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PROOF OF INSURANCE (2023) CLOSEDINTEBUS-02 JORDAPA CERTIFICATE OF LIABILITY INSURANCE _17DATE(M/202 YYY, r5��(422 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: 24 Frank Ann Arbor, lo81r0ht Dr Ste J4100 se�P4.6. Ailn F ..�....._..... Hy ant Southeast Michigan PHONE (A/C, No EXt 734) 741-0044 E MAIL .... .� Iw ArDDr-c�Ffle�Iarl.00n1 lac No(734) 741 1850 INSURmER,LS�„AFRORDtNG CQV,F .AGENAIC # -- .m � _ ... _...... INSURER A: Lloyd's INSURED INSURER B : International Business Information Technologies, Inc. DBA INSURER. . . ....... ..............................-._........---...........�.,.......-..........................._.... Lefta Systems .......... ..��� �m..... _..��..������............_.���_ 10950-60 San Jose Blvd., Suite 101 S ......RER p .... Jacksonville FL INSURER URER E INSURER F : COVERAGES CERTIFICATE NUMBER-_ REVISION NUMBER - THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES, LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ., .. ,--... TM�........--._. .. ,..,,m........ .. ..... ...._.�. _...-.-..�............._._. INSR ACDrDL SUSR POLICY EFF POLICY EXP LTR E OF INSURANCE POLICY NUMBER / / ....- LIMIT......--...--........... S A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 2,000,000 CcUR OX XESL0639496094 7/25/2022 7/25/2023 DAMAGE 250,000 • Retro Date 7/25/2016 X--. �i �BiEwN�DE 10,000 . _X. ...... MED EXP An one erson $ _ W P� PERSONAL. & ADV INJURY $ u_ 2,000,000 ......_........w....-. GE'N'LAGGREGATE LIMITAPPLIE ��, S PER: REGATE 3, 000,000 PO POLICY E E ❑ Loc PROD�TSG�.,-. T OMP/OP Ar,G $ 2,000,000 �T�IER° _ POLLUTION LIAB ��$ 2,000,000 A AUTOMOBILE LIABILITY COMBINED SINGLE. LIMIT 2,000,000 ANY AUTO ESL0639496094 7/25/2022 7/25/2023 BODiLYINJURv(Perperson_w OWNED SCHEDULED ............ AUTOS ONLY AUTOS BODILY INJURY Per U J P,accident) $�, X HIRED X NON -OWNED AUTOS ONLY AUTOS ONLY P 0 1 /STY pAMAGE I er adcDent _� i ..i .......... w $ $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIM �.�._._...CLAIMS-MADE ........ ..... ., A..............................m..............®m..„...._. $.. DED RETENTION $ $ WORKERS COMPENSATION PER OTH- mm AND EMPLOYERS' LIABILITY YIN ..-..__...ST.E. _.e..........._................... - ANY PROPRIETOR/PARTNER/EXECUTIVE "' jj OFFICER/MEMBER EXCLUDED? u N/A E L ;EACH ACCIDENT $ mmTmmm�uuu (Mandatory in NH) E.L, DISEASE - EA EMPLOYEE E, P1 If yes, describe under , -_�_ ............................................. DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT $ A Cyber Liability ESLO639496094 7/26/2022 7/25/2023 Each Claim 4,000,00611 A Professional Liab ESL0639496094 7/25/2022 7/25/2023 Each Claim 4,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is requiredl City of El Segundo and its elected and appointed officials, officers, employees and volunteers are included as Additional Insureds as respects to General Liability as required by a written contract or agreement. Coverage is Primary with a Waiver of Subrogation. SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of El Segundo THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. 348 Main Street E. Segundo, CA 92045 AUTHORIZED REPRE'S�EfNTATIVE �� ACORD 25 (2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ATTACHING TO ESL0639496094 POLICY NUMBER: THE INSURED: International Business Information Technologies Inc DBA Lefta Systems WITH EFFECT FROM: 25Ju1 2022 It is understood and agreed that the following amendments are made to this Policy: 1. The following DEFINITION is added: "Additional insured" means: City of Costa Mesa and its Officers, Employees, Agents, Volunteers, and Representatives 77 Fair Drive Costa Mesa, CA 92626 US Monroe County (Effective 23 may 2018) 39 West Main Street Room 200 Rochester„ NY 14614 US City of North Miami Beach - as additional insured with respect to liability (required from all vendors doing business with the city). (Effective From:13 Mar 2019) Summit County, Utah (Effective From: 29 July 2019) 60 N. Main Street P.O. Box 128 CoaIviIIe, UT 84017 US Murrieta Police Department (Effective From:15 Aug 2019) 2 Town Square Murrieta, CA 92562 US City of El Segundo and its elected and appointed officials, officers, employees and volunteers 348 Main Street El Segundo, CA 90245 US The City of Santa Clara c/o Insurance Data Services - Insurance Compliance PO Box 100085 - S2 Unique Market Reference No. 3087522C9N5051, B087522C9N5053 C)2019 CFC Underwriting Ltd, All Rights Reserved Duluth GA 30096 US County of Boulder, State of Colorado, a body corporate and politic, is named as Additional Insureds. (Effective from 16 Nov 2021) 1325 Pearl Street CO 80302 US County of Saratoga (Effective From: 09 March 2022) 40 McMaster Street Ballston Spa, NY12020 us Broward Sheriffs Office (Effective From:14 March 2022) 2601 W. Broward Blvd. Ft. Lauderdale Florida , 33312 2. In respect of the "Additional insureds" CONDITION, additional insureds are included as a third party. 3. The following CONDITION is added: Notice of cancelation to additional insureds If we give you notice of cancelation in accordance with the "Cancelation" CONDITION, we will endeavor to provide the same notice of cancelation to the additional insureds; however, not doing so will not place any additional liability upon us. SUBJECT OTHERWISE TO THE TERMS AND CONDITIONS OF THE POLICY Unique Market Reference No. B087522C9N5051, B087522C9N5053 ©2019 CFC Underwriting Ltd, All Rights Reserved 32 c. the reasons why you believe that this incident could give rise to a claim under this Policy; d. the identity of the potential claimant; and e. an indication as to the size of the claim that could result from this incident. In respect of INSURING CLAUSES 2, 3, 4 and 5, if you discover a cyber event you Mayon ly incur costs without our prior written consent within the first 72 hours following the discovery and any third party costs incurred must be with a company forming part of the approved claims panel providers. All other costs may only be incurred with the prior written consent of the claims managers (which will not be unreasonably withheld). 2. Additional insureds We will indemnify any third party as an additional insured under this Policy, but only in respect of sums which they become legally obliged to pay (including liability for claimants' costs and expenses) as a result of a claim arising solely out of an act committed by you, provided that: a. you contracted in writing to indemnify the third party for the claim prior to it first being made against them; and b. had the claim been made against you, then you would be entitled to indemnity under Before we indemnify any additional insured they must: a. prove to us that the claim arose solely out of an act committed by you; and b. fully comply with CONDITION 1 as if they were you. Where we indemnify a third party as an additional insured under this Policy, this Policy will be pKlr,���m#t�1-„�u9�k�;,i�,y:to the third party's own insurance, but only if you and the third party have entered into a contract that contains a provision requiring this. Where a third party is treated as an additional insured as a result of this Condition, any claim made by that third party against you will be treated by us as if they were a third party and not as an insured. 3. Agreement to pay claims (duty to defend) We have the right and duty to take control of and conduct in your name the investigation, settlement or defense of any claim. We will not have any duty to pay costs and expenses for any part of a claim that is not covered by this Policy. You may ask the claims managers to consider appointing your own lawyer to defend the claim on your behalf and the claims managers may grant your request if they consider your lawyer is suitably qualified by experience, taking into account the subject matter of the claim, and the cost to provide a defense. CFC Underwriting Limited is Authorized and Regulated by the Financial Conduct Authority technology v4.0 ,� 1999-2022 CFC Underwriting Ltd, All Rights Reserved f 33 We will endeavor to settle any claim through negotiation, mediation or some other form of alternative dispute resolution and will pay on your behalf the amount we agree with the claimant. If we cannot settle using these means, we will pay the amount which you are found liable to pay either in court or through arbitration proceedings, subject to the limit of liability. We will not settle any claim without your consent. If you refuse to provide your consent to a settlement recommended by us and elect to continue legal proceedings in connection with the claim, any further costs and expenses incurred will be paid by you and us on a proportional basis, with 50% payable by us and 50% payable byyou. Asa consequence of your refusal, our liability for the claim, excluding costs and expenses, will not be more than the amount for which the claim could have been settled. 4. Application warranty You agree that all statements made by you in the application form, including any renewal application form, and any supplemental materials you have supplied in support of the application for insurance, are your agreements and representations to us and the Policy is issued in reliance upon that information. The misrepresentation or non -disclosure of any matter byyou or your agent will render this Policy null and void and relieve us from all liability under this Policy. 5. Calculation of business interruption losses Following an interruption to your business activities covered under INSURING CLAUSE 5 (SECTIONS B, C or D only), you must provide us with your calculation of the loss including: a. how the loss has been calculated and what assumptions have been made; and b. supporting documents including account statements, sales projections and invoices. This Policy may be canceled with 30 days written notice by eitheryou or us. If you give us notice of cancellation, the return premium will be in proportion to the number of days that the Policy is in effect. However, if you have made a claim under this Policy there will be no return premium. If we give you notice of cancellation, the return premium will be in proportion to the number of days that the Policy is in effect. We also reserve the right of cancellation in the event that any amount due to us by you remains unpaid more than 60 days beyond the inception date. If we exercise this right of cancellation it will take effect from 14 days after the date the written notice of cancellation is issued. The Policy Administration Fee will be deemed fully earned upon inception of the Policy, CFC Underwriting Limited is Authorized and Regulated by the Financial Conduct Authority (01999-2022 CFC Underwriting Ltd, All Rights Reserved Technology v4 0 Ali A+,l�� cfc 16. Our rights of recovery 38 If we make any payment under this Policy and you have any right of recovery against a third party in respect of this payment, then we will maintain this right of recovery. You will do whatever is reasonably necessary to secure this right and will not do anything after the event which gave rise to the claim to prejudice this right. We will not exercise any rights of recovery against any employee, unless this is in respect of any fraudulent or dishonest acts or omissions as proven by final adjudication, arbitral tribunal or written admission by the employee. Any recoveries will be applied as follows: a. towards any recovery expenses incurred by us; b. then to us up to the amount of our payment under this Policy, including costs and expenses; c. then to you as recovery of your deductible. 17. Prior subsidiaries Should an entity cease to be a subsidiary after the inception date, cover in respect of the entity will continue as if it was still a subsidiary during the period of the policy, but only in respect of an act, error, omission or event occurring prior to the date that it ceased to be a subsidiary. 18. Process for paying privacy breach notification costs Any privacy breach notification transmitted by you or on your behalf must be done with our prior written consent. We will ensure that notification is compliant with any legal or regulatory requirements and contractual obligations. No offer must be made for financial incentives, gifts, coupons, credits or services unless with our prior written consent which will only be provided if the offer is commensurate with the risk of harm. We will not be liable for any portion of the costs you incur under INSURING CLAUSE 3 (SECTION E only) that exceed the costs that you would have incurred had you gained our prior written consent. In the absence of our prior written consent we will only be liable to pay you the equivalent cost of a notification made using the most cost effective means permissible under the governing law. I9. WiWer of sI.. broga't. o n hllotwirthst':arndy ng fnONDlTMN 16, we agree ttn WZJVE: onru° aughntS Of FEr,::Orre::nYy a. , i nst any third Party if,, prior to the a.lair�n or incident whq .,h you re.n;n o naby° exl'-)ected to g; ova. rise to a c1.n irn, to a contract. that ccntar n a onW�^isk)i�n r�.nr' u. r° yn�n.r r:,unt:r;.un.:?r. il�Tn' � �;r 1 uorg YOU t:n:r (Jo tk"nnrnm CFC Underwriting Limited is Authorized and Regulated by the Financial Conduct Authority €)1999-2022 CFC Underwriting Ltd, All Rights Reserved Technology v4 0