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PROOF OF INSURANCE (2024) CLOSEDClient#: 1778682 GALLSLLC11 DATE (MM/DD/YYYY) ACORDTM CERTIFICATE OF LIABILITY INSURANCE 3/01/2023 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. .............. ................... _ _._. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer any rights to the certificate holder in lieu of such endorsement(s). PRODUCER kZ31`. Molly Geiger USI Insurance Services LLC PONE tkc­ No, E 813 852-6300 Arc N), 513 852 6428mmmm"".. 312 Elm Street, 24th Floor E-MAILDORMolly.Geiger@usi.com Cincinnati, OH 45202 Apga ......." INSURER(S) AFFORDING COVERAGE NAIC # 513 852-6300 ............. ...........- 3.....2.......... INSURER A: OBE Insurance Corporation 917 INSURED INSURER B : General Casualty Company of Wisconsin r37257 4414 CB General Holdings, LLC; Galls LLC _ ......................'''''" INSURER C : Praetorian Insurance Company 1340 Russell Cave Road SINSURER D:The Cincinnati Insurance Company 0677 Lexington, KY 40505 .. INSURER E :Nortrth Pointe Insurance Co 27740 COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. �bSR TR TYPE OF INSURANCE „ „„,"" ADDt If•#.S„p,. rUtimR WVp,,, „„„ POLICY NUMBER POLICY'EFF MM/DD/YYYY . i Y EXP A WQ B YY'M. LIMITS .. A X COMMERCIAL GENERAL LIABILITY 171000318 3/01 /2023 03/01/2024 EACH OCCURRENCE_ $1 9_0 OOQ � CLAIMS -MADE I XU OCCUR R ,J .Rt Nn, D r Fdoccurrence ,, $1 000,000 MED EXP (Any one person) $10 000 PERSONAL & ADV INJURY ........................7 $1 OOO 000 ... ..d GEN'L AGGREGATELIMITAPPLIES PER: GENERAL AGGREGATE $2,000 OOO PRO y� POLICY ❑ PRO. , ^„,�'', LOC .. PRODUCTS - COMP/OP AGG .. ............. $2,000,000 .......... OTHER: $ E AUTOMOBILE LIABILITY 161000042 �03/01 /2023 03/01 /202 COMBINED SINGLE LNM1T 11000,000 X ANY AUTO BODILY INJURY (Per person) $ OWNED SCHEDULED '..... AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ . , .. m.....'......ITIT.........' ........ X AUTOS X AUOTNOS DAPAAGE ONLY ONLDY (P rOa c dent),,, ................ B X UMBRELLA LIAB X OCCUR 191000210 3/01 /2023 03/01 /202 EACH OCCURRENCE____._........ $10,000�000 EXCESS LIAB -MADE AGGREGATE _ _ .CLAIMS DED� X RETENTION $10 000 . ,$10�,000,000 $ `+ WORKERS COMPENSATION 152000028 3/01/2023 O3/O1/202 )( PER OTH- STfaTUTE_. IEB— AND EMPLOYERS' LIABILITY YIN --- ••• ANY PROPRIETOR/PARTNER/EXECUTIVE��I E.L. EACH ACCIDENT $1 000 000 (Mandatory in NH) EXCLUDED? N / A E.L. DISEASE EA EMPLOYEE $1,0001000 If yes, describe under DESCRIPTION OF OPERATIONS below .......,�..�...... .........." ............................ E.L. DISEASE -POLICY LIMIT .._..... $1,000,000 D Excess EXS0570374 3/01/2023 03/01/202 $15,000,000 Liability DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) RE: Contract #3957, City of El Segundo. The General Liability policy includes an automatic Additional Insured endorsement that provides Additional Insured status to Certificate holder, only when there is a written contract that requires such status, and only with regard to work performed on behalf of the named insured. The General Liability and Workers Compensation policies include a Waiver of Subrogation endorsement in favor of the Certificate Holder as referenced above. The City of El Segundo 348 Main St El Segundo, CA 90245 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) 1 of 1 The ACORD name and logo are registered marks of ACORD #S39219494/M39150614 HZVZP This page has been left blank intentionally. COMMERCIAL GENERAL LIABILITY CG, 20,10 12,19 THIS ENDORSEMENT. CHANGES, THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OIL CONTRACTORS - SCHEDULED PERSON O ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name, Of Additional Insured Person(s) Or Organization(s) Locations Of, Covered Op2rations WHERE REQUIRED BY WRITTEN CONTRACT OR AGREEMENT Information required to com lete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured the person(s) or additional insureds, the following additional organization(s) shown in the Schedule, but only exclusions apply: with respect to liability for "bodily injury", "property This insurance does not apply to "bodily injury" or damage" or "personal and advertising injury" "property damage" occurring after: caused, in whole or in part, by: 1. All work, including materials, parts or 1. Your acts or, omissions; or equipment furnished in connection with such 2. The acts or omissions of those acting on your work, on the project (other than service, behalf; maintenance or repairs) to be performed by or in the performance of your ongoing operations for on behalf of the additional insured(s) at the the additional insured(s) at the location(s) location of the covered operations has been designated above. completed; or However: 2. That portion of "your work" out of which the 1. The insurance afforded to such additional injury or damage arises has been put to its intended use by any person or organization insured only applies to the extent permitted by other than another contractor or subcontractor law; and engaged in performing operations for a 2. If coverage provided to the additional insured is principal as, a part of the same project_ required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. CG 20 10 12 19 ® Insurance Services Office, Inc., 2018 Page 1 of 2 C. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. Page 2 of 2 0 Insurance Services Office, Inc., 2018 CG 20 10 12 19 GL: 171000318 COMMERCIAL GENERAL LIABILITY CG 20 18 12 19 THIS ENDORSEMENT CHANGES, THE POLICY. PLEASE READ IT CAREFULLY. II I>MI • � "` This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Names Of Persons Or Organization(s) Designation Of Premises WHERE REQUIRED BY WRITTEN CONTRACT OR AGREEMENT Information re uired to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section 11 — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to their liability as mortgagee, assignee or receiver and arising out of the ownership, maintenance or use of the premises by you and shown in the Schedule. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for that person or organization. C. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. CG 20 18 12 19 © Insurance Services Office, Inc., 2018 Page 1 of 1 COMMERCIAL GENERAL LIABILITY CG 81 79 01 11 PREFERRED GENERAL LIABILITY COVERAGE EXTENSION This endorsement !modifies insurance provided under the following COMMERCIAL GENERAL LIABILITY COVERAGE FORM COMMON POLICY CONDITIONS Paragraph A. 2. b within the COMMON POLICY CONDITIONS is replaced by- b. 90 days before the effective date of cancella- tion if we cancel for any other reason Paragraph 2. a. under COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY of SECTION I — COVERAGES within the COM- MERCIAL GENERAL LIABILITY COVERAGE FORM Is replaced by: a. Expected or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the in- sured. This exclusion does not apply to "bodi- ly injury" or "property damage" resulting from the use of reasonable force to protect any person or property. C. CONTRACTUAL LIABILITY Paragraph 2. b. Contractual Liability under COVERAGE A. BODILY INJURY AND PROP- ERTY DAMAGE LIABILITY of SECTION I — COVERAGES within the COMMERCIAL GEN- ERAL LIABILITY COVERAGE FORM is replaced by: b. Contractual Liability "Bodily injury" or "property damage" for which the insured is obligated to pay damages by reason of the assumption of liability in a con- tracl or agreement. This exclusion does not apply to liability for damages: (1) That the insured would have had in the absence of the contract or agreement; o0 (2) Assumed in a contract or agreement that is an "insured contract", provided the "bodily injury" or "properly damage" oc• curs subsequent to the execution of the contract or agreement. Paragraph 2. g. (2) in the Aircraft, Auto Or Watercraft exclusion under COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY of SECTION I — COVERAGES within the COMMERCIAL GENERAL LIABILITY COW ERAGE FORM Is replaced by: g. Aircraft, Auto Or Watercraft (2) A watercraft you do not own that is - (a) less than 50 feet long; and (b) Not being used to carry persons or property for a charge. E. ELECTRONIC DATA LIABILITY 1. Paragraph 2. p. Electronic Data under COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY of SECTION I — COVERAGES within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is replaced by, p. Electronic Data Damages arising out of the loss of. loss of use of. damage to, corruption of, inability to access, or inability to manipulate "elec- tronic data" that does not result from physical injury to tangible properly. Includes copyrighted material of Insurance Services Office, Inc„ CG 81 79 01 11 with its permission. Page 1 of 6 2. The following definition is added to SEC- TION V — DEFINITIONS: "Electronic data" means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software, hard or floppy disks. CD-ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. 3. For purposes of the coverage provided for Electronic Data, Paragraph 17. in SECTION V — DEFINITIONS is replaced by: 17. "Property damage" means: a. Physical Injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur al the time of the physical injury that caused it: or b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the "occurrence" that caused it; or c. Loss of, loss of use of, damage to, corruption of, inability to access. or inability to properly manipulate "elec- tronic data", resulting from physical injury to tangible property. All such loss of "electronic data" shall be deemed to occur at the time of the "occurrence" that caused it - For purposes of this insurance, "electron- ic data" is not tangible property. I=1TXJFIN:l[111111;I:1:1!rlt6944 4zit1:1011111l[iluellj 1. The last paragraph after the listed exclusions under COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY of SEC- TION I — COVERAGES within the COM- MERCIAL GENERAL LIABILITY COVER- AGE FORM is replaced by: Exclusions c. through in. do not apply to "property damage" by fire: smoke from a "hostile fire": explosion: lightning; smoke re- sulting from such explosion or lightning: colli- sion by "mobile equipment" or leakage from fire protection systems to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to this coverage as de- scribed in SECTION III — LIMITS OF IN- SURANCE. 2. Paragraph 6. of SECTION III — LIMITS OF INSURANCE within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is replaced by: 6. Subject to 5. above, the Damage To Premises Rented To You Limit is the most we will pay in any one event under COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE for damages be- cause of 'property damage" from tire; smoke from a "hostile fire": explosion; lightning; smoke resulting from such ex- plosion or lightning: collision by "mobile equipment" or leakage from fire protection systems to premises while rented to you or temporarily occupied by you with per- mission of the owner. G. MEDICAL PAYMENTS 1. Paragraph 1.2. under COVERAGE C. MEDICAL PAYMENTS of SECTION I — COVERAGES within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is replaced by: 1. Insuring Agreement a. We will pay medical expenses as de- scribed below for "bodily injury" caused by an accident: (1) On premises you own or rent; (2) On ways next to premises you own or rent: or (3) Because of your operations: Provided that: (a) The accident takes place in the "coverage territory" and during the policy period; (b) The expenses are incurred and reported to us within three years of the date of [he accident: and (c) The injured person submits to examination. at our expense, by physicians of our choice as olten as we reasonable require. H. SUPPLEMENTARY PAYMENTS SUPPLEMENTARY PAYMENTS — COVERAG- ES A AND B of SECTION I COVERAGES within the COMMERCIAL GENERAL LIABILITY COV- ERAGE FORM is replaced by: Includes copyrighted material of Insurance Services Office, Inc Page 2 of 6 with its permission. CG 81 79 01 11 1. We MH pay, with respect io ainy dairn we irivesligate or settle, or any "sq.iill" against an insured we defend: a., All expenses we iirrcur.. big Up to $5,0f..)0 for cost of bail borids re- quired because of accider-as or Iratlic law violations aristrig oiA of flie use of any vehicle to which the Rodfly Injuiry Liabdity Coverage applies. We do not have to faun ni.sh these t3ords. c. The cost of bonds to release altach- mems, but only for botid amounts within the aloplicabie fimil of insurance. We do have to furnish these lbands, d.. All reasonable expenses InCUrred by the 4-imired al our rpquest to assist us in the investigafian or defense of the clafin or "SL41,". bricludirtg acl.uall loss of earnings up to $500 a day because of fime oil from work e.. All casts Lax(-,4J against the "insured" iin any 'suft".. L R'ejudgmefif, interest awarded against the OSUred on that part of the judgment we pay, [f we make an offer 1c) pay the apph- cable tirnk of iinsvance, we witt nol pay array preudgrnenl interest based on that f)uribd or brine after the offer. g. All interest on the fulti amaiii.ont of ,any judgmer-ut that accinues after entry of Me juidgiment and before we have paid, of- fered to pay, or deposited irr roii.jvt the part M the jt.pdgrnenl that is wilhin the appIllira ble tlmil of insurance- Thesf.:11 payments will not redw:,-e the limils ol insurance. 2. 111 we defend an irisured aga4-ir.,'M a "suit' and an inderninitee of the 0sured is auso narned as a paiTly to the "suit", we will defend that andern., nitee if Mi of fl,-iee foNowing conditions are rriel: a. The "suit" agaInst 0're indernnitec seeks darnages to, which lifie insured has as- surned the liability of 0"ie indemifltee in a contract or, agreerneint thall is an "insiared conlract"; b. This insurance appHes 10 SUCh liab0ity as. surned by the lnsuiredu c., T112 obligation to defend, or Me cost of the defense W, that lirriderrinilee, has also been assurned by the insured in the sarne "insuredcorioracl"-, & ri-ie aMeqatk:ms in the "sua" and the in- formation we know about Me 'occur, rencie" are such that no conflict appei:lrs to evist between 111--m interests oaf the in. sugared and the Inleresfs of the indemnAm e The indennu*ee and the 0risi iiretJ ask us to coriducl and control the deferrso op that in- demnitee against sr.mlh "suit." and agree that we cart assign the sarne counsel to Mend tf ie insured and the Indernnit"e; and 9. The Indeniriltee: (1) Agrees in writing to: (a) Cooperate indh us in the urivesfi gaflon, senterneint or defense of the "sijif`� (b) trnmediately send us copes of any dernands, nofices. sum- rrionses or legal paper's received in connecfiaru with the "suit" (c) Notily airry other insurer whose coverage is available to the un- demnitee; and (d) Cooperate with us wilh restpecl to coordinating other a1ppiicable inswiffance available to the in dernirritee-1 arid (2) Provides us wRth written authorize. tiloin to'. (a) Obtain records and other, infov niation related to 0-re `suil"and (lb) Conduct and confioll the defense ol; the indernnotee ii i, such "suit" Our ohligation to delend an iiiisi.jred's in demnfteiq aind 110 pay for afforineys' fees and necessary lifigation expenses as Suploternemavy Paynnents ends w1hen we heave used ii.ip the appIlcable tirvirt of m:- sufance In the paynneM of judgirvients or Settleirno.jinIs or the condifloins set forth above, or the ferms of than agreerrient de scribed iri Flaragiraph f. above, are no toriger met. trich.ides COPYTighted matenal of Insurance Seivices Office, Inc- CG 81 79 01 11 MM its peim6won. Page 3 of 6 1. FELLOW EMPLOYEE COVERAGE — SUPERVI- SOR OR HIGHER Paragraph 2.a.(1) of SECTION II — WHO IS AN INSURED within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM does not apply to the following: Your supervisory or management "employees" for "bodily injury" only. Damages owed to an injured co -"employee" or "volunteer worker" will be reduced by any amount paid or available to the injured co -"employee" or 'volunteer worker" under any other valid and collectible insurance - The following is added to SECTION II — WHO IS AN INSURED within the COMMERCIAL GEN- ERAL LIABILITY COVERAGE FORM: Throughout this policy the words "you" and "your" refer to any corporation or other business organiza- tion, outer than a joint venture, in which the first Named Insured has or acquires during the policy period an ownership interest of more than 50% and is subject to the management control of the first Named Insured or its subsidiaries, and which is domiciled within the United States of America or its territories or possessions. K. NEWLY ACQUIRED ORGANIZATIONS Paragraph 3.a. of SECTION II — WHO IS AN INSURED within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is replaced by: a. Coverage under this provision is afforded only until the 1 20th day after you acquire or form the organization or the end of the policy peri- od, whichever is earlier; AMENDMENTL. • INSURANCE The General Aggregate Limit Of Insurance refer- enced in Paragraph 2. of SECTION III — LIMITS OF INSURANCE within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM applies separately to: 1. Each of your "locations" owned by or rented to you; and 2. Each of your projects away from premises owned by or rented to you. "Location" means premises involving the same or connecting lots- or premises whose connection is interrupted only by a street, roadway, waterway or right-of-way of a railroad_ The following is added to Paragraph 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS within the COMMER- CIAL GENERAL LIABILITY COVERAGE FORM: Knowledge of an "occurrence offense, claim or "suit- by your agent, servant or "employee" shall not be considered knowledge by you unless you, your insurance manager or any other person you designate has received notice of the "occur- rence offense, claim or "suit" from your agent, servant, or "employee." L • ■ iUIMMETTLrop Paragraph 4. b. (1)(a) in the Other Insurance condition of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS within the COMMERCIAL GENERAL LIABILITY COVER- AGE FORM is replaced by: 4. Other Insurance b. Excess Insurance (1) This insurance is excess over: (a) any of the other insurance. whether primary, excess, contin- gent or on any other basis: (i) That is Fire, Extended Cov- erage, Builders Risk: Installa- tion Risk or similar coverage for "your work (11) That is insurance covering Fire; smoke from a "hostile fire"; explosion; lightning; smoke resulting from such explosion or lightning; colli- sion by "mobile equipment" or leakage from fire protec- tion systems for premises while rented to you or tempo- rarily occupied by you with permission of the owner; or (Ili) That is insurance to cover your liability as a tenant for 'proper- ty damage" to premises while rented to you or temporarily occupied by you with permis- sion of the owner; or Includes copyrighted material of Insurance Services Office, Inc , Page 4 of 6 with its permission. CG 81 79 01 11 (lv) If the loss arises out at the maintenance or use of aircraft, "autos", or watercraft to the extent not subject to Para- graph 2. g. Aircraft, Auto Or Watercraft under COVER- AGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY of SECTION I — COVERAGES within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM. 0 UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS The following is added to Paragraph 6. Representations of SECTION IV — COM- MERCIAL GENERAL LIABILITY CONDITIONS within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM. Any unintentional failure to disclose all exposures or hazards existing as of the eflective date of the Commercial General Liability Coverage Form or at any time during the policy period will not invali- date or adversely affect the coverage for such exposure or hazard- However, you must report the undisclosed exposure or hazard to us as soon as reasonably possible after the exposure or hazard is discovered- F�fi'I_1 i�1 � a+I �� � 1:I : I�ItTc1 i > s I� P► The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS within the COMMER- CIAL GENERAL LIABILITY COVERAGE FORM: This condition does not apply to any person or organization to which you waived this condition by written contract or agreement, but only to the extent that subrogation is waived prior to the "bodily injury" or "property damage' under a contract with that person or organization. 0. LIMITED WORLDWIDE LIABILITY COVERAGE The following Is added to SECTION IV — CONDITIONS within the COMMERCIAL GEN- ERAL LIABILITY COVERAGE FORM: Expanded Coverage Territory 1. If a "suit" Is brought in a part of the "coverage territory" that is outside the United States of America (including its territories and posses- sions). Puerto Rico or Canada. and we are prevented by law, or otherwise. from defend- ing the insured, the insured will initiate a de- fense of the "suit". We will reimburse the in- sured, under Supplementary Payments, for any reasonable and necessary expenses in- curred for the defense of a 'suit" seeking damages to which this insurance applies. that we would have paid had we been able to ex- ercise our right and duty to defend, If the insured becomes legally obligated to pay sums because of damages to which this insurance applies in a part of the "coverage territory' that is outside the United States of America (including its territories and posses- sions), Puerto Rico or Canada. and we are prevented by law, or otherwise, from paying such sums on the insured's behalf, we will re- imburse the Insured for such sums 2. All payments or reimbursements we make for damages because of judgments or settle- ments will be made in U.S. currency at the prevailing exchange rate at the time the in- sured became legally obligated to pay such sums. All payments or reimbursements we make for expenses under Supplementary Payments will be made in U.S. currency at the prevailing exchange rate at the time the expenses were Incurred_ 3. Any disputes between you and us as to whether there is coverage under this policy must be filed in the courts of the United States of America (including its territories and possessions), Puerto Rico or Canada. 4. The insured must fully maintain any coverage required by law, regulation or other governmen- tal authority during the policy period. except for reduction of the aggregate limits due to pay menis of claims, judgments or settlements Failure to maintain such coverage required by law, regulation or other governmental authori- ty will not invalidate this insurance However, this insurance will apply as if the required coverage by law, regulation or other govern- mental authority was in full effect. Includes copyrighted matenal of Insurance Services Office, Inc- CG 81 79 01 11 with its permission Page 5 of 6 For purposes of ffiis coverage only, the following is added to Paragraph 4.b.,(I) (a) under Other i[inisurance ol SECTION IV — COMMERCIAL GENERAL L11ABILffY CONDITIONS within the COMIMERCI.Al GE141ERAL LIABILITY COVER- AGE FORK If the insured's liability to pay damages is determined in a "suit"' brought outside the United States of Amenca (including its territories and possessions), Puerto Rico or Canada; or That is coverage recii.hored by law. regulation or other governmentW authority in a part, of Itie "coverage territory" that is outside the Urided States of America (including its territories and POSS CASS i0nS) o PUorto Rico or Canada, For purposes of this coverage only., Paragraph 4. of SECTION V — DEFINITIONS within the CGS MERCIAI GENERAL LIABILITY COVER AGE FORM iis replaced by: 4. "Coverage territory" rneans anywhere in the world with the exception of any country or ju. risdiction which is subjecl to trade of other econornir- sainclion or embargo by the United States of America, R. BODILY INJURY REDEFINMON Paragraph 3. of SECTION V. — DEFINITIONS within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is replaced by: 3. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental angulsh, Injury or illness or emotional distress and/or death resulting from any of these at any time Paragraph Ra. of SECTION V — DEFINITIONS within the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is replaced by 9. "Insured contract'" means; ao a contract for lease of premises. Howev- er, that portion of the contract for a iewsa of premises that indemnities any person or organization for "property damage" by fire; srnoke from a "hostile fire", explo. sion; lightning-, smoke resulting from such explosion or lightning-, collision by "mobile eqUipmenil" or leakage from fire protection systems to promises while rented to you or ternporarfly occupied by you with per- mission of the owner is not an "insured contract". T. LIIBERAIIJZATION If we revise this endorsement to provide more coverage without additional prerniurn charge. your policy will automatically provide the coverage as of the day the revision is effective in your state IncWes copyrighted material of Insurance Services Office, Inc , Page 6 of 6 with its permission. CG 81 79 01 11 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13 (Ed. 4-84) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not en- force our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule. Any person or organization for which you have agreed to waive your rights of recovery in a written contract, provided such contract was executed prior to date of loss. Schedule Contractor Pro- Waiver Pre- Waiver State Entity Name jectNumber Description of Work mium Type Blanket Any person or organization for which the employer has agreed by written contract, executed prior to loss, may ex e- cute a waiver of subrogation. However, for purposes of work performed by the employer in Missouri, this waiver of subrogation does not apply to any construction group of classifications as designated by the waiver of right to recov- er from others (subrogation) rule in our manual. In Oregon, the sentence in ( ) from above, is excluded from this endorsement where the endorsement is applied in association with a construction agreement as defined by Oregon statute. This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective 03/01/2022 Insured Galls LLC Insurance Company PRAETORIAN INSURANCE COMPANY Policy No. 152000028 Countersigned by Endorsement No. 000 Premium WC000313 (Ed. 4-84) Copyright 1983 tional Council on Conpensation Insurance.