Liability Limitation Endorsement Z H I C H Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer No. AWL Prem. Return Prem, SXS4575077-00 08/24/2023 08/27/2023 08/24/2023 49605333 Named Insured/Mailing Address: Producer: EL SEGUNDO ART WALK, LLC Abacus Insurance Brokers, LLC 142 RICHMOND ST El Segundo, CA 90245 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the: Straight Excess Liability Policy A. Except to the extent coverage is provided by underlying insurance, this policy does not apply to any liability, damage, loss, cost or expense arising out of the rendering of or failure to render any professional services by any insured or by any person for whose acts any insured is legally liable. However, this policy does not apply to any liability, damage, loss, cost or expense arising out of the rendering of or failure to render any professional services by any physician, whether employed, a volunteer or for whom liability is assumed under contract. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the occurrence which caused the liability, damage, loss, cost or expense involved the rendering of or failure to render any professional service. B. For the purposes of this endorsement physician means any licensed medical doctor, including but not limited to any surgeon, dentist, anesthesiologist or radiologist. All other terms, conditions, provisions and exclusions of this policy remain the same. U-SXS-117-B CW (05/14) Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc. with its permission. Endorsement # C Communicable Disease Exclusion 11 AKE Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer Add'I Prem. Return Prem, SXS4575077-00 08/24/2023 08/27/2023 08/24/2023 49605333 Named Insured and Mailing Address: EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 Producer: Abacus Insurance Brokers, LLC THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This policy does not apply to any liability, damage, loss, cost or expense arising out of the actual or alleged transmission of a communicable disease. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the: 1. Supervising, hiring, employing, training or monitoring of others that may be infected with and spread a communicable disease; 2. Testing for communicable disease; 3. Failure to prevent the spread of the disease; or 4. Failure to report the disease to authorities. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED.. U-EXS-115-C CW (04111) Page 1 of 1 INTERNAL USE ONLY Includes copyrighted material of Insurance Services Office, Inc., with its permission. Liquor Law Liability and Alcohol Consumption Health Hazards Exclusion ZURICH ............... Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End, Producer No. Add'I. Prem. Return Prem„ - 24/2023 2Z1.20,23 L..... 24/2Q2 Named Insured/Mailing Address: EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 Producer: Abacus Insurance Brokers, LLC THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.. This endorsement modifies insurance provided under the: Following Form Excess Liability Policy Straight Excess Liability Policy A. This policy does not apply to any liability, damage, loss, cost or expense for which any insured or anyone for whose acts any insured may be legally liable by reason of: 1. Causing or contributing to the intoxication of any person; 2. The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; 3. Any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages; or 4. Alcohol consumption health hazards. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in: a. The supervision, hiring, employment, training or monitoring of others by that insured; or b. Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol; if the occurrence which caused the liability, damage, loss, cost or expense, involved that which is described in Paragraph 1., 2., 3. or 4. above. B. Subparagraphs A.1., A.2. and A.3. above apply only if you: 1. Manufacture, sell or distribute alcoholic beverages; 2. Serve or furnish alcoholic beverages for a charge whether or not such activity: a. Requires a license; or b. Is for the purpose of financial gain or livelihood; or 3. Serve or furnish alcoholic beverages without a charge, if a license is required for such activity. For the purposes of this exclusion, permitting a person to bring alcoholic beverages on your premises, for consumption on your premises, whether or not a fee is charged or a license is required for such activity, is not by itself considered the selling, serving or furnishing alcoholic beverages. U-EXS-319-C CW (05/14) Page 1 of 2 Includes copyrighted material of Insurance Services Office, Inc. with its permission, C. For the purposes of this endorsement, alcohol consumption health hazards means alcohol induced bodily injury or personal and advertising injury, including but not limited to: 1. Fetal alcohol syndrome (FAS) physical or mental birth defects, which includes but is not limited to growth deficiency, heart defects, malformed facial features, and mental retardation, resulting from alcohol consumption during pregnancy; 2. Alcohol consumption related diseases, such as alcoholism, cirrhosis of the liver, alcoholic hepatitis, heart disease, cancer, and pancreatitis; 3. Other metabolic effects of alcohol consumption, including brain damage, impaired vision, impaired sexual function, sluggish circulation, malnutrition, water retention, skin disorders, weakening of bones and muscles, ulcers and decreased resistance to infection, psychological or mental injury; or 4. Physical abuse, molestation, or suicide of any person. All other terms, conditions, provisions and exclusions of this policy remain the same,. U-EXS-319-C CW (05/14) Page 2 of 2 Includes copyrighted material of Insurance Services Office, Inc. with its permission. Endorsement # B 0 Abuse Or Molestation Exclusion Z U RI C Policy No, Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer Add'I Prem. Return Prem. Named Insured and Mailing Address: EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 Producer: Abacus Insurance Brokers, LLC THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This policy does not apply to any liability, damage, loss, cost or expense arising out of: 1. The actual, threatened or alleged abuse or molestation by anyone of any person in the care custody or control of any insured; or 2. The negligent: a. Employment; b. Investigation; c. Supervision; d. Reporting to the proper authorities, or failure to so report; or e. Retention; of a person for whom any insured is or ever was legally responsible for their conduct, arising out of any actual, threatened or alleged abuse or molestation by anyone of any person. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. U-EXS-101-B CW (04/11) Page 1 of 1 INTERNAL USE ONLY Includes copyrighted material of Insurance Services Office, Inc., with its permission. Endorsement # A Athletic Participants Exclusion 9 ZURICH Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer Add'] Prem Return Prem SXS4575077-0 0 /24/ 27/2023 08/24/2023 49605333 Named Insured and Mailing Address: EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 Producer: Abacus Insurance Brokers, LLC THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This policy does not apply to bodily injury to any athletic participant including but not limited to any player, coach, manager, assistant coach, or assistant manager, while engaged in any game, contest, event, exhibition or practice therefor, or in the course of travel to or from any destination for the purpose of practicing for or participating in any game, contest, event, exhibition or practice. Includes copyrighted material of Insurance Services Office, Inc with its permission U-EXS-107-A CW (4/99) Copyright, Insurance Services Office, Inc, 1985 Page 1 of I Revised Definition of Spouse Endorsement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policyholder EL SEGUNDO ART WALK. LLC Policy No. SXS4575077-00 Effective Date: 08/24/2023 It is hereby understood and agreed that the following changes are made and incorporated into the Policy/Certificate: 0 ZURICH PURPOSE: California law provides that registered domestic partners have the same rights, protections, and benefits, and are subject to the same responsibilities, obligations, and duties under law, whether they derive from statutes, administrative regulations, court rules, government policies, common law, or any other provisions or sources of law, as are granted to and imposed upon spouses. Existing law requires, where necessary to implement the rights of registered domestic partners, gender -specific terms referring to spouses to be construed to include domestic partners. DEFINITIONS TERMS CONDITIONS AND PROVISIONS: The definitions, terms, conditions or any other provisions of the policy, contract, certificate and/or riders and endorsements to which this mandatory endorsement is attached are hereby amended and superseded as follows: Spouse includes a Registered Domestic Partner. Except for the above, this endorsement does not vary, alter, waive, or extend any of the terms of the Policy/Certificate to which it is attached. Endorsement No. Insurance Company Amedcan Gwarantee and Li bi y Insurance Company Countersigned by Date: U-GU-1223-B CA (09/16) r Exclusion — Recording And Distribution Of Material Or Z U l C U Information In Violation Of Law Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer No. Add'I. Prem. Return Prem. SXS4575077-00 08/24/2023 08/27/2023 08/24/2023 9605333 Named Insured/Mailing Address: Producer:. EL SEGUNDO ART WALK, LLC Abacus Insurance Brokers, LLC 142 RICHMOND ST El Segundo, CA 90245 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the: Following Form Excess Liability Policy Straight Excess Liability Policy Exclusion E. VIOLATION OF STATUTES under SECTION IV. EXCLUSIONS is replaced by the following: This policy does not apply to any liability, damage, loss, cost or expense: RECORDING AND DISTRIBUTION OF MATERIAL OR INFORMATION IN VIOLATION OF LAW E. Directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate: 1. The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; 2. The CAN-SPAM Act of 2003, including any amendment of or addition to such law; 3. The Fair Credit Reporting Act (FCRA) and any amendment of or addition to such law including the Fair and Accurate Credit Transactions Act (FACTA); or 4. Any federal, state or local statute, ordinance, or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA, and their amendments and additions, or any other legal liability, at common law or otherwise, that addresses, prohibits, or limits the printing, dissemination, disposal, monitoring, collecting, recording, use of, sending, transmitting, communicating or distribution of material or information. All other terms, conditions, provisions and exclusions of this policy remain the same. U-EXS-312-F CW (05/14) Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc. with its permission.. California Cancellation and Nonrenewal ZURICH Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer No, Add'I. Prem Return Prem, SXS4575077-00 08/24/2023 1 08/27/2023 08/24/2023 49605333 Named Insured / Mailing Address: Producer: Abacus Insurance Brokers, LLC EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, A. SECTION V. CONDITIONS, C., Cancellation paragraph 2, is deleted and replaced with the following: 2. We may cancel this policy. If we cancel because of non-payment of premium, we will mail or deliver to you at the address shown on your policy not less than ten (10) days advance written notice when the cancellation is to take effect. If we cancel for any other reason, we will mail or deliver to you not less than ninety (90) days advance written notice stating the reason(s) for the cancellation and stating when the cancellation is to take effect. Mailing or delivery of the notice of cancellation to you shall be deemed to have been given to all insureds. a. If this policy has been in effect for less than sixty (60) days and is not a renewal of a policy we issued, we may cancel this policy for any reason. b. If this policy has been in effect for sixty (60) days or more, or if this policy is a renewal of a policy we issued, we may cancel this policy for one or more of the following reasons: (1) Non-payment of premium, including payment due on a prior policy we issued and due during the current policy term covering the same risks; (2) Discovery of fraud or material misrepresentation by any insured or his or her representative in obtaining this insurance or in pursuing a claim under this policy; (3) A judgment by a court or an administrative tribunal that you have violated a California or Federal law, having as one of its necessary elements an act which materially increases any of the risks insured against; (4) Discovery of willfully or grossly negligent acts or omissions, or of any violations of state laws or regulations establishing safety standards, by you or your representative, which materially increase any of the risks insured against; (5) Failure by you or your representative to implement reasonable loss control requirements, agreed to as a condition of policy issuance, or which were conditions precedent to our use of a particular rate or rating plan, if that failure materially increases any of the risks insured against; (6) A determination by the Commissioner of Insurance that the loss of, or changes in, our reinsurance covering all or part of the risk would threaten our financial integrity or solvency; (7) A determination by the Commissioner of Insurance that continuation of the policy coverage would place us in violation of California law or the laws of the state where we are domiciled or threaten our solvency; (8) A change by you or your representative in the activities or property of the commercial or industrial enterprise, which results in a materially added, increased or changed risk, unless the added, increased, or changed risk is included in the policy; (9) A material change in limits, type or scope of coverage, or exclusions in one or more of the underlying policies; U-EXS-178-B CA (04/11) Page 1 of 2 Includes copyrighted material of Insurance Services Office, Inc., with its permission. (10)Cancellation or nonrenewal of one or more of the underlying policies where such policies are not replaced without lapse; (11)A reduction in financial rating or grade of one or more insurers, insuring one or more underlying policies based on an evaluation obtained from a recognized financial rating organization. c. If we cancel for non-payment of premium, you may continue coverage and avoid the effect of cancellation by payment in full at any time prior to the effective date of cancellation. B. SECTION VI. CONDITIONS, E., Nonrenewal, is deleted and replaced with the following: 1. If we decide not to renew this policy, we will mail or deliver notice of nonrenewal at least sixty (60) days, but not more than one hundred, twenty (120) days before the expiration date of this policy. Such notice will be mailed or delivered to you at the mailing address last known to us, and to the producer of record (if any). Proof of mailing will be sufficient proof of notice. Mailing or delivery of the notice of nonrenewal shall be deemed to have been given to all insureds. 2. We need not provide notice of nonrenewal if: a. The transfer or renewal of a policy, without any changes in terms, conditions, or rates, is between us and a member of our insurance group; b. The policy has been extended for ninety (90) days or less, provided that notice has been given in accordance with paragraph 1.; c. You have obtained replacement coverage, or if you have agreed, in writing, within sixty (60) days of the termination of the policy, to obtain that coverage; d. The policy is for a period of no more than 60 days and you are notified at the time of issuance that it will not be renewed; e. You request a change in the terms or conditions or risks covered by the policy within sixty (60) days of the end of the policy; f. We have made a written offer to you, in accordance with paragraph 1., to renew the policy under changed terms or conditions or at an increased premium rate, when the increase exceeds 25%; g. The policy has been designated as nonrenewable. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. U-EXS 178-B CA (04/11) Page 2 of 2 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Endorsement # 0 0 Total Pollution Exclusion with Hostile Fire Exception "' Policy No, Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer Add'I Prem. Return Prem. Named Insured and Mailing Address: EL SEGUNDO ART WALK, LLC 142 RICHMOND ST El Segundo, CA 90245 Producer: Abacus Insurance Brokers, LLC THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Exclusion B. POLLUTION under SECTION IV. EXCLUSIONS is deleted and replaced by the following: This policy does not apply to any liability, damage, loss, cost or expense: POLLUTION B. 1. Arising directly or indirectly out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of pollutants at any time. This exclusion does not apply to bodily injury or property damage arising out of heat, smoke or fumes from a hostile fire unless that hostile fire occurred or originated: a. At any premises, site or location which is or was at any time used by or for any insured or others for the handling, storage, disposal, processing or treatment of waste; or b. At any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured's behalf are performing operations to test for, monitor, clean up, remove, contain, treat, detoxify, neutralize or in any way respond to, or assess the effects of, pollutants; or 2. Arising out of any: a. Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, pollutants; or b. Claim or suit by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, pollutants. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. U-SXS-120-A CW (09/11) Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc., with its permission.