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PROOF OF INSURANCE (2023) CLOSEDDATE (MM/DD/YYYY)
AC" "' CERTIFICATE OF LIABILITY INSURANCE
7/5/2022
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER CONTACT
ntnfn...........Elizabeth ..Leach ....................................................................................................................................
ICA Insurance Services PHONE I...FAX 5
130 Vantis (q/C St949-etIT Neact297 596z ioaus aac Net 949-297- 960
Suite 250 EAPPn
-MAIL s: eHzab 1! 1a1
Aliso Viejo CA 92656 INSURERS AFFORDING COVERAGE NAIC #
..... a Casual! ,.... ......... ....erica 25674 INSURED INSURER 4,suRER e : Crum & Forst elm„Specialty Insurance CDmamany 4520
Duthie Electric Service Corp dba: Duthie Power Services wsuRER c :Houston Casualty Company 42374 ...
2335 E. Cherry Industrial Circle • • •• ••• m
9 ... .p ty. . ce Company 1„4438
Lon Beach CA 90805 INSURER D .HpS eclat Insuran„ � ....
INSURER E
INSURER F :
COVERAGES CERTIFICATE NUMBER:208509745 REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR e'tP
LTR TYPE OF INSURANCE POLICY NUMBER M°/Dn eFF MM011pp LIMITS
A
X COMMERCIAL GENERAL LIABILITY Y
Y
Y6302A626927
7/1/2022
7/1/2023
EACH OCCURRENCE
$1,000.000
CLAIMS -MADE K OCCUR
PREMISE3,,,,.Ea o ourrerl,ce,mm
$ 300 000
MED EXP (An one erson)
$ 5,000
.LIMIT .APPLIES
GEN'L AGGREGATE PER:
GENERAL AGGREGATE
$2,000,000
POLICY X LOC
—. __-.) JEC1T
,.,------------------„.... „--$
--
$2,000,000
.PRODUCTS
1 Deductible
$ 0
OTHER;
A
AUTOMOBILE LIABILITY
Y
Y
8102N3387402114G
7/1/2022
7/1/2023
BiNED5INGLEUMIT
Me acciden
$1,000,000
BODILY INJURY (Per person) $
X ANY AUTO
OWNED SCHEDULED
........
BODILY INJURY (Per accident) $
AUTOS ONLY AUTOS
X HIRED X NON -OWNED
�iTROF'ERT'dDAMAGE $
..._... AUTOS ONLY AUTOS ONLY
_Q.F? aocidentk ..... ....... ........,,
A
X UMBRELLA LIAB X OCCUR
Y
Y
CUP3S17641A22NF
7/1/2022
7/1/2023
EACH OCCURRENCE
$15,000,000
EXCESS LIAB '', CLAIM$ -MADE
AGGREGATE
$ 1.05,........ ...........
00„000
NTI.ON $
$
A
WORKERS COMPENSATION
Y
UB7K4755032114G
7/1/2022
7/1/2023
X PER OTH-
E R
AND EMPLOYERS' LIABILITY Y / N
-TTE
YPROPRIETOR/PARTNER/EXECUTIVE
NOFFICE
EACH
E L. ACCIDENT
00,000
BE EXCLUDED? ❑
IMEn
�
N / A
� -
E L DISEASE-
SE EA EMPLOYEE
0 00-
$1,000,000
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE POLICY LIMIT
$ 1,000,000
B
Contractors Pollution
PKC111856
7/1/2022
7/1/2023
Occu;enceIAggregate
$3,000,000
C
Contractors Professional
HCC2168107
7/1/2022
7/1/2023
Each ClaimlAggregate
$1,000,000
D
Cyber
660810502
3/15/2022
3/15/2023
Each CPaimdAggregate
$2,000,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more space is required)
The certificate holder(s) is/are included as an additional insured(s) with respects to General Liability for On -going and Completed Operations as per policy form
CG D6 04 02 19 and Auto Liability as per policy form CA T3 53 02 15; General Liability and Auto Liability are Primary and Non -Contributory as per policy forms
CG T1 00 02 19 and CA 00 01 10 13; Waiver of Subrogation applies to General Liability as per policy form CG D4 58 02 19, Auto Liability as per policy form CA
T3 53 02 15 and Workers Compensation as per policy form WC 99 03 76; Additional Insured and Waiver of Subrogation applies to Umbrella Liability only as
required by written contract; Umbrella Liability follows form. Per Project Aggregate Endorsement policy form CG D3 21 01 04 is provided as required by a
written contract; All coverage is only applicable as required by written contract.
Contractors Pollution
See Attached...
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
City Clerk ACCORDANCE WITH THE POLICY PROVISIONS.
City of El Segundo
350 Main Street AUTHORIZED REPRESENTATIVE
El Segundo CA 90245
©1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
AGENCY CUSTOMER ID: DUTHELE-01
...............
LOC #:
ADDITIONAL REMARKS SCHEDULE Page 1 of 1
AGENCY NAMED INSURED
IDA Insurance Services Duthie Electric Service Corp dba: Duthie Power Services
_..._.._._ 2335 E. Cherry Industrial Circle
POLICY NUMBER Long Beach CA 90805
CARRIER I NAIC CODE
EFFECTIVE DATE:
ACORD 101 (2008/01) © 2008 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
POLICY NUMBER: Y6302A626927
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED - AUTOMATIC STATUS
IIF (REQUIRED IBY WRITTEN CONTRACT (CONTRACTORS)
This endorsement modifies insurance provided underthe following;
COMMERCIAL GENERAL LIABILITY COVERAGE PART
The following is added to SECTION II — WHO IS AN
(a) The Additional Insured — Owners, Les -
INSURED:
sees or Contractors — Scheduled Person
Any person or organization that:
or Organization endorsement CG 20 10
07 04 or CG 20 10 04 13, the Additional
a. You agree in a written contract or agreement to
Insured — Owners, Lessees or Contrac-
include as an additional insured on this Coverage
tors — Completed Operations endorse-
Part; and
ment CG 20 37 07 04 or CG 20 37 04 13,
b. Has not been added as an additional insured for
or both of such endorsements with either
the same project by attachment of an endorse-
of those edition dates; or
ment under this Coverage Part which includes
(b) Either or both of the following: the Addi-
such person or organization in the endorsement's
tional Insured — Owners, Lessees or Con -
schedule;
tractors — Scheduled Person Or Organi-
is an insured, but:
zation endorsement CG 20 10, or the Ad-
a. Only with respect to liability for "bodily injury" or
ditional Insured — Owners, Lessees or
"property damage" that occurs, or for "personal
Contractors — Completed Operations en -
injury" caused by an offense that is committed,
dorsement CG 20 37, without an edition
subsequent to the signing of that contract or
date of such endorsement specified;
agreement and while that part of the contract or
the person or organization is an additional in -
agreement is in effect; and
sured only if the injury or damage is caused,
b. Only as described in Paragraph (1), (2) or (3) be-
in whole or in part, by acts or omissions of
low, whichever applies:
you or your subcontractor in the performance
(1) If the written contract or agreement specifical-
of "your work" to which the written contract or
ly requires you to provide additional insured
agreement applies; or
coverage to that person or organization by (3)
If neither Paragraph (1) nor (2) above applies:
the use of:
(a) The person or organization is an addi-
(a) The Additional Insured — Owners, Les-
tional insured only if, and to the extent
sees or Contractors — (Form B) endorse-
that, the injury or damage is caused by
ment CG 20 10 11 85; or
acts or omissions of you or your subcon-
(b) Either or both of the following: the Addi-
tractor in the performance of "your work"
tional Insured — Owners, Lessees or Con-
to which the written contract or agree -
tractors — Scheduled Person Or Organi-
ment applies; and
zation endorsement CG 20 10 10 01, or
(b) Such person or organization does not
the Additional Insured — Owners, Lessees
qualify as an additional insured with re -
or Contractors — Completed Operations
spect to the independent acts or omis-
endorsement CG 20 37 10 01;
sions of such person or organization.
the person or organization is an additional in-
sured only if the injury or damage arises out
of "your work" to which the written contract or
agreement applies;
(2) If the written contract or agreement specifical-
ly requires you to provide additional insured
coverage to that person or organization by
the use of:
The insurance provided to such additional insured is
subject to the following provisions:
a. If the Limits of Insurance of this Coverage Part
shown in the Declarations exceed the minimum
limits required by the written contract or agree-
ment, the insurance provided to the additional in-
sured will be limited to such minimum required
limits. For the purposes of determining whether
CG D6 04 02 19 © 2017 The Travelers Indemnity Company. All rights reserved, Page 1 of 2
COMMERCIAL GENERAL LIABILITY
this limitation applies, the minimum limits required
result in a claim. To the extent possible, such
by the written contract or agreement will be con-
notice should include:
sidered to include the minimum limits of any Um-
(a) How, when and where the "occurrence"
brella or Excess liability coverage required for the
or offense took place;
additional insured by that written contract or
agreement. This provision will not increase the
(b) The names and addresses of any injured
limits of insurance described in Section III — Limits
persons and witnesses; and
Of Insurance.
(c) The nature and location of any injury or
b. The insurance provided to such additional insured
damage arising out of the "occurrence" or
does not apply to:
offense.
(1) Any "bodily injury", "property damage" or
(2) If a claim is made or "suit" is brought against
"personal injury' arising out of the providing,
the additional insured:
or failure to provide, any professional archi-
(a) Immediately record the specifics of the
tectural, engineering or surveying services,
claim or "suit" and the date received; and
including:
(b) Notify us as soon as practicable and see
(a) The preparing, approving, or failing to
to it that we receive written notice of the
prepare or approve, maps, shop draw-
claim or "suit" as soon as practicable.
ings, opinions, reports, surveys, field or-
(3) Immediately send us copies of all legal pa-
ders or change orders, or the preparing,
pers received in connection with the claim or
approving, or failing to prepare or ap-
"suit", cooperate with us in the investigation
prove, drawings and specifications; and
or settlement of the claim or defense against
(b) Supervisory, inspection, architectural or
the "suit", and otherwise comply with all policy
engineering activities.
conditions.
(2) Any "bodily injury' or "property damage"
(4) Tender the defense and indemnity of any
caused by "your work" and included in the
claim or "suit" to any provider of other insur-
"products-completed operations hazard" un-
ance which would cover such additional in -
less the written contract or agreement specifi-
sured for a loss we cover. However, this con-
cally requires you to provide such coverage
dition does not affect whether the insurance
for that additional insured during the policy
provided to such additional insured is primary
period.
to other insurance available to such additional
c. The additional insured must comply with the fol-
insured which covers that person or organiza-
lowing duties:
tion as a named insured as described in Par-
(1) Give us written notice as soon as practicable
agraph 4., Other Insurance, of Section IV —
of an "occurrence" or an offense which may
Commercial General Liability Conditions.
Page 2 Of 2 © 2017 The Travelers Indemnity Company. All rights reserved. CG D6 04 02 19
POLICY NUMBER: Y6302A626927
4. Other Insurance
(iQ That is insurance for "premises
If valid and collectible other insurance is available to
damage';
the insured for a loss we cover under Coverages A
(ii) If the loss arises out of the
or B of this Coverage Part, our obligations are
maintenance or use of aircraft,
limited as described in Paragraphs a. and b. below.
"autos" or watercraft to the extent
As used anywhere in this Coverage Part, other
not subject to any exclusion in this
insurance means insurance, or the funding of
Coverage Part that applies toaircraft, "autos" or watercraft;
losses, that is provided by, through or on behalf of:
(Iv) That is insurance available to a
(I) Another insurance company,
premises owner, manager or
(ii) Us or any of our affiliated insurance companies,
lessor that qualifies as an insured
except when the Non cumulation of Each
under Paragraph 4. of Section II —
Occurrence Limit provision of Paragraph 5. of
Who Is An Insured, except when
Section III — Limits Of Insurance or the Non
Paragraph d. below applies; or
cumulation of Personal and Advertising Injury
(V) That is insurance available to an
Limit provision of Paragraph 4. of Section III —
equipment lessor that qualifies as
Limits of Insurance applies because the
an insured under Paragraph 5. of
Amendment — Non Cumulation Of Each
Section II — Who Is An Insured,
Occurrence Limit Of Liability And Non
except when Paragraph d. below
Cumulation Of Personal And Advertising Injury
applies.
Limit endorsement is included in this policy,
(b) Any of the other insurance, whether
III An risk retention group;
(, y ' g up; or
primary, excess, contingent or on any
(iv)Any self-insurance method or program, in
other basis, that is available to the
which case the insured will be deemed to be
insured when the insured is an
the provider of other insurance.
additional insured, or is any other
Other insurance does not include umbrella
insured that does not qualify as a
insurance, or excess insurance, that was bought
named insured, under such other
specifically to apply in excess of the Limits of
insurance.
Insurance shown in the Declarations of this
(2) When this insurance is excess, we will
Coverage Part
have no duty under Coverages A or B to
As used anywhere in this Coverage Part, other
defend the insured against any "suit" if any
other insurer has a duty to defend the
insurer meats a provider of other insurance. As
insured against that "suit". If no other
used in Paragraph C. below, insurer means a
insurer defends, we will undertake to do so,
provider of insurance.
but we will be entitled to the insured's rights
a. Primary Insurance
against all those other insurers.
This insurance is primary except when
(3) When this insurance is excess over other
Paragraph b. below applies. If this insurance is
insurance, we will pay only our share of the
primary, our obligations are not affected unless
amount of the loss, if any, that exceeds the
any of the other insurance is also primary
sum of:
Then, we will share with all that other insurance
(a) The total amount that all such other
by the method described in Paragraph C. below,
insurance would pay for the loss in the
except when Paragraph d. below applies.
absence of this insurance; and
b. Excess Insurance
(b) The total of all deductible and self -
insured amounts under all that other
(1) This insurance is excess aver:
insurance.
(a) Any of the other insurance, whether (4) We will share the remaining loss, if any,
primary, excess, contingent or on any with any other insurance that is not
other basis: described in this Excess Insurance
provision and was not bought specificallyto
(I) That is Fire, Extended Coverage, apply in excess of the Limits of Insurance
Builder's Risk, Installation Risk or shown in the Declarations of this Coverage
similar coverage for "your work"; Part
CG T1 00 0219 ® 2017 The Travelers Indemnity Company. All rights reserved. Page 15 of 21
Includes copyrighted material of Insurance Services Office, Inc with its permission
COMMERCIAL GENERAL LIABILITY
c. Method Of Sharing
If all of the other insurance permits contribution
by equal shares, we will follow this method also.
Under this approach each insurer contributes
equal amounts until it has paid its applicable
limit of insurance or none of the loss remains,
whichever comes first.
If any of the other insurance does not permit
contribution by equal shares, we will contribute
by limits. Under this method, each insurer's
share is based on the ratio of its applicable limit
of insurance to the total applicable limits of
insurance of all insurers.
d. Primary And Non -Contributory Insurance If
Required By Written Contract
If you specifically agree in a written contract or
agreement that the insurance afforded to an
insured under this Coverage Part must apply on
a primary basis, or a primary and non-
contributory basis, this insurance is primary to
other insurance that is available tosuch insured
which covers such insured as a named insured,
and we will not share with that other insurance,
provided that:
(1) The "bodily injury' or "property damage" for
which coverage is sought occurs; and
(2) The "personal and advertising injury" for
which coverage is sought is caused by an
offense that is committed;
subsequent to the signing of that contract or
agreement by you.
5. Premium Audit
a. We will compute all premiums for this Coverage
Part in accordance with our rules and rates.
b. Premium shown in this Coverage Part as
advance premium is a deposit premium only. At
the close of each audit period we will compute
the earned premium for that period and send
notice to the first Named Insured. The due date
for audit and retrospective premiums is the date
shown as the due date on the bill. If the sum of
the advance and audit premiums paid for the
policy period is greater than the earned
premium, we will return the excess to the first
Named Insured.
C. The first Named Insured must keep records of
the information we need for premium
computation, and send us copies at such times
as we may request.
6. Representations
By accepting this policy, you agree:
a. The statements in the Declarations are
accurate and complete;
b. Those statements are based upon
representations you made to us; and
C. We have issued this policy in reliance upon
your representations.
The unintentional omission of, or unintentional error
in, any information provided by you which we relied
upon in issuing this policy will not prejudice your
rights under this insurance. However, this provision
does not affect our right to collect additional
premium or to exercise our rights of cancellation or
nonrenewal in accordance with applicable insurance
laws or regulations.
7. Separation Of Insureds
Except with respect to the Limits of Insurance, and
any rights or duties specifically assigned in this
Coverage Part to the first Named Insured, this
insurance applies:
a. As if each Named Insured were the only
Named Insured; and
b. Separately to each insured against whom claim
is made or "suit" is brought.
8. Transfer Of Rights Of Recovery Against Others
To Us
If the insured has rights to recover all or part of any
payment we have made under this Coverage Part,
those rights are transferred to us. The insured must
do nothing after loss to impair them. At our request,
the insured will bring "suit' or transfer those rights
to us and help us enforce them.
9. When We Do Not Renew
If we decide not to renew this Coverage Part, we will
mail or deliver to the first Named Insured shown in
the Declarations written notice of the nonrenewal
not less than 30 days before the expiration date.
If notice is mailed, proof of mailing will be sufficient
proof of notice.
SECTION V — DEFINITIONS
1. "Advertisement" means a notice that is broadcast or
published to the general public or specific market
segments about your goods, products or services
for the purpose of attracting customers or
supporters. For the purposes of this definition:
a. Notices that are published include material
placed on the Internet or on similar electronic
means of communication; and
b. Regarding websites, only that part of a website
that is about your goods, products or services
for the purposes of attracting customers or
supporters is considered an advertisement.
Page 16 of 21 © 2017 The Travelers Indemnity Company. All rights reserved. CG T1 OO 02 19
Includes copyrighted material of Insurance Services Office, Inc, with its permission.
POLICY NUMBER: Y6302A626927 COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
XTE D ENDORSEMENT ENT FOR MANUFACTURERS RS AND
WHOLESALERS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to this Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general
coverage description only. Read all the provisions of this endorsement and the rest of your policy carefully to
determine rights, duties, and what is and is not covered.
A. Who Is An Insured —Unnamed Subsidiaries H. Blanket Additional Insured — Governmental
B. Who Is An Insured — Employees And Volunteer Entities — Permits Or Authorizations Relating To
Workers — Bodily Injury To Co -Employees And Operations
Co -Volunteer Workers I. Blanket Additional Insured — Grantors Of
Franchises
C. Who Is An Insured — Newly Acquired Or Formed
Limited Liability Companies
D. Blanket Additional Insured — Broad Form Vendors
E. Blanket Additional Insured — Controlling Interest
F. Blanket Additional Insured — Mortgagees,
Assignees, Successors Or Receivers
G. Blanket Additional Insured — Governmental
Entities — Permits Or Authorizations Relating To
Premises
PROVISIONS
A. WHO IS AN INSURED — UNNAMED
SUBSIDIARIES
The following is added to SECTION II — WHO IS
AN INSURED:
Any of your subsidiaries, other than a partnership
or joint venture, that is not shown as a Named
Insured in the Declarations is a Named Insured if:
a. You are the sole owner of, or maintain an
ownership interest of more than 50% in, such
subsidiary on the first day of the policy period;
and
b. Such subsidiary is not an insured under
similar other insurance.
No such subsidiary is an insured for "bodily injury"
or "property damage" that occurred, or "personal
and advertising injury" caused by an offense
committed:
J. Incidental Medical Malpractice
K. Medical Payments — Increased Limit
L. Blanket Waiver Of Subrogation
M. Contractual Liability —Railroads
a. Before you maintained an ownership interest
of more than 50% in such subsidiary; or
b. After the date, if any, during the policy period
that you no longer maintain an ownership
interest of more than 50% in such subsidiary.
For purposes of Paragraph 1. of Section 11 — Who
Is An Insured, each such subsidiary will be
deemed to be designated in the Declarations as:
a. A limited liability company;
b. An organization other than a partnership, joint
venture or limited liability company; or
c. A trust;
as indicated in its name or the documents that
govern its structure.
CG D4 58 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 1 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission
COMMERCIAL GENERAL LIABILITY
B. WHO IS AN INSURED — EMPLOYEES AND
VOLUNTEER WORKERS — BODILY INJURY TO
CO -EMPLOYEES AND CO -VOLUNTEER
WORKERS
The following is added to Paragraph 2.a.(1) of
SECTION II — WHO IS AN INSURED:
Paragraphs (1)(a), (b) and (c) above do not apply
to "bodily injury" to a co -"employee" while in the
course of the co -"employee's" employment by you
or performing duties related to the conduct of your
business, or to "bodily injury" to your other
"volunteer workers" while performing duties
related to the conduct of your business.
C. WHO IS AN INSURED — NEWLY ACQUIRED
OR FORMED LIMITED LIABILITY COMPANIES
The following replaces Paragraph 3. of SECTION
II — WHO IS AN INSURED:
3. Any organization you newly acquire or form,
other than a partnership or joint venture, and
of which you are the sole owner or in which
you maintain an ownership interest of more
than 50%, will qualify as a Named Insured if
there is no other similar insurance available to
that organization. However:
a. Coverage under this provision is afforded
only:
(1) Until the 180th day after you acquire
or form the organization or the end of
the policy period, whichever is earlier,
if you do not report such organization
in writing to us within 180 days after
you acquire or form it; or
(2) Until the end of the policy period,
when that date is later than 180 days
after you acquire or form such
organization, if you report such
organization in writing to us within
180 days after you acquire or form it;
b. Coverage A does not apply to "bodily
injury" or "property damage" that occurred
before you acquired or formed the
organization; and
c. Coverage B does not apply to "personal
and advertising injury" arising out of an
offense committed before you acquired or
formed the organization.
For the purposes of Paragraph 1. of Section II
— Who Is An Insured, each such organization
will be deemed to be designated in the
Declarations as:
a. A limited liability company;
b. An organization, other than a partnership,
joint venture or limited liability company;
or
c. A trust;
as indicated in its name or the documents
that govern its structure.
D. BLANKET ADDITIONAL INSURED — BROAD
FORM VENDORS
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that is a vendor and
that you have agreed in a written contract or
agreement to include as an additional insured on
this Coverage Part is an insured, but only with
respect to liability for "bodily injury" or "property
damage" that:
a. Occurs subsequent to the signing of that
contract or agreement; and
b. Arises out of "your products" that are
distributed or sold in the regular course of
such vendor's business.
The insurance provided to such vendor is subject
to the following provisions:
a. The limits of insurance provided to such
vendor will be the minimum limits that you
agreed to provide in the written contract or
agreement, or the limits shown in the
Declarations, whichever are less.
b. The insurance provided to such vendor does
not apply to:
(1) Any express warranty not authorized by
you or any distribution or sale for a
purpose not authorized by you;
(2) Any change in "your products" made by
such vendor;
(3) Repackaging, unless unpacked solely for
the purpose of inspection, demonstration,
testing, or the substitution of parts under
instructions from the manufacturer, and
then repackaged in the original container;
(4) Any failure to make such inspections,
adjustments, tests or servicing as
vendors agree to perform or normally
undertake to perform in the regular
course of business, in connection with the
distribution or sale of "your products';
Page 2 of 5 © 2017 The Travelers Indemnity Company. All rights reserved. CG D4 58 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission
(5) Demonstration, installation, servicing or
repair operations, except such operations
performed at such vendor's premises in
connection with the sale of "your
products'; or
(6) "Your products" that, after distribution or
sale by you, have been labeled or
relabeled or used as a container, part or
ingredient of any other thing or substance
by or on behalf of such vendor.
Coverage under this provision does not apply to:
a. Any person or organization from whom you
have acquired "your products", or any
ingredient, part or container entering into,
accompanying or containing such products;
or
b. Any vendor for which coverage as an
additional insured specifically is scheduled by
endorsement.
E. BLANKET ADDITIONAL INSURED —
CONTROLLING INTEREST
1. The following is added to SECTION II — WHO
IS AN INSURED:
Any person or organization that has financial
control of you is an insured with respect to
liability for "bodily injury", "property damage"
or "personal and advertising injury" that arises
out of:
a. Such financial control; or
b. Such person's or organization's
ownership, maintenance or use of
premises leased to or occupied by you.
The insurance provided to such person or
organization does not apply to structural
alterations, new construction or demolition
operations performed by or on behalf of such
person or organization.
2. The following is added to Paragraph 4. of
SECTION II — WHO IS AN INSURED:
This paragraph does not apply to any
premises owner, manager or lessor that has
financial control of you.
F. BLANKET ADDITIONAL INSURED —
MORTGAGEES, ASSIGNEES, SUCCESSORS
OR RECEIVERS
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that is a mortgagee,
assignee, successor or receiver and that you
have agreed in a written contract or agreement to
include as an additional insured on this Coverage
Part is an insured, but only with respect to its
COMMERCIAL GENERAL LIABILITY
liability as mortgagee, assignee, successor or
receiver for "bodily injury", "property damage" or
"personal and advertising injury" that:
a. Is "bodily injury" or "property damage" that
occurs, or is "personal and advertising injury"
caused by an offense that is committed,
subsequent to the signing of that contract or
agreement; and
b. Arises out of the ownership, maintenance or
use of the premises for which that mortgagee,
assignee, successor or receiver is required
under that contract or agreement to be
included as an additional insured on this
Coverage Part.
The insurance provided to such mortgagee,
assignee, successor or receiver is subject to the
following provisions:
a. The limits of insurance provided to such
mortgagee, assignee, successor or receiver
will be the minimum limits that you agreed to
provide in the written contract or agreement,
or the limits shown in the Declarations,
whichever are less.
b. The insurance provided to such person or
organization does not apply to:
(1) Any "bodily injury" or "property damage"
that occurs, or any "personal and
advertising injury" caused by an offense
that is committed, after such contract or
agreement is no longer in effect; or
(2) Any "bodily injury", "property damage" or
"personal and advertising injury" arising
out of any structural alterations, new
construction or demolition operations
performed by or on behalf of such
mortgagee, assignee, successor or
receiver.
G. BLANKET ADDITIONAL INSURED —
GOVERNMENTAL ENTITIES — PERMITS OR
AUTHORIZATIONS RELATING TO PREMISES
The following is added to SECTION II — WHO IS
AN INSURED:
Any governmental entity that has issued a permit
or authorization with respect to premises owned
or occupied by, or rented or loaned to, you and
that you are required by any ordinance, law,
building code or written contract or agreement to
include as an additional insured on this Coverage
Part is an insured, but only with respect to liability
for "bodily injury", "property damage" or "personal
and advertising injury" arising out of the
existence, ownership, use, maintenance, repair,
construction, erection or removal of any of the
following for which that governmental entity has
CG D4 58 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 3 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission
COMMERCIAL GENERAL LIABILITY
issued such permit or authorization: advertising
signs, awnings, canopies, cellar entrances, coal
holes, driveways, manholes, marquees, hoist
away openings, sidewalk vaults, elevators, street
banners or decorations.
H BLANKET ADDITIONAL INSURED —
GOVERNMENTAL ENTITIES — PERMITS OR
AUTHORIZATIONS RELATING TO OPER-
ATIONS
The following is added to SECTION II — WHO IS
AN INSURED:
Any governmental entity that has issued a permit
or authorization with respect to operations
performed by you or on your behalf and that you
are required by any ordinance, law, building code
or written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only with respect to liability for "bodily
injury", "property damage" or "personal and
advertising injury" arising out of such operations.
The insurance provided to such governmental
entity does not apply to:
a. Any "bodily injury", "property damage" or
"personal and advertising injury" arising out of
operations performed for the governmental
entity; or
b. Any "bodily injury" or "property damage"
included in the "products -completed
operations hazard".
I. BLANKET ADDITIONAL INSURED —
GRANTORS OF FRANCHISES
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that grants a franchise
to you is an insured, but only with respect to
liability for "bodily injury", "property damage" or
"personal and advertising injury" arising out of
your operations in the franchise granted by that
person or organization.
services", first aid or "Good Samaritan
services" to a person, unless you are in
the business or occupation of providing
professional health care services.
2. The following replaces the last paragraph of
Paragraph 2.a.(1) of SECTION II — WHO IS
AN INSURED:
Unless you are in the business or occupation
of providing professional health care services,
Paragraphs (1)(a), (b), (c) and (d) above do
not apply to "bodily injury" arising out of
providing or failing to provide:
(a) "Incidental medical services" by any of
your "employees" who is a nurse, nurse
assistant, emergency medical technician,
paramedic, athletic trainer, audiologist,
dietician, nutritionist, occupational
therapist or occupational therapy
assistant, physical therapist or speech -
language pathologist; or
(b) First aid or "Good Samaritan services" by
any of your "employees" or "volunteer
workers", other than an employed or
volunteer doctor. Any such "employees"
or "volunteer workers" providing or failing
to provide first aid or "Good Samaritan
services" during their work hours for you
will be deemed to be acting within the
scope of their employment by you or
performing duties related to the conduct
of your business.
3. The following replaces the last sentence of
Paragraph S. of SECTION III — LIMITS OF
INSURANCE:
If a written contract or agreement exists between
you and such additional insured, the limits of
insurance provided to such insured will be the 4,
minimum limits that you agreed to provide in the
written contract or agreement, or the limits shown
in the Declarations, whichever are less.
J. INCIDENTAL MEDICAL MALPRACTICE
For the purposes of determining the
applicable Each Occurrence Limit, all related
acts or omissions committed in providing or
failing to provide "incidental medical
services", first aid or "Good Samaritan
services" to any one person will be deemed to
be one "occurrence".
The following exclusion is added to
Paragraph 2., Exclusions, of SECTION I —
COVERAGES — COVERAGE A — BODILY
INJURY AND PROPERTY DAMAGE
LIABILITY:
1. The following replaces Paragraph b. of the Sale Of Pharmaceuticals
definition of "occurrence" in the "Bodily injury" or "property damage" arising
DEFINITIONS Section: out of the violation of a penal statute or
b. An act or omission committed in providing ordinance relating to the sale of
or failing to provide "incidental medical pharmaceuticals committed by, or with theknowledge or consent of, the insured.
Page 4 of 5 © 2017 The Travelers Indemnity Company. All rights reserved. CG D4 58 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission
S. The following is added to the DEFINITIONS
Section:
"Incidental medical services" means:
a. Medical, surgical, dental, laboratory, x-ray
or nursing service or treatment, advice or L
instruction, or the related furnishing of
food or beverages; or
b. The furnishing or dispensing of drugs or
medical, dental, or surgical supplies or
appliances.
6. The following is added to Paragraph 4.b.,
Excess Insurance, of SECTION IV —
COMMERCIAL GENERAL LIABILITY
CONDITIONS:
This insurance is excess over any valid and
collectible other insurance, whether primary,
excess, contingent or on any other basis, that
is available to any of your "employees" for
"bodily injury" that arises out of providing or
failing to provide "incidental medical services"
to any person to the extent not subject to
Paragraph 2.a.(1) of Section II — Who Is An
Insured.
K. MEDICAL PAYMENTS— INCREASED LIMIT
The following replaces Paragraph 7. of SECTION
III — LIMITS OF INSURANCE:
7. Subject to Paragraph S. above, the Medical
Expense Limit is the most we will pay under
Coverage C for all medical expenses
because of "bodily injury" sustained by any
one person, and will be the higher of:
COMMERCIAL GENERAL LIABILITY
a. $10,000; or
b. The amount shown in the Declarations of
this Coverage Part for Medical Expense
Limit.
BLANKET WAIVER OF SUBROGATION
The following is added to Paragraph 8., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS:
If the insured has agreed in a contract or
agreement to waive that insured's right of
recovery against any person or organization, we
waive our right of recovery against such person or
organization, but only for payments we make
because of:
a. "Bodily injury" or "property damage" that
occurs; or
b. "Personal and advertising injury" caused by
an offense that is committed;
subsequent to the execution of the contract or
agreement.
M. CONTRACTUAL LIABILITY — RAILROADS
1. The following replaces Paragraph c. of the
definition of "insured contract" in the
DEFINITIONS Section:
c. Any easement or license agreement;
2. Paragraph f.(1) of the definition of "insured
contract" in the DEFINITIONS Section is
deleted.
CG D4 58 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 5 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission
POLICY NUMBER: Y6302A626927
COMMERCIAL GENERAL LIABILITY
ISSUE DATE: 07- 01-22
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
A
4 A
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULE
Total General Aggregate Limit: $
Designated Project(s):
(If no entry appears above, information required to complete this endorsement will be shown in the Declarations
as applicable to this endorsement.)
A. The Total General Aggregate Limit stated in the
Schedule above is the most we will pay for the
sum of all:
1. Medical Expenses under COVERAGE C
(SECTION 1);
2. Damages under COVERAGE A (SECTION 1),
except damages because of "bodily injury" or
"property damage" included in the "products -
completed operations hazard"; and
3. Damages under COVERAGE B (SECTION 1)
regardless of the number of:
a. Insureds;
b. Claims made or "suits" brought;
c. Persons or organizations making claims or
bringing "suits'; or
d. Designated "projects" listed in the SCHED-
ULE above.
B. For all sums which the Insured becomes legally
obligated to pay as damages caused by "occur-
rences" under COVERAGE A (SECTION 1), and
for all medical expenses caused by accidents un-
der COVERAGE C (SECTION 1), which can be at-
tributed only to operations at a single designated
"project" shown in the Schedule above:
1. A separate Designated Project General Ag-
gregate Limit applies to each designated "pro-
ject", and that limit is equal to the amount of
the General Aggregate Limit shown in the
Declarations.
2. Subject to the Total General Aggregate Limit
stated in the Schedule above, the Designated
Project General Aggregate Limit is the most
we will pay for the sum of all damages under
COVERAGE A, except damages because of
"bodily injury" or "property damage" included
in the "products -completed operations haz-
ard", and for medical expenses under COV-
ERAGE C regardless of the number of:
a. Insureds;
b. Claims made or "suits" brought; or
c. Persons or organizations making claims
or bringing "suits".
CG D3 21 0104 Copyright, The Travelers Indemnity Company, 2004 Page 1 of 2
COMMERCIAL GENERAL LIABILITY
3. Any payments made under COVERAGE A for
damages or under COVERAGE C for medical
expenses shall reduce both the Total General
Aggregate Limit stated in the Schedule
above, and the Designated Project General
Aggregate Limit for that designated "project".
Such payments shall not reduce the General
Aggregate Limit shown in the Declarations
nor shall they reduce any other Designated
Project General Aggregate Limit for any other
designated "project" shown in the Schedule
above.
4. The limits shown in the Declarations for Each
Occurrence, Damage To Premises Rented To
You and Medical Expense continue to apply.
However, instead of being subject to the
General Aggregate Limit shown in the Decla-
rations, such limits will be subject to both the
Total General ,aggregate Limit stated in the
Schedule above, and the applicable Desig-
nated Project General Aggregate Limit.
C. For all sums which the insured becomes legally
obligated to pay as damages caused by "occur-
rences" under COVERAGE A (SECTION 1), and
for all medical expenses caused by accidents un-
der COVERAGE C (SECTION 1), which cannot be
attributed only to operations at a single desig-
nated "project" shown in the Schedule above:
1. Any payments made under COVERAGE A for
damages or under COVERAGE C for medical
expenses shall reduce the amount available
under the Total General Aggregate Limit
stated in the Schedule above and the General
Aggregate Limit, or the Products -Completed
Operations Aggregate Limit, whichever is ap-
plicable; and
2. Such payments shall not reduce any Desig-
nated Project General Aggregate Limit.
As respects this Provision C., the limits shown in
the Declarations for Each Occurrence, Damage
To Premises Rented To You and Medical Ex-
pense continue to apply.
D. Part 2. of SECTION III — LIMITS OF INSURANCE
is deleted and replaced by the following:
2. The General Aggregate Limit is the most we
will pay for the sum of:
a. Damages under Coverage B; and
b. Damages from "occurrences" under
COVERAGE A (SECTION 1) and for all
medical expenses caused by accidents
under COVERAGE C (SECTION 1) which
cannot be attributed only to operations at
a single designated "project" shown in the
SCHEDULE above.
E. When coverage for liability arising out of the
"products -completed operations hazard" is pro-
vided, any payments for damages because of
"bodily injury" or "property damage" included in
the "products -completed operations hazard" will
reduce the Products -Completed Operations Ag-
gregate Limit, and not reduce the Total General
Aggregate Limit stated in the Schedule above, the
General Aggregate Limit, or the Designated Pro-
ject General Aggregate Limit.
F. For the purposes of this endorsement the Defini-
tions Section is amended by the addition of the
following definition:
"Project" means an area away from premises
owned by or rented to you at which you are per-
forming operations pursuant to a contract or
agreement. For the purposes of determining the
applicable aggregate limit of insurance, each
"project" that includes premises involving the
same or connecting lots, or premises whose con-
nection is interrupted only by a street, roadway,
waterway or right-of-way of a railroad shall be
considered a single "project".
G. The provisions of LIMITS OF INSURANCE
(SECTION III) not otherwise modified by this en-
dorsement shall continue to apply as stipulated.
Page 2 of 2 Copyright, The Travelers Indemnity Company, 2004 CG D3 21 01 04
POLICY NUMBER: 810-2N338740-21-14-G
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BUSINESS AUTO EXTENSION ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover-
age description only. Limitations and exclusions may apply to these coverages_ Read all the provisions of this en-
dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered.
A. BROAD FORM NAMED INSURED
B. BLANKET ADDITIONAL INSURED
C. EMPLOYEE HIRED AUTO
D. EMPLOYEES AS INSURED
E. SUPPLEMENTARY PAYMENTS —INCREASED
LIMITS
F. HIRED AUTO — LIMITED WORLDWIDE COV-
ERAGE — INDEMNITY BASIS
G. 'WAIVER OF DEDUCTIBLE —GLASS
PROVISIONS
BROADA. FORM NAMED INSURET
The following is added to Paragraph A.1., Who Is
An Insured, of SECTION If —COVERED AUTOS
LIABILITYCOVERAGE:
Any organization you newly acquire or form dur-
ing the policy period over which you maintain
50% or more ownership interest and that is not
separately insured for Business Auto Coverage_
Coverage under this provision is afforded only un-
til the 180th day after you acquire or form the or-
ganization or the end of the policy period, which-
ever is earlier.
The following is added to Paragraph c. in A.1.,
Who Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE:
Any person or organization who is required under
a written contract or agreement between you and
that person or organization, that is signed and
executed by you before the "bodily injury" or
"property damage" occurs and that is in effect
during the policy period, to be named as an addi-
tional insured is an "insured" for Covered Autos
Liability Coverage, but only for damages to which
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
I. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
J. PERSONAL PROPERTY
K. AIRBAGS
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
M. BLANKET WAIVER OF SUBROGATION
N. UNINTENTIONAL ERRORS OR OMISSIONS
this insurance applies and only to the extent that
person or organization qualifies as an "insured"
under the Who Is An Insured provision contained
in Section If-
C. EMPLOYEE HIRED AUTO
1. The following is added to Paragraph A.1.,
Who Is An Insured, of SECTION II — COV-
ERED AUTOS LIABILITY COVERAGE:
An "employee" of yours is an "insured" while
operating an "auto" hired or rented under a
contract or agreement in an "employee's"
name, with your permission, while performing
duties related to the conduct of your busi-
ness_
2. The following replaces Paragraph b. in B.5.,
Other Insurance, of SECTION IV — BUSI-
NESS AUTO CONDITIONS:
b. For Hired Auto Physical Damage Cover-
age, the following are deemed to be cov-
ered "autos" you own-
(1) Any covered "auto" you lease, hire,
rent or borrow: and
(2) Any covered "auto" hired or rented by
your "employee" under a contract in
an "employee's" name, with your
CA T3 53 02 15 cr 2015 The Travelers Indemnity Company All rights reserved Page 1 of 4
I ncludes copyrighted material of Insurance %evlces Office Inc with its permssion
COMMERCIAL AUTO
permission, while performing duties
(a) With respect to any claim made or "suit"
related to the conduct of your busi-
brought outside the United States of
ness.
America, the territories and possessions
However, any "auto" that is leased, hired,
of the United States of America, Puerto
rented or borrowed with a driver is not a
Rico and Canada:
covered "auto".
(i) You must arrange to defend the "in-
D. EMPLOYEES AS INSURED
sured" against, and investigate or set-
tle any such claim or "suit" and keep
The following is added to Paragraph A.1., Who Is
us advised of all proceedings and ac-
An Insured, of SECTION II —COVERED AUTOS
Lions_
LIABILITY COVERAGE:
(ii) Neither you nor any other involved
Any "employee" of yours is an "insured" while us-
"insured" will make any settlement
ing a covered "auto" you don't own, hire or borrow
without our consent.
in your business or your personal affairs.
(iii) We may, at our discretion, participate
E. SUPPLEMENTARY PAYMENTS — INCREASED
in defending the "insured" against, or
LIMITS
in the settlement of, any claim or
1. The following replaces Paragraph A.2.a.(2),
"suit",
of SECTION II — COVERED AUTOS LIABIL
(iv) We will reimburse the "insured" for
ITY COVERAGE:
sums that the "insured" legally must
(2) Up to $3,000 for cost of bail bonds (in-
pay as damages because of "bodily
cluding bonds for related traffic law viola-
injury" or "property damage" to which
tions) required because of an "accident"
this insurance applies, that the "in -
we cover. We do not have to furnish
sured" pays with our consent, but
these bonds.
only up to the limit described in Para-
2. The following replaces Paragraph A.2.a.(4),
graph C., Limits Of Insurance, of
of SECTION II — COVERED AUTOS LIABIL-
SECTION II — COVERED AUTOS
ITY COVERAGE:
LIABILITY COVERAGE-
(4) All reasonable expenses incurred by the
(v) We will reimburse the "insured" for
"insured" at our request, including actual
the reasonable expenses incurred
loss of earnings up to $500 a day be-
with our consent for your investiga-
cause of time off from work.
tion of such claims and your defense
of the "insured" against any such
F. HIRED AUTO — LIMITED WORLDWIDE COV-
"suit", but only up to and included
ERAGE —INDEMNITY BASIS
within the limit described in Para -
The following replaces Subparagraph (5) in Para-
graph C., Limits Of Insurance, of
graph B.7., Policy Period, Coverage Territory,
SECTION II — COVERED AUTOS
of SECTION IV — BUSINESS AUTO CONDI-
LIABILITY COVERAGE, and not in
TIONS:
addition to such limit. Our duty to
(5) Anywhere in the world, except any country or
make such payments ends when we
jurisdiction while any trade sanction, em-
have used up the applicable limit of
bargo, or similar regulation imposed by the
insurance in payments for damages,
United States of America applies to and pro-
settlements or defense expenses.
hibits the transaction of business with or
(b) This insurance is excess over any valid
within such country or jurisdiction, for Cov-
and collectible other insurance available
ered Autos Liability Coverage for any covered
to the "insured" whether primary, excess,
"auto" that you lease, hire, rent or borrow
contingent or on any other basis,
without a driver for a period of 30 days or less
(c) This insurance is not a substitute for re -
and that is not an "auto" you lease, hire, rent
quired or compulsory insurance in any
or borrow from any of your "employees",
country outside the United States, its ter -
partners (if you are a partnership), members
ritories and possessions, Puerto Rico and
(if you are a limited liability company) or
Canada.
members of their households.
Page 2 of 4 @)20t5'rhe Travelers Indemnity Company. RII rights reserved._ CA T3 53 02 15
includes copyrighted mtenat of Insurance Services Office, Inc wth its permission
You agree to maintain all required or
compulsory insurance in any such coun-
try up to the minimum limits required by
local law. Your failure to comply with
compulsory insurance requirements will
not invalidate the coverage afforded by
this policy, but we will only be liable to the
same extent we would have been liable
had you complied with the compulsory in-
surance requirements.
(d) It is understood that we are not an admit-
ted or authorized insurer outside the
United States of America, its territories
and possessions, Puerto Rico and Can-
ada. We assume no responsibility for the
furnishing of certificates of insurance, or
for compliance in any way with the laws
of other countries relating to insurance.
G. WAIVER OF DEDUCTIBLE —GLASS
The following is added to Paragraph D., Deducti-
ble, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
No deductible for a covered "auto" will apply to
glass damage if the glass is repaired rather than
replaced.
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE —INCREASED LIMIT
The following replaces the last sentence of Para-
graph A.4.b., Loss Of Use Expenses, of SEC-
TION III —PHYSICAL DAMAGE COVERAGE:
However, the most we will pay for any expenses
for loss of use is $65 per day, to a maximum of
$750 for any one "accident"_
I. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
The following replaces the first sentence in Para-
graph A.4.a., Transportation Expenses, of
SECTION III — PHYSICAL DAMAGE COVER-
AGE:
We will pay up to $50 per day to a maximum of
$1,500 for temporary transportation expense in-
curred by you because of the total theft of a cov-
ered "auto" of the private passenger type.
J. PERSONAL PROPERTY
The following is added to Paragraph A.4., Cover-
age Extensions, of SECTION III — PHYSICAL
DAMAGE COVERAGE:
Personal Property
We will pay up to S400 for "loss" to wearing ap-
parel and other personal property which is:
(1) awned by an "insured"; and
COMMERCIAL AUTO
(2) In or on your covered "auto
This coverage applies only in the event of a total
theft of your covered "auto'.
No deductibles apply to this Personal Property
coverage.
K. AIRBAGS
The following is added to Paragraph B.3., Exclu-
sions, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
Exclusion 3.a. does not apply to "loss" to one or
more airbags in a covered "auto" you own that in-
flate due to a cause other than a cause of 'loss'
set forth in Paragraphs A.1.b. and A.1.c., but
only:
a. If that 'auto" is a covered "auto' for Compre-
hensive Coverage under this policy;
b. The airbags are not covered under any war-
ranty; and
c. The airbags were not intentionally inflated.
We will pay up to a maximum of $1,000 for any
one "loss".
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
The following is added to Paragraph A.2.a., of
SECTION IV —BUSINESS AUTO CONDITIONS:
Your duty to give us or our authorized representa-
tive prompt notice of the "accident' or "loss" ap-
plies only when the "accident" or "loss" is known
to:
(a) You (if you are an individual);
(b) A partner (if you are a partnership);
(c) A member (if you are a limited liability com-
pany);
(d) An executive officer, director or insurance
manager (if you are a corporation or other or-
ganization); or
(e) Any "employee" authorized by you to give no-
tice of the "accident" or "loss".
M. BLANKET WAIVER OF SUBROGATION
The following replaces Paragraph A.5., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — BUSINESS AUTO CONDI-
TIONS:
5. Transfer Of Rights Of Recovery Against
Others To Us
We waive any right of recovery we may have
against any person or organization to the ex-
tent required of you by a written contract
signed and executed prior to any "accident"
or "loss", provided that the "accident' or "loss"
arises out of operations contemplated by
CA T3 53 02 15 0201s The TravOera indemnity Caunppany iM➢p, rights reserved. Page 3 of 4
Mcludes co pynghted unrateriap Gf Insurance Services Office, Inc. wili Its pY4 r'vni ion.
such contract. The waiver applies only to the The unintentional omission of, or unintentional
person or organization designated in such error in, any information given by you shall not
contract- prejudice your rights under this insurance- How-
N. UNINTENTIONAL ERRORS OR OMISSIONS ever this provision does not affect our right to col -
The following is added to Paragraph 8,2., Con- lect additional premium or exercise our right of
cealment, Misrepresentation, Or Fraud, of cancellation or non -renewal,.
SECTION IV — BUSINESS AUTO CONDITIONS:
Page 4 of 4 0 2015 The TnvMers IndemnRy nv. AN nghts reserved. CA T3 53 02 15
Mdudes copyrighted matertW of Irrwraice services Office, Inc *fth its perftsslan.
POLICY NUMBER: 810-2N338740-21-14-G
COMMERCIAL AUTO
4.
Loss Payment — Physical Damage Cover-
son or organization holding, storing or trans -
ages
porting property for a fee regardless of any
At our option, we may:
other provision of this Coverage Form.
a. Pay for, repair or replace damaged or sto- 5.
Other Insurance
len property;
a. For any covered "auto" you own, this
b. Return the stolen property, at our ex-
Coverage Form provides primary insur-
pense. We will pay for any damage that
ance. For any covered "auto" you don't
results to the "auto" from the theft; or
own, the insurance provided by this Cov-
erage Form is excess over any other col-
c. Take all or any part of the damaged or
lectible insurance. However, while a cov-
stolen property at an agreed or appraised
ered "auto" which is a "trailer" is con -
value.
nected to another vehicle, the Covered
If we pay for the "loss", our payment will in-
Autos Liability Coverage this Coverage
clude the applicable sales tax for the dam-
Form provides for the "trailer" is:
aged or stolen property.
(1) Excess while it is connected to a mo-
5.
Transfer Of Rights Of Recovery Against
for vehicle you do not own; or
Others To Us
(2) Primary while it is connected to a
If any person or organization to or for whom
covered "auto" you own.
we make payment under this Coverage Form
b. For Hired Auto Physical Damage Cover -
has rights to recover damages from another,
age, any covered "auto" you lease, hire,
those rights are transferred to us. That person
rent or borrow is deemed to be a covered
or organization must do everything necessary
"auto" you own. However, any "auto" that
to secure our rights and must do nothing after
is leased, hired, rented or borrowed with
"accident" or "loss" to impair them.
a driver is not a covered "auto".
B. General
Conditions
c. Regardless of the provisions of Para-
1.
Bankruptcy
graph a. above, this Coverage Form's
Bankruptcy or insolvency of the "insured" or
Covered Autos Liability Coverage is pri-
the "insured's" estate will not relieve us of any
mary for any liability assumed under an
obligations under this Coverage Form.
"insured contract".
2.
Concealment, Misrepresentation Or Fraud
d. When this Coverage Form and any other
This Coverage Form is void in any case of
Coverage Form or policy covers on the
same basis, either excess or primary, we
fraud by you at any time as it relates to this
will pay only our share. Our share is theproportion
Coverage Form. It is also void if you or any
that the Limit of Insurance of
other "insured", at any time, intentionally con-
our Coverage Form bears to the total of
ceals or misrepresents a material fact con-
the limits of all the Coverage Forms and
cerning:
policies covering on the same basis.
a. This Coverage Form; 6.
Premium Audit
b. The covered "auto";
a. The estimated premium for this Coverage
c. Your interest in the covered "auto"; or
Form is based on the exposures you told
d. A claim under this Coverage Form.
us you would have when this policy be-
gan. We will compute the final premium
3.
Liberalization
due when we determine your actual ex -
If we revise this Coverage Form to provide
posures. The estimated total premium will
more coverage without additional premium
be credited against the final premium due
charge, your policy will automatically provide
and the first Named Insured will be billed
the additional coverage as of the day the re-
for the balance, if any. The due date for
vision is effective in your state.
the final premium or retrospective pre-
4.
No Benefit To Bailee — Physical Damage
mium is the date shown as the due date
Coverages
on the bill. If the estimated total premium
exceeds the final premium due, the first
We will not recognize any assignment or
Named Insured will get a refund.
grant any coverage for the benefit of any per -
CA 00
01 10 13 © Insurance Services Office,
Inc., 2011 Page 9 of 12
WORKERS COMPENSATION
' AND
EMPLOYERS LIABILITY POLICY
HARTFORD CT 06183
ENDORSEMENT WC 99 03 76 ( A) - 001
POLICY NUMBER: UB-7K475503-21-14-G
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS
ENDORSEMENT - CALIFORNIA
(BLANKET WAIVER)
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not
enforce our right against the person or organization named in the Schedule.
The additional premium for this endorsement shall be 2.00 % of the California workers' compensation pre-
mium.
Schedule
Person or Organization Job Description
ANY PERSON OR ORGANIZATION
FOR WHICH THE INSURED HAS
AGREED BY WRITTEN CONTRACT
EXECUTED PRIOR TO LOSS TO
FURNISH THIS WAIVER.
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise
stated.
(The information below is required only when this endorsement is issued subsequent to preparation of
the policy.)
Endorsement Effective 07-01-22 Policy No. UB-7K475503-20-14-G Endorsement No.
Insured Duthie Electric Service Corp dba: Duthie Power Services Premium
Insurance Company Countersigned by
Travelers Property Casualty Company of America
DATE OF ISSUE: 07-01-22 ST ASSIGN: Page 1 of 1