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CONTRACT 6085A OtherNEW ISSUE —BOOK -ENTRY ONLY Agreement No. 6085A RATING: S&P: "AA+" (See "RATING" herein) In the opinion of Orrick, Herrington & Sutcliffe LLP, Bond Counsel to the City, based upon an analysis of existing laws, regulations, rulings and court decisions, and assuming, among other matters, the accuracy of certain representations and compliance with certain covenants, interest on the Series 2021 Bonds is exempt from State of California personal income taxes. Bond Counsel observes that interest on the Series 2021 Bonds is not excluded from gross income for federal income tar; purposes under Section 103 of the Code. Bond Counsel expresses no opinion regarding any other tax consequences related to the ownership or disposition of, or the amount, accrual, or receipt of interest on, the Series 2021 Bonds. See "TAX MATTERS" herein. $1443135,000 k CITY OF EL SEGUNDO ✓ 7, (LOS ANGELES COUNTY, CALIFORNIA) Taxable Pension Obligation Bonds, Series 2021 Dated: Date of Delivery Due: July 1, as shown on the inside front cover page The City of El Segundo (the "City") is issuing its $144,135,000 aggregate principal amount of City of El Segundo (Los Angeles County, California) Taxable Pension Obligation Bonds, Series 2021 (the "Series 2021 Bonds"), pursuant to a Trust Agreement, dated as of June 1, 2021, by and between the City and U.S. Bank National Association, as trustee, and pursuant to Articles 10 and 11 (commencing with Section 53570) of Chapter 3 of Part 1 of Division 2 of Title 5 of the California Government Code (the "Act"). The Series 2021 Bonds are being issued: (i) to refund a portion of the City's obligations to the California Public Employees Retirement System evidenced by the CalPERS Contract (as described herein); and (ii) to pay costs of issuance of the Series 2021 Bonds. See the caption `PLAN OF REFINANCING." The Series 2021 Bonds are obligations of the City payable from any lawfully available funds, are not limited as to payment to any special source of funds of the City. The Indenture permits the issuance of additional bonds on parity with the Series 2021 Bonds. The Series 2021 Bonds and such additional bonds, if any, are referred to herein as "Bonds." See "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 2021 BONDS." The Bonds will be delivered in fully registered form only, and when delivered will be registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"). See the caption "THE SERIES 2021 BONDS —General." So long as Cede & Co. is the registered owner of the Series 2021 Bonds, references herein to the owners of the Series 2021 Bonds mean Cede & Co. and do not mean the Beneficial Owners of the Series 2021 Bonds. Interest on the Series 2021 Bonds is payable semiannually on January 1 and July 1 of each year, commencing January 1, 2022, through the maturity date of such Series 2021 Bonds. The Series 2021 Bonds will be issued in denominations of integral multiples of $5,000. The Series 2021 Bonds will be issued in such principal amounts, and will bear interest at the rates, payable on the dates as shown on the inside front cover page of this Official Statement. The City has not funded a reserve fund in connection with the issuance of the Series 2021 Bonds. The Series 2021 Bonds are subject to optional and mandatory sinking fund redemption prior to maturity as described under the caption "THE SERIES 2021 BONDS. " The obligations of the City under the Series 2021 Bonds, including the obligation to make all payments of interest and principal when due, are obligations of the City imposed by law payable from funds to be appropriated by the City pursuant to the Public Employees' Retirement Law, commencing with Section 20000 of the California Government Code and are absolute and unconditional, without any right of set-off or counterclaim. As provided in the Trust Agreement, all of the amounts held in the Bond Fund are pledged by the City to secure the payment of the principal or redemption price of and interest on the Bonds in accordance with their terns, the provisions of the Trust Agreement and the Act. The Bond Fund shall be funded from any source of legally available funds of the City. See "SECURITY AND SOURCES OF PAYMENT FOR THE BONDS" herein. THIS COVER PAGE CONTAINS CERTAIN INFORMATION FOR REFERENCE ONLY. IT IS NOT A SUMMARY OF THIS ISSUE. INVESTORS MUST READ THE ENTIRE OFFICIAL STATEMENT TO OBTAIN INFORMATION ESSENTIAL TO THE MAKING OF AN INFORMED INVESTMENT DECISION. The Series 2021 Bonds are offered when, as and if issued and received by the Underwriter, subject to the approval of the valid, legal and binding nature of the Series 2021 Bonds by Orrick, Herrington & Sutcliffe LLP, Bond Counsel to the City, and certain other conditions. Certain matters will be passed upon for the City by the Hensley Law Group, the City Attorney, and by Stradling Yocca Carlson & Rauth, a Professional Corporation, as Disclosure Counsel, for the Underwriters by their counsel, Hawkins Delafreld & Wood LLP, and for the Trustee by its counsel. It is anticipated that the Series 2021 Bonds will be available for- delivery through the facilities of The Depository Trust Company on or about June 9, 2021. J.P. Morgan Stifel, Nicolaus & Company, Inc. Dated: May 26, 2021 Agreement No. 6085A MATURITY SCHEDULE $144,135,000 CITY OF EL SEGUNDO (LOS ANGELES COUNTY, CALIFORNIA) Taxable Pension Obligation Bonds, Series 2021 BASE CUSIP': 284035 Maturity Principal Interest (July 1) Amount Rate Yield Price cII,SIP'' 2022 $6,535,000 0.191% 0.191% 100.000 AAO 2023 6,735,000 0.371 0.371 100.000 AB8 2024 6,760,000 0.626 0.626 100.000 AC6 2025 6,805,000 0.922 0.922 100.000 AD4 2026 6,865,000 1.232 1.232 100.000 AE2 2027 6,945,000 1.503 1.503 100.000 AF9 2028 7,055,000 1.743 1.743 100.000 AG7 2029 7,180,000 1.977 1.977 100.000 AH5 2030 7,320,000 2.117 2.117 100.000 AJ1 2031 7,470,000 2.267 2.267 100.000 AK8 2032 7,640,000 2.417 2.417 100.000 AL6 2033 7,830,000 2.577 2.577 100.000 AM4 2034 8,030,000 2.697 2.697 100.000 AN2 2035 8,245,000 2.797 2.797 100.000 AP7 2036 8,480,000 2.897 2.897 100.000 AQ5 $34,240,000 3.063% Term Bond due July 1, 2040; Yield 3.063%; Price 100.000; CUSIP': 284035AR3 f CUSIP' is a registered trademark of the American Barkers Association. CU51P Global Services (CGS) is managed on beheaCf qf' the American Rankers Association b S&P Capital ICI. Copyright` 2021 C U,.S7' Global Services. All right's reserved. CUSIP" data herein is provided by CUSIP Global .Services. This data is not intended to create a database and does not serve in any way as a substitute,for the CGS database. CUSIP' numbers are provided,for convenience of'reference only. Neither the City nor the Underwriters take any responsibility for the accuracy of such numbers. Agreement No. 6085A ANY REFERENCES IN THIS OFFICIAL STATEMENT TO THE "ISSUER" MEAN THE CITY OF EL SEGUNDO AND REFERENCES TO "SERIES 2021 BONDS" OR "SECURITIES" MEAN THE SERIES 2021 BONDS OFFERED HEREBY. NEITHER THE ISSUER NOR THE UNDERWRITERS ASSUME ANY RESPONSIBILITY FOR THE CONTENTS OF THIS SECTION. I►A 11011►l IULVA a"01 V ILy1If THE SERIES 2021 BONDS WILL TRADE AND SETTLE ON A UNIT BASIS (ONE UNIT EQUALING ONE SERIES 2021 BOND OF $5,000 PRINCIPAL AMOUNT). FOR ANY SALES MADE OUTSIDE THE UNITED STATES, THE MINIMUM PURCHASE AND TRADING AMOUNT IS 30 UNITS (BEING 30 SERIES 2021 BONDS IN AN AGGREGATE PRINCIPAL AMOUNT OF $150,000). NOTICE TO PROSPECTIVE INVESTORS IN THE EUROPEAN• • • " THE UNITED KINGDOM THE SERIES 2021 BONDS ARE NOT INTENDED TO BE OFFERED, SOLD OR OTHERWISE MADE AVAILABLE TO AND SHOULD NOT BE OFFERED, SOLD OR OTHERWISE MADE AVAILABLE TO ANY RETAIL INVESTOR IN THE EEA. FOR THESE PURPOSES, A "RETAIL INVESTOR" MEANS A PERSON WHO IS ONE (OR MORE) OF: (I) A RETAIL CLIENT AS DEFINED IN POINT (11) OF ARTICLE 4(1) OF DIRECTIVE 2014/65/EU (AS AMENDED, "MIFID 11"); (11) A CUSTOMER WITHIN THE MEANING OF DIRECTIVE (EU) 2016/97 (THE "INSURANCE DISTRIBUTION DIRECTIVE"), WHERE THAT CUSTOMER WOULD NOT QUALIFY AS A PROFESSIONAL CLIENT AS DEFINED IN POINT (10) OF ARTICLE 4(l) OF MIFID II; OR (III) NOT A QUALIFIED INVESTOR AS DEFINED IN REGULATION (EU) 2017/1129 (THE "PROSPECTUS REGULATION"). CONSEQUENTLY, NO KEY INFORMATION DOCUMENT REQUIRED BY REGULATION (EU) NO. 1286/2014 (AS AMENDED, THE "PRIIPS REGULATION") FOR OFFERING OR SELLING THE SERIES 2021 BONDS OR OTHERWISE MAKING THEM AVAILABLE TO RETAIL INVESTORS IN THE EEA HAS BEEN PREPARED AND THEREFORE OFFERING OR SELLING THE SERIES 2021 BONDS OR OTHERWISE MAKING THEM AVAILABLE TO ANY RETAIL INVESTOR IN THE EEA MAY BE UNLAWFUL UNDER THE PRIIPS REGULATION. THE SERIES 2021 BONDS ARE NOT INTENDED TO BE OFFERED, SOLD OR OTHERWISE MADE AVAILABLE TO AND SHOULD NOT BE OFFERED, SOLD OR OTHERWISE MADE AVAILABLE TO ANY RETAIL INVESTOR IN THE UNITED KINGDOM. FOR THESE PURPOSES, A "RETAIL INVESTOR" MEANS A PERSON WHO 1S ONE (OR MORE) OF: (I) A RETAIL CLIENT, AS DEFINED IN POINT (8) OF ARTICLE 2 OF REGULATION (EU) NO 2017/565 AS IT FORMS PART OF DOMESTIC LAW BY VIRTUE OF THE EUROPEAN UNION (WITHDRAWAL) ACT 2018 ("EUWA"); (11) A CUSTOMER WITHIN THE MEANING OF THE PROVISIONS OF THE FINANCIAL SERVICES AND MARKETS ACT 2000 (THE "FSMA") AND ANY RULES OR REGULATIONS MADE UNDER THE FSMA TO IMPLEMENT DIRECTIVE (EU) 2016/97, WHERE THAT CUSTOMER WOULD NOT QUALIFY AS A PROFESSIONAL CLIENT, AS DEFINED IN POINT (8) OF ARTICLE 2(1) OF REGULATION (EU) NO 600/2014 AS IT FORMS PART OF DOMESTIC LAW BY VIRTUE OF THE EUWA; OR (I11) NOT A QUALIFIED INVESTOR AS DEFINED IN ARTICLE 2 OF REGULATION (EU) 2017/1129 AS IT FORMS PART OF DOMESTIC LAW BY VIRTUE OF THE EUWA. CONSEQUENTLY NO KEY INFORMATION DOCUMENT REQUIRED BY REGULATION (EU) NO 1286/2014 AS IT FORMS PART OF DOMESTIC LAW BY VIRTUE OF THE EUWA (THE "UK PRIIPS REGULATION") FOR OFFERING OR SELLING THE SERIES 2021 BONDS OR OTHERWISE MAKING THEM AVAILABLE TO RETAIL INVESTORS IN THE UNITED KINGDOM HAS BEEN PREPARED AND Agreement No. 6085A THEREFORE OFFERING OR SELLING THE SERIES 2021 BONDS OR OTHERWISE MAKING THEM AVAILABLE TO ANY RETAIL INVESTOR IN THE UNITED KINGDOM MAY BE UNLAWFUL UNDER THE UK PRIIPS REGULATION. THIS OFFICIAL STATEMENT HAS BEEN PREPARED ON THE BASIS THAT ALL OFFERS OF THE SERIES 2021 BONDS TO ANY PERSON THAT IS LOCATED WITHIN A MEMBER STATE OF THE EEA OR THE UNITED KINGDOM WILL BE MADE PURSUANT TO AN EXEMPTION UNDER ARTICLE 1(4) OF THE PROSPECTUS REGULATION OR SECTION 86 OF THE FSMA (IN EACH CASE AS APPLICABLE) FROM THE REQUIREMENT TO PRODUCE A PROSPECTUS FOR OFFERS OF THE SERIES 2021 BONDS. ACCORDINGLY, ANY PERSON MAKING OR INTENDING TO MAKE ANY OFFER IN THE EEA OR THE UNITED KINGDOM OF THE SERIES 2021 BONDS SHOULD ONLY DO SO IN CIRCUMSTANCES IN WHICH NO OBLIGATION ARISES FOR THE ISSUER OR ANY OF THE UNDERWRITERS TO PROVIDE A PROSPECTUS FOR SUCH OFFER. NEITHER THE ISSUER NOR THE UNDERWRITERS HAVE AUTHORIZED, NOR DO THEY AUTHORIZE, THE MAKING OF ANY OFFER OF SERIES 2021 BONDS THROUGH ANY FINANCIAL INTERMEDIARY, OTHER THAN OFFERS MADE BY THE UNDERWRITERS, WHICH CONSTITUTE THE FINAL PLACEMENT OF THE SERIES 2021 BONDS CONTEMPLATED IN THIS OFFICIAL STATEMENT. FOR THE PURPOSES OF THIS PROVISION, THE EXPRESSION AN "OFFER OF SECURITIES TO THE PUBLIC" IN RELATION TO THE SERIES 2021 BONDS IN ANY MEMBER STATE OF THE EEA OR THE UNITED KINGDOM MEANS THE COMMUNICATION IN ANY FORM AND BY ANY MEANS OF SUFFICIENT INFORMATION ON THE TERMS OF THE OFFER AND THE SERIES 2021 BONDS TO BE OFFERED SO AS TO ENABLE AN INVESTOR TO DECIDE TO PURCHASE THE SERIES 2021 BONDS OR SUBSCRIBE FOR THE SERIES 2021 BONDS. EACH SUBSCRIBER FOR OR PURCHASER OF THE SERIES 2021 BONDS IN THE OFFERING LOCATED WITHIN A MEMBER STATE OF THE EEA OR THE UNITED KINGDOM WILL BE DEEMED TO HAVE REPRESENTED, ACKNOWLEDGED AND AGREED THAT IT IS A "QUALIFIED INVESTOR" AS DEFINED IN THE PROSPECTUS REGULATION AND IN ARTICLE 2 OF REGULATION (EU) 2017/1129 AS IT FORMS PART OF DOMESTIC LAW BY VIRTUE OF THE EUWA. THE ISSUER AND EACH UNDERWRITER AND OTHERS WILL RELY ON THE TRUTH AND ACCURACY OF THE FOREGOING REPRESENTATION, ACKNOWLEDGEMENT AND AGREEMENT. THIS OFFICIAL STATEMENT HAS NOT BEEN APPROVED FOR THE PURPOSES OF SECTION 21 OF THE FINANCIAL SERVICES AND MARKETS ACT 2000 ("FSMA") AND DOES NOT CONSTITUTE AN OFFER TO THE PUBLIC IN ACCORDANCE WITH THE PROVISIONS OF SECTION 85 OF THE FSMA. THIS OFFICIAL STATEMENT 1S FOR DISTRIBUTION ONLY TO, AND IS DIRECTED SOLELY AT, PERSONS WHO (I) ARE OUTSIDE THE UNITED KINGDOM, (II) ARE INVESTMENT PROFESSIONALS, AS SUCH TERM IS DEFINED IN ARTICLE 19(5) OF THE FINANCIAL SERVICES AND MARKETS ACT 2000 (FINANCIAL PROMOTION) ORDER 2005, AS AMENDED (THE "FINANCIAL PROMOTION ORDER"), (III) ARE PERSONS FALLING WITHIN ARTICLE 49(2)(A) TO (D) OF THE FINANCIAL PROMOTION ORDER, OR (IV) ARE PERSONS TO WHOM AN INVITATION OR INDUCEMENT TO ENGAGE IN INVESTMENT ACTIVITY (WITHIN THE MEANING OF SECTION 21 OF THE FSMA) IN CONNECTION WITH THE ISSUE OR SALE OF ANY SECURITIES MAY OTHERWISE BE LAWFULLY COMMUNICATED OR CAUSED TO BE COMMUNICATED (ALL SUCH PERSONS TOGETHER BEING REFERRED TO AS "RELEVANT PERSONS"). THIS OFFICIAL STATEMENT IS Agreement No. 6085A DIRECTED ONLY AT RELEVANT PERSONS AND MUST NOT BE ACTED ON OR RELIED ON BY PERSONS WHO ARE NOT RELEVANT PERSONS. ANY INVESTMENT OR INVESTMENT ACTIVITY TO WHICH THIS OFFICIAL STATEMENT RELATES IS AVAILABLE ONLY TO RELEVANT PERSONS AND WILL BE ENGAGED IN ONLY WITH RELEVANT PERSONS. ANY PERSON WHO IS NOT A RELEVANT PERSON SHOULD NOT ACT OR RELY ON THIS OFFICIAL STATEMENT OR ANY OF ITS CONTENTS. THIS OFFICIAL STATEMENT IS NOT INTENDED TO CONSTITUTE AN OFFER OR A SOLICITATION TO PURCHASE OR INVEST IN THE SERIES 2021 BONDS. THE SERIES 2021 BONDS MAY NOT BE PUBLICLY OFFERED, DIRECTLY OR INDIRECTLY, IN SWITZERLAND WITHIN THE MEANING OF THE SWISS FINANCIAL SERVICES ACT ("FINSA") AND NO APPLICATION HAS OR WILL BE MADE TO ADMIT THE SERIES 2021 BONDS TO TRADING ON ANY TRADING VENUE (EXCHANGE OR MULTILATERAL TRADING FACILITY) IN SWITZERLAND. NEITHER THIS OFFICIAL STATEMENT NOR ANY OTHER OFFERING OR MARKETING MATERIAL RELATING TO THE SERIES 2021 BONDS CONSTITUTES A PROSPECTUS PURSUANT TO (I) THE FINSA OR (II) THE LISTING RULES OF THE SIX SWISS EXCHANGE AG OR ANY OTHER REGULATED TRADING VENUE IN SWITZERLAND AND NEITHER THIS OFFICIAL STATEMENT NOR ANY OTHER OFFERING OR MARKETING MATERIAL RELATING TO THE SERIES 2021 BONDS MAY BE PUBLICLY DISTRIBUTED OR OTHERWISE MADE PUBLICLY AVAILABLE IN SWITZERLAND. THIS OFFICIAL STATEMENT WILL NOT BE REVIEWED NOR APPROVED BY A REVIEWING BODY FOR PROSPECTUSES (PR UFSTELLE). NONE OF THIS OFFICIAL STATEMENT OR ANY OTHER OFFERING OR MARKETING MATERIAL RELATING TO THE OFFERING, THE ISSUER OR THE SERIES 2021 BONDS HAVE BEEN OR WILL BE FILED WITH OR APPROVED BY ANY SWISS REGULATORY AUTHORITY. IN PARTICULAR, THIS OFFICIAL STATEMENT WILL NOT BE FILED WITH, AND THE OFFER OF THE SERIES 2021 BONDS WILL NOT BE SUPERVISED BY, THE SWISS FINANCIAL MARKET SUPERVISORY AUTHORITY ("FINA"), AND THE OFFER OF SERIES 2021 BONDS HAS NOT BEEN AND WILL NOT BE AUTHORIZED UNDER THE SWISS FEDERAL ACT ON COLLECTIVE INVESTMENT SCHEMES ("CISA"). ACCORDINGLY, INVESTORS DO NOT HAVE THE BENEFIT OF THE SPECIFIC INVESTOR PROTECTION PROVIDED UNDER THE CISA. jai THE CONTENTS OF THIS OFFICIAL STATEMENT HAVE NOT BEEN REVIEWED BY ANY REGULATORY AUTHORITY IN HONG KONG. YOU ARE ADVISED TO EXERCISE CAUTION IN RELATION TO THE SERIES 2021 BONDS. IF YOU ARE IN ANY DOUBT ABOUT ANY OF THE CONTENTS OF THIS OFFICIAL STATEMENT, YOU SHOULD OBTAIN INDEPENDENT PROFESSIONAL ADVICE. THIS OFFICIAL STATEMENT HAS NOT BEEN REGISTERED BY THE REGISTRAR OF COMPANIES IN HONG KONG PURSUANT TO THE COMPANIES (WINDING UP AND MISCELLANEOUS PROVISIONS) ORDINANCE (CHAPTER 32) OF THE LAWS OF HONG KONG ("C (WU M P)O"). Agreement No. 6085A . •---------- wpikIllpiaM SIMI*; THE SERIES 2021 BONDS HAVE NOT BEEN AND WILL NOT BE REGISTERED UNDER THE FINANCIAL INSTRUMENTS AND EXCHANGE ACT OF JAPAN (ACT NO. 25 OF 1948, AS AMENDED, THE "FIEA"). NEITHER THE SERIES 2021 BONDS NOR ANY INTEREST THEREIN MAY BE OFFERED OR SOLD, DIRECTLY OR INDIRECTLY, IN JAPAN OR TO, OR FOR THE BENEFIT OF, ANY RESIDENT OF JAPAN l DEFINED • ' ITEM 5, PARAGRAPH ARTICLE # OF FOREIGN EXCHANGE AND FOREIGN TRADE ACT (ACT NO. 228 OF 1949, AS AMENDED)), OR T* OTHERS FOR RE -OFFERING OR RESALE, DIRECTLY OR INDIRECTLY, IN JAPAN OR TO, OR FOR THE BENEFIT OF, ANY RESIDENT OF JAPAN, EXCEPT PURSUANT TO AN EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF, AND OTHERWISE IN COMPLIANCE WITH, THE FIEA AND ANY OTHER APPLICABLE LAWS, REGULATIONS AND MINISTERIAL GUIDELINES OF i. ! AL THE PRIMARY OFFERING OF I BONDS AND THE SOLICITATIONOF OFFER FOR ACQUISITION THEREOF HAVE NOT BEEN AND WILL NOT BE REGISTERED UNDER PARAGRAPH ARTICLE l OF THE FIEA. AS IT IS . PRIMARY OFFERING, JAPAN, SERIES INSTITUTIONAL2021 BONDS MAY ONLY BE OFFERED, SOLD, RESOLD OR OTHERWISE TRANSFERRED, DIRECTLY OR INDIRECTLY TO, OR FOR THE BENEFIT OF CERTAIN QUALIFIE1 • • • ON QIIS- ONLY 2 OF THE FIEA. A QII WHO PURCHASED OR OTHERWISE OBTAINED THE SERIES 2021 BONDS CANNOT RESELL OR OTHERWISE TRANSFER THE SERIES 2021 BONDS IN JAPAN TO ANY PERSON . .#.. EXCEPT ANOTHER # Agreement No. 6085A JURISDICTIONINVESTORS VIA A TAIWAN LICENSED INTERMEDIARY, TO THE EXTENT PERMITTED UNDER APPLICABLE LAWS AND REGULATIONS. ANY SUBSCRIPTIONS OF SERIES 2021 BONDS SHALL ONLY BECOME EFFECTIVE UPON ACCEPTANCE BY THE ISSUER OR THE RELEVANT DEALER OUTSIDE TAIWAN AND SHALL BE DEEMED A CONTRACT ENTERED INTO IN THE OF •'''OR # OF ORRELEVANT DEALER, AS THE CASE MAY BE, UNLESS OTHERWISE SPECIFIED IN THE SUBSCRIPTION DOCUMENTS RELATING TO THE SERIES 2021 BONDS SIGNED BY THE INVESTORS. I' ' i a ! '. f a. ► ► ,. •. ► ► •... i ■. ♦ 1. • a ♦ 1 ♦. ': f • # . 1. ! ► • . •. ADVISOR. a ' • ' • • •: i ':K@31611 ' ' • ': • .:. Agreement No. 6085A CITY OF EL SEGUNDO Q 01 njJXY_, IJ Drew Boyles, Mayor Chi -is Pimentel, Mayor Pro Tern Carol Pirsztuk, Council Member Scot Nicol, Council Member Lance Giroux, Council Member Matthew Robinson, City Treasurer Tracy Weaver, City Clerk Scott Mitnick, City Manager Joseph Lillio, CFO Wei Cao, Management Analyst Orrick, Herrington & Sutcliffe LLP Irvine, California Disclosure Counsel Stradling Yocca Carlson & Rauth, a Professional Corporation Newport Beach, California WE= Hensley Law Group Los Angeles, California umz�M KNN Public Finance LLC Los Angeles, California U.S. Bank National Association Los Angeles, California Agreement No. 6085A No dealer, broker, salesperson or other person has been authorized by the City, the Fiscal Agent or the Underwriters to give any information or to make any representations in connection with the offer or sale of the Series 2021 Bonds other than those contained herein and, if given or made, such other information or representations must not be relied upon as having been authorized by the City, the Fiscal Agent or the Underwriter. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Series 2021 Bonds by a person in any jurisdiction in which it is unlawful for such person to make such an offer, solicitation or sale. This Official Statement is not to be construed as a contract with the purchasers or Owners of the Series 2021 Bonds. Statements contained in this Official Statement which involve estimates, forecasts or matters of opinion, whether or not expressly so described herein, are intended solely as such and are not to be construed as representations of fact. This Official Statement, including any supplement or amendment hereto, is intended to be deposited with a nationally recognized municipal securities depository. The Underwriters have provided the following sentence for inclusion in this Official Statement: The Underwriters have reviewed the information in this Official Statement in accordance with, and as part of, its responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriters do not guarantee the accuracy or completeness of such information. The information set forth herein which has been obtained by the City from third party sources is believed to be reliable but is not guaranteed as to accuracy or completeness by the City or the Fiscal Agent. The information and expressions of opinion herein are subject to change without notice and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the City, the landowners within the City or any other parties described herein since the date hereof. All summaries of the Trust Agreement or other documents are made subject to the provisions of such documents respectively and do not purport to be complete statements of any or all of such provisions. Reference is hereby made to such documents on file with the City for further information in connection therewith. While the City maintains an internet website for various purposes, none of the information on that website is incorporated by reference herein or intended to assist investors in making any investment decision or to provide any continuing information with respect to the Series 2021 Bonds or any other bonds or obligations of the City. Certain statements included or incorporated by reference in this Official Statement constitute "forward - looking statements" within the meaning of the United States Private Securities Litigation Reform Act of 1995, Section 21E of the United States Securities Exchange Act of 1934, as amended, and Section 27A of the United States Securities Act of 1933, as amended. Such statements are generally identifiable by the terminology used such as "plan " "expect," "estimate," "project," "budget' or other similar words. THE ACHIEVEMENT OF CERTAIN RESULTS OR OTHER EXPECTATIONS CONTAINED IN SUCH FORWARD -LOOKING STATEMENTS INVOLVE KNOWN AND UNKNOWN RISKS, UNCERTAINTIES AND OTHER FACTORS WHICH MAY CAUSE ACTUAL RESULTS, PERFORMANCE OR ACHIEVEMENTS DESCRIBED TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS EXPRESSED OR IMPLIED BY SUCH FORWARD -LOOKING STATEMENTS. THE CITY DOES NOT PLAN TO ISSUE ANY UPDATES OR REVISIONS TO THE FORWARD -LOOKING STATEMENTS SET FORTH IN THIS OFFICIAL STATEMENT. THE SERIES 2021 BONDS HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, IN RELIANCE UPON AN EXEMPTION CONTAINED IN SUCH ACT. THE SERIES 2021 BONDS HAVE NOT BEEN REGISTERED OR QUALIFIED UNDER THE SECURITIES LAWS OF ANY STATE. Agreement No. 6085A INT'RODUC"TION— General ................. 1 The Series 2021 Bonds„ ........ Security and Sources of Payment for the Bonds ..... .,,.,..2' Validation . Cont rtrrrrrrg 1)ILlaq:C:ant Misee plAtrtc011 S ........... . 2 THE SERIES 2021 BONDS 3 General ...... 3 Clptrorral I1:cdcmption >I r9te Scrre 2('t 3 1tur:adatt9rw° SrnkinIll Fund kcda nplioat rrpl`�h �Selics.....3 2021 Borlds.. - Selection Ol' Scraes 20121 Bonds to Be. ]tcalec°rrtcd 5 Notice 01 Redernparora Sl C IDS 1'1' ^1' 1,1 BONDS SC1I J R C I` C,* PAYMENT FOR p l W Genera] .... ........................ Bond Payments ,,, 7 Limited Obligations,.,,.,,,,,, 7 Additional Bonds...,... No Reserve Fund.°,..".. .8 PLAN OF REFINANCING Plan of Refinancing 8 Policies for Addressing Unfunded Retirement Costs 9 ESTIMATED SOURCES AND USES OF FUNDS ......... 9 ANNUAL DEBTSERVICE REQUIREMENTS ........... 10 THE CITY..... History__,, 10 MaJor I rrrplaro��ers.,...,.,. I0 C"un°cart 14cvc1of M0r11 Activiijes rn the (70 11 1'opu lat9 non ... .,......... I Municipal Government. . ... 12 City Employees .,..,.... , H City t'aerrcraG Fund Budget Process .................... l3 ....:.....,„. '14 Cweraer°ttp 1 c°ryaar,rnyrc C'eyrtelstrarn 15 Lard (IutlOok of the City 15 N rnrtrrer"sip �^la7rtac°rt�er�t Cits:.N�olrcr��s ..........18]rLrrroatior 18 Sour°cesOft 01cr rp Fund lax I�csvcrtUcs......................21 C orrstructron „,.. 1 cax ahlc 1 r rnsrtctrcrrrs a5 OUIstanroclnng General l and Delit nand 1—case ()1JEr„t atrarras C upiUd ]ntp�rovernertts <arrd ('urrt Apr°rrctlou f unds.°..atio 2, h1vePolatiarp Costs RcP;ated to S'orn':t arte�r In Pr0NV1a�teuts2 itv 1tuacrtt eaf C.°itr 1 Funds f rtw 1.rnp�lovec l ttrperr7c,°rrN b�rargrtrrtt .„ .;... ? C rt Insur urce Prograrrr... 3CI Public tiaal�t l'S ...". . 36 RISK ] AC""1 C)f 5,... City Obligations... ..................... 36 Certain Risks Associated with Sales.............Tax and O..... Other ..... 36 .......... Local Tax Revenues....................................................36 Certain Risk Factors Associated With Chevron Tax Resolution Agreement .... Assessed Value of Taxable Proltea�,, ° "37 Increasing Retirement-Rchiled Costs----, ..".3�7 Dependence on State for Certain Revenues_--,-__,, ` 38 No Reserve38 Litigation..,__ ........ Natural 38 Disasters ... ... Climate Change...... ....,...38 Cybersecurity ......... .3 9 Limitation on Sources of Revenues..." 39 40 Impacts and Potential Impacts of COVID-I 9, 40 Economy ofCity and State. , Limitation on Trustee s Obligations Bankruptcy 11 Limitation on Remedies: 41 Limited Secondary Market..... ...' Changes in Law.... 43 43 CONSTITUTIONAL AND .STATUTORY LIMITATIONS ON TAXES AND APPROPRIATIONS, Article XIIIA of the State Constitution 43 Article XIBB of the State Constitution IwI Proposition 62 ......... 44 Proposition 218 '" "" 4'5 Proposition ]A........ . .., 5 Proposition 22 46 Proposition 26 ........ 47 Future Initiatives ..... 47 TAX MATTERS........... U.S. l folders.. 47 Non-U.S. Holders Foreign Account Tax Compliance Act (` F'AT'CA °).., 49 U.S. Holders and Non-U.S. Holders.. VALIDATION,. FINANCIAL STATEMENTS fl CONTINUING DISCLOSURE .... .. RATING ........................ LITIGATION ......................... MUNICIPAL ADVISOR .............. 5a UNDERWRITING ...................... MISCELLANEOUS ...................... APPENDIX C"Cl N9'1C1?111 NSleal!: AirrN�p.rAq.I1NrANC'lAI, REPORT p pSCAg v 1`AIt 1 NVf I-j SI I'rl ti91IImR 30. F' CERTAIN A-1 APPENDIX B SUMMARY O 020 .. OF THE T'RUS T AGREEMENT,, TAT.. PROVISIONS APPENDIX C-- FORM OF BOND COUNSEL OPINION C-I APPENDIX D--FORM OF CONTINUING DISCLOSURE; APPENDIX SYSTEM —PROVISION ONFOR BOOK-ENTRYONLY I AND LY CLEARANCE PROCEDURES Agreement No. 6085A $144,135,000 CITY OF EL SEGUNDO (LOS ANGELES COUNTY, CALIFORNIA) Win t, nition Bonds, Series 2021 17lis t,.el,rtiin of'ihe ter ins ,V iho, Series 2021 B(n ids beil'W o the en,, fl statenienry contained in this Ore ficial St 'atelil ences 10,sleflunares of in, their epllil-iq rq/'io-ence to the el1li)%, ()jfij Stweinew, Re i�v ) - I deared io 'lhe Constitution and /aIrs qf1he State (the provisions #) 61 �ljc- 1�e , 11fied in their eirrtt�'Wre�v 1�)� 1he c0i"I'Vele 'i ) he coinplete, an Ih 'f�,rences are qua herein do 1101 dram as A documents. This official Statenientspeaks orid�lq as, (�01,5 d(Ite, and the il#6rination contained herein is subject to change. General This Official Statement provide, certain inforniation concernill" (fie issuance, sale and delivery of the City of El Scoundo (Los Angeles 0,111111)f, California) Ta,\able Pension ObligM ation Bonds, Series 2021 (the �,- "Series 2021 Bonds"), in the agLgregale Principal antount of 144,135000 The Series 2021 Bonds are being bY and between the (�)1, june 1. 202 1 (the Trust. Areenient issued pui'suanj to the'Trust Agreement, dated as gZn Ille -City-) and U.S. Bank National Association. Los Angeles, California. as trustee (the City oustef El Sv,nindo (, For definitions of certain Words and terms which are used herein but not otherwise defined, see "Tre"), Appendix B. jig issued- (j) to refund a portion of tile City's obligations (the "PciisiOn The Series 2021 Bonds are being obligations W dic Calif'01"ilia Public [,,,inployees Retirement System (­CaJPF.rRS­) evidenced by the CaIPERS Contract (as described herein); and 00 to M' costs of issuance of the Series 2021 Bonds. See the caption "PLAN OF REFINANCING." The Series 2021 Bonds The City is a member of CaIPERS, an agent multiple -employer public employee defined benefit irerrient and disability benefits, annual cost -of -living a(�Iustnlents and pension plan. CalPERS provides ret aiP[,',RS acts as a common investment and administrative death benefits to plan members and beneficiaries. C illcindulltl , the City. As such, agent for participating, public entities Wilt) it, the State of California (',the "State"'). Title 111ployees' Retirement Law. constituting Part 3 ol'Division 5 of''i e 2 of the City is obligated, by the Public E ""Retirement Law"). and the contract. dated August "15. 1943 (as the California (, loverinnient Code (the Ile City C01111cil of tile City (the ily Council") and the antlended, the `'CaIP[-'IRS Contract"). by and between ujjorls� to CaMERS: (alto fulld Pension benefits for Cit)� Board ofAdministration of CalK.RS, to inake contrib emembers who are of CalPERS: (b)'10 amortize the 11111"llided actuarial liability with rcsi�lec' to such pension berset"Its.-, and (c) to appropriate funds for such purposes. The City is authorized pursuant to Articles 10 and 11 (commencing witti Section 53570) of Chapter 3 of Division 2 of Title 5 of the California Government Code (the "Act"), to issue bonds for the P111-POse Of' refunding obligations evidenced by the Cail]"ERS Contracl. 'J"he Series 2021 Bonds are authorized and issued pursuant to the Trust Agreenient and a resolution adopted by the City Council Oil January 19, 2021 (the Resolution")'I'lle proceeds of the safe of the Series 2021 Bonds (exclusive of arnotints applied to pay costs ", of issuance) will be used to refund a portion of the City's obligations evidenced by tile CaMIRS Contract, representing the Pension Liability with respect to certain pension benefits Linder the Retirement Law. Agreement No. 6085A Security and Sources of Payment for the Bonds The obligations of the City under the Series 2021 Bonds, inChldim-,; the obligation to make all ru 11 (.�bligaflons Of tile Cit)' imposed by law payable It-om , ds to payments of interest and principal when due, are 1-111ployees' Retirement 1,mv, "COMIllellcin" with be appropriated by the City pursuant to the PUblic Section 20000 ofthe California Government Code (tile "Relirement l.aw and are absolute and unconditional, without any right of set-off or counterclairm The indenture perInjis the issuance of additional bonds on parity with the Series 2021 Bonds. The Series 202 1 Bonds and such additional bonds, if any, are referred to herein as "Bonds." See "SECURITY AND SOtjRCI-"S, OF PAYMENT FOR HE BONDS." The"I'rust Agreement provides forthe establishinent and maintenaue in trust a special fund designated the "Bond Fund.- Subject only 10 tile provisions of tile Trust Agreement Pffnlittill` tile application thereof for the purposes and oil the c' are p -, liedoed by the City to terms and conditions set forth therein, all of the amounts held hi the Bond Fund secure the payllienj of the principal Or redemption price of injerest on the Bonds in accrdance with their terms, the provis Illent and tile Act, As described herein, the Bond Funod shall be funded ions of the Trust Agree pursuant to the tenns of the Trust Agreement from any source (�)f leM .gally available funds of the City. Pursuant to the Trust A-0-reenlent, not later than five (5) Business Days prior to each Interest Payineill Date, the City is oblileated to deposit Or cause to be deposited with the DIISICC for deposit into tile Bond Fund -i oil tile Bonds corning de on such the amount which will equal the amount of the principal of and res z' Interest Payment Date. See "SECURITY AND SOLIRCES OF PAYMENT FOR THE BONDS" herein. THE OBLIGATIONS OF THE CITY UNDER THE BONDS, INCLUDING THE OBLIGATION TO MAKE ALL PAYMENTS OF INTEREST AND PRINCIPAL WHEN DUI,"', ARC OBI,IGATIONS OF THE CITY IMPOSED BY LAW AND ARE, ABSOLUTE AND UNCONDITIONAI- wrnIOUT ANY RIGHT OF SET-OFF OR COUNTERCLAIM� THE', BONDS DO NOT CONS'rjTUTF AN OBLIGATION OFTHE CITY FOR WHICH THE CITY IS OBLIGATED TO LEVY OR PLEDGE ANY FORM OF TAXATION. NEITHER THE BONDS NOR THE OBLIGATION OF THE CITY TO MAKE PAYMENTS ON THE BONDS CONSTITUTE AN INDEBTEDNESS OF THE CITY, THE STATE, OR ANY OF ITS POLITICAL SUBDIVISIONS WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY DEBT LIMITATION OR RESTRICTION. Validation filed complaillt in the Superior Court 01, tile Slate of California f6r the Oil Febrliary 1202 1 � the City C '11) a niatter entitled 0ay q 'El Seglold() V All 1;11el' el a' County ofl-os Angeles (the -Courl-) The City I,/ filed the valid'ation Petition in order to seek z� (Case No. 21TRCV0007( (tile "Validation Petition" Ily future bonds issued, to refund pension judicial validation of, the iss,jallce, of the Series 2021 Bonds and a . ult entered a obligations or Bonds then 011tstanding under tile Trust Agreerrient. Oil April 11 2021, the Co with respect to tile Validation Petili011, See default judoment (the ',,Val idation JudiLi'll,lent") in favor of the cil) tile caption -VAIJDATION." Continuing Disclosure 'File City has covenanted for the benefit of the Holders of the Series 2021 Bonds to provide, or to cause to be provided, to tile Municipal Securities Ruletnaking Board's Electronic Municillal Market Access System certain annual financial information all() operating data and, hi a tirnely mam'C'r- ljolice of certain enumerated events. These covenants have been made in order to assist the IJriderwrkers in conlply�nlg Will' chang sision under the Securities Excilae Act of Rule 15c2-12 pronwigated by the Securities and Ex e CoMilli 1-Yng 1934. as the same may be amended from time to time ("RUIC 15c"-12"), See the caption ,C(NTINIJING DISCLOSURE" and Appendix 1) for a description Of the specific tiatul-c of the annual report and notices of enumerated events, 2 Agreement No. 6085A Miscellaneous file infornm6on and expressiolls Of ()Piriorl ljerein speak ojllw, as Of 111cir date and are, subJect to cl-lange witilout notice. Neither tile defivery of this Official Statement nor any sale made hereunder nor any l,uturc us Statenjerli will. under any cil-c"Instances. create ally, 1111plication that there has been ruse of this (Wficial ,to chan(,e ill the aft7zlirs of tile City since tile date hereof Included herein are brief surninaries of tile Trust Agreculetit and: certain docurnents and repons, which summaries do not purport to be complete or definitive. and reference is made to such documents and reports f'or full and complete statements of the Contents 111cl-cof, See Appendix B. Any statements in this Offilcial such and not as Statement involving maner- Of opillion, wbetiler ot� not expressly so stated, are intended as lernern is not to be construed as a contract or agreement between the representations of fact. This official St,aCopies 01, tile doctullents are on file and City and tile purchasers or [iolders of tile Series 2021 B - onds. des, wnia, All capitalized trust offIce of tile 'I rustec in Los Ange Cal,ifo available for inspccti011 ,It the corporate terms used it, this Official Statement and not otherwise defined have the rnearill-P give", to such tern's it' tile Trust Agreement. THE SERIES 2021 BONDS General -�d form only and. when delivere& will be file Series 2021 Bonds %ill be issued In fuliN, registered I York 1-coistered in tile name OfCcde & (70-- as nominee of 'flic, Depository' T'Alst Compan\., New York, Ne\N,, the Series 2021 Bonds. Ownership interests in Ole Series ("I)TC­), 1)"I'C will act as Securifies Depository' for tI only, in the denonlinatioris hereinafter set forth. PrincipaL 2021 Bonds may be purchased in, book -entry, fOrl", On by the Trustee to DTC, which o pl-enlitini. if' any. and interest 01) the 'Series 2021 Bonds will be payable , disbursement oblioated in turn to reinit such Principal and imerest to D"VC llar6ciparns fk)V Subsequent cfisbur� BenefIcial Owners ol'Ille Series 202 1 Bonds. See Appendix E. The Series 2021 Bonds will be dated the date of delivery. raratttrre on the dates and in the Principal 20inside front cover page of this official Statement. The amounts and bear interest at the rates set for"' oil 'Ile re t� Series 21 Bonds will be delivered in denominations equal to S5,000 or any integral multiple tile' 0' each July I and January 1, commencingJanuai-Y I.21022 Interesi oil the Series 2021 Bonds will be payable oil (each. an '-hmerest Payment Date"), payment of interest on tote Series 2021 Bonds due Oil or before (Ile IllatUrity Or prior redernplion istration books kepi by the TrUSICC ass 111C thereof will be niade to the person wilos e name appears in tile MEg Owner thereof as of the close of business Oil the Record Date for 111 interest payment Date. whether Or not such (lay is a Business Day, such interest to be paid by check mailed on the Interest Payment Date by first class mail to such Owner at the address as it appears in such books, provided that upon [Ile written request Of at' 01, $1,0()0.00() or njore in aggegate principal amount of Series 2021 Bonds received by the Trustee Owner = Z- interest will be paid by wirer transfer it' immediately avaijal)Ie ftjnds� prior" to the applicable Record Date, month preceding each Interest Payment Date, whether Or not "Record Date" means, the 15'�` calendar day of the in ril)tioll of tile Series 20221 Bonds. see "-- Redemption such day, is a Business Day. ]-'or a further desc provisions" below and AFIIIENDIX B -SUMMARY or CERTAIN PROVISIONS OF 'I'ltic TRUST AGREEMENT." Optional Redemption of the Series 2021 Bonds 01:,Wonal Redejljj,)ti(,ajj. Ilse Series 2021 Bonds are SUbj)eCt to optional redemption prior to their , City, in \vh0le or ill part, oil any date oil or arter July 1, 203 1, fron, all\,, source of maturity at tile OPti011 Of Illt ipal anlount of tile Series 2021 lionds to be available funds, at a redemption price equal to 100% ofthe prine redeemed, plus unpaid. accrued interest thercon to tile date of redemption, without premium. Agreement No. 6085A Vake-14"hide (. rt aaraaaa' Rechaaipfiom 1•"Worn the date of issuarace of the Series, 2021 Bounds to but not including July 1. 20a1, tlue Series 021 ] rands are subject 'tea redearptiora ]error 10 their` �respective stated matrrurtias. at the olwtrora of tlae rtw� trearua lawfully availarble funds deposited in the Redemption 1`und au a Cily filed whole or it, part (ill sticlr order of maturity ors shall be; selected by the City it' "r ww�ritteat Dialer of rlrr r arer . wi'tla tlae `1"i ristee erne] if tlae series 2021 Bonds are held in k'all book entry d`or'lt with TC. by s s � ° � 1 a through distribution of principal in accordance with the Trust Agreement]. ore any date. at a rerlinptiort p°°ice equal to the greater of: (1) 100% of the principal amount of such Series 2021 Bonds to be redeemed; or (2) the surn of the present value of the rervi wining scheduied pa,yrneruts of principal and interest to the stated r'naturrty date or elates of such Series 2021 Bonds to be redeemed. not including any portion of t'hose payinents of interest accrued and unpaid as of tile date on wvhich such Series 2021 Bonds are to be redeemed, discounted to the dale on which such. Series 2021 Bounds are to be redeemed our a serni annual basis assuming a 360 day year corrsrsturar of twcl�e �1�1-c1ayI rnenrths. at the y Rate (described below) talus the basis points set forth below, plus. ire each. case. accrued interest orgy such Series ie*s 2021 Bonds to be redeemed to the redemption date: Maturity Make -Whole Maturity Make -Whole (July 1) Spread (July 1) Spread 2022 5 basis points 2030 10 basis points 2023 5 basis points 2031 15 basis points 2024 5 basis points 2032 15 basis points 2025 5 basis points 2033 15 basis points 2026 10 basis points 2034 20 basis points 2027 5 basis points 2035 20 basis points 2028 10 basis points 2036 20 basis points 2029 10 basis points 2040 15 basis points l reastrry hate"" riaeans, w'i'tla� re laect to arty rcdenaptiora date for a particular Series 2021 Bond, the rities yield to maturity as of such redemption date of 1JI. . Treasury'secustitla a constant maturity most nearly pr equal to the period l°i'otla the redemption date to the maturity date of strata Scar°ie 2021 Bond (tukirug into �yevcr, if account any sinldiwg furtcl irastallra°lerrts for rseries p into ar�w sinkiray21 �llirradrrnsta�llraaer tst�for sauclerioe�crres fat}'tl redaarr�w'l'�ation date to such rarattrrrty date (t,xkril Bonds) is less tlaarr erne year, ilea yield to rnaturrty of the U.S Treasury seeurrtres ,,tile a eorastant rrtaturu°rty of one year, in each case as compiled and published in tlae most recent fcclertr1 Reserve Release 11.'VS wwlaicla leas is°°:cearawe pr�rblicY available at least two business days, but not more than 45 calendar days. prior to the redemption date (cycluding inllatior) indexed securities) or, if such Release �is�� no longer priblr hed, aray publicly available source ofsimr`lar ivi arket data reasonably selected by the Trustee. Mandatory Sinking Fund Redemption of the Series 2021 Bonds The Series 2021 Bonds maturing July 1, 2040 (the "2040 l cane Se r res 2021 Bonds") are subject to ed naandator)sinking Aind redemption at a redemption tar ic�11 equal l to il Serrathe ��s�principal ]Bonds will be so amount thereof. �elecmedus ron interest to the redemption date, ww�ithout l�arerniusn. The ilea, fialloww�ing dates ar d in the 1 'r1lerwwrrng rrrarorrrrt.s: Agreement No. 6085A Redemption Date Principal (July 1) Amount 2037 $8,720,000 2038 8,990,000 2039 9,265,000 2040* 7,265,000 * Final maturity. Selection of Series 2021 Bonds to Be Redeemed Whenever provision is made, for tile redemption of less than all 01, jile Series 2021 Bonds of as J)artiCl.dar maturity, she Trustee Will select the SelIeS 2021 Bonds to be redeLilled Fron . I all Series 2021 Bonds not preVioUsly called for redemption (a) with respect to ally opliollal redemption Of Series 20211 Bonds V I ally other redernplion of Additional Bonds., directed in a Written Certiticate of tile Citv- and with PC (11) N res' cr 0 LIrsualu to which such Additional Bonds, a 1110 1121 aiurities., as ix-ovided in tile Supplemental Trust AgrCeillent P tile SaM', ItutflUl'ity ill any, nianner are issued, and by lot among Series 2021 Bonds, of the saine Series Wilil deems appropriate and lair. 'File "frusiee Will promptly u(AifY the City which the rruslee ill its sole discrelion Irposes of ill Writir,L, of tile numbers of tile Series 2021 Bonds so selected for redemption Oil Such date, For pL ��llojl.,,jjly Series 2021 Bond niaN d ill part in Authorized Denominations. such scle y be redeelne e to redeem such Series 2021 Bonds (iricitiding the Series 2021 Bonds) The City may direct the Trustee r, on apro rata basis as I(> each Ov,,ner in, whose name such Series 2021 Bonds are registered on tile Rec()rd Date immediately preceding a redemption dale, "Pro PY1161" is determined. in connection xAvill, any niandatoty sinking fund redemption or a: LIV optional redeniplion, in part. by 11julliplying the principal al"OUnt Of the Series I . 2021 Bonds of such maturity to be redeemed on tile aPPlicable redemption date by a fraction. the numerator Of of Series 202 1 Bonds of such rnau,,�rity t)Nxned by all owuef% and the which is equal to the principal anlOunt 0 t d Z7 denominator of which is equal to tl:ie total amount of the Series 2021 Bonds of such maturity then u mail ing date, and then rounding tile prodUd cloxii to the next lower integral Z_ �1 immediately prior to SUCII re(IC1111)('011 Illultiple of $5.000. provided that tile portion, ofany Series 2021 Bonds to be redeemed shall be in Authorized Denorilillations and all Series 2021 Bonds of a Maturity to refrjaill oulsIalldil1q, following any redemption shall be in Authorized Denominations. lj"tile Series 2021 Bonds are in book -entry ift)rIll at tile time ofsUch redemption, any direction l'Or tile Pro raw redemption Series 2021 Bonds would be subject to "'ritten notice to Dl't.. in accordance \vilh file TnAst Agreement and the Pro r0to reduction ill principal provision included if, the j)'rC Letter of Representations of file 01Y Oil file with DTC, in accordance with tile operational arrangements of DTC Illen ill efre,ct, The Underwriters have advised the Trustee and tile Cily that tile Series 1011 Bonds will be made eligible for partial re(jelliption to be treated by DIV in accordance Will' its rules and procedures as a "pro rata pass -through distribution Of principal." 'fhe Trustee Will send notice to DTC ill accordance with such rules and procedures to effect a pro re,10 reduction of principal of all affected outstanding Series 2021 Bonds to accomplish tile optional and mandatory sinking account redemptions described above using a pass -through distribution of principal. in connection With each SUCII redemption, the Trustee will incit"le ill tile Written notice of redemption described above the dollar arnount per $1.000 principal aniount, payable on account of -ued interest to effect a pix') raia reduction tilrough a pass -through distribution of principal on principal and acci ill, J)e respon,sible for distributing the prilicipal and accrued in teres the related redemption date, UTC w accordance Witt, rules and procedures for a PV0 r'010 pass - its Direct Participants, as applicable. pro raho ill Cc ficiaits i interest in the Series 2021 Bonds beirlu redeemed through distribution of principal based upon the bene that 6TC records list as owned by each DTC Direct Participant as of the record date for such payment, Ally ,l1l'uStee to provide such notice. or of. DTC or its participants or any otiler intennediary 10 "take faurc or the such selection or proportional allocalion, for whatever season, will not affect tile sufficiency of tile validity Of' Series 2021 Bonds, Ili addiliixm. if' DTC's prevailing, operational arrangements do not the redemption ofthe Set )ass -through distribution 01'principal basis., the po'-fl(in Of allow for allocation of a redemption till a pro rata I Agreement No. 6085A the Series 2021 Bonds to be redeemed on such redemption date will be selected in accordance with DTC's then existing rules and procedures, and may be by lot. So long as there is a Securities L)epository for the Series 2021 Bonds, there will be only one registered responsibility for prorating partial redemptions among owner and neither the City nor the Trustee will have r beneficial owners of the Series 2021 Bonds. Notice of Redemption ed by first-class Iliad by the "FrUS(Cc. 1101 less than 20 nor more th8n Notice ofreclerription will be ill,afl to the respective )\vjjcrs ol' tlie Series 202 1 Bonds desitgnaled 1`01' 60 days prior to tile redemption date rilption oil the registration books of the Trustee. Each notice of rede redemption at their addresses appearing 1� e, ifany, (including the name, and appropriate a . ddreif' lss of %vill, state the date or suell notice. tile redemption Pric I i , and. the Trustee), tile CUSSIP number (ifany) and ISIN number (if any) of the. Mat[lritY 01' n"t"' ties that, all of7aily such maturity is to be redeemed, the distinctive certificate numbers of1he Series 202 1 Bonds of such nialijritv, to be redeemed 8TI(L in tile case of'Serjes, 2021 Bonds to be redeemed in pail only. the respective portions of the principal am(nint thereof' to be rcdeerncdEach sLlcil notice will also slate that oil said date tilere will become due and payable oil each ofsaid Series 2021 Bonds the redemption price. if anY , thereof and in the case of a Series 2021 Bond to be I-edeerned in par, only. tile specified portion of tile principal amount thereof to be redeemed, together with interest accrued thereon to the redemption date, and that froni and after stleh redemption date interest thereon will cease to accrue. and wvill require that such Series 202 1 Bonds be then surrendered at the address of tIle 1'rttsice specified in the redemption notice-. provided howo evelr, thTrUstcat any such notice ofredeniption inay, be cancelled arid annulled by a Written Request of the City given ttie c wherLupon [lie 'l-rustee will forthwith give appropriate al least five daysprior to the date fixed For redemption, e I" any notice of susuchcancellation and annulment it) al I the recipients Of such notice of redemption. file CaiIn r 0 Owner to receive notice pursuant to the Trust Agreement or any defect therein shall not invalidate any of' ITh e proceedings taken in connection with such redemption. With respect to any notice of any optional redemption of Series 2021 Bonds, such notice rnay state that such redemption is conditklilal till, receipt by tile Trustee. on or prior to the date fixed for such Ill, other, available alljounts held by tile "I"rustce, tire stifficieril to pay tile redemptiom Ofu'011eYs that, tooe'ller " st oil. the Series �2021 Bonds to be redeerried, arid that if sUch 111011CYS is redernption price of, and accrued iniere -cc and effect arid, tile City will not be reqtijred to redeeni such not so received, such notice wilt be Of no for 2021 Bonds. In tile event a no 1'erje. � lice of'redemption ofScries 201-1 Bonds contains such a cond ition anti such nioneys are not so received. [lie redemption of Series 2021 Bonds as, described in the conditional notice of redemption will not be made and tile Trustee Wilk within a reasonable time after the (late oil which such and ill tjlc Illartnel- in which file jj()tice of redemption was, redeniption was to occur, give notice to the persons that there will be no redemption of Series )0',) 1 Bonds cjven, that such moneys were not so received and Z71 pursuant 10 such notice of redemption. if notice of redemption has been duly given as aforesaid arid money for the payment Of the redemption price of Series 2021 Bonds called for redemption is held by the Trusice. then On tile redemption dale designated ill such notice Series 2021 Bonds so called for redeniption shall become due and payable, and front a CCrUe. and tile. Owners of -ies 2021 Bonds shall, cease to , and after the date so designated interest oil such Sei Xcep, to receive pavIllern of tile redernplion such Series 2021 Bonds shall have no, rights ill respect thereof e price thereof. All Series 2021 Bonds redeemed pursuant to the provisions of the Trust Agreement will be canceled by the Trustee upon surrender thereof and destroyed. 0 Agreement No. 6085A SECURITY AND SOURCE OF PAYMENT FOR THE BONDS General file City is a nlerriber, of CaIPf RS. all agent, njoilipic-elliployer public employee defined benefit pensioll plait. -'RS provides retirement and disability benel'us, annual cost -of -living adjustments, and aries, S as a contillon investillent and administ"alivc death betlefus to plan menibers and beriefick . CalPf 16 acts hill [lie State. including the CityAs such. the City is obligated by the agent for participatin-2 public entities wit Rand pet s o bellefils for 1� `Contract to nialke contributions to CaIIIERS to (a)� f Retirenlerlt Law and the CalPERS Co City employces who are members OfCaIPERS, (b) amortize the unfunded actuarial liability with respect to such pension benefits, and (c) appr-opriate funds, 1-01- Such purposes. T Ile City is authorized PUTSUarn to the Act dinobligations evidenced by tile CalPERS Contract. ]'he ff0ccccls' to issue bonds fear tile purpose of f-efUll g , 1 11 0 Ill (e,,clusive of costs Of isstlallce) wi 11 be used to refund a por io f e fi-otn she sale of the Se"ies 2021 Bonds , pjcscntino 95% of tile cjjqerjt tuilunded City's obligations to CalPERS 'pursuant to tile Call . IERS Contract re Z, lent Law. The its tinder tile Retiren actuariaI accrued liability with respecl, to certain pension benefits e of the Series 202 1 Bonds as Obligations of" the Cil)' Imposed by law, alithorization by the City c,fthe issuanc f tile Series 202 1 Bonds with all applicable provisions of la"', were and as to the validity and confortnitY 0 Angeles , COUrt of tile State of California in and roj° Iie Coniny of Los Ange e validated by a Judgment ofthe SUPe"i0i t' entered on April 12. 2021. See "VALADA11ON" herein. Bond Payments under tile Scries 2021 Bonds, including the obligation to rriake all The oblig'ations, of' tile ("'ity 17 payments Of interest and principal when due, are obligations of tile City imposed by law payable from funds to be appropriated by the City pursuant to the Retirement Law and Marc absolute and unconditional,unconditional,without any rrglIt of'sej,-offer counterclaim. the Trust Agreement provides to,• tile establishment and n1a i file nance in trust Trust Agreenleilt Pei'miltint-� a special fund designated tile "Bond Fund," Subject only to the provisions of the the application thereof for tile purposes and on the terms and conditions set forth therein. all of the amounts held in the Bond I"und are pledged by file City to secure tile paYnient ofthe principal, or redemption P11cc Of and hiterest oil the Bonds in accordance with their terms, the provisions OfIlle TRISI Agrecinew and the Act, Said pledge $11all constitute a first lien on such assets. The Trust Aoreenient provides that not later thall five (5) Business Days prior to each Interest to deposit or cause to be deposited with the "trustee for deposit into the Payment Date. tile City is obligated Bond 11 1] Bonds coming due on such Interest Payment Date. Fund an aniounofthe pricipal of and interest 0 le The Bond Fund shallt be fundednpursuant to the terms of the Trust Agreement any source of legally available funds of the City. In the event that, on the fourth Business Day prior to each interest Payment Date, aniounis in the Bond Fund are insufficient to pay the principal, if an),, ofand interest on the Bonds due and payable on Stich Interest Payment Date. the Trustee shall inittlediately n(Ilify tile City ofthe arnount of such insufficiencyUpding on being ,so notified. tile City shall, prior to tile cl()se of bUsiness on the Business Day immediately Pe cesuch rustee immediately available funds in an interest Payment Dale. deliver or Cause to be delivered to the T -Cof theTrustee shall deposit atnount, equal to tile an aunt of such insufficiency. immediately upon receipt thei such funds, in tile Bond Fluid. on each Interest paynieni Date, tile 1­411stee shall, NvithdraW from the Bond I-"und for payment to tile Owners of the Bonds the principall, if art),, of and interest on the Bonds then due and payablc. If there are insufficient funds in the Bond Fund to Pay tile principal, if allyof and interest oil the Bonds, therustce Shall apply the available fluids first to the payniew of interest oil tile Bonds. then to tile payinent of principal of the Bonds. Agreement No. 6085A The Series 2021 Bonds do not constitute an obligation of the City for' which tile City is obligated to levy or pledge any forn't Of lax3ti0l". Neither tile Series 202 1 Bonds 1101- the obligation of tile City 10 Inake payments on tile Sel-ics 202 1 Bonds c(�qjstnine an indebtedness Of the City, tile Slate. or any of i,ts Political I u I al or statutory debt finiiiation or restriction, See subdivisions Within the nleallillp of all), corishl AEI ein "CONISTIT[JIONAL AND STATUTORY LIMITATIONS ON TAXES AND APPROFIRIAT IONS" her Limited Obligations THE BONDS ARE GENERAL OBLIGATIONS OF THE CITY PAYABLE FROM ANY LAWFULLY AVAILABLE FUNDS OF` THE CITY AND ARE NOT LIMITED AS TO PAYMENT TO ANY SPECIAL SOURCE OF F1,JNDS OF THE CITY. TI,jE, OBLK'JATIONS Oj':THE CITY LINDER THE BONDS, INCLUDING THE OBLIGATION TO MAKE ALL I"AYMENTS OF INTEREST AND PRINCIPAL WHEN DUE, ARE OBLIGATIONS OF THE CITY IMPOSED BY LAW AND ARE ABSOLUTE AND UNCONDITJONAI- WIT'HOUT ANY RIG] IT 01"" SEI -OFI-OR COUNTERCLAJM� THE BONI)S DO NOT CONSTITUTE AN OBLIGATION OF THE CITY FOR W111CII "FI'IE Cl`lY IS THEBONDS NORTHE OBLIGATED TO LEVY OR PLEDGE ANY FORM OF TAXATION. NEITHER THE OF BONDS CONSTITUTE, AN OBLIGATION THE CITY TO MAKE PAYMENTS ON INDEBTF`-DNESS OF TIIE CFry-'FIIE STATES OR ANY OF ITS POLITICAL SUBDIVISIONS WITHIN 'I'I,JE MEANING OF ANY CON STI 11,JTIONAL OR STATUl'()RY DEBT LIMITATION OR RESTRICTION. Additional Bonds The City may from time to time issue additional bonds for (i) the purpose of'satisfying any obligation of, the; City to nlake payllients to CaIPERS pursaiant to the Retirementrelating 10 pension benefits accruing tea CaIPERS' members and/or for payment ofall costs incidental to oj� connected with tile issuance (it I purpose, alld/or (ii) the purpose of mfundint', all), Bonds then Ovistandinolincluding additional bonds for Suet nnecled with such refunding� Such additional bonds tnay be issued oil a pa.��jljejjj 01, all costs incidental to Or W ore information regardinIg the issuance of' parity with tile Bonds without tile consent of any Owner. For m CERTAIN PROVISIONS OF I HE TRUST additional bonds. see APPENDIX B - "SUMMARY OF AGREEMENT - Additional Bonds." No Reserve Fund The City has not funded a reserve fund in connection with the issuance of the Series 2021 Bonds. Plan of Refinancing 1"Ile Series 2021 Bonds are being issued- (i) to refund as portion Of" tile (,'it y ',s pension Liability consisting 0(" 95% ofthe City unfunded actuarial accrued liability to CaIPERS as of June 302021 with 1"espect to tile City,,s Miscellaneous pl,111, Saj-ety Police 1,1 Tier Plan and Safety Fire Plait (the "Unfunded Liability-): and 00 to pay costs of issuance of tile Series 2021 Bonds. See ESTI MATED SOURCES AND USES OF FUNDS" herein. CalPERS has notified the City as, to the amount of the Unfunded Liability based oil tile June 30, 2019 actuarial valuations, wiliell are tile most recent actuarial valuations perfonried by CaIIIERS for the CiVs M,5cejlat1coL1!s pl,111, Safet), 1�olice 1,, Tier p1wi and Safety Fire I'llan. Based oil tile jitille 3(). 2019 actuarial to (Ile City, CalPERS has projected the City's total unfunded actuarial valuation as 1-eported by CalPE'RS y accrued liability to be $151,6631,248 as, of June 30, 2021. consisting of $3,4,407,895 with respect to the City's Miscellaneous Plan, $61,677,695 with respect to the City's Safetv 1,1 -Tier Police Plan and S55,577,658 with Agreement No. 6085A respect to the Safety Fire Plan. The Series 2021 Bonds are being issued to refund 95% of the current Unfunded Liability. The City also contributes to a Safety Police 2"d Tier Plan, a PEPRA Safety Police Plan and a PEPRA Safety Fire Plan. The proceeds of the Series 2021 Bonds will not be used to refund any unfunded actuarial accrued liability to CalPERS for such plans. On March 29, 2021, the City prepaid its share of the unfunded actuarial accrued liability with respect to the Safety Police 2"d Tier Plan, the PEPRA Safety Police Plan, and the PEPRA Safety Fire Plan. See the caption "THE CITY —City Employees Retirement Program" for information with respect to such plans. Policies for Addressing Unfunded Retirement Costs On March 16, 2021, the City Council adopted an Unfunded Actuarial Liability Policy (the "UAL Policy") to provide guidance on the development and adoption of a funding plan for any unfunded actuarial liabilities that are calculated annually by CalPERS, or for any unfunded actuarial liabilities remaining immediately after the issuance of the Series 2021 Bonds. The purpose of the UAL Policy is to establish a framework for funding the City's defined benefit pension plan, taking into account factors that are relevant to the plan and the City. The UAL Policy provides that the City's overall objective is to fund its CalPERS plans near 100% of the total actuarial liability, and no less than 80% whenever possible. The UAL Policy also provides that the City should dedicate 30-60% of budgetary savings resulting from the issuance of the Series 2021 Bonds for future unfunded actuarial liabilities and 40-70% for General Fund operational costs, and that the City should make no offers of enhanced benefits to City employees while the Series 2021 Bonds are outstanding. The UAL Policy also provides certain payoff/funding period for potential new, future unfunded actuarial liabilities, ranging from 1 to 5 years for unfunded actuarial liabilities up to $5,000,000 and 16 to 20 years for unfunded actuarial liabilities over $15,000,000. The UAL Policy provides that it should be reviewed on an annual basis, during the strategic planning session or the budget study session, to ensure compliance and to consider potential updates to the UAL Policy. The UAL Policy provided guidance with respect to the issuance of the Series 2021 Bonds; however, the UAL Policy may be adjusted in the future at the discretion of the City Council. EmployeesThe City has also established two Section 115 Trusts to prefund certain pension costs and other post - Retirement, See the caption "THE CITY —Financial Management Policies" for more information with respect to other financial management policies adopted by the City Council. The proceeds to be received from the sale of the Series 2021 Bonds are estimated to be applied as set forth below. Sources Principal Amount of Series 2021 Bonds S 144,135.000 Total Sources $ 144,135,000 Uses Funding of Unfunded Liability") $ 143,520,700 Costs of Issuance(2) 614,300 Total Uses $ 144,135,000 (") Deposit to CalPERS Payment Fund. See the caption "PLAN OF REFINANCING." (�) Includes Underwriters' discount, fees of the rating agency, Municipal Advisor, Bond Counsel, Disclosure Counsel and Trustee, printing costs and other costs of issuance. Agreement No. 6085A The following table sets forth scheduled debt service on the Series 2021 Bonds, assuming no optional redemptions prior to maturity. City of El Segundo Debt Service Schedule Period Ending July I Principal Interest Total 2022 $ 6,535,000 $ 3,235,085.38 $ 9,770,085.38 2023 6,735,000 3,036,289.72 9,771,289.72 2024 6,760,000 3,011,302.88 9,771,302.88 2025 6,805,000 2,968,985.28 9,773,985.28 2026 6,865,000 2,906,243.18 9,771,243.18 2027 6,945,000 2,821,666.38 9,766,666.38 2028 7,055,000 2,717,283.02 9,772,283.02 2029 7,180,000 2,594,314.36 9,774,31436 2030 7,320,000 2,452,365.78 9,772,365.78 2031 7,470,000 2,297,401.38 9,767,401.38 2032 7,640,000 2,128,056.46 9,768,056.46 2033 7,830,000 1,943,397.68 9,773,397.68 2034 8,030,000 1,741,618.56 9,771,618.56 2035 8,245,000 1,525,049.48 9,770,049.48 2036 8,480,000 1,294,436.82 9,774,436.82 2037 8,720,000 1,048,771.20 9,768,771.20 2038 8,990,000 781,677.62 9,771,677.62 2039 9,265,000 506,313.90 9,771,313.90 2040 7265.000 222 526.96 7.487.526.96 Total $ 144,135,000 $ 39,232,786.04 $ 183,367,786.04 H-14-moll 011'1 The City of El Segundo is a general law city located in the South Bay area of Los Angeles County on the coast of the Pacific Ocean. The City is located 14 miles southwest of downtown Los Angeles, adjacent to the Los Angeles International Airport. The City is 16 miles from Century City, the City of Santa Monica and UCLA, and seven miles from the newly -constructed SoFi Stadium, the home field for the Los Angeles Rams and Los Angeles Chargers. The 105 and 405 freeways provide access to the City. There are three stations of the Green Line of the Los Angeles Metro Rail System located in the City. The City provides a full range of municipal services, including police and fire protection; highway, street and infrastructure maintenance and construction; water and wastewater operations; solid waste operations; library services; planning, zoning and code enforcement; recreational and cultural activities; and general administration. The City celebrated its centennial anniversary in 2017, commemorating 100 years of innovation, leadership, and growth. In 1911, Standard Oil (Chevron) opened its second refinery in California in what is now the City. The City was incorporated 1917 with its foundation as home to workers in the petroleum industry. 1i17 Agreement No. 6085A Major Employers Following is a description of significant employers and businesses located in the City. Chevron. As described above, Chevron Products Company/USA Inc. operates a significant refinery in the City, which generates significant City revenues. See "Sources of General Fund Revenues —Chevron Tax Resolution Agreement." Aerospace. A number of aerospace companies have had operations within the City for many years, including the Aerospace Corporation. Boeing, Northrop Grumman, Lockheed Martin and Raytheon (all Fortune 500 companies) have facilities in the City. Significant development activity relating to Global Positioning Satellite Systems, Global Hawk's unmanned aerial vehicle surveillance aircraft, and the FA-18 occurred in the City. Los Angeles Air Force The United States Air Force also recently announced that Los Angeles Air Force Base, which is located in the City, will become headquarters for the Space Systems Command, a field command of the United States Space Force. P o6e lion al Ste. The office headquarters and training facilities for Los Angeles Lakers and the Los Angeles Kings are located in the City. Media. The headquarters of the Los Angeles Times is located in the City. Mattel. The headquarters of Mattel Inc. is located in the City. Other. Other companies which maintain operations in the City include Belkin, Internet Brands Inc., Karl Storz Endoscopy America Inc., Infineon Technologies Americas Corp., Big 5 Sporting Goods, Kite Pharma, JustFab and WPromote. Current Development Activities in the City Based on information provided by the involved companies, developers and property owners, the City estimates there is currently over $1 billion in new construction taking place within the City. The following is a description of certain ongoing development activity. 'r2,2&o FFacility. The City has entered into a Golf Course Management Agreement and a related lease and other agreements with entities related to Topgolf USA (the "Topgolf Agreements"). The Topgolf Agreements provide for the lease of a City -owned 9 hole par three golf course to Topgolf, which will renovate the course and construct a driving range and related facilities, with a total estimated construction cost of approximately $40 million. Construction commenced in April 2021, and is expected to be completed in the summer of 2022. The City expects to receive approximately $1.9 million pursuant to the Topgolf Agreement commencing in Fiscal Year 2022-23 (which will escalate annually) pursuant to the Topgolf Agreements. Beyond Meat. The global headquarters of Beyond Meat, Inc., located in the City, is expected to open by early 2022. The 300,000 square foot facility will be located in a redeveloped aerospace manufacturing facility. Beyond Meat has reported that it expects approximately 1,000 employees will ultimately be housed in the headquarters facility. L'Oreal USA. L'Oreal USA has publicly announced that it will be opening a second company headquarters (which it expects eventually will house approximately 400 employees) in the City with more than 100,000 square feet of indoor and outdoor workspaces in early 2022. Agreement No. 6085A Population The City has a population of approximately 17,000 residents and is basically "built -out." The City's day -time population increases to approximately 70,000. The following table shows the unemployment rate within the City, the County and State and the United States. TABLE 1 City of El Segundo Unemployment Rates for City, County, State and United States(O 2016-2021 2016 2017 2018 2019 2020 ..... . Mar-21 . .......... . . ...... — El Segundo 6.2% 5.6% 5.4% 5.2% 13.5% 11.5% Los Angeles County 5.2 4.7 4.7 4.4 12.80 10.9 State of California 5.4 4.8 4.2 4.0 10.10 8.2 United States 4.9 4.4 3.9 3.7 8.10 6.2 (1) Data Not Seasonally Adjusted Source: Employment Development Department Labor Market Information Division U.S. Bureau of Labor Statistics The following tables show the per capita income and the median household income, respectively, within the City, the County, the State and the United States for the ten most recently available years. TABLE2A City of El Segundo Per Capita Income City, County, State and United States 2010-2019 Per Capita Income 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 El Segundo $47,421 $46e 185 $44.188 $43e218 $42,575 $45e644 $47,749 $48,205 $49.818 $55.948 Los Angeles County 27.344 27,954 27.900 27,749 27.987 28.337 29.301 30.798 32,469 34.156 State of California 29.188 29,634 29.551 29.527 29.906 30.318 31,458 33.128 35.021 36,955 United States 27.334 27.915 28.051 28,155 28.555 28.930 29.829 31.177 32,621 34,103 Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 12 Agreement No. 6085A TABLE213 City of El Segundo Median Household Income City, County, State and United States 2010-2019 Median Household 2010 2011 2012 2013 2014 2015 2016 2017 2018 20 19 Income El Segundo 1'89�926 8 8 � -1 63,04 S94.341 S84.004 S85.717 $91,62� S92.9421 $99.813 S 109 3 7 7 Los Angeles County 55.476 56-266 56.241 55,909 55.870 56.196 57,952 61.015 64,251 68.044 State of California 60.883 61,632 61,400 61,O94 61.489 61,818 63,783 67.169 71,228 75,235 United States 51.914 521.762 53.046 53,046 53,482 53,889 55,322 57.652 60,293 62.843 U.S. Census ...-B-,—ureau,' American Community Survey 5-Year Estimates Municipal Government Tjc City Council, consisting of five members, City Clerk and City Treasurer are elected at large for four -yeas, WrIlls. The City's CUITeTlt elected officials are: Title Member Term Expires Mayor Drew Boyles June 2024 Mayor Pro Tern Chris Pimentel June 2022 Councilmember Carol Pirsztuk June 2024 Councilmember Scot Nicol June 2022 Councilmember Lance Giroux June 2024 City Clerk Tracy Weaver June 2024 City Treasurer Matthew Robinson June 2024 Appointed staff members serving the City are: Scott Mitnick City Manager Mark D. Hensley City Attorney City Employees There are aipproximately 278 budgeted, authorized full-time City eniplOYcesS, excluding elected officials, Additionally. [lie City employs part-linie stall equating to, approxiniately 86.76 full-time equivalent poshionsThe City generally enjoys positive relations with its employees. Approxiniateh 18 %) 0r the Citv's C full-time employees are not represented. while the remaining 8294o are represented by employee organizations Z within six bargaining units, The six bargaining units are,. General J-1inployees Association, Supervisol-Y & Professional Employees, Fh-612111ters Association, Police Officers Associatioll. pojicc Stippoij Services, and Management police, Cio,, Mana(jeejDirectors/Executives, Fire Management and Mid -Management & Confidential are unrepresented. The labor aomements for all bargaining units are effective from October 1, 2018 thl-OU011 dIC flw n1C 11111ge between September I ber 30. 20�21 and September 30, 2023. ZVI The following summarizes the membership of the City's unrepresented unit and employee associations: 13 Agreement No. 6085A TABLE 3 City of El Segundo Unrepresented Unit and Employee Associations Fiscal Year Ending September 30, 2020 Number of Full Percent of Contract F�a alat ee llr�.i.... _ Time Employees(') _.....-. .w.°.rk0.4% - _ ......force Ex ion a ity Manager N/A Directors/Executives 9 3.7 Firefighters Association 37 15.2 9/30/2021 General Employees Association 60 24.6 9/30/2023 Mid -Management & Confidential('l 32 13.1 N/A Management Fire(l) 3 1.2 N/A Management Police 6 2.5 9/30/2023 Police Officers Association 47 19.3 9/30/2021 Police Support Services 15 6.1 9/30/2022 Supervisory & Professional Employees 34ww„mm 13.9 __ ............... ........ 9/30/2022m Total 244 100.0% �� ���� ��­ Unrepresented e � mployees. ('-) Excludes elected officials. Source: City of El Segundo City General Fund Budget Process The fiscal year of the City historically began on the first day of October of each year and ended on the thirtieth day of September the following year. With the City's Fiscal Year 2020-21 Operating Budget, the City began the process to shift from using the October 1 to September 30 fiscal year cycle to a more traditional July 1 to June 30 cycle. As a result, Fiscal Year 2020-21 will operate within an abbreviated nine -month budget cycle from October 1, 2020 to June 30, 2021. This will allow the Fiscal Year 2021-22 year to run for a full 12 months from July 1, 2021 to June 30, 2022. As the Budget is developed, requests are submitted by department heads to the City Manager for review. The City Manager, the Finance Director and department heads meet to review the requests and establish program objectives for the coming year, including a proposed multi -year Capital Improvement Plan. The City Manager then prepares his recommendations to the City Council and the Finance Director submits the financing plan to fund the recommended budget. Historically, the City Council typically received the proposed budget by the second week of July (expected to be May commencing with the Fiscal Year 2021-22 Budget) and thereafter scheduled two or more public study sessions to review the recommendations with the City Manager and department heads. Tentative approvals are made by the City Council, pending determination of final fund balance and revenue figures. The Finance Director usually submits the City Council approved budget for final public hearing and adoption in mid -September (expected to be early June commencing with the Fiscal Year 2021-22 Budget). Early in the calendar year, the finance department presents a mid -year review of the budget performance. At that time, mid -year results are presented to the City Council with a special emphasis placed on the financial performance to date and the state of the economy. A projection of fund balances through the end of the fiscal year is presented as well as key performance measures to assist in tracking operational goals. From the effective date of the budget, the amounts adopted as expenditures become appropriated to the several departments, offices and agencies for the projects and purposes named. All appropriations (except appropriations for capital projects which are in effect until the project is completed) lapse at the end of the fiscal year to the extent that they have not been expended or lawfully encumbered. At any public meeting after R Agreement No. 6085A the adoption of the budget, the City Council may amend or supplement the adopted budget with a majority vote of the members of the Council. At the beginning of each fiscal year the City Council employs an independent certified public accounting firm which, at such times as specified by the City Council, but not less than annually, examines the financial statements. As soon as practicable after the end of each fiscal year, these financial statements and an accountant's report are submitted by the accounting fine to the City Council. COVID-19 Outbreak The COVID-19 pandemic, and local, state and federal actions in response to the COVID-19 pandemic, are having a significant impact on the City's operations and finances. In response to COVID-19, from time to time since the onset of the pandemic in March 2020 governments mandated a variety of responses ranging from travel bans and social distancing practices to complete shut -downs of certain services and facilities. Many school districts across the State temporarily closed some or all school campuses (including the El Segundo Unified School District schools within the City) in response to local and State directives or guidance. Restrictions on personal and commercial activities were imposed and have been subsequently revised by the City, Los Angeles County and the State throughout the COVID-19 pandemic based on the then -current status of infection rates and hospitalizations and other factors. The COVID-19 pandemic materially impacted economic activity throughout the world. It resulted in increased costs and challenges to the public health system in and around the City, cancellations of public events and disruption of the regional and local economy with corresponding decreases in the City's revenues, including transient occupancy tax revenue, sales tax revenue and other revenues. On March 27, 2020, the President signed the $2.2 trillion Coronavirus Aid, Relief, and Economic Stabilization Act (the "CARES Act") which provides, among other measures, $150 billion in financial assistance to states, tribal governments and local governments to provide emergency assistance to those most significantly impacted by COVID-19. Under the CARES Act, local governments are eligible for reimbursement of certain costs which are expended to address the impacts of the pandemic. However, any funds received by the City under the CARES Act are not available for payment of debt service on the Series 2021 Bonds and cannot be used to backfill City revenue losses related to COVID-19. The City has received approximately $518,663 in reimbursements under the CARES Act to date, and expects to receive an additional approximately $2.76 million in reimbursements under the CARES Act. On March 11, 2021, the President signed the $1.9 trillion American Rescue Plan Act of 2021 (the "American Rescue Plan"). Approximately $130 billion of these funds are dedicated to local aid for relief to cities and counties. The City currently expects to receive approximately $3.2 million in funds under the American Rescue Plan, with half expected in Fiscal Year 2020-21 and half expected in Fiscal Year 2021-22. In December 2020, two vaccines were approved for emergency use in the United States and vaccinations began in California. A third vaccine was approved for emergency use in February 2021. Vaccine distribution is ongoing, limitations on business activity have begun to be relaxed, and schools have reopened for limited in -person learning. The City cannot predict future events relating to the pandemic. There can be no assurances that COVID-19 will not materially adversely impact the City's financial condition in the future. General Economic Condition and Outlook of the City Fiscal Year 2019-20 Results. The Fiscal Year 2019-20 General Fund, which ended September 30, 2020 and therefore reflected almost seven months of impacts of the COVID-19 pandemic, had a year-end deficit (expenditures in excess of revenues) of approximately $2.1 million. Notable revenue categories include lD Agreement No. 6085A transient occupancy tax receipts approximately $6.9 million (or approximately 45.5%) below budgeted amounts and charges for services approximately $1.2 million (or approximately 23.6%) below budgeted amounts, each of which the City attributes largely to the impacts of COViD-19. During Fiscal Year 2019-20, which ran from October 1, 2019 through September 30, 2020, the City made additional discretionary payments to CalPERS in the total amount of $44,831 and contributed $1,560,000 to its Section 115 Trust. As described under the caption "—Financial Management Policies," the City by policy maintains reserves equal to 20% of General Fund expenditures, which the City maintained in Fiscal Year 2019-20. Change in Fiscal Year End. With the City's Fiscal Year 2020-21 Operating Budget, the City began the process to shift from using the October 1 to September 30 fiscal year cycle to a more traditional July 1 to June 30 cycle. As a result, Fiscal Year 2020-21 will operate within an abbreviated nine -month budget cycle from October 1, 2020 to June 30, 2021. This will allow the Fiscal Year 2021-22 year to run for a full 12 months from July 1, 2021 to June 30, 2022. Fiscal Year 2020-21 Adopted Budget. The City Council adopted a balanced Operating Budget for Fiscal Year 2020-21, with recurring operating revenues sufficient to cover recurring operating expenditures, projecting General Fund revenues and appropriations to be $59,051,732. The Operating Budget for Fiscal Year 2020-21 calls for the one-time use of funds from the City's Economic Uncertainty Reserve for one-time capital improvement projects to partially maintain deteriorating facilities and aging public infrastructure, in compliance with the City's financial policies. The Fiscal Year 2020-21 Budget is described in Table 4 and reflected the continuing impact of the COVID-19 pandemic. Fiscal Year 2020-21 Mid -Year Budget Update. On April 20, 2021, the City Council approved a mid- year amendment to the City's Fiscal Year 2020-21 Operating Budget, with an increase to General Fund expenditures of $1,638,107 due to (i) a higher number of retirements than anticipated, resulting in an increase in accrued leaves being paid out to retiring employees; (ii) an increase in the City's LAX mitigation efforts, resulting in increased professional services costs, and (iii) an increase in unemployment claims paid to part- time City employees due to the impacts of COVID-19. The mid -year budget amendment also included an increase in revenues of $1,672,283, which is largely attributable to $1,563,235 the City expects to receive under the American Rescue Plan and an expected $688,107 in FEMA reimbursements related to the impacts of COVID-19. As described under the caption "—Financial Management Policies," the City by policy maintains a $2,000,000 Economic Uncertainty Reserve. In the mid -year budget update for Fiscal Year 2020-21, the City reports that it expects to use $923,708 of the funds received under the American Rescue Plan to increase amounts in the Economic Uncertainty Reserve from approximately $1,000,000 included in the City's Fiscal Year 2020-21 operating budget to the $2,000,000 level prescribed by City policy. Fiscal Year 2021-22 City Manager's Recommended Budget. On May 4, 2021, the City Manager made a presentation regarding the recommended Fiscal Year 2021-22 Budget (the "City Manager's Recommended Budget") during a City Council Budget Study Session. The City Manager's Recommended Budget identified a budget shortfall (absent corrective actions) of approximately $9 million, attributed primarily to an approximately $7 million decline in transient occupancy tax revenues (as compared to recent historical levels) due to the continuing impacts of the COVID-19 pandemic, increasing pension costs and increased costs associated with labor contracts which are set to expire during Fiscal Year 2021-22. The City Manager's Recommended Budget proposes several strategies for addressing the budget shortfall, including the use of approximately $2,400,000 from the City's Section 115 OPEB Trust, the use of General Fund reserves of approximately $2,200,000 (after fully funding the 20% policy reserve described under the caption —Financial Management Policies"), freezing 18 vacant staff positions for an estimated savings of approximately $2,000,000, a reduction in operations and maintenance items for a savings of 16 Agreement No. 6085A approximately $1,500,000 and a reduction in the Equipment Replacement Fund contribution of approximately $900,000. The City expects that the City Council will adopt a Fiscal Year 2021-22 Budget on June 15, 2021. However, there can be no assurance that the City Council will follow the recommendations set forth in the City Manager's Recommended Budget to address the expected budget shortfall. Table 2 below compares the Adopted Fiscal Year 2019-20 General Fund Budget, Actual Fiscal Year 2019-20 Results and the Adopted Fiscal Year 2020-21 Budget. TABLE 4 City of El Segundo Adopted General Fund Budget Comparison October 1, 2020 through June 30, 2021 Variance from 2019-20 2019-20 2020-21 2019-20 Actual 12 Months 12 Months 9 Months prorated to General Fund Ado pted Actual Arlo ated 9 months �.. EVENUES Transient Occupancy Tax $15,200,000 $8,283,596 $7,524,570 $1,311,873 21% Sales Tax 11,500,000 12,006,731 8,373,683 (631,365) -7 Property Tax 8,816,500 9,771,825 9,645,025 2,316,156 32 Utility Users Tax 6,450,000 6,488,837 4,494,047 (372,581) -8 Chevron Tax Resolution Agreement(') 5,600,000 5,902,063 6,000,000 1,573,453 36 Charges for Service 5,307,168 4,307,599 3,415,836 185,137 6 Other Revenues 2,500,795 2,548,226 1,916,964 5,795 0 Franchise Tax 3,200,000 3,350,323 2,250,000 (262,742) -10 Intergovernmental Revenues 2,561,367 1,855,899 1,942,770 550,846 40 License & Permits 14,198,358 14,234,600 11,643,129 967,179 9 Interest & Rentals 824,000 3,392,762 603,000 (1,941,572) -76 Fines & Forfeitures 412,020 273,083 294,000 89,188 44 Transfers -In 140,000 140,000 948,708 843,708 804 Developer Fees 0 110,876 0 (83,157) -100 Transfers & Reimbursements 0 71,454 0 (53,591) -100 TA REVENUES $769710,208 $72,737,874 $59,051,732 $4,498,327 8% EXPENDITURES Personnel Services $60,019,674 $58,991,871 $45,569,935 $1,326,032 3% Materials & Services 17,995,626 15,610,448 12,218,297 510,461 4 Capital Outlay 11,490 45,591 13,500 (20,693) -61 Debt Service w 118 - (89) -100 Transfers 2,749,000 1,249,000 1,250,000 313,250 33 Intergovernmental 15,000 _ 14,520 _ _ (0, 1_0 -00 TOTAL EXPENDITURES $80 790,790 $75 911 548 $59 051 732 9 9 9 9 , $2 118 071 , ,071 4O SURPLUS/(DEFICIT) (4,080,582) (3,173,674) 0 Calculated using 3/4 of "2019-20 12 Months Actual" values and comparing to "2020-21 9 Months Adopted" values. (20 Positive variance indicates the Fiscal Year 2020-21 Adopted is higher than the prior year Actual. Negative variance indicates the Fiscal Year 2020-21 Adopted is lower than the prior year Actual. (3) See "—Sources of General Fund Revenues —Chevron Tax Resolution Agreement and "RISK FACTORS —Certain Risks Associated with Chevron Tax Resolution Agreement." Source: City of El Segundo IWA Agreement No. 6085A Financial Management Policies Reserves. City Council policy is to maintain reserves equal to 2W, of General Fund expenditures. For Fiscal Year 2020-21, the amount budgeted to be reserved as of June 30, 2021 totals $15.7 million. Additionally. the City Council lias maintained all [`,conOnlic 1,J11cel-tainty I�eservc totaling S2 nidlioll 1101- several years. In Fiscal Year 2020-21 tile Econoillic (incertainty, Reserve totaled $1 million because approximately $I million of the reserve was used I'()r one-time capital expenditures in Fiscal Year 2020-2 1 . ,,,Ile Fcollonlic [,111certainly lzeserve is expected to be replenished to its histolical balance of approxiniately 52.0 million 11IT011101 the Fiscal Year 202 1-22 buftvl process tish,61 funds received, under the American Rescue plant wilich the City expects to receive in June 2021, Iliese reserVes. plus $157 million in unreserved fund balance, equal 210/'o of budgeted expoiditures in Fiscal Year 2020-2k See ­- ('jeneral Economic Condition and Outlook ofthe Ciry­-Fiscal )'ear 2020-21 Xfid-)`ear Budget Update." Invesionew Policy. The City has an investment police 011e "InVeStIlleni policy-) which establishes the cash management and invesinnent guidelines, for tile Ch), Treasurer, The Investment Policy Pl'ovidcs that tile Pity invests public funds in a prildent manner Nvith the primary ob�iecflves Of� in priority Ordcr� safety of principal. adequate liquidity and investment rclunl. in conforl"lauce with State law and local statutes governing tile investment of public, funds, '11je lilvestillent Policy provides that the City Treasurer will prepare a quarterly report to ,Ile City council, C1tv Manager and Director of Finance lisfing investment transactions made during the report period pursuant to State law. For niore information regarding the Investment Policy and the investment of City funds. see the caption ------ I nvesinient of City Funds" herein. Debt iWainigement Polict-, 'File City has also adopted a Debt Management Policy to provide guidelines and parameters 1,01- the effective governance, management and administration of debt and other financing obligations, issued by tile City and its related entities. t"Infiended Actuarial lJobility Poliql% As described under the caption "PLAN OF REFINANCING — Policies for Addressing Unfunded Retirement Costs," on March 16, 2021 the City, Council adopted the UAL Policy. Other Policies. The City also has adopted a Strategic Plan, an allocation policy for the revenues expected to be generated front the Topgolf Agreements and a long term strategic plan, and is in the process of developing as five year capital improvement lllalL City Financial Information Fund 7y/ws. The City maintains three Inain governmental fund types into which its revenues are deposited: General Fund, Special Revenue Fund and Capital Prcsjects Fund. The General FLuld is tIle general operating fund of the City. All general revenues and outer receipts that are not allocated by law or contractual agreement to some other fund are accounted rol- in this fluid. I.-.,xpenditures oftbis Fund include the coeneral operating expenses and capital improvement costs which are not paid through other funds. SqLjgI :P The Special Revenue Funds are used to account for revenues derived from specific sources which are usually required by law or administrative regulation to be accounted for in a separate fund. a, jjj,Ljj_pL9j!tRy L The Capital Prolccis Fund is used to account for financial resources to c_ be used for the acqUiSitiOn or construction of rna.jor capital facilities (other than those financed by proprietary funds). 18 Agreement No. 6085A Financial Statements. All governmental funds, including the General Operating Funds and, the Capital ProJects Funds. are accounted for Using the modified accrual basis of accounting evenues are recogniz.ed when they become ineasiffaWe and available as net current assets. "I'a xpayo-assessed taxes are considered -nicasurable" when in the hands, of intermediary collecting governments and are recoginized as C, revenue at that time. Anticipated refunds of such taxes are recorded as liabilities and reductions of reventle when they are measurable and their validity seems certain. Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred. Exceptions to this general rule include principal and interest on general long- term debt which is recognized when due. The City employs an independent certified public accounting firm to annually audit the City's financial statements in conformity with generally accepted accounting, principles for governmental entities and to review internal financial controls. The Comprehensive Annual Financial Report of the City has been awarded the Certificate of Achievement for Excellence in Financial Reporting by the Government Finance Officers Association for fiscal year 2019. The City has consistently been awarded the Certificate for sixteen years. The annual audit report is generally available by April I of the succeeding fiscal year. The following tables show the General Fund Statement of Revenues, Expenditures and Changes in Fund Balance and the General Fund balance sheet for Fiscal Year 2015-16 through Fiscal Year 2019-20. 19 Agreement No. 6085A TABLE City of El Segundo General Fund Statement of Revenues, Expenditures and Changes in Fund Balance September 30, 2016 through September 30, 2020 2016 2017 2018 2019 2020 . . ..... . ...... - Revenues Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developer Fees Other revenues Total revenues Expenditures Current General government Public safety Public works Community and cultural Total operating expenditures Capital outlay Debt service Principal retirement Interest and fiscal charges Total Non -Operating expenditures Excess of revenues over expenditures Other Financing Sources (Uses) Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund Balances, Beginning of Year Fund Balances, End of Year Source: City of El Segundo $43,383,276 13.989,221 20.525 5,212,998 575,599 343,582 296,427 1,366,676 _$6_5jig,_304 $14,167,994 33,091,296 6,324,157 7.130,317 $60,713,764 $105.079 (15927,343) S(1,822,264) S2,652,276 $20,291126 S22,944,402 $49,956,068 13,131 ,485 7.461 5,533,202 432.685 356.142 329.474 1 ,955,143 $71,701,660 $53.092.545 13.695.476 5,744,333 555.735 451,366 262.346 2,111 ,483 $75,913,284 $54,976,589 14,547,206 5.587.521 2,171 ,633 564.631 106,723 2,588,236 $80,542,539 $47.730.729 14.234.600 4.307.599 3,392,762 273,083 110.876 2,548.226 $72,597,874 34-550.633 37.489.644 37,771,901 39,958,597 6,237,993 6,325.231 T 166,267 7,233,202 7.776.114 8,004.156 8,756,927 9,315,678 $63,441,719 $67,310,158 $71,852,475 $7494529844 $59,463 $64.673 $108.801 $15.704 47,402 50.727 54.286 39.620 143,273 139,714 59,463 151,695 302,801 209,704 $89200,478 $8,451,431 $8,3879263 $(2,064,674) $346,446 $(2.502,345) (3,541,121) S(2,502,345) S(3,194,675) S5,698,133 S5,256,756 $22,944,402 $28,642,535 $28,642,535 S33,899,291 20 - $140.000 $(3,350,000) (1,249,000) S(3,350,000) S0,109,000) $5,037,263 S(3,173,674) $33ffl9,291 $38,936,554 $38,936,554 $35,762,880 Agreement No. 6085A TABLE 6 City of E1 Segundo General Fund Balance Sheet September 30, 2016 through September 30, 2020 Assets: Cash and investments Restricted cash Receivables: Taxes Accounts Interest Notes and loans Due from other funds Due from other governments Advances to other funds Inventories Prepaids: Total Assets Liabilities, Deferred Inflows and Fund Balances: Liabilities: Accounts payable Accrued payables Retentions payable Due to other funds Due to other governments Unearned revenue Deposits payable Total Liabilities Deferred Inflow of Resources: Unavailable revenues Total deferred inflows of resources Fund Balances (deficit) Nonspendable Restricted Assigned Unassigned Total Fund Balances (deficits) Total Liabilities, Deferred Inflows of Resources and Fund Balances 2016 2017 2018 2019 2020 $19.037.738 $18,648.406 $249050.707 $27,382,430 $21110.069 - - 1.000.000 2.643.380 4.482.363 3.689.983 5,115,526 4,578.726 5.358.485 4.566.739 910.640 350,068 532,735 680.132 552-739 129.858 176.678 270.638 343.028 290.487 48,265 40,609 46.387 46.544 17.500 1,747.532 1,182,658 1.511.964 491964 409.361 25,746 204.334 15.071 23.249 646.269 1.762.421 2,020,316 - - 76,363 85.106 120.737 110.931 100.264 130,297 5,227,078 6.089.517 6,847,294 7,819.879 $27,558,843 $33,050,779 $38,216,482 $43,927,437 $4 0,995,670 $1,819,104 $1,843,080 1.812357 1.644.753 833 744 30,868 30,868 608.831 731.550 $4,271,793 $4,250,995 $1,577,558 $2.252.357 $1,266,119 2,036,987 2.115.542 2,265,341 15 4.382 2,336 27,181 - - 30.868 30,868 30,868 644,582m 587,734 _..... 648.796 -........ $4,317,191 $4,990,883 $4,213,460 $3427648 $157,249 - $1,019.330 $342,648 $157,249 - - $1,019,330 $2,017346 $7,373,109 $6,256,640 $7,004.769 $7.937.643 - - 1,000,000 2.643.380 4.482.363 2,939,325 3,608,509 2,210,602 2,663,037 2,534,891 17,987,731 17,660,917 24.432.049 26,625,368 20,807,983 $22,944,402 $28,642,535 $33,899,291 $38,936,554 $35,762 880 $27,558,843 $33,050,779 $38,216,482 $43,927,437 $40,995,670 Sources of General Fund Tax Revenues General. The City intends to make debt service payments on the Series 2021 Bonds from moneys held in the General Fund. The General Fund accounts for resources traditionally associated with governments which are not required to be accounted for in another fund. See APPENDIX A — "COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR -ENDED SEPTEMBER 30, 2020" herein. See Notes to Financial Statements for additional obligations of the City. General Fund revenues for fiscal years ended September 30, 2016 through 2020, are shown below, compiled from the City's audited financial statements. 21 Agreement No. 6085A TABLE 7 City of El Segundo General Fund Tax Revenues September 30, 2016 through September 30, 2020 Source: 2016 .. 2017 2018 ... ._..... ._......... 2019 2020 .......... ...._._ Sales Tax $9,854,210' $12,201,208 $10,794,018 S13,023,091 $12,006,731 Property Tax, levied for general purposes 7,467,281 7,642,088 8,816,248 9,244,457 9,771,825 Transient Occupancy Tax(') 7,597,007 12,876,631 13,885,312 14,598,200 8,283,596 Utility User Tax 6,394,482 6,173,892 7,724,282 7,421,219 6,488,837 Chevron Tax Resolution Agreement'') 5,381,035 6,589,528 6,330,422 6,171,627 5,902,063 Franchise Tax 3,063,819 2,865,581 3,823,851 2,709,760 3,350,323 Intergovernmental Revenues 1,390,099 1,423,717 1,597,050 1,705,443 1,855,899 Sales Tax in Lieu 2,235,342 - - - - Transfers & Reimbursements - 183,422 121,361 102,792 71,454 Total Tax Revenues $43,383,276 $49,956,068 $53,092,545 $54,976,589 $47,730,728 (') See the caption "—Transient Occupancy Tax," below. ('-) See the caption "—Chevron Tax Resolution Agreement," below, Source: City of El Segundo Transient Occupancy Tax. Transient occupancy tax ("TOT") accrues to the City at a rate of 12% of room charges from the 15 hotels, inns, motels, tourists' homes or other lodging facilities within the City. TOT has historically been the largest or second-largest General Fund tax revenue source, and has been the revenue source most impacted by the effects of the COVID-19 pandemic due to the stay-at-home orders. Declines in transient occupancy tax resulted from the shelter -in -place orders related to the COVID-19 pandemic, which began in March of 2020. None of the hotels in the City are currently closed. The City received TOT receipts of $8,283,596 in Fiscal Year 2019-20, representing approximately 11.4% of total General Fund revenues. TOT receipts were approximately 46% less than originally budgeted amounts. The City's adopted Operating Budget for Fiscal Year 2020-21 budgeted for $7,524,570 in TOT receipts, representing approximately 13% of total General Fund revenues. In its mid -year budget updated in April 2021, the City reported that TOT receipts are projected to be approximately 38.9% less than budgeted amounts. As the U.S. population, as well as populations outside of the U.S., become more vaccinated and local, state, and federal governments lift travel restrictions, the City expects leisure and business travel (and related TOT receipts) will begin to see a recovery. Being in close proximity to Los Angeles World Airport and SoFi Stadium, the City expects hotel occupancy rates will increase. The City currently anticipates TOT revenues returning to pre-COVID levels in mid -to -late 2022. However, the City can provide no assurance that leisure and business travel, and associated City TOT revenues, will return to levels seen prior to the impacts of COVID-19. Chevron Tax Resolution Agreement. In 2011, the City considered submitting a ballot measure to the voters of the City which, if passed by the voters, could have resulted in the taxes owed by Chevron being increased. In consideration for not submitting such a ballot measure to the voters for a certain period of time, the City and Chevron entered into a Tax Resolution Agreement (the "Chevron Tax Resolution Agreement") in 2013. Pursuant to the Chevron Tax Resolution Agreement, Chevron makes certain payments to the City annually (the "Resolution Payments") which consist of the difference between a base payment amount (initially $11,100,000 in 2014, adjusted annually based on the consumer price index) and the amount of taxes paid by Chevron which are received by the City (such as the City's share of ad valorem property taxes, the utility users tax, business license taxes, sales and use taxes and franchise fees). 22 Agreement No. 6O85A In fiscal year 2020, the Resolution Payments totaled approximately $5,902,063 and represented approximately 12.4% of the City's General Fund revenues. The Chevron Tax Resolution Agreement is currently set to expire in fiscal year 2028, and the City currently expects the Chevron Tax Resolution Agreement will be extended into the foreseeable future under substantially similar terms. Chevron also has the right to tenninate the Chevron Tax Resolution Agreement early under certain circumstances. If the Chevron Tax Resolution Agreement is terminated, either by its current terms or pursuant to Chevron's early termination rights, or if Chevron were unable or unwilling to make the Resolution Payments when due, there could be a material adverse impact on the City's finances. See "RISK FACTORS —Certain Risks Associated with the Chevron Tax Agreement." City Assessed Valuation. The County assesses property values and collects and distributes secured and unsecured property taxes to the County, cities, school districts- and other special districts within the County area. Set forth in the table below is a listing of the assessed valuations on taxable property in the City of El Segundo. TABLE 8 City of El Segundo Net Taxable Assessed Value History June 30, 2012 Through June 30, 2021 Fiscal Year SE Net Total Ended June 30 Secured Unsecured Nonunitary _...._..._ Assessed Value _.._._ . ...... 2011-12 .� $ 8,048,755,437 �,90 .._. $ 1,364,904,647 $ 33,916,548 9,447,576,632 2012/13 8,212,042,763 1,423,109,696 66,092,396 9,701,244,855 2013-14 8,422,193,698 1,862,068,112 24,374,386 10,308,636,196 2014-151' l 8,420,569,971 1,604,574,429 13,289,373 10,038,433,773 2015-16 8,881,342,698 1,736,530,165 37,902,192 10,655,775,055 2016-17 9,381,520,297 1,565,766,888 26,509,174 10,973,796,359 2017-18 10,734,607,722 1,480,972,901 26,412,903 12,241,993,526 2018-19 11,512,562,734 1,556,763,904 13,885,735 13,083,212,373 2019-20 12,640,966,136 1,551,504,304 8,424,647 14,200,895,087 2020-21 13,721,349,276 1,681,684,566 15,610,462 15,418,644,304 Average % Change Percentage Change N/A 2.69% 6.26 -2.62 6.15 2.98 11.56 6.87 8.54 8.58 6.62 ai "*,"jvtaiwe grown in Fiscal Year 2014-15 is due to the correction of a misallocation of SpaceX unsecured value which continued to be allocated to the City for several years after SpaceX moved to the City of Hawthorne. Source: City of El Segundo. Tax Levies and Delinquencies. The basic tax rate for all taxing entities within a particular tax code area is $1 per $100 of assessed valuation in accordance with Article XIII A of the State Constitution. To this may be added whatever tax rates are necessary to meet debt service on indebtedness approved by the voters. The City uses the services of the County for the assessment and collection of taxes. City taxes are collected at the same time and on the same tax rolls as are County, school district and special district taxes. Taxes are levied for each fiscal year on taxable real and personal property which is situated in the City as of the preceding January 1. For assessment and collection purposes, property is classified either as "secured" or "unsecured," and is listed accordingly on separate parts of the assessment roll, The "secured roll" is that part of the assessment roll containing State assessed property and property secured by a lien on real property which is sufficient, in the opinion of the assessor, to secure payment of the taxes. Other property is assessed on the "unsecured roll." Taxes on the secured roll are payable in two installments on November 1 and 23 Agreement No. 6085A February I of each fiscal year and become delinquent after December 10 and April 10 respectively. 'faxes oil unsecured property are assessed and payable March I and become delinquent oil August 31 it) the next Fiscal year. A 10% penalty attaches to delinquent taxes on property (in the tulsecured roll, and an additional pen alt\ of 1- 1/2% of the delinquent taxes per month begins to accrue beginning November I of the fiscal year. Collnn enc i in, in ,Nunn 1982. a I Vi) penalty %vas added to delinquent taxes which have been levied on property on the secured roll (a 6% penalty is charged oil property taxes that became definqiwnt prior to .Iune 1982). In addition, property (,)it the secured roll %Ilh respect W which taxes are delintpwilt is declared to -be tax -defaulted on or about June 30 of the fiscal year. Such property may thereafter be redeemed by payment of the delinquent taxes and the delinquency penalty, plus a redemption penalty of 1-1/2% per month to the time of redemption. If taxes are unpaid for a pej.j()d of five years or more the tax-deflauiled prope"13, is declared to be subJect to tile County Tax Collector's power of sale and may be subsequently sold within two years by the County Tax Collector. The following table shows the property tax levies and collections for the ten most recently available fiscal years. TABLE City of El Segundo Property Tax Levies and Collections June 30, 2010 Through June 30, 2020 Fiscal Taxes collections % of Subsequent Total % of YearM Levied Amount Levy Collections Collections Levy �00 -� 10 _S6,345_, _0T3-­ _$_6,117-,-4_16 9641% $6,117,416 96.41% 2010-11 6,172,420 6,005,643 97.30 6,005,643 97.30 2011-12 6,006,864 5,990,455 99.73 5,990,455 99.73 2012-13 6,277,523 6,144,309 97.88 6,144,309 97.88 2013-14 6,680,795 6,558,427 98.17 6,558,427 98.17 2014-15 6,538,375 6,438,118 98.47 $55,500 6,493,618 99.32 2015-16 6,728,811 6,637,510 98.64 59,028 6,696,538 99.52 2016-17 6,853,422 6,773,927 98.84 39,950 6,813,877 99.42 2017-18 7,672,612 7,659,388 99.83 -4,958 7,654,430 99.76 2018-19 8,185,486 8,169,815 99.81 610,801 8,780,616 107.27 2019-20(21 8,929,004 8,183,987 91.66 8,183,987 91.66 (1) Fiscal Year ending June 30. (2) Fiscal Year 2019-20 information shows delinquencies as of April 10, 2020; however, certain taxpayers did not pay property taxes until after the April 10, 2020 deadline due to COVID- 19 and the City h,as received approximately 99'%) of its share of Fiscal Year 20 19-20 properly laxcs. Source: City of El Sep un(it) ('sAjj1prchovqivc Annual Financial Report for the Year Ending September 30, 2020. Ma or Properl � Taxpqveq�,sars 'i . The following table sets, a list of the top ten principal taxye p within the City as of Seplernber 30, 2020, the net Valuation Of then- pj'operly and the percentage which SUCIII taxpayer's property represents a,rf tile total assessed V81Uation of tile taxable property in time City. 24 Agreement No. 6085A TABLE 10 City of El Segundo Principal Property Taxpayers Fiscal Year Ending June 30, 2021 T aXITTer Chevron USA Inc"I Raytheon Company/Hughes Sof-Xi Pct Two Tower Owner LLC The Boeing Company Aerospace Corporation 2120 Park Place Fee Owner California LLC Northrop Grumman Systems Corporation Sfii Flyte LLC Pes Partners LLC LVA5 El Segundo 777 Aviation LP Total Top 10 Taxpayers Total Taxable Value Taxable Value $ 2,599,235,317 641,014,630 631,376,670 438,918,088 331,393,318 221,747,049 209,975,482 174,299,900 174,022,673 173,400,000 $ :5..5)5.383,127 .....15* 44m ,. A Percentage of Total City Taxable Value 16.86% 4.16 4.09 2.85 2.15 1.44 1.36 1.13 1.13 1.12 36.29 100.00% See Sources Of General Fund Revenues —Chevron Tax Resolution Agreeue��t and "RISK FACTORS —Certain Risks Associated Nvith Chevron Tax Resolution Agreement." Source: Los Angeles County Assessor 2020-21 Combined Tax Rolls and the SBE Non Unitary Tax Roll. The following table shows construction activity in the City for each of the last five fiscal years. The City estimates that approximately 90% of the project valuation relates to commercial development. TABLE 11 City of El Segundo Large Commercial Construction Values September 30, 2016 Through September 30, 2020 Large Commercial Construction Other Projects .,.._. Totals Fiscal umber � ' Total Project umber Total Project umber Project Total Year o f Value of Permits Value of Permits Value 2016 5 $90,305,385 1080 $ 90,651,221 1085 $ 180,956,606 2017 10 75,021,210 982 169,069,044 992 244,090,254 2018 8 109,047,358 1051 179,334,432 1059 288,381,790 2019 15 202,868,692 868 150,102,568 883 352,971,260 2020 3 53,638,500 581 139,010,539 584 192,649,039 Source: City of El Segundo Development Services Department. The following table shows the number of sales, average sales price and median sales prices for detached single-family residential homes within the City by quarter for calendar year 2018 through the first quarter of calendar year 2021. ►41 Agreement No. 6085A TABLE 12 City of El Segundo Sales Value History for Detached Single Family Homes January 1, 2018 Through March 31, 2021 Full Value Average Median Median % Year Sales IT Price_ ..... . Price...... Change _ ....... 2018 Q1 19 $1 632,263 $1 525,000 2018 Q2 29 1,335,517 1,270,000 -16.72% 2018 Q3 27 1,436,389 1,390,000 9.45 2018 Q4 15 1,248,400 1,187,500 -14.57 2019 Q1 18 1,387,750 1,359,500 14.48 2019 Q2 28 1,379,000 1,267,000 -6.80 2019 Q3 21 1,489,667 1,445,000 14.05 2019 Q4 19 1,650,526 1,585,000 9.69 2020 Q1 20 1,302,700 1,318,750 -16.80 2020 Q2 14 1,405,143 1,319,500 0.06 2020 Q3 28 1,774,196 1,765,000 33.76 2020 Q4 26 1,828,000 1,831,000 3.74 2021 Q1 24 1,646,646 1,552,500 -15.21 Source: City of El Segundo. Taxable Transactions Revenues from taxable sales have ebbed and flowed with the econorny most consistent revenue generating business types include Chevron,eof r stores,d, taxableelectronics/appliances, and certain medical device and other manufacturers. The following table sets forth the - City forcalendar afor data is available. •- also the caption Sources of General Fund Tax Revenues" for a five-year history of sales tax receipts by the City. TABLE 13 City of El Segundo Taxable Sales December 31, 2015 Through December 31, 2019 (In Thousands) 2015 2016 2017 2018 2019 ApparelStores $36,695 $42,319 $38,013 $39,113 $37,460 Food 26,195 25,820 27,582 26,943 23,290 Eating and Drinking Places 146,056 162,428 172,069 184,145 183,985 Building Materials 6,154 6,422 4,752 5,092 4,667 Auto Dealers and Supplies 4,284 4,794 4,725 5,030 8,896 Other Retail Stores . 354�4L) 381 6,1 a4.5 904 � ;,1l1.38 � 278,375 Total Retail & Food Services 573,793 623,390 593,106 570,712 536,674 All Other Outlets 538,755 695,049 549,387 577,592 699,081 Total $1,112,548 $1,318,439 $1,142,493 $1,148,304 $1,235,755 Source: State Board of Equalization, California Department of Taxes and Fees Administration, State Controller's Office, The HdL Companies 941 Agreement No. 6085A Direct and Overlapping Bonded Debt. The Debt Report includes only such information as has been reported by the issuers of the debt described therein and by others. The Debt Report is included for general information purposes only. The City takes no responsibility for its completeness or accuracy. TABLE 14 City of El Segundo Direct and Overlapping Debt (As of February 1, 2021) CITY __OF F] 'Rig 0-21 Ase, ssed Valuation: $15.418.644.304 �Lv —EK —Jw 111�1_1 ( i —I,,\ r T 17 a1_4I SLSSkLFN'1 DEBT: Metropolitan Water District El Camino Community College District El Segundo Unified School District Manhattan Beach Unified School District Wiseburn Unified School District Centinela Valle), Union High School District Centinela Valley Union High School District School Facilities Improvement District No. 2016-1 TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT jj,",�,T]z A 1 ±ILI�1) _DFAI: Los Angeles County General Fund Obligations Los Angeles County Superintendent of Schools Certificates of Participation Los Angeles County Sanitation District No. 5 Authority Los Angeles County Sanitation District South Bay Cities Authority City of El Segundo TOTAL DIRECT AND OVERLAPPING GENERAL FUND DEBT COMBINED DIRECT DEBT 14�,,A jj)LicaIflqDeh1 2! P21 0.472% $ 152,126 12.141 54,499,772 100.000 84!955.859 0.002 3.774 72.617 84,067,094 35.198 79,996,591 39.704 7 ' 2.485-()08 $376,160,824 0.902% $23.741,927 0.902 41,180 6.545 268,357 0.040 280 100.000 8,179,218 (1) $32.230,982 (1) Excludes issue to be sold, (2) Excludes tax and revenue anticipation notes. enterprise revenue. mortgage revenue and non -bonded capital lease obligations. Itatios-to 2020-21 Asse,�scd %1iLigjj7„gn: Total Overlapping Tax and Assessment Debt ............................. 2.44% TotalDirect Debt ....................................................................... 0.05% CombinedTotal Debt ...................................... .......... 11 ............... 2.65% Source: California Municipal Statistics, Inc. 27 Agreement No. 6085A Outstanding General Fund Debt and Lease Obligations The City currently has outstanding general fund debt and lease obligations described below. The City has never defaulted on the payment, principal of, or interest on any of its indebtedness. Annual debt service on the 2003 Parking Structure lease is scheduled at $194,000 annually until the final year (Fiscal Year 2037-38), when paymems are expected to total $97,000. Annual debt service on the Douglas Street Gap Closure Project lease are expected to be approximately $525,239 in Fiscal Yeah 2022-23 and decline annually until the final year (Fiscal Year 2035-36), when payments are expected to total $507,005. Following is a summary of the principal amounts of the City's outstanding long-term obligations payable from the General Fund as of September 30, 2020. TABLE 15 City of El Segundo Scheduled Principal Payments of Outstanding Long Term General Fund Obligations (As of September 30, 2020) 2027 2022 2023 2024 2025 2026- 2031- 2036- Toea! 2030 2035 2039 Capital Lease —200.3 Parking Structure lease $58,095 S62.,171 $66,533 $71,201 $76,196 $469-078 $.544,864 $676,765 $2,024,903 Facility Lease Douglas Street Gap Closure Project") $.335,351 $344,975 $354,876 $365,061 $375„5.38 $2,045,683 $2,356,580 N/A S6,178,064 p yVh He this lease is a general obligation of the City, the City has historically made payments tinder this lease from traffic mitigation fees, and expects to continue to do so in the future. Source: City of El Segundo Comprehensive Annual Financial Report. for the Year Ending September 30, 2020, Capital Improvements and Construction Funds The City's adopted General Fund Fiscal Year 2020-21 Capital Improvement Program Budget totals $5,597,057, consisting of $4,347,057 of unspent funds from prior fiscal years and $1,250,000 of new funding from the Fiscal Year 2020-21 budget. The City's adopted General Fund Fiscal Year 2020-21 Capital lrn'provement Program Budget contains a total of 24 projects which will either be active during Fiscal Year 2020-21 or will continue to accumulate funding for future activation. Capital improvement projects which are paid for from funds other than the General Fund, such as the Water Fund, the Wastewater Fund, the Golf Fund and the Solid Waste Fund, are accounted for in the budgets for such funds. The City is in the process of developing a 5-year Capital Improvement Program, which will be incorporated into the City's Fiscal Year 2021-22 budget. Potential Costs Related to Storm Water Improvements In connection with increasing regulatory focus on mitigating storm water runoff and resulting discharge of pollutants into the Pacific Ocean, in April 2016, the City, in cooperation with the cities of Santa Monica and Los Angeles, and the County of Los Angeles, along with the Los Angeles County Flood Control District (collectively, the "Jurisdictional Groups 2 and 3 of the Santa Monica Bay Watershed" or "Santa Monica Bay JG2/JG3 Watershed") submitted an Enhanced Watershed Management Program ("EWMP") for the Santa Monica Bay watershed portion of the City, as part of the City's compliance with the City's National Pollution Discharge Elimination System Permit ("NPDES Permit"). Similarly, the City, in cooperation with the cities of Los Angeles, Carson, Hawthorne, Inglewood, Lawndale and Lomita, and the County of Los 28 Agreement No. 6085A Angeles, along with Los Angeles Counly Flood Control Disiricl (collectively, the 'Dominguez Channel Watershed") submitted an EMWP for the Dominguez Channel watershed portion of the City. Tile most siellificant crimpollent Of the EWM I's was the development ot, a list ol'projects that would no les Regional Water QUalitY C0111rol aclije\,c tile desired polilltarlt NJUC0011 level,, as required by tile Los A ge colls1ructioll cost(for all of'Santa MonicaBoard (tire "Reoirinal Board"). Prehillinary estilliat Of jle tot,al n1p, froni $ 12.2 in i I I ioll tO estinlated annual operatint' COSIS rallO Bav JG11JG3 Watershed) is S649 nifflion With i $, the total consmldi011 costs (for Dorninguez Channel Waiershed) S _��8 njillion. preliminary estinuites Of $1.25 billion will) estimated annual operatingeost of'"approximately $143 million. individual contributions would be based oil their rel,,ttive pl-oportional The watershed agencies' indiv stimated Iiiecycle construction costs 111rotiall 2035 for the City fOr the geogj�apllic tributary area. PrelinlillarY c -aliolls and maintenance Costs 3 Santa Monica Bay JG211G3 Watershed is $22 million. With estinrated annual (:)pe . I -ought 2035 for the esuniated lifecYcic construction Costs thr t'ang ing front $9W000 to $ I � 100,000. plcl'lllinat`N ill, estimated annual operations arid 47, -11 -stied is $23.7 million. w .,,ily r()r the Dominguez ClIallnel Wales Y and ofapproxinlatelN $210-000, Thei-efore, after combining the cost of both watershed areas in ilia in tenance Cos $45,7 njillion, and the estimated annual operating the City, tjje estimated construction cost f0l' tile City` is maintenance costs "all'"ing from $ 1,1 go,000 to $1,320,000 t l� iding tile City) do 'lot have sufficient "unds 10 "Ifiel lienthe isted The Watershed agencies Onch projects'. S111ce a fundillplar, is not, required as a NPDES Permit requirement, the development Of tile FWMP , funding remainsEWMa larg cornpliance with the NPDFS PCI-Illit, 1­10we`e`, e issue thal In November in 2015 kept the City p0llLnant reduction deadlines identified ill the P must be resolved to con'PlY Will' tile 2018, MeasUre W. tile Safe, Clean Water Program was successfully passed with Inore that' twwaa thirds of the 'file teVelhie Collected is calculated from the Los Angeles County PYOPCrtY tax. Los An,,�Tles County vote Fiscal Year, '1020-21 is estimated to be assessment rota:. Re allocationre of MeasuW funds to the CiiY rovision wands provide tile for OTY With an annual allocation to be used $850,0K NjeasLil-e W has no sunset 1 p1 , 11:itigation efforts. The CilY estimates that the City will have to fund for° ill1proving st(grn water clef ality and I" 0olher sources. The City is e\ ploring various grant$ and approximatclY S340,000 to $490,000 01111U'�AIIY 1�111 projects to rijifill tile regulatory requirements. evaluating alternative lower cost capital inll)Mve nient , with the j��Wlyip (or potential penalties resulting, from There can be no assurances that COnlPliallce iditures of significant amounts rj�orii the failure to comply) and the NPDES per-tIli, will meat require expel General Fund in the future. Investment of CRY Funds The City and its co"TIPOTIC"It units are general]),, authorized under its irivcstnle'll policy and Section al resolutions jo invest in del liand deposits 53601 of the Califorilia GOV011111cm Code, bond indentures and l,oc -11 a ell ) jancial hjsjjrrjtions�, savings accounts„ certificates or deposit', tj,S, Treasury securities' 1eder, 9 c' with I'll s: colninercial paper, Joint Powers SCCUl'itiCS: slate of California notes or bonds inedium terrn coi,porate note Authoritpool, Supranational ON ions-, ad tile Local Agency Investment Fund ofthe State of Cali fornia. I tile ill\aestrt)ern \,ellicles atilhrize od under The ("ity's 'investment policy allows,t for thenpurchase of most of Section 5360 1 of tile (*aflfonfla Government Code. The city and its COMPOrletit unitsith hat7 heave 31SO established guidelines for security purchases L,ocal agency bonds cannot exceed 100,1'� of [tic CitY's PO"trol'ofive- investment limitations as five-year ast Treasury and agencv obligations cannot exceed a year maturity and must be rated at le elicy obligations cannot exceed I V� of tile and California ag njanlrity. Califtimia state and local obligations , Cityl,s total portfolio , 'olio or a five year maturity. Commercial paper may not exceed 270 days n-lawrity or of the City's total porifolio, with all additional limit of P,14 per issuer, Negotiable certificates, of . deposits may 1101 rtfoho� Placement service deposits and placement ser"ce c""cales of exceed 30% of Itle City's total po CityS total portfcjjoa Medil.11111 Wrin corporate tjoles may not exceed 15% deposit nlay not exceed I W16 of tile 29 Agreement No. 6085A of tile City's total portfolio (with an additional I inih of'3% per issuer), cannot exceed a five-yearterm and m us I be issued by a U.S. corporatiori with assets in excess of$500 million with at least an "A" ratin-gi, Mutual funds, and money market funds, may not exceed 5% of tile City's total 110111'OhO. Collateralized bank deposits cannot exceed a five-vear maturivy. A joint po%vers authority pool cannot exceed 3011,'i, of [Ile ( ity*S total P01-tfolio. : Supranational obligations cannot exceed 10% Ofthe City's total 1) 0ri'folio or a five-year maturity and must be rated "AAA." the City's ii'vestinent policy specifically prohibits investments in bankers' acceptances, repurchase agreements and reverse tVpUrCI1aSC aorcenients, mortgage pass -through securities, county pooled investment funds and the Vohnitary Investment Program Fund. Investments in the Local Agency Investment Fund are permitted up to the legal limit. Under the California Government Code, a financial institution is required to secure deposits made by state or local governmental units by pledging securities held in the form of an undivided collateral pool. The I pledging market value of the pledged securities in the collateral pool must equal at least I IVY�� of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed tnortgage notes having a value of 150% of the secured public deposits. As of March 31, 2021, 9.6% of the portfolio consisted of federal agency notes and U.S. Treasury securities, 37.2% invested in liquid state investment pools, 7.2% in high grade corporate notes, 1.2% in SUPRAS, 6.1% in Municipal Agency Bonds, 19.1% in Cash and 19.5% in certificates of deposit. The average inaturity of tile portfolio was 350 days. As of March 31. 2021, [lie market value of the City's investment porifolio was $106,45k322 and the hl\oesnilclit portfolio's book value was $105,005,770. The following table Summarizes certain inforination relating to the City's investment porti'61 io as of'March 31, 2021: Z� TABLE 16 City of El Segundo Investment Portfolio Summary (as of March 31, 2021) Type of vestment Book Value —Cash Local Government Fund 39,052,567 US Treasury and Agency Note 10,091,675 Medium Term Notes & Supranationals 8,856,931 Certificates of Deposit 20,472,268 Municipal Agency Bonds __L).453,022 Total $105,005,770 The portfolio represents cash and investments across several funds. The General Fund represents approximately 2P,o of the total portfolio and the general Capital improvement Project Fund approximateiv 5�,4�; the Insurance Reserve Fund, approximately M; the Water, Stormwater and Wastewater Utility Funds approximately 380?,,,'); and various Street and Road Funds (e.g. Gas Tax, Prop A, Prop C, and Measure R) tovedier total about 5%. The remaining funds comprise 0% to 5% of the total.. City Employees Retirement Program The City contributes to CaIPERS, an agent multiple -employer defined benefit pension plan for miscellaneous employees and a cost -slia rjn p multiple-ernployer defined bellefil plan for safety ernploycM CalPERS acts as as coninion investnieni and administrative, agent for participating public entities within tile State of California. All pentianel-it City citiployees are eligible, to participate in CAPERS, Participants in tile plan vest alter 5 years of employment. The City has a two -tiered ("Classic" and "New") retirement plan NOth benefits varying, by plan, All plans provide redrenient and disability benefits, annual cost of living adjustments, and death benefits to plan members and beneficiaries. 30 Agreement No. 6085A 1--or -classic', en1pj()N,ees. tile City has three defined benefit plans: Police i " Tier g11 50,-'Y "'O"ce 2 d I" Tier (-2'�,!6 al j-) and M iscellancous Tier ("3% at 55), Fire C-31`0' at 55"), Miscellaneous 52`1 1 iel (-20,,6 at 60"). IsnplOyVcs rcccive annual retirement benefits calculated based on age at rethVII)CM, Ycats o" membership service and the amount of earnings based on the highest consecutive 12 months average. "New" members are defined by the California Public 1'niployees' pensi(ni Reform Act (PEPRA), which took effect in January 2013. "New" members to the safety service (Police and Fire) are subJect to a 2.7%o at 57 forrtlula, while non -safety -New" ineinbens receive a 2% at 62 plan, Frilployees receive annual retirement benefits calculated based on age at retirenlentyears of membership service and the an'lount of earnings based on the 111glICS1 an]ILI,31 Average during a COTI&CCUtiVC three-year period. Mandatory employee Pell S ton colitri butioi is are also included in the formulae for the "New employee tier. Effective during fiscal year 2012-2013, City employees commenced payment of the employee portion of pension contributions, which were previously paid by the City on the einployees' behalf. Additionally, Classic" mernbers of the Fire f Igh, te rs Association, Police Officers' Association and Police Management Association commenced cost sharing 3,1,ja of they Employer portion of the pension contribution (the cost sharing contributions are reflected in the Employer paytrients in Table 17). Section 115 Retirement Trusts. In 2008, the City established a Section 115 trust fund through CalPERS dedicated to prefunding OPEB costs (the -OPEB 115 Trust"). In Fiscal Year 2019-20, the City made a voluntary contribution of 5548,000 to the OPEB 115 Trust. As of March 31, 2021, the balance in the ()P[I'B 115 "frost was approximately S31.1 million. The City's total OPEB liability was $55,862,000 as of September 3,0, 2020. The liability is 56% funded. The City has also established a Section 1] 5 trust fund dedicated to fund pension costs (the "Pension 1] 5 Trust"). In Fiscal Year 20 19-20, the Cite made a voluntary contribution of $1.56 million to the Pension 115 'I'ttist. The City also made; discretionary contributions to the Pension 115 Trust in the amounts of $1,000,000 for Fiscal Year 2017-18 and $1,455,000 for Fiscal Year 2018-19. As of September 30, 2020, the balance in the Pension 115 Trust was approximately $4.5 million. City Contributions. The following table shows City contributions to CalPERS for Fiscal Nears 2016- 17 through 2019-20, as %ve11 as expected contributions for Fiscal Year 2020-21. The following table does not include discretionary payinents which the City has made to CalPERS in the amount of $1,901,141 for Fiscal Year 2017-18, $1,500,000 for Fiscal Year 2018-19. S44,831 for Fiscal Year 2019-20 and $56,757 for Fiscal Year 2020-21. KE Agreement No. 6085A TABLE 17 City of El Segundo Historical and Projected Payments to CalPERS Fiscal Year Ending June 30 2021 2017 2018 2019 2020 (Estimated) Police Employee $ 190,009 S 703.541 $ 703,355 $ 932,188 998.0337 Employer ,1()().101 �5,023�7LS _5.205.985 6� 1.58.12 __5,325.564 �— Subtotal $ 4,350,109 S 5,727337 $ 6,028,919 $ 6,138,173 $ 7,156,160 Fire Employee $ 490,246 517,926 $ 530,598 702,816 $ 717,643 Employer --2 ,6 6 7 �01 3 _4 �3308.()Q� 4392235 4 _ �201570 5.053.862 Subtotal $ 3,157,259 4,825,935 $ 4,922,832 $ 4,904,386 $ 5,771,505 Miscellaneous Employee $ 835,390 $ 857,953 S 849.628 $ 933,527 S 971376 Employer 2.371.879 J 290.3225 _33.592=N4 1583,473 3J.51336 Subtotal $ 3,207,269 $ 4,148,281 $ 4.442,433 $ 41517,000 S 4,726,7 12 Total $ 10,714,637 $ 14,701,553 $ 15,394,184 $ 15,559,559 $ 17,654,376 Note: Includes both "Classic" and "New" tiers, Source: City of El Segundo. 'I'llese costs have significantly increased in the past several years due to a variety of reasons, including the investment performance of Call'[,,RS being less than the actuarially assumed rate. CalPERS recently began implementing risk mitigation strategies that will result in large increases in annual pension Costs to public 7 agencies., due to changes in actuarial smoothing and mortality assumptions to help ensure the pension plans are fillancially sound and that they become ILilly funded. Funded Status and Funding Progress. The following table shows the City's historical funding progression for 2016 through 2019, as of a June 30 actuarial valuation date. Lire L)lan"I'lie funding history below sbows tile plan's actuarial accrued liability, share ol'the pool's 'z� market value ofassets. share of the pool's unfunded liability, Funded ratio, and anntlal covered payroll, A portion ol'the Series 2'021 13(mcls Nvill be used to refund 95"',) of flie City's prqjected share ofthe Unfunded liability with respect to the classic Safety Fire Plan as of June 30, 2021. On March 29, 2021, the City prepaid its share of tile unfunded actuarial accrued liability with respect to the PEPRA Safety Fire Plan. IN Agreement No. 6085A Valuation Date 6/5 �1201 6 6/30/2017 6/30/2018 6/30/2019 Valuation Date 65-0—/20I C 6/30/2017 6/30/2018 6/30/2019 Accrued Liability (AL) $123,910,094 127,536,454 135,324,593 139,980,915 Accrued Liability (AL) $126 58,990 184,878 374,547 TABLE18A Funding History — Safety Fire Plan Share of Pool's Market Value of Assets (MVA) $75,587,182 78,069,645 91,271,255 84,642,531 Plan's Share of Pool's Unfunded Liability $49,322,912 49,466,809 54,053,338 55,338,384 TABLE18B Funding History — PEPRA Safety Fire Plan Funded Ratio 61.00% 61.20 60.10 60.50 Share of Pool's Plan's Share of Market Value of Pool's Unfunded Funded Assets (MVA) Liability .—Ratio $1 . 17 - $9 92.70% 59,256 -266 100.50 173,752 11,126 94.00 359,546 15,001 96.00 Source: CalPERS Actuarial Valuation for the Fiscal Year ended June 30, 2019. Annual Covered Payroll $5,848,307 5,135,365 5,027,033 4,635,653 Annual Covered Payroll $69,355 394,591 443,661 709,002 L')CILIce I last. The fundine history below for the Police Plan shows, the plan's actuarial accrued liability, sjjaj°c of the pool's market value of assets, share of the pool's unfunded liability. funded 1,atio, and annual covered payroll. A portion of the Series 2021 Bonds will be used to rebind 95% of the cjjy*s, projected share of' the Infundcd Liability with respect to the classic Safety Police First Tier Plan as of June 30, 2021. On March 29, 2021, the City prepaid its shat-e of the Linfunded actuarial accrued liability with respect to the classic Safety Police Second Tier Plan and the PEPRA Safety Police Plan. TABLE18C Funding History — Safety Police First Tier Plan Valuation Accrued Date Liability (AL) 6/30/2016 $136,795,167 6/30/2017 142,685,849 6/30/2018 154,043,676 6/30/2019 159,445,368 Share of Pool's Market Value of Assets (MVA) $83,442,435 88,089,481 94,231,910 98,060,383 Plan's Share of Pool's Unfunded Funded Lia.b!—Tx— -- Ratio . ... $53,352,732 61.00% 54,596,368 61.70 59,811,766 61.20 61,384,985 61.50 mi Annual Covered Payroll $7,453,262 6,837,618 6,224,875 5,788,244 Agreement No. 6085A Valuation Date 6/30/ 0016 6/30/2017 6/30/2018 6/30/2019 Valuation Date 6/30/2016 6/30/2017 6/30/2018 6/30/2019 TABLE 18D Funding History - Safety Police Second Tier Plan Accrued Liability(AL) $125,583 176,387 356,925 540,878 Accrued Liability (AL) $34,417 98,489 246,001 479,755 Share of Pool's Market Value of Assets (MVA) $76,815 126,222 305,370 487,118 Plan's Share of Pool's Unfunded Funded Liability ...... _ Ratio $48,768 61.20% 50,165 71.60 51,555 85.60 53,760 90.10 TABLE 18E Funding History - PEPRA Safety Police Plan Share of Pool's Market Value of Assets (MVA) $20,937 84,635 228,060 456,275 Plan's Share of Pool's Unfunded Liability $13,480 13,854 17,941 23,480 Source: CaIPERS Actuarial Valuation for the Fiscal Year ended June 30. 2019. Funded _Ratio 60.80% 85.90 92.70 95.10 Annual Covered Payroll $115,461 120,719 350,252 367,441 Annual Covered Payroll ........ $115 929 355,591 617,158 1,058,935 MiscelIgneou Plan. The table below shows the recent history of the actuarial accrued liability, the market value of assets, Wthe funded ratio and the annual covered payroll. A portion of the Series 2021 Bonds will be used to refund the 95% of the City's projected share of Unfunded Liability with respect to the Miscellaneous Plan as of June 30, 2021,. Valuation _ Date 6/30/2011 6/30/2012 6/30/2013 6/30/2014 6/30/2015 6/30/2016 6/30/2017 6/30/2018 6/30/2019 Accrued Liability (AL) $85,636,534 88,576,580 92,232,744 99,490,182 102,755,845 107,397,803 112,779,110 119,367,106 122,659,578 TABLE 18F Funding History - Miscellaneous Plan Market Value of Assets (MVA) $62,932,580 61,098,674 67,308,516 77,455,103 77,033,230 74,830,156 80,505,505 85,063,117 88,083,194 Unfunded Liability $22,703,954 27,477,906 24,924,228 22,03 5,079 25,722,615 32,567,647 32,273,605 34,303,989 34,576,384 +�arouu'c: wll'Bat� sae°tuarial Valuation for the Fiscal Year ended June 30. 2019. Funded Annual Ratio Covered Payroll 73.50% $12,060,572 69.00 12,893,586 73.00 12,779,651 77.90 12,746,683 75.00 12,604,956 69.70 12,628,772 71.40 12,452,471 71.30 12,689,829 71.80 13,240,098 Post Employment Benefits. The City also provides postretirement medical benefits ("OPEBs") under an agent multiple -employer plan to employees who retire directly from the City under CaIPERS, with age and service requirements that vary by bargaining unit. For eligible retirees, the City contributes a portion of the premiums for the medical plans selected by retirees, generally consisting of total payments of approximately $245,000 to $250,000 per month laid directly to the employees. Benefit provisions for Ca1PERS are established and amended through negotiations between the City and the various bargaining units. Wil Agreement No. 6085A I 'Ile cav contracts with CaIPERS to participate in the Public l-,"inployce Medical and hospital Care e Act [Jnder this comract, both active empfoyees, and retirees are acc ss provided , to heahlA insurance. The City makes a Contribution to retirees "110 elect 10 pul�cha,, ,e irlst.11-arwe through (,"all?ERS, This contribution is mandated by Assembly Bill 2544 and is adjusted annually by CaWERS, The plan is financed via actuarially determined contributions deposited into the California Employees' Retirement Berlefil Trust ("CERBT") managed by CaIPERS. The contribution requirements to the City's OPEB plan are established and may be amended by the City Council, and the annual City's annual contribution is based on the actuarially determined contribution. For the measurement period ending June 30, 2020, the City's contributions were $548,000 to the CERBT Trust, 53,374,434 in premium payments, administrative expense of'S9,028 and the estimated implicit subsidy was $494.25(). resulting in total payments of" S4.425,72 1. 2� In order to comply with Government Accounting Standards Board Statenient 75, the City regularly conducts an actuarial valuation of its OPEB obligations to determine its Net OPEB Liability. As described in Note 9 in in APPENDIX A — "COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR - ENDED SEPTEMBER 30, 2020," the City's Net OPEB liability as of September 30, 2020 (using a June 30, 2020 measurement date) was $29,126,015. For a detailed description of the City's pension and OPEB obligations, see Notes 8 and 9 in APPENDIX A — "COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR -ENDED SEPTEMBER 30, 2020." City Insurance Program The City is subject to a variety of workers' compensation and liability claims from time to time. The City maintains various insurance as described below. The City adopted a self -insured workers' compensation prograin that is adin in isle red by a third party administrator. The 01N, is sel f-insured for the first $500,000 on each claim (,Sel F- Insured Remit ion or "SIR"i. Insurance coverage in excess of the self -insured amount is provided by the Independent Cities Risk Manaaentent Authority ("ICRMA") pool for thefirst $1,500,000 in excess ofthe SIR, The amount in excess of - $1,500,00(� is insured by a private insurance company up to statut(!q­y lijilits. 'I'lle Chy is also Self inSUredfor the first $750.000 oil e�ich general liability claim against tile Cit,\P. Insurance covet -age III excess of tilt' self - insured amount is provided by 111clependent Cities Risk, Managetnerit Authority ('-ICRMA") up to a finift of $2,000,000, and by multiple private insurance companies for an additional S33,000,000, ICRMA is considered a self-sustaining risk pool. Claims expenditures and liabilities are reporied when it is probable that a loss has occurred and the anjoutil ()f that loss call be reasonably estinialed. 'these losses, include an estimate o'c a that have been incurred but not reported. At September 30. 2020. the attIOUIlt, of these liabilities was $12,926,000. The amount represents an estimate of $6,787,000 for reported claims through September 30, 2020, and$6,139,000 ofesdinaied incurred but not reported claims. The City -rently operating as a common risk � is a mertilber of the ICRMA. a public entity risk 'is k pool cui nianaocnicill and insurance prograin for 16 cities, 'file City pays all annual premitin-I to tile Pool 1`017 its excess I The Cit - all other risks of' loss, general liability insurance coverage. y carries, commercial companies lot including, property insurance including earthquake and flood, auto physical dainag,e ilISUrance and special events insurance. For inforntation conceming the City's insurance program, see Note 10 in APPENDIX A — "COMPREHENSIVE ANNUAI,,,, FINANCIAL REPORT FISCAL YIEIAR-ENDED SEPTEMBER 30, 2020." 9si Agreement No. 6085A Public Safety The City provides police and fire services to the conjilluility. There are two fire stations within the police station serving the City with 65 sworn personnel. City and 30 sworn J10siti011s. There is one Street and highway maintenance is under the supervision of the City's Public Works department. Building inspection and code enforcement services are provided by the City. hasers o 'ihe Series 2021 Bonds shov1d cejj°e, ) - all possible fticlors that PrvSPC,ViV(1 12M,e i � Val plij � coj?sj()ei ,)lay qt P1 d bveresl oil the Series 2021 Be.oOS, The Scwies 20'21 �'ect the abiMy ofihe Cilv to twl inc Bonds tnav new be tj spilelble invesiwiewfbr 4)IIP)"o.vlie,iii,epurchasei-s. ,tl(pig with the other �(flcial Staien'leni, should be The fidloliling ing -s in evahiating the parchase 00he StTies 2021 ftonej.s. llovvever, the.16flo), consid,red b.y Potential inlyesiol ,t�)g-j t��) he on c jqj�jg q risk,� and other whh,',h niml, be relevant lo an cicrcas 110, pi1q, �Yhwtslive / , (hal other risk jaclors svill not beconie in the Series 2021 Bopu,,& and there con be 17o, qssuraiice Inellerial in Illejulure. b, aeldition, the order ill Which fhejbllov'Jolg fi,100;%s ore provnted is not intended io rqflecri the relaiive jp!pj1,)orwnce of an.ysuch risks,% City Obligations Tile city has other obligations payable l"i-oln its General Fund and other lavvfUll), available funds of tile City, including brit not linlited to debt obligations, lease obligations and cel*taill other liabilities. "flie Trust , Agreement does not prohibit The CoulltY from ineurrino additional debt. lease ol other obligatioi Is payable yable from the City"s General Fund and other Javvfully available funds in tile future (including Additional Bonds to finance pension I 1ability), which rilay reduce City nioneys available to pay the Series 2021 Bonds. In addition, although tile Series 2021 Bonds are payable from all lawfully available funds of the City. the City has no obligation to levy taxes in order to raise sufficient repay to , y the Series 2021 Bonds. See the caption ­CVFY FINANCIAL INFORMATION, Other lridebtcdness" for a description of' tile City's, current obligations. Certain Risks Associated with Sales Tax and Other Local Tax Revenues For the past several Fiscal Years, sales tax revenues have been the second largest source of General Fund revenues to the City. Sales and use tax revenues are based (,porl tile gross receipts of'retail sales, of tang6ble goods and products by retailers vviih taxable transactions in the City. which could be impacted by a variety of factors. For example. in Ittles ofeconomic recession, the gross teceip ts of retailers often decline. and such a decline \vould cause the sales tax revenues received by I the City ty to decline. An econoinic recession would also be expected to affect hotel occupancy within the City. and consequently, ti,ie City's receipt of transient occupancy taxes. Ill particular., the Citv'S transient Occupancy tax receipts experienced significant reductions Fiscal Year 2019-20 due to the COVID-19 outbreak. See tile cajpflons "THE CITY_COVID-let Outbreak" and "— City I"Inancial Information." Ill addition, changes or ainendinents in the laws applicable to tile CitY's receipt ()F sales tax revenues or other local taxes, whether irriplemented by State legislative action or voter ' illitilltivc. including any initiative by, City voters under Article XIHC of tile California Constitution, could have an adverse effect Oil sales, tax reVCnUCS received by tile City, See tile captiOn "CONSTIT[JTIONAL� AND STATUTORY LIMITATIONS ON TAXES AND APPROPRIATIONS." 36 Agreement No. 6085A 1:inany. niany cato - ories of 'transactions are, CNe"'Pt Iron, the State%N,id,e sales lax. and additional z' I - hurtlan cOns"I"Pli011 3re cajc,�,ories could be added in tile future, Currently. most sales of food products f6i - s x exempt; this excull)tion, lloweve1% does not appi to ficluoi of to le usurant meals, ]'Ile rate of la, levied on taxable transactions it, the City or [lie fee charged by the State Board of I"qualizaflon for administering the I - City's sales tax could also be changed. Certain Risk Factors Associated With Chevron Tax Resolution Agreement As described under the caption "THE CITY —Sources of General Fund Revenues Chevron Tax Resolution llgree)nent," in 2013 tile City entered into a Tax Resolution Agreement with Chevron pursuant to which Chevron pays certain Resolution Payments to the City. In the past five fiscal years, the Resolution Payments have ranged from S5.381 .035 to k,589,528 kind have averaped approximately I2.211/o of the CitN's total General Fund revenues each year. The Tax Resolution Agreement provides both the City and Clievi-oil with the right to terminate the Tax Resolution Agreement early, and the Tax Resolution Agreeinem is currently scheduled to expire if' fiscal year 2028. If the Chevron Tax Resolution Agreement is terminated, either by its current terms or pursuant to y Chevron's cask termination rights. or if Chevron Were Unable or unwilling to make the Resolution Payments when due. there Could be a material adverse impact on the City's Onallces. There is no assurance tile I ax RCSOIL1001 Agreement will be extended under substantially sinliI31- tel-Ills. Moreover, the City, can provide no assurance Chevron will c()jjtjnue to make the Resolution PaylnNits when due. Assessed Value of Taxable Property PropCrt)l taxes are the largest source of the City's General Fund revenues. Natural and econonlic twithin Ile City. ']'he City is located in a seisinically forces can affect the assessed value of taxable property active region, and damage from all earthquake in or near the area could cause extensive damage to taxable s flood, fire, wildfire, ongoing drought, to,\iic dumping, pi,operIN I Other natural or nianinade disasters, such a 1� 11 11: erosion or acts of terrorism, could cause a reduction in the assessed value of taxable propertN, within the City. See the captions "—Natural Disasters" and "—Hazardous Substances." In addition, economic and market forces, such as a downturn in the regional economy, could affect assessed values, particularly as these forces migli reverberate in the residential housing and commercial property markets as has been experienced in the past. In addition, the total assessed value can be reduced tIlrouoll [Ile j-eclassificaiion of taxable property to a class exempt from taxation, whether by ownership or use (such as exemptions for PT-OPertY Owned by State and local agencies air(] property used for qualified educational. hospital, charitable or religious purpo!SC4 Reductions in the market values of taxable property may cause property, owners to appeal assessed values and may, also be associated With an Increase in delinquency rates for propert)P taxes. Section 2(b) of Article XIIIA of the State C011stitUtiOn and Section 51 of the State Revenue and Taxation Code, which were adopted pursuant to Proposition 8, which was adopted in 1978, require the County assessor to annually enroll either a property's adjusted base year value (tile -Proposition 13 Value") or its current market Value, whichever is less, When, the CUrr011 market Value replaces tile higher Proposition 13 Value oil tile assessor's roll, such lower value is referred to as the "Proposition 8 Value." Afthoutyll the annual increase for a Proposition 11 Value is limited to no more than 2'I4,r, the same restriction does not apply to a Proposition 8 Value. The Proposition 8 Value of' a property is reviewed annually as of January 1; the current market value, must be enrolled as long as the; Proposition 8 Value falls below the Proposition 13 Value. Thus, any subsequent increase Or decrease in market value is enrolled regardless of any percentage increase or decrease. Only when a current Proposition 8 Value exceeds the 37 Agreement No. 6085A Proposition 13 Value attributable to a piece of property (adjusted for inflation) does a county assessor reinstate the Proposition 13 Value. Decreases in the assessed wPaltue of taxable propertywithin the City resulting from a natural disaster or other calautr�ity, economic recession. reclassification by ownership or use or as a results of the implementadon of Proposition 8 all may have an adverse impact on property tax collections by the City, and consequently, the General Fund revenues that are available to make debt service payments on the Series 2021 Bonds. Increasing Retirement -Related Costs The City is required to make contributions to CalPERS for City employees and retirees and made the last annual required contribution to the OPEB Benefit plan in Fiscal Year 2019 for City employees and retirees. The City has an OPEB trust that is 52% funded and requires no new City contributions after FY 2019. The CaIPERS obligations are a significant financial obligation of the City and could increase in the future. Actual contribution rates will depend on a variety of factors, including but not limited to actual investment returns and future changes to hencfats or acmarial aSsunrpt�ions. The City notes that pension contributions in future nears may increase as a r stint of losses in CalP RS' portfolio resultinu, from stock market declines in Cite wake of the f.'OV'ID-19 outbreuk. See the captions "THE CITY—COVID-19 Outbreak" and "RISK FACTORS —Impacts and Potential Impacts of COVID-19 on the City." There can be no assurances that actual increases in required contributions will not be higher than the amounts which are currently projected by the City. See the captions "CITY PENSION PLANS" and "CITE' I'"I'� ANCIAL INFORMATIONOther Post -Employment Benefits." Dependence on State for Certain Revenues A number of the City's revenues are collected and dispersed by the State (such as sales taxes and the VLF) or allocated in accordance with State law (most importantly, property taxes). Therefore, State budget decisions can have an impact on City finances. In the event of a material economic downturn in the State, including as a result of the COVID-19 outbreak that is discussed under the captions "THE CITY—COVID-19 Outbreak" and "RISK FACTORS —Impacts and Potential Impacts of COVID-19 on the City," there can be no assurance that any resulting revenue shortfalls to the State will not reduce revenues to local governments (including the City) or shift financial responsibility for programs to local governments as part of the State's efforts to address any suuch related State financial difficulties. No Reserve Fund The City has not funded a reserve fund in connection with the issuance of the Series 2021 Bonds. Litigation The City may be or become a party to litigation that has an impact on the General Fund. Although the City maintains certain 'insurance policies that provide. liability, coverage tinder- certain circumstances and with respect to certain types or incidents (as discussed under the caption I111N CITY —Risk 'Management"), the City cannot predict what types of liabilities may arise it) the: future. See the caption `'11 FIt: ATION." Natural Disasters The occurreu�ucc of any, natural disaster in the City, including, without liunitation, earthquake, wildfire, drought, high winds. landslide or flood, which results in significant damage within the City or otherwise significantly impacts the econouny of the City could materially adversely affect the financial condition of the City. See the caption "THE CITY —Risk Management." 38 Agreement No. 6085A flieoccurrence of a natural disaster �jffecting the City, such as an earthquake or tsunami, could materially adversely effect 'lie financial condition Of the City. The City, like much olCalifornia, frequently experiences scisinic activity. I'lle inalewood tault line is near the City. An earthquake along`7 one of the faults u'l the vicinity of the City, cither known or unknown. could 1 s, older cause a nutitber of casualties and extellsive property daniage, particularly to residential building wooden or unreinforced mast ilry Iluildings and mobile homes, 'Tile el7fects, of` such all earthquake could be aggravated by aftershocks and secondkit), effects Such as fires, landslides. dam tailure, liquefaction, floods and other threats to public health. safely, and welfare. The potential direct and indirect consequences of a major earthquake could easily exceed the resources of the City and would require a level of' self-help, coordination and cooperation. The occurrence of natural disasters in the City could result in substantial damage to the City which, in WI -IL COUld substantially affiect the Cjjy'S CCOnOnly and reduce General Fund revenues. which could affect the paylilellt Of tile principal of and interest on the Series 20211 Bonds, it, parliculat%, if a natural disaster %cre to result in reduced assessed valuafioljs� ol'property, within the City, the injoUnt Ol'property IaX revenues (\VhMl constitute the City's largest source of General Fund revenues) could be reduced. See the caption "CITY FINANCIAL INFORMATION —Property Taxes." ,1,,Ilc cily maintains liability insurance and property casualty insurance (including limited earthquake -rage) for City, infrastructure. See the caption "111E CITY- - Risk Management." However, there can be cover age) no .1 insurance or, if covered, that claims will be paid in full by assunwice that specific losses will be covered by the applicable insurers. Climate Change The State has historically been susceptible to wildfires and hydrologic variability. As greenhouse gas emissions continue to accumulate in the atmosphere as a result of ecollornic activity, climate change is expected to intensiCY, increasing the firequerICYseverity and firiling of extreme weather events such as coastal storill surges, drought. wildfires, floods and heal waves. and raising, sea levels, The future fiscal impact of climate change on the City is difficult to predict. but it Could be significant and it could have a material adverse effect on the General Fund by requiring greater expenditures to counteract the erfects (,)f'clirnatc change or by changing the operations and activities of City residents and business establishments. In 2017, the City adopted a Climate Action Plan throttglil tile South Bay. Cities Council Of Governments to identify community -snide strategies to lower greenhouse gas emissions ti-()in a range of sources %vithin the City. including transportatk'n), land u se. energy generation and coilsulviption, wNater and waste. Cybersecurity Municipal agencies, like other business entities. face significant risks relatirjg to the use and application of computer soffivare and hardware. Recently. there have been significant cybersecurity incidents affiecting municipal agencies. including a fteeze affecting computer systems of the City ofAdanta. all attack oil the City of Baltimore's 911 systeill, an attack on tile Colorado Department of 'fransportati011's coinputei-s and an attack that resulted in the temporary Closure Of 111C Dort of Los An geles' largest tenninal. Iii July 2019., the City experiellced a ransoinware attack . 'File, City refused to pay the ransom. and successfully restored all SN,steyns after a limited period of disruption. 'File costs or thwarting tire attack were covered by cybersecurity insurance maintained by the City. file City employs a multi -level cyber protection scheme that includes net\wrk fire\valls-, server- and personal computer- level anti -virus sofivvare,, atuti-sparn/niakvare software, Barracuda Entail Security Gateway for email protection as well as intrusion protection and domain name systeill filtering soffivare. The City is I 39 Agreement No. 6085A currently in the process of developing and implementing a comprehensive Cyber Security Risk Management Program, which is expected to be approved by the City Council in June 2021. To date, the City has not experienced an attack on its computer operating systems. However, there can be no assurance that a future attack or attempted attack would not result in disruption of City operations, particularly given that employee access of City computer systems from home in light of the COVID-19 pandemic may increase the risks of intrusion by third parties. The City employs high-level intrusions protection and expects that any such disruptions would be temporary in nature. Limitation on Sources of Revenues Although the Series 2021 Bonds are payable from all lawfully available funds of the City, the City has no obligation to levy taxes, assessments, fees or charges in order to raise sufficient revenues to pay the Series 2021 Bonds. In the event that the City were to choose to do so, the State Constitution contains significant limitations and imposes significant procedural requirements which affect the City's ability to increase City revenues. See the caption "CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES AND APPROPRIATIONS." In addition, under the State Constitution, voters of the State have the ability to initiate legislation and require a public vote on legislation passed by the State Legislature through the powers of initiative and referendum, respectively. The City is unable to predict whether any such initiatives or referenda might be submitted to or approved by the voters, the nature of such initiatives or referenda or their potential impact on the City and its operations. Impacts and Potential Impacts of COVID-19 On March 4, 2020, the Governor declared a state of emergency to help the state prepare and respond to the novel coronavirus identified as COVID-19. On March 11, 2020, the World Health Organization declared the COVID-19 outbreak a global pandemic and on March 13, 2020 the President declared a national state of emergency. Since then, tens of millions of cases of COVID-19 have been diagnosed throughout the country, resulting in hundreds of thousands of deaths. In response to the COVID-19 pandemic, governmental authorities, including the State of California, the County of Los Angeles and the City, have implemented, and revised from time to time, restrictions on mass gatherings and widespread closings and modifications of the operations of businesses, universities and schools. The severe drop in economic activity commencing in spring 2020 caused by the COVID-19 pandemic resulted in a recession that ended the nation's record -long economic expansion in February 2020. In December 2020, two vaccines were approved for emergency use in the United States and vaccinations began in California. Health care workers and residents in long-term care facilities were initially given priority to receive the COVID-19 vaccine, followed by essential workers and Californians based on age. Supplies of the vaccines are currently limited and dependent on federal distribution. The COVID-19 pandemic has disrupted, and continues to disrupt, large sectors of the state economy and remains a significant risk. A continued spread of the COVID-19 virus, future outbreak of the COVID-19 virus or another infectious disease, or the fear of any such outbreak, and measures taken to prevent or reduce it, could adversely impact State, national and global economic activities and, accordingly, adversely impact the financial condition and operations of the City, and the extent of impact could be material. The City cannot predict the duration of COVID-19, the duration or expansion of travel restrictions and warnings, whether additional countries or destinations will be added to the travel restrictions or warnings, and what effect such travel restrictions and warnings may have on tourism -related revenues. Additionally, the City cannot predict what impact COVID-19 may have on the City's general financial condition or operations, or the assessed values of property within the City. 40 Agreement No. 6085A There are many variables that will continue to contribute to the economic impact of the COVID-19 Outbreak and the recovery therefrom, including the length of time social distancing measures are in place, the effectiveness of State and Federal governments' relief programs and the thning', for the containment and treatment of COVID-I 9. Nowlthstanding the forepoing, the City (1(,)es not currently believe that the COVID-19 outbreak "vill C, materially adversely affect its ability it.) pay debt service earl the Series 2021 Bonds, See the captions "CITY 1"INANCIAL INI"ORMA'1'1()N----(.,()V'it)-19 Outbreak" and . . ..... . General Economic Condition and outlook of the City" for more information with respect to the impacts of COVID-19 on the City and its finances. Economy of City and State A deterioration in the level of economic activity in tile City, tile State or the United States. including as a result of the COVID-19 outbreak that is discussed under the caption "'I"HE CITY-,-- -COVID-19 Outbreak" could have a material adverse effect on the City's, .11,encral revenues and on the ability of the 0 1 ty 10 pay principal of and interest on the Series 202,1 Bonds. In particular, tile City's transient occupancy tax receipts experienced sigM nificant reduction.",,' Fiscal Year 2019-20 due to the COVID-0 outbreak. See tile captions "THE CITY- ---COVID-19 Outbreak'' and '—City Financial Information." Limitation on Remedies; Bankruptcy General. The enforcement of any remedies that are provided for in tile Trust Agreenlent could prove both expensive and time consuming, "file rights and, remedies that are provided in the Trust Agreement may be Z!, — linined by and are subject to', 0) tile limitations oil legal remedies against cities in the State. including State Constitutional limits oil expenditures and hinitations Ot, the enforcement of judgments a-linst funds that are Deeded to serve the public welfare and interest; (ii) Federal bankruptcy kovsas now or later cliacted, as discussed in detail under the caption .. .... -Bankruptcy" below.' (iii) applicable bankruptcy. insolvcllcy, -- reorganisation,, moratorium. or similar laws relating to or affeCtin-= the enforcement (,)I: creditors` rights generally, now or later in effect; Ov) equity principles which may Ijillit the specific enforcement under State la%of certain remedies; (v) tile exercise by file United States of America ref the powers delegated to it by tile C(lilstitutiom and (vi) the reasonable and necessary exercisein certain exceptional situationsof the police powers that are inherent in the s0vereill,"Ity of the State and its governilletual bodies in the interest of sel a significant and legitimate public purpose. Bankruptcy proceedings. or the exercise of powers by the federal or State government„ if initiated., could stibjcct the Owners ofthe Series 2021 Bonds to judicial discretion and interpretation of their rights ill bankruptcy or otherwise, and consequently may entail risks of delay, limitation or modification of their rights. Tile legal opinions that will be delivered concurrently with the deliveryof tile Series 2021 Bonds will be qualified, as to the enforceability of tile Series 2021 Bonds, the Trust Agreement and other related documents. by bankruptcy, insolvency, reorganization, Inoralorium, arrangement, fraudulent conveyance and other laws relating to or affecting creditorsrights, to, the application ofequitable principles, to the exercise Of." g judicial discretion in appropriate cases, and to the linlitations on legal remedies against cities in the State. Failure by the City to pay principal Of or interest on the Series 2021 Bonds or failure to observe and perform any other terms, covenants or conditions ofthe Trust Agreement for a period of'60 days after written notice of such failure and request that it be ivinedied has been given to the City by tile Trusteeconstitute events of default under the Trust Agreement and permit the Trustee to pursue the remedies that are described in the Trust Agreement. In tile event of a defauh, there is no right under any circumstances to accelerate payment of the Series 2021 Bonds or otherwise declare any Series 2021 Bonds that are not then in default to be ininiediately due and payable, 41 Agreement No. 6085A Any suit for money damages against the City would be subject to limitations on legal remedies against cities in the State, including a limitation on enforcement of judgments against funds needed to serve the public welfare and interest. Bankruptcy. Enforceability of the rights and remedies of the Owners of the Series 2021 Bonds, and the obligations incurred by the City, may become subject to the provisions of Title 11 of the United States Code (the "Bankruptcy Code") and applicable bankruptcy, insolvency, reorganization, moratorium or similar laws relating to or affecting the enforcement of creditors' rights generally, now or later in effect, equity principles which may limit the specific enforcement under State law of certain remedies, the exercise by the United States of America of the powers delegated to it by the federal Constitution, the reasonable and necessary exercise, in certain exceptional situations, of the police powers inherent in the sovereignty of the State and its governmental bodies in the interest of serving a significant and legitimate public purpose and the limitations on remedies against cities in the State. Bankruptcy proceedings, or the exercise of powers by the federal or State government, if initiated, could subject the Owners of the Series 2021 Bonds to judicial discretion and interpretation of their rights in bankruptcy or otherwise, and consequently may entail risks of delay, limitation or modification of their rights. Under Chapter 9 of the Bankruptcy Code, which governs the bankruptcy proceedings for public agencies such as the City, involuntary petitions are not permitted. If the City were to file a petition under Chapter 9 of the Bankruptcy Code, the Owners of the Series 2021 Bonds and the Trustee could be prohibited from taking any steps to enforce their rights under the Trust Agreement or from taking any steps to collect amounts due from the City on the Series 2021 Bonds. In particular, if the City were to become a debtor under the Bankruptcy Code, the City would be entitled to all of the protective provisions of the Bankruptcy Code as applicable in a Chapter 9 case. Among the adverse effects of such a bankruptcy might be: (i) the application of the automatic stay provisions of the Bankruptcy Code, which, until relief is granted, would prevent collection of payments from the City or the commencement of any judicial or other action for the purpose of recovering or collecting a claim against the City, and which could prevent the Trustee from making payments from funds in its possession; (ii) the avoidance of preferential transfers occurring during the relevant period prior to the filing of a bankruptcy petition; (iii) the existence of unsecured or secured debt which may have a priority of payment that is superior to that of Owners of the Series 2021 Bonds; and (iv) the possibility of the adoption of a plan (an "Adjustment Plan") for the adjustment of the City's various obligations over the objections of the Trustee or all of the Owners of the Series 2021 Bonds and without their consent, which Adjustment Plan may restructure, delay, compromise or reduce the amount of any claim of the Owners if the Bankruptcy Court finds that such Adjustment Plan is "fair and equitable" and in the best interests of creditors. The Series 2021 Bonds are not secured by any property other than the funds that the City has actually deposited with the Trustee. If the City is in bankruptcy, it may not be obligated to make any further deposits with the Trustee, it may not be obligated to make any further allocations to the Series 2021 Bonds and it may not be obligated to turn over to the Trustee any moneys that have been allocated to the Series 2021 Bonds in the City treasury. As a result, the Series 2021 Bonds would likely be treated as unsecured obligations of the City in the bankruptcy case. Under such circumstances, the Owners of the Series 2021 Bonds could suffer substantial losses. The Adjustment Plans approved by the bankruptcy courts in connection with the bankruptcies of the Cities of Stockton and San Bernardino, among others, resulted in significant reductions in the amounts payable by such city under pension obligation bonds that were substantially identical or similar to the Series 2021 Bonds. Specifically, in the Stockton bankruptcy, the court held that Ca1PERS was an unsecured creditor of the city with a claim on parity with those of other unsecured creditors. Additionally, in the San Bernardino bankruptcy, the court held that in the event of a municipal bankruptcy, payments on pension obligation bonds, such as the Series 2021 Bonds, were unsecured obligations and not entitled to the same priority of payments made to CalPERS. The City can provide no assurances about the outcome of the bankruptcy cases of other municipalities or the nature of any Adjustment Plan if it were to file for bankruptcy. LfiJ Agreement No. 6085A The City may be able, without the consent and over the objection of the Trustee or the Owners of the Series 2021 Bonds„ to alter the priorhy, interest rate, payment terms, maturity dates, payment sources, covenants and other terms or provisions of the Trust Agreement and the Series 2021 Bonds, as long as the bankruptcy court detennines that the alterations are fair and equitable. There may be delays in payments on the Series 2021 Bonds while the court considers any of these issues. There may be other possible effects of a bankruptcy of the City that could resultin delays or reductions ill payaaaenis oil the Series 2021 Bonds. or result in posses to the Owners of tlae :Set ies 2021 Bonds. Regardless of any specific adverse determinations in a City bankruptcy proceeding, the fact thtaNa City bankruptcy proceeding laas occurred could have an adverse effect oil the liquidity and value of the Series 2021 Bonds. Limitation on Trustee's Obligations The Trustee has no obligation to advance its own funds to pursue any remedies. As a consequence, the Trustee's willingness and ability to pursue any of the remedies provided in the Trust Agreement may be dependent upon the availability of funds from an interested party. There can be no assurance that the Trustee will be willing and able to perform its ditties under the Trust Agreement. Limited Secondary Market Investment in the Series 2021 Bonds poses certain economic risks which may not be appropriate for certain investors, and only persons with substantial financial resources who understand the risks of investment in the Series 2021 Bonds should consider such investment. There can be no guarantee that there will be a seconda:rV market for purchase or sale of the Series 2021 Bonds or, if a secondary market exists, that the Series 2021.Bola ds can or could be sold for any particular price. Occasionally, because of general market conditions or because of adverse history or economic prospects connected with a particular issue, secondary marketing in connection with a particular issue is suspended or terminated, Additionally, Prices of issues for which a inarket is being made will depend upon the then prevailing caacunastaances. Such prices could be substantially different from the original purchase price. In addition. the City will enter into a continuing disclosure undertaking pursuaant, to pule l5c2.12 in connection Nvith the issuance o1'the Seines 2021 Bonds. Any material laplure to comply with such iindr:rtaking and Rule 15c2-12 in the ftature may adversely affcci the hquiditY taf"the affected Series 2021 Boatels and their market price in the secondary market. See the caption "CONTINUING DISCLOSURE." Changes in Law There can be no assurance that the electorate of the State will not adopt additional initiatives or that the State Legislature will not enact legislation that will amend the laws or the Constitution of the State in a manner that results in a reduction of General Fund revenues of the City and consequently, has an adverse effect on the security for the Series 2021 Bonds. Article XI11A of the State Constitution On June 6, 1978, State voters approved an amendment (commonly known as both Proposition 13 and the Jarvis -Gann Initiative) to the State Constitution. The amendment, which added Article XIIIA to the State Constitution, among other things affects the valuation of real property for the pui`vse cif taxation in that it defines the lull cash property valtw to paean "the county assessors valuation of real property as shown on the 1975/70 tax bill t.ander `full cash v«aline', or thereafter, the appraised value of real property newly, constructed. 43 Agreement No. 6085A or when a change in ownership has occurred after the 1975 assessment." The full cash value may be adjusted annually to reflect inflation at a rate not to exceed 2% per year, or a reduction in the consumer price index or comparable local data at a rate not to exceed 211,,'a per year, or reduced in the event of declming property value caused by damage, destruction or other factors including a general economic downturn. The amendment further limits the amount of any ad valorem tax on real property to 1% of the full cash value, except that additional taxes may be levied to pay debt service on indebtedness approved by the voters prior to December 1, 19,78 and bonded indebtedness for the acquisition or iniprovemenn of real properly approved on or after December 1, 1978 by twit -thirds of the votes cast by the voters votinO on the proposition („551',,,6 in the case of certain school facilities). Property taxes that are subject to Proposition 13 are a significant source of the City's General Fund revenues. See the caption "CITY FINANCIAL INFORMATION —Property Taxes." Legislation enacted by the State Legislature to implement Article XIIIA provides that all taxable property is shown at full assessed value as described above. Tax rates for voter approved bonded indebtedness are also applied to 100% of assessed value. Future assessed valuation growth allowed under Article XIIIA (for new construction, change of ownership or 2% annual value growth) is allocated on the basis of "situs" among the jurisdictions that serve the tax rate area within which the growth occurs. Local agencies and school districts share the growth of "base" revenue from the tax rate area. Each year's growth allocation becomes part of each agency's allocation the following year. Article XIIIA effectively prohibits the levying of any other ad valorem property tax above the 1 % limit except for taxes to support indebtedness approved by the voters as described above. Article XIIIA has subsequently been amended to permit reduction of the "full cash value" base in the event of declining property values caused by damage, destruction or other factors, and to provide that there would be no increase in the "full cash value" base in the event of reconstruction of property damaged or destroyed in a disaster and in certain other limited circumstances. Article XIIIB of the State Constitution On November 6, 1979, State voters approved an initiative entitled "Limitation on Government Appropriations," Nvltich added Article X11113 to the State Constitution. llndell Article XIIIA State and locaal. governtttent entities have an annual -appropriations limit" which lhuttts the ability to spend certain nruoneys % iticit ate called -appropriations sub ect to limitation" (colisisting of tax revenues and investment proceeds thereof, certain State subventions and regulatory license fees, uses` charges and ttser fees to the extent tl't'wttrite proceeds thereof exceed the costs ofProviding such services, together called "proceeds of taxes," and certain other funds) in an amount higher tluln, the "appropriations limit." Article XIIIB does not affect the appropriation of motleys which are excluded from the definition of "appropriations limit," including debt service on indebtedness existing or authorized as of October 1, 1979 or bonded indebtedness subsequently approved by the voters. In general terms, the "appropriations limit" is to be based on certain 1978-79 expenditures and is to be adjusted annually to reflect changes in the consumer price index, population and services provided by these entities. Among other provisions of Article XIIIB, if those entities' revenues in any ycar exceed the amounts permitted to be spetlt, the excess would have to be returned by revising tax rates, or fee schedules over the subsequent two years. Increases in appropriations by, a governnlcnta,l entity are permitted: (i) if financial responsibility for providing services is transferred to a governmental entity; or 00 for emergencies so long as the appropriations limits for the three years following the emergency are reduced accordingly to prevent any aggregate increase above the Constitutional limit. Decreases are required where responsibility, for providing services is transferred from the government entity. Article X111�14 permits any government entity to change the appropriations limit by vote of the electorate in conlon city with statutory and Constitutional voting requirements, but any such voter -approved change can only be effective for a maximum of four years. 44 Agreement No. 6O85A The City's appropriations have never exceeded the limitation on appropriations under Article XIIIB of the State Constitution. Proposition 62 On November 4, 1986, State voters approved an initiative ("Proposition 62") which: (a) requires that any tax for general governmental purposes imposed by local governmental entities be approved by resolution or ordinance adopted by two-thirds vote of the governmental agency's legislative body and by a majority of the electorate of the governmental entity; (b) requires that any special tax (defined as taxes levied for other than general governmental purposes) imposed by a local governmental entity be approved by a two-thirds vote of the voters within the jurisdiction; (c) restricts the use of revenues from a special tax to the purposes or for the service for which the special tax is imposed; (d) prohibits the imposition of ad valorem taxes on real property by local governmental entities except as pennitted by Article XIIIA; (e) prohibits the imposition of transaction taxes and sales taxes on the sale of real property by local governmental entities; and (f) requires that any tax that is imposed by a local governmental entity on or after August 1, 1985 be ratified by a majority vote of the electorate within two years of the adoption of the initiative or be terminated by November 15, 1988. The requirements imposed by Proposition 62 were upheld by the State Supreme Court in Santa Clara County Local Transportation Authority v. Guardino, 11 CalAth 220 (1995). Following the Guardino decision upholding Proposition 62, several actions were filed challenging taxes imposed by public agencies since the adoption of Proposition 62. In 2001, the State Supreme Court released its decision in one of these cases, Howard Jarvis Taxpayers Association v. Cio; of La Habra, et al., 25 CalAth 809 (2001). In La Habra, the court held that a public agency's continued imposition and collection of a tax is an ongoing violation upon which the statute of limitations period begins anew with each collection. The court also held that, unless another statute or constitutional rule provided differently, the statute of limitations for challenges to taxes subject to Proposition 62 is three years. Accordingly, a challenge to a tax subject to Proposition 62 may only be made for those taxes received within three years of the date the action is brought. The City believes that all of the taxes that the City currently collects comply with the requirements of Proposition 62. However, the requirements of Proposition 62 are largely subsumed by the requirements of Proposition 218 for the imposition of any taxes or the effecting of any tax increases after November 5, 1996. See the caption "—Proposition 218" below. Proposition 218 On November 5, 1996, State voters approved Proposition 218, an initiative measure entitled the "Right to Vote on Taxes Act." Proposition 218 added Articles XIIIC and XIIID to the State Constitution, imposing certain vote requirements and other limitations on the imposition of new or increased taxes, assessments (meaning any levy or charge upon real property for a special benefit conferred upon the real property) and property -related fees and charges. Proposition 218 states that all taxes which are imposed by local governments are deemed to be either general taxes or special taxes. Special purpose districts, including school districts, have no power to levy general taxes. No local government may impose, extend or increase any general tax unless and until such tax is submitted to the electorate and approved by a majority vote. No local government may impose, extend or increase any special tax unless and until such tax is submitted to the electorate and approved by a two-thirds vote. Proposition 218 also provides that no tax, assessment, fee or charge may be assessed by any agency upon any parcel of property or upon any person as an incident of property ownership except: (a) the ad valorem property tax imposed pursuant to Articles XIII and XIIIA of the State Constitution; (b) any special tax receiving a two-thirds vote pursuant to the State Constitution; and (c) assessments, fees and charges for property -related services as provided inProposition 218. Proposition 218 then goes on to add voter requirements for assessments and fees and charges imposed as an incident of pro'pe+ly ownership, other than 1, Agreement No. 6O85A fees and charges for sewer, water, and refuse collection services. In addition, all assessments and fees and charges imposed as an incident of property ownership, including sewer, water and refuse collection services, are subjected to various additional procedures, such as hearings and stricter and more individualized benefit requirements and findings. The effect of such provisions is to increase the difficulty a local agency will have in imposing, increasing or extending such assessments, fees and charges. In the case of assessments, fees and charges, in most instances, in the event that the City is unable to collect revenues relating to specific programs as a consequence of Proposition 218, the City will curtail such services rather than use amounts in the General Fund to finance such programs. However, no assurance can be Oven that the City may or will be able to reduce or eliminate such services to avoid new costs for the City General Fund in the event that the assessments, fees or charges which presently finance them are reduced or repealed. Proposition 218 also extends the initiative power to reducing or repealing any local taxes, assessments, fees and charges. This extension of the initiative power is not limited to taxes imposed on or after November 6, 1996, the effective date of Proposition 218, and is not limited to property -related taxes or other charges, and could result in retroactive repeal or reduction in any existing taxes, assessments, fees and charges, subject to overriding federal constitutional principles relating to the impairments of contracts. Legislation implementing Proposition 218 provides that the initiative power provided for in Proposition 218 "shall not be construed to mean that any owner or beneficial owner of a municipal security, purchased before or after (the effective date of Proposition 218) assumes the risk of, or in any way consents to, any action by initiative measure that constitutes an impainnent of contractual rights" protected by the United States Constitution. However, no assurance can be given that the voters of the City will not, in the future, approve an initiative which reduces or repeals local taxes, assessments, fees or charges that currently are deposited into the City's General Fund. Although a portion of the City's General Fund revenues are derived from general taxes purported to be governed by Proposition 218, as discussed under the caption "CITY FINANCIAL INFORMATION," the City believes that all of such taxes were imposed in accordance with the requirements of Proposition 218. Proposition IA As part of former Governor Schwarzenegger's agreement with local jurisdictions, Senate Constitutional Amendment No. 4 was enacted by the State Legislature and subsequently approved by the voters as Proposition IA ("Proposition IA") at the November 2, 2004 general election. Proposition 1A amended the State Constitution to, among other things, reduce the State Legislature's authority over local government revenue sources by placing restrictions on the State's access to local governments' property, sales, and VLF revenues as oh'November 3, 2004. Beginning with Fiscal Year 2009, the State was entitled to borrow up to 8% of local property tax revenues, but only if the Governor- proclaimed that such action was necessary due to a severe State fiscal hardship and two-thirds of both louses of the State Legislature approved the borrowing. The amount borrowed was required to be paid hack within three years with interest. The State also was not able to borrow from local property tax revenues for more than two Fiscal Years within a period of ten Fiscal Years. In addition, the State could not reduce the local sales tax rate or restrict the authority of local governments to impose or change the distribution of the Statewide local sales tax. The Fiscal Year 2010 State budget included a Proposition IA diversion of $1.935 billion in local property tax revenues front cities. counties, and special districts to the State to offset State General Fend spending Such diverted revenues Nvere required to be repaid with interest, by no later than Julie 30, 2013. Many provisions of Proposition IA were superseded by Proposition 22. 'See the caption -Proposition 22." 46 Agreement No. 6085A On November 2, 2010, State voters approved Proposition 22, which eliminates the State's ability to borrow or shift local revenues and certain State revenues that fund transportation programs. It restricts the State's authority over a broad range of tax revenues, including property taxes allocated to cities (including the City), counties and special districts, the VLF, State excise taxes on gasoline and diesel fuel, the State sales tax on diesel fuel and the former State sales tax on gasoline. It also makes a number of significant other changes, including restricting the State's ability to use motor vehicle fuel tax revenues to pay debt service on voter - approved transportation bonds. Proposition 22 superseded certain provisions of Proposition IA. See the captions "—Proposition IA" and "CITY FINANCIAL INFORMATION —Property Taxes." Proposition 26 On November 2, 2010, State voters approved Proposition 26. Proposition 26 amended Article XIIIC of the State Constitution to expand the definition of "tax" to include "any levy, charge, or exaction of any kind imposed by a local government" except the following: (a) a charge imposed for a specific benefit conferred or privilege granted directly to the payor that is not provided to those not charged, and which does not exceed the reasonable costs to the local government of conferring the benefit or granting the privilege; (b) a charge imposed for a specific government service or product provided directly to the payor that is not provided to those not charged, and which does not exceed the reasonable costs to the local government of providing the service or product; (c) a charge imposed for the reasonable regulatory costs of a local government for issuing licenses and permits, performing investigations, inspections and audits, enforcing agricultural marketing orders and the administrative enforcement and adjudication thereof, (d) a charge imposed for entrance to or use of local government property, or the purchase, rental or lease of local government property; (e) a fine, penalty or other monetary charge imposed by the judicial branch of government or a local government as a result of a violation of law; (f) a charge imposed as a condition of property development; and (g) assessments and property -related fees imposed in accordance with the provisions of Article XIIID. Proposition 26 provides that the local government bears the burden of proving by a preponderance of the evidence that a levy, charge, or other exaction is not a tax, that the amount is no more than necessary to cover the reasonable costs of the governmental activity, and that the manner in which those costs are allocated to a payor bear a fair or reasonable relationship to the payor's burdens on, or benefits received from, the governmental activity. The City does not believe that Proposition 26 will adversely affect its General Fund revenues. Future Initiatives Articles XIIIA and XIIIB and Propositions 62, 218, ]A, 22 and 26 were each adopted as measures that qualified for the ballot pursuant to the State's initiative process. The limitations imposed upon the City by these provisions hinder the City's ability to raise revenues through taxes or otherwise and may therefore prevent the City from meeting increased expenditure requirements. From time to time other initiative measures could be adopted, further affecting the City's current revenues or its ability to raise and expend revenues. Any such future initiatives could have a material adverse effect on the City's financial condition. TAX MATTERS In the opinion of Orrick, Herrington & Sutcliffe LLP, bond counsel to the City ("Bond Counsel"), based upon an analysis of existing laws, regulations, rulings and court decisions, and assuming, among other matters, the accuracy of certain representations and compliance with certain covenants, interest on the Series 2021 Bonds is exempt from State of California personal income taxes. Bond Counsel observes that interest on the Series 2021 Bonds is not excluded from gross income for federal income tax purposes under Section 103 of the Code. Bond Counsel expresses no opinion regarding any other tax consequences relating to the ownership or disposition of, or the amount, accrual, or receipt of interest on, the Series 2021 Bonds. The proposed form of opinion of Bond Counsel is contained in Appendix C hereto. 47 Agreement No. 6085A -I'lle following discussion sullin'Mrizes certain US, federal lax Coll siderat ions !;coeraflY applicable to Zr quirt their Series 202 1 Bonds in tile initial offering. The discussion holders of the Series 202 1 Bonds that ac, C, below is based upon Wvs- rcgtdajions, rtllirios, and decisions in t,,frcci and available On the date hereof. alp Of Z_ which are subject to change, possibly with retroactive effect. prospective investors should note that no rulings have been or are expected to be soklsOit from the US. lilternal Revenile, Service (tic "IRS") with respect to any of tile tJ.S. Federal tax Consequences discussed below, and no asSLIVOTICC can be given that the IRS will riot take t� conirary positions. FLIT111U. the 170110wing, discussion does not deal \vill, tj,S. tax consequences applicable to -es� any given irivestor. nor does it address the U.S,U,S, tax considerations applicable to all catcgoljes of investor sti some of' which may be subJecl to special taring rules (regardless Of whether or not stich investors cot I tilte U.S. Flolders). such as certain U,S, expatriates., banks, REITs. RiCsinsurance compaa ies. tax exempt it licies, partners trusts, hips, S corporations, estates and oroallizations. dealers or traders in securifles or cu-e co,river si investors that hold their Series 2021 Bonds as part of a hedge. straddle or an integrated or , on transaction, or investors whose-runctional currency" is not the U.S. dollar, Fultlierinoix. it does not address ' (i) alleillative illinimurn tax coil sequ ences. (ii) the net investment i0coll1c tax iMPOsed under Section 1411 of the Code, or (00 tile indirect effects cin persons whO hold equily interests ill a holder. This summary also does not consider the taxation of til�e Series 2021 Bonds under state, local or non-U S. tax laws. In addition. this summary generally is limited to U.S. tax considerations applicable to investors that acquire their Series 2021 Bonds plirsLit, �r the issue price that is applicable to such Series 2021 Borlds (j,e_ the price at ,nt to this offering fo s ,o,) 1 Bonds is sold to the public') and who will hold their Series 2021 which a sLibstantiall amount ofthe Seric, - - Bonds as "capital assets" within the meaning cif Section 1221 of the Code. As used herein, ­l,,J.S. Holder" means a belleficial owner of a Series 2021 Bond that for U.S, federal incorne tax purposes is all individual citizen or resident of the United States, a corporation, or other entity taxable as a corporation created or org, s anized in or under the lawof" tile United States, or any state thereof (including the District of Colurnbia)., all estate the income of which is subject to U.S. federal income taxation repi-diess of its source Or a trust where a court Within the United States is able 10 exercise primary supervision over the adn linistration of tile trust and one or more United States persons (,as defined in the Code) have tile authority to control all substantial decisions of the trust (or a trust that has made as valid election under U.S. Treasury Regulations to be treated as a clornestic trust). AS used herein, "Non-U.S. holder"' generally llleBns as beneficial owrwr of Series 2021 Bond (other than a partllership) that is not a J.J.S. I-lolder. If a partnership holds Series 2021 Bonds. the tax treatment ol'such partilic"shiP or -a partner ill Such partnership ,,,encrally will depend upon the status o I fthe partner and upon tile activities of the partnership. Partnerships holdill(� Series r 2021,Bonds, and partners in such Parttlersllips, Should consult their own lax advisors regarding the tax conseCIlloices of all investment in the Series 2021 Bonds Oriclodirig their status as (JS. Flolders oi- Non-U.S. Holders). Notwithstanding the rules described below, it should be noted that certain taxpayers that are required to prepare certified financial statements or file financial statements with certain regulatory or goverrimental agencies may be required to recognize income, gain and loss with respect to the Series 2021 Bonds at the time -descri that such income, pain or loss is recognized on such financial statements instead of under the i c ties inning aftebedr below (in the case of original issue discount, such requirements are only effiective for tax years b g December 31, 2018). Prospective investors should consult their own tax advisors in determining the U.S. federal, state., local or non-U.S. tax consequences to them from the purchase, ownership and disposition of the Series 2021 Bonds in light of their particular circumstances. U.S. Holders Interest. Interest on the Series 2021 Bonds generally will be taxable to a U.S. Holder as ordinary interest income at the time such amounts are accrued or received, in accordance with the U.S. Holder's method of accounting for U.S. federal income tax purposes. 48 Agreement No. 6085A Series 2021 Bonds purchased for an amount in excess of the principal amount payable at maturity (or, in some cases, at their earlier call date) will be treated as issued at a prenflum. A U.S. Holder of a Series 2021 Bond issued at a premium may make an election, applicable to all debt securities purchased at a premium by such U.S. Holder, to amortize such premium, using a constant yield method over the term of such Series 2021 Bond. Sale or Other Taxable Disposition of the Series 2021 Bonds. Unless a nonrecognition provision of the Code applies, the !sale. exchange, redemption. retirement (including pursuant to an offer by the City) or other disposition of'a Series 2021 Bond %vi [I be a taxable event for U.S. federal income tax purposes. In such event, in o rieral, a fJ.S. I folder of" a Series 2021 Bond will recognize gain or loss eqLjal to tile difference beoveen (j) the amount of cash plus the fair niarket value of' property received (except 10 the extent attributable 10 accrued but unpaid interest oil tile Series 202 1 Bond, which will be taxed in the manner described above) and (ii) the U.S. Holder's ad J. usted U.S. federal income tax basis in the Series 2021 Bond (generally, the purchase 1,)rice paid by the U.S. Holder for the Series 2,021 Bond, decreased by any amortized premium. Any such gain or loss, oencrally will be capital gain or loss. In the case of a non -corporate U.S. Holder of the Series 2021 Bonds, the maxinium marainal U.S, federal income tax rate applicable to any such gain will be lower than the Inaximuni niaroinal U.S. federal income tax rate applicable to ordinary income if such U.S. holder's holding period for the Series 2021 Bonds exceeds one year. The deductibility of capital losses is subject to limitations. De easconee o 1he Series 2021 Bunds. if the City de leases any Series 2021 Bond, the Series 2021 Bond may be deemed to be retired and ",reissued" for U.S. federal income tax purposes as a result of the clefeasance. In thai event., in general, a holder will recognize taxable gain or loss equal to the difference between (i) the amount realized from the deemed sale. exchange or retirement (less an,), accrued qualified stated interest which will be taxable as such) and (ii) the holder's adJusted tax basis in the Scries, 202 1 Bond. lqfi)rmalion Reju,)rting and Rackiel) 1,Villiholding. Payments oil the Series. 2021 Bonds generally will be subject to U.S. information reporting and possibly to "backup withholding." 1Jndcr Section 3406 of' the Code and applicable U.S. Treasury Regulations issued thereunder, a nolj_corporate LJ,S. Holder of the Series 202 1 Bonds nlay, be subject to backup withholding at the current rate of 24% with respect to "reportable payments.'" which include interest paid oil the Series 2021 Bonds and the gross proceeds of a sale, exchange, redemption, retirement or other disposition of the Series 2021 Bonds. The payor will be required to deduct and "jil,iii(fld the prescribed anlounts if the payee fails to furnish a U.S. taxpayer identification number ("TIN") to the payol- in the manner re(jitil-ed, (ii) the IRS notifies the payor that the TIN furnished by the payee is incorrect. (iii) there has been a "notified pa ee underreporting " described in Section 3406(c) ol"the Code or (iv) the payee fails to certify under penalty of perjury that file payee is not su92jcct to withholding under Section 3406(a)( 1 XQ of tile (.,ode, Amounts withheld under the, backup withholding rules may be refunded or credited against the U.S. I lolder* s federal income tax I iability. if any, provided that the required information is firriely furnished to mire JWS- Certain, U.S. holders (including aniono, others, corporations and certain tax- e,\eiilpt organizations) are not subject to backup withholding, A holder's I'ailure to coMPIY With tile backup withholding. rules illay result in tile imposition of'penalties by the IRS. Non-U.S. Holders Interest. Subject to the discussions below under the headings "Information Reporting and Backup Withholding" and "Foreign Account Tax Compliance Act," payments of principal of, and interest on, any Series 2021 Bond to a Non-U.S. Holder, other than (1) a controlled foreign corporation, a such term is defined in the Code, which is related to the City through stock ownersliip and (2) a bank which acquires such Series 2021 Bond in consideration of"an extension ol'credit made pUrSUant to a Joan agreenilent entered into in tile ordinary course of bl.lsilleSs, will not be subject to any U.S.Federal 1 rithholding tax provided That tile beneficial owner of the Series 2021 Bond provides a certification completed in compliance with applicable statutory, and reoulawry requirements, which requirements are discussed below under the heading "Information Reporting and Backup Withholding," or an exemption is otherwise established. 49 Agreement No. 6085A S ti 1) - he headings Dislw.t5won of the Series 2021 Bonds. ject to the discussions below under t ­111fol-niation Reportin . e ,rind Backup Whhholding" and "FATCA," any gain realized by as Non-IJ,S, holder upon the sale, exchangerederriplion. retirement (iucjikcjitl�, pursuant to an offer by the City or a deenied t� retirentent due to defeasance of tire Series 2021 Bond ) or other disposition, of Series 2021 Bond gene ,ralk, will not be subject to U.S. federal income tax, unless (i) such gain is eff'ectivelrw' contlected with the conduct [%Nl such Non-U.S. Holder of a trade or business within the [iti4ed Slates: or- 00 in tile case of any gain realized by an individual Non-U.S. Holder, such holder is present in the United States for 183 days or more ill tile taxable year of such sale, exchange, redemption, retirement (including pursuant to an offer by the City) or other disposition and certain other conditions are met. C,)'.S. Eslau,r TaxA Series 2021 Bond that is held by an individual who at the time ofdcath is riot as citizen or resident ol'the United States will not be subject to U.S, federal estate tax as a result of such individuaVs death. provided that, at the time of such individtwl's death, paynients, of interest with respect to such Series 2021 Bond Would not have been el,'fectively connected Nvith the conduct by such individual of trade or business within the United States. In brination Reporting and Backup withholding, Subject to the discussion below kinder tile headill'," "FATCA." under current U.S. Treasury Regulations, payments of principal and interest oil any Series 202 1 Bonds to a holder that is not a United States person will not be subject to any backup withholding tax requirements if the beneficial owner of the Series 2021 Bond or a financial institution holding the Series 2�021 Z. Bond on behalf of the beneficial owner in the ordinary course of its trade or business provides an appropriate certification to the payor and the payor does not have actual knowledge that the certification is false. If a beneficial owner provides the certification, the certification must give the narne, and address, of such owner, state that such owner is not a United States person, or, in the case of an indiVidffill, that such owner is neither a citizen nor a resident of the United States, and the owner must sign the certificate under penalties of perjury. The current backup withholding tax rate is 24%. Foreign Account Tax Compliance Act ("FATCA") — U.S. Holders and Non-U.S. Holders Sections 1471 through 1474 of the Code impose a 30% withholding tax on certain types of payments made to foreign financial institutions. unless the foreign, financial institution enters into ail agreement With the U.S, Treasury to. altiong other things, undertake to identify accounts held by certain LLS, persons or U.S'. owned cnthies, annually report certain jill'onmation about such accOunts, and withhold 30% oil payments 10 account holders whose actions prevent it from complying '\with these and other reportin-L, requirements, or unless tile forejort fillanCial in,Stiftlflon is otherwise exempt f',-orn those requirements, In addition, I-ATCA imposes a 30% 1. withholding tax on the same types of payments to a rion-financial foreign e , Miry' unless the entity certifies that it does not have any substantial I.J.S. owners or the entity fur'llishes identilwing information regardin- each substantial I.J.S.owtier, Under current guidance. failure to comply with tile additional Z�other specified requirements irnposed under l"ATCA could restill ill the certification, infOrulatit-Ml reporting and 30% withholding tax being imposed on payments of interest on the Series 2021 Bonds, In general, Z� witilliolding under fATCA currently applies to payments of tj.S. source interest (includinc, 01D) and, under current guidance, will aIpply to certain "passthru" payments no earlier than tile dale that is two years, after I)LIblication of final U.S. Treasury Regulations defining the terns "foreign passthru paynie'lls." Prospective investors should consult their own tax advisors regarding FATCA and its effLet 01, tllelll. ']'he foregoing summary is included herein for general information only and does not discuss all aspects of U.S. federal taxation that may be relevant to a particular holder of Series 202 1 Bonds in light of the holder's partictilar Cil`CUMStances and inconic tax situation. ]"MsPectiVe investors are urged to consult Their own lax advisors as to any tax consequences, to them 1`170111 the P1,11"ChaSXownership and disposition of" Series 2021 Bonds, including the application and effect of state, local, non-U.S., and other tax laws. 50 Agreement No. 6085A IkWjffr• l On February 2, 2021, the City, acting pursuant to the provisions of Section 860 el seq. of the California Code of Civil Procedure, filed the Validation Petition in the Court seeking judicial validation of the transactions relating to the CalPERS Contract and the Series 2021 Bonds and certain other matters. On April 12, 2021, the court entered the Validation Judgment to the effect, among other things that: (i) the Trust Agreement will be a valid, legal and binding obligation of the City and the approval thereof was in conformity with applicable provisions of law; and (ii) the City has the authority under State law to provide for the refunding of its Pension Liability by issuing the Series 2021 Bonds and applying the proceeds of the Series 2021 Bonds to the retirement of its Pension Liability. Pursuant to Section 870 of the California Code of Civil Procedure, the last day to timely file a notice of appeal to the Validation Judgment was May 12, 2021. On May 12, 2021, the judgment became binding and conclusive in accordance with State law. The City is unaware of any threatened challenge to the Validation Judgment. In issuing its approving opinion, Bond Counsel will rely, among other things, upon the Validation Judgment. FINANCIAL STATEMENTS The City's financial statements for the fiscal year ended September 30, 2020, which are included as Appendix A hereto, have been audited by CliftonLarsonAllen LLP, Irvine, California, an independent auditor, as stated in their report appearing in Appendix A hereto. CliftonLarsonAllen LLP has not undertaken to update its reports or to take any action intended or likely to elicit infonnation concerning the accuracy, completeness or fairness of the statements made in this Official Statement, and no opinion is expressed by CliftonLarsonAllen LLP with respect to any event subsequent to its report. The City has covenanted for the benefit of holders and beneficial owners of the Series 2021 Bonds to provide or cause to be provided certain financial information and operating data relating to the City (the "Annual Report") by not later than the last day of the end of the ninth month after the end of each fiscal year of the City (presently such fiscal year ends June 30), commencing March 31, 2022 with respect to the Annual Report for Fiscal Year 2020-21, and to provide notices of the occurrence of certain enumerated events. The Annual Report and notices of enumerated events will be filed by the City with the Municipal Securities Rulemaking Board, through its Electronic Municipal Market Access ("EMMA") system. The specific nature of the information to be contained in the Annual Report or the notices of material events is set forth under the caption APPENDIX D - "FORM OF CONTINUING DISCLOSURE CERTIFICATE." These covenants are made in order to assist the Underwriters in complying with Securities and Exchange Commission ("S.E.C.") Rule 15c2-12(b)(5). The City's obligations under the Continuing Disclosure Certificate (the "Disclosure Certificate") shall terminate upon a legal defeasance, prior prepayment or payment in full of all of the Series 2021 Bonds. The provisions of the Disclosure Certificate are intended to be for the benefit of the owners of the Series 2021 Bonds and in order to assist the participating Underwriters in complying with S.E.C. Rule 15c2-12(b)(5) and shall be enforceable by the owners of Series 2021 Bonds, provided that any enforcement action by any such person shall be limited to a right to obtain specific enforcement of the City's obligations under the Disclosure Certificate and any failure by the City to comply with the provisions thereof shall not be an event of default under the Trust Agreement. The City has not been subject to a continuing disclosure undertaking pursuant to S.E.C. Rule 15c2- 12(b)(5) in the last five years. 51 Agreement No. 6085A Standard & Poor's Global Ratings, a business unit of Standard & floor's Finaliciall Services I.LC (,,S&,11,*') has assioned a rating of "AA," to the Series 2021 Bonds, Such racingreflects 0111Y 111C veNN's of P- 1� and explanation of significance of sLtch rating tilay be obtained froin S&P, r1jere is tit) assurance that SLICII rating will contiffilc for any Igivell period oftinic or that it NOH not be revised downward or withdrawn entirely by S&p'if in theJudgment of S&Il circumstances so warrant, Any such downward revision or withdrawal of' Mich rating nlay have ',Ill adverse effect oil tile jjjarket price of the Series 2021 Bonds. fflyn"OKIjo To the best knowledge of the City, except as otlj(,,,rwisc disclosed ill this Official StatenlCrit, dICIT is 110 litigation pendingo, against the City and of which the City has received service of process, nor is there threatened litigilition, collcel•ning, tile validity of' tile Series 202 1 Bonds Or challenolng any action taken by tile City in -jzatj(,in of the Trust Aor ill. or any other document relating to the Series 2021 conneclioll \Ajill tile ILIthol eenle Bonds to which the City is or is to be become a party or tile performance by tile City of any of its obligations under any of the foregoing. From time to time the City is a party to litigation. In 2020 and 2021, three current or fornier police officers and three current 11refighters brought s ,epajate actions against tile City alleging employment discriniination, retaliation an&or other claims against tile City. Darnages alleged, together With cost rehriburseniern that may be clainied, are ill excess of $7 million. Subjjecl to a self -insured retention. Ole City maintains Certain irlsUrallce Coverage against employment clainIs. Thc C. is viz'?�0 I-O41slv defending', itself in the matter. IT unmiff ��C Y 'file OIN has, retained KNN Iluillic Finance, LLC. Los Angeles, California, as municipal advisor (tile ``Municipal Adv . isor") it, connection with the delivery of the Series 2021 Bonds. The Municipal Advisoi is not ake, all independent verification Or ISSUrlC responsibility obligated to, undertake, and lias not Lnidertaken to im forthe accuracYn COMPletelless,' or f'Eiii-ness ot'ithe information contained in this official Statement. J.P, Mor.-wan Securities. 1,,I.,C (the "Representative") on behalf of itself and as representative of Stirel. Nicolaus & Company, hic, (collectively. the -Underwriters") has agreed to purchase all of the Series 2021 ' Bonds for an aggrqgale Purchase Price of $143,823.001.29 (represertillohe principal aniount ofthe Series 2021 Bonds of S144.135,OKOO, less an Underwritersdiscount of$311.998.71) stibJect to certain conditions set 1,0111, ill tile Purchase Contract between tile City' and the Representative, 'flee Purchase Contract provides that tile Underwriters will purchase all of the Series 2021 Bonds ifany are purchased, the obligation to make such a purchase beiri-gr, sutiject to certain terms and conditions set forth ill the Purchase Contract. the approval of certain legal nialters by counsel, and certain other conditions. Z:� The initial ol7j.'erhia prices stated oil the inside cover of this Official Siaterneni, may be changed from time to tinle by tile Underwriters. 'File Underwriters may offer and sell the Series 202 1 Bonds to certain dealers (including dealers depositing Series 202 1 Bonds into investInent ti,usis). dealer bankS7 banks acting as agent and others at prices lower than said public offering, pt-ices. The following paragraphs have been provided by the Underwriters for inclusion in the Official Statement. The Underwriters and their affiliates are full service financial institutions engaged in various activities, which may include sales and trading, commercial and investment banking, advisory, investment 52 Agreement No. 6085A nianagement, investment research, principal investment, hedging, market brokerage and other financial and non -financial activities and services. In the various course Of its various NlSitICSS activities the Underwriters and their affiliates, officers, directors and employees may purchase, sell or hold a broad array of investments and actively trade securities, derivatives, loans, coinniodi ties, currencies, credit defiault swaps and other financial instruments for their own account and for the accounts of their customers, and such investment and trading activities may involve or relate to assets, securities and/or instrunients of the City (directly, as collateral securing other obligations or otherwise) and/or persons and entities with relationships with the 61`y. The Underwrite I rs and their affiliate may also communicate independent investment recommendations, niarkel color or trading ideas and/or publish or express independent research views it, respect Of such assets, securities or instruments and may at any time hold, or recommend to clients that they should acquire, long and/or short positions in such assets, securities and instruments. J.P. Morgan Securities LLC ("JPMS"), one of the Underwriters of the Series 2021 Bonds, has entered unto negotiated dealer agreements (each. a "Dealer A( ' , reenient-) with each of Charles Schwab & CO., Inc, (,'C'S&Co."') arid LA, financial LLC ("l-YU) for tile retail distribution of Certain securities offerings at the original issue prices. Pursuant to each Dealer Agreement. each of CS&CO, and LPL may purchase Series 2021 Bonds frorn JPMS at the Original isstte price less a negotiated portion of the selling concession applicable to any Series 2021 Bonds that such firm sells. 99 Agreement No. 6085A Any statement in this Official Statement involving matters of opinion, whether or not expressly so stated, are intended as such and not as representations of fact. This Official Statement is not to be construed as a contract or agreement between the City and the purchasers or Owners of any of the Series 2021 Bonds. Or in] qt itrized bv the Citv. . . . . . . . . . . . . . By: —.— /s/ Scott Mitnick City Manager MI Agreement No. 6085A APPENDIX A COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR -ENDED SEPTEMBER 30, 2020 Agreement No. 6085A [THIS PAGE INTENTIONALLY L EFf BLANK] Agreement No. 6085A Agreement No. 6085A CITY OF EL SEGUNDO, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 30, 2020 Prepared by the City's Finance Department Agreement No. 6085A This page intentionally left blank Agreement No. 6085A City of El Segundo Comprehensive Annual Financial Report For the Year Ended September 30, 2020 Table of Contents I TR0D1.,1'CTORNI SECTION Unaudited Page Letterof Transmittal .................. ........., ...,..... .,..,,......... .., . ......... ........ ....,,.., ......... ,........, .....-- N' OrganizationChart ................. M.............. ,........... .. .,... ,.. .,.........,„.... , .,....... .....,... ......... .................... v Officials of the City of El Segundo, California ........................... ...,..... ,.,................ v Government Finance Officers Association Award ......... ......... . ..,....,.,,....,. .. vii FINANCIAL SECTION Independent Auditors' Report on the Financial Statements .............................. ....... ,.......... 1 Management's Discussion and Analysis (Required Supplementary Information (Unaudited) ................. 5 Financial Statements: Government -Wide Financial Statements: Statement of Net Position ........... ...................... ..... ......... ...... . .. .„.....,.. ,„.,.,,.. ................. 20 Statement of Activities ............. ........................ ... 22 Fund Financial Statements: Governmental Fund Financial Statements: BalanceSheet ......... ......... ......... ............................. ...._..., ................ ---- ............ 28 Reconciliation of the Governmental Funds Balance Sheet to the Government -Wide Statement of Net Position............................................................... 29 Statement of Revenues, Expenditures, and Changes in Fund Balances-.. ............................. --- 30 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government -Wide Statement of Activities and Changes in Net Position ............................... 31 Proprietary Fund Financial Statements: Statementof Net Position ............... ... . ........ ......... ......... ........... .. .„... .......................... ,, 34 Statement of Revenues, Expenses, and Changes in Net Position........................................................ 38 Statement of Cash Flows................. .................. ...... ... ............. . ............. 40 Fiduciary Fund Financial Statements: Statement of Fiduciary Net Position ....... .................. ......... ......... .., .,..,.... ........,......,,. 46 Index to Notes to the Basic Financial Statements........................................................................................ 49 Notes to the Basic Financial Statements ....... ......... ..... .... .„....,.....,.. .. .,....... 51 Agreement No. 6085A City of El Segundo Comprehensive Annual Financial Report For the Year Ended September 30, 2020 Table of Contents (Continued) FINANCIAL SEcrION Continued Page Required Supplementary Information (Unaudited): Budgetary Comparison Schedule - General Fund .... ................... ... ..... ............., 106 Note to the Budgetary Comparison Schedule .............................. .............. 107 Schedule of Changes in Net Pension Liability and Related Ratios - CalPERS Miscellaneous Rate Plan ................... .,,-...... .,.,. ..,, ..,., 108 Schedule of Changes in Net Pension Liability and Related Ratios - Ca1PERS Safety RatePlan .................................... ........ ......... . ............. 110 Schedule of the City's Proportionate Share of the Net Pension Liability and Related Ratios - Ca1PERS Safety Rate Plan ............................... ,...,,.........,.. ................ 112 Schedule of Changes in Net Pension Liability and Related Ratios - Public Agency Retirement System Defined Benefit Plan.......................................................... ..... 113 Schedule of Contributions - CaIPERS Miscellaneous Rate Plan.............................................................. 114 Schedule of Contributions - Ca1PERS Safety Rate Plan ................................„....... ,.„ ....... ..... --- ........ ..... 116 Schedule of Contributions - Public Agency Retirement System Defined Benefit Plan ..... „................... .. 118 Schedule of Changes in Total OPEB Liability and Related Ratios.................................„.,„..„„„.,...,,.„„„...,, 120 Schedule of Contributions - OPEB Plan........... .......... „ ......... ............ ............. 121 Supplementary Information: General Funds: Combining Balance Sheet ........................ ......... ...... ............... ..................... .........,. 124 Combined Statement of Revenues, Expenditures, and Changes in Fund Balances ........................... 126 Nonmajor Governmental Funds: Combining Balance Sheet ................... ......„.. .. ., ,.............., ......... ,.,....,........ 133 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances .......................... 138 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual: State Gas Tax Special Revenue Fund ..................... .................... 143 Residential Sound Insulation Special Revenue Fund-- .......,... 144 Certified Union Program Agencies Special Revenue Fund .....................................„,.............,.„.. 145 Community Development Block Grant Special Revenue Fund .................................................. 146 Asset Forfeiture Special Revenue Fund .................. ,,. ............... 147 Prop A Special Revenue Fund ..................... ...... .... ....... ... 148 Prop C Special Revenue Fund ..................... ........................ ., 149 Traffic Safety Special Revenue Fund ......... ........ „...,....,.......... .................. 150 Air Pollution Reduction Special Revenue Fund...... ...... .............. 151 SB 821 Special Revenue Fund ........ ......... ......... ........„ .,. w..... ...,...,. ................ 152 Agreement No. 6085A City of El Segundo Comprehensive Annual Financial Report For the Year Ended September 30, 2020 Table of Contents FINANCIAL SECTION Continued Page Supplementary Information (Continued): Nonmajor Governmental Funds (Continued): Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual (Continued): C.O.P.S. Special Revenue Fund---- ........... 153 Measure R Special Revenue Fund.... .....-- ......... 154 Federal Grants Special Revenue Fund ...................„. . , ........ ........, ..„............. 155 State Grants Special Revenue Fund ............. .....„,.. ........,......... .,................. .,..... '156 PSAF Property Tax Public Safety Special Revenue Fund ........ ........ .........„„.,,,................,.......... 157 Senior Housing Special Revenue Fund .......... ............. ................„.............. .,.,..„..„........ .......... ...,. 158 Measure M Special Revenue Fund.............................................................................................. 159 SB 1 Special Revenue Fund ........................ ......„., ,................,.. .... 160 Facility Lease Debt Service Fund.— .. ......... .......... ....... ...... ..„,.......... ,..,....., 161 Capital Improvements Capital Projects Fund ......................................... ................... ...... ........ -- 162 Internal Service Funds: Combining Statement of Net Position ................ ..................„...„.............. ..,.......,......,................ .......... 164 Combining Statement of Revenues, Expenses and Changes in Net Position ..................................... 165 Combining Statement of Cash Flows ............................ .........„,..... . ................ 166 Fiduciary Funds: Statement of Changes in Fiduciary Assets and Liabilities ... .,.......„. ......... ........ ...........,,,. 168 STATISTICAL SECTION Unaudited Description of Statistical Section Contents ............................................ .......... ---- ... ..„..... ........ ............. --- 171 Financial Trends: Net Position by Component - Last Ten Fiscal Years...................................................................................... 172 Changes in Net Position - Last Ten Fiscal Years............................................................................................ 174 Fund Balances of Governmental Funds - Last Ten Fiscal Years ......... ............. .............„...„................ ---- 176 Changes in Fund Balances - Governmental Funds - Last Ten Fiscal Years .............. .......„.,,................. ........ 178 Agreement No. 6085A City of El Segundo Comprehensive Annual Financial Report For the Year Ended September 30, 2020 Table of Contents sT I isTICAL SECTION (Unaudited) 'Continued' Revenue Capacity: Pate Principal Sales Tax Producers - Current Year and Nine Years Ago............._..............,..,...._....,,................. 180 Principal Property Tax Payers - Current Year and Nine Years Ago .......... ......... ........ .......,........ 181 Assessed Value and Estimated Actual Value of Taxable Property - Last Ten Fiscal Years ........................... 182 Direct and Overlapping Property Tax Rates - Last Ten Fiscal Years............................................................. 183 Property Tax Levies and Collections - Last Ten Fiscal Years ................ ...... .... 184 Debt Capacity: Ratio of General Bonded Debt Outstanding - Last Ten Fiscal Years............................................................. 185 Ratio of Outstanding Debt by Type - Last Ten Fiscal Years ...... ................. ......... ..... ........,...,, 186 Directand Overlapping Bonded Debt............................................................................................................. 189 Legal Debt Margin Information - Last Ten Fiscal Years .......................................... 190 Demographic and Economic Information: Demographic and Economic Statistics - Last Ten Calendar Years................................................................. 192 Principal Employers - Current Year and Nine Years Ago ........ ......... ............ 193 Operating Information: Full -Time and Part -Time City Employees by Function - Last Ten Fiscal Years ............................................ 194 Operating Indicators by Function - Last Ten Fiscal Years............................................................................. 196 Capital Asset Statistics by Function - Last Ten Fiscal Years.......................................................................... 198 Agreement No. 6085A March 29, 2021 Honorable Mayor, Members of the City Council, City Manager, and citizens of El Segundo: State law requires that every general-purpose local government publish each fiscal year a complete set of audited financial statements. This report is published to fulfill that requirement for the fiscal year ended September 30, 2020. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive frame -work of internal control that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. CliftonLarsonAllen LLP (CLA), formerly White Nelson Diehl Evans LLP ("DE), an Independent CPA Firm, has issued an unmodified ("clean") opinion on the City of El Segundo's financial statements for the year ending September 30, 2020. The independent auditor's report is located at the front of the financial section of this report. Management's discussion and analysis (MD&A) immediately follow the independent auditor's report and provides a narrative introduction, overview, and analysis of the basic financial statements. The MD&A complements this letter of transmittal and should be read in conjunction with it. City of El Segundo Profile The City of El Segundo is located 14 miles southwest of downtown Los Angeles, adjacent to the City of Los Angeles International Airport. The City was incorporated January 18, 1917, as a General Law city, with the Standard Oil Company of California refinery as the major industrial taxpayer and employer. The substantial petroleum base of the local economy remains evident, although the defense industry emerged as a major segment during World War II. Aerospace experienced rapid growth during the early 1980's and accounted for a significant share of El Segundo's industrial growth during those years. A downturn in the aerospace/defense industry began in the late 1980's, and the industry's recovery took place through consolidation and diversification into commercial endeavors. The available commercial/industrial space has been attracting new business -to -business retail services segments, and providing opportunities to diversify and enhance the revenue source of the City. Agreement No. 6085A The City has operated under the Council -Manager Form of Government since 1917. Policy - making and legislative authority are vested in the City Council (governing body) consisting of the Mayor and four Councilmembers, all elected on a non -partisan basis. The Council appoints the government's City Manager, who serves as the organ ization's Chief Executive Officer (CEO) and in turn, appoints the heads of the departments. Council members serve four-year terms and are elected at -large. The election schedule alternates with two seats open during one election cycle and three seats open the next election cycle. The Mayor is selected by the seated City Council every two years. The City provides a full range of municipal services, including police and fire protection; highway, street and infrastructure maintenance and construction; water and wastewater operations; library services; planning, zoning and code enforcement; recreational and cultural activities; and general administration. This report includes all funds of the City and those component units controlled by, and dependent on the City. Accordingly, this report incorporates financial data for the El Segundo Senior Citizen Housing Corporation. City Council is required to adopt a final budget by no later than the close of the previous fiscal year. This annual budget serves as the foundation for the City's financial planning and control. The budget is prepared by fund, function (e.g., public safety), and department (e.g., Police). Department Heads may transfer resources within a department. Transfers between departments, however, must be approved by the City Manager. Any transfers between funds must be approved by the City Council. Local economy El Segundo celebrated its centennial anniversary in 2017, commemorating 100 years of innovation, leadership, and growth. In 1911, Standard Oil (Chevron) opened its second refinery in California in what is now E1 Segundo. The city was incorporated 1917 with its foundation as home to workers in the petroleum industry. Over the last 100 years, El Segundo has become a thriving business center, home to AT&T, Los Angeles Times, Los Angeles Lakers and Los Angeles Kings, DaVita Healthcare, and Mattel. Los Angeles Air Force Base and the Aerospace Corporation are located in El Segundo, and the City has a longstanding tradition of innovation in Aerospace. Boeing, Northrop Grumman, Lockheed Martin and Raytheon, are among the many prestigious Fortune 500 companies with facilities in El Segundo. Over half of all satellites and vehicles in space were manufactured in El Segundo. Global Positioning Satellite Systems, Global Hawk's unmanned aerial vehicle surveillance aircraft, and the FA-18 were also developed and conceived in El Segundo. In addition to aerospace and petroleum, the local economy is comprised of many high -growth industries, including: bioscience, emerging technology, creative services, sports, entertainment, and professional services. El Segundo is also home to inventive and growing companies that will shape our future economy, such as Kite Pharma, JustFab, Beyond Meat, Milleneum Space Systems, and WPromote. El Segundo has been recognized as the Most Business -Friendly City in Los Angeles County twice, and offers low tax rates, convenient access to transportation, and a highly skilled workforce. it Agreement No. 6085A Long-term financial planning The City's financial security is fundamental to the administration of City policies and practices. City Council has always been and continues to take a conservative approach in maintaining a strong financial position by limiting the growth of spending and acquiring additional debt. It has established a General Fund Reserve, Economic Uncertainty Reserve Fund, and Capital Improvement Fund to meet the needs of unforeseen circumstances that may occur in the future. The City has traditionally implemented a strategy of adopting a Citywide Strategic Plan that is reviewed and updated each year by the City's management and the City Council. Toward the end of FY 2016-17, the City conducted a series of strategic planning sessions that resulted in the City's first multi -year Strategic Plan. The current Strategic Plan is a three-year outlook covering 2020-2022. The Strategic Plan will be used as a guideline to set priorities and in development of the budget. The City also focuses closely on unfunded pension liabilities the City owes to the California Public Employees' Retirement System (Ca1PERS). The City's total unfunded pension liability at September 30, 2020 was about $153 million. These liabilities have been increasing over the past several years due to: • CalPERS Board lowering the CalPERS Discount Rate (Assumed Rate of Return) on Investment Pool Assets from 7.5% to 7.0%; • Poor CalPERS investment returns; • Increased cash outflows in the CalPERS investment portfolio ($20.5 billion annually); • Revising mortality tables and other actuarial assumptions that have negative impacts on member agencies' rates; • Shrinking ratio of active vs. retired employees; • State Legislatures actions resulting in policy mandates on CalPERS to focus on "social investment" practices that align with the Legislatures ideologies; resulting in divestment from many market sectors that have performed well; and • CalPERS amortization methodology on losses and assumption changes that results in negative amortization City Council is commended for taking a proactive approach to address the City's rising pension costs to reduce the City's overall pension liabilities, saving millions of dollars going from City reserves towards CalPERS pension costs. Relevant financial policies The City's general fund reserve policy in FY 2019-20 was increased from a funded level of 19% (FY 2018-19 policy level) to 20% of the City's current general fund expenditures for its operating reserves, as well as funding up to $2 million in a separate Economic Uncertainty Reserve Fund. The goal is to maintain the reserve for the General Fund at 20%, as well as maintain a reserve of $2 million in the Economic Uncertainty Fund, per current City Council policy direction. Il Agreement No. 6085A The City takes a conservative approach in relation to incurring debt with a "pay-as-you-go" approach. It is currently funding 100% of the actuarial required contribution (ARC) for its other (than pension) post -employment benefits (OPEB). The elected City Treasurer is charged with managing and investing cash for the City along with support from the Investment Advisory Committee. Major initiatives The City currently has a Capital Infrastructure Plan (CIP) that includes the following projects; • Annual Sidewalk, ADA ramp installation, Curb and Gutter Restoration Program • Catch basin insert installations • City Hall security improvements • Gateway beautification project • Local street rehabilitation and slurry seal • Park Place gap closure project (design phase) • Plunge replacement scope assessment • Richmond field renovation • Sewer main repairs • Water infrastructure improvements • Water meter conversion • Various smaller projects that have provided enhanced benefits to the community Acknowledgements The preparation of this report would not have been possible without the efficient and dedicated service of the entire staff of the Finance Department. We wish to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. Credit also must be given to the mayor and the governing council for their unfailing support for maintaining the highest standards of professionalism in the management of the City of El Segundo's finances. Respectfully submitted, Joseph Lillio Director of Finance/Chief Financial Officer IV Agreement No. 6085A CITIZENS OF EL SEGUNDO CITY CITY CITY TREASURER COUNCIL CLERK .. ................ CITY CITY MANAGER a ATTORNEY INFORMATION HUMAN SYSTEMS RESOURCES FINANCE POLICE PLANNING & FIRE n,a��ww BUILDING SAFETY �ww �r, row ...... PUBLIC RECREATION WORKS & PARKS LIBRARY Agreement No. 6085A Name Drew Boyles Chris Pimentel Carol Pirsztuk Lance Giroux Scot Nicol Scott Mitnick Mark Hensley Matthew Robinson Tracy Weaver Barbara Voss Joseph Lillio Rebecca Redyk Bill Whalen Christopher Donovan Melissa McCollum Sam Lee Elias Sassoon Charles Mallory CITY OF EL SEGUNDO September 30, 2020 CITY COUNCIL MEMBERS Mayor Mayor Pro Tern Council Member Council Member Council Member CITY OFFICIALS CITY ADMINISTRATION E Term Ex ires June 2024 June 2022 June 2024 June 2024 June 2022 City Manager City Attorney City Treasurer City Clerk Deputy City Manager Chief Financial Officer Director of Human Resources Chief of Police Fire Chief Director of Community Services Director of Development Services Director of Public Works Director of Information Systems Agreement No. 6085A Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of El Segundo California For its Comprehensive Annual Financial Report For the Fiscal Year Ended September 30. 2019 Executive Director CEO vii Agreement No. 6085A This page intentionally left blank vnl Agreement No. 6085A CliftonLarsonAllen LLP CLAconnect.com r- INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and the Members of the City Council of the City of El Segundo El Segundo, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business -type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of El Segundo, California (the "City"), as of and for the year ended September 30, 2020, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibilityfor the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors' Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of the El Segundo Senior Citizen Housing Corporation (dba Park Vista), which represents 100% of the assets, net position, and revenues of the discretely presented component unit. Those statements for the year ended December 31, 2019 were audited by other auditors whose report has been furnished to us, and our opinion, insofar as it relates to the amounts included for El Segundo Senior Citizen Housing Corporation, is based solely on the report of the other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial staternents are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the basic financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditors consider internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. A member o` Nexia International 1 Agreement No. 6085A Opinions In our opinion, based on our audit and the report of other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business - type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund infonnation of the City as of September 30, 2020, and the respective changes in financial position, and where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, budgetary comparison schedule, schedules of changes in net pension liabilities and related ratios - CalPERS miscellaneous rate plan, CalPERS safety rate plan, and public agency retirement system defined benefit plan, schedule of the City's proportionate share of the net pension liability and related ratios - CalPERS safety rate plan, schedule of contributions - CalPERS miscellaneous rate plan, CalPERS safety rate plan, and public agency retirement system defined benefit plan, schedule of changes in total OPEB liability and related ratios, and schedule of contributions — OPEB, identified as Required Supplementary Information (RSI) in the accompanying table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the RSI in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, the combining general fund financial statements, the combining and individual nonmajor fund financial statements and budgetary comparison schedules (supplementary information), and the statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The supplementary information is the responsibility of management and were derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such infonnation has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, supplementary infonnation is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Agreement No. 6085A trovisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to testing, • no I to prov I De an R�pinlon 011 LHC III LCHIU1 URI I LI • I fue, TTFdj is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. CfiftonLarsonAllen LLP Irvine, California March 29, 2021 Agreement No. 6085A This page intentionally left blank Agreement No. 6085A Management's Discussion and Analysis As management of the City of El Segundo, California (City) we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City of El Segundo for the fiscal year ended September 30, 2020. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal and the City's financial statements. Financial Highlights The assets of the City exceeded its liabilities at the close of the most recent fiscal year by $33,125,282 (total net position). The City had an unrestricted net position of ($110,553,473). This negative unrestricted net position is the result of GASB 68 implementation in FY 2014-15 that required all government entities to place their unfunded pension liabilities onto their agencies Statement of Net Position. As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of $55,436,637. Of this amount, $27,457,932 (unrestricted fund balance per GASB 54) is available for spending at the City's discretion. At the end of the current year, unrestricted fund balance per GASB 54 for the general fund was $23,342,874 which represents 28% of total general fund expenditures, net of transfer out, for fiscal year 2019-20. Overview of the Financial Statements This annual report consists of four parts — management's discussion and analysis (MD&A - current portion), the basic financial statements, optional combining statements for non -major governmental funds, and required supplementary information. The MD&A discussion and analysis are intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components: 1) government -wide financial statements 2) fund financial statements and 3) notes to the financial statements. This report also contains supplementary information in addition to the basic financial statements. 5 Agreement No. 6085A Components of the Financial Section Management's Basic Required Discussion Financial Supplementary and Statements Information Analysis Government -wide Fund Notes Financial Financial to the Statements Statements Financial Statements Summar Detail Y .r ........ .. _.......... ..._... Government -wide Financial Statements: The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private sector business. These statements include all assets and liabilities of the City. The statement of net position presents information on all of the City's assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only affect cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from functions that are intended to recover some or all of their costs through user fees and charges (business -type activities). Governmental activities: Most of the City's basic services are reported in this category, including the general administration (city manager, city clerk, administrative services, etc.), police and fire protection, public works and community development. Property taxes, sales tax, transient occupancy tax, user fees, interest income, franchise fees, state and federal grants, contributions from other agencies, and other revenues finance these activities. Business -type activities: The City charges a fee to customers to cover all or most of the costs of certain services it provides. The City's Water and Sewer utilities and the Solid Waste and Golf Course operations are reported in this category. The government -wide financial statements can be found beginning on page 20 of this report. Agreement No. 6085A Fund Financial Statements: The fund financial statements provide detailed information about the most significant funds and other funds — not the City as a whole. Some funds are required by state law and by bond covenants. However, management has established other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other resources. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds: Most of the City's basic services are reported in governmental funds, which focus on how money flows in and out of those funds and the balances left at year-end that are available for spending. The City's governmental funds in fiscal year 2020 are General Fund and Non -major Governmental Funds. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the City's general government operations and the basic services it provides. Governmental fund information helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the City's programs. The differences between the results in the Governmental Fund financial statements to those in the Government -Wide financial statements are explained in a reconciliation following each Governmental Fund financial statement. In addition to the major funds reported separately on the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances, the City also maintains 23 special revenue funds, one capital project fund and one debt service fund. Data from these funds are combined into a single, aggregated presentation referred to as other gover71777ental ,funds. Individual fund data for each of these non -major governmental funds are provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for all of its governmental and proprietary funds. A budgetary comparison statement has been provided for the general fund and major special revenue funds to demonstrate compliance with this budget. This comparison can be found on pages 106 of this report. The basic governmental fund financial statements can be found on pages 28-31 of this report. Proprietary funds: When the City charges customers for the services it provides, these services are generally reported in proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for its Water, Sewer, Solid Waste and Golf Course activities. Internal se7•vice funds are an accounting device used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its equipment replacement cost and general liability and workers' compensation cost. Because these services predominantly benefit governmental rather than business - type functions, these funds have been included within governmental activities in the government -wide financial statements. 7 Agreement No. 6085A Proprietary funds provide the same type of information as the government -wide financial statements except that more detail is presented. The proprietary fund financial statements provide separate information for the Water, Sewer and Golf Course operations, all of which are considered major funds of the City. The Solid Waste fund is not considered a major fund of the City. The City's internal service fund is shown separately under the heading of governmental activities. The basic proprietary fund financial statements can be found on pages 34-43 of this report. Fiduciary Funds: Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statements because the resources of these funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The City's fiduciary activities are reported in a separate Statement of Fiduciary Assets and Liabilities. The basic fiduciary fund financial statements can be found on page 46 of this report. Notes to the financial statements: The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 51-102 of this report. Other information: The combining statements referred to earlier in connection with non -major governmental funds and internal service funds are presented immediately following the notes to the financial statements. Combining and individual fund statements and schedules can be found on pages 124-166 of this report. 8 Agreement No. 6085A Government -wide Financial Analysis As was referenced earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City, total assets exceeded total liabilities by $33,125,282 at the close of 2020 fiscal year. A summary of the government -wide statement of net position follows: Assets. Current and other assets Capital assets Deferred Outflows of Resources f.iabibitues: Current and either liabilities Noncurrent liabilities Deferred Inflows of Resources Net assets. Net investment in Capital assets Restricted l.lnre.stnet:ed Governmental Business Total Activities Activities Prinutrt' Government 2..02. 2019 210,2,9 N19 2.2N S '77,432,2.433 `.3 '75,.338,385 S34, 33,556 S 32,193,948 S 111,965,799 10'7,532,333 id3.#.44' A3ia 1053 57,_iICE _NV6v4.6A8:'3 ai IL;73f! 1E N �" �.11 q Rt's.-1 „1 37ds, Total assets 1 1 itl.7t'I im ik„ y> 9, 5 i till ?ft➢ t,i.� W8,t1 4 2, 'P (M, 2543 ? 1I,'b12 iCl° 12,9.`96,C; 75 'b,'-46 307°p,GU' Total liabilities 13e36tr, 9,080,724 t 5,192,879 195,400 13,946,.586 5,190,60.t'3� .���,°:. ..3 b2 �0 71,v, 21thQ'7r 2,7'U9 i .715,531 6,558,059 320,258 73,885 1.5,4 72,512 15,266,704 5,168,943 18,147,.278 19,115.,529 20,11-'V b11N_. 50,371 9,400,982. 6,608,430 91,747,670 9,3,823,843 30,667,983 31,244,813 122,415,653 12.5,O68,656 21,263,102. 1 i,082.,956 21;203,102 11,082,956 Y 34,�a6,,<a� Lim. ___ 48�^�";54,"�iy"ro4 M .. �'$,iPe)ldw"d ,.,,..,,___ � ..... *,N !85 9j, L. l it > 43 3 _ LK0, ; Total net position $r(21,';3 .fi3b2,b Q iJo3),47„ti7. t S5.4,396,..1S) 4,,,.,.,+3I79,,9,$ ,;? .l �X S :2,.V �24 It should be kept in mind while reviewing these schedules that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. These assets are used to provide services to its citizens and are not available for future spending. 9 Agreement No. 6085A A summary of the government -wide statement of activities follows: Revenues Progirairn revenues. Charges fair servtces Operating graints and contrdbutions Capital grants and contrUmbons (wnerag revenues. Ptoperty taxes I'vansient Occupancy taxes Sales taxes LRifity user taxes Fi[anchisetaxes Business ficeyv�e taxes Other taxes Motor veH6es in heu Use ofirroney and propeiity, unrestrtcted Other TOW revenues Expenses General goverriment Pubfic saf,(q.,Y Public works Community & cufllura➢ haerest on Iloing terror debt Water Sewcr Gou Couirse Sofid Waste Total expenses Excess (deficiency) before transfers Transfers Increase (decrease) in net position Net position at beginning of year (as restated) Net position at end of year Governmental Business Total Activities Activities Primary Government �02j) am 2 121.) NO 1-1) LO-21-0 20�9 $7,221,812 S9,462,300 %32,084,264 S39,943,697 $39,306,076 T,49,405,997 2,932,3119 4,149, l 87 2,932,3 l 8 4,148187 7.691,323 2,580,996 375,000 7,69L313 2,95.5,996 l 1,8 16,366 11,138,625 8,760,763 14,598,200 112,006,73 1 13,023,091 5,458, ll 67 5,967,863 3,350,323 2,709,760 12,313,710 12,092,451 6,937,601 '7,631,885 3,420,790 1440,102 .......... 16 —1 682,,211 83,836,420 87,465,671 18.698,01 1 17,788,600 43,330,009 40,878,258 l 1,713,451 9,534,893 1 U58,912 11,32➢,339 324,830 337,350 34,125,2t3 79,860,440 -LaL!23j (288,793) 7,605,23 t 1,8l6,366 111, 13 8,625 8,760,763 14,599,200 12,006,731 13,023,0911 5,458, � 67 5,967,863 3,350,323 2,709,760 12,3113,710 12,082,45t 6,937,601 7,631,895 2911,780 t 39,315 3,7 12,570 3,5'79,4l 7 V26 —A ...............l .706 1T73 32,376,044 41,01,938 1 ➢ 6,2 ➢ 2,464 128,947,609 25,014,971 26,525,468 4,97 8,3' .5 0 3,336,645 1,553,159 11,674,851 248.012 3 t,'794A92 3 t,536,964 581 552 _9 1) 4_4 4 581,551 9,944.974 18,698,01f l 7,789,600 43,330,009 40,87U59 1 1,'71 3,45 li 9,534,893 W,058,912 t 1,321,339 324,830 337,350 25,014,972 26,525,468 4,978,350 3,336,645 1,553, f 59 1,674,851 248.("02 I t 5,9 l 9,706 111,397,404 —21923 •w q.2.9241 205 292,758 17,550,205 A 2(UNIM -MUE--MJ —�3 7M2,-� )� - — — 2 � D L _tt3, &,L4�624 1 —52 8 -2 11 $(,2 1 -3,5807) S(21047A'1`)) Si,3.779µ;~W98 533% 12115,2$2 S13,2 18, 311� 15,24 10 Agreement No. 6085A Governmental Activities The City's net position from governmental activities decreased $288,793. The decrease in net position is attributed to a decrease in revenues and an increase in expenses in governmental funds due to the Covid pandemic. 0 In summary: o Grants and contributions decreased $1.2 million; o Sales taxes decreased $l .0 million due to a decrease in volume; o Interest and rentals increased $981 thousand due to higher cash balances and investment returns; o Transient Occupancy taxes decreased $5.8 million due to the Covid pandemic; o Property taxes increased $677 thousand due to increased property values; o Charges for services decreased $2.2 million due to the Covid pandemic; o Business license taxes increased by $231 thousand primarily due to a CPI rate increase; o Franchise taxes increased $641 thousand; o Public safety expenses increased by $2.5 million primarily due to the Covid pandemic; o General government expenses increased by $909 thousand due to the addition of new positions; o Community & cultural expenses decreased by $1.3 million due to the Covid pandemic; o Public works expenses increased by $2.2 million due to the Covid pandemic; The cost of all governmental activities for the year was $84.1 million. The taxes that ultimately financed these activities were only $60.6 million and a portion of the costs were paid by those who directly benefited from the programs ($7.2 million) or by other governments and organizations that subsidized certain programs with grants and contributions ($10.6 million). Overall, the City's governmental program revenues were $17.8 million; of the remaining "public benefit" governmental activities, $12.3 million were paid with business license taxes, utility user taxes of $5.5 million, sales and use taxes of $12.0 million, property taxes of $1 1.8 million, franchise taxes of $3.4 million, transient occupancy tax of $8.8 million and other revenues and taxes of $12.3 million. Agreement No. 6085A GOVERNMENT ACTIVITIES SOURCES OF REVENUE FISCAL YEAR 2019-2020 Use of money and 011::ieiiatling:„ graints property, 4% and aa,oirutiiflbijU�11a111 ills, Sell vl�ces' 9% Oflh(w towes, !:VIN, Business taxes, 1ropel'11v I axes, I IV% Utility user tax, 7% Salf,s taxvs, 1141,14, Transient occupancy taxes, 10% • q A W�MII I • A : 1 Interest on Long-term Debt % GeiiveiraI 111Jubllllllc Salety 521N; 12 Agreement No. 6085A Business -Type Activities The programs for the business -type activities include the water, sewer, solid waste and the golf course operations. The City's net position from business -type activities increased by $581,551. The cost of all Proprietary (Business Type) activities this year was $31,794,493. Charges for services are the major revenue source for the City's business -type activities, accounting for $32,084,264 of total business -type activity revenue. The Water Utility net cost of service of $1,389,816 is attributable to a decrease in expenses due to less potable water purchased during year. The Sewer Utility net cost of service of ($783,720) is attributable to an increase in expenses due to an increase in personnel costs during the year. The Solid Waste fund net cost of service of ($248,012) is new fund and the decrease is no revenue for the current year and an increase in contractual expenses. The Golf Course net cost of service of ($68,313) is attributable to a decrease in revenues due to the closure of some operations due to the Covid pandemic. Financial Analysis of the Government's Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. Governmental Funds: The focus of the City's governmental funds is to provide information on near - term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $55,436,637, an increase of $2.9 million or 5% from the previous year. The increase is primarily due to an increase in revenue from developer fees. The City's General Fund decreased $3.2 million due to a decrease in revenues and higher expenditures due to the Covid pandemic. The remaining amount is an increase in the non -major Governmental funds of $6.0 million which is largely due to unspent funds in the Capital Improvement fund and various grant funds. The portion of fund balance that is unreserved, undesignated for all governmental funds is $20.8 million which represents amounts available for spending at the government's discretion. Additionally, there are portions of the identified combined ending fund balance that are classified to indicate (1) it has been assigned to liquidate contracts and purchase orders of the prior period $560,379 (2) it represents nonspendable amounts for inventory, receivables and prepaid costs $8,022,692, (3) for a variety of other restricted and assigned purposes $26,091,700. More details can be found in Note 13. N Agreement No. 6085A GOVERNMENTAL FUND BALANCE FISCAL YEAR 2019-2020 Otheii ove ii ri r, u xi i 1 III""'m111m 141 mII/ Major Funds: There is one major fund on the balance sheet for governmental funds. This is the general fund, the chief operating fund of the City. At the end of the current fiscal year, the available fund balance (assigned and unassigned) was $23,342,874 which represents 65% of total fund balance of $35,762,880. As a measure of the general fund's available resources, it may be useful to compare restricted and total fund balance to total fund expenditures. The available fund balance represents 28% of total general fund expenditures, net of transfer out, while total general fund balance represents 43% of that same amount. Proprietmy Funds: The City's proprietary funds provide the same type of information found in the government -wide financial statements but in greater detail. Ending unrestricted net position for the proprietary funds is $25,469,246 for the Water Utility Fund, $4,168,090 for the Sewer Utility Fund, a negative $248,012for the Solid Waste Fund and a negative $5,696,167 for the Golf Course Fund. The total change in net position for the City's four proprietary funds is as follows: The Water Utility's net position increased by $1,632,908 or an increase of 5% over net position of the prior year due to lower expenses; The Sewer Utility's net position decreased $735,032 or a decrease of 5% over net position of the prior year due to a decrease in revenues and an increase in expenses; 14 Agreement No. 6085A The Solid Waste's net position decreased $248,012 due to contractual expenses; and The Golf Course net position decreased $68,313 or a net decrease of 2% over the prior year due to lower revenues. Other factors concerning the finances of these three funds have already been addressed in the discussion of the City's business -type activities. General Fund Budgetary Highlights During the year, with the recommendation from the City's staff, the City Council revised the expenditure City budget several times. Adjustments were made as the City's staff requested additional appropriations to cover the cost of projects that either had change orders for additional work, or the estimated cost at the beginning of the project was underestimated. All amendments that resulted in a net increase in appropriations are approved by the City Council. Appropriations Differences between the original budget and the final amended budget of the General Fund resulted in a decrease in appropriations of $4,130,651, or a net decrease in budgetary fund balance of $4,130,651. • General Government encumbrances decreased $1,381,209. 0 Public Safety encumbrances decreased $1,652,790. • Public Works encumbrances decreased $219,982. • Community & Cultural encumbrances decreased $887,221. Over-all, the general fund was over budget when comparing budget to actual. This was due to additional expenditures due to the Covid pandemic. The most significant savings were in General Government. The reasons for these savings are as follows: • The General Government Departments came in $536,119 over budget, primarily in salaries and benefits and operation and maintenance expenditures. • The Public Safety Departments came in $1,857,760 over budget primarily in salaries and benefits. • The Public Works Departments came in $653,392 under budget primarily in contractual services and operations and maintenance expenditures. • The Community and Cultural Departments came in $1,176,741 under budget salaries and benefits due to unfilled vacancies and lower operations and maintenance expenditures due to the Covid pandemic. 15 Agreement No. 6085A Revenue Differences between the final budget and the actual revenues resulted in an increase of $5,629,882, or an 8.4% increase in budgeted revenues. Some significant variances between the final budget and actual revenues are as follows: • Interest and Rentals increased $2,588,000 due to an increase in portfolio returns, • Sales and Use Taxes increased $1,331,000 above the final budget is mainly attributable to increased online sales volumes. • Utility Users Taxes increased $497,000 above the final budget is mainly attributable to an increase in electric utility taxes. • Property Taxes increased $585,000 above the final budget is attributable to an increase in property values. • Transient Occupancy Tax decreased $776,000 due to lower hotel occupancy. For the City's general fund, amounts available for appropriation of $66,967,992 was $5,629,882 lower than actual revenues of $72,597,874. Actual ending expenditures not including transfers out were $74,662,548 which was $751,409 more than the final budget of $73,911,139, not including transfer out. The net effect of these variances between actual and budgeted was an increase in budgetary fund balance of $4,878,473. Therefore, there was an increase in ending fund balance. CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets: The City's investment in capital assets for its governmental and business -type activities as of September 30, 2019 amounts to $130,635,088 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, vehicles and equipment, park facilities, roads, highways, streets and bridges. Governmental Business -Type Total Activities Activities Primary Government 2020 2019 2020, IM :i�eM 8019 Capital assets not being depreciated Land s 29,522.,040 s29,.522,040 s 5,999,980 $ 5,999,980 S 3.5„522,020 s 35,522,020 _.. - 2.� 6.93 tro Lt 43,1 461) Sro34 �i„r7 8L4 Construction in progress 1_63mm �, 227.326 ,,,.......... Im ,., Total capital assets not being depreciated iL6 5.9,F , 66 , L'Ld? L, 1, fa ?ldi 01 g 5 9j, „ L54 a�059384. Ca14uitai assets being depreciated, net Buildings and improvements 18,053,074 18,850,081 2„565,624 2,720,251 20,618,698 2S,570,332. Vehicles and equipment 7,128,070 '7,491,667 l 5,498 67,324 7,'l43,569 7,549,491 Infrastructure 15 1t10,6'P2 A(7,4r?.996a, 'P ti1, W5, St"SC.��43 k")hs8 12a 30a1Mgr Total capital assets being depreciated, net 12,7tr SL4'��4 "?�T : 1 ,(()67, ' 1 ZmtlLD7ll Sit 653,2: Total capital assets, net °3 `Ci:fldD ,.?1.3.SaS 132S)W+S.S77.13'.1 t7 3? _:;3tl, all t S.d Vim; 16 Agreement No. 6085A Additional information on the City's capital assets can be found in Note 6 of the Notes to Financial Statements in this report. Long-term debt: The City's governmental activities total debt increased by $1,578,952. The City's business -type activities total debt increased by $11,740, which is attributable to an increase in compensated absences in the Water and Sewer Fund. City-wide, compensated absences increased by $344,973 and Claims and Judgments increased by $1,626,000. Capital parking structure lease decreased by $54,286 and facility lease decreased by $325,996. Compensated atrsences C:i,aiirns and judgrinetnts C::ro.lruW leases rmrknng s'tr ucluire Facil4y lease Total long-term debt Governmental Business -Type Total Activities ketlyifies Primary Government fl'r( 2y>.12 2f:'?t1 M2 M _0 9 $)J04,9) I S4,77'k,678 b2➢6,706 .i,204,966 `rr5,:321,617 $4.976,644 12.,926,000 11,300,000 2.024,903 2,079,189 ➢2,926,O00 &➢,300,000 2,02.4,903 2,0719,'089 6 i 7K,t164, Pro.1�04 6159 v �C ro _ ,a? ab 'ia 2.1 ,` Q6 1. _. ib ?? 1.tW 15i1r : 21 t y _1 i 4 11 eta, Additional information on the City's long-term debt can be found in Note 7 of the Notes to Financial Statements in this report. ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS In preparing the budget for 2019-2020 the following economic factors significantly impacted the budget process: 0 Increase cost in CaIPERS retirement benefits for employees and funding of GASB 68 liability. 0 Performance of national, state and primarily local economy and its impact on E1 Segundo's major revenue sources. CONTACTING THE CITY'S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors, and creditors with a general overview of the City of E1 Segundo's finances and to show the City's accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City's Finance Department at the City of El Segundo, 350 Main Street, El Segundo, CA 90245. 17 Agreement No. 6085A This page intentionally left blank 18 Agreement No. 6085A INANC.AL STATEMENTS 19 Agreement No. 6085A City of El Segundo Statement of Net Position September 30, 2020 Primary Government Component Unit Park Vista Governmental Business -type Senior Housing Activities Activities Total December 31, 2019 ASSETS Current assets: Cash and investments $ 55,207,959 $ 36,711,853 $ 91,919,812 427.887 Receivables: 'Taxes 4�566,739 - 4.566.739 Accounts 663,176 3,491548 4,156,724 Interest 290fi21 - 290,621 Notes and loans 66,905 66,905 Internal balances 5,92.3,302 (5,9231,302) Due from other governments 970,492 - 970,482 Inventories 100,264 54,225 154,489 - Prepaids and other assets 9,642,795 197,232 9,840,027 4,836. Total current assets 77,432,243 34,533,556 111,965,799 432,723 Noncurrent assets: Restricted cash 4,482,363 - 4,482,363 836,834 Capital assets, not being depreciated 29,685,938 6,296,916 35,982,854 Capital assets, net of depreciation 70v281,167 24,371,067 94,652,234 451,014 Total noncurrent assets 1104,449,468 30,667,983 135.117,451 1,287,848 Total assets 181,881,711 65,201,539 247,083,250 1,720,571 DEFERRED OUTFLOWS OF RESOURCES Defer -red outflows of resources related to pensions 13,754-837 116,615 13,871,452 Deferred outflows of resources related to OPEB 1,522,275 78,785 1,601,060 Total deferred outflows of resources 15,277,112 195,400 15,472,512 See accompanying Notes to the Financial Statements, 20 Agreement No. 6085A City of El Segundo Statement of Net Position (Continued) September 30, 2020 Current liabilities: Accounts payable Accrued liabilities Retention payable Accrued interest Uneamed revenue Deposits payable Long-term liabilities - due within one year Total current liabilities Noncurrent liabilities: Long-term liabilities - due in more than one year Aggregate net pension liability Net other postemployment benefit liability Total noncurrent liabilities Total liabilities DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions Deferred inflows of resources related to OPEB Total Deferred Outflows of Resources NET POSITION Net investment in capital assets Restricted for: Public safety Public works Community and cultural Debt services Pension Total restricted Unrestricted (deficit) Total net position I........ . Goverment Com I�Tent UnitPrimHy Park Vista Governmental Business -type Senior housing Activities Activities Total December 31. 2019 L830,343 4,749,904 6,580,247 12,441 2,338,129 116,228 2,454,357 - 16,469 16.469 29,391 29,391 - 325,086 24,908 349.994 3,317 1,494,219 96,730 1,590,949 55,892 6,923,038 202,833 T125,871 12,956,675 5,190,603 18,147,278 71,650 19,310,840 13.873 1%324,713 149353,661 4,077,830 153,431,491 27,692,790 l . -, 13 3.2 25 29,126,015 196,357,291 5,524,928 201,882,219 209,313,966 10,715,531 220,029,497 7L650 3,191,909 15,485 3,207,394 5,888,815 304,773 6,193,588 9,080.724 320,258 9,400,982 91,747.670 30,667,983 122,415,653 451.014 1,627,378 1,627,378 2,493,591 2,493,591 11,629,479 11,629,479 1,030,291 1,030,291 4,482,363 4,482,363 21,263,102 21,263,102 - (134,246,639) 23,693,167 (110,553,472) 1.197.907 $ (21,235,867) $ 54,3361,150 $ 33,125,283 1,648,921 M Agreement No. 6085A City of El Segundo Statement of Activities Year Ended September 30, 2020 Program Revenues Operating Capital Total Charges for Contributions Contributions Program Functions/Programs Expenses Services and Grants and Grants Revenues Governmental activities: General government 18fi98,011 258,538 $ $ 258,538 Public safety 43,330,009 1,545,947 114,867 411768 2,074,582 Public works 11.313,451 26,524 1427,854 1,314,068 2.368,446 Community and cultural 10.058,912 5.,39UO3 1,389,597 5.,963,487 12,743.887 Interest on long-term debt 324,830 Total governmental activities 84,125,213 7,221,812 2,932,318 7,69 J,323 17,845,453 Business -type activities: Water 25.014,971 26,404,788 26,404,788 Sewer 4,978350 4,194,630 4,194,630 Golf Course 1,553,159 1,484,846 1,484,846 Solid waste 248,012 Total business -type activities 31,794.492 32,084,264 32,084,264 Total primary government 115,919,705 39,306,076 2,932,318 7,691,323 49,929,717 Component unit: Park Vista Senior Housing $ 576,442 '762,092 S - $ 762,092 See accompanying Notes to the Financial Statements. 22 Agreement No. 6085A City of El Segundo Statement of Activities (Continued) Year Ended September 30, 2020 Net (Expense) Revenue and Changes in Net Position Primary Government Component Unit Park Vista Goverrunental Business -Type Senior Housing Functions/Programs Activities Activities Total December 31, 2019 Governmental activities: General government 9i (I 8,439A73) S $ (18A39,473) $ Public safety (41,255A27) (41,255,427) Public works (8,945,005) (8.945,005) Community and cultural 2,684,975 2,684,975 Interest on long-term debt (324,830) (324,830) Total governmental activities (66,279,760) (66,279,760) Business -type activities: Water 1.389,817 1,389,817 Sewer (783,720) (783,720) Golf course (68.313) (68,313) Solid waste (248,012) (248,012) Total business -type activities 289.772 289,772 Total primary government (66,279,760) 289,772 (65,989,988) - Component unit: Park Vista Senior Housing 185,650 General revenues: Taxes: Property taxes, levied for general purpose 11,816,366 11,816,366 Transient occupancy taxes 8,760,763 8,760,763 Sales taxes 12,006,731 12,006,731 Utility user taxes 5,458,167 5,458,167 Franchise taxes 3_3 50323 3,350,323 Business licenses taxes 12,313,710 12,313,710 Other taxes 6,937ffl1 6,937,601 Total taxes 60,643,661 - 60,643,661 Use ofmoney and property. unrestricted 3,420,790 291,780 3,712,570 8,268 Other 1,926516 1,926,516 Total general revenues 65,990,967 29E780 66,282,747 8,268 Changes in net position (288,793) 581,552 292,759 193,918 Net position at beginning of year (20,947,074) 53,7797598 32,832,524 1,455,003 Net position at end of year $ (21,235,867) S 54,361,150 S 33,125.283 $ 1,648,921 See accompanying Notes to the Financial Statements, 23 Agreement No. 6085A This page intentionally left blank ll Agreement No. 6085A FUND FINANCIAL STATEMENTS 25 Agreement No. 6085A This page intentionally left blank w Agreement No. 6085A GOVERNMENTAL UN: S FINANCIAL, STATEMENTS General Fund - To account for and report all financial resources not accounted for and reported in another fund. Nonmajor Governmental Funds - To account for the aggregate of all the nonmajor governmental funds. m Agreement No. 6085A City of El Segundo Balance Sheet Governmental Funds September 30, 2020 ASSETS Cash and investments Restricted cash Receivables: Taxes Accounts Interest Notes and loans Due from other funds Due from other governments Inventories Prepaids Total assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities: Accounts payable Accrued liabilities Retentions payable Due to other funds Unearned revenue Deposits payable Total fiabillities Deferred inflows of resources Unavailable revenues Total deferred inflows of resources Fund balances: Nonspendable Restricted Assigned Unassigned (deficit) Total fund balances Total liabilities, deferred inflows of resources, and fund balances See accompanying Notes to the Financial Statements, 28 Nonmajor Governmental General Funds Total S 22,110,069 $ 21,052,956 $ 43,163,025 4,482,363 4.482,363 4,566,739 4,566,739 552-739 '70,437 623,176 290,487 134 290,621 17,500 49,405 66,905 409,361 409,361 646,269 324,213 970,482 100,264 100,264 7,819,879 85,049 7,904,928. $ 40995.670 S 21,582,194 S 62,577,864 $ 1,266,119 $ 45 1,366 $ 1,717,485 2,265,341 36,618 2,301,959 2,336 14,133 16,469 - 61969 61969 30.868 294218 325,086 648,796 845,423 1-494,219 4,213,460 1,705,727 5,919,187 1,019,330 202,710 1.222,040 1,019,330 202,710 1,222,040 7,937-643 85,049 8,022,692 4.,482,363 15,473,650 19,956,013 2,534,891 4,161,175 6,696,066 20,807,983 1 (46,117) 20,761,866 35,762,880 19,673,757 55,436,637 $ 40,995,670 $ 21,582,194 $ 62,577,864 Agreement No. 6085A City of El Segundo Reconciliation of the Governmental Funds Balance Sheet to the Government -Wide Statement of Net Position September 30, 2020 Total Fund Balances -Total Governmental Funds 55,436.637 Amounts reported for governmental activities in the Statement of Net Position are different because: Capital assets used in governmental activities are not Imancial resources and are not reported in the funds: Amount reported in government -wide statement of position: Capital assets, nondepreciable 29,685,938 Capital assets, depreciable., net (net of $4,476,493 reported in ISF) 65,804,674 95,490,612 Interest is recognized when due, and therefore, interest payable is not reported in the governmental funds. (29,3391) Long-term liabilities were not due and payable in the current period. Therefore, they were not reported in the Governmental Funds' Balance Sheet Capital lease and facility lease (8,202,966) Compensated absences (5. 104,912) Net OPEB liability is not due and payable in the current period and therefore is not reported in the governmental funds (net of $135,233 reported in ISF) (27,557,557) OPEB related deferred outflows of resources are not reported in the governmental funds but are reported in the government -wide financial statements. (net of $7,434 reported in ISF) 1,514,841 OPEB related deferred inflows of resources are not reported in the governmental funds but are reported in government- wide financial statements (net of$28,757 reported in ISF) (5M0,058) Aggregate net pension liability is not due and payable in the current period and therefore is not reported in the governmental funds, (net of $494,468 reported in ISF) (148,859,193) Pensions related deferred outflows of resources are not reported in the governmental funds but are reported in the government -wide financial statements. (net of $14,140 reported in ISF) 13,740,697 Pensions related deferred inflows of` resources are not reported in the governmental funds but are reported in government -wide financial statements (net of $1,878 reported in ISF) (3,190,031) Certain revenues in the governmental funds are unavailable because they are not collected within the prescribed time period after year-end. Those revenues are recognized on the accrual basis in the government -wide statements. 1,222,040 Internal service funds are used by management to charge the costs of general liability, workers' compensation and health benefit claims to individual funds. The assets and liabilities of the internal service fiords are included in the governmental activities in the Government -Wide Statement of Net Position. 10,163,414 Net position of governmental activities $ (21,235,867) See accompanying Notes to the Financial Statements, 29 Agreement No. 6085A City of El Segundo Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Year Ended September 30, 2020 REVENUES: Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developer Fees Miscellaneous Total revenues EXPENDri-iiRES: Current: General government Public safety Public works Community and cultural Capital outlay Debt Service: Principal retirement Interest Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES)a Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCES FUND BALANCES.. Beginning of year End of year See accompanying Notes to the Financial Statements, 30 Nonmajor Governmental General Funds Total $ 47,730.728 37,055 $ 47,767,783 14.234.600 3,123 14,237,723 - 239L795 2,391 .795 4307.599 509,952 4,817,551 3,392,762 79,494 3,472,256 271083 93,962 367,045 110.876 6,183,080 6,293,956 2,548,226 811,325 3,359,551 72,597,874 10,109,786 82,70T660 18,945,367 19.513 18,964,880 39,958,597 166,081 40,124,678 7,233,202 149,289 7,382,491 8,315,678 1,183,557 9,499,235 15.704 3,146,559 1162,263 54.286 325,995 380281 139.714 186,666 326,380 74,662,548 5,177,660 79,840,208 (2,064.674) 4,932,126 2,867,452 140,000 1,249.000 1,389,000 (1,249,000) (140,000) (1,389,000) (1,109,000) 1,109,000 (3373-674) 6,041,126 2,867,452 38,936,554 13,632,631 52,569,185 $ 35,762,880 $ 19„673,757 $ 55,436fi3'7_ Agreement No. 6085A City of El Segundo Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government -Wide Statement of Activities and Changes in Net Position For the Year Ended September 30, 2020 Net change in fund balances - total governmental funds Amounts reported for governmental activities in the Statement ol'Activities are different because: Acquisition of capital assets was reported as expenditures in the governmental funds. However, in the Government -Wide Statement of Activities, the cost of those assets was allocated over the estimated useful lives as depreciation expense The following was the amount of capital assets recorded in the current period: Capital outlay (net of $530,736 reported in Internal Service Funds) Depreciation expense on capital assets was reported in the Government -Wide Statement of Activities, but they did not require the use of current financial resources. Therefore, depreciation expense was not reported as an expenditure in the g0VCMMemaI funds. (net of $873,996 reported in Internal Service Funds) Long-term compensated absences expense was reported in the Government -Wide Statement of Activities, but it did not require the use of current financial resources Therefore, the change in long-term compensated absences was not reported in the governmental funds, Other postemployment benefits and pension expenses were reported in the Government -Wide Statement of Activities, but it did not require the use of current financial resources. Therefore, the increase in other postemployment benefits liability and net pension liabilities were not reported as an expenditure in the governmental funds. OPEB credit (expense) net of reporting contribution made after measurement date reported in deferred outflows of resources in the Govemment-Wide Statement of Net Position but reported as OPEB expense in the governmental fund. Pension credit (expense) net of reporting contribution made after measurement date reported in deferred outflows of resources in the Government -Wide Statement of Net Position but reported as pension expense in the governmental fund, MUMM (3,781,273) Exam (1849,003) (1,86L588) Proceeds from long-term debt provided current financial resources to governmental funds, but issuing debt increased long-term liabilities in the Government -Wide Statement of Net Position, Principal repayment of leases was an expenditure in the governmental funds, but the repayment reduced long-term liabilities in the Government -Wide Statement of Net Position. Principal repayments of long-term debt 380,281 Interest accrual on capital lease and facility lease 1,550 381,831 Certain revenues in the governmental funds are unavailable if they are not collected within the prescribed time period after year-end. Those revenues are recognized on the accrual basis in the government -wide statements, 1,128,760 Internal service funds were used by management to charge the costs of certain activities, such as insurance, to individual funds. The net revenue of the internal service funds was reported with governmental activities, (2,732) Change in net position of governmental activities (288,793) See accompanying Notes to the Financial Statements. 31 Agreement No. 6085A This page intentionally left blank 32 Agreement No. 6085A Water Fund - To account for water utility revenues, including service fees and installation charges, and all expenses related to the construction and maintenance of the City's water distribution system. Sewer Fund - To account for user charges, fees and all operating costs associated with the operation, maintenance, upgrade and periodic reconstructions of the City's wastewater collection system. Golf Course Fund - To account for revenues from user fees and expenses incurred for the operation and maintenance of "The Lakes at El Segundo" golf facility. Internal Service Funds - To account for financing of goods and services provided by one department to other departments of the City on a cost -reimbursement basis. 33 Agreement No. 6085A City of El Segundo Statement of Net Position Proprietary Funds September 30, 2020 ASSETS Current assets: Cash and investments Accounts Receivable Inventories Prepaid items Total current assets Noncurrent assets: Advances to other funds Capital assets, not being depreciated Capital assets, being depreciated Total noncurrent assets Total assets DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pension Deferred outflows of resources related to OPEB Total deferred outflows of resources See accompanying Notes to the Financial Statements. 34 Nonmajor Enterprise Golf Fund Water Sewer Course Solid Waste $ 30,318,947 $ 6,394,899 $ 8,007 2,994,618 447,650 51,280 28,803 - 25,422 121,897 75,335 33.464,265 6,907,884 84,709 148,468 148A68 5,999,980 10,000.447 10,245,113 4,125,507 10,148,915 10,393,581 10,125,487_ 43,613,180 17,301,465 10,210,196 79,449 37,166 44,366 34,419 123,815 71,585 Agreement No. 6085A City of El Segundo Statement of Net Position (Continued) Proprietary Funds September 30, 2020 Business® Type Activities - Governmental Enterprise Activities - Funds Internal Total Service Funds ASSETS Current assets: Cash and investments S 36,711,853 S 12.044,934 Accounts Receivable 3,493,548 40,000 Inventories 54,225 - Prepaid items 197,232 1,737,867 Total current assets 40,456,858 13,822,901 Noncurrent assets - Advances to other funds - 5,577,910 Capital assets, not being depreciated 6,296,916 Capital assets, being depreciated 24,371,067 4,476,493 Total noncurrent assets 30,667,983 10,054,403 Total assets 71,124,841 23.877,204 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pension 116,615 14.140 Deferred outflows of resources related to OPEB 78,785 7,434 Total deferred outflows of resources 195,400 21,574 Ma=M M Agreement No. 6085A City of El Segundo Statement of Net Position (Continued) Proprietary Funds September 30, 2020 IWITHTWIM Current liabilities - Accounts payable Accrued liabilities Retentions payable Unearned revenue Deposits payable Due to other funds Claims and judgments, current portion Compensated absences, current portion Total current liabilities ]Noncurrent liabilities® Advances from other funds Claims and judgments, net of current Compensated absences, net of current Aggregate net pension liability Total other postemployment benefit liability Total noncurrent liabilities Total liabilities DEFERRED INFLOWS OF REOSURCES Deferred inflows of resources related to pensions Deferred inflows of resources related to OPEB Total deferred inflows of resources NET POSITION Net investment in capital assets Unrestricted (deficit) Total net position See accompanying Notes to the Financial Statements. 36 Nonmajor Enterprise Golf Fund Water Sewer Course Solid Waste $ 4,077,104 $ 609-748 $ - $ 6.3.052 61.443 37.159 117,626 24.908 96,7:30 160,432 184.960 102,969 99,864 4,338,246 746,771 202,966 248,012 - 5.577.9I0 - 13,127 746 2.778.195 1,299,635 807,089 626.136 3,598,411 1,926,517 .5„577,910 7,936,6.57 2,673,288 5,780,876 248,012 10,550 4,935 171,626 133,147 182,176 138.082 - 10,148.915 10,393,581 10,125,487 25,469,247 4,168,099 (5,696,167) (248,012) $ 35,618,162 $ 4,429,320 $ (248.1112 $ 14,561,680 ) Agreement No. 6085A City of El Segundo Statement of Net Position (Continued) Proprietary Funds September 30, 2020 Business -Type Activities - Governmental Enterprise Activities - Funds internal Total Service Funds LIABILITIES Current liabilities: Accounts payable 4,749,904 $ 112,858 Accrued liabilities 116228 36,170 Retentions payable Unearned revenue 24.908 Deposits payable 96,730 Due to other funds 345,392 Claims and judgments, current portion 2,502,181 Compensated absences, current portion 202,833 Total current liabilities 5,535,995 2,651,209 Noncurrent liabilities: Advances from other funds 5,577,910 Claims and judgments, net of current 10,423,819 Compensated absences, net of current 13.873 - Aggregate net pension liability 4,077,830 494,468 Total other postemployment benefit liability 1-431225 135,233 Total noncurrent liabilities 11,102,838 11,053,520 Total liabilities 16,638,833 13,704,729 DEFERRED INFLOWS OF REOSURCES Deferred inflows of resources related to pensions 15,485 1,878 Deferred inflows of resources related to OPEB 304,773 28,757 Total deferred inflows of resources 320,258 30,635 Net investment in capital assets Unrestricted (deficit) Total net position 37 30,667,983 4,476,493 23,693,167 5,686,921 $ 54,361,150 $ 10,163,414 MEMMM Agreement No. 6085A City of El Segundo Statement of Revenues, Expenses and Changes in Net Position Proprietary Funds For the Year Ended September 30, 2020 Business-1-y2e Activities - I.-.site-Trise Funds Nonmqjor Enterprise Golf' Fund Water Sewer Course Solid Waste OPERATING REVENUES: Sales and service charges $ 26,308,717 $ 4,194,630 $ 1,479,846 Interdepartmental charges - - - Miscellaneous 96..071 - 5,000 Total operating revenues 26.404,788 4,194,630 1,484,846 OPERATING EXPENSES: Personnel services 2,298,047 1,425,382 624,198 Materials and supplies 128,834 98,888 111,694 Purchased water/utilities 20,326,510 156,949 Insurance and claims 996,300 308,100 53,220 Contractual services 113-560 1,884,461 9,700 248,012 Repairs and maintenance 249,658 219,001 160,210 Administrative cost 714,085 397,875 232.296 Depreciation 187,977 644,643 204,892_ Total operating expenses 25,014,971 4,978,350 I,553,159 248,012 OPERATING INCOME (LOSS) 1,389,817 (783,720) (68,313) (248,012) NONOPERATING REVENUES (EXPENSES) Interest revenue 243,092 48,688 Loss on disposal of capital assets Total nonoperating revenues (expenses) 243,092 48.688 INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS 1,632,909 (735,032) (68,313) (248,012) CAPITAL CONTRIBUTIONS CHANGES IN NET POSITION 1 fi32,909 (735,032) (68,313) (248,012) NEI' POSITION: Beginning of the year End of year See accompanying Notes to the Financial Staternents 38 33,985,253 15,296,712 4,497,633 35,618,162 S 14,561,680 S 4,429,320 S (248,012) Agreement No. 6085A City of El Segundo Statement of Revenues, Expenses and Changes in Net Position Proprietary Funds For the Year Ended September 30, 2020 Business-'fype Activities Governmental Enterprise Activities - Funds Internal Total Service Funds OPERATING REVENUES: Sales and service charges $ 31,983,193 $ Interdepartmental charges 7,417,158 Miscellaneous 101,071 642,539 Total operating revenues 32,094,264 8.059,697 OPERATING EXPENSES: Personnel services 4,347,627 517,101 Materials and supplies 339,416 132,101 Purchased water/utilities 20,483,459 Insurance and claims 1,357,620 6.804,820 Contractual services 2,255,733 Repairs and maintenance 628,869 Administrative cost L344,256 - Depreciation 1,037,512 873,996 Total operating expenses 31,794,492 8,328,018 OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Interest revenue Loss on disposal of capital assets Total nonoperating revenues (expenses) CONTRIBUTIONS CAPITAL CONTRIBUTIONS NET POSITION: Beginning of the year End of year 39 289,772_ (268,321) 29L780 291.780 - 581,552 (268321) - 265,589 581,552 (2,732) 53,779,598 10,166,146 $ 54,361,150 $ 10,163,414 Agreement No. 6085A City of El Segundo Statement of Cash Flows Proprietary Funds For the Year Ended September 30, 2020 CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from customers and users Payments for insurance claims Payments to suppliers Payments to employees Net cash provided by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES: Cash receipts (payments) from (to) other funds Advance from other funds Due to other funds Net cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Acquisition and construction of capital assets Proceeds from sale of assets Net cash used by capital and related financing activities CASH FLOWS FROM INVESTING ACTIVITIES: Interest received Net cash provided by investing activities Net change in cash and cash equivalents CASH AND CASH EQUIVALENTS Beginning of year End of year See accompanying Notes to the Financial Statements 40 Business -Type Activities - Enterprise Funds Norrmaaor Enterprise Golf' Fund Water Sewer Course Solid Waste $ 26„664,925 $ 4,149,436 $ 1,428,165 $ (2.2,854.350) (2.589,769) (753,986) (248,012) (1,585,877) (1,026,279) (624,198) 2,224,698 533,388 49,981 (248.012) 248,012 43,568 (99,913) (56,345) 248,012 (230,291) (148,468) (230,291) (148,468) 243.092 48,688 - 243,092 48,688 2,237,499 433,608 (6,364) 28,091,448 5,951,291 14,371 S 303 l &947 $ 6� $ 8,007 $ Agreement No. 6085A City of El Segundo Statement of Cash Flows Proprietary Funds For the Year Ended September 30 2020 Business -Type Activities - Governmental Enterprise Activities Funds Internal Total Service Funds CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from customers and users $ 32,242,526 $ 8,020,266 Payments for insurance claims - (5,117,591) Payments to suppliers (26,446,117) (1,427,1.32.) Payments to employees (:.3„2.36,354) (260,249). Net cash provided by operating activities 2,560,0.5.5 1,215,294 CASH FLOWS FROM N'ONCAPITAL FINANCING ACTIVITIES: Cash receipts (payments) from (to) other funds 248,012 (43,568) Advance from other funds 43,568 Due to other funds (99,913) Net cash provided (used) by noncapital financing activities 191,667 (43,568) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Acquisition and construction of capital assets (.378,7.59) (530,.'136) Proceeds from sale of assets Net cash used by capital and related financing activities (:378,759) t50(1,736) CASH FLOWS FROM INVESTING ACTIVITIES: Interest received 291,780 Net cash provided by investing activities 291,780 Net change in cash and cash equivalents 2,664,743 640,990 CASH AND CASH EQUIVALENTS Beginning of year 34,047,110 11,403,944 End of year $ 36,711,853 $ tl104 i 93�1 (Continued) 41 Agreement No. 6085A City of El Segundo Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended September 30, 2020 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation (Increase) decrease in: Accounts receivable Inventory Prepaid items Deferred outflows of resources - pension Deferred outflows of resources - OPEB Increase (decrease) in: Accounts payable Accrued liabilities Retentions payable Uneamed revenue Deposits payable Claims andjudgements Compensated absences payable Net pension liability Net other postemployment liability Deferred inflows of resources - pension Deferred inflows of resources - OPEB Total adjustments Net cash provided by operating activities Non -Cash Investing, Capital, and Financing Activities Capital assets contributed by other funds See accompanying Notes to the Financial Statements, 42 Business -Type Activities - Enterprise Funds Nonmajor Enterprise Golf Fund Water Sewer Course Solid Waste $ 1,389.817 $ ('783,720) S (69,313) S (248,012) 187.977 644,643 204,892 260.137 (45J94) (50,741) (646) 20,388 2.2...453 (9,876) (60,464) (27,838) (16,636) (16,577) (258,613) 324,113 (26,338) 17,908 4,319 (7�846) (81,923) - (5,940) (24,581) (16,121) 4,659 7.081 891,759 372,792 (255,714) (57,677) (21,440) (10,782) 170.005 132,104 834,881 1,317,108 118.294 $ 2,224J598 $ 533,388 $ 49,991 $ (248,012) Agreement No. 6085A City of El Segundo Statement of Cash Flows (Continued) Proprietary Funds For the Year Ended September 30, 2020 Business - Type Activities - Governmental Enterprise Activities Funds Internal Total Service Funds RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES: Operating income (loss) S 289.772 $ (268,321) Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation 1-037,512 873,996 (Increase) decrease in: Accounts receivable 164,202 (39,431) Inventory 19,742 Prepaid items 12,577 (42,617) Deferred outflows of resources - pension (88,302) (11,998) Deferred outflows of resources - OPEB (33,213) (2,952) Increase (decrease) in: Accounts payable 39,162 (1,057,673) Accrued liabilities 14,381 (133,512) Retentions payable (81,923) Unearned revenue (5,940) Deposits payable (40;702) Claims and judgements - 1,626,000 Compensated absences payable 11.740 - Net pension liability 1,264,551 281,589 Net other posternployment liability (313,391) (36,550) Deferred inflows of resources - pension (31222) (1,732) Deferred inflows of resources - OPEB 302,109 28-495 Total adjustments 2,270,283 1,483,615 Net cash provided by operating activities $ 2,560,055 S 1,215,294 Non -Cash Investing, Capital, and Financing Activities Capital assets contributed by other funds S 265,589 (Concluded) W Agreement No. 6085A This page intentionally left blank Agreement No. 6085A CM?M01 FINANCIAL STATEMENTS Agency Fund Project Deposits Fund (Refundable) - Accounts for project deposits from developers which will be refundable after the projects are done. 45 Agreement No. 6085A City of El Segundo Statement of Fiduciary Net Position Agency Fund September 30, 2020 ,,%SSE'1"S: cash and investments 'Accounis receivable Total assets LIABILITIES: Accounts payable Deposits payable Total liabilities See accompanying Notes to the Financial Statements 46 Agency Funds $ 426,363 617.00 $ 426.980 $ 34.131 392.849 426,980 Agreement No. 6085A NOTES TO THE FINANCIAL STATEMENTS Mi Agreement No. 6085A This page intentionally left blank 48 Agreement No. 6085A City of El Segundo Index to the Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Page Note I - Organization and Summary of Significant Accounting Policies ...... ........ 51 A. Financial Reporting Entity..... ........ ..................... ......... ,.,..„.. .................. . ......,.. .....,, 51 B. Basis of Accounting and Measurement Focus ........................................ .... ..... ......... .................. 52 C. Cash and Investments ......... ......„........... ......... .......,. ........... ......,.. ......,.. ............ .... 55 D. Fair Value Measurement ................ ...... „.. ....„.,...., ...... ....... ............ 56 E. Interfund Transactions ...................... ......... ......... ...... ..... ....... ......... ................. . ............... 56 F. Inventories and Prepaid Items ......... .... ......... ......... ............ ..... ......... ................. ......... 56 G. Capital Assets... --- ... ......... ............. ..... ......... ......... .............................. .................. 56 H. Interest Payable..........--, . ........................... .. ....... ............... . ......... ..................... .........,...„., 57 I. Unearned Revenue ................ ........................ ............ ........... ....,w.., .,.,.......,...... 57 J. Compensated Absences... .... .............. .,,....., ,........„.,.,...57 K. Pensions ........ .........a....,,.. .....,.. ....,...,..,....., . .....,.. ....., ,,,,.. ....., ........ ............ ., ........,.,,.... 58 L. Other Postemployment Benefits ("OPEB") Plan...... .,...................„ .............,. 59 M. Claims Payable .......................................... ......... ......... ......... .., , ......... ....... 59 N. Lang -Tenn Debt....,.,,...., ................ .................. , .......... ....... ..,.., ,....... ,...,.,.,...,..... 59 O. Property Taxes .......... ..................... ....... 60 P. Net Position and Fund Balances ................... ......... ......... ......,... ......... ..............,. , .,,................... 60 Q. Use of Estimates ........ ........ .............. ............. ........a,. .. ,,..., .......... 61 R. New Accounting Pronouncements—, ......... ......... ......... ..........,..... ...,..,.. ......... „..,,....,........ 62 Note 2 - Budgetary Compliance and Deficit Fund Balances....................................................................... 65 A. Excess of Expenditures over Appropriations ......... ...„..... ............ 65 B. Deficit Net Positions and Fund Balances................................................................................................... 66 Note 3 - Cash and Investments .................. .............. . ...... ......... ......... ....... ................ 66 A. Deposits .............. ......... ........ ................. .. ......... .................. ......... ......... .....,.., „,...,....,.,.... 67 B. Investments..... ....... .... ..... .................. . ..........._....... ............. ... 68 C. Fair Value Measurement ........ . ...... ............................. ....,.... ,.,....,.,........ ....... .....,...„....... 69 D. Risk Disclosures —.., ..... ... ......... ... ...... ......... .......„_. ......... .,....,.... .....,,........„.. 69 Note 4 - Notes and Loans Receivables ... ................ .... ..... ....... .... ..... . ... ........... 71 A. Loans to Employees ... ---- ...... ....... .......„.....,.... ,.. ...,.., ...,..,, ........„.......... ......... ........,,........ 71 B. Residential Rehabilitation Program- ................... ..................... ....... ................. 71 Note 5 - Interfund Activities ............................................... ..... ......... ........ ... ....... 71 A. Fund Financial Statements ................. ......... „.........,........ ..,,..... .......,.....,. ... ......,...,,..,..,, 71 49 Agreement No. 6085A City of E1 Segundo Index to the Notes to the Basic Financial Statements (Continued) For the Year Ended September 30, 2020 Pate Note6 - Capital Assets ................................................... ...... ...„ .„.,....„... ...... .,.... ,........ w........ ......, 73 A. Governmental Activities..„„,„„, ... ,.... ...,....... ____ ........ .............. ............... . ..... ................„ 73 B. Business -Type Activities................„,,...... ...,..... ........... ......... .........„.,,. „ ............. 74 C. Discretely Presented Component Unit ......... .....„................ .... ..,............ ................., ..,..... ..,....„......... 75 Note 7 - Long -Term Liabilities .......... . ........ ......... ., . ......... ......... ......,.. ................ 75 A. Governmental Activities ..................................„. ,„ ..., ...... ........................, 75 B. Business -Type Activities ............... ......... ..........„..... .. ....... ,....,... .....,„.,....,...,..... ..............,.77 Note8 - Retirement Plans.,„„ ................. ............... ..... ....... ...........„,.„ .. .............. ......... ,...,..,...,...... 78 A. Summary...,,,....„ . .... ......... ................... ......... .....„....„.. „ ,.., .,.......... ........„....,.. ,.. ..............,.. 78 B. California Public Employees' Retirement System ................... .... .... 79 C. Public Agency Retirement System ............... ....„ ,„., .....,... ....,.... ..... ,. , ... ...„..,..,.... 88 Note 9 - Other Post -Employment Health Benefits,_ ......... ......... ........... 94 Note10 - Risk Management „.... ......... ......... ......„..... ..... ............,,.,.,,...... ...... ........ ..,...........,„„, 99 Note11 -Joint Venture................................................................................................................................. 100 Note 12 - Commitments and Contingencies ................. ......... .......... „........ _ ..,.... ... 101 Note 13 - Classification of Fund Balances. ...... ............. ............. ........ ....... ....................,„.. 103 50 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies The basic financial statements of the City of El Segundo, California (the "City"), have been prepared in conformity with accounting principles generally accepted in the United States of America ("U.S. GAAP") as applied to governmental agencies. The Governmental Accounting Standards Board ("GASB") is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the significant policies: A. Financial Reporting Entity The City was incorporated on January 18, 1917, under the laws of the State of California and enjoys all the rights and privileges applicable to a general law city. The City is governed by an elected five -member board. In evaluating how to define the City for financial reporting purposes, management has considered all potential component units. The primary criteria for including a potential component unit within the reporting entity are the governing body's financial accountability and a financial benefit or burden relationship and whether it is misleading to exclude. A primary government is financially accountable and shares a financial benefit or burden relationship, if it appoints a voting majority of an organization's governing body and it is able to impose its will on the organization, or if there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on the primary government. A primary government may also be financially accountable if an organization is fiscally dependent on the primary government regardless of whether the organization has a separately elected governing board, a governing board appointed by a higher level of government, or a jointly appointed board, and there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on the primary government. The City has no blended component units. Dise,relet , Presented vented lent tt �a��il Discretely presented component units are entities that are legally separate from the primary government but for which omission would cause the primary government's financial statements to be misleading or incomplete. The component units below do not meet the criteria for blended presentation and therefore, they are reported separately from the primary government. The El Segundo Senior Citizen Housing Corporation, dba Park Vista ("the Corporation"), is a California nonprofit public benefit corporation created by the City of El Segundo in 1984 to operate a low income senior apartment complex. The apartment complex was built and funded by the City. In 1987, the complex was ready for occupancy. Rather than operate the complex as a fund of the City, the City elected to form the Corporation to facilitate better communication with the residents who live there. The Corporation is managed by a seven -member Board of Directors, which is appointed by the City Council. The City is financially accountable and has the ability to impose its will on the Corporation which has the potential to provide specific financial benefits to, or impose specific financial burdens on, the City. As a result, the activities of the Corporation have been discretely presented. All members of the Board of Directors are unpaid volunteers. 51 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 —Organization and Summary of Significant Accounting Policies (Continued) A. Financial Reporting Entity (Continued) DiscreIeN Pr esenled 0,,nytreanew Unit if."rryfir a d The Corporation's fiscal year end is December 31, which is different than the City's fiscal year end. Additionally, the financial statements are audited by other independent auditors. Separate financial statements may be obtained at City Hall, City of El Segundo, 350 Main Street, El Segundo, CA 90245. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self - balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. City resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The statement of net position reports separate sections for Deferred Outflows of Resources and Deferred Inflows of Resources, when applicable. Deterred Ow lour v o ' Resources represent outflows of resources (consumption of net position) that apply to future periods and that, therefore, will not be recognized as an expense until that time. The City has items related to pensions and OPEB that qualify for reporting in this category. See Notes 1K, 1L, 8, and 9 for details on these balances. De erred hi iows o `Resourcev represent inflows of resources (acquisition of net position) that apply to future periods and that, therefore, are not recognized as revenue until that time. The City has items related to pensions and OPEB that qualify for reporting in this category. See Notes 1 K, 1 L, 8, and 9 for details on these balances. Lr"rrvernrneni Wide F r'aacrrra aryl y�rrrPr�rra���rFs The Government -Wide Financial Statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets, deferred outflows of resources, liabilities, and deferred inflows of resources, including capital assets, as well as infrastructure assets, and long-term liabilities, are included in the accompanying Statement of Net Position. The Statement of Activities presents changes in net position. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Fiduciary activities are not included in these statements. 52 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note f — Organization and Summary of Significant Accounting Policies (Continued) B. Basis of Accounting and Measurement Focus (Continued) taover ullew @l hIe financial Stateaa ent (Cointinued) Certain types of transactions are reported as program revenues for the City in three categories: Charges for services Operating grants and contributions Capital grants and contributions Certain eliminations have been made in regards to interfund activities, payables and receivables. All internal balances in the Statement of Net Position have been eliminated except those representing balances between the governmental activities and the business -type activities, which are presented as internal balances and eliminated in the total primary government column. In the Statement of Activities, internal service fund transactions have been eliminated; however, those transactions between governmental and business -type activities have not been eliminated. The following interfund activities have been eliminated: • Due from and to other funds • Transfers in and out tloveraara enled hund Financial Slaate�ine),ats All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Accordingly, only current assets and current liabilities are included on the Balance Sheet. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in fund balances. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Revenues are recognized as soon as they are both "measurable" and "available". Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For these purposes, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property taxes, other local taxes, franchise fees, forfeitures and penalties, motor license fees, rents and concessions, interest revenue, and state and federal grants and subventions. Expenditures are recorded in the accounting period in which the related fund liability is incurred. Reconciliations of the fund financial statements to the Government -Wide Financial Statements are provided to explain the differences. Certain indirect costs are included as part of the program expenses reported for individual functions and activities. m Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) B. Basis of Accounting and Measurement Focus (Continued) GovernmentalFundFinancial Stem`McWs 't'"o11m'al—e�D The City reports the following major governmental fund: General Fund - The General Fund is used to account for and report all financial resources not accounted for and reported in another fund. The City's fund structure also includes the following fund types: SpcciaY_ li.+w gillie Funds are used to account for proceeds of specific revenue sources that are legally restricted or otherwise assigned for specific purposes. Q!p taI P faj cts Funds are used to account for resources restricted or assigned for capital improvements. Debt Service Funds are used to account for resources restricted or assigned for expenditure of principal and interest. 11roprie y y,,1° tend FirrqncLr,: ,w, stttments Proprietary funds are accounted for using the "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all assets, deferred outflows of resources, liabilities, and deferred inflows of resources (whether current or noncurrent) are included on the Statement of Net Position. The Statement of Revenues, Expenses and Changes in Net Position presents increases (revenues) and decreases (expenses) in total net position. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the proprietary funds are charges to customers for sales and services. Operating expenses for the proprietary funds include the costs of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. A separate column representing internal service funds is also presented in these statements. However, internal service balances and activities have been combined with the governmental activities and business - type activities in the Government -Wide Financial Statements. The City's internal service funds include three individual funds which provide services directly to other City funds. These areas of service include general liability, workers' compensation, and equipment replacement. 54 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) B. Basis of Accounting and Measurement Focus (Continued) d'rtV,)r ewrar Fund Fin n a j Saile arc nis (Co atrrr�rsed) The City reports the following proprietary funds: ,Lntrier,rise Funds Water Fund - The Water Fund, which is reported as a major fund, accounts for water utility revenues, including service fees and installation charges, and all expenses related to the construction and maintenance of the City's water distribution system. ➢ Sewer Fund - The Sewer Fund, which is reported as a major fund, accounts for user charges, fees and all operating costs associated with the operation, maintenance, upgrade and periodic reconstructions of the City's wastewater collection system. Golf Course Fund — The Golf Course Fund, which is reported as a major fund, accounts for revenues from user fees and expenses incurred for the operation and maintenance of "The Lakes at El Segundo" golf facility. > Solid Waste Fund — The Solid Waste Fund, which is reported as a nonmajor fund, accounts for revenues and expenses related to solid waste. Internal Service Funds The Internal Service Funds account for financing of goods and services provided by one department to other departments of the City on a cost -reimbursement basis. FUtei ar;t lL'iy111_Fh2gn r d StatcNrrients Fiduciary fund financial statements include a Statement of Fiduciary Net Position. The City's fiduciary fund is an agency fund, which is custodial in nature (assets equal liabilities) and does not involve measurement of results of operations. The agency fund is accounted for using the accrual basis of accounting. C. Cash and Investments The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturity of three months or less from the date of acquisition. All cash and investments of proprietary funds are held in the City's investment pool. These cash pools have the general characteristics of a demand deposit account, therefore, all cash and investments in the proprietary funds are considered cash and cash equivalents for Statement of Cash Flows purposes. Investments are stated at fair value (quoted market price or best available estimate thereof). 55 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) D. Fair Value Measurement U.S. GAAP defines fair value, establishes a frarnework for measuring fair value and establishes disclosure about fair value measurement. Investments, unless otherwise specified at fair value in the financial statements, are categorized based upon the level of judgment associated with the inputs used to measure their fair value. Levels of inputs are as follows: ➢ Level 1 — Inputs are unadjusted, quoted prices for identical assets or liabilities in active markets at the measurement date. ➢ Level 2 — Inputs, other than quoted prices included in Level 1, that are observable for the assets or liabilities through corroboration with market data at the measurement date. ➢ Level 3 — Unobservable inputs that reflect management's best estimate of what market participants would use in pricing the assets or liabilities at the measurement date. E. Interfund Transactions Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as "due from/to other funds" (i.e., current portion of interfund loans). Any residual balances outstanding between the governmental activities and business -type activities are reported in the Government -Wide Financial Statements as "internal balances". F. Inventories and Prepaid Items Inventories within the various fund types consist of materials and supplies which are valued at cost on a first -in, first -out basis. Reported expenditures reflect the consumption method of recognizing inventory - related expenditures. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both the government -wide and fund financial statements by using purchase method. A nonspendable fund balance has been reported in the governmental funds to show that inventories and prepaid items do not constitute "available spendable resources", even though they are a component of current assets. G. Capital Assets In the Govemment-Wide Financial Statements, capital assets are recorded at cost where historical records are available and at an estimated original cost where no historical records exist. Donated capital assets are valued at their acquisition value. City policy has set the capitalization threshold for reporting capital assets at $5,000. 1, Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note I — Organization and Summary of Significant Accounting Policies (Continued) G. Capital Assets (Continued) The City defines infrastructure assets as the basic physical assets that allow the City to function. The assets include streets, bridges, sidewalks, drainage systems, and lighting systems, etc. Each major infrastructure system can be divided into subsystems. For example, the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, landscaping and land. These subsystems were not delineated in the basic financial statements. The appropriate operating department maintains information regarding the subsystems. Major outlays for capital assets and improvements are capitalized as projects are constructed. Capital assets acquired under capital lease are capitalized at the net present value of the total lease payments. For all infrastructure systems, the City elected to use the "Basic Approach". Capital assets used in operations are depreciated over their estimated useful lives using the straight-line method. The lives used for depreciation purposes are as follows: Buildings/structures and improvements 50 years Vehicles and equipment 5-50 years Infrastructure 25-100 years H. Interest Payable In the Government -Wide Financial Statements, interest payable on long-term debt is recognized as the liability is incurred for governmental activities and business -type activities. In the Fund Financial Statements, only proprietary fund types recognize the interest payable when the liability is incurred. L Unearned Revenue Unearned revenue is recognized for transactions for which revenue has not yet been earned. Typical transactions recorded as unearned revenues are prepaid charges for services and grants received but not yet earned. J. Compensated Absences It is the City's policy to accrue annual leave when incurred in the Government -Wide Financial Statements and the proprietary funds. In governmental funds, the costs for annual leave that are expected to be liquidated with expendable available financial resources are reported as an expenditure and reported as a liability of the governmental fund only if they have matured. 57 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) J. Compensated Absences (Continued) A liability is recorded for unused sick leave balances only to the extent that it is probable that the unused balances will result in termination payments. This is estimated by including in the liability the unused balances of employees currently entitled to receive termination benefits, as well as those who are expected to become eligible to receive termination benefits as a result of continuing their employment with the City. Other amounts of unused sick leave are excluded from the liability since their payment is contingent solely upon the occurrence of a future event (illness) which is outside the control of the City and the employee. K. Pensions For purposes of measuring the net pension liability, deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the plans and additions to/deductions from the plans' fiduciary net position have been determined on the same basis as they are reported by the plans (Note 8). For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with benefit terns. Investments are reported at fair value. The following timeframes are used for pension reporting: C a PER.., Valuation Date Measurement Date Measurement Period PARS Valuation Date Measurement Date Measurement Period June 30, 2019 June 30, 2020 July 1, 2019 to June 30, 2020 June 30, 2018 September 30, 2019 October 1, 2018 to September 30, 2019 Gains and losses related to changes in total pension liability and fiduciary net position are recognized in pension expense systematically over time. The first amortized amounts are recognized in pension expense for the year the gain or loss occurs. The remaining amounts are categorized as deferred outflows and deferred inflows of resources related to pensions and are to be recognized in future pension expense. The amortization period differs depending on the source of the gain or loss. The difference between projected and actual earnings is amortized straight-line over 5 years. All other amounts are amortized straight-line over the average expected remaining service lives of all members that are provided with benefits (active, inactive, and retired) as of the beginning of the measurement period. 58 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) L. Other Postemployment Benefits ("OPEB") Plan For the purpose of measuring the net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City's OPEB Plan and additions to/deductions from the OPEB Plan's fiduciary net position have been determined on the same basis as they are reported by the Plan (Note 9). For this purpose, the OPEB Plan recognizes benefit payments when due and payable in accordance with the benefit terms. Investments are reported at fair value, except for money market investments, which are reported at amortized cost. The following timeframes are reported OPEB reporting. OPEB Valuation Date June 30, 2019 Measurement Date June 30, 2020 Measurement Period July 1, 2019 to June 30, 2020 Gains and losses related to changes in total OPEB liability and fiduciary net position are recognized in OPEB expense systematically over time. The first amortized amounts are recognized in OPEB expense for the year the gain or loss occurs. The remaining amounts are categorized as deferred outflows and deferred inflows of resources related to OPEB and are to be recognized in future OPEB expense. The amortization period differs depending on the sources of gain or loss. The difference between projected and actual earnings is amortized on a straight-line basis over 5 years. All other amounts are amortized on a straight-line basis over the average expected remaining service lives of all members that are provided with benefits (active, inactive, and retired) at the beginning of the measurement period. M. Claims Payable Claims payable in the Internal Service Fund represents estimates of claims against the City. The estimated claims payable represents the City's best estimate of the amount to be paid on workers' compensation and general liability claims. Losses for claims incurred but not reported are also recorded if the probable amount of loss can be reasonably estimated. N. Long -Term Debt In the Government -Wide Financial Statements and Proprietary Fund Financial Statements, long-term debt and other long-term obligations are reported as liabilities in the appropriate activities. Bond premium and discounts are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are expensed when incurred. The governmental fund financial statements do not present long-term liabilities. Consequently, long-term debt is shown as a reconciling item in the Reconciliation of the Governmental Funds Balance Sheet to the Government -Wide Statement of Net Position. M Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note l — Organization and Summary of Significant Accounting Policies (Continued) O. Property Taxes Property taxes are attached as an enforceable lien on property at January 1. Taxes are levied on July 1 and are payable in two installments on December 10 and April 10. Any unpaid amounts at the end of the fiscal year are recorded as accounts receivable. The County of Los Angeles bills and collects the property taxes and substantially remits the amount due to the City in installments during the year. Historically, the City has received substantially all of the taxes levied within two years from the date they are levied. The County is permitted by state law (Article XIIIA of the California Constitution) to levy taxes at one percent (1 %) of full market value (at time of purchase) and can increase the property's value no more than two percent (2%) per year. P. Net Position and Fund Balances In the Government -Wide Financial Statements and proprietary fund financial statements, net position is classified as follows: Nel hmestment ira C�eat,��strt _ as — This component of net position consists of capital assets, net of accumulated depreciation, reduced by the outstanding balances of debt that are attributable to the acquisition, construction, or improvement of those assets. Rewricied — This component of net position consists of restricted assets reduced by liabilities and deferred outflows and inflows of resources related to those assets. t4 estr•icie — This component of net position is the amount of the assets, deferred outflows of resources, liabilities, and deferred inflows of resources that are not included in the determination of net investment in capital assets or the restricted component of net position. In the Governmental Fund Financial Statements, fund balances are classified as follows; N'rrLi, — Nonspendable fund balances are items that cannot be spent because they are not in spendable form, such as prepaid items and inventories, or items that are legally or contractually required to be maintained intact, such as principal of an endowment or revolving loan funds. Resetrricied — Restricted fund balances encompass the portion of net fund resources subject to externally enforceable legal restrictions. This includes externally imposed restrictions by creditors, such as through debt covenants, grantors, contributors, laws or regulations of other governments, as well as restrictions imposed by law through constitutional provisions or enabling legislation. Crrr unitled — Committed fund balances encompass the portion of net fund resources, the use of which is constrained by limitations that the government imposes upon itself at its highest level of decision making, nonnally the governing body, and that remain binding unless removed in the same manner. The City Council is considered the highest authority for the City. Adoption of a resolution by the City Council is required to commit resources or to rescind the commitment. Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) P. Net Position and Fund Balances (Continued) 'lasti ne4 — Assigned fund balances encompass the portion of net fund resources reflecting the government's intended use of resources. Assignment of resources can be done by the highest level of decision making or by a committee or official designated for that purpose. The City Council has authorized by resolution the City Finance Officer for that purpose. t,d'raxl::— This amount is for any portion of the fund balances that do not fall into one of the above categories. The General Fund is the only fund that reports a positive unassigned fund balance amount. In other governmental funds, it is not appropriate to report a positive unassigned fund balance amount. However, in governmental funds other than General Fund, if expenditures incurred for specific purposes exceed the amounts that are restricted, committed or assigned to those purposes, it may be necessary to report a negative unassigned fund balance in that fund. Spending Policy Gow,,r°nme rrt-11'rde rincin as-d Statements astcl the Pr oryietur v Fund When expenses are incurred for purposes for which both restricted and unrestricted components of net position are available, the City's policy is to apply the restricted component of net position first, then the unrestricted component of net position as needed. Governmental f-und l rrrerra��i�rrf etrtL�rrr�rat.� When expenditures are incurred for purposes for which all restricted, committed, assigned and unassigned fund balances are available, the City's policy is to apply in the following order, except for instances wherein an ordinance specifies the fund balance: ➢ Restricted Committed Assigned ➢ Unassigned Q. Use of Estimates The preparation of the basic financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 61 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) R. New Accounting Pronouncements Current Year Standards In May 2020, GASB issued Statement No. 95, Postponement of the Effective Dates of Certain Authority Guidance, which was effective immediately. This statement provided temporary relief to governments and other stakeholders in light of the COVID-19 pandemic and postponed the effective dates of certain provisions in Statements and Implementation Guides that first became effective or are scheduled to become effective for periods beginning after June 15, 2018, and later. In June 2020, GASB issued Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans —an amendment of GASB Statements No. 14 and No. 84, and a supersession of GASB Statement No. 32. Paragraph 4 of this statement requires that for purposes of detennining whether a primary government is financially accountable for a potential component unit, except for a potential component unit that is a defined contribution pension plan, a defined contribution OPEB plan, or an other employee benefit plan (for example, certain Section 457 plans), the absence of a governing board should be treated the same as the appointment of a voting majority of a governing board if the primary government performs the duties that a governing board typically would perform. Paragraph 5 of this statement also requires that the financial burden criterion in paragraph 7 of Statement No. 84, Fiduciary Activities, be applicable to only defined benefit pension plans and defined benefit OPEB plans that are administered through trusts that meet the criteria in paragraph 3 of Statement No. 67, Financial Reporting for Pension Plans, or paragraph 3 of Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, respectively. The requirements of these paragraphs did not impact the City. PendingAAccounting Accounting GASB has issued the following statements, which may impact the City's financial reporting requirements in the future: In January 2017, GASB issued Statement No. 84, Fiduciary Activities. This statement establishes criteria for identifying fiduciary activities of all state and local governments. The focus of the criteria generally is on (1) whether a government is controlling the assets of the fiduciary activity and (2) the beneficiaries with whom a fiduciary relationship exists. Separate criteria are included to identify fiduciary component units and postemployment benefit arrangements that are fiduciary activities. An activity meeting the criteria should be reported in a fiduciary fund in the financial statements. This statement also provides for recognition of a liability to the beneficiaries in a fiduciary fund when an event has occurred that compels the government to disburse fiduciary resources. Events that compel a government to disburse fiduciary resources occur when a demand for the resources has been made or when no further action, approval, or condition is required to be taken or met by the beneficiary to release the assets. The requirements of this statement are effective for reporting periods beginning after December 15, 2019, and early application is encouraged. Agreement No. 6085A City of E1 Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note l — Organization and Summary of Significant Accounting Policies (Continued) R. New Accounting Pronouncements (Continued) Pendino Accounfing Standards (CpnL In June 2017, GASB issued Statement No. 87, Leases. This statement requires recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset for leases with a tenn of more than 12 months. Under this statement, a lessee is required to recognize a lease liability and an intangible right -to -use lease asset, and a lessor is required to recognize a lease receivable and a deferred inflow of resources, thereby enhancing the relevance and consistency of information about governments' leasing activities. For leases with a term of 12 months or less, lessees and lessors should recognize short-term lease payments as outflows of resources or inflows of resources, respectively, based on the payment provisions of the lease contract. The requirements of this statement are effective for reporting periods beginning after June 15, 2021, and early application is encouraged. In August 2018, GASB issued Statement No. 90, Majority Equity Interests — an amendment of GASB Statements No. 14 and No. 61. This statement defines a majority equity interest and specifies that a majority equity interest in a legally separate organization should be reported as an investment if a government's holding of the equity interest meets the definition of an investment. A majority equity interest that meets the definition of an investment should be measured using the equity method, unless it is held by a special- purpose government engaged only in fiduciary activities, a fiduciary fund, or an endowment (including permanent and term endowments) or permanent fund. Those governments and funds should measure the majority equity interest at fair value. For all other holdings of a majority equity interest in a legally separate organization, a government should report the legally separate organization as a component unit, and the government or fund that holds the equity interest should report an asset related to the majority equity interest using the equity method. This statement also requires that a component unit in which a government has a 100% equity interest account for its assets, deferred outflows of resources, liabilities, and deferred inflows of resources at acquisition value at the date the government acquired a 100% equity interest in the component unit. The requirements of this statement are effective for reporting periods beginning after December 15, 2019, and early application is encouraged. The requirements should be applied retroactively, except for the provisions related to (1) reporting a majority equity interest in a component unit and (2) reporting a component unit if the government acquires a 100% equity interest. Those provisions should be applied on a prospective basis. In May 2020, GASB issued Statement No. 96, Subscription -Based Information Technology Arrangements. This statement provides guidance on the accounting and financial reporting for subscription -based information technology arrangements (SBITAs) for government end users (governments). This statement (1) defines a SBITA; (2) establishes that a SBITA results in a right -to -use subscription asset —an intangible asset —and a corresponding subscription liability; (3) provides the capitalization criteria for outlays other than subscription payments, including implementation costs of a SBITA; and (4) requires note disclosures regarding a SBITA. R Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 1 — Organization and Summary of Significant Accounting Policies (Continued) R. New Accounting Pronouncements (Continued) Pendine Accounting...St ndji:ds Contintied" The requirements of this statement are effective for fiscal years beginning after June 15, 2022, and all reporting periods thereafter. Early application is encouraged. Assets and liabilities resulting from SBITAs should be recognized and measured using the facts and circumstances that existed at the beginning of the fiscal year in which this statement is implemented. In June 2020, GAS13 issued Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans —an amendment of GASB Statements No. 14 and No. 84, and a supersession of GASB Statement No. 32. Paragraph 6 through 9 of this statement requires that a Section 457 plan be classified as either a pension plan or an other employee benefit plan depending on whether the plan meets the definition of a pension plan and clarifies that Statement 84, as amended, should be applied to all arrangements organized under IRC Section 457 to determine whether those arrangements should be reported as fiduciary activities. The requirements of paragraph 6 through 9 of this statement are effective for fiscal years beginning after June 15, 2021. Earlier application of these requirements is encouraged and permitted. This statement supersedes the remaining provisions of Statement No. 32, Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans, as amended, regarding investment valuation requirements for Section 457 plans. As a result, investments of all Section 457 plans should be measured as of the end of the plan's reporting period in all circumstances. The requirements of paragraph 3 of this statement are effective for reporting periods beginning after June 15, 2021. Earlier application of those requirements is encouraged and permitted. 4 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 2 — Budgetary Compliance and Deficit Fund Balances A. Excess of Expenditures Over Appropriations The following funds had expenditures in excess of appropriations: Excess of Expenditures over Appropriations Expenditures Appropriation. Major Governmental Funds: General Fund General government: City council 308,432 308,625 (193) City attorney 585,450 753,433 (167,983) Planning 1,076.748 1,11%803 (43.055) Non -departmental 6,352,948 7,213,349 (860,401) Public Safety: Police 20,490,344 21,275,768 (785,424) Fire 15,848,044 17ffl5,210 (1,237,166) Public works: Solid waste 378,937 465,356 (86,419) Debt service: Principal retirement - 54,286 (54,286) Interest 139314 (139,714) Nonmajor Governmental Funds: Residential Sound Insulation Special Revenue Fund Community and cultural - 465 (465) State Grants Special Revenue Fund Community and cultural 40,000 53.734 (13,734) Senior Housing Community and culture 14,113 78,444 (64,331) Facility Lease Debt Service Fund Debt service: Principal retirement 320,000 325,995 (5,995) The excess expenditures were covered by carryover funds from the prior year, sufficient revenues, and/or transfers from other available funds. 65 Agreement No. 6085A City of E1 Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 2 — Budgetary Compliance and Deficit Fund Balances (Continued) B. Deficit Net Positions and Fund Balance Funds with deficit fund balances and net position at September 30, 2020 are as follows: Deficit Federal Grants Special Revenue Fund $ (46,117) Solid Waste Enterprise Fund (nonmajor fund) (248,012) Liabilty Insurance Internal Service Fund (425,063) Workers' Compensation Internal Service Fund (4,490,440) The City expects to eliminate the Special Revenue Fund deficits when future reimbursements are received from granting agencies. The Solid Waste Enterprise Fund expects to eliminate the deficit from future user charges. The Workers' Compensation Internal Service Fund deficit is expected to be eliminated through future interdepartmental charges. For the fiscal year ended September 30, 2020, the Governmental Activities of the City reported a deficit unrestricted net position of $(134,246,639). This deficit is largely a result of the implementation of GASB Statement No. 68 in 2015 and GASB Statement No. 75 in 2018 that required the City to report aggregate net pension liabilities and net OPEB liability on the financial statements. The City's aggregate net pension liability at September 30, 2020 is $153,431,492, of which $149,353,661 is payable from Governmental Activities. The City's net OPEB liability at September 30, 2020 is $29,126,015, of which $27,692,790 is payable from Governmental Activities. Note 3 — Cash and Investments The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds. l,r.imar 1, Government The City had the following cash and investments at September 30, 2020: Government -Wide Statement of Net Position Governmental Business -Type Activities Activities Fiduciary Fund Statement of Net Position Total Cash and investments $ 55,207,959 $ 36,711,853 $ 426,363 Resitricted cash 4.482.363 - Total cash and investments $ 59.690.322 $ 36,711,853 $ 426,363 4,482,363 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 3 — Cash and Investments (Continued) iarinwr~ Glwkt^erntAmm7„ew1(.'onlirrtru.O The City's cash and investments at September 30, 2020, in more detail: Cash and cash equivalents: Petty cash Demand deposits Cash with custodial agent Restricted cash in PARS 1 ] 5 Trust Total cash and cash equivalents Investments: CAMP Corporate notes Negotiable certificates of deposit. Local Agency Investment Fund State obligations Supranational obligations U.S. Government sponsored enterprise securities Total investments Total cash and investments 13,810 5,104,845 249,177 4.482,363 9,850,195 84,351 8,450,847 23,139,906 35,893,104 6,674,397 1276,653 11,459,085 86,978,343 $ 96,828,538 Cash and investments of the discretely presented component unit as of December 31, 2019 consist of the following: Deposits with financial institutions $1,264,721 A. Deposits The carrying amounts of the City's demand deposits were $5,104,845 at September 30, 2020. Bank balances at that date were $6,201,967, the total amount of which was collateralized or insured with accounts held by the pledging financial institutions in the City's name as discussed below. The California Government Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest in such collateral superior to those of a general creditor. Thus, collateral for cash deposits is considered to be held in the City's name. The market value of pledged securities must equal at least 110% of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the City's total cash deposits. The City may waive collateral requirements for cash deposits, deposits, which are fully insured up to $250,000 by the Federal Deposit Insurance Corporation ("FDIC"). The City did not waive the collateral requirement for deposits insured by FDIC. The City follows the practice of pooling cash and investments of all funds. Interest income earned on pooled cash and investments is allocated on an accounting period basis to the various funds based on the period -end cash and investment balances. 67 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 3 — Cash and Investments (Continued) B. Investments Under the provision of the City's investment policy, and in accordance with California Government Code, the following investments are authorized: Authorized Investment Type Maximum Maturity United States Treasury Obligations 5 years U.S. Government Sponsored Enterprise Securities 5 years State and Local Agency Bonds 5 years Bankers' Acceptances 180 days Commercial paper 270 days Negotiable certificates of deposit 5 years Local Agency Investment Fund ("LAIF") N/A Non-negotiable certificates of deposits 5 years Medium -term notes 5 years Mutual funds N/A Money market mutual funds N/A Supranational obligations 5 years Joint Powers Authority Pool N/A N/A - Not Applicable Maximum Percentage of Portfolio * Maximum Investment in One Issuer No Limit No Limit No Limit No Limit 10% No Limit 40% No Limit 10% 3% 30% No Limit No Limit $65M No Limit No Limit 15% 3% 5% 10% 5% 10% 10% No Limit 30% No Limit The City is a participant in LAIF which is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The City's investments with LAIF at September 30, 2020, included a portion of the pool funds invested in Structured Notes and Asset -Backed Securities: Structured Notes; debt securities (other than asset -backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options. Asset -Backed ec:u ilies: generally mortgage -backed securities that entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (for example, Collateralized Mortgage Obligations) or credit card receivables. As of September 30, 2020, the City had $35,893,104 invested in LAIF, which had invested 1.58% of the pool investment funds in Structured Notes and Asset -Backed Securities. The fair value of the City's portion in the pool is the same as the value of the pool shares. Investment in Section 115 Pension Trust - The City established a trust account with Public Agency Retirement Services (PARS) to hold assets that are legally restricted for use in administering the City's Ca1PERS pension plans. The Section 115 Pension Trust's specific cash and investments are managed by a third -party portfolio manager under guidelines approved by the City. 68 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 3 — Cash and Investments (Continued) B. Investments (Continued) Irat°evr ient in t"crrtsl'rnrnia Asset hlaarr(z 92n ew Pro era ni ((""IMP) The City is a voluntary participant in the California Asset Management Program (CAMP) that is regulated by the California Government Code. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro rata share of the fair value provided by CAMP for the entire CAMP portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by CAMP, which are recorded on an amortized cost basis. C. Fair Value Measurement As of September 30, 2020, investments are reported at fair value. The following table presents the fair value measurements of investments on a recurring basis and the levels with GASB 72 fair value hierarchy in which the fair value measurements fall at September 30, 2020: Measurement Input Significant Other Observable Investment T e lflt 1i:tls dl erel' w l.lneai� cd Total CAMP $ $ 84,351 84,351 Corporate notes ti} 8,450,847 8,.450,847 Negotiable certificates of deposit t11 23,139,906 23„139,906 Local Agency Investment Fund 35,89.3,104 3.5„893,104 State obligations (1) 6,674,397 6,674,.397 Supranational obligations t`I 1,276,653 1,276,65.3 U.S. Crovemnient sponsored enterprise securities tit 11,459.085' 1.1,459,085 Total $ 51.,000,888 $ 35,977,45.5 $ 86,978,343 (1) Pricing based on Interactive Data Corporation All investments classified in Level 2 of the fair value hierarchy are valued using specified fair market value factors or institutional bond quotes. D. Risk Disclosures Interest Rate Risk - As a means of limiting its exposure to fair value losses arising from rising interest rates, the City's investment policy limits investments to a maximum maturity of five years. At September 30, 2020, the City had the following investment maturities: Investment 'F e Fair Value CAMP s 84,35P Corporate notes 8,450,947 Neptiable certificates oCdeposit 73,1139,906 Local Agency Investment Fund 3.5.,993„104 State obligations 6,674,,397 supranational obligations ,276,6:33 U S, Government sponsored enterprise .securaies I gA5ei A5, Tenet "x iwt2 978 h 1 x Investment Maturities (irr Years) Less 'Clean 1 Year I to 2 Years 2 to 3 Years ..............m 3 to 4 Years ................................................. 4 to 5Years 84,351 S s' - 2,027,925 1.,5.55.060 3,288,5➢2 1,057,.570 .521,790 5,957,804 .5,769,026 4,616„409 5,241,423 ➢,,555,244 35,89:3, V 04 2,132,492 317,995 4,224,0t0 504.,880 771;773 2,015915 2Ab 2,640 1109,1S (t 5 2W.670 5 46r4&3779 4 12,2+7091 I s 1tL13106 s 15,91 tr73 s 2,077,R;14 Z Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 3 — Cash and Investments (Continued) A Risk Disclosures (Continued) Cus,fodial Credit RAk - For deposits, custodial credit risk is the risk that, in the event of the failure of a depository financial institution, the City will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty (e.g., broker -dealer), the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. Concenfralion of'Ci,,edil Risk - The City did not have any investments in any one issuer that represent 5% or more of the City's total investments as of September 30, 2020. Credit Risk - Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the bolder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code or the City's investment policy and the actual rating (by Standard & Poor's) as of year-end for each investment type: Investment Type CAMP Corporate notes Negotiable certificates ordeposit Local Agency Investment Fund State obligations Supranational obligations U.S. Government sponsored enterprise securities Total Investment Type Corporate notes State obligations U. S. Government sponsored enterprise securities TOW Investment Type Money market mutual fund Corporate notes State obligations `Total Minimum Legal Rating Total AAA AA- to AA+ 1313131 to A-+ Unrated N/A 84.351 $ 842351 S . $ $ A 8,450,847 2,763,127 5,687,720 A 23j 39,906 23,139,906 N/A 35,893,104 - 35,893.104 N/A 6,674,397 536,265 4,001607 1,602.240 532285 AA L276,653 1.276,653 N/A l 1,459,085 - 10,938,430 - 520,655 86,978,343 $ 1017269 $ 17,705, l 64 $ 7289,960 S 60,085.950 AA+ AA AA- Total 1,042,650 S 1,048,290 672..187 S 2,761127 2,960,247 1,043,360 4,003,607 10,938,430 - 10,938,430 $ 11,981,080 4,008,537 $ 1,715,547 $ 17,705,164 A � A A- BBB I Total $ 2,079,975 $ 2,055,000 $ 530,025 S 1,022,720 $ 5,687,720 1,602,240 - 1,602,240 $ 2,079,975 $ 3,657,240 $ 530,025 $ 1,022,720 7,289,960 70 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 4 — Notes and Loans Receivables A. Loans to Employees The balance of notes receivable in the General Fund consists of loans made to employees for computer purchases. Participants in the computer loan program is eligible for an initial, interest free loan in the amount of $4,000. Subsequent loans or amount in excess of the above maximum interest free loan, would be at the currently interest rate of 3%. All loans would include a 36-month repayment term. The balance at September 30, 2020 was $17,500. B. Residential Rehabilitation Program The balance of notes receivable in the other governmental funds consists of minor home repair loans made to qualifying homeowners residing within the City. The balance at September 30, 2020 was $49,405. Residential Rehabilitation Program CDBG Loans 1 Note 5 — Interfund Activities A. Fund Financial Statements Balance October 1. 2019 additions $ 54,405 $ Balance Deletions p $ (5,000) S M $ 54,405 $ $ (5,000) $ 49.405 Due From/To Other Funds - At September 30, 2020, the City had the following due from/to other funds: Due From Other Funds Due To Other Funds General Fund Nonmajor Governmental Funds $ 63,969 Golf Course Enterprise Fund 160.432 Nonmajor Enterprise Fund 184,960 ilk $ 409.361 The interfund amounts from the General Fund to the Nonmajor Governmental Funds and Golf Course Enterprise Fund are for short-term loans to cover operations. Advance From/To Other Funds - At September 30, 2020, the City has the following advance from/advance to other funds, which represents the advance to the Golf Course Enterprise Fund to address negative cash: Advance To Other Funds Equipment Replacement Internal Service Fund 71 Advance FromOther Funds Golf Course Enter rise Fund Agreement No. 6085A City of E1 Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 5 — Interfund Activities (Continued) A. Fund Financial Statements (Continued) Transfers In/Out - At September 30, 2020, the City had the following transfers in/out, which arise in the normal course of operations: Transfers Out Governmental Funds: Major Funds: General Fund Nonmajor Governmental Funds Total Transfers In Governmental Funds Nonmajor General Governmental Fund Funds Total $ $ 1,249,000 $ 1249,000 140,000 140,000 I40,000 $ 1.249,000 $ 1,389,000 Administratively, resources may be transferred from one City fund to another. The purpose of the $1,249,000 of transfers was for subsidizing other funds with the City Council's approvals, such as capital projects. The $140,000 transfer from the Traffic Safety Nonmajor Special Revenue Fund to the General Fund provides reimbursement for eligible expenditures. 72 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 6 — Capital Assets A. Governmental Activities A summary of changes in capital assets for the governmental activities for the year ended September 30, 2020 was as follows: Capital assets, not being depreciated: Land and rights of way Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and improvements Vehicles and equipment Infrastructure Total capital assets, being depreciated Less accumulated depreciation: Buildings and improvements Vehicles and equipment Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Governmental Activities Balance Balance September 30, 2019 Additions Deletions Stember 30, 2020 29,522,040 29,522,040 227,326 1214,123 (1,277,551) t 63,898 29,749,366 1,214,123 (1,277,551) 29,695,938 38,548,209 38,548,209 23,088,565 1,018,782 24,107347 92-740,737 1,152,960 93.893,697 154,377,511 2,171,742 156�549,253 (19,698,128) (797,007) (20,495,135) (15,606,898) (1,372,379) (16,979,277) (46,307391) (2,485,883) 148,793.674 � 11, 118171 (4-655,269) 6 8(M26&086) 71764,694 (2,483,527) 70,281,167 Governmental activities capital assets, net $ 102.514.060 1,269,404) (1,277,551) $ 99,967,105 Depreciation expenses were charged to function s/programs of the governmental activities for the fiscal year ended September 30, 2020 as follows: General government $ 63,378 Public safety 224,765 Public works 2.670.362 Corrutiunity and cultural 822.768 Internal service funds 873,996_ Total depreciation expense $ 4.655,269 73 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 6 — Capital Assets (Continued) B. Business -Type Activities A summary of changes in capital assets for the business -type activities for the year ended September 30, 2020 was as follows: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and improvements Improvements other than buildings Vehicles and equipment Infrastructure Business-]'� lie, Activities Balance Balance September 30, 2019 Additions Deletions September 30, 2020 $ 5.999,980 $ - $ - 5,999,980 610,038 394,331 (707,433) 296,936 6,610,018 394.331 (707,433) 6296,916 8.755,787 8,755,787 418,161 418,161 1,095,337 1.095,337 63,494.190 691,861 (13,221) 64,172.830 Total capital assets, being depreciated 73,763,475 691,861 (13,221) 74,441115 Less accumulated depreciation: Buildings and improvements (6,300,725) (133,719) (6,434,444) Improvements other than buildings (152,972) (20,908) (173,880) Vehicles and equipment (1,027,513) (52,326) (lff79,839) Infrastructure 41-56",47) (830.559) 13,221 (42,392,985) Total accumulated depreciation . . ................. (49,046,757) - 1,03 7,512) 11221 . . . . . (50,071.048) ...... (50,071.048) Total capital assets, being depreciated, net 24,716,718 (345,651) 24,371,067 Business -type activities capital assets, net Si 313X736 $ 48.680 J707,433, 30,66T983 Construction in progress deletions exceed additions to total capital assets, being depreciated, by $15,572 due to a project that was capitalized in the prior year but was determined to not be capitalizable in the current year. Depreciation expenses for business -type activities for the fiscal year ended September 30, 2020 was charged as follows: Water Sewer Golf course Total depreciation expense 74 $ 187,977 644,643 204,892 $ 1,037,512 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 6 — Capital Assets (Continued) C. Discretely Presented Component Unit A summary of changes in capital assets for the discretely presented component unit for the year ended December 31, 2019 was as follows: Capital assets, being depreciated: Buildings and improvements Furniture and equipment Total capital assets, being depreciated Less accumulated depreciation: Discretely Presented Component Unit Balance Balance January 1., 2019 Additions Deletions December 31, 2019 $ 1,046,041 $ $ $ ],046,041 _298-1542 298,542 1,344,583 1344,583 Buildings and improvements (576,069) (35,124) (611,193) Furniture and equipment (276,491) (5,885) (282,376) Total accumulated depreciation (852,560) (41,009) (893,569) Total capital assets.. being depreciated- net 492..023 (41,009) 451,014 Total capital assets, net 492.023 14 1.009) S $ 451.014 Depreciation expenses for the discretely presented component unit for the fiscal year ended December 31, 2019 was $ 41,009. Note 7 — Long -Term Liabilities A. Governmental Activities A summary of changes in long-term liabilities for governmental activities for the year ended September 30, 2020 was as follows: Balance Balance Due within Due in rnore Ocfobcr 1 2019 Additions Deletions Se )ternl)er 30.,' One Year than One Year Dircct horrowinK.e: Capital Lease Obligation: 2003 Parking Structure Lease S 2,079,189 S S (54,286) S 2,024.9)03 Si 58,095 S 1,966,808 Facility Lease Obligation: M05 Douglas ,Street Cap Closure Project 6,50d,059 (325,995) 6,178,064 335,351 5,FA2,713 Other long lerny debt: Claims payable 11,300,000 4,43.7,996 (2,811,986) 2,926j)(M 2,502, l 8 l W,423,M Compensated absences 4,77 1#i 9 364,889 (31,6%) 5JO4,91 1 4,027,411 1,077,500 ToW S 24,654926 S IX)2,875 S (3223,923!1 S 2623.3 78 S 6,921038 S R310,841i Typically, the General Fund has been used to liquidate the liability for compensated absences, claims payable, and the capital lease obligation. The Norimajor Facility Lease Debt Service Fund has been used to liquidate the facility lease obligation. 75 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 7 — Long -Term Liabilities (Continued) A. Governmental Activities (Continued) Capital i'tal Lease ObliLyation 2003 Parkins ,SLT Ltlag Lease On June 18, 2002, the City entered into a capital lease agreement with 612 Twin Holdings, LLC to acquire a two story, three level parking structure and certain retail space. The terms of the lease include an initial payment of $1,100,000, monthly lease payments of $16,167 with an imputed interest rate of 6.80% for 408 months, and a purchase option for $200,000 due on January 1, 2039. The capital asset acquired had a present value of $3,688,222 ($1,659,700 and $2,028,522 for the building structure and the land, respectively) with an annual depreciation of $33,194 and accumulated depreciation totaling $555,907 as of September 30, 2020. The amount outstanding at September 30, 2020 totaled $2,024,903. The annual debt service requirements on the capital lease is as follows: Iis= 2021 2022 2023 2024 2025 2026-2030 2031-2035 2036-2039 Facility Lease Obli ation ICI $ 58,095 $ 62.171 66.533 71.201 76.196 469,078 544.864 676,765 Interest 135.905 131,829 127.467 122.799 117.804 500,922 279.636 91.071 Total $ 194,000 194,000 194,000 194.000 194,000 970.000 824,500 76T836 $ 2,024,903 $ 1.507.433 $ 3.532,336 2005 Douglas Street,,,,,G.gp_Qpsure Project On September 1, 2005, the City entered into a facility lease agreement with the California Infrastructure and Economic Development Bank ("CIEDB") whereby CIEDB issued bonds in the amount of $10,000,000 to finance the Douglas Street Gap Closure Project. The City will make rental lease payments over a 30-year period starting on February 1, 2006, at an interest rate of 2.87% per annum, for annual amounts ranging from $514,156 to $533,124. Interest payments on the lease obligation are due on February 1 and August 1 of each year. Base rental payment billing statements will be mailed to the City reflecting the actual amount owed prior to each base rental payment due date. 76 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 7 — Long -Term Liabilities (Continued) A. Governmental Activities (Continued) The amount outstanding at September 30, 2020 totaled $6,178,064. The annual debt service requirements on the capital lease is as follows: Fiscal Year 2021 2022 2023 2024 2025 2026-2030 2031-2035 B. Business -Type Activities Princi al Interest Total $ 335,351 177,310 $ 512,661 344,975 167,686 512.661 354.876 157,785 512.661 365,061 147,600 512,661 375.538 137.123 512.661 2,045,683 517.624 2,563,307 2,356,580 206,728 2,563,308 6,178,064 $ 1,511 ,856 $ 7,689920 The following is a summary of changes in long-term liabilities for business -type activities for the year ended September 30, 2020: Balance Balance Due within Due in more October 1. 2019 Additions Deletions September 30, 2020 One Year than One Year Compensated absences $ 204,966 33,629 $ (21,889) $ 216,706 $ 202.833 $ 13.873 Compensated absences are typically liquidated by the Water and Sewer Enterprise Funds, VA Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans A. Summary The following is the summary of net pension liability and related deferred outflows of resources and deferred inflows of resources at September 30, 2020 and pension expense for the year then ended. Governmental Business -Type Activities Activities Total Deferred outflows of resources: Miscellaneous $ 862.975 $ 116,615 979,590 Safety 12,685,161 - 12,685,161 PARS 206.701 206.701 Total deferred outflows of resources S 13.754.837 $ 116,615 $ 13,871,452 Aggregate net pension liabilities: Miscellaneous $ 30,176,801 $ 4,077,830 $ 34,254,631 Safety 118,102,353 - 118,102,353 PARS 1074,507 1.074,507 Total aggregate net pension liabilities $ 149,353,661 $ 44T930 $ 153,431,491 Deferred inflows of resources: Miscellaneous $ 114,595 $ 15,485 $ 130,080 Safety 3,046,383 3,046,393 PARS 30.931 - 30,931 Total deferred inflows of resources $ 3.191,909 S 15.48.5 $ 3,207.,.394 Pension Expense: Miscellaneous $ 2,904,0.57 $ 1,144,028 $ 4,048,085 Safety 22,464,644 22,464,644 PARS 154.404 154,404 Total pension expense $ 25.521105 $ 1 144028 $ 26,667,133 The City elected to join PARS as a means to provide additional funding for the CalPERS Miscellaneous and Safety defined benefit pension plans. The General Fund contains the Section 115 Trust balance restricted cash balance of $4,482,363 as of September 30, 2020. 78 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CaIPERS") General Information about the Pension Plan The City contribution to the California Public Employees Retirement System ("CalPERS"), an agent multiple -employer defined benefit pension plan for miscellaneous employees and a cost -sharing multiple - employer defined benefit plan for safety employees. Ca1PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and City ordinance. A full description of the pension plan regarding number of employees covered, benefit provisions, assumptions (for funding, but not accounting purposes), and membership information are listed in the June 30, 2019 Annual Actuarial Valuation Report. This report and Ca1PERS' audited financial statements are publicly available reports that can be obtained at Ca1PERS' website under Forms and Publications. Benefits Provided Ca1PERS provides retirement and disability benefits, annual cost -of -living adjustments, and death benefits to plan members and beneficiaries. A classic Ca1PERS member or PEPRA Safety member becomes eligible for service retirement upon attainment of age 50 with at least 5 years of credited service. During the year ended June 30, 2013, the California's Public Employees' Pension Reform Act ("PEPRA") went into effect. Employees hired after January 1, 2013 who are new to the Ca1PERS system are part of the PEPRA plan. PEPRA miscellaneous members become eligible for service retirement upon attainment of age 52 with at least 5 years of service. The service retirement benefit is a monthly allowance equal to the product of the benefit factor, years of service, and final compensation. The final compensation is the monthly average of the member's highest 36 or 12 consecutive months' full-time equivalent monthly pay. Retirement benefits for classic miscellaneous employees are calculated as 2% of average final 12 months compensation. Retirement benefit for PEPRA miscellaneous employees are calculated as 2% of the average final 36 months compensation. Retirement benefits for classic safety employees are calculated as 3% of the average final 12 months compensation. Retirement benefits for PEPRA safety employees are calculated as 2.7% of average final 36 months. m Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CalPERS') (Continued) General Information about the Pension Plan &(2LejLLL_ l Following are the benefit provision for each plan: Benefit payments Retirement age Benefit formula Benefit vesting schedule Benefit payments Retirement age Miscellaneous Miscellaneous Miscellaneous Second Tier Rate Plan Rate Plan Prior to January 1, 2013 2% Oa. 55 5 years service monthly for life minimum 50 yrs Prior to January 1, 2013 Classic Member 2% Ca), 60 5 years service monthly for life minimum 50 yrs PEPRA Miscellaneous Rate Plan On or after January 1, 2013 New Member 2% (a,) 62 5 years service monthly for life minimum 52 yrs Safety PEPRA Safety Second Tier Safety Rate Plan Rate Plan Rate Plan Between October 6. 2012 to On or after Prior to December 31. 2012 January 1, 2013 October 6. 2012 Classic Member New Member Police - 3% @ 50 Police - 3% Ca,) 55 2. 7 % Ca,) 57 Fire - 3% (a,) 55 5 years service 5 years service 5 years service monthly for life monthly for fife monthly for life minimum 50 yrs minimum 50 yrs minimum 50 yrs Participants are eligible for non -industrial disability retirement if the participant becomes disabled and has at least 5 years of credited service. There is no special age requirement. The standard non -industrial disability retirement benefit is a monthly allowance equal to 1.8% of final compensation, multiplied by service. Industrial disability benefits are not offered to miscellaneous employees. The City provides industrial disability retirement benefit to safety employees. The industrial disability retirement benefit is a monthly allowance equal to 50 percent of final compensation. 80 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CaIPERS") (Continued) General Information about the Pension Plan(Continued)' llaaDsL'rt��sic�i 't'"vrsr�.aaMl An employee's beneficiary may receive the basic death benefit if the employee becomes deceased while actively employed. The employee must be actively employed with the City to be eligible for this benefit. An employee's survivor who is eligible for any other pre -retirement death benefit may choose to receive that death benefit instead of this basic death benefit. The basic death benefit is a lump sum in the amount of the employee's accumulated contributions, where interest is currently credited at 7.5% per year, plus a lump sum in the amount of one month's salary for each completed year of current service, up to a maximum of six months' salary. For purposes of this benefit, one month's salary is defined as the member's average monthly full-time rate of compensation during the 12 months preceding death. Upon the death of a retiree, a one-time lump sum payment of $500 will be made to the retiree's designated survivor(s), or to the retiree's estate. Benefit terms provide for annual cost -of -living adjustments to each employee's retirement allowance. Beginning the second calendar year after the year of retirement, retirement and survivor allowances will be annually adjusted on a compound basis by 2%. Eviolowe Owerecibi,IT IT kaa a 7°c,)-Ins At June 30, 2020, the measurement date, the following employees were covered by the benefit terms under the miscellaneous plans: Miscellaneous Plans Active employees 176 Transferred and terminated employees 312 Retired Employees and Beneficiaries 359 Total _ 847 e Section 20814(c) of the California Public Employees' Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. The total plan contributions are determined through Ca1PERS' annual actuarial valuation process. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. City contribution rates may change if plan contracts are amended. Payments made by the employer to satisfy contribution requirements that are identified in the pension plan terns as plan member contribution requirements are classified as plan member contributions. 81 Agreement No. 6085A City of E1 Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CaIPERS') (Continued) General Information about the Pension Plan 'Continued) Contribulio ns Wonl'i�Lke�_h. The required contribution rates are as follows: Measurement Period Ended June 30, 2019 Miscellaneous Plans Employer Contribution Rate Employer Payment of Unfunded Liability Employee Contribution Rate Employer Contribution Rate Employer Payment of Unfunded Liability Employee Contribution Rate Net Pension Liabil tv Classic PEPRA 9395% 9.395% 2.418.040 - 7.000% 6.250% Measurement Period Ended June 30, 2019 Safety Plans Police -Tier 1 Police - Tier 2 Police PEPRA Fire - Tier 1 25.829% 21558% 13.884% 21.757% 3.862.287 5,366 2.482 3.491.080 9.000% 9.000% 13.75% 9.000% The City's net pension liability for each Plan is measured as the total pension liability, less the pension plans' fiduciary net position. The net pension liability of each of the Plans is measured as of June 30, 2020, using an annual actuarial valuation as of June 30, 2019 rolled forward to June 30, 2020 using standard update procedures. Ac,owl ied rlfelliods a) id ssuiall,firnimUsed iol Deler°niine Tiwol ('er1shm Lr"abiliti, A summary of principal assumptions and methods used to determine the net pension liability are as follows: Actuarial Cost Method Entry Age Normal Actuarial Assumptions: Discount Rate 7.15% Inflation 2.50% Salary Increases Varies by Entry Age and Service Investment Rate of Return 7.25% includes inflation Mortality Rate Table The probabilities of mortality are based on the 2017 Ca1PERS Experience Study for the period from 1997 to 2015. Pre -retirement and Post -retirement mortality rates include 20 years of projected mortality improvement using Scale BB published by the Society of Actuaries. Retirement Age The probabilities of Retirement are based on the 2017 CaIPERS Experience Study for the period from 1997 to 2015, Post Retirement Benefit Increase Contract COLA up to 2.0% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.50% thereafter. Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CalPERS') (Continued) Net Pension Liability (Continued') Loin- The long-term expected rate of return on pension plan investments was determined using a building-block method in which expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CaIPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all of the funds' asset classes, expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (I I+ years) using a building-block approach. Using the expected nominal returns for both short-term and long- term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the rounded single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equal to the single equivalent rate calculated above and adjusted to account for assumed administrative expenses. The expected real rates of return by asset class are as followed: Asset Class' Global Equity Fixed Income Inflation Assets Private Equity Real Assets Liquidity New Strategic Real Return Real Return Allocation Years 1 -10 2 Years 11+ 2 50.00% 4.80% 5.98% 28.00% 1.00% 2.62% 0.00% 0.77% 1.81% 8.00% 6.30% 7.23% 13.00% 3.75% 4.92% 1.00% 0.00% -0.92% 100.00% ' In the System's CAM, Fixed Income is included in Global Debt Securities: Liquidity is included in Short-term Investments: Inflation Assets are included in both Global Equity Securities and Global Debt Securities. An expected inflation of 2.0% and 2.92% used for years 1-10 and years 11+. respectively. Discount Rate The discount rate used to measure the total pension liability was 7.15%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members will be made at the current member contribution rates and that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, the Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Subsequent Ei°gm There were no subsequent events that would materially affect the results in this disclosure. 83 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("Ca1PERS') (Continued) Chan es in the Net Pension Liability The following table shows the changes in net pension liability for the City's Miscellaneous Plan recognized over the measurement period. Miscellaneous Plan Balance at June 30, 2019 (Valuation Date) Changes recognized for the measurement period: Service Cost Interest on the total pension liability Differences between expected and actual experience Plan to plan resource movement Contributions from the employer Contributions from employee Net investment income Benefit payments, including refunds of employee contributions Administrative expense Other ntiscellaneous (income)/expense Net changes during July 1, 2019 to June 30, 2020 Balance at June 30, 2020 (Measurement Date) Increase (Decrease) Total Pension Plan Fiduciary Net Net Pension Liability Position Liability/(Asset) (a) (b) (c) = (a) - (b) 120.807.009 $ 88,056,385 $ 32,750,624 2,088,245 - 2.088.245 8.447.044 8-447.044 (221.184) (221 J 84) 3,966 (3,966) 1584,857 (3.584,857) 946,546 (946.546) 4.398.867 (4,398,867) (6,9M924) (6978,924) - (124,138) 124,138 ").335,181 1,831,174 1.504.007 $ 124,142.190 $ 89.887.559 $ 34,254,631 The following table shows the City's safety plan's proportionate share of the risk pool collective net pension liability over the measure period. Safety Plan Proportionate Share of Net Pension Liability Balance at June 30, 2020 (Measurement Date) 118,102,353 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CalPERS') (Continued) Changes in the, Nat.Pension LialAlity jContinued) L!i ()j,Z(rfionyfe Sheire ol'Alet Pension Liabild v and Pension The following is the approach established by the plan actuary to allocate the net pension liability and pension expense to the individual employers within the risk pool. (1) In determining a cost -sharing plan's proportionate share, total amounts of liabilities and assets are first calculated for the risk pool as a whole on the valuation date (June 30, 2019). The risk pool's fiduciary net position ("FNP") subtracted from its total pension liability ("TPL") determines the net pension liability ("NPL") at the valuation date. (2) Using standard actuarial roll forward methods, the risk pool TPL is then computed at the measurement date (June 30, 2020). Risk pool FNP at the measurement date is then subtracted from this number to compute the NPL for the risk pool at the measurement date. For purposes of FNP in this step and any later reference thereto, the risk pool's FNP at the measurement date denotes the aggregate risk pool's FNP at June 30, 2020 less the sum of all additional side fund (or unfunded liability) contributions made by all employers during the measurement period (2019-2020). (3) The individual plan's TPL, FNP and NPL are also calculated at the valuation date. TPL is allocated based on the rate plan's share of the actuarial accrued liability. FNP is allocated based on the rate plan's share of market value assets. (4) Two ratios are created by dividing the plan's individual TPL and FNP as of the valuation date from (3) by the amounts in step (1), the risk pool's total TPL and FNP, respectively. (5) The plan's TPL as of the Measurement Date is equal to the risk pool TPL generated in (2) multiplied by the TPL ratio generated in (4). The plan's FNP as of the Measurement Date is equal to the FNP generated in (2) multiplied by the FNP ratio generated in (4) plus any additional side fund (or unfunded liability) contributions made by the employer on behalf of the plan during the measurement period. (6) The plan's NPL at the Measurement Date is the difference between the TPL and FNP calculated in (5). Deferred outflows of resources, deferred inflows of resources, and pension expense are allocated based on the City's NPL as a percentage of the total plan's NPL. The City's proportionate share of the net pension liability was as follows: Safety Plan June 30, 2019 1.7839% June 30, 2020 1.7727% Change - Increase (Decrease) 0.0112% 85 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CalPERS') (Continued) Changes in the Net Pension Liability (Continued') Sensith*L o `Ll?e Alet Pension in the Discount Rate The following presents the net pension liability of the plans as of the measurement date, calculated using the discount rate of 7.15%, as well as what the net pension liability would be if it were calculated using a discount rate that is I percentage -point lower (6.15%) or I percentage -point higher (8.15%) than the current rate: Plan's Net Pension Liability/(Asset) Discount Rate - I% Current Discount Discount Rate + I% (6.15%) Rate (7.15%) (8.15 %) _ Miscellaneous Plan $ 49,708,803 $ 34 54 631 $ 21,450,265 Safety Plan $ 159,830,180 $ 118102353 $ 83,860.722 Pension Plan Fiduckir), Net Position Detailed information about the plan's fiduciary net position is available in the separately issued CaIPERS financial report. Pension Exoense and Deferred Outflows and Deferred Inflows of Resources Related to Pensions For the year ended September 30, 2020, the City recognized pension expense in the amounts of $4,048,085 and $22,464,644 for the miscellaneous plans and safety plans, respectively. As of measurement date of June 30, 2020, the City has defer -red outflows and deferred inflows of resources related to pensions as follows: Miscellaneous Plan Pension contribution made after measurement date Difference between expected and actual experience Changes of assumptions Net difference between projected and actual earning on pension plan investments Total M. Deferred outflows Deferred inflows of Resources of Resources $ 363370 $ (130,080) 616,220 979.590 $ (130.080) Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("Ca1PERS') (Continued) Pension Expense and Deferred Outflows and Deferred Inflows of Resources Related to Pensions (Continued) Safe I v Plan Pension contribution made after measurement date Difference between expected and actual experience Changes of assumptions Difference between projected and actual earnings on pension plan investments Change in employer's proportion and differences between the employer's contributions and the employer's proportionate share of contributions Deferred outflows of Resources $ 714,613 9,158,238 Deferred inflows of Resources 245,449 (2,652,982) The amounts above are net of outflows and inflows recognized in the 2019-2020 measurement period expense. The expected average remaining service lifetime ("EARSL") is calculated by dividing the total future service years by the total number of plan participants (active, inactive, and retired). The EARSL for the miscellaneous plan and the safety risk pool for the 2019-2020 measurement period is 2.3 and 3.8 years, respectively, which was obtained by dividing the total service years of 1,920 and 548,581 (the sum of remaining service lifetimes of the active employees) by 847 and 145,663 (the total number of participants: active, inactive, and retired), respectively. $363,370 and $714,613 reported as deferred outflows of resources related to pensions for miscellaneous plan and safety plan, respectively, resulting from the City's contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ending September 30, 2021. Other amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in the future pension expense as follows: Measurement Period Ended June 30 2021 2022 2023 2024 2025 Thereafter Deferred Outflows/ (Inflows) of Resources Miscellaneous Plan (499,109) 181,017 445,771 358.461 Deferred Outflows/ (Inflows) of Resources Safety Plan $ 1,028,864 3.783.776 2.825.384 1286,141 $ 486.140 S 8,924165 87 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) B. California Public Employees' Retirement System ("CaIPERS") (Continued) Pavable to the Pension Plan At September 30, 2020, the City had no outstanding amount of contributions to the pension plan required for the year ended September 30, 2020. C. Public Agency Retirement System ("PARS") General Information about the Pension Plan Plan lmm cc, s°crhwion On September 1, 2008, the City approved the establishment of a Retirement Enhancement Plan (the "Plan") for eligible employees of the Supervisory and Professional Employees' Association of the City, effective October 1, 2008. Effective November 3, 2015 ("Freeze Date"), both benefits service and final pay are frozen. The Plan provides a supplemental retirement benefit in addition to the employees' current Ca1PERS retirement plan. The Plan is an agent multiple -employer defined benefit plan. The Plan will provide for 0.5% at age 55 for employees who retire from the City under Ca1PERS on or after September 30, 2008 and have 15 years of continuous City service. The City's Finance Director is the Plan Administrator and is responsible for taking the necessary actions to implement and administer the Plan in compliance with the Plan Document and applicable legal requirements. Public Agency Retirement Services ("PARS") is the Trust Administrator and is responsible for Plan accounting, coordinating benefit distributions with the Trustee, and communicating Plan provisions. Union Bank of California is the Trustee and is responsible for receiving and investing Plan contributions, safeguarding Plan assets, and distributing benefits to eligible Plan participants or beneficiaries at the direction of the Plan Administrator and pursuant to the Plan Document. The amounts of the benefit payments are calculated by the Trust Administrator and all accounting and reporting functions are performed by the Trust Administrator. Plan assets are considered to be held by the third -party administrator on behalf of the employees and are therefore excluded from the accompanying financial statements. The City's responsibilities for this Plan are not sufficient administrative involvement to constitute a "holding of assets" by the City in a pension trust fund. The year ended September 30, 2009, was the first year of the Plan. The Plan issues a publicly available financial report that includes financial statements and required supplementary information. The report may be obtained by contacting the Trust Administrator at the following address or telephone number: Public Agency Retirement Services, PARS Trust Administrator PO Box 12919 Newport Beach, CA 92658-2919 (800)540-6369 88 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 1 2020 Note 8 — Retirement Plans (Continued) C. Public Agency Retirement System ("PARS") (Continued) General Inforniation about Ilse Pension Plan Continued Retie I. !'rery>raded Below is the benefits summary provided by the Plan. Eligibility Supervisory and Professional employees Full-time employees in the group between August 5, 2008 and October 1, 2012 Before Plan Freeze: a Retire from City under CalPERS on or after September 30, 2008 • Age 55 with 15 years continuous City service After Plan Freeze: o Retire from CalPERS o Age 55 9 Does not need to retire directly from the City Retirement Benefit Target of 2.5% @ 55 less CalPERS 2%@55 City service from hire date through Freeze Date Final Pay Highest consecutive 12-month pay as of Freeze Date PERSable pay including EPMC COLA 2% after retirement Normal Form of Benefit Single life annuity Termination/Disability/ 100% vesting as of Freeze Date Pre -Retirement Death Benefit Greater of the following: • Refund of employee contributions with 4.25% interest • Deferred retirement benefit At September 30, 2019, the measurement date, the following employees were covered by the benefit terms: Active employees 9 Terminated employees 7 Retired Employees and Beneficiaries 11 Total 27 M. Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) C. Public Agency Retirement System ("PARS") (Continued) General Information about the Pension Plan continued The City's funding policy is to make the contribution as determined by the Plan's actuary. There was no employee contribution after Freeze Date. Members may elect to receive lump sum refund of employee contributions with 4.25% interest in lieu of annuity upon tennination / retirement / disability / death. Employer contributions are determined by actuarial study performed at least every two years. The Plan's annual pension contribution for the measurement date ended September 30, 2019, was based on an actuarial valuation as of June 30, 2016. For the measurement date ended September 30, 2019, the City made contributions of $158,000 to the Plan, which was a contribution to the PARS trust. Net 'Pension Liability 1eneo�rITh d rWetizotisgnd dPs.� rvnl2l^ions Used to DeleritlirreITIT7�)I:rl Pension Liabilifir The City's net pension liability for the Plan is measured as the total pension liability, less the pension plan's fiduciary net position. The net pension liability of the Plan is measured as of September 30, 2019, using an actuarial valuation as of June 30, 2018, rolled forward to September 30, 2019 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is as follows: Actuarial Cost Method Entry Age Normal Actuarial Assumptions: Discount Rate 5 75% Investment Return 5, 75% Inflation 2.75% Mortality, Disability, and Termination C:alPERS 1997-2015 experience study Projected fully generational with Scale MP-2018 Service Retirement CaIPERS 1997-2015 Experience Study Benefit: Modified 2.5`%® C) 55 Adding 1/3 of'sum of the rates for ages 50-54 to the rate for age 55 Post Retirement Cost of Living Adjustment 2.00% a Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) C. Public Agency Retirement System ("PARS") (Continued) Net Pension Liability Continued The discount rate used to measure the total pension liability was 5.75%. The projection of cash flows utilized to determine the discount rate assumed that contributions from the City would be made at the actuarially determined contribution amount. Based on those assumptions, the Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability. According to Paragraph 30 of Statement 68, the long-term discount rate should be determined without reduction for pension plan administrative expense. The 5.75% investment return assumption used in this accounting valuation is net of administrative expenses. Administrative expenses are assumed to be 50 basis points. An investment return excluding administrative expenses would have been 6.25%. Using this lower discount rate has resulted in a slightly higher total pension liability and net pension liability. The table below reflects target allocation and expected real rate of return by asset classes for the moderate portfolio selected by the City: Target Expected Real Asset Class Allocation Rate of Return Global Equity 58.00% 4.82% Fixed Income 35.00% 1.47% REITs 2.00% 3.76% Cash 5.00% 0.06% 100.00% Assumed Long -Term Rate of Inflation 2.75% Expected Long -Term Net Rate of Return, Rounded 5.75% The City elected to use 5.75% investment return assumption. Confidence Level Net Return after Expenses Plan Non -Investment Expense 50% l 6.25% 6.00% -0.50% -0.50% Net Return 5.75% 5.50% Based on expected long term non -investment expenses M Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) C Public Agency Retirement System ("PARS") (Continued) Net Pension Liabilit ° "Contintued'. Clicing s in jmuffl dlom The discount rate and long-term expected rate of return on assets utilized in the actuarial valuation as of June 30, 2016 and 2018 was 5.50% and 5.75%, respectively, which was updated based on the asset allocation change. The actuarial valuation inflation rate as of June 30, 2016 and 2018 was 3.00% and 2.75%, respectively. Also, the mortality, retirement, disability, and tennination assumptions in the June 30, 2018 actuarial valuation were updated from the Ca1PERS 1997-2011 Experience Study used in the June 30, 2016 actuarial valuation to the CalPERS 1997-2015 Experience Study. In addition, the mortality improvement scale utilized in the June 30, 2018 actuarial valuation was updated from the Scale MP-2014 used in the June 30, 2016 actuarial valuation to the Scale MP-2018. S'ubse uerar t Events There were no subsequent events that would materially affect the results in this disclosure. Changes in Net Pension Liability The table on the following page shows the changes in net pension liability recognized over the measurement period: Balance at September 30, 2018 Changes recognized for the measurement period: Interest on the total pension liability Differences between expected and actual experience Changes of assumptions Contributions from the employer Net investment income Benefit payments, including refunds of employee contributions Administrative expense Net changes during October 1, 2018 to September 30, 2019 Balance at September 30, 2019 (Measurement Date) Increase (Decrease) Total Pension Plan Fiduciary Net Net Pension Liability Position Liability/(Asset) (a) (b) (c) = (a) - (b) $ 2,241,998 $ 1,08T687 $ 1,154,311 126.122 126,122 158,000 (158,000) 53,443 (53,443) (97,156) (97J56) (5,517) 5,517 28,966 108,770 (79,804) 2270,964 $ 1.196,457 $ 1,074,507 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) C. Public Agency Retirement System ("PARS") (Continued) Changes in Net Pension Liability(Continued) Seysifivill� oj'N l Pension L igbilif w10 t &?r a�.� sra t �� Discount Rate The following presents the net pension liability of the Plan as of the measurement date, calculated using the discount rate of 5.75%, as well as what the net pension liability would be if it were calculated using a discount rate that is 1 percentage -point lower (4.75%) or 1 percentage- point higher (6.75%) than the current rate: Discount Rate - 1% Current Discount Discount Rate + 1% (4.75%) Rate (5.75%) (6.75%) Plan's Net Pension Liability $ 1.364.158 $ 1.074.507 $ 835.725 Pension Plan / khiciuri,, Nel Posilion Detailed information about the plan's fiduciary net position is available upon request. Pension Extlense. Deferred Outflows and Deferred Inflows of Resources Related to Pensions For the measurement period ended September 30, 2019, the City incurred a pension expense of $154,404 and reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Pension contribution made after measurement date Difference between expected and actual experience Changes of assumptions Net difference between projected and actual earning on pension plan investments [ram] Deferred Outflows Deferred Inflows of Resources of Resources { 14,817 $ 21t¢o.70l S V, ,22.'111 The $158,000 reported as deferred outflows of resources related to pension resulting from the City's contribution subsequent to the measurement date during the year ended September 30, 2020 will be recognized as a reduction of the net pension liability in the year ending September 30, 2021. Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 8 — Retirement Plans (Continued) C. Public Agency Retirement System ("PARS") (Continued) Pension Expense, Deferred Outflows and Deferred Inflows of Resources Related to Pensions lContinued) Amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in future pension expense as follows: Measurement Period Ended September 30 2020 2021 2022 2023 2024 Thereafter Pavable to the Pension Plan Deferred Outflows/ (Inflows) of Resources $ 19.997 (&590) 1.410 1953 $ 17.770 At September 30, 2020, the City had no outstanding amount of contributions to the pension plan required for the year ended September 30, 2020. Note 9 — Other Post -Employment Health Benefits At September 30, 2020, net OPEB liability and related deferred outflows of resources and deferred inflows of resources are as follows: Deferred outflows of resources Net other postemployment benefit liability Deferred inflows of Resources OPEB expense Governmental Business -Type Activities Activities Total $ 1,522,275 $ 78,785 $ 1,601,060 $ 27,692,790 $ 1,433,225 $ 29,126,015 $ 5,888,815 $ 304,773 $ .6.193,588 $ 2,458,080 $ (44,495) $ 2,413,585 M Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 9 — Other Post -Employment Health Benefits (Continued) General Information About the OPEB Plan Plan est3 rt)[hera. The City provides postretirement medical benefits to employees under an agent multiple -employer plan who retire directly from the City under CalPERS, with age and service requirements that vary by bargaining unit. For eligible retirees, the City contributes a portion of the premium for the medical plan selected by the retiree. Benefit provisions for Ca1PERS are established and amended through negotiations between the city and the respective unions. The plan issues a publicly available financial report that includes financial statements and required supplementary information for that plan. Those reports may be obtained by writing or calling the plans at the following address or telephone number: Ca1PERS Member Services Division P.O. Box 942704 Sacramento, CA 94229-2704 1-888-225-7377 The City has entered into an agreement with California Employers' Retiree Benefit Trust (CERBT) to prefund the City's net OPEB liability. Fundino Poficu'..and C ontribution,s The contribution requirements of plan members and the City are established and may be amended by City Council. The annual contribution is based on the actuarially determined contribution. For the measurement period ended June 30, 2020, the City's contributions were $548,000 to the Ca1PERS CERBT Trust, $3,374,34 in premium payments, administrative expense of $9,028 and the estimated implicit subsidy was $494,250, resulting in total payments of $4,425,712 At June 30, 2020, the measurement date, membership in the Plan consisted of the followings Inactive plan member currently receiving benefits 336 Inactive plan mernbers entitled to but not yet receiving benefits 24 Active plan members 252 Total 612 Net OPEB Liability The City's total OPEB liability was measured as of June 30, 2020, and was determined by an actuarial valuation as of June 30, 2019, rolled forward to June 30, 2020 using standard update procedures. A summary of the principal assumptions and methods used to determine the total OPEB liability is shown below. 95 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 9 — Other Post -Employment Health Benefits (Continued) General Information About the OP'EB Plan (Continued) Net OPEB Liability (Continued) .1clayrial Mohr Oy and il sstyn vions The total OPEB liability was determined using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Actuarial Cost method Entry Age Method Actuarial Assumption: Discount Rate 6.75% - Pre -funded through CalPERS CERBT Asset Strategy #I Inflation 2.75% Salary Increases 3.00% per year Mortality Improvement Post -retirement mortality projected fully generational with Scale MP-2019 Medical Trend Non -Medicare: 7.25% for 2021. decreasing to an ultimate rate of 4.0% in 2076. Medicare: 6.3% for 2021- decreasing to an ultimate rate of 4.0% to 2076. The actuarial assumptions used in the June 30, 2019 valuation were based on a standard set of assumptions the actuary has used for similar valuations, modified as appropriate for the City. The long-term expected rate of return was determined using a building-block method in which best -estimate ranges of expected future real rates of return (expected returns, net of OPEB plan investment expense and inflation) are developed for each major asset class. The asset class percentages are taken from the current composition of CERBT, and the expected yields are taken farm a recent CaIRERS publication for the pension fund: Long -Term Compound Asset Class Allocation Return CERBT: Global Equity 59.00% 4.82% Fixed Income 25.00% 1.47% TIPS 5.00% 1.29% REITs 8.00% 3.76% Commodities 3.00% 84.00% Total 100.00% Assurned Long -Term Rate of Inflation 2.75% Expected Long -Term Net Rate of Return, Rounded 6.75% M, Agreement No. 6085A City of E1 Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 9 — Other Post -Employment Health Benefits (Continued) Net OPE13 Liability(Continued Discount Rate The discount rate used to measure the total OPEB liability is 6.75%. This is the expected long-term rate of return on City assets using investment strategy 1 within the California Employers' Retiree Benefit Trust (CERBT). The projection of cash flows used to determine the discount rate assumed that the City contribution will be made at rates equal to the actuarially determined contribution rates. Based on those assumptions, the OPEB plan's fiduciary net position is projected to cover all future OPEB payments. Therefore, the discount rate was set equal to the long-term expected rate of return. Changes in Net OPEB Liability Balance at September 30, 2019 (Valuation Date June 30, 2019) Changes recognized for the measurement period: Service Cost Interest on the net OPEB liability Differences bew,een expected and actual experience Changes of assumptions Contributions fiom the employer Net investment income Benefit payments, including refunds of employee contributions Administrative expense Net changes during October I, 2019 to September 30, 2020 Balance at September 30, 2020(Measurernent Date June 30, 2020) Increase (Decrease) Total Pension Plan Fiducian' Net Net OPEB Liability Position Liability/(Asset) (a) (h) (c) = (a) - (b) $ 61,302.,549 $ 24,641,464 $ 36,661,085 1,325,398 1,32.5,398 4,096,818 4,096,818 (6,345,201) (6,345,201) (1,32.3,05I) - (17323,051) 4,425,712 (4.425,712.) 884.584 (884,584) (3,868;684) (3,868,684) - (2.1,2.62.) 2.1,262 (6,114,720) 1,420,350 (7535070) $ 55,187.$29 $ 2.6,061,814 $ 2�9,126> For measurement date June 30, 2019, to June 30, 2020, the mortality scale was updated to Scale MP-2019 from MP-2017 and the healthcare trend changed from 7.50% non -medicare and 6.50% medicare to 7.25% non -medicare and 6.30% medicare. (',;"han e o Bene 'lt ie n s There were no changes of benefit terms. M Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 9 — Other Post -Employment Health Benefits (Continued) Changes in Net OPEB Liability Continued' Subsequent I'wnts There were no subsequent events that would materially affect the results presented in this disclosure. Sensttt's^in, o ter¢ Ve t 0i"''E8 i is ifiI ii to (,Vu rr Hers in they .Discount Rate The following presents the net OPEB liability, as well as what the net OPEB liability would be if it were calculated using a discount rate that is I -percentage point lower (5.75 percent) or 1-percentage-point higher (7.75 percent) than the current discount rate: Plan's Net OPEB Liability (Assets) Discount Rate 4% Current Discount Discount Rate +1% (5.75%) Rate (6.75%) (7.75%) $ 35,694,473 $ 29,126.015 $ 23,671,045 ay sitty ily o fheei 0PE LLcLt rrMy to Changes the Healrhc;are Cost Trend Rute.s' The following presents the net OPEB liability, as well as what the net OPEB liability would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower (6.25% and 5.30% for 2021 for Non -Medicare and Medicare, respectively, decreasing to an ultimate rate of 4.0% in 2076) or 1-percentage-point higher (8.25% and 7.3% for 2021 for Non -Medicare and Medicare, respectively, decreasing to an ultimate rate of 4.0% in 2076) than the current healthcare cost trend rates: Plan's Net OPEB Liability (Assets) Healthcare Cost Healthcare Cost Trend Rate -1% Current Rate Trend Rate +1% $ 26184 542 $ 29.126,015 $ 31.990.395 98 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 9 — Other Post -Employment Health Benefits (Continued) O'VEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended September 30, 2020, the City' recognized OPEB expense of $2,413,585. At September 30, 2020, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Contribution made after measurement date Difference between expected and actual experience Change of assumptions Net difference between projected and actual earning on pension plan investments Total Deferred outflows Deferred inflows of Resources of Resources 014.720 1,601.060 An amount of $986,340, which is reported as deferred outflows of resources related to contributions subsequent to the measurement date, will be recognized as reduction of the net OPEB liability in the year ended September 30, 2021. The amounts reported as deferred inflows of resources related to OPEB will be recognized as future OPEB expense as follows: Measurement Period Ended June 30 2021 2022 2023 2024 2025 Payable to the OPEB Plan Deferred Outflows/ nflows) of Resources OPEB Plan a� (1,339,634) (1,339,633) (1,291,140) (1,313,529) (294,932) At September 30, 2020, the City had no outstanding amount of contributions to the OPEB plan required. Note 10 —Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City maintains self-insurance programs for workers' compensation and general liability up to a maximum of $500,000 and $750,000 per occurrence, respectively. General liability claims, which exceed the limit, are insured through Independent Cities Risk Management Authority ("ICRMA") up to $30,000,000 with a maximum per incident of $3,000,000. Workers compensation claims that exceed the limit are insured by ICRMA up to the California statutory limits for workers' compensation. Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 10 —Risk Management (Continued) The City is a member of the ICRMA, a public entity risk pool currently operating as a common risk management and insurance program for 15 California cities. The City pays an annual premium to the pool for its excess general liability insurance coverage. The agreement for information of the ICRMA provides that the pool will be self-sustaining through member premiums. The City continues to carry commercial companies for all other risks of loss, which include property insurance, and cyber liability insurance. Estimates for all liabilities, up to the self -insured levels, have been accrued in the Workers' Compensation and the General Liability Self -Insurance Internal Service Funds including an estimate for incurred but not reported claims. Estimates are based on recommended reserves established by the City's third -party administrators who administer the City's claims and insurance programs. There have been no significant changes in insurance coverage as compared to last year and settlements have not exceeded coverage in each of the past three fiscal years. The ICRMA has published its own financial report for the year ended June 30, 2020, which can be obtained from Independent Cities Risk Management Authority, 14156 Magnolia Park, Sherman Oaks, California. Changes in the balances of claims liabilities for the current and the last two fiscal years follow: Fiscal Year Ended September 30, 2018 September 30, 2019 September 30s 2020 _ Claims Payable Annual Current Year Current Year Claims Payable Claims and Changes Claims October] in Estimates Payments S 11,398,232 1.801303 S (922,529) 12.27T006 1.693.379 (1670 385) 11.300.000 4-437.986 (2,811.986) Note 11 —Joint Venture Balance Due within Se to ber 30 One Year $ 12.277.006 S 2.069.000 11.300A00 1.887.705 12.926.000 2.502.181 Los Angeles Interagency Metropolitan Police Apprehension Crime Task Force The City is a member of the Los Angeles Interagency Metropolitan Police Apprehension Crime Task Force (L.A. IMPACT), a joint powers authority of the police departments of cities and other institutions in Los Angeles County. L.A. Impact was formed July 1, 1991, with the mission to promote coordinated law enforcement efforts and to address emerging criminal justice issues, mainly in the areas of drug trafficking and money laundering. The Executive Council consists of 14 police chiefs and other various police officers. All financial decisions were made by the Executive Council. The members received monetary distributions from asset seizures based on their respective resource contribution to the effort. The City does not have a measurable equity interest in LA IMPACT. The net position of LA IMPACT represents a temporary holding of funds to be distributed to various law enforcement jurisdictions. The distribution of these funds is not determinable until action has been taken by the courts or the LA IMPACT board of directors with respect to the use of these funds. 100 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For c September 30, 2020 Note I —Joint Venture (Continued) Los Angeles Interagency Metropolitan Police Apprehension Crime Task Force (Continued) L.A. IMPACT's latest summary financial information as of June 30, 2020 is as follows: Total assets $ 12,217,792 Total liabilities $ 5,083,504 L.A. IMPACT net position 7,134,288 Total liabilities and L.A. IMPACT net position $ 12,217,792 Total revenues $ 3,077,333 Total expenses (5,340,102) Change in net position $ (2,262,7691 Complete financial statements for L.A. IMPACT may be obtained at its administrative office: L.A. IMPACT 5700 South Eastern Avenue Commerce, CA 90040-2924 Note 12 — Commitments and Contingencies L.atr",�r titer The City is currently a party to various claims and legal proceedings. In management's opinion, the ultimate liabilities, if any, resulting from such claims and proceedings, will not materially affect the City's financial position. Federal and State Grants The City participates in a number of federal and state assisted grant programs, which are subject to program compliance audits by the grantors or their representatives. Final closeout audits of these programs have not yet been completed. Accordingly, the City's ultimate compliance with applicable grant requirements will be established at some future date. Expenditures, if any, which may be disallowed by the granting agencies cannot be determined at this time, although the City expects such amounts, if any, to be immaterial. 101 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 12 — Commitments and Contingencies Uncertainties On January 30, 2020, the World Health Organization ("WHO") announced a global health emergency because of a new strain of coronavirus (the "COVID-19 outbreak") and the risks to the international community as the virus spreads globally beyond its point of origin. In March 2020, the WHO classified the COVID-19 outbreak as a pandemic, based on the rapid increase in exposure globally. The full impact of the COVID-19 outbreak continues to evolve as of the date of this report. As such, it is uncertain as to the full magnitude that the pandemic will have on the City's financial condition. Management is actively monitoring the impact of the global situation on its financial condition. 102 Agreement No. 6085A City of El Segundo Notes to the Basic Financial Statements For the Year Ended September 30, 2020 Note 13 — Classification of Fund Balances At September 30, 2020, fund balances are classified in the governmental funds as follows: Non ajar Total General Governmental Govenunental Fund Funds Funds Nonspendable: Notes and loans receivable $ 17,500 $ $ 17.500 Inventories 100264 - 100,264 Prepaids 7,819,879 85,049 7,904,928 Total nonspendable 7,937,643 85,049 8,022,692 Restricted: Police - 1,153,341 1,153,341 Fire 400,040 400,040 Public works 2,482,539 2,482,539 Economic development 242,267 241267 Community and cultural I O, 165,172 10,165,172 Debt service 1030,291 1,030,291 Pension 4,482,363 4,482,363 Total restricted 4,482,363 15,473,650 19,956,01.33 Assigned: Police 265,093 265,093 Fire 276,394 276,394 Public works 56,926 56.926 Tobacco License 33,573 33-573 Economic development 1,315,897 1,315.897 Parks and recreation 169,548 169,548 Library 60,166 60,166 Computer refresh 357,294 - 357,294 Encumbrances - 560,379 560,379 Capital outlay ............ 3,600,796 3,600,796 Total assigned 2,534,891 4,161,175 6,696,066 Unassigned: 20,807,983 (46,117) 20,761,866 Total fund balance $ 35,762,880 $ 19,673,757 $ 55,436,637 103 Agreement No. 6085A This page intentionally left blank 104 Agreement No. 6085A RE QUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 105 Agreement No. 6085A City of El Segundo Required Supplementary Information Budgetary Comparison Schedule - General Fund For the Year Ended September 30, 2020 Variance with 1-inal Budget Budgeted Amounts Positive Oriinal Final . . . . . ................ . . ........... - Actual - (NeZative)___ REVENUES:: Taxes S 53,327,867 $ 46,065,652 47730,728 S 1,665,076 Licenses and permits 14,198,358 13,798,358 147234,600 436,242 Charges for services 5,307,168 3,807,167 4,307,599 500,432 Use of money and property 824,000 804,000 3.391762 2,588,762 Fines and forfeitures 412,020 192,020 273,093 81,063 Developer fees 110,876 110,976 Miscellaneous 2,300.795 1548,226 247,431 Total revenues 76,570,208 66,967,992 72,597,874 5,629,882_ EXPIENDHTURES: Current: General government: City Council 319,432 308,432 308,625 (193) City Treasurer 345,375 341,375 325153 16,222 City Clerk 722,939 634,238 534,170 100,068 City Manager 2,264,431 1,973,726 1,777,642 196,084 Cav Ationiev 585,450 585450 753,433 (167,983) Planning 1,170,039 1076,748 1,119,803 (43,055) Building and Safety 1,635,631 1,586,086 1,453,529 132,557 Administrative Services 6,113,978 5,550,245 5,459,663 90,582 Non -departmental 6,633,283 6,352,948 7,213,349 (860,401) Public safety: Police 21,357,303 20,490,344 21,2757768 (785,424) Fire 16,577,834 15,848,044 17,085,210 (1,237,166) Animal Control 251420 171,579 48,253 123,326 Communications Center 1,565,070 1,590,870 1,549,366 41,504 Public Works: Administration 390,299 266,299 138,859 127,441 Government Buildings 2,213,572 2,045,802 2,023,035 22,767 Engineering 756,477 1,026,351 926,624 99,727 Streets 2,276,687 2,102,066 2,079,720 22,346 Solid Waste 363,937 378,937 465,356 (86,419) Storm drain 522,105 610,479 398,547 211,932 Equipment Maintenance 1,583499 1,456,660 1,201,062 255,599 Community and cultural: Recreation and Parks 7,890,395 7,098,278 6,023,865 1,074,413 Library 2,499,245 2,394,141 2,291,813 102,328 Capital outlay 11,490 22,041 15,704 6,337 Debt service: Principal retirement 54,286 (54,286) Interest - 139.714 (139,714) Total expenditures 78,041,790 73,911,139 74,662,548 (751,409) Excess (deficiency) of revenues over expenditures (1,471,582) (6,943,147) (2,064,674) 4,878,4'73_ OTHER FINANCING USES. Transfers in 140,000 140,000 140,000 Transfers out (2,749,000) (1,249,000) (1,249,000) Total) other finanding uses (2,609,000) (1,109,000) (1,109,000) Net change in fund balances S (4,090,582) (8,052,14-7) (3,173,674) S 4,878,473 FUND BAI,ANCEr Beginning of Year 38,936,554 End of Year S 35,762,880_ 106 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Note to the Budgetary Comparison Schedule For the Year Ended September 30, 2020 Note 1 — Budgetary Control and Accounting Policy Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America and are used as a management control device. Annual budgets are adopted for the General Fund, Special Revenue Funds, Debt Service Funds and the Capital Projects Funds except for the following Special Revenue Funds: MTA Grant, Certified Access Specialist Program, Affordable Housing, Cultural and Development, and Special Revenues/Donations. The City Council approves each year's budget submitted by the City Manager prior to the beginning of the new fiscal year. Public hearings are conducted prior to its adoption by the City Council. Budgets and adopted supplemental appropriations, where required during the period, are also approved by the City Council. Intradepartmental budget changes are approved by the City Manager. The legal level of control, that is defined as the level at which City Council approval is required for changes, is at the department level for the General Fund and functional level for all other funds. During the year, several supplementary appropriations were necessary. All operating budget appropriations lapse at year-end. 107 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Changes in Net Pension Liability and Related Ratios September 30, 2020 Last Ten Fiscal A'cars California Public Employees' Retirement system ("CalPERS") - Miscellaneous Rate Plan Measurement period and fiscal year Total pension Iliiabiliity Service cost Interest on total pension liability Changes of'benefit terms Changes of assumptions Differences between expected and actual experience Benefit payments, including refunds of employee contributions Net change in total pensibin fialtHity Total pension liability - beginning Total pension liability - ending (a) 2019-20 2018-19 $ 1088,245 $ 2,026,099 8,447,044 8,219,352 (221,184) (39,811) (6,978,924) (6,762,739) 3,335,181 3,443,901 120ffl7,009 117,363,108 S 124,142,190 S 120,807,009 Pension fiduciary net posifion Contributions - employer 3,584,857 $ 3,597,197 Contributions - employee 946,546 878,016 Net investment income 4,398,867 5,537,029 Benefit payments, including refunds of employee contributions (6,978,924) (6.762,739) Net plan to plan resource movement 3,966 (127,504) Administrative expense (I24,138) (60,654) Other miscellaneous expense 198 Net change in plan fiduciary net poshfon 1,83 1,174 3,061.,543 Plan fiduciary net position - beginning Plan fiduciary net position - ending (b) Plan net pension liability - ending (a) - (b) 88,056,385 94,904,842 $ 89,887,559 S 88,00,385 S 34,254,631 S 32,750,624 Plan fiduciary net position as a percentage of the total pension liability 7241% '72 99% Covered payroll 14,212,445 $ 12,85 1,i08 Plan net pension liability as a percentage of covered payroll 241 02% 254.84% 1 Ifistoxical information is presented for measurement periods for which GAS13 68 is applicable. Additional years' information will be displayed as it becomes available Notes to Schedule: Benefit Changes: The figures above do not include any liability impact that may have resulted from plan changes which Occurred after the June 30. 2017 valuation date This applies for voluntary benefit changes as well as any offers of Two Years Additional Service Credit (a k a. Golden handshakes). Changes of' Assumptions: There were no significant changes in assumptions in 2019 In 2018, demographic assumptions and inflation rate were changed in accordance to the CaIPERS Experience Study and Review of Actuarial Assumptions December 2017 There were no changes in the discount rate In 2017, the discount rate was reduced from 7,65 percent to 7,15 percent In 2016, there were no changes In 2015, amounts reported reflect an adjustment of the discount fate from 7 5 percent (net of administrative expense) to 7 65 percent (without a reduction for pension plan administrative expense,) In 2014, amounts reported were based on the 7 5 percent discount rate 108 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Changes in Net Pension Liability and Related Ratios (Continued) September 30, 2020 Last Ten Fiscal Years' California Public Employees' Retirement System ("CalPERS") - Miscellaneous Rate Plan Measurement period and fiscal year Totall pension Haltifity Service cost Interest on total pension liability Changes of'benefit terms Changes Of assumptions Differences between expected and actual experience Benefit payments, including refunds of employee contributions Net change in total penMon liability Total pension liability - beginning Total pension liability - ending (a) Pension fiduciary net position Contributions - employer Contributions - ernplovee Net investment income Benefit: payments, including refunds of employee contributions Net plan to plan resource movement Administrative expense Other miscellaneous expense Net change In plan fidudary flict position Plan fiduciary net position - beginning Plan fiduciary net position - ending (b) Plan net pension liability - ending (a) - (b) 2017-19 2016 17 2015-16 2014 15 20B-➢4 S 2.002,276 S 2,022,687 S l,936,590 Si 1,991820 S 1,992,358 7,976,930 7;747,566 7,5 84, 2 l 4 7,355,288 707,756 (464,769) 6, l 99,889 ( 0,728,307) 8,203 (813ffl2) (999,552) (1 A00,892) (6,360,824) (5,830,361) (5,534,415) (5,12 ➢,477) (4,825,890) 3,16 L816 9,325,949 2,986,837 997,432 4304.234 114,20 ➢,292 104,875,343 10 1,898,506 100,89 ➢,074 96,586,8,10 S 1➢7,363.108 S 1➢4,2ffl,292 S l04,875,343 $ 101,888,506 S 100,89➢,074 $ 3,29➢215 905,313 6,939,662 (6360,824) (198) l 25,728) (238,760) 4,310,690 S 2,381,409 S 2,189,606 $ 1,990,762 S 2,229,759 975,818 850,845 883,340 1,27 1,008 8,294,674 375,088 ll,743,059 11,605,7 17 (5,830,36➢) (5,534,4 15) (5, 121,477) (4,825,880) (31,27 1 ) (256) 1 M,952 l 10.73 9) (47,032) (86,704) 5,679,530 (2,166,164) (429,068) 1 O,290,604 80,684, l 62 75,004fi32 77,170,796 77,599,864 67,3 19,260 S 84,994,842 $ 80,6&4� 162 S 75,004,632 $ 77, 170,796 S 77,599,864 S 32,368,266 S 33,5 17, l 30 S 29,870,711 $ 24,7 17,710 S 23,29 �,210 Plan fiduciary net position as a percentage of the total pension liability '72 42%, 70 65% 71 52% 75,741X, 7691% Covered payroll S 12,875,891 $ 13,007,635 $ 112,983,105 S 13,1129,083 S 13,163,041 Plan net pension liability as a percentage of covered payroll 251 39% 25767% 230 07% 18827% 17694% 1 1 listorical information is presented for measurement periods lor which GASB 68 is applicable Additional years' information will be displayed as it becomes available Notes to Schedulez Benefit Changes: The figures above do not include any liability impact that: may have resulted from plan changes which occun-ed after the June 30, 2017 valuation date This applies for voluntary benefit changes as well as any offers of Two Years Additional Service Credit (a k,a Golden I landshakes) Changes of Assumptions: There were no significant changes in assumptions in 2019 In 2018, demographic assumptions and inflation rate were changed in accordance to the CaIPERS Experience Study and Review of Actuarial Assumptions December 2017, There were no changes in the discount rate In 2017, the discount rate was reduced from 7 65 percent to 7 15 percent In 2016, there were no changes In 2015, amounts reported reflect an adjustment of the discount rate from 7,5 percent (riot of administrative expense) to 7 65 percent (without a reduction for pension plan administrative expense,) In 2014, amounts reported were based on the 7.5 percent discount rate ME Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Changes in Net Pension Liability and Related Ratios September 30, 2020 Last Ten Fiscal Years' California Public Employees' Retirement System ("CalPERS") - Safety Rate Plan Measurement period and fiscal year Totall pension liability Service cost Interest Changes of benefit terms Changes of assumptions Differences between expected and actual experience Benefit payments, including refunds of employee contributions Net change in total) jpcnsion habdity 2015-16 2014-15 2013-14 S 3,906,1 52 S 4,017,009 S 4,084,900 l 8.561,546 118,050,364 17,643,39.5 (4,336,l 87) (2,593,008) (4,610,542) 3,146,807) (12,326,946) 11353.968) 6,727,883 793,798 9.974,327 Total pension liability - beginning 249,847,921 249,054,123 239,079,796_ Total pension liability - ending (a) $ 256,575,804 $ 249,847,921 S 249,054,123_ Pension fiduciary net position Contributions - employer $ 6,497,421 $ 6.155,214 $ 5,466,181 Contributions - employee 1,288,776 1697.612 1,556,189 Net investment income '792,070 3,716,152 25,110,451 Benefit payments, including refunds ofemployee contributions (13,146,807) (12,326,846) (11,751968) Net. plan to plan resource movement 256 568 Administrative expense (101,008) (186,524) Net change in plani fiduciary net position (4,669,292) (943,824) 20,378853 Plan fiduciary net position - beginning 165,737083 166,680,907 146,302,054 Plan fiduciary net position - ending (b) $ 161,067,791 $ 165,737,083 S 166,680,907 Plan net pension liability - ending (a) - (b) S 95,508,013 $ 84,110,938 S 82,373,216 Plan fiduciary net position as a percentage of the total pension liability 6278% 6634% 6693% Covered payroll $ 14,438355 S 14,977,101 $ 14,757,054 Plan net pension liability as a percentage of covered payroll 66149% 561 60% 55820% 1 The City's Safety Plan was converted from an Agent Multiple Employer Defined Plan to a Cost Sharing Multiple Employer Defined Benefit Plan starting from the measurement period jure 30, 2017 Information is only displayed for years GA.SB 68 were in effect and prior to the conversion of the plan Notes to Schedulle: Benefit Changes: The figures above do not include any liability impact that may have resulted from plan changes which occurred after the June 30, 2015 valuation date This applies for voluntary benefit changes as well as any offers of Two Years Additional Service Credit (a k a, Golden Handshakes) Changes of'Assumptions: In 2016, there Were no changes In 2015, amounts reported reflect an adjustment of the discount rate from 7 5 percent (net of administrative expense) to 7.65 percent (Without a reduction for pension plan administrative expense ) In 2014, arnounts reported were based on the 7 5 percent discount rate, 110 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of the City's Proportionate Share of the Net Pension Liability and Related Ratios September 30, 2020 Last Ten Fiscal Years' California Public Employees' Retirement System ("CalPERS") - Safety Rate Plan Mca,surcynent period and fiscal year City Proportion ofthe Net Pension Liability City's Proportionate Share or the net Pension Liability City's Covered Payroll City's Proportionate Share ofthe Net Pension Liability as a Percentage of Its (..,.overed Payroll Plan's Proportionate Share ofthe Fiduciary Net Position as a Percentage of theTotal Pension Liability 2019-20 2018-19 2017-18 2016 17 1 7727% 1 7839% 1 1091%. 1 0764X, S 118,102,353 S 111,360,318 S 106,775,573 S 106,751,685 $ 13,583,547 S 12,490,385 l 2,742,792 $ 12,697,81 8 86945% 991 57% 83793% 840 '71% 75 10% 7526% '75 26% '73 31% The City's Safety Plan was converted fiorn an Agent Multiple Ernplover Defined Plan to a Cost Sharing Multiple Employer Defined Benefit Plan starting from the measurement period June 30, 2017 Information is only displayed fear years the plan was converted to a cost sharing plan Changes in Assummpfions. Fyorn measurement period and fiscal year 2016 17 to 2017 19: The discount rate was reduced from 7 65% to 7,15% From measurement period and fiscal year 2017 19 to 2018 19- There were no significant changes in assumptions Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Changes in Net Pension Liability and Related Ratios September 30, 2020 Last Ten Fiscal Years' Public Agency Retirement System Defined Benefit Plan .fiscal year 2019-20 2018-19 Measurement period 2018-719 2017-18 Total) pension fiabifity Service cost S Interest 126,122 115,441 Changes of assumptions (62,152) Differences between expected and actual experience - 187,949 Benefit payments, including refunds of employee contributions (9'T, 156) (196,140) Net change in tartan pension habifity 28,966 44,998 Total pension liability- beginning 2,24 p,998 2,197,000 Total pension liability - ending (a) S 2,270,964. S 2,241,998 Pension fiduciary net position Contributions - employer S 158,000 S 158,000 Contributions - employee - - Net investment income 53,443 69,282 Benefit payments, including refunds of employee contributions (97,1156) (196,140) Administrative expense (5,5 n'7) (5,455) Net change in pban fiduciary net position 108,770 25,687 Plan fiduciary net position - beginn ing2 1,087,687 1,062,000 Plan fiduciary net position - ending (b) S 1,196,457 S 1,087,687 Plan net pension liability - ending (a) - (b) S 1 074,507 1,154,311 Plan fiduciary net position as a percentage of the total pension liability 52,68% 48 51 % Covered payroll N/A N/A Plan net pension liability as a percentage of covered payroll N/A N/A I Historical information is presorted only for measurement periods for which GA.SB 68 is applicable Additional years' information will be displayed as it becomes available Opanges in Asseamptions: Actuarial valuation date June 30, 2016 Fiscal year 2017-18 and 2016-17 Measurement period 2016-17 and 2015 -16 Discount rate 5 50% Rate of return on assets 5,50% Inflation rate 5,50% Mortality, retirement, disability, and termination CalPERS 1997-2011 Mortality improvement scale 112 Experience Study Scale MP-2014 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Changes in Net Pension Liability and Related Ratios September 30, 2020 Last Ten Fiscal Fears' Public Agency Retirement System Defined Benefit Plan Fiscal year Measurement period Total pension liability, Service cost Interest Changes of assumptions Differences between expected and actual experience Benefit payments, including refunds of employee contributions Net change in total pension liability Total pension liability - beginning Total pension liability - ending (a) Pension fiduciary net position Contributions - employer Contributions - employee Net investment income Benefit payments, including refunds of employee contributions Administrative expense Net change in plan fiduciary net position 2017-18 'M 6-17 2015-16 2014-15 2016-17 015 16 2014-15 2013-14 S S S 54.000 119.000 121,000 113,000 110,000 40,000 93,000 (174,000) (141,000) (8 i'wo) (37,000) (51'.5,000) Q0,000) 265.000 127,000 2,252,000 2,272,000 2,007,000 1,880000 S 2,197,000 S 2,252,000 S 2,272,000 S 2,007,000 $ 236,000 1 167,000 193,000 91,000 '72,000 (11,(100) 52,000 (174,000) 14 1,000) (81,000) (37,000) (5,000) (5'0w) (5'0(x:�) (5,000) 148,000 (58,000) 70,000 203,000 Plan fiduciary net position - beginning" 914,000 972,000 902,000 699,000 Plan fiduciary net position - ending (b) $ 1,062,000 S 914,000 S 972.000 S 902,000 Plan net pension liability - ending (a) - (b) $ 1,135,000 S 1,338,000 $ 1,300,000 S 1,105,()00 Plan fiduciary net position as a percentage of the total pension liability 4834% 40,59% 42 7801/a, 44941,a Covered payroll \UA, N;/A Plan net pension liability as a percentage of covered payroll Y,,;/A INI /A `VA, N/A ' Hisladcall niforination, is pT.r,,,se.racd only for micasurinneril per�ods for which GASB 68 is apphcaWc AddifioraI years' indbrinahon will be displayed as it becounes avaflable 113 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Contributions For the Year Ended September 30, 2020 Last Ten Fiscal Years 1 California Public Employees' Retirement System ("CalPERS") - Miscellaneous Rate Plan Fiscal year Actuarially determined contribution' Contributions in relation to the actuarially determined contribution2 Contribution deficiency (excess) Covered payroll Contributions as a percentage of covered payroll 2019-20 2018 19 $ 3,695,146 S 3.42l,223 (3,695,146) (3,728,014) $ (306,79 l) $ 14,446,483 $ 13,136,731 2558% 28 3 89/6 I Historical information is presented for measurement periods for which GASB 68 is applicable Additional years' information will be displayed as it becomes available 2 Employers are assumed to make contributions equal to the actuarially determined contributions However, some employers may choose to make additional contributions towards their unfunded liability Employer contributions for such plans exceed the actuarially determined contributions Notes to Schedule; Valuation date 6/30/20 18 6/30/2.017 Methods and Assumptions Used to Determine Cont6bution Rates Actuarial cost method Entry age Lnkry age Amortization method (1) M Asset valuation method Fair value Faiv value Inflation Salary increases (2) (2) Investment rate ofreturn 725%(3) 725%(3) Retirement age (4) (4) Mortality (5) (5) (9) Level percentage of payroll, closed (2) Depending on age, service, and type of employment (3) Net of pension plan investment expense, including inflation (4) The probabilities of Retirement are based on the 2014 CalPERS Experience Study for the period from 1997 to 2011 (5) Mortality assumptions are based on mortality rates resulting firorn the most recent CalPERS Experience Study adopted by the CalPERS Board 114 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Contributions (Continued) For the Year Ended September 30, 2020 Last Ten Fiscal Years' California Public Employees' Retirement System ("CAPERS") - Miscellaneous Rate Plan Fiscal year Actuarially determined contribution' Contributions in relation to the actuarially determined contribution' Contribution deficiency (excess) Covered payroll Contributions as a percentage of covered payroll 2017 18 S 2,712,223 2016-17 2015-16 2014-15 2013-14 S 2,360,497 S 2,267,956 S 2,047,988 9i 2,6311,370 (3,291.215) (2,360,497) (2,267,9.56) (2;047,988) (2,631,370) S (578,992) $ $ $ S . . . ....... S 12,842,526 S 11,980,872 S 1'2A4558 S 12279,995 S 12,'782,090_ 25,63% 1970% 18 17% 1669% 2059% I Historical infornsation is presented for measurement periods for which GASB 68 is applicable Additional years' information will be displayed as it becomes available 2 Employers are assumed to make contributions equal to the actuarially determined contributions However, some employers may choose to make additional contributions towards their unfunded liability Employer contributions for Such plans exceed the actuarially determined contributions Notes to Schedule - Valuation date 6/30/20 16 Methods and Assumptions Used to Deternfine Contribution Rates. Actuarial cost method Entry age Amortization method (1) Asset valuation method Fair val Lie Inflation Salary increases (2) Investment rate of return 7375%(3) Retirement age (4) Mortality (5) 6/30/2015 6/30/2014 6/30/2013 6/30/2012 Entry age Entry age Entry age ) Entry age 01 (1) Fair value (1) Fair value (1 Fair value Market value 2,75% 275% 2 75% 2,75% (2) (2) (2) (2) 750%(3) 7 50% (3) 7 50*1�, (3) 750%(3) (4) (4) (4) (4) Of (5) (5) (5) (1) Level percentage of payroll, closed (2) Depending on age,, service, and type of employment (3) Net of pension plan investment expense, including inflation (4) The probabilities of'Retivement are based on the 2014 CalPERS Experience Study For the period from 1997 to 2011 (5) Mortality assumptions are based on mortality rates resulting from the most recent CaIPERS Experience Study adopted by the CalPERS Board WR Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Contributions For the Year Ended September 30, 2020 Last Ten Fiscal Years' California Public Employees' Retirement System ("CalPERS") - Safety Rate Plan Fiscal year Actuarially determined contribution Contributions in relation to the actuarially determined contribution Contribution deficiency (excess) Covered payroll Contributions as a percentage of covered payroll 2019 20 2018-19 S 10,830,665 S 9,1 86,753 (10,830,665) (10,424 853� S S (1,,138,100) S 13,606,529 S 12,668,674 7960% 8229% I Historical information is presented for measurement periods for which GASB 69 is applicable Additional years' information will be displayed as it becomes available Notes to Schedule - Valuation date 6/30/20 8 6/30/2017 Methods and Assumptions Used to Determine Contribution Rates: Actuarial cost method Entyy age ETAT)l ege Amortization method 0) (1) Asset valuation method Faiy vaWe Fair value Inflation Salary increases (2) (2) Investment rate ofreturn 725%(3) '7 25% (3) Retirement age (4) (4) Mortality (5) (5) �(8) Level percentage of payroll, closed ,(2) Depending on age, service, and type of employment �(3) Net oftsension plan investment expense, including inflation �(4) The probabilities of'Retirement are based on the 2014 CaIPERS Experience Study for the period from 1997 to 2011 (5) Mortality assumptions are based on mortality rates resulting from the most recent CalPERS Experience Study adopted by the CalPERS Board 116 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Contributions (Continued) For the Year Ended September 30, 2020 Last Ten Fiscal Years' California Public Employees' Retirement System ("CAPERS") - Safety Rate Plan Fiscal year Actuarially determined contribution Contributions in relation to the actuarially determined contribution Contribution deficiency (excess) Covered payroll Contributions as a percentage ofcovered payroll 2014-15 2013-14 . . .................... 9,480,050 S 5,292,029 S 6,581,713 $ 6,355,099 S 6,316,752 (8,500,586) (5,282,029) (6,581,713) (6355.099) (6,3 16,752) S (20,536) S S S 12,614,944 $ 12,41 O;252 S 13,711,733 S 13,863,160 S 14,420,062 . . . .. .. .. . . ................. - 67,39% 4256% 4900% 45 84X. 4381% I Historical information is presented for measurement periods for which GASB 68 is applicable Additional years' information will be displayed as it becomes available Notes to Schedule, Valuation date 6/30/2016 Methods and Assunripfions Used to Determune Contribuflon Rates: Actuarial cost method Entry age Amortization method (1) Asset valuation method Fair value Inflation Salary increases (2) Investment rate of return 7375% (3) Retirement age (4) Mortality (5) 6/30/20 l 5 6/30/20 14 6/30/20113 6/30/20 12 Entry age Entry age Entry age Enn-V age (1) (1) (1) (1) Fair value Fair value Fair value Market value 275% 275% 2 '75% 2 75% (2) (2) (2) (2) 750%(3) 750%(3) 750%(3) 7 50V. (3) (4) (4) (4) (4) (5) (5) (5) (5) (1) Level percentage of payroll, closed (2) Depending on age, service, and type of employment (3) Net of pension plan investment expense, including inflation (4) The probabilities of'Retirement are based on the 2014 CaIPERS Experience Study for the period from 1997 to 2011 (5) Mortality assumptions are based on mortality rates resulting from the most recent CalPERS Experience Study adopted by the CaIPERS Board 117 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Contributions For the Year Ended September 30, 2020 Fiscal year Acurarially determined contribution Contributions in relation to the actuarially determined contribution Contribution deficiency (excess,) Covered payroll Contributions as a percentage of covered payroll Last Ten Fiscal Years' Public Agency Retirement System Defined Benefit Plan 2019-20 2018-19 20 17 18 S 158,000 S 158,000 S r8,0(lo (1158,000) (1 58,wo) (1158,0w) S S S N/A N/A WA NIA, I I listorical information is presented fbi measi.ffernent periods for which GASB 68 is applicable Additional years' information will be displayed as it becornes available Notes to Scheduk� Methods and assumptions used to detertnine contribution rates: Fiscal year Actuarial valuation date Actuarial cost method Arnoi tization method Asset valuation method Inflation Cost of Living Adjustment Investment rate of return Mortality, retirement, disability, and WITniriatiOn Mortality improvement scale 118 201920 2018 19 2017-18 6/30/16 6/30/16 6/30/16 Enny Age Normal I-evel Dollar, Closed Market value 300% 3,00% 300% 2,00% 200% 200% 5 50% 550% 550% CalPER.S 1997 2011. Experience Study Scale M11 20 l 4 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Contributions For the Year Ended September 30, 2020 Last Ten Fiscal Years' F&al year Actuwiafly demimined contrilnition Contibutions in relation to the actuanafly dewrniried contribufion Contdbution deficiency (excess) Covered payroll Contributions as as pCTCOntage of covered payroll Public Agency Retirement System Defined Benefit Plan 2016-17 11 8"NO 2015-16 2014-15 (236,000) (I t 8,000) $ 118,000 $ N/A NO, N/A. NIA 1,VA NI/A I t fisloricM anformalton is presenied for rnewwrement periods fw which GASB 68 is applicable Additionall years' inf'ormarren Tripp be chsphayed as it becomes avaflaMe. 119 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Changes in Total OPEB Liability and Related Ratios September 30, 2020 Last Ten Fiscal Years Other Postemployment Benefits ("OPEB") Plan Measuremeni period and fiscal year I otall OPEB liability Service cost Interest Changes ofbenefit tenns Changes ol'assumptions Differences between expected and actual experience Benefit payments, including refunds Net change in total OPEB liability Total OPEB liability - beginning Total OPEB liability - ending (a) OPEB fiduciary net position Contributions - employer Contributions - employee Net investment income Benefit payments, including refunds of employee contributions Administrative expense Net change in plan fiduciary net position Plan fiduciary net position - beginning Plan fiduciary net position - ending (b) Plan net OPEB liability - ending (a) - (b) Plan fiduciary net position as a percentage of the total OPEB liability Covered payroll' Plan net OPEB liability as a percentage of covered payroll ' For the 12-monih period ended on June 30, 2018 (Measurement Date), 2019-20 2018 19 2017 18 S 1,325,398 S 1,428,884 S 1,397,266 4,096,818 4,265,776 4,137,853 (4,289,232) (1,323,0511) (6,345201) (3,868,684) (3,74 1,351) (3,601,811) (6,114,720) (2,335,923) 1,923,308 61302,549 63,63 8,d'72 61,715,164 S 55,187,829 S 61,302,549 S 63,63 8,472 S 4.425,712 S 4.399,351 $ 4,026,811 884,584 1,431,779 1,634,752 (3,868A4) (3,741,35 1) (1601,811) (21,262) (4,901) (38,164) 1,420,350 1084,978 2,021,589 24,641,464 21556,586 20,534,998 S 26,061.,814 _S 24,641,464 $ 22,556,586 S 29,126,015 S 36,661,085 S 41,081,886 47 22% 4020% 3544% S 32,938,247 S 25,506,339 S 25,512,342 88,43% 14173% 161,03% Chanpes he Bene fit Terna;. From mocrsiip-cirpentperiod ended .lidne 30, 2018 toJune .30,2019: -Management and Conf. Monthly cap and maximum cap changed from S1,20051,600 to S7825585 -Fxecutive: Monthly cap and maximurn cap changed from $1,20051,600 to S782/$782 -PMA- Monthly Cap changed from S1,200 to average HMO family piernium but no more than active cap ($1,575 for 2020, $1,650 for 2021) Maximum cap increased from S 1,200 to S1,650 -PSSEA: Monthly Cap changed from S 1,200 to average HMO family prernfirm but no morn than active cap (SI,450 2019, S1,500 for 2020, S1,600 for 2021, $1,650 for 2022) Maximum cap increased from S1,200 to S 1,650 6PEA: Monthly Cap changed front S1,200 to average HMO farnily prernium but no more than active cap (S1,500 for 2019, S1,550 for 2020, S1,600 for 2021, $1,650 for 2022) Maximum cap increased from S 1,200 to Sl fi50, -CEA.- Monthly Cap changed from S1,115.67 to average I IMO family piernium but no more than active cap (S1,500 for 2020, S1,550 for 2022, S1 600 fim 2023) -Police & Fite: Monthly Cap (Average HMO family) but no more than active cap (S 1,500 for 2019, S1,575 for 2020, S1,650 for 2021); Fire Maximum Cap increased from $1,600 to S 1,800 Chanpes in Assumptions From mccffurcinent period ended June 30, 2019 foJune .30,20.20: The mortality improvement scale was updated to Scale MP-.2019 from MP 2017 'The healthcare trend changed from 7 50% non -medicare and 6,50% medicare to 7 25% non medicate and 6 311/. rnedicare 120 Agreement No. 6085A City of El Segundo Required Supplementary Information (Unaudited) Schedule of Contributions For the Year Ended September 30, 2020 Fiscal ),cars Acniarially determined contribution Contributions in relation to the actuarially determined contribution Contribution deficiency (excess) Covered payroll' Contributions as a percentage of covered payroll'" Last Ten Fiscal Years Other Postemployment Benefits ("OPEB") Plan 201920 2018-19 2017-18 SD 4,436,000 i 4,306,000 $ 3,876,00 (4,45.15,1502) (4,435,351) (4,044,912) S (19,502) S (129,351) S (168,912) $ 34J 51,544 $ 26,049,352 S 2 5,3 92,6 l 0 1305% 17,03% 1594% I Historical information is presented for measurement periods for which GAS13 75 is applicable, Additional years' information will be displayed as it becornes available 2 Determined for the 12 month period ending on September' 30, 2018 (fiscal year end) Noges, eo,Vehedule,r The acluarial methods and assumptions used to set the actuarially determined contributions are as follows: Methods and assumptions used t.o determine contribution rates: Date of actuarial valuation report Actuarial cost method Arnortization irrethod Amortization period Asset valuation method Discount rate General inflation Medical trend Mortality, withdrawal, disability (1) 6 5% (Non -Medicare) and 6 79/6 (Medicare) for 20l 8, decreasing to an ultimate rate of 0% in 2021 (2)'7 5% (Non Medicare) and 6 5% (Medicare) For 2019, decreasing to an ultimate rate of 0% in 2076 (3) CalPERS 1997 2011 experience study Mortality Improvement Scale MP,2014 (4) Cal} ERS 1997-2015 experience study Mortality Improvement Scale MP 2017 121 6/30/2017 6/30/2017 6/30/2015 Entry Age Normal Level percentage of payroll 22 years 23 years 25 years Investment gains and losses spread over 5 year rolling period 675% 675% T50% 275% 2 75% 300% (2) (2) (1) (4) (4) (3) Agreement No. 6085A This page intentionally left blank Agreement No. 6085A SUPPLEMENTARY INFORMATION 123 Agreement No. 6085A ASSETS Cash and investments Restricted cash Receivables: Taxes Accounts Interest Notes and loans Due from other flinds Due from Other gOVCMMeDtS Inverfl-OrieS Prepaids Total assets City of El Segundo Combining Schedule - Balance Sheet General Funds September 30, 2020 Economic Hyperion Uncertainty Mitigation General Fund Fund LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities: Accounts payable Accrued liabilities Retentions payable Unearned revenue Deposits payable Total liabilities Deferred inflows of resources Unavailable revenues Total deferred inflows of resources Fund balances: Nonspendable Restricted Assigned Unassigned Total fund balances Total liabilities, deferred inflows of resources, and fund balances 124 $ 18-04T477 2,000,004 $ 106A44 4A82,363 4.566,739 552,739 290,487 17,500 409,361 646,269 1 00,264 7,819,879 - $ 36,931078 $ 2,000,004 106.444 $ 1,163,214 2;265,341 2,336 30,868 583,426 4,045J85 1,019,330 1,0➢9,330 7,937,643 4,482,363 - 1,218,994 18,229,563 2,000,004 106,444 31,868,563 2,000,004 106,444 36.,.933.,078 S 2.000.004 $ I 06A44 Agreement No. 6085A City of El Segundo Combining Schedule - Balance Sheet (Continued) General Funds September 30, 2020 Cash and investments Restricted cash Receivables: Taxes Accounts Interest Notes and loans Due from other fiends Due from other governments Inventories Prepaids Total assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities: Accounts payable Accrued liabilities Retentions payable Unearned revenue Deposits payable Total liabilities Deferred inflows of resources Unavailable revenues Total deferred inflows of resources Fund balances: Nonspendable Restricted Assigned Unassigned Total fund balances Total liabilities and fund balances 125 Facilities Project Maintenance Deposits Fund Fund Total $ 1,956.,144 $ 22,110,069 4..482.363 4,566.739 552.739 290-487 17,500 409,361 646,269 100.264 7,819,879 $ _ $ 1,956,144 $ 40.995.670 $ 102,905 $ 1,266,1 19 2,265,341 2,336 30,868 65,370 648,796 168,275 4,213,460 1,019,330 1-019,330 7,937,643 - 4„482,363 1,315,897 2,534.891 471,972 20,807,98.3 1,787,869 35,762,880 $ $ 1,956,144 140,995,670 Agreement No. 6085A City of El Segundo Combining Schedule of Revenues, Expenditures, and Changes in Fund Balances General Funds For the Year Ended September 30, 2020 REVENUES - Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developer Fees Miscellaneous Total revenues EXPENDITURES: Current: General government Public satery Public works Community and cultural Capital outlay Debt service: Principal retirement Interest and fiscal charges Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING USES: Transfers in Transfers out Total other financing uses NET CHANGE IN FUND BALANCES FUND BALANCES: Beginning of year End of year 126 Economic Hyperion Uncertainty Mitigation General Fund Fund 47,7330,728 14,234,600 4.073,968 3391,924 838 273,083 - 110,876 2,548,226 - 72,363,405 838 18,915,481 39,958,597 7,226,521 6,681 8,315,678 15.704 54,286 139,714 - 74,625,981 6,681 (2,262,576) (5,843) 140,000 (1,249,000) (1,10%000) (3,371,576) (5,843) 35,240,139 2,000,004 112,287_ $ 31,868,563 S 2,000,004 S 106,444 Agreement No. 6085A City of El Segundo Combining Schedule of Revenues, Expenditures, and Changes in Fund Balances (Continued) General Funds For the Year Ended September 30, 2020 REVENUES: Taxes Licenses and permits Intergovernmental Charges for services Use ofmoney and property Fines and forfeitures Developer Fees Miscellaneous Total revenues EXPENDITURES: Current: General government Public safety Public works Community and cultural Capital outlay Debt service: Principal retirement Interest and fiscal charges Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING USES: Transfers in Transfers out Total other financing uses NET CHANGE IN FUND BALANCES FUND BALANCES: Beginning of year End of year 127 Facilities Project Maintenance Deposits Fund Fund Total 47.730,728 14,234,600 231631 4.307.599 - 3,392.762 273,083 110,876 2,548,226 2316.331 72,597,874 29,886 18,945367 39,958,597 7,233,202 8,315,678 15,704 54,286 - 139,714 29,886 74,662,548 203,745 (2,064,674) 140,000 (1,249,000) (1.109'000) 203,745 (3,173,674) 1,584,124 38,936,554 $ 1,797,869 $ 35,762,880 Agreement No. 6085A This page intentionally left blank 128 Agreement No. 6085A Special Revenue Funds: State Gas Tax Fund - Accounts for a share of revenues derived from the State Highway Users' Tax under Sections 2105, 2106, 2107, and 2107.5. The revenue is derived from a share of the gasoline taxes and is used for the construction and maintenance of the road network system of the City. Residential Sound Insulation Program Fund - Accounts for the grants received from the Federal Aviation Administration (FAA) and the Los Angeles World Airports (LAWA). The fund is used to provide acoustical treatment of homes in El Segundo that are within the extreme airport noise impact zone, in order to create a better sound environment inside the home. Certified Union Program Agencies - Accounts for revenues and expenditures for the Endorsement and Emergency Response Program (EERP), a consolidation of six environmental programs at the local level. Community Development Block Grant (CDBG) - Accounts for revenues received from the Department of Housing & Urban Development (HUD). These revenues must be expended to accomplish one of the following objectives: elimination of slum or blight to low and moderate income persons; or, to meet certain urgent community development needs. The City of El Segundo uses this revenue to fund eligible senior activities such as in -home care; art classes; counseling; and home delivered meals, administered by the Planning & Building Safety Department. (Note: Beginning in fiscal year 2015-2016, the City decided to fund urgent community development needs such as senior in -home care, delivered meals, etc. from the General Fund at to solely use CDBG funds to build access ramps to comply with the Americans with Disabilities Act (ADA). Asset Forfeiture Fund - Accounts for receipt and disbursement of narcotic forfeitures received from the County, State, and Federal agencies pursuant to Section 1 ] 470 of State Health & Safety Code and Federal Statute 21 USC Section 881. Prop "A" Transportation Fund - Accounts for the one-half (1/2) cent Sales Tax approved by the voters of Los Angeles County to be used for local transportation purposes. These revenues are collected by the State and a portion is funneled to the City through the Los Angeles County Transportation Commission. The City of El Segundo uses this fund to participate in CTIP/MAX, a regional commuter service and to provide Dial - a -Ride; beach shuttles; and various transportation services. Prop "C" Transportation Fund - Accounts for the one-half (1/2) cent Sales Tax approved by the voters of Los Angeles County in November 1990. Collection of the tax began in April 1991. Proceeds are to be used to improve transit services and operations; reduce traffic congestion; improve air quality; operate and improve the condition of the streets and freeways utilized by public transit; and reduce foreign oil dependence. Traffic Safety Fund - Accounts for a portion of the Vehicle Code violation fines and penalties collected by the Los Angeles County Municipal Court. By State law, this money must be used for traffic safety related expenditures including traffic enforcement and capital projects. ID Agreement No. 6085A Special Revenue Funds (Continued): Air Pollution Reduction Fund - Accounts for the City's share of funds received under the Health & Safety Code Section 44223 (AB 2766) to finance mobile source air pollution reduction programs consistent with the California Clean Air Act of 1988. The fund, derived from additional vehicle registration fee, is used to support the South Coast Air Quality Management District's (SCAQMD) program to reduce air pollution from motor vehicles. TDA Article 31SB 821 Bikeway Fund - Accounts for the monies the City receives from the Transportation Development Act Article 3 which are to be specifically used for construction or repair of bikeways, sidewalks, or handicapped accesses. COPS Fund - Accounts for receipt and disbursement of funds received under the State Citizens' Option for Public Safety (COPS) program allocated pursuant to Government Code Section 30061 enacted by AB 3229, Chapter 134 of the 1996 Statues. This fund, also known as the Supplemental Law Enforcement Services Fund (SLESF), is allocated based on population and can only be spent for "front line municipal police services" such as local crime prevention and community -oriented policing, per Government Code Section 30061 (c)(2). MTA Grant Fund - Accounts for receipt and disbursement of funds received from the exchange of Federal Surface Transportation Program - Local Funds for Local Transportation Funds from Los Angeles County Metropolitan Transportation Authority. Measure R Fund - Accounts for the one-half (1/2) Sales Tax approved by the voters of Los Angeles County to be used for local transportation needs. These revenues are received by the State and a portion is funneled to the City through the Los Angeles County Metropolitan Transportation Authority. The City of El Segundo uses these funds for street improvements. Federal Grants Fund - Accounts for revenues and expenditures for each Federal grant awarded to the City.. State & County Grants Fund - Accounts for revenues and expenditures for each State or County grant awarded to the City. PSAF Property Tax Public Safety Fund - Accounts for the one-half (1/2) cent Sales Tax approved by the voters in November 1993 under Prop 172. These revenues must be spent for public safety (police and fire services) purposes only. Senior Housing Fund - Accounts for the revenues and expenditures from the El Segundo Senior Citizen Housing Corporation. Measure M Fund - Accounts for the one-half (1 /2) cent Sales Tax approved by the voters in November 2016. These revenues must be spent to ease traffic congestion. 130 Agreement No. 6085A Special Revenue Funds (Continued): SB I Fund - Accounts for the revenues and expenditures from the Road Repair and Accountability Act of 2017. These revenues must be spent for local streets and roads. Certified Access Specialist Program ("CASP") - Accounts for the fees collected to increase disability access and compliance with construction related accessibility requirements. Affordable Housing - Accounts for the revenue and expenditures related to the construction and purchase of affordable housing. Cultural Development - Accounts for the 1 percent in -lieu fee imposed on new developments over $2 million to meet the public art requirement. These revenues must be spent on design, acquisition, commission, installation, improvement, maintenance and insurance of artwork or sponsoring and supporting artistic and cultural services in the City. Special Revenue/Donations Special Revenue Fund - To account for donations received from private individuals or entities that are to be spent on specific activities or programs not funded by the City. Debt Service Fund: Facility Lease Fund - Accounts for the lease agreement with the California Infrastructure and Economic Development Bank (CIEDB) whereby CIEDB issued bonds in the amount of $10 million to finance the Douglas Street Gap Closure Project. The City will make rental lease payments over a 30-year period starting February 1, 2006, at an interest rate of 2.87% per annum. Interest payments on the lease obligation are due on February 1 and August 1 of each year. Base rental payments will be mailed to the City reflecting the actual amount owed prior to each base rental payment due date. Capital Projects Fund: Capital Improvement Fund - Accounts for construction of capital facilities typically financed by the City's General Fund and any grant not accounted for in a special revenue fund. 131 Agreement No. 6085A This page intentionally left blank um Agreement No. 6085A City of El Segundo Combining Balance Sheet Nonmajor Governmental Funds September 30, 2020 Cash and investments Receivables: Accounts Interest Notes and loans Due frorn other governments Prepaids Total assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities: Accounts payable Accrued liabilities Retentions payable Due to other funds Unearned revenue Deposits payable Total fiabifitles Deferred inflows of resources: Unavailable revenue Total deferred inflows of resources Fund balances: Nonspenclable Restricted Assigned Unassigned (deficit) Total fund balances Total liabilities, deferred inflows of resources, and fund balances Slxxujl Revimue 1111uds Certified Residential Union Community State Sound Prograrn Development Asset Gas �Tax hisnlaiioui �A �wixjes � Rlot:k Grant S 128634 S 453,493 S 278,994 742,104 41.,852 1,34 - 49.405 11,052 73,997 394,9,r, S 0.403 S 74 2. 104 S 80 S 'S 53,97 l S S 16,856 6,892 2 1 788 21 M,664 -- - ----------------- 6,972 75,759 10,664 16,877 133 11,052 73,997 121,662 453,627 245,087 38,741 725,227 132,714 453,627 19,0811 38,741 725,227_ U,9,646 S 453-627 S, l,i$41 S_ -19 -10 742104 1 _. Agreement No. 6085A City of El Segundo Combining Balance Sheet (Continued) Nonmajor Governmental Funds September 30, 2020 Cash and investments Receivables: Accounts Interest Notes and loans Due from other governments PTepajds Total assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabillties: Accounts payable Accrued liabilities Retentions payable Due to other funds Unearned revenue Deposits payable Total liabilities Deferred inflows of resources: Unavailable revenue Total deferred inflows of resources Fund balances: Nonspendable Restricted Assigned Unassigned (deficit) Total fund balances Total liabilities, deferred inflows of resources, and fund balances Revenue F unds An Traffic. Pollution SB 821 Prop A Prop C Safety Reduction bike%%ak S 902,12..4 S 865,992 S 44,519 S 96,906 $ 58 697 24,815 1.770 �902.1�24 1 ............. 822.j �O7 46,288 S 96,9(ki S' 58 (r47 .......................................... . . . ........................................ S 863 S 8,446 $ S S 324 1,197 8,446 .................. . ..... . ..... . ................................................ 900,937 882,36t 46,288 96,906 58,697 900,937 ............. . ........................ 882,361 . ........................ 96,906 . ............... 58,697 . . . .... - 46,288 . ....................................... _j_22211L S ............................................... 890,807 $ 41,288 S 96 906 S 58,(07 134 Agreement No. 6085A City of El Segundo Combining Balance Sheet (Continued) Nonmajor Governmental Funds September 30, 2020 Cash and investnien(s Receivables Accounis Interest Notes and loans Due frorn other governments Prepaids Total assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities: Accounts payable Accrued liabilities Retentions payable Due to other funds Unearned revenue Deposits payable Total liabilities Deferred inflows of resources: Unavailable revenue Total deferred inflows of resources Fund balances: Nonspendable Restricted Assigned Unassigned (deficit) Total fund balances Total liabilities, deferred inflows of resources, and fund balances Revenue Funds MTA federal State C 0 1) S Giant Measure R Giants Grants S 275774 7 S 308,314 S 879,942 S S 101,244 56.327 209,898 S 332 474 S 309 3H S 879942 S 209,89K S 10 V244 S S S S 53,305 294,218 294-2 N 53,305 202.710 202,710 332,474 14,096 979,942 101,244 (46,1172 332,474 14,096 879,942 (46,117) 101,244 ........................................ . .................. ...................................... S 2A 74 S ... 30 9,31-1 S _87 9 9, 12 5 209,898 5 101.244 ................ - M Agreement No. 6085A City of El Segundo Combining Balance Sheet (Continued) Nonmajor Governmental Funds September 30, 2020 Cash and investments Receivables: Accounts Interest Notes and loans Due from other governments Prepaids Total assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES, AND FUND BALANCES Liabilities: Accounts payable Accrued liabilities Retentions payable Due to other funds Unearned revenue Deposits payable Total liabilities Deferred inflows of resources: Unavailable revenue Total deferred inflows of resources Fund balances: Nonspendable Restricted Assigned Unassigned (deficit) Total fund balances Total liabilities, deferred inflows of resources, and fund balances Revenue Funds Certified PSAF Access Property Tax Senior Spemahst l"oblk, SA'o% F,taausin mmm Mvasurc M SB I Pro'-Talll 134,092 S 1,831,242 S '740,529 S 625,813 S 72,190 - 3,585 - 2,591 29,412 S 136,6li.l S 1,834,827 S 740,321) _rr, 4 225 S 72 190 S S 1,694 S '7,498 845,423 854,605 ...................................... . ..... . .. S 105 105 136,683 990,222 '740,529 654,225 72,085 136,683 .................................. . 654,225 ........................ 72,085 . . . .................. 980,222 . ............................................... '740,529 ................................................ S 13 6,6 $3 ................................................ $ 1,834 827 ...................... . . . . . . ..... . ............................................... 7 Hl�. 5-19 S ................................................. 65,L225 S .................... 72, 190 -- 136 Agreement No. 6085A Ca,sh and invesimenis Receivables: Accounts interest Notes and loans Due from other governments Prepnids Tow assets City of El Segundo Combining Balance Sheet (Continued) Nonmajor Governmental Funds September 30, 2020 Debt Capital Special Revenue Funds SenIce Fund Projects Fund Special Affbydable Cultural Revenues Facility Capital —L={c`r;apraett't Donations 1'ease, 1pturtsrweatpant total S 5,3007000 S 529,056 S 1.1 lM15 S 1,030,291 S 4,533,119 S 2 1,052,956 25,000 70,437 134 49,405 324,21 3 - 85,049 5,300,0019 S _5219 056 S l _W .1 1 _00 291 S 13;;.119 S ?I _5811) 1 Liabififim Accounts payable S 2,250 S S 9,395 S S 357,911 S 451,366 Accrued fiaNifies - 36,618 Retentions payable l4,133 14,133 Due to other funds 63,969 Lhicamed revenue 294,21 8 Deposits payable 845..423 . ................................................................ Totall liabilities 2,250 9,395 371,944 1,705,727 ................................................................ . ..................................... . . ......... . ............................................................... . . ............ Deferred inflows of resources: Unavailable revenue 202,710 Total deferred inflows of resources 202,710 . .............................................. — Fund balances: Nonspendable 85,049 Restricted 5,297,7SO 529,056 1,135,520 l.030,291 15,473,650 Assigned - - 4,161,175 4,161,1'75 Unassigned (deficit) (46,117) . ............. . .............................................. — Total fund balances 5,...297,750 529,056 1,135,520 0R530,2q� 4� lj 75 19,673357 ............................................ I . .................................. . ................................... Total liabilities, deferred inflows of resources, and fund balances S 13'00,000 5 529,056 'S 144,915 S U30-M $ u533,1 N S 21.592 194 ................................................................ I ..................... . . ................................................................ .......... . ..... . .. . .... . ................................................................ .......................... — 137 Agreement No. 6085A City of El Segundo Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended September 30, 2020 Special Rcrvenuc Funds Certified Residential Union Connuuniti State Sound Program Development Asset Gas Tax. Insulation Agencies Fund Block Grant ForfeAure REVENUES:: Taxes S S r S 5,140 S Licenses and permits 3,123 Intergovernmental 393,523 99,808 64,248 Charges for services 487,882 - Use of money and property 607 5,137 1,393 4,931 Fines and forfeitures 61,650 Developer fees Miscellaneous Total revenues 394, M 5,137 559,188 99,808 69,179 EXPENDITURES: Current General government Public safety - 166,081 Public works 149,289 Community and cultural - 465 608,659 - Capital outlay 11 04�808 343,172 Debi Service: Principal retirement Interest Total expenditures W9,289 465 608,659 104,808 509,253 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 244,84 4,672 (49,471) (500()) (440,074) OTHER FINANCING SOURCES (USES) Transfers in Transfiers out TotaI other financing sources (uses) NETCHANGE IN FUND BALANCES 244,84 4,672 (49,47 l) (5,000) (440,074) FUND BALANCES: Beginning ofycay (I12,127) 448,955 368,555 43,741 1,165,301 End of.year S 132,714 S 453.627 S 3➢9,084 S 39,741 S 725,227 138 Agreement No. 6085A City of El Segundo Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Continued) Nonmajor Governmental Funds For the Year Ended September 30, 2020 SpeoW Revenne 1:'unds Air 'I raffic Pollution SB 821 Prop A Safety Reduction Rikeway REVENUES: Taxes 5 S S S Licenses and per -rifts InteTgOVeMmental 324,653 268.797 21,492 12,i37 Charges for services Use ofrnoncy and property 7,033 8,020 555 405 Fines and forfeitures - 32,312 Developer fees - Miscellaneous - Total revenues 33,686 276,8l7 32,312 22,047 l2,542 EXPENDITURES:: Current: General government Public safety Public works - Community and cultural 231,839 22,634 Capital outlay 159,052 28.398 Debt Service: Principal retirement Interest Total expenditures 231,839 181,686 28,798 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 99,847 95,131 32;3 ➢2 (6,751) 12.542 OTHER FINANCING SOURCES (USES): Transfers in Transfers out jl40,000) Totall other financing sources (uses) (llo'000) NET CHANGE IN FUND BALANCES 99,847 95,l 31 (MfiM) (6,751) 12,542 FUND HALANCES� Beginning of year 80 '090 787,230 153,976 103,657 46,155 End of year $ 900,937 S 882,36l S 46,288 S 96,906 S58,697 139 Agreement No. 6085A City of El Segundo Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Continued) Nonmajor Governmental Funds For the Year Ended September 30,2020 Special Revenue Funds M T'A 1, cdcral State C OY S- Grant Measure R Grants Grants REVENUES: I axes S S S S Licenses and perrnits firtergoVCMI'liental 156,727 382,738 12,305 135,467 Charges for services Use ofinorey and Property 2,582 2,421) 8,065 Fines and forfeitures Developer fees Miscellaneous Total revenues EXPENDIIMRES: Ornent: General f..,ovemrncnt Public safety Public works Community and cultural Capital outlay Debi Service: Principal retirement: Interest Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCES FUND BALANCES: Begfirninf..,, ofyeai End of year 159,309 43,471 2,429 390,803 12,305 135,467 1,525 53,'734 43,471 1,525 53,734 115,838 2,479 389,278 12,305 81,733 115,838 2,d29 389,278 12,305 81,733 7-16,636 11,667 490,664 (58,422) 19,511, S 332,474 S 14,096 S 879,942 $ (46,117) $ 101,244 140 Agreement No. 6085A City of El Segundo Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Continued) Nonmajor Governmental Funds For the Year Ended September 30, 2020 SDe.Val Povenue 1-undrs REVENUES: Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developer fees Miscellaneous Total revenues EXPENDITURES: Current: General government Public safety Public works Community and cultural Capital outlay Debt Service: Principal retirement Interest Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) NET CHANGE IN FUND BALANCES FUND BALANCES: Beginning of year End of year Ce,EIifie,d PSAF Access Properly Tax. Sernor Specialist lltjiMc Safety l luaausi g Measure M SB I Plowarn . . . ...... . ----- 31'915 S S 227,495 292,405 2 2,0 70 1,104 24,852 6.356 5,330 695 — --------------------- 33,W9 24,852 — 233,851 297,735 22,765 78,444 1,007 78,444 1,007 33,019 (53,592) 233,851 296,728 22.765 33,019 (53,592) 233,851 296,728 22,765 103,664 1,033,814 506,678 357,497 49,320 136,683 S 980,222 S 740,529 S 654,225 S 72,095 141 Agreement No. 6085A City of El Segundo Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Continued) Nonmajor Governmental Funds For the Year Ended September 30, 2020 Debt Capital Special Revenue Funds SCINWC I Lind Projects Fund Special Aftbydablc Cultural Revenues/ Facility Capital !2us �119 Donations Lease Total REVENU'M Taxes 5 S S S S S 37,055 t icenseF and peirnits 3,123 Irater govemmental 2,391,795 Changes 'for services 509,952 Use ofnioney and property 79,494 Fines and forfeitures 93,962 Developer fees 5,300,000 529,056 - 354,024 6,183,080 Misceflaneous 723,722 87,603 81 1,325 Totaill revenues 5,300,000 529,056 '723,722 354,024 87,603 10,109,786 EXPENDITURE& Current: General goveninwnt Public safety Public works Cominunily and cultural Capital outlay DeW Seivice Principal retirement Interest Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) NET (MANGE IN FUND BALANCES FUND BALANCES: Beginning of'yeaT End of 19,513 19,513 166,081 - 149,289 2,250 195,532 1, l 83,557 2,464,726 3,146,559 325,995 325,995 186,666 186,666 2,250 l 85,532 532,174 2,464,726 5,177,660 5,297,750 529,056 .......................................... . 538,t90 (178,l50) (2,377,123) 4,932,126 1,249,000 1,249,000 - (W0,000) 0,249,000 1,109,000 5,297,750 529,056 539,190 (178,150) (1, 129, l 23) 6,041,126 597,330 1,208,44l 5,289,298 13,632,631 5,297,750 S 529,056 S 1,135_520 1,030,29P S 4,161,175 $ 19,673,757 142 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - State Gas Tax Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Intergovernmental S 378,684 378,684 S 393,523 $ 14,839 Use of money and property 6,120 6,120 607 (5,513) Total revenues 384,804 384,804 394,130 9,326_ EXPENDITURES: Current: Public Works 406,681 406,681 149.289 257.392 Capital outlay 10,470 10,470 Total expenditures 406,681 417,151 149,289 267,862_ Net change in fund balances $ (21,877) (32,347) 244,841 $ 277,188 FUND BALANCE (DEFICIT): Beginning of year & 112,127) End of year 132,714 143 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Residential Sound Insulation Special Revenue Fund For the Year Ended September 30, 2020 REVENUES: Use of money and property Miscellaneous Total revenues EXPENDITURES: Current: Community and cultural Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES: Transfers in Total other financing sources Net change in fund balances FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 510 $ 510 $ 5,137 $ 4,627 510 510 5,137 4.627 465 (465) 465 (46.5) 510 510 4,672 4.162 $ 510 $ 510 4,672 $ 4,16.2 4411,95.5 $ 453,627 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Certified Union Program Agencies Special Revenue Fund For the Year Ended September 30, 2020 REVENUES: Taxes Licesnes and permits Charges for services Use of money and property Fines and ffirfbitures Total revenues EXPENDITURES: Current: Community and cultural Total expenditures Net change in fund balances VI Beginning of 3, year 7End 7of 71 Budgeted Amounts Original Final W Variance with Final Budget Positive (Negative) 9,105 9,105 $ 5.140 (3,965) - - 3,123 3,123 425.365 425,765 487.882 62,117 1,393 1,393 61,650 61,650 434,870 4.334,870 559.188 124,318 641,065 641,065 608,659 32,406 641,065 641,065 608,659 32,406_ S (206,195) $ (206,195) 145 (49A71) $ 156.724 368.555 319-084 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Community Development Block Grant Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Integovernmental $ 51,000 $ 51,000 $ 99,808 $ 48,808 Total revenues 51,000 51,000 99,808 48,808 EXPENDITURES: Capital outlay 152,556 152,556 104,808 47,748 Total expenditures 152,556 152,556 104,808 47748 Net change in fund balances $ (101,556) $ (101,556) $ (5,000) $ 96,556 FUND BALANCE - Beginning of year 43,741 End of year $ 38,741 146 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Asset Forfeiture Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Orj�inal Final Amounts (Negative) REVENUES: Intergovernmental $ 64,248 $ 64,248 Use of money and property 4,931 4,931 Total revenues 69,179 69,179 EXPENDITURES: Current: Public safety 375,500 375,500 166,081 209,419 Capital outlay 370,000 621,977 343.172 2'N,805_ Total expenditures 745,500 997,477 509,253 488,224_ Net change in fund balances $ (745.500) $ (997,477) $ (440,074) $ 557,403 FUND BALANCE: Beginning of year 1,165,301 End of year $ 725,227 fla Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Prop A Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Intergovernmental 325,008 $ 325,008 324,653 $ (355) Use of money and property 5,100 5,100 7,033 1,933 Total revenues 330,108 330,108 331,686 1,578_ EXPENDITURES: Current: Community and cultural 390,356 390,356 231,839 158,517 Total expenditures 390,356 390,356 231,839 158,517_ Net change in fund balances (60,248) $ (60,248) 99-847 $ 160,095 FUND BALANCE: Beginning of year 801,090 End of year $ 900,937 148 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Prop C Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Intergovernmental $ 267,174 267,174 268,797 1.623 Use of money and property 6,120 6,120 8,020 1'900 Total revenues 273,294 273,294 276,817 3,523 EXPENDITURES: Current: Community and cultural 107,053 107.053 21634 84,419 Capital outlay 240-000 463,500 159,052 304,448 Total expenditures 347,053 570,553 181,686 388,867 Net change in fund balances $ (73,759) (297,259) 95,131 392,390 FUND BALANM Beginning of year 787,230 End of year $ 882,361 149 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Traffic Safety Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive 06gini'd Final Amounts (Negative) REVENUES: Use of money and property 82 82 $ - $ (82) Fines and forfeitures 30.600 30,600 32312 1,712 Total revenues 30,682 30,682 32,312 1,630 OTHER FINANCING SOURCES: Transfer out (140,000) (140,000) (140,000) Net change in fund balances $ (109318) $ (109,318) (107,689) 1,630 FUND BALANCE - Beginning of year 153,976 End of year 46,288 150 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Air Polluction Reduction Special Revenue Fund For the Year Ended September 30, 2020 REVENUES: Intergovernmental Use of money and property Total revenues EXPENDITURES: Capital outlay Total expenditures Net change in fund balances FUND BALANCE. Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) 15,300 5 15,300 S 21,492 6,192 510 510 555 45 15.810 15,810 22,047 6,237 63,000 91,666 28,798 61868 63,000 91,666 28,798 62,868_ (47,190) (75,856) (6,75 1) 69,105 151 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - SB 821 Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Integovernmental $ 11,071 11,071 12,137 1,066 Use of money and property 459 459 405 (54) Total revenues I1.530 11,530 12,542 1,012_ EXPENDITURES: Capital outlay 50,000 58,137 58,137 Total expenditures 50,000 58,137 - 58„137_ Net change in fund balances ¢ (38,470) $ (46,607) $ 12,542 59,149 FUND BALANCE: Beginning of year 46,155 End of year $ 58,697 152 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - C.O.P.S. Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Intergovenimental 102,000 $ 102,000 156,727 54,727 Use of money and property 1,530 1,530 2,582 1,052 Total revenues 103,530 103,530 159,309 55,779_ EXPENDITURES: Capital outlay 175,000 175,000 43,471 131,529_ Total expenditures 175,000 175,000 41471 131.529_ Net change in fund balances $ (71 ,470) $ (71,470) $ 115,838 $ 187,308 FUND BALANCE - Beginning of year 216,636 End of year $ 332,474 153 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Measure R Special Revenue Fund For the Year Ended September 30, 2020 Vadance with Final Budget Budgeted Amounts Actual Positive Origirufl Final Amounts (Negative) REVENUES - Intergovernmental 11 200,384 S 200,384 382,738 $ 182,354 Use of money and property 5,100 5.100 8,065 2,965 Total revenues 205,484 205,484 390,803 185319 EXPENDITURES: Capital outlay 563,866 597,218 1,525 595,693 Total expenditures 563,866 597,218 1.525 595,693_ Net change in fund balances E (358,382) (391,734) 389,278 S 781,012 FUND BALANCE: Beginning of year 490,664 End of year 879,942 154 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Federal Grants Special Revenue Fund For the Year Ended September 30,2020 REVENUES: Intergovernmental Total revenues EXPENDITURES: Current: Community and cultural Total expenditures Net change in fund balances FUND BALANCE - Beginning ofycar End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 233,748 $ 233.748 12,305 $ (221,443) 233,748 233.748 12,305 (221,443) 150,000 373,845 150,000 373,845 $ 83,748 (140,097) 155 373.845 373,845_ 12,305 $ 152,402 (58,422) S (46� 117) Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - State Grants Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Intergovernmental n 240,000 S 230,000 $ 135,467 $ (94,533) Total revenues 240,000 230,000 ➢35,467 (94,533) EXPENDITURES: Current: Community and cultural 40,000 40,000 53 '734 (13,734) Total expenditures 40,000 40,000 53,734 (13,734) Net change in fund balances S 200,000 S 190,000 $ 81,733 $ (108,267) FUND BALANCE: Beginning of year 19,511 End of year $ 101,244 156 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - PSAF Property Tax Public Safety Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Taxes 25,500 $ 25,500 31,915 6,415 Use of money and property - 1,104 1,104 Total revenues 25,500 25,500 33,019 7.519 EXPENDITURES: Current: Public safety 100,000 100,000 - 100,000 Total expenditures 100,000 100,000 100,000 Net change in fund balances (74,500) (74,500) $ 33,019 $ 107,519 FUND BALANCE: Beginning of year 103,664 End of year S 136M3 157 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Senior Housing Special Revenue Fund For the Year Ended September 30, 2020 REVENUES: Use of money and property Total revenues EXPENDITURES: Current: Community and cultural Total expenditures Net change in fund balances FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final 2,714 2,714 2,714 $ Variance with Final Budget Actual Positive Amounts (Negative) 24,852 $ 22,138 24,852 22,138_ 14,113 14,113 78,444 (64,331) 14,113 14,113 78,444 (64,331) $ (11,399) $ (11,399) $ (53,592) (42,193) 158 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Measure M Special Revenue Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Qrll;nral Final Amounts (Negative) RFNIEN[IES: Intergovernmental $ 246,330 246,330 227,495 $ (18,835) Use of money and property 6,356 6,356 Total revenues 246,330 246,330 233,851 (12,479) EXPENDITURES: Capital outlay 241,500 241,500 241,500 Total expenditures 241-500 241,500 241,500 Net change in fund balances $ 4.830 . .. . . ...... 4,830 233,851 $ 229,021 FUND BALANCE: Beginning of year 506,678 End of year 740.529 159 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - SB 1 Special Revenue Fund For the Year Ended September 30, 2020 REVENUES: Intergovernmental Use of money and property Total revenues EXPENDITURES: Capital outlay Total expenditures Net change in fund balances FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) 127,704 $ 127,704 292,405 $ 164,701 - - 5,330 5-330 127,704 127,704 297,735 170,031 285,071 285,071 1,007 284,064_ 285,071 285,071 1,007 284,064_ $ (157,367) S (157,367) 296,728 454,095 160 357,497 $ 65 4 < 2 2.) Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Facility Lease Debt Service Fund For the Year Ended September 30, 2020 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negat➢ve) REVENUES: Developer fees $ 183,600 $ 183,600 $ 354,024 170,424 Total revenues 183,600 183,600 354,024 170,424 EXPENDITURES: Current: General government 30,000 30,000 19.513 I0A87 Debt Service: Principal retirement 320,000 320,000 325,995 (5,995) Interest 195,000 195,000 186,666 8334 Total expenditures 545,000 545,000 532,174 12,826_ Net change in fund balances $ (361,400) $ (361,400) $ (178,150) $ 183,250 FUND BALANCE - Beginning of year 1,208,441 End of year $ 1,030.291 161 Agreement No. 6085A City of El Segundo Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual - Capital Improvemets Capital Projects Fund For the Year Ended September 30, 2020 Variance,with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative} - REVENUES Miscellaneous 87,603 $ 87,603- Total revenues 87,603 87.603 EXPENDITURES: Capital outlay 2,749,000 7,086,282 2.464,726 4,621,556 Total expenditures 2,749,000 7,086,282 2,464,726 4,621,556 DEFICIENCY OF REVENUES UNDER EXPENDITURES (2:,'749,000) (7,086,282) (2,377,123) (4,533,953) OTHER FINANCING SOURCES: Transfers in 2,749,000 2,749,000 1,249,000 1,500,000 Total other financing sources 2,749,000 2,749,000 1,249,000 1,500,000 Net change in fund balances $ $ (4,337,282) $ (1J28,123) $ (3,033,953) FUND BALANCE: Beginning of year 5,289,298 End of year $ 4.161,175 162 Agreement No. 6085A 11LIBIBIORMAMIENTAIN Internal Service Funds: Equipment Replacement Fund - Accounts for in-house charges to City departments to accumulate funding for future replacement of equipment used by the departments. The Fund also accounts for the proceeds from sale of surplus equipment. Liability Insurance Fund - Accounts for charges to departments for their share of general liability claims and the administration cost of the self-insurance program. Workers' Compensation Insurance Fund - Accounts for charges to the departments for their share of workers' compensation claims and administrative costs of the self-insurance program. U Agreement No. 6085A City of El Segundo Combining Statement of Net Position Internal Service Funds September 30, 2020 Current Assets: Cash and investments Accounts receivable Prepaid items Total current assets Noncurrent assets: Advance to other fbnds Capital assets, being depreciated Total noncurrent assets Total assets DEFERRED OUTFLOWS OF RESOURCES Deferred outflows of resources related to pension Defer -red outflows of resources related to OPEB Total deferred outflows of resources LIABILITIES Current liabilities: Accounts payable Accrued liabilities Claims and judgments, current portion Total current liabilities Noncurrent liabilities: Claims and judgments, net of current Aggregate net pension liability Total other postemployment benefit liability Total noncurrent liabilities Total liabilities DEFERRED INFLOWS OF RESOURCES Deferred inflows of resources related to pensions Deferred inflows of resources related to OPEB Total deferred inflows of resources NET POSITION (DEFICIT) Investment in capital assets Unrestricted (deficit) Total net position (deficit) Equipment Liability Workers' Replacement Insurance Compensation Fund Fund Fund Total 5,085,284 $ 349A08 $ 6,610,242 12,044.934 40,000 40.000 - 882,106 855,761 1,737,867 51125,284 1,23L514 7,466,003 13,822,801 5,577,910 5,577,910 4,476,493 4,476,493 10,054,403 - 10,054,403 15,179,687 1,231,514 7,466,003 23-877.204 6,715 7,425 14.140 3,871 3,563 7,434 - 10.586 10,988 21,574_ 100-770 12,043 45 112.858 36.170 36.170 484,157 2,01 K024 2,502,181 100.770 496,200 2,054,239 2,651,209 849,843 9,571976 10,423,819 234,830 259..638 494.468 70,423 64,810 135,233_ - 1,155,096 9,898A24 11,053,520 100,770 1,651,296 11,952,663 13,704,729 892 986 1.878 14,975 11782 28,757 15,867 14.768 3 0,63 5_ 4,476,493 - - 4,476,493 10,602,424 (425,063) (4,490,440) 5,686�921 $ 15,078,917 $ 425,063) $ (4,490,440) 10,163,414 164 Agreement No. 6085A City of El Segundo Combining Statement of Revenues, Expenses and Changes in Fund Net Position Internal Service Funds For the Year Ended September 30, 2020 OPERATING REVENUES: Interdepartmental charges Miscellaneous Total operating revenues OPERATING EXPENSES: Personnel services Materials and supplies Insurance and claims Depreciation Total operating expenses OPERATING INCOME NONOPERATING EXPENSES: Loss on disposal of capital assets Total nonoperating expenses Equipment Liability Workers' Replacement Insurance Compensation Fund Fund Fund Total $ 2,129,441 1,893,779 3,393,938 7-417,158 161,833 480,706 642,539 2,291,274 1,893,779 3,874,644 8,059,697 254,345 262,756 517,101 131,785 316 132,101 2,488,549 4,316,271 6.804,820 873,996 - - 873,996 1,005,781 2,742,894 4,579,343 8,328,018 1,285,493 (849,115) (704,699) (268,321) INCOME BEFORE CAPITAL CONTRIBUTIONS 1,285,493 (849, 115) (704,699) (268,321) CAPITAL CONTRIBUTIONS 265,589 265.589 CHANGES IN NET POSITION 1,551,082 (849,115) (704,699) (2,732) NET POSITION: Beginning of the year 13,527,835 424,052 (3,785,741) 10,166,146 End of the year $ 15,078,917 (425,063) S (4.490,440'1 S 10.163.414 165 Agreement No. 6085A City of El Segundo Combining Statement of Cash Flows Internal Service Funds For the Year Ended September 30, 2020 CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from users Payments for insurance claims Payments to suppliers Payments to employees Net cash provided (used) by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES: Cash paid to other funds Net cash provided by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Acquisition and construction of capital assets Net cash used by capital and related financing activities Net increase/(decrease) in cash and cash equivalents CASH AND CASH EQUIVALENTS: Beginning, of year End of year RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY (USED) BY OPERATING ACTIYITES: Operating income Adjustments to reconcile operating income to net cash provided (used) by operating activities: Depreciation (increase) decrease in: Accounts receivable Prepaid items Deferred outflows of resources - pension Deferred outflows of resources - OPEB Increase (decrease) in: Accounts payable Accrued liabilities Claims and judgments Net pension liability Net other postemployment liability Deferred inflows of resources - pension Deferred inflows of resources - OPEB Total adjustments Net cash provided (used) by operating activities Non -Cash Investing, Capital, and Financing Activities Capital assets contributed by other funds Equipment Liability Workers' Replacement Insurance Compensation Fund Fund Fund Total $ 2,251,274 $ 1,893,779 $ 3,875,213 $ 8,020,266 (1,736,320) (3,381,271) (5,117,591) (I ,251,740) (175,392) (1,427J32) (159,139) (101,110) (260,249) 999,534 (1fi80) 217,440 1,215,294 (43,568) (43,568) (43,568) (43,568) - (530,736) (530,736)_ (530,736) (530,736) 425,230 (1,680) 217,440 640,990 4,660,054 351088 6,392,802 11,403,944 $ 5.085,284 S 349.408 $ 6,610,242 $ 12,044,934 $ 1,285,493 $ (849,115) $ (704,699) $ (268.321) 873,996 (40,000) 569 (39,431) 57,946 (100,563) (42,617) (5,463) (6,535) (11,998) (1,463) (1,489) (2,952) (1,119,955) 62,544 (262) (1,057,673) (59,261) (74,251) (133,512) 691,000 935,000 1,626,000 110,378 171,211 281,589 (21,862) (14,688) (36,550) (1,218) (514) (1,732) 14,834 13,661 28,495_ (285,959) 847,435 922.139 1,491615 $ 999,534 $ (1,680) $ 217,440 $ 1,215,294 $ 265,589 $ - $ -_ _L 265,589 166 Agreement No. 6085A [111RIME174i I F1 �_ Project Deposits Fund (Refundable) -Accounts for project deposits from developers which will be refundable after the projects are done. 167 Agreement No. 6085A City of El Segundo Statement of Changes in Fiduciary Assets and Liabilities Agency Funds For the Year Ended September 30, 2020 Balance Balance October 1, 2019 Additions Deductions September 30, 2020 ASSETS Cash and investments $ 409,727 $ 338,532 $ (321,896) $ 426,363 Accounts receivable - 617 617 Total assets $ 409,727 $ 339,149 $ (321,896) $ 426,980 LIABILITIES Accounts payable $ 42,599 $ 252,735 $ (261,203) $ 34,131 Deposits payable 36T129 342,738 (317,017) 392,849_ Total liabilities $ 409,727 S 595,473 (578,220) $ 426,980_ M Agreement No. 6085A STATISTICAL SECTION M Agreement No. 6085A This page intentionally left blank 170 Agreement No. 6085A City of El Segundo Statistical Section This part of the City's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends 172 These schedules contain trend information to help the reader understand how the city' financial performance and well-being have changed over time. Revenue Capacity 180 These schedules contain infbi,mation to help the reader assess the city' most significant local revenue source, the property tax. Debt Capacity 185 These schedules present information to help the reader assess the affordability of' the city' current levels of outstanding debt and the city s ability to issue additional debt in the future. Demographic and Economic Information 192 These schedules offer demographic and economic indicators to help the reader understand the environment within which the city' financial activities take place. Operating Information 194 These schedules contain service and infrastructure data to help the reader understand how the information in the city' financial report relates to the services the city provides and the activities it performs. Sources: Unless otherwise noted, the infbrination in these schedules is derivedfrom the comprehensive annual financial reportsfbr the relevant year. The city implemented GASB Statement 34 in 2003; schedules presenting government -wide information include infbrmation beginning in that year. 171 Agreement No. 6085A CITY OF EL SEGUNDO Net Position by Component Last Ten Fiscal Years (accrual basis of accounting) Governmental activities: Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net position Business -type activities: Invested in capital assets, net of related debt Restricted Unrestricted Total business -type activities net position Primary government: Invested in capital assets, net of related debt Restricted Unrestricted Total primary government net position Fiscal Year ......_...........m......... .................._.............. ............._............. _ . 2011 2012 2013 2014 2015 94,655,626 92,822,442 94,098,755 93,534,776 90,783,595 8,055,325 10,941,373 6,276,645 8,054,083 8,922,448 22,462,477 14,728,936 15,050,409 22,170,866 (89,732,982) 125,173,428 »� 118,492,751 115,425,809 mm mm 123,759,725 9,973,061»»»»»» 21,360,061 21,009,889 20,675,297 21,771,266 22,657,797 1,113.161 3,362,263 7,484,917 11,652,989 12,247,482 22,473,222 24,372,152 28,160,214 33,424,255 34,905,279 116,015,687 113,832, 331 114,774, 052 115,306, 042 113,441, 392 8,055,325 10,941,373 6,276,645 8,054,083 8,922,448 23,575,638 18,091,199 22,535,326 33,823,855 (77,485,500) 147,646,650 142,864,903 143,586,023 157,183,980 44,878,340 172 Agreement No. 6085A CITY OF EL SEGUNDO Net Position by Component Last Ten Fiscal Years (accrual basis of accounting) Governmental activities: Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net position Business -type activities: Invested in capital assets, net of related debt Restricted Unrestricted Total business -type activities net position Primary government: Invested in capital assets, net of related debt Restricted Unrestricted Total primary government net position Fiscal Year 2016 2017 2018 2019 2020 90,014,262 92,615,618 93,775,527 93,823,843 91,747,670 8,562,915 7,372,369 7,882,394 11,082,956 21,263,102 (86,756,004) (91,119,511) (129,410,242) (125,853,873) (134,246,639) 11,821,173 8,868,476 (27,752,321 20947074� rv„ 21,235,867� 25,387,562 27,679,609 30,800,645 31,244,813 30,667,983 12,855,184 15.808,634 10.485,483 22,534,785 23.693,166 38,242,746 43,488,243 41,286,128 53,779,598 54,361,149 115,401, 824 120,295,227 124,576,172 125,068,656 122,415,653 8,562,915 7,372,369 7,882,394 11,082,956 21,263,102 (73,900,820) (75,310,877) (118,924,759) (103,319,088 (110,553,473) 50,063,919 52,356,719 13,533,807 32,832,524 33,125,282 173 Agreement No. 6085A CITY OF EL SEGUNDO Changes in Net Position Last Ten Fiseal Years (acrual basis of ae ccounting) Fiscal Year I'_xpensesf Governmental activities'. General governmeni 11,6132,856 12,537,230 12,048,465 11,813,797 14,984,299 Public safety 31,636,027 32,236,620 :32,790,37'r:3 31,891,47B 41,422,188 Public works 7,903,942 7,988,435 9,123,850 8,459,550 9,150,452 Cormxunitydeveloprereill'. 9,115,175 13,877,615 15,681,1i968 12,065,582 21,038,253 Interest. on long-term debt 258,581 ..16,182 a,914 457,655 457,994 Total governmental activities expenses 80,798,1i61 66 658 282 -. 69,628 642 .............................._--_. 64,fi88,06? 87,053,186 Business-l.ype activities: tnt,rater 19,811,233 22,452,371 21,986,089 23,946,676 25,035,801 Wastewater 2,847,527 2,528,639 2,908,241 2,980,026 3,484,104 Solid Waste Golf Course 2,043,141 1 Jl -712 ^^^^^ ... 2,017,716 2091,413 2,,1901 5 . 1 erot,al Ixusineras-type activlBio., uugrwnses 24�,7f19 501 .. --.2 1Fr Ju4 J?2 26,914,046 29,018,115 30,7101100 Total primary I' a.➢vernmerr9. expenses p 85,1Y00,482 93,613,204, 96 '.r42,588 1 3,706, 177 11776 5 286 R .gram revenue,,, Governmental Isrtl v9Iie s: Charges for services: General government. 457,671 581,798 419,008 421 649 635,350 I::'ublic safety 1,743,941 1.561:3,107 '1,663,:384 1,522,081 1,946,464 Public vvorlas 32,'102 15,190 14,262 50,469 267,748 Community development 3,941,316 5,081,685 5,17;:S0,CbC.Yfi 5,796,983 6,733,395 Operating grants and contributions 2,101,494 1,508,499 2,699,324 2,629,490 2,052,527 (::;apitral grants artd oorrkribi.atians 5J5,80'7 7,815,456 .............� 7,646,118 ' 7,469,"236 94,487,769 ._ITITITITITITITIT.... Total governmental activities ram revenues program 4 ......._..._ .. ._.� 1E",7G,C1^.�a7 IY,47?,102 1(,k'969,9,_8 28 , 26,125,267 Business type activities: Charges for services: . Water 22,800,787 23,344,919 25,048,713 28,032,902 29,304,012 Wastewater 4,274,392 3,236,359 3,574,272 3,:.3139,450 3,568,04.2 Solid Waste .. ,. .. Golf Course 1,945,415 1,919,435 2,111,93Z 2,045,652 1,939,165 Operating grants and c:nnlribuGons - - - (,spite[ grants and contributions ... . Total business4ype activities aio9'arn revenues 29,020,594 .. ...., 2Fww3„..,,,.. ..................... 30,'754,922 33,4...68,0,04,^,,,,,,,,,,,.............................34,811,219 , l otal primary govenunent, io, ruin revenues ..a1,3 p q " ..............m,,,., f 47,l59.7,!:D:l,r 4Er,071,:i 70, m..W..486 46,207,024 ...........................,:. �... .:xay.. g3uiJ'..r , .. . Net. revenues (exl enses): Governmental activities (61,92'S,250a (50,067,425) (52,156,540) (46,798,134) (50,927,919) k:.vusines�, ¢ ➢e activities ` yp ............., 4,t49 P5 Q�ae)`S. 1 �r4!ir,791 d 8?6J.8lfs, .. ------....,�................76 4,449,889 4,101,'119 1"otal nut revenues, (expenses) (4(G07.0`il) (46,541,634) (48 33.s G64i (42? 346.24, .� i*56;en l3CF{"3) General rowenues and other changes in net. assets' Governmental activities: Taxes: F:aroperty Uxes 7,549.4153 7,365,3Hi;:3 7,910,980 8,452,120 8,3130,064 Sales tax '11,383,167 10,623,237 9,099,745 10,297,709 11,442,632 1"ransie^nt oca.psncy taxes 4,301,696 4,735,585 5,156,080 5,€64,403 5,423,972 Other taxes '18,559,063 16,587,682 25,314,387 28,809,018 27,765,133 IVlotor vehicle in lieu, unrestricted 73,736 H,754 7,245 6,996 Investn'rent incorne 925,388 393,719 113,'t 73 324,825 331,238 Other general revenues 2,532.872 '1,692,208 1,487,988 1,277,597 813,211 Transfers -........ Tolal governmental activities 45,325,405 43,406,748 .. 49,089,5913 55 132,670 54,15b 27Y1 Business type aclivitles: Investment income ,. 99,690 21,378 152,674 254,662 Other 33, 136 63,'795 35,600 42,379 19,730 T'ai isfers .. ,. Total bulsiness 1'.Ye activities 33,136 163,485 e6,976 95,2r3 Jaz 274,392 pinmy goverrtit _......... 45,358541a 2Total 43 7f,%1 m...IT_.ITITITIT.....ITITm4 tlhr , 76. ^ 155,327,923 54,4 &rFi2 Changes in net posil:ion: Governmental activities (6,600,645) (6,680,677) (I3,066,942) 8,::34,536 (6,771,6349 Business type tact'.ivibes 4,335,1 829 ........ ...... '1 7f19 276 3,677,854 4 142 .......... 645 ................... 4 375,511 1-otal primary government �. (2,249 01 _L4 97'1�4CH 810,912 12,979 676 � (2396,138) w Agreement No. 6085A CITY OF EL SEGUNDO Changes in Net Position Last Ten Fiscal Years am (accrual basis .1 : ... ntin2) 2212 2017 2018 2019 2020 Expenses: Govennarenlat adhaLies General govenirneril 14,165,449 14,869,930 16,215,039 17,788,600 16,698,011 Public safety 35,612,555 42,691,455 44,84 7, 122 40,1378,258 43,330,009 Public works 7,440438 7,474,391 9,413,340 9,534,893 11,713451 Community development 9,298,275 11,407,811 10,442,811 11,321,339 10,058,912 Interest on long �enm debt 4 1,712 361,470 ...............................242, �50 337,350 ____324,6,110 Total governmental activilies expenses 66,958,439, . . . ...... 77,005,057 B1,161,128 ............... . . . ..... 79,860,440 84,125213 Business type activities: Wa1w 25,454,732 26,500,256 27,907,911 26,525,468 25,014,9 72 Wastewater 3,517,640 4r()48,104 4,164,437 3,336645 4,978,350 Solid Waste - 248,012 GoIr Course . ................. LIM 2,017,104 1,990,092 ............ . ......................... 1,674,851 . . 1,553,159 . ........... . . . . . ... . Total business type activities expenses I 108,82B 32,573,464 34,062440 ......... . . . . . . 31,530,964 31,794,493 . ...... . total primary government expenses . . ........... -21MIZE '109,578,521 1 15,223,56B 111,397,404 115 919 706 Prograin revenues: Governmental activities: Charges for services: General government 631,274 445,394 371,345 364,4136 258,53B Pubis saVey 1,637,884 1,523,519 2,058,688 1,624,716 1,545,947 ::Yubic works 11,191.) 16,643 1,201 26,524 Community developmenl. 5,706,772 6,516,792 6,477,503 7,473,096 5,390,803 Operating grant,,; and contributions 1,808,463 1,189,900 1,858,256 4,148,187 2,932,318 Capil:al grants and contributions 2,1 74,89B . ........... 1,737,376 1,197,981 . .................. .. ... . . . ..................... 2,580,996 7 $91 323 "rota) governmental ac livilies prograin revenues 11,972,�490 11,429,624 - - - 11,965"174 -- -- -------- 16,191,483 . . . .. . . ..................... 17,845,453 Business type activities, Charges foi seivices Wal.e�r 26,281456 31,626,637 27,779,828 33,824,119 26,404,788 Wastewater 4,090,187 4,2�75,254 4,348,849 4,475,896 4,194,630 Solid Waste Goff Course 1,628,549 1,604,258 1,650,376 1,643,662 1,484,CA6 Operating grants and conbibutions Capital grants and cantiNbUtiOnS 375,000 Total business type activities piograin revenues 206,15 053 40,316,697 :32,084,264 Total pi immy government prograin revenues 11929, M Net revenues (expenses): Governmental activities (fi4,965,949) (65,575,433) (69,195,954) (63,668,W (66,279,760) Business type activities 3,097,364 4,932,695 l283 387I . ................ _8 781 7 ... . . .....33. 289 771 Total net remwas (expenses) . ....................... 60,642,738) 169 47V 341 ................ jo, a . .............. (� Genes al revenues and other changes in net assets: Goveinmental activities: I axes Property taxes 6,884,423 9,093,795 10,444,931 11,138,625 11,8 16,366 Sales tax 12,069,552 12,201,208 10,636,769 13,023,091 12,006,731 Transient occupancy taxes 7,597,007 12,876,631 13,885,312 14,598,200 8,760,763 Other taxes 26,730,933 27,021,575 29,496,067 28,391,959 28,059,801 Motor vehicle in lieu, unrestricted 6,659 7,461 Investment income 646,336 532,728 760,596 2,440,102 3,420,790 Other general revenues 1,396,608 869,337 1,954,399 1,682,211 1,926,516 Transfers L ---- Total goverrunental aclivitres 57,351,720 . ..... ........ .. 62,622,735 67,1B0,076 . .................... 71,274,188 65,990,967 Business type activities" I i westment i nc orne 222,346 170,178 176,212 1,139,315 291 760 Other 23,755 142,624 16,929 23,926 Transfem Total business -type acbvilbes 246,103 312 B02 193,141 1,163,241 291,780 Total primmy govei ninent 57,597,823 62,935,537 67,373,217 72437,429 66,262,747 Changes in net position: Governmental activities 2,365,771 (2,9!!j2,69B) (2,015,878) 7,605,231 (288,793) Business type a0vities 3,337,467. .......___... . v 4°ti „_..__ � ,,, ,,�_1 9944,974 581,551 mmm292,758 "Dotal primary government 5,703,238 2,292,799 (2,106,124) 17,550,205 175 Agreement No. 6085A CITY OF EL SEGUNDO Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) General fund: Reserved Unreserved Nonspendable Restricted Assigned Unassigned Total general fund All other governmental funds: Reserved Unreserved, reported in: Special revenue funds Debt Service funds Capital projects funds Nonspendable Restricted Assigned Unassigned Total all other governmental funds Fiscal Year 2011� 2012 2013 2014 2015 6,421,009 1,884,602 1,873,812 3,380,264 2,575,497 892,810 445,114 2,049,483 2,876,450 3,129,606 5,315,133 7,839,124 12,664,755 14,075,307 14,587,023 12,628,9952 1n0 168,840 16,588,050 20,332,021 20 292,126 80 5,772 6,091,731 5,798,068 4,196,184 7,373,435 5,005,452 4,858,234 3,690.657 1,548,572 1,416,473 5,031,396 (2,091) 2,752,409) 3,779,255) 1,577,594) (78,071) 10,947,874 6,736,316 w ......... 1,965,581 7,218,086 9,958,777 ��wawwwwµ Notes: ' The City of El Segundo implemented GASB Statement No. 54 during the fiscal year ended September 30, 2011, This statement eliminated the previous fund balance categories (reserved and unreserved) and replaced them with for new categories (nonspendable, restricted, assigned, unassigned). Fund balance amounts as of September 30, 2011 are stated to present the new categories; however, all previous fiscal years are presented using the old categories. 176 Agreement No. 6O85A CITY OF EL SEGUNDO Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2016 2017 2018 2019 2020 General fund: Reserved Unreserved - Nonspendable 2,017,346 7,373,109 6,256,640 7,004,769 7,937,643 Restricted - - 1,000,000 2,643,380 4,482,363 Assigned 2,939,325 3,608,509 2,210,602 2,663,037 2,534,891 Unassigned 17,987,731 17,660,917 24,432,049 26,625,368 20,807,983 Total general fund 22,944,402 28,642,535 33,899,291 38,936,554 35,762,880 All other governmental funds: Reserved Unreserved, reported in: Special revenue funds - Debt Service funds Capital projects funds - Nonspendable 115,844 85,049 Restricted 6,963,441 6,312,687 6,882,394 8,404,718 15,473,650 Assigned 3,301,813 3,159,860 3,231,083 5,289,298 4,161,175 Unassigned 1,326,041) (971,152) (333,731) (177,229) (46,117) Total all other governmental funds 8,939,213 8,501,395 9,779,746 13,632,631 19,673,757 177 Agreement No. 6085A CITY OF EL SEGUNDO Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting l Ye ar ....... ... . ....... 2011 2012 2013 2014 2015 Revenues: Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developers Fees Other Total revenues Expenditures Current: General government Public safety Public works Community and cultural Capital outlay Debt service: Principal retirement Interest and fiscal charges Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Proceeds from loans Capital leases issued Long-term debt issued Total other financing sources (uses) Net change in fund balances Debt service as a percentage of noncapital expenditures 32,094,475 31,218,273 37.452,888 42,638,899 42,132,274 10,936.873 11,855.052 11,624,026 12,725.503 12.973,204 4,048.295 4,596,724 9,811,864 11,931,067 8,919,841 4,320.364 5,220,234 4,958,310 5.172,579 6,197,552 898,711 452.022 133,291 590,605 615,862 1,201.110 1.050,832 791,650 914,036 903,172 432,810 3,349,096 1.826.973 2,074,386 1,877,562 2,960,332 56,848,924 56,220,110 66,846,415 75,850,251 75,135,047 12,456,304 12,575,953 11,724,215 12,677,731 14,523.141 31,359,158 31,291,236 31.145,703 33.576.082 33,694,064 4.991,382 5.126.634 6,300,670 5,676,244 5.574,118 7,748.804 13,190,255 14,451,893 12,277,418 19,523,563 2,040.497 1.607,702 2,015,459 2,133,639 1,021,033 275.092000 282.987 237,569000 229,674 58,596.145 63.791,780 65,637,940 66,853,775 74.848,580 . . ......(7eEI-.670) 1.208.475 .....8,,996,476 286.467 3,167.231 3,163.394 8,455,512 3,048,087 10.138,836 (1,767.231) (2.263.394) (8,015,512) (3,048,087) (10.336,840) 1,400,000 900,000 (200,004 440,000 ____L347.221) �6.671,670) 1,648,475 8,996,476 86,463 000% 000% 000% 079% 069% am Agreement No. 6085A CITY OF EL SEGUNDO Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Revenues: Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developers Fees Other Total revenues Expenditures Current: General government Public safety Public works Community and cultural Capital outlay Debt service, Principal retirement Interest and fiscal charges Total expenditures Excess (deficiency) of revenues over (under) expenditures Otherfinancing sources (uses): Transfers in Transfers out Proceeds from loans Capital leases issued Long-term debt issued Total other financing sources (uses) Net change in fund balances Debt service as a percentage of nonGapital expenditures Fiscal Year 2016 2017 2018 2019 2020 43,410,318 49,986.183 53,125,853 55,018,471 47,767,783 13,989.221 13,131,485 13,695,476 14,559,036 14,237,723 7,751.363 2,805,424 2.400.010 3,635,668 2,391,795 5,214,048 5,811,835 6,053,614 6,179,231 4,817,551 682,140 552.662 781.402 2,465,235 3.472,256 1,249,820 444,188 831.067 659,653 367,045 296,427 329,474 262,346 824,075 6,293,956 1,729.917 2,785,946 2,541,114 4.031,022 3,359,551 74,323,254 75,847.197 79,690,882 87.372,391 82,707,660 14,200,855 14,905,246 15.738,556 18,177,843 18,964.880 33,166,579 34.682,695 37.595,758 38,014,581 40,124,678 6,325.541 6,296,743 6,533,963 7,331,278 7,382.491 8,951,898 10,259,037 9.274.383 10,923,487 9,499,235 3.389,585 3,930,500 3.426.202 3.328,392 3,162,263 291,109 299,464 355.461 367,627 380,281 ---------- 221,552 213,197 244,223 339.035 . . . . ................. 326,380 66.547,119 70,586,,882 73,168.546 78,482,243 79,840,208 7,776.135 5,260,315 . 6,522,336 ........................ - . ...... 8.890.148 2,867,452 2.687,843 2.668,046 3.556,821 4,490,751 1.389.000 (2,887,847) (2,668,046) (3.556.821) (4,490,751) (1.389.000) (200,004 7,576,131 5,260,315 6.522,336 8.890.148 2,1367,452 ............ ­­­ 081% 0,77% 086% 0-94% 092% Mai Agreement No. 6085A CITY OF EL SEGUNDO Principal Sales Tax Producers Current Fiscal Year and Nine Years Ago 2019-20 2010-11 Taxpayer Business Type T Business Type - Aerospace Corporation Misc. Vehicle Sales Accuvant Office Equipment Best Buy Stores Furniture/Appliance Aerospace Corporation Misc. Vehicle Sales Calportland Company BIdg.MatIs-WhsIe Best Buy Stores Furniture/Appliance Chevron Service Stations Service Stations Chevron Service Stations Service Stations Circle K Food Stores Food Markets Chevron USA Refinery Energy Sales Dick's Sporting Goods Recreation Products Computer Sciences Corporation Office Equipment En Pointe Technologies Sales Miscellaneous Other Dick's Sporting Goods Apparel Stores Fleming's Prime Steakhouse Restaurants Directv Leasing Homegoods Furniture/Appliance Karl Storz Endoscopy Office Equipment Impex Technologies Office Equipment Learned Lumber Supply Bldg.Matls-Whsle In-N-Out Burgers Restaurants Mobil Service Stations Service Stations Insight Direct USA I.T. Infrastructure Network Appliance Corporation Office Equipment Jim and Jacks Auto Parts/Repair Northrop Grumman Systems Auto Parts/Repair Karl Storz Encloscopy Office Equipment P.F.Changs's China Bistro Restaurants Los Angeles Times Communications Light Industry Patterson Dental Supply Light Industry Meaningful Beauty Miscellaneous Retail Primary Color Systems Light Industry North Restaurants Ralph's Grocery Company Food Markets Patterson Dental Supply Light Industry Raytheon Company Electronic Equipment PCM Gov Office Equipment Sensa Products Miscellaneous Retail Ralph's Grocery Company Food Markets Sun Microsystems Electronic Equipment Raytheon Company Electronic Equipment The Boeing Company Misc. Vehicle Sales The Boeing Company Misc. Vehicle Sales Trace 3 Light Industry The Container Store Furniture/Appliance Union 76 Service Stations Service Stations Trace 3 Light Industry Whole Foods Market Food Markets Whole Foods Market Food Markets World Wide Technology Office Equipment Source: Avenu Insights & Analytics ME Agreement No. 6085A CITY OF EL SEGUNDO Principal Property Tax Payers Current Year and Nine Years Ago 2019-20 2010-11 Percent of Total City Percent of Total City Taxpayer Taxable Value Taxable Value Taxable Value Taxable Value (%) Chevron Us@ Inc 2,438,217,568 1719% 2,222,629,945 23,16% Sof Xi Pct Two Tower Owner Llc 617,569,200 435% Raytheon Company 503,574,153 155% 307,600,150 3.21% Aerospace Corporation 312,004,836 120% 283,451,637 295% The Boeing Company 205,896,680 145% Northrop Grumman Systems Corp 198,158,017 140% 255,818,371 2,67% Boeing Co 180,369,627 127% 345,116,660 360% Pas Partners Us 170,610,488 1,20% 147,763,178 1,54% 2121 Park Place Fee Owner Ca Llc 152,973,133 1,08% Gateway El Segundo Fee Owner Llc 124,848,000 0.88% Sfii Flyte Llc 123,628,231 0.87% Kilroy Realty Finance Ptnshp 122,644,584 0,86% Rar2 Campus 2100 Llc 119,442,000 0.84% 800 Apollo Fee Owner Ca Llc 119,322,227 0.84% Street Retail Inc 112,725,742 0.79% Arcis Ofc El Segundo Ca Lp 105,584,358 0.74% La4 Llc 91,731,592 0,65% 118,980,071 1,24% 400 Cg Owner Llc 89,043,400 063% Bsrep li Grand Avenue Llc 88,843,244 0.63% Hughes Aircraft Co 87,440,721 0,62% 303,089,368 3,16% He Hornet Way Llc 84,792,600 0.60% 300 Cg Owner Llc 84,516,220 0.60% Plaza Cp Llc 80,672,332 0.57% 69,716,235 073% Bre El Segundo Property Owner B 77,254,902 0.54% Continental Atrium Corporation 75,972,393 0.54% 282,797,671 2,95% Kilroy Realty Corporation 167,140,410 1.74% Pacific Corp Towers Llc 160,608,395 167% Hines Reit El Segundo Lp 122,109,910 1,27% Continental Grand Lp 108,500,000 1.13% Mattel Inc. 107,855,276 1.12% Air Liquidelarge Industries U 79,508,519 083% 300 N Sepulveda Assoc Llc 65,078,473 0.68% 101 Continental Partners Llc 52,515,547 0.55% Grand Avenue Parking L P 49,750,000 052% Brcp 2160 Grand Avenue Llc 48,170,528 0.50% Lax Granada Assoc 41,482,132 0.43% Intl Rectifier Corp 41,337,074 0.43% Time Warner Ny Cable Uc Time 36,503,185 038% Douglas Property Holdings Co L 35,949,775 0.37% W2007 Equity Inns Realty Llc 35,308,720 0.37% Total Top 25 Taxpayers 6,367,836,248 44.99% 5,488,781,230 57,20% Total Taxable Value 14,185,553,887 100,00% 9,595,689,307 10000% Source: County Assessor data, Avanu Insights & Analytics Unitary value is included in the total taxbale value, 181 Agreement No. 6085A CITY OF EL SEGUNDO Assessed Value and Estimated Actual Value of Taxable Property' Last Ten Fiscal Years Assessed Factor of Value as a Less Tax- Taxable Percentag Fiscal Residential Commercial Industrial Other Property Unsecured Exempt Taxable Assessed Total Direct Estimated Actual Assessed e of Actual YearEnd ................... .. . . . ................. Property . . . . . . . . . Property Property (1) . .......... Property --- — Property Value Tax Rate (2) Taxable Value (3) Value (3) Value 201011 8,187,752 1,423,531 9,611,28.3 1,115400 2011-12 8,082,672 1,241,746 9,324,418 1115400 201213 8,278,135 1,423,110 9,701,245 1,115200 2013 14 8,446,568 1,862,068 10,308,636 1,115200 2014-15 81433,859 1,604,574 10,038,433 1,115200 201516 8,9.19,245 1., 736,530 10,655,775 1,115200 2016-17 9,408,029 1,565,767 10,973,796 1115200 20.1718 2,695,443,946 4,056,923,408 1,526,293,700 2,501,109,520 1,480,982,133 34,490,981 12,226,261,726 1,202225 17,863,020,753 1461037 68,44% 201819 2,901,889,931 4,452,614,029 1,785,769,246 2,418,895,212 1,556,962,904 48,412,749 13,067,718,573 1,205652 22,816,281,059 1,746003 57,27% 2019-20 3,059,827,370 5,145,402,602 2,011,925,385 2,466,641,048 1,552,1.23,561 50,.366,079 14,185,553,887 1,202446 22,800,483,319 L607303 62,22% Source: County Assessor data, Avenu Insights & Analyticj Source: 2017 and Prior Published CAFR Reports State unitary property of $8,424,647 is included in other property, I ) Other property for 2016 17 and prior represent the Secured Values, 1) Total direct tax rate is represented by TRA 09 849 3.) Estimated Actual Value is derived from a series of calculations comparing median assessed values frorn 1940 to current median sale prices, Based on these calculations a multiplier value was extrapolated and applied to current assessed values MIMEEMMMMM 182 Agreement No. 6085A CITY OF EL SEGUNDO Direct and Overlapping Property Tax Rates (Rate per $100 of taxable value) Last Ten Fiscal Years General COUNTY OF LOS ANGELES CITY OF EL SEGUNDO TOTAL Override Assessments Metropolitan Water District County Flood Control El Segundo Unified School District Community College TOTAL 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 O936812 0.936812 0.936812 0.936812 0.936812 0.936812 0.936812 0.936812 &936812 0.936812 0.063188 0.063188 0.063188 0,063188 0.063188 0,063188 0.063188 0,063188 0.063188 0.063188 0.003700 0.003700 0.003500 0.003500 0.003500 0.003500 0.003500 0.003500 0.003500 0.003500 0.000000 0.000000 0.000000 0,000000 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 0.111700 0.111700 0.111700 0.111700 0.111700 0.111700 0.111700 0.177526 0179923 0.177391 0.021199 0.022229 0.021555 0,115400 0.115400 0.115200 0.115200 0.115200 0.115200 0.115200 0202225 0.205652 0.202446 TOTAL TAX RATE 1,115400 1.115400 1.115200 1.115200 1.115200 1115200 1.115200 1.202225 1.205652 1.202446 Source: County Auditor/Controller data, Avenu Insights& Analytics Source: 2017 and prior, previous published CAFR Tax Rate as represented by TRA 09-849 ME Agreement No. 6085A CITY OF EL SEGUNDO Property Tax Levies and Collections Last Ten Fiscal Years Fiscal Year Ended June 30 Taxes Levied forthe Fiscal Year Amount Percent of Levy 2010 6,345,073 6,117,416 96.41% 2011 6,172,420 6,005,643 97.30% 2012 6,006,864 5,990,455 99.73% 2013 6,277,523 6,144,309 97.88% 2014 6,680,795 6,558,427 98.17% 2015 6,538,375 6,438,118 98.47% 2016 6,728,811 6,637,510 98.64% 2017 6,853,422 6,773,927 98.84% 2018 7,672,612 7,659,388 99.83% 2019 8,185,486 8,169,815 99.81% 2020 8,929,004 8,183,987 91.66% Collections in Subsequent Years Source: Los Angeles County Auditor Controller's Office 184 55,500 59,028 39,950 (4,958) 610,801 Percent Amount of Levy 6,117,416 96.41% 6,005,643 97.30% 5,990,455 99.73% 6,144,309 97.88% 6,558,427 98.17% 6,493,618 99.32% 6,696,538 99.52% 6,813,877 99.42% 7,654,430 99.76% 8,780,616 107.27% 8,183,987 91.66% Agreement No. 6085A CITY OF EL SEGUNDO Ratio of General Bonded Debt Outstanding Last Ten Fiscal Years (In Thousands, except Per Capita) Outstanding General Bonded Debt Fiscal Year General Tax Percent of Ended 1 Obligation Allocation Certificates of Assessed Per September 30 Bonds Bonds Participation Total Value Z Capita 2011 0.000% 2012 0.000% 2013 0.000% 2014 0.000% 2015 0.000% 2016 0.000% 2017 0.000% 2018 0.000% 2019 0.000% 2020 0.000% General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). 1 Fiscal Years 2000 - current are 12 month reporting periods ending on September 30,. 2 Assessed value has been used because the actual value of taxable property is not readily available in the State of California. 185 Agreement No. 6085A CITY OF EL SEGUNDO Ratios of Outstanding Debt by Type Last Ten Fiscal Years _. Governmental Activities ................ Fiscal Year General Tax Total Ended Obligation Allocation Certificates of Leases/ Governmental September 30 Bonds Bonds Participation Loans Activities 2011 11,208,191 11,208,191 2012 - 10,916,677 10,916,677 2013 10,615,488 10,615,488 2014 10,303,635 10,303,635 2015 9,982,592 9,982,592 2016 9,650,093 9,650,093 2017 9,306,335 9,306,335 2018 8,950,875 8,950,875 2019 8,583,247 8,583,247 2020 - 8,202,967 8,202,967 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. 1 Office of Economic Development (data shown is for Los Angeles County) 186 Agreement No. 6085A CITY OF EL SEGUNDO Ratios of Outstanding Debt by Type Last Ten Fiscal Years Business -type Activities Fiscal Year Total Total Percentage Debt Ended Leases/ Certificates of Business -type Primary of Personal Per September 30 Loans Participation Activities Government Income 1 Capita 2011 285,586 285,586 11,493,777 1.6% 280 2012 10,916,677 1.5% 254 2013 10,615,488 1.4% 239 2014 10,303,635 1.4% 227 2015 - - 9,982,592 1.3% 214 2016 9,650,093 1.2% 203 2017 - 9,306,335 1.1% 187 2018 8,950,875 1.0% 169 2019 8,583,247 0.9% 154 2020 8,202,967 0.8% 141 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. ' Office of Economic Development (data shown is for Los Angeles County) 187 Agreement No. 6085A This page intentionally left blank 188 Agreement No. 6085A CITY OF EL SEGUNDO Direct and Overlapping Debt September 30, 2020 ,?-I LJmLn_2AY_Lkksmw_PA _vMM's a DIRECT DEBT: City of El Segundo: Capital Lease - 2003 Parking Structure Lease City of El Segundo: Facility Lease Obligation - 2005 Douglas Street Gap Closure TOTAL DIRECT DEBT $14,200,895,0137 Percentage Total Applicable' Debt 9130120 1010000% 5 2,024,903 $ 100 000%, 3,178,064 S 8,202,967 S WMAMM Eslimaled Share of Direct and Overlapping Debt S 2,024,903 6,178,064 5 8,202,967 OVERLAPPING DEBT: Metropolitan Water District 0 4591Y. $ 32,230,000 $ 32,082,064 S 147,936 El Camino Community College District 11 8961% 388,425,306 342,218,232 46,207,074 El Segundo Unified School District 100 000% 84,9!55,859 84,955,859 Manhattan Beach (.1nified School District 00021, 193,766,414 193,762,539 3,875 Vviseburn School District 72 528% 115,767,787 31,803,726 83,964,061 Canrinela Valley Union High School District 34 656% 229,200,955 149,769,072 79,431,883 Centinela Valley Union High School District,15chool Facilities Inipiovernent District No 20I, 36 9991% 182,565,000 111,366,476 71,198,524 101 Al.- OVERI APPING TAX AND ASSESSIMENI DEBF $ 1,726,g11,321 S 861,002,109 $ 365,909,212 DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT: . .................. Los Angeles County General Fund Obligations Los Angeles County Superintendent of Schools COPS L A County Sanitation District No 5 Authority L A County Sanitation District South Bay Cities Authority 0860% 5 2,303,502,723 S 2,283,231,B99 S 20,270,824 0880% 4,565,373 4,525,198 40,175 6349% 9,233,499 8,647,264 586,235 0042% 1,573,880 1,573,219 6131 i o -AL DIRECI AND OVERI APPING GENERAL FUM DEBT S 2,318,875,475 S 2,297,977,580 S 20,897,895 Nel Combined Total Debt $ 3,553,989,763 $ 3,158,979,689 S 395,010,074 (2) I lie percentage of overlapping debt applicable to the city is estimated using taxable assessed property value Applicable percentages were estimated by del,ermining the portion of the overlapping district's assessed value [net is within the boundaries of me city divided by the district's total taxable assessed value 2 Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and non -bonded capital lease obligations Also excludes accreted value of capital appreciation bonds Ratios to Assessed Valuation: Total Overlapping Tax and Assessment Debt 258% Total Direct Debt .............. ....................... 0.00% Net Combined Total Debt .. 272% Source: : Avwiu Insights & Analytics 189 Agreement No. 6085A CITY OF ELSEGUNDO Legal Debt Margin information Last Ten Fiscal Years Assessed valuation Conversion percentage Assessed valuation Debt limit percentage Debt limit Total net debt applicable to limit: General obligation bonds Legal debt margin Total debt applicable to the limit as a percentage of debt limit Fiscal Year 2010-11 2011-12 2012-13 2013-14 2014-15 9,611,283,541 $ 9,324,417,663 $ 9,701,244,855 $ 10,308,636,196 $ 10,038,433,763 25% 25% 25% 25% 25% 2,402,820,885 2,331,104,416 2,425,311,214 2,577,159,049 2,509,608,441 15% 15% 15% 15% 15% 360,423,133 349,665,662.36 363,796,682 386,573,857 376,441,266.11 360,423,133 $ 349,665,662 $ 363,796,682 $ 386,573,857 $ 376,441,2M- 0.0% 0.0% 00% 0.0% 0.0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1981-82 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). Although the statutory debt limit has not been amended by the State since this change, the percentages presented in the above computations have been proportionately modified to 3.75% (25% of 15%) for the purpose of this calculation in order to be consistent with the computational effect of the debt limit at the time of the state's establishment of the limit. Source: California Municipal Statistics, Inc. Los Angeles County Tax Assessor's Office 190 Agreement No. 6085A CITY OF EL SEGUNDO Legal Debt Margin Information Last Ten Fiscal Years Assessed valuation Conversion percentage Assessed valuation Debt limit percentage Debt limit Total net debt applicable to limit: General obligation bonds Legal debt margin Total debt applicable to the limit as a percentage of debt limit IMMIM 2015-16 2016-17 2017-18 2018-19 2019-20 $ 10,655,775,000 $ 10,973,796,359 $ 12,226,261,726 $ 13,067,718,573 $ 14,185,553,887 25% 25% 25% 25% 25% 2,663,943,750 2,743,449,090 3,056,565,432 3,266,929,643 3,546,388,472 15% 15% 15% 15% 15% 399,591,563 411,517,363 458,484,815 490,039,446 531,958,270.76 399,591,563 MW 411,517,363 $ 458,484,815 $ 490,039,446 $ 531,958,271 191 0.0% 0.0% 0.0% 0.0% Agreement No. 6O85A CITY OF EL SEGUNDO Demographic and Economic Statistics Last Ten Calendar Years Fiscal Year City Population (1) Personal Income (in thousands) (2) Per Capita Personal Income (2) Median Age (3) Unemployment Rate (%) (4) 2010-11 17,049 700,936 41,113 12.6% 2011-12 16,708 717,659 42,953 12.3% 2012-13 16,720 743,605 44,474 11.0% 2013-14 16,815 761,888 45,310 9.9% 2014-15 16,897 787,958 46,633 - 8.2% 2015-16 16,646 790,452 47,486 38.9 3.7% 2016-17 16,717 832,029 49,771 38.9 2.9% 2017-18 16,784 888,503 52,938 39.0 3.3% 2018-19 17,066 952,927 55,838 38.7 3.2% 2019-20 16,777 974,307 58,074 38.7 23.5% Source: Avenu Insights & Analytics Source: 2014 and prior, previously published CAFR Report The California Department of Finance demographics estimates now incorporate 2010 Census counts as the benchmark. 1.) Population Projections are provided by the California Department of Finance Projections. 2.) Income Data is provided by the U.S. Census Bureau, 2010 American Community Survey. 3.) Median Age is provided by US Census data. 4.) Unemployment Data is provided by the EDD's Bureau of Labor Statistics Department. 192 Agreement No. 6085A CITY OF EL SEGUNDO Principal Employers Current Year and Nine Years Ago 2019-20 2009-10 Number of Percent of Total Number of Business Name Employees Employment (%) Employees Boeing Satellite Systems* 13,441 149.34% 5,167 Raytheon Space & Airborne Syst 6,000 66.67% 7,268 Aerospace Corporation 3,400 37.78% 3,002 Northrop Grumman Corporation (1) 2,539 28.21% 5,219 Mattel Inc 1,545 17.17% 1,635 Chevron Products Company/USA inc 1,252 13.91% 1,179 Internet Brands Inc 582 6.47% Karl Storz Encloscopy America Inc 447 4.97% Infineon Technologies Americas Corp (formerly international Rectifier) 423 4.70% Big 5 Sporting Goods" 289 3.21% DirecTV Operations Inc 0.00% 1,866 Accenture (2) 0.00% 713 Rhythm & Hues 0.00% 703 International Rectifier Corporation 0.00% 537 Total Top 10 Employers 29,918 332.43% 27,289 Total City Labor Force (3) 9,000 Source: Avenu Insights & Analytics 2010-11 based on previously published CAFR Results based on direct correspondence with city's local businesses. *Employee Count is statewide, employment levels are not available by site. ** Includes Corporate office and retail store. (1) Accenture no longer has office space in El Segundo. (2) Total City Labor Force provided by EDD Labor Force Data. on Agreement No. 6085A CITY OF EL SEGUNDO Full-time and Part-time City Employees By Function Last Ten' Fiscal Years Full-time and Part-time Employees as of September 30 Fiscal Year 2011 2012 2013 2014 2015 Function General Government 51 51 52 60 69 Public Safety 157 150 153 138 137 Niblic Work�, is 17 18 27 30 Community & coftoral 81 83 77 81 80 Water 11 9 9 11 11 sewpr 5 6 5 6 6 Total 323 316 314 323 333 Source: City of El Segundo Payroll Division W Agreement No. 6085A CITY OF EL SEGUNDO Full-time and Part-time City Employees By Function Last Ten' Fiscal Years Full-time and Part-time Employees as of September 30 Fiscal Year 2016 2017 2018 2019 2020 Function General Government 51 57 53 71 73 Public Safety 123 126 130 143 144 Public Works 31 30 29 26 40 Community & Cultural 76 74 115 106 93 Water 10 10 9 18 15 Sewer 6 10 6 6 7 Total 297 307 342 370 372 195 Agreement No. 6085A CITY OF CITY OF EL SEGUNDO Operating Indicators by Function Last Ten Fiscal Years Fiscal Year 2011 2012 2013 2014 2015 Police: Arrests 810 826 795 1,468 1,057 Parking citations issued 7,792 8,698 10,900 11,764 9,404 Fire: Number of emergency calls 2,314 2,403 2,208 2,485 2,568 Inspections 1,985 2,445 2,411 2,326 2,203 Medical Responses 1,533 1,547 1,441 1,564 1,644 Public Works: Street resurfacing (miles) 0.83 1.87 Reconstruction (miles) - New Street (miles) Electronic Recycling (pounds) N/A N/A N/A N/A N/A Paper Shred Recycling (pounds) N/A N/A 17,950 9,220 10,080 Parks and recreation: Number of recreation classes 1,362 1,228 1,191 1,365 1,389 Class registrations 8,809 8,026 7,950 7,905 8,021 Recreation Trips participants 840 1,185 1,480 1,560 1,535 Number offacility, rentals 262 365 411 496 Number of Reservations 9,969 9,971 9,041 9,238 9,342 Shuttles transported (riders) 33,990 30,976 27,472 29,789 30,052 Dial -A -Ride residents 7,693 9,085 11,258 11,090 11,206 Homebound Meals 5,935 5,794 5,007 4,957 4,926 Finance: Business Licenses processed: 6,917 7,024 6,686 6,758 5,812 Purchase Orders processed 159 341 428 447 427 Purchase Change Orders processed 21 74 139 129 118 Invoices processed 10,772 9,855 10,008 10,367 10,189 Checks processed 5,068 5,010 5,262 5,529 5,326 Cash Receipts processed (excluding Water) 36,665 36,432 34,120 35,461 35,143 Source: City of El Segundo Agreement No. 6085A CITY OF CITY OF EL SEGUNDO Operating Indicators by Function Last Ten Fiscal Years 2016 Police: Arrests 721 Parking citations issued 7,200 Fire: Number of emergency calls 2,632 Inspections 1,531 Medical Responses 1,661 Public Works: Street resurfacing (miles) 0.3 Reconstruction (miles) - New Street (miles) Electronic Recycling (pounds) N/A Paper Shred Recycling (pounds) 23,000 Parks and recreation: Number of recreation classes 1,056 Class registrations 6,657 Recreation Trips participants 89 Number of facility rentals Number of Reservations 4,779 Shuttles transported (riders) 7,320 Dial -A -Ride residents 6,841 Homebound Meals 5,061 Finance: Business Licenses processed: 7,172 Purchase Orders processed 476 Purchase Change Orders processed 103 Invoices processed 10,230 Checks processed 5,849 Cash Receipts processed (excluding Water) 33,075 Source: City of El Segundo un Fiscal Year 2017 2018 2019 2020 592 568 953 1,009 8,955 10,227 12,247 9,537 2,807 2,895 893 2,558 1,209 1,919 905 512 1,847 1,930 502 1,621 1 2 5.5 0.5 N/A 1,480 1,480 23,000 20,000 15,400 17,340 833 997 1,019 980 6,615 7,574 4,098 5,387 20 926 1,784 762 5,624 5,397 5,563 23,841 4,781 6,252 5,532 1,968 5,108 5,189 4,474 2,194 5,497 6,080 6,840 7,285 7,236 6,610 6,992 6,391 547 464 416 411 136 174 141 167 9,566 9,762 6,805 10,501 5,248 5,258 3,790 5,611 31,559 27,722 54,264 37,273 Agreement No. 6085A CITY OF EL SEGUNDO Capital Asset Statistics by Function Last Ten Fiscal Years 2011 2012 2013 2014 2015 Police: Stations 1 1 1 1 1 Fire: Fire stations 2 2 2 2 2 Public works: Streets (miles) 55 55 55 55 55 Streetlights 1,718 1,718 1,718 1,718 1,718 Traffic signals 55 55 55 55 55 Parks and recreation: Parks 22 22 22 22 22 Recreation Facilities 13 13 13 13 13 Number of Acres 91 91 91 91 91 Source: City of El Segundo 198 Agreement No. 6O85A CITY OF EL SEGUNDO Capital Asset Statistics by Function Last Ten Fiscal Years 2016 2017 2018 2019 2020 Police: Stations 1 1 1 1 1 Fire: Fire stations 2 2 2 2 2 Public works: Streets (miles) 55 55 55 55 55 Streetlights 1,718 1,718 1,718 1,718 1,718 Traffic signals 55 55 55 55 55 Parks and recreation: Parks 22 22 22 22 22 Recreation Facilities 13 13 14 14 14 Number of Acres 91 91 91 91 91 199 Agreement No. 6085A This page intentionally left blank 200 Agreement No. 6085A SUMMARY OF CERTAIN PROVISIONS OF THE TRUST AGREEMENT Thef6llowing summary discussion of'selected provisions of the Trust Agreement is made subject to all of the provisions of1he Trust Agreement. This surntnaiy discussion does not purport to be a complete statement ofsaid provisions and prospective purchasers of'1he Series 2021 Bonds are ref�rred to the coniplete text of the Trust Agreement, a copy of'which is available upon request sent to the Trustee. "Act" means Articles 10 and 11 (commencing with Section 53570) of Chapter 3 of Division 2 of Title 5 of the California Government Code. "Additional Bonds" means Bonds other than Series 2021 Bonds issued under the Trust Agreement. in accordance with the provisions thereof. "Authorized Denominations" means (a) $5,000 principal amount or any integral multiple thereof, and (b) any other principal amount or integral multiple thereof as provided in a Supplemental Trust Agreement. "Authorized Officer" means, with respect to the City, the Mayor, the City Manager, the Deputy City Manager and the Chief Financial Officer and any other person designated as an Authorized Officer of the City in a Written Certificate of the City filed with the Trustee. "Beneficial Owner" means the beneficial owner of a Bond, determined under the rules of DTC. "Bond Fund" means the fund by that name established and held by the Trustee pursuant to the Trust Agreement. "Bond Insurer" means any issuer or issuers of a policy or policies of municipal bond insurance obtained by the City to insure the payment of principal of and interest on a Series of Bonds issued under the Trust Agreement, when due otherwise than by acceleration, and which, in fact, are at any time insuring such Series of Bonds. For the purposes of this definition, all consents, approvals or actions required by the Bond Insurer shall be by action of a majority of all Bond Insurers (based upon the aggregate principal amount of Outstanding Bonds insured by each such Bond Insurer) if there is more than a single Bond Insurer. "Bonds" means the Series 2021 Bonds and all Additional Bonds. "Business Day" means any day other than (a) a Saturday or a Sunday, (b) a day on which banking institutions in the city in which the Corporate Trust Office of the Trustee is located or banking institutions in New York, New York, are authorized or required by law to be closed, or (c) a day on which the New York Stock Exchange is closed. "City" means the City of El Segundo, a municipal corporation and general law city duly organized and existing under and by virtue of the Constitution and laws of the State. "Closing Date" means the date on which the Series 2021 Bonds are delivered to the original purchaser of the Series 2021 Bonds. "Continuing Disclosure Certificate" means, as applicable, the Continuing Disclosure Certificate of the City, dated the Closing Date, as originally executed and as it may be amended from time to time in accordance with the terms thereof. M. Agreement No. 6085A "Corporate Trust Office" means the corporate trust office of the Trustee, which at the date of execution of the Trust Agreement is that specified in the Trust Agreement, provided, however, that for transfer, registration, exchange, payment and surrender of Bonds such term means the office or agency of the Trustee at which, at any particular time, its corporate trust operations business shall be conducted, or such other office designated by the Trustee from time to time. "Costs of Issuance" means all items of expense directly or indirectly payable by or reimbursable to the City relating to the authorization, issuance, sale and delivery of the Bonds, including but not limited to printing expenses, rating agency fees, bond insurance premiums, filing and recording fees, initial fees, expenses and charges of the Trustee and its counsel (including the Trustee's first annual administrative fee), fees, charges and disbursements of attorneys, municipal advisors, actuaries, accounting firms, consultants and other professionals, fees and charges for preparation, execution and safekeeping of the Bonds and any other cost, charge or fee in connection with the original issuance of the Bonds. "Costs of Issuance Fund" means the fund by that name established and held by the Trustee pursuant to the Trust Agreement. " County" means the County of Los Angeles, " Defeasance Securities" means any of the following to the extent then permitted by applicable laws of the State: (a) U.S. Treasury Certificates, Notes and Bonds (including State and Local Government Series -- "SLGS"). (b) Direct obligations of the Treasury of the United States which have been stripped by the Treasury itself, CATS, TIGRS and similar securities (c) Resolution Funding Corp. (REFCORP). Only the interest component of REFCORP strips which have been stripped by request to the Federal Reserve Bank of New York in book entry form are acceptable. (d) Pre -refunded municipal bonds rated "Aaa" by Moody's or "AAA" by S&P. If however, the issue is only rated by S&P (i.e., there is no Moody's rating), then the pre -refunded bonds must have been pre -refunded with cash, direct U.S. or U.S. guaranteed obligations, or AAA rated pre -refunded municipals to satisfy this condition. (e) Obligations issued by the following agencies which are backed by the full faith and credit of the U.S. (i) U.S. Export -Import Bank (Eximbank) Direct obligations or fully guaranteed certificates of beneficial ownership (ji) Farmers Home Administration (FmHA) Certificates of beneficial ownership (iii) Federal Financing Bank (iv) General Services Administration Participation certificates (v) U.S. Maritime Administration Guaranteed Title XI financing M Agreement No. 6085A (vi) U.S. Department of Housing and Urban Development (HUD) Project Notes Local Authority Bonds New Communities Debentures - U.S. government guaranteed debentures U.S. Public Housing Notes and Bonds - U.S. government guaranteed public housing notes and bonds "DTC" means The Depository Trust Company and any successor thereto or any nominee thereof. "Event of Default" means an event described as such in the Trust Agreement. "Fiscal Year" means the twelve-month period ending on June 30 of each year, or any other annual accounting period hereafter selected and designated by the City as its Fiscal Year in accordance with applicable law. "Fitch" means Fitch, Inc., a corporation organized and existing under the laws of the State of New York, and its successors and assigns, except that if such entity shall be dissolved or liquidated or shall no longer perform the services of a municipal securities rating agency, then the term "Fitch" shall be deemed to refer to any other nationally recognized municipal securities rating agency selected by the City. "Interest Payment Date" (a) with respect to the Series 2021 Bonds, means January 1 and July 1 of each year, commencing January 1, 2022, and (b) with respect to any Additional Bonds, the dates specified in the Supplemental Trust Agreement pursuant to which such Additional Bonds are issued. "Moody's" means Moody's Investors Service, a corporation organized and existing under the laws of the State of Delaware, and its successors and assigns, except that if such entity shall be dissolved or liquidated or shall no longer perform the services of a municipal securities rating agency, then the term "Moody's" shall be deemed to refer to any other nationally recognized municipal securities rating agency selected by the City. "Opinion of Counsel" means a written opinion of counsel of recognized national standing in the field of law relating to municipal bonds, appointed and paid by the City. "Outstanding" means, when used as of any particular time with reference to Bonds (subject to the provisions of the Trust Agreement), all Bonds theretofore or thereupon executed by the City and authenticated by the Trustee, except (a) Bonds theretofore cancelled by the Trustee or surrendered to the Trustee for cancellation in accordance with the Trust Agreement, (b) Bonds paid or deemed to have been paid within the meaning of the Trust Agreement, and (c) Bonds in lieu of or in substitution for which other Bonds shall have been executed, issued and delivered by the City pursuant to the Trust Agreement. "Owner" means, with respect to any Bond, the registered owner thereof, as shown on the registration books maintained by the Trustee under the Trust Agreement. " Participant" means any entity which is recognized as a participant by DTC in the book -entry system of maintaining records with respect to book -entry bonds. • Participating Underwriters" has the meaning ascribed thereto in the Continuing Disclosure Certificate. • Permitted Investments" means any of the following to the extent then pennitted by applicable laws of the State;. (a) Direct obligations of the United States of America (including obligations issued or held in book - entry form on the books of the Department of the Treasury, and CATS and TIGRS) or obligations the principal of and interest on which are unconditionally guaranteed by the United States of America. Agreement No. 6085A (b) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States of America (stripped securities are only permitted if they have been stripped by the agency itself): (i) U.S. Export -Import Bank (Eximbank) Direct obligations or fully guaranteed certificates of beneficial ownership (ii) Farmers Home Administration (FmHA) Certificates of beneficial ownership (iii) Federal Financing Bank (iv) Federal Housing Administration Debentures (FHA) (v) General Services Administration Participation certificates (vi) Government National Mortgage Association (GNMA or "Ginnie Mae") GNMA - guaranteed mortgage -backed bonds GNMA - guaranteed pass -through obligations (vii) U.S. Maritime Administration Guaranteed Title XI financing (viii) U.S. Department of Housing and Urban Development (HUD) Project Notes Local Authority Bonds New Communities Debentures - U.S. government guaranteed debentures U.S. Public Housing Notes and Bonds - U.S. government guaranteed public housing notes and bonds (c) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following non -full faith and credit U.S. government agencies (stripped securities are only pennitted if they have been stripped by the agency itself): (i) Federal Home Loan Bank System Senior debt obligations (ii) Federal Home Loan Mortgage Corporation (FHLMC or "Freddie Mac") Participation Certificates Senior debt obligations (iii) Federal National Mortgage Association (FNMA or "Fannie Mae") Mortgage -backed securities and senior debt obligations (iv) Student Loan Marketing Association (SLMA or "Sallie Mae") Senior debt obligations (v) Resolution Funding Corp. (REFCORP) obligations (vi) Farm Credit System Consolidated systemwide bonds and notes ME Agreement No. 6085A (d) Money market funds registered under the Federal Investment Company Act of 1940, whose shares are registered under the Federal Securities Act of 1933, and having a rating if rated by S&P of AAArn-G; AAA-m; or AA-rn and if rated by Moody's of Aaa, Aal or Aa2, including funds for which the Trustee, its parent holding company, if any, or any affiliates or subsidiaries of the Trustee or such holding company provide investment advisory or other management services. (e) Certificates of deposit secured at all times by collateral described in (a) and/or (b) above. Such certificates must be issued by commercial banks, savings and loan associations or mutual savings banks, which may include the Trustee and its affiliates. The collateral must be held by a third party and the bondholders must have a perfected first security interest in the collateral. (1) Certificates of deposit, savings accounts, deposit accounts or money market deposits which are fully insured by FDIC, including BIF and SAIF, which may include those of the Trustee and its affiliates. (g) Commercial paper rated, at the time of purchase, "Prime - 1" by Moody's and "A -I" or better by S&P. (h) Bonds or notes issued by any state or municipality which are rated by Moody's and S&P in one of the two highest rating categories assigned by such agencies. (i) Federal funds, bank money market deposit accounts, and bankers acceptances with a maximum term of one year of any bank which has an unsecured, uninsured and unguaranteed obligation rating of"Prime - 1" or "A3" or better by Moody's and "A-1" or "A" or better by S&P, which may include the Trustee and its affiliates. (j) Any state administered pooled investment fund in which the City is statutorily permitted or required to invest including, but not limited to, the Local Agency Investment Fund in the treasury of the State. (k) Investment Trust of California (CaITRUST). (1) Repurchase agreements which have a maximum maturity of 30 days and are fully secured at or greater than 102% of the market value plus accrued interest by obligations of the United States Government, its agencies and instrumentalities, including limited to the following: (i) the Federal Home Loan Bank Board ("FHLB"); (ii) the Federal Home Loan Mortgage Corporation ("FHLMC"); (iii) the Federal National Mortgage Association (FNMA); (iv) Federal Farm Credit Bank ("FFCB"); and (v) guaranteed portions of Small Business Administration ("SBA") (m) Investment agreements and guaranteed investment contracts with issuers having a long-term debt rating of at least "AA-" or "Aa3" by S&P or Moody's, respectively. (n) Deposits with the Local Agency Investment Fund (LAIF) of the State. (o) Corporate obligations issued by corporations organized and operating within the United States or by depository institutions licensed by the United States or any state and operating within the United States having a long-term debt rating of at least "AA-" or "Aa3" by S&P or Moody's, respectively. "Principal Amount" means, with respect to Bonds, the principal amount thereof. "Principal Payment Date" means each July 1 on which principal is due on the Bonds. Agreement No. 6085A "Rating Agencies" means Fitch, Moody's and S&P, but in each case only to the extent that such Rating Agency is then rating the Bonds at the request of the City. "Record Date" means the 151 calendar day of the month preceding each Interest Payment Date, whether or not such day is a Business Day. "Redemption Fund" means the fund by that name established and held by the Trustee pursuant to the Trust Agreement. "Refunding Fund" means the fund by that name established and held by the Trustee pursuant to the Trust Agreement. "Representation Letter" means the Letter of Representations from the City to DTC, or any successor Securities Depository for the Bonds, in which the City makes certain representations with respect to issues of its securities for deposit by DTC or such successor depository. "Retirement Law" means the Public Employees' Retirement Law, commencing with Section 20000 of the California Government Code. "S&P" means S&P Global Ratings, a division of Standard & Poor's Financial Services LLC, a corporation organized and existing under the laws of the State of New York, and its successors or assigns, except that if such entity shall be dissolved or liquidated or shall no longer perform the functions of a municipal securities rating agency, then the teen "Standard & Poor's" shall be deemed to refer to any other nationally recognized municipal securities rating agency selected by the City. "Securities Depository" means DTC and its successors and assigns or any other securities depository selected by the City which agrees to follow the procedures required to be followed by such securities depository in connection with the Bonds that are in book -entry form. "Series" means all of the Bonds designated as being within a certain series, regardless of variations in maturity date, interest rate, redemption and other provisions, and any Bonds thereafter issued in transfer or exchange for such Bonds pursuant to the Trust Agreement. "Series 2021 Bonds" means the City of El Segundo Taxable Pension Obligation Bonds, Series 2021, issued under the Trust Agreement. "State" means the State of California. "Supplemental Trust Agreement" means any supplemental trust agreement amendatory of or supplemental to the Trust Agreement, but only if and to the extent that such supplemental trust agreement is specifically authorized under the Trust Agreement. "System" means the California Public Employees' Retirement System, "Term Bonds" means Bonds which are payable on or before their specified maturity dates from sinking fund payments established for that purpose and calculated to retire such Bonds on or before their specified maturity dates. "Trust Agreement" means the Trust Agreement, dated as of June 1, 2021, by and between the City and the Trustee, as originally executed and as it may from time to time be amended or supplemented by one or more Supplemental Trust Agreements. Agreement No. 6085A "Trustee" means U.S. Bank National Association, a national banking association organized and existing under the laws of the United States of America, or any successor thereto as Trustee under the Trust Agreement, appointed as provided in the Trust Agreement. "Written Certificate" and "Written Request" of the City mean, respectively, a written certificate or written request signed in the name of the City by an Authorized Officer. Any such certificate or request may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. Trust Aizreement Constitutes Contract In consideration of the acceptance of the Bonds by the Owners thereof, the Trust Agreement shall be deemed to be and shall constitute a contract among the City, the Trustee and the Owners from time to time of all Bonds authorized, executed, issued and delivered under the Trust Agreement and then Outstanding to provide for the payment of the interest on and principal of and redemption premiums, if any, on all Bonds which may from time to time be authorized, executed, issued and delivered under the Trust Agreement, subject to the agreements, conditions, covenants and provisions contained therein; and all agreements and covenants set forth in the Trust Agreement to be performed by or on behalf of the City shall be for the equal and proportionate benefit, protection and security of all Owners of the Bonds without distinction, preference or priority as to security or otherwise of any Bonds over any other Bonds by reason of the number or date thereof or the time of authorization, sale, execution, issuance or delivery thereof or for any cause whatsoever, except as expressly provided therein. i r ansfer of Boards. Any Bond may, in accordance with its terns, be transferred in the books required to be kept pursuant to the provisions of the Trust Agreement by the person in whose name it is registered, in person or by such person's duly authorized attorney, upon surrender of such Bond for cancellation at the Corporate Trust Office of the Trustee accompanied by delivery of a duly executed written instrument of transfer in a form acceptable to the Trustee; provided, however, that the Trustee shall require the payment by the Owner requesting such transfer of any tax or other governmental charge required to be paid with respect to such transfer as a condition precedent to the exercise of such privilege; and provided further, that the Trustee may refuse to transfer any Bonds during the 15 day period prior to the date established by the Trustee for the selection of Bonds for redemption, or to transfer any Bonds selected by the Trustee for redemption. Whenever any Bond shall be surrendered for transfer, the City shall execute and the Trustee shall authenticate and deliver to the transferee a new Bond or Bonds of the same Series of Bonds and maturity of Authorized Denominations equal to the Principal Amount. The City and the Trustee may deem and treat the Owner of any Bond as the absolute owner of such Bond for the purpose of receiving payment thereof and for all other purposes, whether such Bond shall be overdue or not, and neither the City nor the Trustee shall be affected by any notice or knowledge to the contrary; and payment of the principal or redemption price of and the interest due on such Bond shall be made only to such Owner, which payments shall be valid and effectual to satisfy and discharge liability on such Bond to the extent of the sum or sums so paid. The cost of preparing the Bonds and any services rendered or expenses incurred by the Trustee in connection with any transfer of the Bonds shall be paid by the City. F xchangg of Bonds. Any Bond may, in accordance with its tenns, be exchanged at the Corporate Trust Office of the Trustee for a new Bond or Bonds of the same Series of Bonds and maturity of Authorized Denominations equal to the Principal Amount of the Bond surrendered; provided, however, that the Trustee shall require the payment by the Owner requesting such exchange of any tax or other governmental charge required to be paid with respect to such exchange as a condition precedent to the exercise of such privilege; and provided, further, that the Trustee may refuse to exchange any Bonds during the 15 day period prior to the date established by the Trustee for the selection of Bonds for redemption, or to exchange any Bonds selected by the Trustee for redemption. The cost of preparing the Bonds and any services rendered or expenses incurred by the Trustee in connection with any exchange shall be paid by the City. RUN Agreement No. 6085A Bond I�egistmiion Books. The Trustee shall keep at its Corporate Trust Office sufficient books for the registration and transfer of the Bonds which shall during normal business hours with reasonable notice be open to inspection by the City, and upon presentation for such purpose the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer the Bonds in such books as provided in the Trust Agreement. My"0"IITat sl I ps"tdo�red ' tolen + r, Los9 Bonds. If any Bond shall become mutilated, the Trustee, at the expense of the Owner, shall thereupon authenticate and deliver a new Bond or Bonds of the same Series of Bonds and maturity of Authorized Denominations equal in aggregate Principal Amount to the Bond so mutilated in exchange and substitution for the Bond so mutilated, but only upon surrender to the Trustee of the Bond so mutilated, and every mutilated Bond so surrendered to the Trustee shall be cancelled. If any Bond shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Trustee and, if such evidence be satisfactory to the Trustee and indemnity satisfactory to the Trustee shall be given, the Trustee, at the expense of the Owner, shall thereupon authenticate and deliver a new Bond of the same Series of Bonds and maturity of Authorized Denominations equal in aggregate Principal Amount to the Bond so lost, destroyed or stolen in lieu of and in substitution for the Bond so lost, destroyed or stolen. The Trustee may require payment of a reasonable sum for each new Bond delivered under the provisions of the Trust Agreement described under the heading "GENERAL BOND PROVISIONS; SERIES 2021 BONDS — Mutilated, Destroyed, Stolen or Lost Bonds," and of the expenses which may be incurred by the City and the Trustee in the premises. Any Bond delivered under the provisions of the Trust Agreement described under the heading "GENERAL BOND PROVISIONS; SERIES 2021 BONDS — Mutilated, Destroyed, Stolen or Lost Bonds," in lieu of any Bond alleged to be lost, destroyed or stolen shall be equally and proportionately entitled to the benefits of the Trust Agreement with all other Bonds secured by the Trust Agreement, and neither the City nor the Trustee shall be required to treat both the original Bond and any replacement Bond as being Outstanding for the purpose of detennining the principal amount of Bonds which may be issued under the Trust Agreement or for the purpose of determining any percentage of Bonds Outstanding under the Trust Agreement, but both the original and replacement Bond shall be treated as one and the same. T;rnty, IorLds. The Bonds issued under the Trust Agreement may be initially issued in temporary form exchangeable for definitive Bonds when ready for delivery, which temporary Bonds may be printed, lithographed or typewritten, shall be of such denominations as may be determined by the City, shall be in fully registered form and may contain such reference to any of the provisions of the Trust Agreement as may be appropriate. Every temporary Bond shall be executed and authenticated as authorized by the City in accordance with the terms of the Trust Agreement. If the City issues temporary Bonds it will execute and furnish definitive Bonds without delay and thereupon the temporary Bonds may be surrendered, for cancellation, in exchange therefor at the Corporate Trust Office of the Trustee, and the Trustee shall deliver in exchange for such temporary Bonds definitive Bonds. Until so exchanged, the temporary Bonds shall be entitled to the same benefits under the Trust Agreement as definitive Bonds delivered under the Trust Agreement. Validity of Bonds. The recital contained in the Bonds that the same are issued pursuant to the Act and pursuant to the Trust Agreement shall be conclusive evidence of their validity and of the regularity of their issuance, and all Bonds shall be incontestable from and after their issuance. The Bonds shall be deemed to be issued, within the meaning of the Trust Agreement, upon delivery of the definitive Bonds (or any temporary Bonds exchangeable therefor) and the proceeds of sale thereof received. Conditions for the Issuance of Additional Bonds. The City may at any time issue Additional Bonds on a parity with the Series 2021 Bonds, but only subject to the following specific conditions, which are made conditions precedent to the issuance of any such Additional Bonds: W. Agreement No. 6085A (a) The City shall be in compliance with all agreements and covenants contained in the Trust Agreement. (b) The issuance of such Additional Bonds shall have been authorized pursuant to the Act and shall have been provided for by a Supplemental Trust Agreement which shall specify the following: (i) The purpose for which such Additional Bonds are to be issued; provided that such Additional Bonds shall be applied solely for (i) the purpose of satisfying any obligation of the City to make payments to the System pursuant to the Retirement Law relating to pension benefits accruing to the System's members, and/or for payment of all costs incidental to or connected with the issuance of Additional Bonds for such purpose, and/or (ii) the purpose of refunding any Bonds then Outstanding, including payment of all costs incidental to or connected with such refunding; (ii) The authorized principal amount and designation of such Additional Bonds; (iii) The date and the maturity dates of and the sinking fund payment dates, if any, for such Additional Bonds; (iv) The interest payment dates and principal payment dates for such Additional Bonds; (v) The denomination or denominations of and method of numbering such Additional Bonds; (vi) The redemption premiums, if any, and the redemption terms, if any, for such Additional Bonds; (vii) The amount, if any, to be deposited from the proceeds of sale of such Additional Bonds in the Bond Fund; (viii) Any repayment provisions including, without limitation, for reasonable expenses, including attorneys' fees and expenses, and proportionate consent rights, proportionate or Series specific rights with respect to the direction of remedies, rights of subrogation to the rights of such Owners to receive the amount of principal of and interest on such Additional Bonds from the City, and notice provisions required in order to secure municipal bond insurance for such Additional Bonds as the City determines will be advantageous to the City; and (ix) Such other provisions (including the requirements of a book -entry Bond registration system, if any) as are necessary or appropriate and not inconsistent with the Trust Agreement. Procedure for the Issuance of Additional Bonds. At any time after the sale of any Additional Bonds in accordance with the Act, the City shall execute such Additional Bonds for issuance under the Trust Agreement and shall deliver them to the Trustee, and thereupon such Additional Bonds shall be delivered by the Trustee to the purchaser thereof upon the Written Request of the City, but only upon receipt by the Trustee of the following documents or money or securities, all of such documents dated or certified, as the case may be, as of the date of delivery of such Additional Bonds by the Trustee: (a) An executed copy of the Supplemental Trust Agreement authorizing the issuance of such Additional Bonds; (b) A Written Request of the City as to the delivery of such Additional Bonds; (c) An Opinion of Counsel to the effect that (i) the City has executed and delivered the Supplemental Trust Agreement, and the Supplemental Trust Agreement is valid and binding upon the City, and (ii) such Additional Bonds are valid and binding obligations of the City; Agreement No. 6085A (d) A Written Certificate of the City stating that all requirements of the provisions of the Trust Agreement described under the heading "ADDITIONAL BONDS" have been complied with and containing any other such statements as may be reasonably necessary to show compliance with the conditions for the issuance of such Additional Bonds contained in the Trust Agreement; and (e) Such further documents, money or securities as are required by the provisions of the Supplemental Trust Agreement providing for the issuance of such Additional Bonds. fled ig a9m,�r �aountsirl��Bond mC�Und. In order to meet the City's obligations under the Retirement Law, the City shall deposit or cause to be deposited with the Trustee for deposit into the Bond Fund on or before the dates specified in the Trust Agreement described under the heading "PLEDGE; FUNDS — Bond Fund" (or such other dates as provided in a Supplemental Trust Agreement) the amount which, together with moneys transferred and deposited pursuant to the provisions of the Trust Agreement described in paragraph (c) under the heading "PLEDGE; FUNDS — Redemption Fund," is sufficient to pay the City's debt service obligations on the Bonds. Subject only to the provisions of the Trust Agreement pennitting the application thereof for the purposes and on the terms and conditions set forth in the Trust Agreement, all of the amounts held in the Bond Fund are pledged by the City to secure the payment of the principal or redemption price of and interest on the Bonds in accordance with their teens, the provisions of the Trust Agreement and the Act. Said pledge shall constitute a first lien on such assets. Bond Fund. The Trustee shall establish and maintain in trust a special fund designated the "Bond Fund." The City agrees and covenants that, not later than five Business Days prior to each Interest Payment Date, it will transfer to the Trustee an amount which, together with amount simultaneously transferred to the Trustee for deposit in the Bond Fund pursuant to the provisions of the Trust Agreement described in paragraph (c) under the heading "PLEDGE; FUNDS — Redemption Fund" and the amount then on deposit in the Bond Fund, will equal the amount of the principal of and interest on the Bonds coming due on such Interest Payment Date. The Trustee shall, upon receipt of the amount required to be transferred by the City pursuant to the provisions of the Trust Agreement described under the heading "PLEDGE; FUNDS — Bond Fund," deposit such amount in the Bond Fund. In the event that, on the fourth Business Day prior to each Interest Payment Date, amounts in the Bond Fund are insufficient to pay the principal, if any, of and interest on the Bonds due and payable on such Interest Payment Date, the Trustee shall immediately notify the City and the Bond Insurer, if any, of the amount of such insufficiency. Upon being so notified, the City shall, prior to the close of business on the Business Day immediately preceding such Interest Payment Date, deliver or cause to be delivered to the Trustee immediately available funds in an amount equal to the amount of such insufficiency. Immediately upon receipt thereof, the Trustee shall deposit such funds in the Bond Fund. On each Interest Payment Date, the Trustee shall withdraw from the Bond Fund for payment to the Owners of the Bonds the principal, if any, of and interest on the Bonds then due and payable. If there are insufficient funds in the Bond Fund to pay the principal, if any, of and interest on the Bonds, the Trustee shall apply the available funds first to the payment of interest on the Bonds, then to the payment of principal of the Bonds. RedgMp ion Fund. The Trustee shall establish and maintain in trust a special fund designated the "Redemption Fund." The Trustee shall deposit in the Redemption Fund amounts received from the City in connection with the City's exercise of its rights to optionally redeem Bonds pursuant to the provisions of the Trust Agreement. Amounts in the Redemption Fund shall be disbursed therefrom for the payment of the redemption price of Bonds redeemed pursuant to the provisions of the Trust Agreement. LISME1 Agreement No. 6085A Deposit and lnvcstaients of Monev in ]mmk;lnds. All money held by the Trustee in any of the funds established by the Trustee pursuant to the Trust Agreement shall be invested in Permitted Investments at the Written Request of the City. If no Written Request of the City is received, the Trustee shall invest funds held by it in Permitted Investments described in paragraph (d) of the definition thereof. Such investments shall, as nearly as practicable, mature on or before the dates on which such money is anticipated to be needed for disbursement under the Trust Agreement. All interest, profits and other income received from any money so invested shall be deposited in the Bond Fund. The Trustee shall have no liability or responsibility for any loss resulting from any investment made or sold in accordance with the provisions of the Trust Agreement described under the heading "PLEDGE; FUNDS," except for any loss due to the negligence or willful misconduct of the Trustee. The Trustee may act as principal or agent in the acquisition or disposition of any investment and may impose its customary charge therefor. The City acknowledges that to the extent regulations of the Comptroller of the Currency or other applicable regulatory entity grant the City the right to receive brokerage confirmations of security transactions as they occur, the City specifically waive receipt of such confirmations to the extent permitted by law. The Trustee will furnish the City periodic cash transaction statements which shall include detail for all investment transactions made by the Trustee under the Trust Agreement. F'unctual,l 63bLrnent and Performance. The City shall punctually pay the principal or redemption price of and interest on every Bond issued under the Trust Agreement in strict conformity with the terms of the Trust Agreement and of the Bonds, and will faithfully observe and perform all the agreements and covenants to be observed or performed by the City contained in the Trust Agreement and in the Bonds. Exterasion of Pavnient of Bonds. The City shall not directly or indirectly extend or assent to the extension of the maturity of any of the Bonds or the time of payment of any claims for interest on the Bonds, and in case the maturity of any of the Bonds or the time of payment of any such claims for interest shall be extended, such Bonds or claims for interest shall not be entitled, in case of any default under the Trust Agreement, to the benefits of the Trust Agreement, except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest thereon which shall not have been so extended. Nothing in this paragraph shall be deemed to limit the right of the City to issue bonds for the purpose of refunding any Outstanding Bonds, and such issuance shall not be deemed to constitute an extension of maturity of the Bonds. Additional Debt. The City expressly reserves the right to enter into one or more other agreements, trust agreements or indentures for any of its purposes, and reserves the right to issue other obligations for such purposes. Power to Issue Bonds. The City is duly authorized pursuant to law to issue the Bonds and to enter into the Trust Agreement. The Bonds and the provisions of the Trust Agreement are the legal, valid and binding obligations of the City in accordance with their terms. The Bonds constitute obligations imposed by law. Accounting records and Repots. The City shall keep or cause to be kept proper books of record and accounts in which complete and correct entries shall be made of all transactions relating to the receipts, disbursements, allocation and application of moneys on deposit in the funds and accounts established under the Trust Agreement and such books of record and accounts shall be available for inspection by the Trustee at reasonable hours and under reasonable conditions. „Pll OseCLiti�)ii and l elense ofStaits. The City shall defend against every suit, action or proceeding at anytime brought against the Trustee upon any claim to the extent involving the failure of the City to fulfill its obligations under the Trust Agreement; provided that the Trustee or any affected Owner at its election may appear in and defend any such suit, action or proceeding. Ccsnitinu.ina Disclosure. The City shall comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of the Trust Agreement, failure of the City to comply am Agreement No. 6085A with the Continuing Disclosure Certificate shall not be considered an Event of Default; provided, however, that the Trustee may (and, at the written direction of any Participating Underwriter or the holders of at least 25% aggregate principal amount of Outstanding Series 2021 Bonds, and upon indemnification of the Trustee to its reasonable satisfaction, shall) or any holder or beneficial owner of the Series 2021 Bonds may, take such actions as may be necessary and appropriate to compel performance, including seeking mandate or specific performance by court order. %klaiver of Laws. The City shall not at any time insist upon or plead in any manner whatsoever, or claim or take the benefit or advantage of, any stay or extension law now or at any time in force that may affect the covenants and agreements contained in the Trust Agreement or in the Bonds, and all benefit or advantage of any such law or laws is expressly waived by the City to the extent permitted by law. Further Assurances. Whenever and so often as reasonably requested to do so by the Trustee or any Owner, the City will promptly execute and deliver or cause to be executed and delivered all such other and further assurances, documents or instruments, and promptly do or cause to be done all such other and further things as may be necessary or reasonably required in order to further and more fully vest in the Owners all rights, interests, powers, benefits, privileges and advantages conferred or intended to be conferred upon them by the Trust Agreement. fflffisllu&� The "rruslee. The Trustee shall, prior to an Event of Default, and after the curing or waiver of all Events of Default that may have occurred, perfonn such duties and only such duties as are specifically set forth in the Trust Agreement. The Trustee shall, during the existence of any Event of Default that has not been cured or waived exercise such of the rights and powers vested in it by the Trust Agreement, and use the same degree of care and skill in their exercise, as a prudent person would exercise or use under the circumstances in the conduct of such person's own affairs. The City may at any time, unless there exists any Event of Default, remove the Trustee initially appointed and any successor thereto and may appoint a successor or successors thereto by an instrument in writing; provided, however, that any such successor shall be a bank or trust company doing business and having a corporate trust office in Los Angeles or San Francisco, California, having a combined capital (exclusive of borrowed capital) and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. If such bank or trust company publishes a report of condition at least annually, pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purpose of the Trust Agreement the combined capital and surplus of such bank or trust company shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Trustee may at any time resign by giving written notice of such resignation to the City and by mailing to the Owners notice of such resignation. Upon receiving such notice of resignation, the City shall promptly appoint a successor Trustee by an instrument in writing. Any removal or resignation of a Trustee and appointment of a successor Trustee shall become effective only upon the acceptance of appointment by the successor Trustee. If, within 30 days after notice of the removal or resignation of the Trustee no successor Trustee shall have been appointed and shall have accepted such appointment, the removed or resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Trustee, which court may thereupon, after such notice, if any, as it may deem proper and prescribe and as may be required by law, appoint a successor Trustee having the qualifications required by the Trust Agreement. Any company into which the Trustee may be merged or converted or with which it may be consolidated or any company resulting from any merger, conversion or consolidation to which it shall be a party or any company to which the Trustee may sell or transfer all or substantially all of its corporate trust business, provided that such company shall meet the requirements set forth in the preceding paragraph, shall be the successor to the Trustee under the Trust Agreement and vested with all of the title to the trust estate and all of the trusts, powers, discretions, immunities, privileges and all other matters as was its predecessor under the Trust Agreement, without the execution or filing of any paper or further act, anything in the Trust Agreement to the contrary notwithstanding. I BVJ Agreement No. 6085A The Trustee is authorized to pay or redeem the Bonds when duly presented for payment at maturity or on redemption prior to maturity. The Trustee shall cancel all Bonds upon payment thereof or upon the surrender thereof by the City and shall destroy such Bonds and a certificate of destruction shall be delivered to the City. The Trustee shall keep accurate records of all Bonds paid and discharged and cancelled by it. 1- ability of mstee. The recitals of facts, agreements and covenants in the Trust Agreement and in the Bonds shall be taken as recitals of facts, agreements and covenants of the City, and the Trustee assumes no responsibility for the correctness of the same or makes any representation as to the sufficiency or validity of the Trust Agreement or of the Bonds, or shall incur any responsibility in respect thereof other than in connection with the rights or obligations assigned to or imposed upon it in the Trust Agreement, in the Bonds or in law or equity. The Trustee shall not be liable in connection with the performance of its duties under the Trust Agreement except for its own negligence, willful misconduct or breach of duty. The Trustee shall not be liable for any error of judgment made in good faith by a responsible officer, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts. The Trustee shall not be liable with respect to any action taken or omitted to be taken by it in good faith in accordance with the direction of the Owners of not less than a majority in Aggregate Principal Amount of the Bonds at the time Outstanding, relating to the tune, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee under the Trust Agreement. The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by the Trust Agreement at the request, order or direction of any of the Owners pursuant to the provisions of the Trust Agreement unless such Owners shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities that may be incurred therein or thereby. The Trustee has no obligation or liability to the Owners for the payment of interest on, principal of or redemption premium, if any, with respect to the Bonds from its own funds; but rather the Trustee's obligations shall be limited to the performance of its duties under the Trust Agreement. The Trustee shall not be bound to ascertain or inquire as to the performance or observance of any of the terms, conditions, covenants or agreements in the Trust Agreement or of any of the documents executed in connection with the Bonds, or as to the existence of a default or event of default thereunder. The Trustee shall not be responsible for the validity or effectiveness of any collateral given to or held by it. The Trustee may execute any of the trusts or powers under the Trust Agreement or perform any duties under the Trust Agreement either directly or by or through attorneys -in -fact, agents or receivers, shall not be answerable for the negligence or misconduct or any such attorney -in -fact, agent or receiver appointed by it in accordance with the standards specified above. The Trustee shall be entitled to advice of counsel and other professionals concerning all matters of trust and its duty under the Trust Agreement, but the Trustee shall not be answerable for the professional malpractice of any attorney -in-law or certified public accountant in connection with the rendering of his professional advice in accordance with the terms of the Trust Agreement, if such attorney -in-law or certified public accountant was selected by the Trustee with due care. Whether or not therein expressly so provided, every provision of the Trust Agreement, or related documents relating to the conduct or affecting the liability of or affording protection to the Trustee shall be subject to the provisions of the Trust Agreement described under the heading "THE TRUSTEE." The Trustee shall be protected in acting upon any notice, resolution, requisition, request (including any Written Request of the City), consent, order, certificate, report, opinion, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties. The Trustee may consult with counsel, who may be counsel of or to the City, with regard to legal questions, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it under the Trust Agreement in good faith and in accordance therewith. MR Agreement No. 6085A Whenever in the administration of its rights and obligations under the Trust Agreement the Trustee shall deem it necessary or desirable that a matter be established or proved prior to taking or suffering any action under the Trust Agreement, such matter (unless other evidence in respect thereof be in the Trust Agreement specifically prescribed) may, in the absence of bad faith on the part of the Trustee, be deemed to be conclusively proved and established by a Written Certificate of the City, which certificate shall be full warrant to the Trustee for any action taken or suffered under the provisions of the Trust Agreement upon the faith thereof, but in its discretion the Trustee may in lieu thereof accept other evidence of such matter or may require such additional evidence as it may deem reasonable. No provision of the Trust Agreement shall require the Trustee to expend or risk its own funds or otherwise incur any financial liability in the perfonnance or exercise of any of its duties under the Trust Agreement, or in the exercise of its rights or powers. The Trustee shall have no responsibility or liability with respect to any information, statement or recital in any offering memorandum or other disclosure material prepared or distributed with respect to the issuance of the Bonds. All immunities, indemnifications and releases from liability granted in the Trust Agreement to the Trustee shall extend to the directors, employees, officers and agents thereof. Any company into which the Trustee may be merged or converted or with which it may be consolidated or any company resulting from any merger, conversion or consolidation to which it shall be a party or any company to which the Trustee may sell or transfer all or substantially all of its corporate trust business, provided that such company shall meet the requirements set forth in the provisions of the Trust Agreement described under the heading "THE TRUSTEE — The Trustee," shall be the successor to the Trustee under the Trust Agreement and vested with all of the title to the trust estate and all of the trusts, powers, discretions, immunities, privileges and all other matters as was its predecessor under the Trust Agreement, without the execution or filing of any paper or further act, anything in the Trust Agreement to the contrary notwithstanding. a illpgnu itign and Indeninific tmion ol-f`ru:stee. The City shall pay to the Trustee from time to time, and the Trustee shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties under the Trust Agreement of the Trustee, and the City will pay or reimburse the Trustee upon its request for all reasonable expenses, disbursements and advances incurred or made by the Trustee in accordance with any of the provisions of the Trust Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ) except any such expense, disbursement or advance as may arise from its negligence, default or willful misconduct, including the negligence or willful misconduct of any of its officers, directors, agents or employees. The City, to the extent pennitted by law, shall indemnify and save the Trustee harmless against any liabilities, costs, claims or expenses, including those of its attorneys, which it may incur in the exercise and performance of its powers and duties under the Trust Agreement, including the enforcement of any remedies and the defense of any suit, and which are not due to its negligence, default or willful misconduct. The duty of the City to indemnify the Trustee shall survive the termination and discharge of the Trust Agreement. Amendment, _ of thud"rusi A r�nt. (a) The Trust Agreement and the rights and obligations of the City and of the Owners may be amended at any time by a Supplemental Trust Agreement which shall become binding when the written consents of the Owners of a majority in aggregate principal amount of the Outstanding Bonds, exclusive of Bonds disqualified as provided in the Trust Agreement described under the heading "AMENDMENT OF THE TRUST AGREEMENT — Disqualified Bonds," are filed with the Trustee. No such amendment shall (i) extend the maturity of or reduce the interest rate on or amount of interest on or principal or redemption price of, or extend the time of payment of, any Bond without the express written consent of the Owner of such Bond, or (ii) reduce the percentage of Bonds required for the written consent to any such amendment. Agreement No. 6085A (b) The Trust Agreement and the rights and obligations of the City and of the Owners may also be amended at any time by a Supplemental Trust Agreement which shall become binding without the consent of any Owners, for any one or more of the following purposes: (i) To add to the agreements and covenants required in the Trust Agreement to be performed by the City other agreements and covenants thereafter to be performed by the City, to pledge or assign additional security for the Bonds (or any portion thereof), or to surrender any right or power reserved in the Trust Agreement to or conferred in the Trust Agreement on the City; (ii) To make such provisions for the purpose of curing any ambiguity or of correcting, curing or supplementing any defective provision contained in the Trust Agreement or in regard to questions arising under the Trust Agreement which the City may deem desirable or necessary and not inconsistent with the Trust Agreement; (iii) To provide for the issuance of any Additional Bonds and to provide the terms of such Additional Bonds, subject to the conditions and upon compliance with the procedure set forth in the Trust Agreement described under the heading "ADDITIONAL BONDS"; (iv) To modify, amend or add to the provisions in the Trust Agreement to permit the qualification thereof under the Trust Indenture Act of 1939, as amended, or any similar federal statutes in effect, and to add such other terns, conditions and provisions as may be pennitted by such statute or similar statute; and (v) To modify, amend or supplement the Trust Agreement in any manner that does not materially adversely affect the interest of Owners of Bonds. Notwithstanding anything to the contrary in this paragraph (b), the City shall not modify, amend or supplement the Trust Agreement in any manner that materially adversely affects the rights of any Bond Insurer without the consent of such Bond Insurer (provided, that, the consent of the Bond Insurer shall not be required in connection with modifications, amendments or additions pursuant to (iii) above). The Bond Insurer, if any, shall receive written notice of any proposed amendments pursuant to this paragraph (b). Disqualified Bonds. Bonds owned or held by or for the account of the City shall not be deemed Outstanding for the purpose of any consent or other action or any calculation of Outstanding Bonds provided in the Trust Agreement described under the heading "AMENDMENT OF THE TRUST AGREEMENT," and shall not be entitled to consent to or take any other action provided in the Trust Agreement described under the heading "AMENDMENT OF THE TRUST AGREEMENT' or otherwise under the Trust Agreement. Endorsement or Replacement of Bonds After Amendment. After the effective date of any action taken as provided in the Trust Agreement, the City may determine that the Bonds may bear a notation by endorsement in form approved by the City as to such action, and in that case upon demand of the Owner of any Outstanding Bonds and presentation of his Bond for such purpose at the Corporate Trust Office of the Trustee a suitable notation as to such action shall be made on such Bond. If the City shall so determine, new Bonds so modified as, in the opinion of the City, shall be necessary to conform to such action shall be prepared and executed, and in that case upon demand of the Owner of any Outstanding Bond a new Bond or Bonds shall be exchanged at the Corporate Trust Office of the Trustee without cost to each Owner for its Bond or Bonds then Outstanding upon surrender of such Outstanding Bonds. Annendnieni by Mutual Consent. The provisions of the Trust Agreement described under the heading "AMENDMENT OF THE TRUST AGREEMENT" shall not prevent any Owner from accepting any amendment as to the particular Bonds held by such Owner, provided that due notation thereof is made on such Bonds. Wn Agreement No. 6085A At oa°nesr t;Ipinsoll l e �ardin t SuJ)t)lenwn(al Trust Agreements. The Trustee shall be provided an opinion of counsel that any Supplemental Trust Agreement complies with the provisions of the Trust Agreement described under the heading "AMENDMENT OF THE TRUST AGREEMENT" and the Trustee may conclusively rely upon such opinion. Events of Default. If one or more of the following events (herein called "Events of Default") shall happen, that is to say: (a) If default shall be made by the City in the due and punctual payment of the interest on any Bond when and as the same shall become due and payable; (b) If default shall be made by the City in the due and punctual payment of the principal or redemption price of any Bond when and as the same shall become due and payable, whether at maturity as therein expressed or by proceedings for redemption; (c) If default shall be made by the City in the performance of any of the agreements or covenants required in the Trust Agreement to be performed by the City, and such default shall have continued for a period of 60 days after the City shall have been given notice in writing of such default by the Trustee or the Owners of not less than 25% in aggregate Principal Amount of the Bonds at the time Outstanding, specifying such default and requiring the same to be remedied, provided, however, if the default stated in the notice can be corrected, but not within the applicable period, the Trustee and such Owners shall not unreasonably withhold their consent to an extension of such time if corrective action is instituted by the City within the applicable period and diligently pursued until the default is corrected; or (d) If the City shall file a petition or answer seeking arrangement or reorganization under the federal bankruptcy laws or any other applicable law of the United States of America or any state therein, or if a court of competent jurisdiction shall approve a petition filed with or without the consent of the City seeking arrangement or reorganization under the federal bankruptcy laws or any other applicable law of the United States of America or any state therein, or if under the provisions of any other law for the relief or aid of debtors any court of competent jurisdiction shall assume custody or control of the City or of the whole or any substantial part of its property. Institution of gan PtrypcagIrp lam tPIC L-[ijistee.m Remedies. If an Event of Default shall occur and be continuing, the Trustee may, and upon the written request of the Owners of a majority in aggregate Principal Amount of the Bonds then Outstanding, and upon being indemnified to its satisfaction therefor, shall, proceed to protect or enforce its rights or the rights of the Owners of the Bonds under the Trust Agreement by a suit in equity or action at law, either for the specific performance of any covenant or agreement contained in the Trust Agreement, or in aid of the execution of any power granted under the Trust Agreement, or by mandamus or other appropriate proceeding for the enforcement of any other legal or equitable remedy as the Trustee shall deem most effectual in support of any of its rights and duties under the Trust Agreement. The principal of the Bonds is not subject to acceleration upon the occurrence of an Event of Default. r%➢ig��tion of Funds Aller Default. If an Event of Default shall occur and be continuing, all amounts then held or thereafter received by the Trustee under any of the provisions of the Trust Agreement shall be applied by the Trustee as follows and in the following order: (a) To the payment of any fees and expenses of the Trustee and to the payment of the charges and expenses of the Trustee (including reasonable fees and disbursements of its counsel, agents and advisors) incurred in and about the performance of its powers and duties under the Trust Agreement; Agreement No. 6085A (b) To the payment of the principal and interest then due with respect to the Bonds (upon presentation of the Bonds to be paid, and stamping thereon of the payment if only partially paid, or surrender thereof if fully paid) subject to the provisions of the Trust Agreement, as follows: First: To the payment to the persons entitled thereto of all installments of interest then due in the order of the maturity of such installments, and, if the amount available shall not be sufficient to pay in full any installment or installments maturing on the same date, then to the payment thereof ratably, according to the amounts due thereon, to the persons entitled thereto, without any discrnnination or preference; and Second: To the payment to the persons entitled thereto of the unpaid principal of any Bonds which shall have become due, whether at maturity or by call for redemption, with interest on the overdue principal at the rate borne by the respective Bonds on the date of maturity or redemption and, if the amount available shall not be sufficient to pay in full all the Bonds, together with such interest, then to the payment thereof ratably, according to the amounts of principal due on such date to the persons entitled thereto, without any discrimination or preference. ; Ywon-" 4�ab,, r. Nothing in the provisions of the Trust Agreement described under the heading "EVENTS OF DEFAULT AND REMEDIES" or in any other provision of the Trust Agreement or in the Bonds shall affect or impair the obligation of the City, which is absolute and unconditional, to pay the principal or redemption price of and the interest on the Bonds to the respective Owners of the Bonds on the respective Payment Dates as provided in the Trust Agreement, or shall affect or impair the right of such Owners, which is also absolute and unconditional, to institute suit to enforce such payment by virtue of the contract embodied in the Trust Agreement and in the Bonds. A waiver of any default or breach of duty or contract by the Trustee or any Owner shall not affect any subsequent default or breach of duty or contract or impair any rights or remedies on any such subsequent default or breach of duty or contract. No delay or omission by the Trustee or any Owner to exercise any right or remedy accruing upon any default or breach of duty or contract shall impair any such right or remedy or shall be construed to be a waiver of any such default or breach of duty or contract or an acquiescence therein, and every right or remedy conferred upon the Owners by the Act or by the provisions of the Trust Agreement described under the heading "EVENTS OF DEFAULT AND REMEDIES" may be enforced and exercised from time to time and as often as shall be deemed expedient by the Trustee or the Owners. If any action, proceeding or suit to enforce any right or exercise any remedy is abandoned, the City, the Trustee and any Owner shall be restored to their former positions, rights and remedies as if such action, proceeding or suit had not been brought or taken. Remedies Not Exclusive. No remedy conferred upon or reserved to the Owners as provided in the Trust Agreement is intended to be exclusive of any other remedy, and each such remedy shall be cumulative and shall be in addition to every other remedy given under the Trust Agreement or now or thereafter existing at law or in equity or by statute or otherwise and may be exercised without exhausting and without regard to any other remedy conferred by the Act or any other law. Limitation on Owners' Rielit to Sue. No Owner of any Bond shall have the right to institute any suit, action or proceeding at law or equity, for any remedy under the Trust Agreement, unless (a) such Owner shall have previously given to the Trustee written notice of the occurrence of an Event of Default, (b) the Owners of at least a majority in aggregate Principal Amount of all the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers granted under the Trust Agreement or to institute such suit, action or proceeding in its own name, (c) such Owners shall have tendered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities to be incurred by it in compliance with such request, and (d) the Trustee shall have refused or omitted to comply with such request for a period of 60 days after such request shall have been received by, and said tender of indemnity shall have been made to, the Trustee. Such notification, request, tender of indemnity and refusal or omission are declared, in every case, to be conditions precedent to the exercise by any Owner of any remedy under the Trust Agreement; it being understood IaWA Agreement No. 6085A and intended that no one or more Owners of Bonds shall have any right in any manner whatever by his or their action to enforce any right under the Trust Agreement, except in the manner provided in the Trust Agreement, and that all proceedings at law or in equity to enforce any provision of the Trust Agreement shall be instituted, had and maintained in the manner provided in the Trust Agreement and for the equal benefit of all Owners of the Outstanding Bonds. Absolute Obligation of City. Nothing contained in the Trust Agreement or in the Bonds shall affect or impair the obligation of the City, which is absolute and unconditional, to pay the principal or redemption price of and the interest on the Bonds to the respective Owners of the Bonds on their respective Payment Dates as provided in the Trust Agreement. DEFEASANCE Discharge of Bondss. (a) If the City shall pay or cause to be paid or there shall otherwise be paid to the Owners of all Outstanding Bonds the interest thereon and the principal thereof and the redemption premiums, if any, thereon at the times and in the manner stipulated in the Trust Agreement and therein, and shall pay or provide for the payment of all fees and expenses of the Trustee then due, then all agreements, covenants and other obligations of the City to the Owners of such Bonds under the Trust Agreement shall thereupon cease, terminate and become void and be discharged and satisfied. In such event, the Trustee shall execute and deliver to the City all such instruments as may be necessary or desirable to evidence such discharge and satisfaction, the Trustee shall pay over or deliver to the City all money or securities held by it pursuant to the Trust Agreement which are not required for the payment of the interest on and principal of and redemption premiums, if any, on such Bonds. (b) Any Outstanding Bonds shall prior to the maturity date or redemption date thereof be deemed to have been paid within the meaning of and with the effect expressed in paragraph (a) above if (i) in case any of such Bonds are to be redeemed on any date prior to their maturity date, the City shall have given to the Trustee in form satisfactory to it irrevocable instructions to provide notice in accordance with the provisions of the Trust Agreement described under the heading "REDEMPTION OF SERIES 2021 BONDS —Notice of Redemption," (ii) there shall have been deposited with the Trustee either (A) money in an amount which shall be sufficient or (B) Defeasance Securities, the interest on and principal of which when paid will provide money which, together with the money, if any, deposited with the Trustee at the same time, shall be sufficient, in the opinion of an independent certified public accountant (addressed to the City and the Trustee), to pay when due the principal or redemption price of and the interest on such Bonds to become due on such Bonds on and prior to the maturity date or redemption date thereof, as the case may be, (iii) there shall be delivered to the Trustee an escrow agreement entered into by the City and the Trustee or other fiduciary or escrow agent, (iv) there shall be delivered to the Trustee an opinion of nationally recognized bond counsel to the effect that such Bonds have been paid within the meaning of the provisions of the Trust Agreement described under the heading "DEFEASANCE — Discharge of Bonds" addressed to the Trustee, and (v) the City shall have given the Trustee in form satisfactory to it irrevocable instructions to mail to the Owners of such Bonds in accordance with the provisions of the Trust Agreement described under the heading "MISCELLANEOUS —Notice to Owners" notice that the deposit required by clause (ii) above has been made with the Trustee and that such Bonds are deemed to have been paid in accordance with the provisions of the Trust Agreement described under the heading "DEFEASANCE — Discharge of Bonds" and stating the maturity date or redemption date upon which money is to be available for the payment of the principal or redemption price of and interest on such Bonds. l wnc&aimed Money. Anything contained in the Trust Agreement to the contrary notwithstanding, any money held by the Trustee in trust for the payment and discharge of any of the Bonds or the interest thereon which remains unclaimed for two years after the date when such Bonds or interest thereon have become due and payable, either at their stated maturity dates or by call for redemption prior to maturity, if such money was held by the Trustee at such date, or for two years after the date of deposit of such money if deposited with the Trustee after the date when such Bonds and interest shall have become due and payable, shall be repaid by the Trustee to the City as its absolute property free from trust, and the Trustee shall thereupon be released and discharged with respect thereto and the Owners shall not look to the Trustee for the payment of such Bonds; provided, however, that before being required Wn Agreement No. 6085A to make any such payment to the City, the Trustee may, and at the request of the City shall, at the expense of the City, mail to the Owners in accordance with the provisions of the Trust Agreement described under the heading "MISCELLANEOUS —Notice to Owners" a notice that such money remains unclaimed and that, after a date named in such notice, which date shall not be less than 30 days after the date of the mailing of such notice, the balance of such money then unclaimed will be returned to the City. Benefits of the T ust Aggeei ref,°it 1 zn flied to Parties. Nothing contained in the Trust Agreement, expressed or implied, is intended to give to any person other than the City, the Trustee, the Bond Insurer, if any, and the Owners any right, remedy or claim under or by reason of the Trust Agreement. Any agreement or covenant required in the Trust Agreement to be performed by or on behalf of the City or any member, officer or employee thereof shall be for the sole and exclusive benefit of the Trustee, and the Owners. Successor Is Deemed Included inAllReferences to Predecessor. Whenever in the Trust Agreement either the City or any member, officer or employee thereof or the Trustee is named or referred to, such reference shall be deemed to include the successor or assigns thereof, and all agreements and covenants required by the Trust Agreement to be performed by or on behalf of the City or the Trustee, or any member, officer or employee thereof, shall bind and inure to the benefit of the respective successors thereof whether so expressed or not. Execution of Documents by Owners. Any declaration, request or other instrument which is permitted or required in the Trust Agreement to be executed by Owners may be in one or more instruments of similar tenor and may be executed by Owners in person or by their attorneys appointed in writing. The fact and date of the execution by any Owner or such Owner's attorney of any declaration, request or other instrument or of any writing appointing such attorney may be proved by the certificate of any notary public or other officer authorized to make acknowledgments of deeds to be recorded in the state or territory in which such person purports to act that the person signing such declaration, request or other instrument or writing acknowledged to such person the execution thereof, or by an affidavit of a witness of such execution duly swom to before such notary public or other officer. The ownership of any Bonds and the amount, maturity, number and date of holding the same may be proved by the registration books for the Bonds maintained by the Trustee pursuant to the provisions of the Trust Agreement described under the heading "GENERAL BOND PROVISIONS; SERIES 2021 BONDS — Bond Registration Books" of the Trust Agreement. Any declaration, request, consent or other instrument or writing of the Owner of any Bond shall bind all future Owners of such Bond with respect to anything done or suffered to be done by the Trustee or the City in good faith and in accordance therewith. Waiver- of personal Liabilt. No member, officer or employee of the City shall be individually or personally liable for the payment of the principal or redemption price of or the interest on the Bonds by reason of their issuance, but nothing provided in the Trust Agreement shall relieve any officer of the City from the performance of any official duty provided by the Act or any other applicable provisions of law or by the Trust Agreement. AMisii;ron of Bonds by C"i! . All Bonds acquired by the City shall be surrendered to the Trustee for cancellation. Destruction of Cancelled Bonds. Whenever provision is made for the return to the City of any Bonds which have been cancelled pursuant to the provisions of the Trust Agreement, the Trustee shall destroy such Bonds and furnish to the City a certificate of such destruction. Notice Any notice required to be given by the Trustee under the Trust Agreement by mail to any Owners shall be given by mailing a copy of such notice, first class postage prepaid, or by giving such notice by telecopy or by an overnight delivery service, to such Owners at their addresses appearing in the registration books maintained by the Trustee pursuant to the provisions of the Trust Agreement described under the heading Agreement No. 6085A "GENERAL BOND PROVISIONS; SERIES 2021 BONDS — Bond Registration Books," except as provided in the provisions of the Trust Agreement described under the heading "REDEMPTION OF SERIES 2021 BONDS — Notice of Redemption," not less than 30 days nor more than 45 days following the action or prior to the event concerning which notice thereof is required to be given; provided, however, that receipt of any such notice shall not be a condition precedent to the effect of such notice and neither failure of any Owner to receive any such notice nor any immaterial defect contained therein shall affect the validity of the proceedings taken in connection with the action or the event concerning which such notice was given. Content of Certificates. Every Written Certificate of the City with respect to compliance with any agreement, condition, covenant or provision provided in the Trust Agreement shall include (a) a statement that the person or persons making or giving such certificate have read such agreement, condition, covenant or provision and the definitions in the Trust Agreement relating thereto, (b) a brief statement as to the nature and scope of the examination or investigation upon which the statements contained in such certificate are based, (c) a statement that, in the opinion of the signers, they have made or caused to be made such examination or investigation as is necessary to enable them to express an informed opinion as to whether or not such agreement, condition, covenant or provision has been complied with, and (d) a statement as to whether, in the opinion of the signers, such agreement, condition, covenant or provision has been complied with. Any Written Certificate of the City may be based, insofar as it relates to legal matters, upon an Opinion of Counsel unless the person making or giving such certificate knows that the Opinion of Counsel with respect to the matters upon which his certificate may be based, as aforesaid, is erroneous, or in the exercise of reasonable care should have known that the same was erroneous. Any Opinion of Counsel may be based, insofar as it relates to factual matters information with respect to which is in the possession of the City, upon a representation by an officer or officers of the City unless the counsel executing such Opinion of Counsel knows that the representation with respect to the matters upon which his opinion may be based, as aforesaid, is erroneous, or in the exercise of reasonable care should have known that the same was erroneous. Accounts and Funds, I siness,I')ayw. Any account or fund required in the Trust Agreement to be established and maintained by the Trustee may be established and maintained in the accounting records of the Trustee either as an account or a fund, and may, for the purposes of such accounting records, any audits thereof and any reports or statements with respect thereto, be treated either as an account or a fund; but all such records with respect to all such accounts and funds shall at all times be maintained in accordance with sound accounting practice and with due regard for the protection of the security of the Bonds and the rights of the Owners. Any action required to occur under the Trust Agreement on a day which is not a Business Day shall be required to occur on the next succeeding Business Day. E Le .qqnlac -S ature. Each of the parties to the Trust Agreement agrees that the transaction consisting of the Trust Agreement may be conducted by electronic means. Each party agrees, and acknowledges that it is such parry's intent (i) that, by signing the Trust Agreement using an electronic signature, it is signing, adopting and accepting the Trust Agreement, and (ii) that signing the Trust Agreement using an electronic signature is the legal equivalent of having placed the undersigned officer's handwritten signature on the Trust Agreement on paper. Each party acknowledges that it is being provided with an electronic or paper copy of the Trust Agreement in a usable format. Governing Law. The Trust Agreement shall be governed by and construed in accordance with the laws of the State of California. UO. 1 Agreement No. 6085A F.VWUW 11 My I g I Im I IN r, I City of El Segundo (Los Angeles County, California) Taxable Pension 0151&afion Bonds, Series 2021 (Final Opinion) Ladies and Gentlemen: We have acted as bond counsel to the City of El Segundo (the "City") in connection with the issuance by the City of $144,135,000 aggregate principal amount of City of El Segundo (Los Angeles County, California) Taxable Pension Obligation Bonds, Series 2021 (the "Series 2021 Bonds"), pursuant to Articles 10 and I I of Chapter 3 of Division 2 of Title 5 of the California Government Code and the Trust Agreement, dated as of June 1, 2021 (the "Trust Agreement"), by and between the City and U.S. Bank National Association, as trustee (the "Trustee"). Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Trust Agreement. In such connection, we have reviewed the Trust Agreement, opinions of counsel to the City, the Trustee and others, certificates of the City, the Trustee and others and such other documents, opinions and matters to the extent we deemed necessary to render the opinions set forth herein. The opinions expressed herein are based on an analysis of existing laws, regulations, rulings and court decisions, including the default judgment rendered on April 12, 2021, by the Superior Court of the State of California for the County of Los Angeles in the action entitled City of El Segundo v. All Persons Interested, etc., Case No. 21TRCV00070, and cover certain matters not directly addressed by such authorities. Such opinions may be affected by actions taken or omitted or events occurring after original delivery of the Series 2021 Bonds on the date hereof. We have not undertaken to determine, or to inform any person, whether any such actions are taken or omitted or events do occur or any other matters come to our attention after original delivery of the Series 2021 Bonds on the date hereof. Accordingly, this letter speaks only as of its date and is not intended to, and may not, be relied upon or otherwise used in connection with any such actions, events or matters. Our engagement with respect to the Series 2021 Bonds has concluded with their issuance, and we disclaim any obligation to update this letter. We have assumed the genuineness of all documents and signatures provided to us and the due and legal execution and delivery thereof by, and validity against, any parties other than the City. We have assumed, without undertaking to verify, the accuracy of the factual matters represented, warranted or certified in the documents, and of the legal conclusions contained in the opinions, referred to in the second paragraph hereof. Furthermore, we have assumed compliance with all covenants and agreements contained in the Trust Agreement. We call attention to the fact that the rights and obligations under the Series 2021 Bonds and the Trust Agreement and their enforceability may be subject to bankruptcy, insolvency, receivership, reorganization, arrangement, fraudulent conveyance, moratorium and other laws relating to or affecting creditors' rights, to the application of equitable principles, to the exercise of judicial discretion in appropriate cases and to the limitations on legal remedies against cities in the State of California. We express no opinion with respect to any indemnification, contribution, liquidated damages, penalty (including any remedy deemed to constitute or ME Agreement No. 6085A having the effect of a penalty), right of set-off, arbitration, judicial reference, choice of law, choice of forurn, choice of venue, non -exclusivity of remedies, waiver or severability provisions contained in the foregoing assets described in or as subject to the lien of the Trust Agreement or the accuracy or sufficiency of the description contained therein of, or the remedies available to enforce liens on, any such property. Our services did not include financial or other non -legal advice. Finally, we undertake no responsibility for the accuracy, completeness or fairness of the Official Statement, dated May 26, 2021, or other offering material relating to the Series 2021 Bonds and express no opinion with respect thereto. Based on and subject to the foregoing, and in reliance thereon, as of the date hereof, we are of the following opinions: I•I 2. The Trust Agreement has been duly executed and delivered by, and constitutes a valid and binding agreement of, the City. 3. The Series 2021 Bonds do not constitute an obligation of the City for which the City is obligated to levy or pledge any forrn of taxation or for which the City has levied or pledged any forin of taxation. Neither the Series 2021 Bonds nor the obligation of the City to make payments on the Series 2021 IFFroUrcom6mr-w an indebtedness of the Cil- - the State of California or anp of its �#,'olitical subdivisions withk,,- the meaning of any constitutional or statutory debt limitation or restriction. 4. Interest on the Series 2021 Bonds is exempt from State of California personal income taxes. We express no opinion regarding other tax consequences related to the ownership or disposition of, or the amount, accrual or receipt of interest on, the Series 2021 Bonds. Faithfully yours, 0401112MI&I 10 W Agreement No. 6085A This Continuing Disclosure Certificate (the "Disclosure Certificate") is executed and delivered by the City of El Segundo (the "City") in connection with the issuance of $144,135,000 City of El Segundo (Los Angeles County, California) Taxable Pension Obligation Bonds, Series 2021 (the "Bonds"). The Bonds are being issued pursuant to a Trust Agreement, dated as of June 1, 2021 (the "Trust Agreement"), by and between the City and U.S. Bank National Association, as trustee (the "Trustee"). The City covenants as follows: 1. Purpose of alteDisclosure Certificate. This Disclosure Certificate is being executed and delivered by the City for the benefit of the Holders and Beneficial Owners of the Bonds and in order to assist the Participating Underwriters in complying with the Rule. 2. Definitions. In addition to the definitions set forth in the Trust Agreement, which apply to any capitalized term used in this Disclosure Certificate unless otherwise defined in this Section, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described in, Sections 3 and 4 of this Disclosure Certificate. "Beneficial Owner" shall mean any person which (a) has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Bonds (including persons holding Bonds through nominees, depositories or other intermediaries), or (b) is treated as the owner of any Bonds for federal income tax purposes. "Disclosure Representative" shall mean the City Manager or the Director of Finance, or their respective designees, or such other officer or employee as the City shall designate in writing from time to time. "Dissemination Agent" shall mean the City, or any successor Dissemination Agent designated in writing by the City and which has filed with the City a written acceptance of such designation. "EMMA" means the MSRB's Electronic Municipal Market Access system. "Listed Events" shall mean any of the events listed in Section 5 of this Disclosure Certificate. "MSRB" shall mean the Municipal Securities Rulemaking Board. "Official Statement" shall mean the Official Statement relating to the Bonds, dated May 26, 2021. "Participating Underwriters" shall mean the original underwriter of the Bonds required to comply with the Rule in connection with offering of the Bonds. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. "State" shall mean the State of California. 3. Provisiors ��I� amnnLia�l Repoi (a) The City shall, or, upon delivery of the Annual Report to the Dissemination Agent, shall cause the Dissemination Agent to, not later than the last day of the ninth month after the end of the City's fiscal year (presently such fiscal year ends June 30), commencing with the report for the fiscal year ending Eff Agreement No. 6085A June 30, 2021, provide to the MSRB through the EMMA system, an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate. The Annual Report may be submitted as a single document or as separate documents, and may cross-reference other information as provided in Section 4 of this Disclosure Certificate; provided that the audited financial statements of the City may be submitted separately from the balance of the Annual Report and later than the date required above for the filing of the Annual Report if they are not available by that date. If the City's fiscal year changes, it shall give notice of such change in the same manner as for a Listed Event under Section 5. (b) Not later than fifteen (15) Business Days prior to said date, the City shall provide the Annual Report to the Dissemination Agent (if other than the City). If the City is unable to provide to the MSRB an Annual Report by the date required in subsection (a), the City shall send a notice to the MSRB in substantially the form attached as Exhibit A. (c) The Dissemination Agent shall (if the Dissemination Agent is other than the City), file a report with the City certifying that the Annual Report has been provided pursuant to this Disclosure Certificate, stating the date it was provided. 4. Conteni of Annival Rem,. The City's Annual Report shall contain or include by reference the audited financial statements of the City for the most recent fiscal year of the City then ended. If the audited financial statements are not available by the time the Annual Report is required to be filed, the Annual Report shall contain unaudited financial statements of the City in a format similar to the financial statements, and the audited financial statements shall be filed in the same manner as the Annual Report when they become available. Audited financial statements of the City shall be audited by such auditor as shall then be required or permitted by State law. Audited financial statements shall be prepared in accordance with generally accepted accounting principles as prescribed for governmental units by the Governmental Accounting Standards Board; provided, however, that the City may from time to time, if required by federal or state legal requirements, modify the basis upon which its financial statements are prepared. In the event that the City shall modify the basis upon which its financial statements are prepared, the City shall provide a notice of such modification to the MSRB, including a reference to the specific federal or state law or regulation specifically describing the legal requirements for the change in accounting basis. In addition, to the extent not included in the information in the audited financial statements, the Annual Report shall contain an annual updating of the tables and information of the type contained in the Official Statement identified below. Such updating shall consist of updating of information as of the end of the fiscal year to which the Annual Report relates unless noted otherwise; projections do not have to be updated. (i) "Unrepresented Unit and Employee Associations" (Table 3) (ii) "General Fund Statement of Revenues, Expenditures and Changes in Fund Balance" (Table 5) (iii) "General Fund Tax Revenues" (Table 7) (iv) "Net Taxable Assessed Value History" (Table 8) (v) "Principal Property Taxpayers" (Table 10) (vi) "Taxable Sales" (for the most recent available calendar year) (Table 13) (vii) "Direct and Overlapping Debt" (Table 14) low Agreement No. 6O85A (viii) "Scheduled Principal Payments of Outstanding Long Term General Fund Obligations" (Table 15) (ix) "Investment Portfolio Summary" (Table 16) (x) "Historical and Projected Payments to PERS" (projected payments need not be updated) (Table 17) (xi) "Funding History" (Table 18A through 18F) Any or all of the items listed above may be included by specific reference to other documents, including official statements of debt issues of the City or related public entities, which have been submitted to the MSRB or the Securities and Exchange Commission. If the document included by reference is a final official statement, it must be available from the MSRB. The City shall clearly identify each such other document so included by reference. 5. Re,,orting of Sienildcant Events. (a) Pursuant to the provisions of this Section 5, the City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds in a timely manner not more than ten (10) business days after the event: 1. Principal and interest payment delinquencies; 2. Unscheduled draws on debt service reserves reflecting financial difficulties; 3. Unscheduled draws on credit enhancements reflecting financial difficulties; 4. Substitution of credit or liquidity providers, or their failure to perform; 5. Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determination of taxability or of a Notice of Proposed Issue (IRS Form 5701 TEB); 6, Tender offers; 7, Defeasances; 8, Rating changes; or 9. Bankruptcy, insolvency, receivership or similar event of the obligated person. 10. Default, event of acceleration, termination event, modification of terms, or other similar events under the terms of a financial obligation, any of which reflect financial difficulties. Note: for the purposes of the event identified in subparagraph (9), the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar officer for an obligated person in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all of the assets or business of the obligated person, or if such jurisdiction has been assumed by leaving the existing governmental body and officials or officers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the obligated person. CE Agreement No. 6085A (b) Pursuant to the provisions of this Section 5, the City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds, if material: l . Unless described in paragraph 5(a)(5), adverse tax opinions or other notices or determinations by the Internal Revenue Service with respect to the tax status of the Bonds or other events affecting the tax status of the Bonds; 2. Modifications to rights of Bond holders; 3. Optional, unscheduled or contingent Bond calls; 4. Release, substitution, or sale of property securing repayment of the Bonds; 5. Non-payment related defaults; 6. The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms; or 7, Appointment of a successor or additional trustee or the change of name of a trustee. 8, Incurrence of a financial obligation, or agreement to covenants, events of default, remedies, priority rights, or other similar terms of a financial obligation, any of which affect Bond holders. (c) Whenever the City obtains knowledge of the occurrence of a Listed Event described in subsection 5(b), the City shall as soon as possible determine if such event would be material under applicable federal securities laws. (d) If the City determines that knowledge of the occurrence of a Listed Event under Section 5(b) would be material under applicable federal securities laws, the City shall file a notice of such occurrence with EMMA in a timely manner not more than ten (10) business days after occurrence of the event. (e) For purposes of the events identified in subparagraphs (a)(10) and (b)(8), the teen "financial obligation" means a (i) debt obligation; (ii) derivative instrument entered into in connection with, or pledged as security or a source of payment for, an existing or planned debt obligation; or (iii) guarantee of (i) or (ii). The term financial obligation shall not include municipal securities as to which a final official statement has been provided to the MSRB consistent with the Rule. 6. Tennination of Reporting 012kt t tjori. The City's obligations under this Disclosure Certificate shall terminate upon the legal defeasance, prior redemption or payment in full of all of the Bonds. If such termination occurs prior to the final maturity of the Bonds, the City shall give notice of such termination in the same manner as for a Listed Event under Section 5. 7. Dissemination Auwnt. The City may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under this Disclosure Certificate, and may discharge any such Dissemination Agent, with or without appointing a successor Dissemination Agent. The Dissemination Agent shall not be responsible in any manner for the content of any notice or report prepared by the City pursuant to this Disclosure Certificate. The Dissemination Agent may resign by providing thirty days written notice to the City and the Trustee. The Dissemination Agent shall not be responsible for the content of any report or notice prepared by the City and shall have no duty to review any information provided to it by the City. The O •, Agreement No. 6085A Dissemination Agent shall have no duty to prepare any information report nor shall the Dissemination Agent be responsible for filing any report not provided to it by the City in a timely manner and in a form suitable for filing. 8. Amendment: Waived',. Notwithstanding any other provision of this Disclosure Certificate, the City may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived, provided that, in the opinion of nationally recognized bond counsel, such amendment or waiver is permitted by the Rule; provided, the Dissemination Agent shall have first consented to any amendment that modifies or increases its duties or obligations hereunder. In the event of any amendment or waiver of a provision of this Disclosure Certificate, the City shall describe such amendment in the next Annual Report, and shall include, as applicable, a narrative explanation of the reason for the amendment or waiver and its impact on the type (or in the case of a change of accounting principles, on the presentation) of financial information or operating data being presented by the City. In addition, if the amendment relates to the accounting principles to be followed in preparing financial statements, (i) notice of such change shall be given in the same manner as for a Listed Event under Section 5, and (ii) the Annual Report for the year in which the change is made shall present a comparison (in narrative form and also, if feasible, in quantitative form) between the financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. 9. ' Ad it onaB Information. Nothing in this Disclosure Certificate shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in any Annual Report or notice of occurrence of a Listed Event, in addition to that which is required by this Disclosure Certificate. if the City chooses to include any information in any Annual Report or notice of occurrence of a Listed Event in addition to that which is specifically required by this Disclosure Certificate, the City shall have no obligation under this Disclosure Certificate to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event. 10. Default. In the event of a failure of the City to comply with any provision of this Disclosure Certificate, any Holder or Beneficial Owner of the Bonds may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this Disclosure Certificate. A default under this Disclosure Certificate shall not be deemed an Event of Default under the Trust Agreement, and the sole remedy under this Disclosure Certificate in the event of any failure of the City to comply with this Disclosure Certificate shall be an action to compel performance. No Bond holder or Beneficial Owner may institute such action, suit or proceeding to compel performance unless they shall have first delivered to the City satisfactory written evidence of their status as such, and a written notice of and request to cure such failure, and the City shall have refused to comply therewith within a reasonable time. 11. Unties,. ]mmuniiies and Liabilities of Dissemination Agent. The Dissemination Agent shall have only such duties as are specifically set forth in this Disclosure Certificate, and the City agrees, to the extent permitted by law, to indemnify and save the Dissemination Agent, its officers, directors, employees and agents, harmless against any loss, expense and liabilities which it may incur arising out of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorney's fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's negligence or willful misconduct, The Dissemination Agent shall be paid compensation by the City for its services provided hereunder in accordance with its schedule of fees as amended from time to tome and all expenses, legal fees and advances made or incurred by the Dissemination Agent in the performance of its duties hereunder. In performing its duties hereunder, the Dissemination Agent shall not be deemed to be acting in any fiduciary capacity for the City, the Bond holders, or any other parry. The obligations of the City under this Section shall survive resignation or removal of the Dissemination Agent and payment of the Bonds. 19151 Agreement No. 6085A 12. Electronic Sjunalin-c. The City acknowledges that the transaction consisting of this Disclosure Certificate may be conducted by electronic means. The City agrees, and acknowledges that it is its intent, that by signing this Disclosure Certificate using an electronic signature, it is signing, adopting, and accepting this Disclosure Certificate and that signing this Disclosure Certificate using an electronic signature is the legal equivalent of having placed its handwritten signature on this Disclosure Certificate on paper. The City acknowledges that it is being provided with an electronic or paper copy of this Disclosure Certificate in a usable format. 13. ' Not i " c ' e ' s. Any notices or communications to or among any of the parties to this Disclosure Certificate may be given as follows: To the City: City of El Segundo 350 Main Street El Segundo, California 90245 Attention: Director of Finance Telephone: (310) 524-23 )18 To the Trustee: U.S. Bank National Association 633 W. Fifth Street, 24th Floor Los Angeles, CA 90071 Attention: Corporate Trust Services Ref: City of El Segundo Telephone: (213) 615-6023 14. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the City, the Dissemination Agent, the Participating Underwriters and Holders and Beneficial Owners from time to time of the Bonds, and shall create no rights in any other person or entity. 15. S Lig, ijq . This Disclosure Certificate has been executed by the undersigned on the date hereof, and such signature binds the City to the undertaking herein provided. CITY OF EL SEGUNDO, CALIFORNIA 0 By: Agreement No. 6085A 121031MIXG] M W111 I go] 0=063 6 Name of Issue: City of El Segundo (Los Angeles County, California) Taxable Pension Obligation Bonds, Series 2021 WK004 'YT.#_M_f Yr1A)T'r04*_1VT_MT1M_N?TL_L =10-FIM-17 =1047=0 I the above -named Bonds as required by the Continuing Disclosure Certificate dated June 9, 2021. The Issuer anticipates that the Annual Report will be filed by ...... . ....... .... F1 1Y, M-1 I uu-111 a M Oum a LVA I I mix I I M. 1 Agreement No. 6085A [THIS PAGE INTENTIONALLY LEFT BLANK] Agreement No. 6085A 1:14101 Ilia DION 1 W&W&M V WA Will1 I This Appendix E describes how ownership of'the Series 2021 Bonds is to be transferred and how the principal of and interest on the Series 2021 Bonds are to be paid to and credited by DTC while the Series 2021 Bonds are registered in its nominee's name. The information in this Appendix E concerning DTC, Euroclear Bank SA/NV, as operator of the Euroclear System ("Euroclear) and Clearstream Banking, S.A., Luxembourg ("Clearstream Banking') (DTC, Euroclear and Clearstream Banking together, the "Clearing Systems'), and DTC's book -entry -only system has been provided by DTC, Euroclear and Clearstream Banking for use in disclosure documents such as this Official Statement. DTC will act as the initial securities depository fbl- the Series 2021 Bonds. Euroclear and Clearstream Banking are participants of DTC and facilitate the clearance and settlement of'securities transactions by electronic book -entry transfer between their respective account holders. The information set forth below is subject to any change in or reinterpretation of'the rules, regulations and procedures of'the Clearing Systems currently in effect and the City expressly disclaims any responsibility to update this Official Statement to reflect any such changes. The information herein concerning the Clearing Systems has been obtained from sources that the City believes to be reliable, but neither the City nor the Underwriters take any responsibility for the accuracy or completeness of'the information set forth herein. Investors wishing to use the facilities of any of'the Clearing Systems are advised to confirm the continued applicability of'the rules, regulations and procedures of the relevant Clearing System. the City and the Underwriters will not have any responsibility or liability far~ any aspect of'the records relating to, or payments made on account of beneficial ownership interests in the Series 2021 Bonds held through the facilities of'any Clearing System or for maintaining, supervising or reviewing any records relating to such beneficial ownership interests. The City cannot and does not give any assurance that (1) DTC will distribute payments of debt service on the Series 2021 Bonds, or redemption or other notices, to participants of the Clearing Systems ("Participants') (2) Participants or others will distribute debt service payments paid to DTC or its nominee (as the registered owner of'the Series 2021 Bonds), or redemption or other notices, to the Beneficial Owners, or that they will do so on a timely basis, or (3) DTC or the other Clearing Systems will serve and act in the manner described in this Official Statement The current rules applicable to DTC are on file with the Securities and Exchange Commission, and the current procedures of'DTC to befbIlowed in dealing with DTC Participants (hereinafter defined) are on file with DTC. DTC Book -Entry -Only System. DTC will act initially as Securities Depository for the Series 2021 Bonds. The Series 2021 Bonds will be issued as fully -registered securities registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully -registered certificate will be issued for each maturity of the Series 2021 Bonds, in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC, the world's largest Securities Depository, is a limited -purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments (from over 100 countries) that DTC's participants ("Direct Participants") deposit with DTC. DTC also In Agreement No. 6085A facilitates the post -trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book -entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly -owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company of DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). DTC has a Standard & Poor's rating of AA+. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com. Purchases of Series 2021 Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Series 2021 Bonds on DTC's records. The ownership interest of each actual purchaser of each Series 2021 Bond (`Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of beneficial ownership interests in the Series 2021 Bonds are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their beneficial ownership interests in Series 2021 Bonds, except in the event that use of the book -entry system for the Series 2021 Bonds is discontinued. To facilitate subsequent transfers, all Series 2021 Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Series 2021 Bonds with DTC and their registration in the name of Cede & Co., or such other DTC nominee, does not affect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Series 2021 Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Series 2021 Bonds are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Series 2021 Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Series 2021 Bonds, such as redemptions, tenders, defaults, and proposed amendments to the Series 2021 Bond documents. For example, Beneficial Owners of Series 2021 Bonds may wish to ascertain that the nominee holding the Series 2021 Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the Trustee and request that copies of notices be provided directly to them. Redemption notices will be sent to DTC. If less than all of the Series 2021 Bonds within a maturity are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such maturity to be redeemed, unless other arrangements are made between the City and DTC. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to the Series 2021 Bonds unless authorized by a Direct Participant in accordance with DTC's MMI Procedures. E-2 Agreement No. 6085A Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts Series 2021 Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). All payments on the Series 2021 Bonds will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City or the Trustee, on payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, the Trustee, or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal, and interest payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the City or the Trustee, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the Series 2021 Bonds at any time by giving reasonable notice to the City or the Trustee. Under such circumstances, in the event that a successor Securities Depository is not obtained, Series 2021 Bond certificates are required to be printed and delivered. The City may decide to discontinue use of the system of book -entry -only transfers through DTC (or a successor Securities Depository). In that event, Series 2021 Bonds will be printed and delivered in accordance with the Trust Agreement. In reading this Official Statement it should be understood that while the Series 2021 Bonds are in the Book -Entry -Only System, references in other sections of this Official Statement to registered owners should be read to include the person for which the Participant acquires an interest in the Series 2021 Bonds, but (i) all rights of ownership must be exercised through DTC and the Book -Entry -Only System, and (ii) except as described above, notices that are to be given to registered owners under the Trust Agreement will be given only to DTC. Euroclear and Clearstream Banking. Euroclear and Clearstream Banking have advised as follows: Euroclear and Clearstream Banking each hold securities for their customers and facilitate the clearance and settlement of securities transactions by electronic book -entry transfer between their respective account holders. Euroclear and Clearstream Banking provide various services including safekeeping, administration, clearance and settlement of internationally traded securities and securities lending and borrowing. Euroclear and Clearstream Banking also deal with domestic securities markets in several countries through established depositary and custodial relationships. Euroclear and Clearstream Banking have established an electronic bridge between their two systems across which their respective participants may settle trades with each other. Euroclear and Clearstream Banking customers are worldwide financial institutions, including underwriters, securities brokers and dealers, banks, trust companies and clearing corporations. Indirect access to Euroclear and Clearstream Banking is available to other institutions that clear through or maintain a custodial relationship with an account holder of either system, either directly or indirectly. Clearing and Settlement Procedures. Any Series 2021 Bonds sold in offshore transactions will be initially issued to investors through the book -entry facilities of DTC, for the account of its participants, including but not limited to Euroclear and Clearstream Banking. If the investors are participants in E-3 Agreement No. 6085A Clearstream Banking and Euroclear in Europe, or indirectly through organizations that are participants in the Clearing Systems, Clearstreamn Banking and Euroclear will hold omnibus positions on behalf of their participants through customers' securities accounts in Clearstream Banking's and Euroclear's names on the books of their respective depositories. In all cases, the record holder of the Series 2021 Bonds will be DTC's nominee and not Euroclear or Clearstream Banking. The depositories, in turn, will hold positions in customers' securities accounts in the depositories' names on the books of DTC. Because of time zone differences, the securities account of a Clearstream Banking or Euroclear participant as a result of a transaction with a participant, other than a depository holding on behalf of Clearstream Banking or Euroclear, will be credited during the securities settlement processing day, which must be a business day for Clearstream Banking or Euroclear, as the case may be, immediately following the DTC settlement date. These credits or any transactions in the securities settled during the processing will be reported to the relevant Euroclear participant or Clearstream Banking participant on that business day. Cash received in Clearstream Banking or Euroclear as a result of sales of securities by or through a Clearstream Banking participant or Euroclear participant to a DTC Participant, other than the depository for Clearstream Banking or Euroclear, will be received with value on the DTC settlement date but will be available in the relevant Clearstream Banking or Euroclear cash account only as of the business day following settlement in DTC. Transfers between participants will occur in accordance with DTC rules. Transfers between Clearstream Banking participants or Euroclear participants will occur in accordance with their respective rules and operating procedures. Cross -market transfers between persons holding directly or indirectly through DTC, on the one hand, and directly or indirectly through Clearstream Banking participants or Euroclear participants, on the other, will be effected in DTC in accordance with DTC rules on behalf of the relevant European international clearing system by the relevant depositories; however, cross -market transactions will require delivery of instructions to the relevant European international clearing system by the counterparty in the system in accordance with its rules and procedures and within its established deadlines in European time. The relevant European international clearing system will, if the transaction meets its settlement requirements, deliver instructions to its depository to take action to effect final settlement on its behalf by delivering or receiving securities in DTC, and making or receiving payment in accordance with normal procedures for same day funds settlement applicable to DTC. Clearstream Banking participants or Euroclear participants may not deliver instructions directly to the depositories. The City will not impose any fees in respect of holding the Series 2021 Bonds; however, holders of book -entry interests in the Series 2021 Bonds may incur fees nonnally payable in respect of the maintenance and operation of accounts in the Clearing Systems. Initial Settlement. Interests in the Series 2021 Bonds will be in uncertified book -entry form. Purchasers electing to hold book -entry interests in the Series 2021 Bonds through Euroclear and Clearstream Banking accounts will follow the settlement procedures applicable thereto and applicable to DTC. Book -entry interests in the Series 2021 Bonds will be credited by DTC to Euroclear and Clearstream Banking participants' securities clearance accounts on the business day following the date of delivery of the Series 2021 Bonds against payment (value as on the date of delivery of the Series 2021 Bonds). DTC participants acting on behalf of purchasers electing to hold book -entry interests in the Series 2021 Bonds through DTC will follow the delivery practices applicable to securities eligible for DTC's Same Day Funds Settlement system. DTC participants' securities accounts will be credited with book -entry interests in the Series 2021 Bonds following confirmation of receipt of payment to the City on the date of delivery of the Series 2021 Bonds. Secondary Market Trading. Secondary market trades in the Series 2021 Bonds will be settled by transfer of title to book -entry interests in the Clearing Systems. Title to such book -entry interests will pass by registration of the transfer within the records of Euroclear, Clearstream Banking or DTC, as the case may be, in accordance with their respective procedures. Book -entry interests in the Series 2021 Bonds may be transferred within Euroclear and within Clearstream Banking and between Euroclear and Clearstream Banking in accordance with procedures established for these purposes by Euroclear and Clearstream Banking. Book - entry interests in the Series 2021 Bonds may be transferred within DTC in accordance with procedures E-4 Agreement No. 6085A established for this purpose by DTC. Transfer of book -entry interests in the Series 2021 Bonds between Euroclear or Clearstream Banking and DTC shall be effected in accordance with procedures established for this purpose by Euroclear, Clearstream Banking and DTC. - Special Timing Considerations. Investors should be aware that investors will only be able to make and receive deliveries, payments and other communications involving the Series 2021 Bonds through Euroclear or Clearstream Banking on days when those systems are open for business. In addition, because of time -zone differences, there may be complications with completing transactions involving Clearstream Banking and/or Euroclear on the same business day as in the United States. U.S. investors who wish to transfer their interests in the Series 2021 Bonds, or to receive or make a payment or delivery of Series 2021 Bonds, on a particular day, may find that the transactions will not be performed until the next business day in Luxembourg if Clearstream Banking is used, or Brussels if Euroclear is used. Clearing Information. The City and the Underwriters expect that the Series 2021 Bonds will be accepted for clearance through the facilities of Euroclear and Clearstream Banking. The international securities identification number, common code and CUSIP number for the Series 2021 Bonds are set out on the inside cover page of this Official Statement. General. None of Euroclear, Clearstream Banking or DTC is under any obligation to perform or continue to perform the procedures referred to above, and such procedures may be discontinued at any time. Neither the City, the Underwriters nor any of their agents will have any responsibility for the performance by Euroclear, Clearstream Banking or DTC or their respective direct or indirect participants or account holders of their respective obligations under the rules and procedures governing their operations or the arrangements referred to above. Limitations. For so long as the Series 2021 Bonds are registered in the name of DTC or its nominee, Cede & Co., the City and the Trustee will recognize only DTC or its nominee, Cede & Co., as the registered owner of the Series 2021 Bonds for all purposes, including payments, notices and voting. So long as Cede & Co. is the registered owner of the Series 2021 Bonds, references in this Official Statement to registered owners of the Series 2021 Bonds shall mean Cede & Co. and shall not mean the Beneficial Owners of the Series 2021 Bonds. Because DTC is treated as the owner of the Series 2021 Bonds for substantially all purposes, Beneficial Owners may have a restricted ability to influence in a timely fashion remedial action or the giving or withholding of requested consents or other directions. In addition, because the identity of Beneficial Owners is unknown to the City or DTC, it may be difficult to transmit information of potential interest to Beneficial Owners in an effective and timely manner. Beneficial Owners should make appropriate arrangements with their broker or dealer regarding distribution of information regarding the Series 2021 Bonds that may be transmitted by or through DTC. The City will have no responsibility or obligation with respect to: • the accuracy of the records of DTC, its nominee or any Direct Participant or Indirect Participant with respect to any Beneficial Ownership interest in any Series 2021 Bonds; • the delivery to any Direct Participant or Indirect Participant or any other person, other than a registered owner as shown in the bond register kept by the Trustee, of any notice with respect to any Series 2021 Bonds including, without limitation, any notice of redemption with respect to any Series 2021 Bonds; IMS1 Agreement No. 6085A the payment to any Direct Participant or Indirect Participant or any other person, other than a registered owner as shown in the bond register kept by the Trustee, of any arnount with respect to the principal of, premium, if any, or interest on, any Series 2021 Bonds; or III III I 1 1111 111 111 91111 .111 1 1111!1 Prior to any discontinuation of the book entry only system hereinabove described, the City and the Trustee may treat Cede & Co. (or such other nominee of DTQ as, and deem Cede & Co. (or such other nominee) to be, the absolute registered owner of the Series 2021 Bonds for all purposes whatsoever, including, without limitation: * the payment of principal, premium, if any, and interest on the Series 2021 Bonds; • giving notices of redemption and other matters with respect to the Series 2021 Bonds; • registering transfers with respect to the Series 2021 Bonds; and • the selection of Series 2021 Bonds for redemption. E-6 Agreement No. 6085A fe 4 W16 ��^ Mixed Sources Printed by: ImageMaster, LLC www.imagemaster.wm