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PROOF OF INSURANCE (2022) CLOSEDACCORD® CERTIFICATE OF LIABILITY INSURANCE
DATE(MM/DD/YYYY)
8/17/2021
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER
IOA Insurance Services
130 Vantis
Suite 250
CONTACT
NAME: Elizabeth Leach
PHONE FAX
A/C No Ext : 949-297-5962 A/C, No : 949-297-5960
ADDE-MRESS: elizabeth.leach@ioausa.com
INSURER(S) AFFORDING COVERAGE
NAIC#
Aliso Viejo CA 92656
INSURERA: Travelers Property Casualty Company of America
25674
License#: OE67768
INSURED DUTHELE-01
Duthie Electric Service Corp dba: Duthie Power Services
2335 E. Cherry Industrial Circle
INSURERB: Crum & Forster Specialty Insurance Company
44520
INSURERC: Houston Casualty Company
42374
INSURERD: HSB Specialty Insurance Company
14438
Long Beach CA 90805
INSURER E :
INSURER F :
COVERAGES CERTIFICATE NUMBER: 1645768691 REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
ADDL
INSD
SUBR
WVD
POLICY NUMBER
POLICY EFF
MM/DD
POLICY EXP
MM/DD
LIMITS
A
X
COMMERCIAL GENERAL LIABILITY
Y
Y
Y6302A626927TIL21
7/1/2021
7/1/2022
EACH OCCURRENCE
$1,000,000
CLAIMS -MADE OCCUR
DAMAGE TO RENTED
PREMISES Ea occurrence
$ 300,000
MED EXP (Any one person)
$ 5,000
PERSONAL &ADV INJURY
$ 1,000,000
GEN'L
AGGREGATE LIMIT APPLIES PER:
GENERAL AGGREGATE
$ 2,000,000
POLICY � PE� LOC
PRODUCTS - COMP/OP AGG
$ 2,000,000
Deductible
$ 0
OTHER:
A
AUTOMOBILE
LIABILITY
Y
Y
8102N3387402114G
7/1/2021
7/1/2022
COMBINED SINGLE LIMIT
Ea accident
$1,000,000
X
BODILY INJURY (Per person)
$
ANY AUTO
OWNED SCHEDULED
AUTOS ONLY AUTOS
BODILY INJURY (Per accident)
$
X
PROPERTY DAMAGE
Per accident
$
HIRED X NON -OWNED
AUTOS ONLY AUTOS ONLY
A
X
UMBRELLALIAB
X
OCCUR
Y
Y
CUP3S17641A21NF
7/1/2021
7/1/2022
EACH OCCURRENCE
$15,000,000
AGGREGATE
$ 15,000,000
EXCESS LAB
CLAIMS -MADE
DED X RETENTION $ 1 n nnn
$
A
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY Y / N
ANYPROPRIETOR/PARTNER/EXECUTIVE
Y
UB7K4755032114G
7/1/2021
7/1/2022
X PER OTH-
STATUTE ER
E.L. EACH ACCIDENT
$ 1,000,000
OFFICE R/M EMBER EXCLUDED? ❑
N/A
E.L. DISEASE - EA EMPLOYEE
$ 1,000,000
(Mandatory in NH)
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT
$ 1,000,000
B
Contractors Pollution
PKC111856
7/1/2021
7/1/2022
Occurence/Aggregate
$3,000,000
C
D
Contractors Professional
Cyber
HCC2168107
660810501
7/1/2021
3/15/2021
7/1/2022
3/15/2022
Each Claim/Aggregate
Each Claim/Aggregate
$1,000,000
$2,000,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more space is required)
The certificate holder(s) is/are included as an additional insured(s) with respects to General Liability for On -going and Completed Operations as per policy form
CG D6 04 02 19 and Auto Liability as per policy form CA T3 53 02 15; General Liability and Auto Liability are Primary and Non -Contributory as per policy forms
CG T1 00 02 19 and CA 00 01 10 13; Waiver of Subrogation applies to General Liability as per policy form CG D4 58 02 19, Auto Liability as per policy form CA
T3 53 02 15 and Workers Compensation as per policy form WC 99 03 76; Additional Insured and Waiver of Subrogation applies to Umbrella Liability only as
required by written contract; Umbrella Liability follows form. Per Project Aggregate Endorsement policy form CG D3 21 01 04 is provided as required by a
written contract; All coverage is only applicable as required by written contract.
Contractors Pollution
See Attached...
CERTIFICATE HOLDER CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
City Clerk
ACCORDANCE WITH THE POLICY PROVISIONS.
City of El Segundo
AUTHORIZED �REPRESENTATIVE
El Segundo Main undoree 90245
@ 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD
AGENCY CUSTOMER ID: DUTHELE-01
LOC #:
AGENCY
IOA Insurance Services
POLICY NUMBER
CARRIER
ADDITIONAL REMARKS
ADDITIONAL REMARKS SCHEDULE Page 1 of 1
NAMED INSURED
Duthie Electric Service Corp dba: Duthie Power Services
2335 E. Cherry Industrial Circle
Long Beach CA 90805
NAIC CODE
EFFECTIVE DATE:
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,
FORM NUMBER: 25 FORM TITLE: CERTIFICATE OF LIABILITY INSURANCE
$10,000 Deductible
'Contractors Professional (Claims Made)
$10,000 Each Claim Deductible
Additional Insured includes: City of El Segundo, its officers, officials, employees, agents, and volunteers
ACORD 101 (2008101) © 2008 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
POLICY NUMBER: Y6302A626927TIL21
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED - AUTOMATIC STATUS
IF REQUIRED BY WRITTEN CONTRACT (CONTRACTORS)
This endorsement modifies insurance provided under the following
COMMERCIAL GENERAL LIABILITY COVERAGE PART
The following is added to SECTION II — WHO IS AN
(a) The Additional Insured — Owners, Les -
INSURED:
sees or Contractors — Scheduled Person
Any person or organization that:
or Organization endorsement CG 20 10
a. You agree in a written contract or agreement to
07 04 or CG 20 10 04 13, the Additional
include as an additional insured on this Coverage
Insured — Owners, Lessees or Contrac-
Part; and
tors — Completed Operations endorse-
ment CG 20 37 07 04 or CG 20 37 04 13,
b. Has not been added as an additional insured for
or both of such endorsements with either
the same project by attachment of an endorse-
of those edition dates; or
ment under this Coverage Part which includes
(b) Either or both of the following: the Addi-
such person or organization in the endorsement's
tional Insured — Owners, Lessees or Con -
schedule;
tractors — Scheduled Person Or Organi-
is an insured, but:
zation endorsement CG 20 10, or the Ad-
a. Only with respect to liability for "bodily injury" or
ditional Insured — Owners, Lessees or
"property damage" that occurs, or for "personal
Contractors — Completed Operations en -
injury" caused by an offense that is committed,
dorsement CG 20 37, without an edition
subsequent to the signing of that contract or
date of such endorsement specified;
agreement and while that part of the contract or
the person or organization is an additional in -
agreement is in effect; and
sured only if the injury or damage is caused,
b. Only as described in Paragraph (1), (2) or (3) be-
in whole or in part, by acts or omissions of
low, whichever applies:
you or your subcontractor in the performance
(1) If the written contract or agreement specifical-
of "your work" to which the written contract or
ly requires you to provide additional insured
agreement applies; or
coverage to that person or organization by (3)
If neither Paragraph (1) nor (2) above applies:
the use of:
(a) The person or organization is an addi-
(a) The Additional Insured — Owners, Les-
tional insured only if, and to the extent
sees or Contractors — (Form B) endorse-
that, the injury or damage is caused by
ment CG 20 10 11 85; or
acts or omissions of you or your subcon-
(b) Either or both of the following: the Addi-
tractor in the performance of "your work"
tional Insured — Owners, Lessees or Con-
to which the written contract or agree -
tractors — Scheduled Person Or Organi-
ment applies; and
zation endorsement CG 20 10 10 01, or
(b) Such person or organization does not
the Additional Insured — Owners, Lessees
qualify as an additional insured with re -
or Contractors — Completed Operations
spect to the independent acts or omis-
endorsement CG 20 37 10 01;
sions of such person or organization.
the person or organization is an additional in- The insurance provided to such additional insured is
sured only if the injury or damage arises out subject to the following provisions:
of "your work" to which the written contract or a. If the Limits of Insurance of this Coverage Part
agreement applies; shown in the Declarations exceed the minimum
(2) If the written contract or agreement specifical- limits required by the written contract or agree-
ly requires you to provide additional insured ment, the insurance provided to the additional in -
coverage to that person or organization by sured will be limited to such minimum required
the use of: limits. For the purposes of determining whether
CG D6 04 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 1 of 2
COMMERCIAL GENERAL LIABILITY
b.
C.
this limitation applies, the minimum limits required
by the written contract or agreement will be con-
sidered to include the minimum limits of any Um-
brella or Excess liability coverage required for the
additional insured by that written contract or
agreement. This provision will not increase the
limits of insurance described in Section III — Limits
Of Insurance.
The insurance provided to such additional insured
does not apply to:
(1) Any "bodily injury", "property damage" or
"personal injury" arising out of the providing,
or failure to provide, any professional archi-
tectural, engineering or surveying services,
including:
(a) The preparing, approving, or failing to
prepare or approve, maps, shop draw-
ings, opinions, reports, surveys, field or-
ders or change orders, or the preparing,
approving, or failing to prepare or ap-
prove, drawings and specifications; and
(b) Supervisory, inspection, architectural or
engineering activities.
(2) Any "bodily injury" or "property damage"
caused by "your work" and included in the
"products -completed operations hazard" un-
less the written contract or agreement specifi-
cally requires you to provide such coverage
for that additional insured during the policy
period.
The additional insured must comply with the fol-
lowing duties:
(1) Give us written notice as soon as practicable
of an "occurrence" or an offense which may
result in a claim. To the extent possible, such
notice should include:
(a) How, when and where the "occurrence"
or offense took place;
(b) The names and addresses of any injured
persons and witnesses; and
(c) The nature and location of any injury or
damage arising out of the "occurrence" or
offense.
(2) If a claim is made or "suit" is brought against
the additional insured:
(a) Immediately record the specifics of the
claim or "suit" and the date received; and
(b) Notify us as soon as practicable and see
to it that we receive written notice of the
claim or "suit" as soon as practicable.
(3) Immediately send us copies of all legal pa-
pers received in connection with the claim or
"suit", cooperate with us in the investigation
or settlement of the claim or defense against
the "suit", and otherwise comply with all policy
conditions.
(4) Tender the defense and indemnity of any
claim or "suit" to any provider of other insur-
ance which would cover such additional in-
sured for a loss we cover. However, this con-
dition does not affect whether the insurance
provided to such additional insured is primary
to other insurance available to such additional
insured which covers that person or organiza-
tion as a named insured as described in Par-
agraph 4., Other Insurance, of Section IV —
Commercial General Liability Conditions.
Page 2 of 2 © 2017 The Travelers Indemnity Company. All rights reserved. CG D6 04 02 19
4. Other Insurance
If vapid and collectible other insurance its availabIlle to
the insured for a loss we cover under Coverages A
or B of this Coverage Part, our obligations are
limited as described in Paragraphs a. and b. below.
As used anywhere in this Coverage Part, other
insurance means insurance, or the funding of
losses, that is provided by, through or on behalf of:
(i) Another insurance company,
(II) Us or any of our affiliated insurance compalnies,
except when the Non cumulation of Each
Occurrence Limit provision of Paragraph 5. of
Section III — Limits Of Insurance or the Non
cumulation of Personal and Advertising Injury
Limit provision of Paragraph 4. of Section III —
Limits of Insurance applies because the
Amendment — Non Cumulation Of Each
Occurrence Limit Of Liability And Non
Cumulation Of Personal And Advertising Injury
Limit endorsement is included in this policy,
(iii) Any risk retention group; or
(iV)Any self-insurance method or program„ in
which case the insured will be deemed to be
the provider of other insurance.
Other insurance does not include umbrellla
insurance, or excess insurance, that was bought
specifically to apply in excess of the Limits of
Insurance shown in the Declarations of this
Coverage Part.
As used anywhere in this Coverage Part, other
insurer means a provider of other insurance. As
used in Paragraph C. below, insurer means a
provider of insurance.
a. Primary Insurance
This insurance is primary except when
Paragraph b. bellow applies. If this insurance is
primary, our obligations are not affected unless
any of the other insurance is also primary.
Then, we will share with alll that other insurance
by the method described in Paragraph C. below,
except When Paragraph d. below applies.
Ill Excess Insurance
(ii) That is insurance for "premises
damage';
(iii) If the loss arises out of the
maintenance or use of aircraft,
"autos" or watercraft to the extent
not subject to any exclusion in this
Coverage Part that applies to
aircraft, "autos" or watercraft;
(IV) That is insurance available to a
premises owner, manager or
lessor that qualifies as an insured
under Paragraph 4. of Section II —
Who Is An Insured, except when
Paragraph d. below applies; or
(V) That is insurance available to an
equipment lessor that qualifies as
an insured under Paragraph 5. of
Section II — Who Is An Insured,
except when Paragraph d. bellow
applies.
(b) Any of the other insurance, whether
primary, excess, contingent or on any
other basis, that is available to the
insured when the insured is an
additional insured, or is any other
insured that does not qualify as a
named insured, under such other
insurance.
(2) When this insurance is excess, we will
have no duty under Coverages A or B to
defend the insured against any "suit' if any
other insurer has a duty to defend the
insured against that "suit". If no other
insurer defends, we will undertake to do so,
but we will be entitled to the insured's rights
against all those other insurers.
(3) When this insurance is excess over otlher
insurance, we will pay only our share of the
amount of the loss„ if any, that exceeds the
sum of:
(a) The total amount that all such other
insurance would pay for the loss in the
absence of this insurance; and
(b) The total of alll deductible and sellf-
insured amounts under alll that other
(1l) This insurance is excess over: insurance.
(a) Any of the other insurance, whether (4) We will share the remaining (loss, if any,
primary, excess, contingent or on any with any other insurance that is not
other basis: described in this Excess Insurance
provision and was not bought specifically to
(i) That is Fire, Extended Coverage, apply in excess of the Limits of Insurance
Builder's Risk, Installlation Risk or shown in the Declarations of this Coverage
similar coverage for "your work"; Part.
CG T1 00 012 19 © 2017 The Travelers (Indemnity Coimpany. All rights reserved. Page 15 of 21
Includes copyrighted material of Insurance Services Office, Inc. with its (permission.
COMMERCIAL GENERAL LIABILITY
c. Method Of Sharing
If alll of the other insurance permits contribution
by equal shares, we will fol1low this metlhod also.
Under this approach each insurer contributes
equal amounts until it has paid its applicable
limit of insurance or none of the loss remains,
whichever comes first.
If any of the other insurance does not permit
contribution by equal shares,, we will contribute
by limits. Under this method, each insurers
share is based on the ratio of its applicable Ilimit
of insurance to the total alpplicable limits of
insurance of alll insurers.
d. Primary And Non -Contributory Insurance If
Required By Written Contract
If you specifically agree in a written contractor
agreement that the insurance afforded to an
insured under this Coverage Part must apply on
a primary basis, or a primary and non-
contributory basis, this insurance !is primary to
other insurance that lis available to such insured
which covers such insured as a named insured,
and we willl not share with that otlher insuraince,
provided that:
(1) The "bodily injury"or "property damage" for
whiclh coverage is sought occurs; and
(2) The "personal and advertising injury" for
which coverage is sought is caused by an
offense that is committed;
subsequent to the signing of that contract or
agreement by you.
5. Premium Audit
a. We will I compute alll premiums for this Coverage
Part in accordance with our rules and rates.
b. Premium shown in this Coverage Part as
advance premium is a deposit premium only. At
the close of each audit period we will compute
the earned premium, for that period and seind
notice to the first Named Insured. The due date
for audit and retrospective premiums is the date
shown as the due date on the bill. If the sum of
the advance and audit premiums paid for the
policy period is greeter thain the earned
premium, we willl return the excess to the first
Named Insured.
a. The statements in the Declarations are
accurate and complete;
b. Those statements are based upon
representations you made to us; and
C. We have issued this policy in reliance upon
your represeintations.
The unintentional omission of, or unintentional error
in, any information provided by you which we relied
upon in issuing this policy will not prejudice your
rights under this insurance. However, this provision
does not affect our right to collect additional
premium or to exercise our rights of cancellation or
nonrenewed in accordance with applicable insurance
laws or regulations.
7. Separation Of Insureds
Except with respect to the Limits of Insurance, and
any rights or duties specifically assigned in this
Coverage Part to the first Named Insured, this
Insurance applies:
a. As if each Named Insured were the only
Named linsured;and
b. Separately to each insured against whom claim
is made or "suit" is brought.
Transfer Of Rights Of Recovery Against Others
To Us
If the insured has rights to recover alll or part of any
payment we haw made under this Coverage Part,
those rights are transferred to us. The insured must
do nothing after loss to impair them. At our request,
the insured will bring "suit" or transfer those rights
to us and hellp us enforce them.
9. When We Do Not Renew
If we decide not to renew this Coverage Part, we will
mail or deliver to the first Named Insured shown in
the Declarations written notice of the nonrenewal
not less than 30 days before the expiration date.
If notice is mailled, proof of mailing willl be sufficient
proof of notice.
SECTION V — DEFINITIONS
1. "Advertisement" means a notice that is broadcast or
published to the geineral publlic or specific market
segments about your goods, products or services
for the purpose of attracting customers or
supporters. For the purposes of this definition:
C. The first Named Insured must keep records of a. Notices that are published include material
the information we need for premium placed on the Internet or on similar electronic
computation, and send us copies at such times means of communication; and
as we may request. b. Regarding wel onlly that part of a website
6. Representations that is about your goods, products or services
By accepting this policy, you agree: for the purposes of attracting customers or
supporters is coinsidered an advertisement.
Page 116 of 21 Q 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ENDORSEMENTXTEND •' MANUFACTURERS ANI
WHOLESALERS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to this Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general
coverage description only. Read all the provisions of this endorsement and the rest of your policy carefully to
determine rights, duties, and what is and is not covered.
A. Who Is An Insured —Unnamed Subsidiaries H. Blanket Additional Insured — Governmental
B. Who Is An Insured — Employees And Volunteer Entities — Permits Or Authorizations Relating To
Workers — Bodily Injury To Co -Employees And Operations
Co -Volunteer Workers I. Blanket Additional Insured — Grantors Of
Franchises
C. Who Is An Insured — Newly Acquired Or Formed
Limited Liability Companies
D. Blanket Additional Insured —Broad Form Vendors
E. Blanket Additional Insured — Controlling Interest
F. Blanket Additional Insured — Mortgagees,
Assignees, Successors Or Receivers
G. Blanket Additional Insured — Governmental
Entities — Permits Or Authorizations Relating To
Premises
PROVISIONS
A. WHO IS AN INSURED — UNNAMED
SUBSIDIARIES
The following is added to SECTION II — WHO IS
AN INSURED:
Any of your subsidiaries, other than a partnership
or joint venture, that is not shown as a Named
Insured in the Declarations is a Named Insured if:
a. You are the sole owner of, or maintain an
ownership interest of more than 50% in, such
subsidiary on the first day of the policy period;
and
b. Such subsidiary is not an insured under
similar other insurance.
No such subsidiary is an insured for "bodily injury"
or "property damage" that occurred, or "personal
and advertising injury" caused by an offense
committed:
J. Incidental Medical Malpractice
K. Medical Payments — Increased Limit
L. Blanket Waiver Of Subrogation
M. Contractual Liability —Railroads
a. Before you maintained an ownership interest
of more than 50% in such subsidiary; or
b. After the date, if any, during the policy period
that you no longer maintain an ownership
interest of more than 50% in such subsidiary.
For purposes of Paragraph 1. of Section II — Who
Is An Insured, each such subsidiary will be
deemed to be designated in the Declarations as:
a. A limited liability company;
b. An organization other than a partnership, joint
venture or limited liability company; or
c. A trust;
as indicated in its name or the documents that
govern its structure.
CG D4 58 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 1 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission
COMMERCIAL GENERAL LIABILITY
B. WHO IS AN INSURED — EMPLOYEES AND
VOLUNTEER WORKERS — BODILY INJURY TO
CO -EMPLOYEES AND CO -VOLUNTEER
WORKERS
The following is added to Paragraph 2.a.(1) of
SECTION II —WHO IS AN INSURED:
Paragraphs (1)(a), (b) and (c) above do not apply
to "bodily injury" to a co -"employee" while in the
course of the co -"employee's" employment by you
or performing duties related to the conduct of your
business, or to "bodily injury" to your other
"volunteer workers" while performing duties
related to the conduct of your business.
C. WHO IS AN INSURED — NEWLY ACQUIRED
OR FORMED LIMITED LIABILITY COMPANIES
The following replaces Paragraph 3. of SECTION
II — WHO IS AN INSURED:
3. Any organization you newly acquire or form,
other than a partnership or joint venture, and
of which you are the sole owner or in which
you maintain an ownership interest of more
than 50%, will qualify as a Named Insured if
there is no other similar insurance available to
that organization. However:
a. Coverage under this provision is afforded
only:
(1) Until the 180th day after you acquire
or form the organization or the end of
the policy period, whichever is earlier,
if you do not report such organization
in writing to us within 180 days after
you acquire or form it; or
(2) Until the end of the policy period,
when that date is later than 180 days
after you acquire or form such
organization, if you report such
organization in writing to us within
180 days after you acquire or form it;
b. Coverage A does not apply to "bodily
injury" or "property damage" that occurred
before you acquired or formed the
organization; and
c. Coverage B does not apply to "personal
and advertising injury" arising out of an
offense committed before you acquired or
formed the organization.
For the purposes of Paragraph 1. of Section II
— Who Is An Insured, each such organization
will be deemed to be designated in the
Declarations as:
a. A limited liability company;
b. An organization, other than a partnership,
joint venture or limited liability company;
or
c. A trust;
as indicated in its name or the documents
that govern its structure.
D. BLANKET ADDITIONAL INSURED — BROAD
FORM VENDORS
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that is a vendor and
that you have agreed in a written contract or
agreement to include as an additional insured on
this Coverage Part is an insured, but only with
respect to liability for "bodily injury" or "property
damage" that:
a. Occurs subsequent to the signing of that
contract or agreement; and
b. Arises out of "your products" that are
distributed or sold in the regular course of
such vendor's business.
The insurance provided to such vendor is subject
to the following provisions:
a. The limits of insurance provided to such
vendor will be the minimum limits that you
agreed to provide in the written contract or
agreement, or the limits shown in the
Declarations, whichever are less.
b. The insurance provided to such vendor does
not apply to:
(1) Any express warranty not authorized by
you or any distribution or sale for a
purpose not authorized by you;
(2) Any change in "your products" made by
such vendor;
(3) Repackaging, unless unpacked solely for
the purpose of inspection, demonstration,
testing, or the substitution of parts under
instructions from the manufacturer, and
then repackaged in the original container;
(4) Any failure to make such inspections,
adjustments, tests or servicing as
vendors agree to perform or normally
undertake to perform in the regular
course of business, in connection with the
distribution or sale of "your products";
Page 2 of 5 © 2017 The Travelers Indemnity Company. All rights reserved. CG D4 58 02 19
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COMMERCIAL GENERAL LIABILITY
(5) Demonstration, installation, servicing or
repair operations, except such operations
performed at such vendor's premises in
connection with the sale of "your
products"; or
(6) "Your products" that, after distribution or
sale by you, have been labeled or
relabeled or used as a container, part or
ingredient of any other thing or substance
by or on behalf of such vendor.
Coverage under this provision does not apply to:
a. Any person or organization from whom you
have acquired "your products", or any
ingredient, part or container entering into,
accompanying or containing such products;
or
b. Any vendor for which coverage as an
additional insured specifically is scheduled by
endorsement.
E. BLANKET ADDITIONAL INSURED —
CONTROLLING INTEREST
1. The following is added to SECTION II —WHO
IS AN INSURED:
Any person or organization that has financial
control of you is an insured with respect to
liability for "bodily injury", "property damage"
or "personal and advertising injury" that arises
out of:
a. Such financial control; or
b. Such person's or organization's
ownership, maintenance or use of
premises leased to or occupied by you.
The insurance provided to such person or
organization does not apply to structural
alterations, new construction or demolition
operations performed by or on behalf of such
person or organization. G.
2. The following is added to Paragraph 4. of
SECTION II — WHO IS AN INSURED:
This paragraph does not apply to any
premises owner, manager or lessor that has
financial control of you.
F. BLANKET ADDITIONAL INSURED —
MORTGAGEES, ASSIGNEES, SUCCESSORS
OR RECEIVERS
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that is a mortgagee,
assignee, successor or receiver and that you
have agreed in a written contract or agreement to
include as an additional insured on this Coverage
Part is an insured, but only with respect to its
liability as mortgagee, assignee, successor or
receiver for "bodily injury", "property damage" or
"personal and advertising injury" that:
a. Is "bodily injury' or "property damage" that
occurs, or is "personal and advertising injury"
caused by an offense that is committed,
subsequent to the signing of that contract or
agreement; and
b. Arises out of the ownership, maintenance or
use of the premises for which that mortgagee,
assignee, successor or receiver is required
under that contract or agreement to be
included as an additional insured on this
Coverage Part.
The insurance provided to such mortgagee,
assignee, successor or receiver is subject to the
following provisions:
a. The limits of insurance provided to such
mortgagee, assignee, successor or receiver
will be the minimum limits that you agreed to
provide in the written contract or agreement,
or the limits shown in the Declarations,
whichever are less.
b. The insurance provided to such person or
organization does not apply to:
(1) Any "bodily injury" or "property damage"
that occurs, or any "personal and
advertising injury" caused by an offense
that is committed, after such contract or
agreement is no longer in effect; or
(2) Any "bodily injury", "property damage" or
"personal and advertising injury" arising
out of any structural alterations, new
construction or demolition operations
performed by or on behalf of such
mortgagee, assignee, successor or
receiver.
BLANKET ADDITIONAL INSURED —
GOVERNMENTAL ENTITIES — PERMITS OR
AUTHORIZATIONS RELATING TO PREMISES
The following is added to SECTION II — WHO IS
AN INSURED:
Any governmental entity that has issued a permit
or authorization with respect to premises owned
or occupied by, or rented or loaned to, you and
that you are required by any ordinance, law,
building code or written contract or agreement to
include as an additional insured on this Coverage
Part is an insured, but only with respect to liability
for "bodily injury", "property damage" or "personal
and advertising injury" arising out of the
existence, ownership, use, maintenance, repair,
construction, erection or removal of any of the
following for which that governmental entity has
CG D4 58 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 3 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission
COMMERCIAL GENERAL LIABILITY
issued such permit or authorization: advertising
signs, awnings, canopies, cellar entrances, coal
holes, driveways, manholes, marquees, hoist
away openings, sidewalk vaults, elevators, street
banners or decorations.
H BLANKET ADDITIONAL INSURED —
GOVERNMENTAL ENTITIES — PERMITS OR
AUTHORIZATIONS RELATING TO OPER-
ATIONS
The following is added to SECTION II — WHO IS
AN INSURED:
Any governmental entity that has issued a permit
or authorization with respect to operations
performed by you or on your behalf and that you
are required by any ordinance, law, building code
or written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only with respect to liability for "bodily
injury", "property damage" or "personal and
advertising injury" arising out of such operations.
The insurance provided to such governmental
entity does not apply to:
a. Any "bodily injury", "property damage" or
"personal and advertising injury" arising out of
operations performed for the governmental
entity; or
b. Any "bodily injury" or "property damage"
included in the "products -completed
operations hazard".
I. BLANKET ADDITIONAL INSURED —
GRANTORS OF FRANCHISES
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that grants a franchise
to you is an insured, but only with respect to
liability for "bodily injury", "property damage" or
"personal and advertising injury" arising out of
your operations in the franchise granted by that
person or organization.
If a written contract or agreement exists between
you and such additional insured, the limits of
insurance provided to such insured will be the
minimum limits that you agreed to provide in the
written contract or agreement, or the limits shown
in the Declarations, whichever are less.
J. INCIDENTAL MEDICAL MALPRACTICE
services", first aid or "Good Samaritan
services" to a person, unless you are in
the business or occupation of providing
professional health care services.
2. The following replaces the last paragraph of
Paragraph 2.a.(1) of SECTION II — WHO IS
AN INSURED:
Unless you are in the business or occupation
of providing professional health care services,
Paragraphs (1)(a), (b), (c) and (d) above do
not apply to "bodily injury" arising out of
providing or failing to provide:
(a) "Incidental medical services" by any of
your "employees" who is a nurse, nurse
assistant, emergency medical technician,
paramedic, athletic trainer, audiologist,
dietician, nutritionist, occupational
therapist or occupational therapy
assistant, physical therapist or speech -
language pathologist; or
(b) First aid or "Good Samaritan services" by
any of your "employees" or "volunteer
workers", other than an employed or
volunteer doctor. Any such "employees"
or "volunteer workers" providing or failing
to provide first aid or "Good Samaritan
services" during their work hours for you
will be deemed to be acting within the
scope of their employment by you or
performing duties related to the conduct
of your business.
3. The following replaces the last sentence of
Paragraph S. of SECTION III — LIMITS OF
INSURANCE:
For the purposes of determining the
applicable Each Occurrence Limit, all related
acts or omissions committed in providing or
failing to provide "incidental medical
services", first aid or "Good Samaritan
services" to any one person will be deemed to
be one "occurrence".
4. The following exclusion is added to
Paragraph 2., Exclusions, of SECTION I —
COVERAGES — COVERAGE A — BODILY
INJURY AND PROPERTY DAMAGE
LIABILITY:
1. The following replaces Paragraph b. of the Sale Of Pharmaceuticals
definition of 'occurrence" in the 'Bodily injury" or "property damage" arising
DEFINITIONS Section: out of the violation of a penal statute or
b. An act or omission committed in providing ordinance relating to the sale of
pharmaceuticals committed by, or with the
or failing to provide "incidental medical knowledge or consent of, the insured.
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COMMERCIAL GENERAL LIABILITY
S. The following is added to the DEFINITIONS
Section:
"Incidental medical services" means:
a. Medical, surgical, dental, laboratory, x-ray
or nursing service or treatment, advice or L
instruction, or the related furnishing of
food or beverages; or
b. The furnishing or dispensing of drugs or
medical, dental, or surgical supplies or
appliances.
6. The following is added to Paragraph 4.b.,
Excess Insurance, of SECTION IV —
COMMERCIAL GENERAL LIABILITY
CONDITIONS:
This insurance is excess over any valid and
collectible other insurance, whether primary,
excess, contingent or on any other basis, that
is available to any of your "employees" for
"bodily injury" that arises out of providing or
failing to provide "incidental medical services"
to any person to the extent not subject to
Paragraph 2.a.(1) of Section II — Who Is An
Insured.
K. MEDICAL PAYMENTS— INCREASED LIMIT
The following replaces Paragraph 7. of SECTION
III — LIMITS OF INSURANCE:
7. Subject to Paragraph S. above, the Medical
Expense Limit is the most we will pay under
Coverage C for all medical expenses
because of "bodily injury" sustained by any
one person, and will be the higher of:
a. $10,000; or
b. The amount shown in the Declarations of
this Coverage Part for Medical Expense
Limit.
BLANKET WAIVER OF SUBROGATION
The following is added to Paragraph 8., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS:
If the insured has agreed in a contract or
agreement to waive that insured's right of
recovery against any person or organization, we
waive our right of recovery against such person or
organization, but only for payments we make
because of:
a. "Bodily injury" or "property damage" that
occurs; or
b. "Personal and advertising injury" caused by
an offense that is committed;
subsequent to the execution of the contract or
agreement.
M. CONTRACTUAL LIABILITY — RAILROADS
1. The following replaces Paragraph c. of the
definition of "insured contract" in the
DEFINITIONS Section:
c. Any easement or license agreement;
2. Paragraph f.(1) of the definition of "insured
contract" in the DEFINITIONS Section is
deleted.
CG D4 58 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 5 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission
POLICY NUMBER: Y6302A626927TIL21
Total General Aggregate Limit: $
Designated Project(s):
COMMERCIAL GENERAL LIABILITY
ISSUE DATE: 07- 01- 21
:1 ZfAJ WAt
Z gA
a H Wil
CJCIo
(if no entry appears above, information required to complete this endorsement will be shown in the Declarations
as applicable to this endorsement.)
A. The Total General Aggregate Limit stated in the
Schedule above is the most we will pay for the
sum of all:
1. Medical Expenses under COVERAGE C
(SECTION 1);
2. Damages under COVERAGE A (SECTION 1),
except damages because of "bodily injury" or
"property damage" included in the "products -
completed operations hazard"; and
0. Damages under COVERAGE B (SECTION I
regardless of the number of:
1. Insureds; i
b. Claims made or "suits" brought;
c. Persons or organizations making claims
bringing "suits"; or
2. Designated "projectsn listed in the SCHE
ULE above.
B. For all sums which the insured becomes legally
obligated to pay as damages caused by "occur-
rences" under COVERAGE A (SECTION 1), and
for all medical expenses caused by accidents un-
"11=7 J�Llb
tributed only to operations at a single designated
"project" shown in the Schedule above:
1. A separate Designated Project General Ag-
gregate Limit applies to each designated "pro-
ject", and that limit is equal to the amount of
the General Aggregate Limit shown in the
Declarations.
2. Subject to the Total General Aggregate Limit
stated in the Schedule above, the Designated
Project General Aggregate Limit is the most
we will pay for the sum of all damages under
COVERAGE A, except damages because of
"bodily injury" or "property damage" included
in the "products -completed operations haz-
ard", and for medical expenses under COV-
ERAGE C regardless of the number of:
a. Insureds;
b. Claims made or "suits" brought; or
c. Persons or organizations making claims
or bringing "suits".
COMMERCIAL GENERAL LIABILITY
3. Any payments made under COVERAGE A for
damages or under COVERAGE C for medical
expenses shall reduce both the Total General
Aggregate Limit stated in the Schedule
above, and the Designated Project General
Aggregate Limit for that designated "project".
Such payments shall not reduce the General
Aggregate Limit shown in the Declarations
nor shall they reduce any other Designated
Project General Aggregate Limit for any other
designated "project" shown in the Schedule
above.
4. The limits shown in the Declarations for Each
Occurrence, Damage To Premises Rented To
You and Medical Expense continue to apply.
However, instead of being subject to the
General Aggregate Limit shown in the Decla-
rations, such limits will be subject to both the
Total General Aggregate Limit stated in the
Schedule above, and the applicable Desig-
nated Project General Aggregate Limit.
C. For all sums which the insured becomes legally
obligated to pay as damages caused by "occur-
rences" under COVERAGE A (SECTION 1), and
for all medical expenses caused by accidents un-
der COVERAGE C (SECTION 1), which cannot be
attributed only to operations at a single desig-
nated "project" shown in the Schedule above:
1. Any payments made under COVERAGE A for
damages or under COVERAGE C for medical
expenses shall reduce the amount available
under the Total General Aggregate Limit
stated in the Schedule above and the General
Aggregate Limit, or the Prod ucts-Com pleted
Operations Aggregate Limit, whichever is ap-
plicable; and
2. Such payments shall not reduce any Desig-
nated Project General Aggregate Limit.
As respects this Provision C., the limits shown in
the Declarations for Each Occurrence, Damage
To Premises Rented To You and Medical Ex-
pense continue to apply.
D. Part 2. of SECTION III — LIMITS OF INSURANCE
is deleted and replaced by the following:
2. The General Aggregate Limit is the most we
will pay for the sum of:
a. Damages under Coverage B; and
b. Damages from "occurrences" under
COVERAGE A (SECTION 1) and for all
medical expenses caused by accidents
under COVERAGE C (SECTION 1) which
cannot be attributed only to operations at
a single designated "project" shown in the
SCHEDULE above.
E. When coverage for liability arising out of the
"products -completed operations hazard" is pro-
vided, any payments for damages because of
"bodily injury" or "property damage" included in
the "products -completed operations hazard" will
reduce the Products -Completed Operations Ag-
gregate Limit, and not reduce the Total General
Aggregate Limit stated in the Schedule above, the
General Aggregate Limit, or the Designated Pro-
ject General Aggregate Limit.
F. For the purposes of this endorsement the Defini-
tions Section is amended by the addition of the
following definition:
"Project" means an area away from premises
owned by or rented to you at which you are per-
forming operations pursuant to a contract or
agreement. For the purposes of determining the
applicable aggregate limit of insurance, each
"project" that includes premises involving the
same or connecting lots, or premises whose con-
nection is interrupted only by a street, roadway,
waterway or right-of-way of a railroad shall be
considered a single "project".
G. The provisions of LIMITS OF INSURANCE
(SECTION 111) not otherwise modified by this en-
dorsement shall continue to apply as stipulated.
POLICY NUMBER: 810-2N338740-21-14-G
COMMERCIAL AUTO
This endoirsernenil rnodiifies insurance provided under the folllcming:
BUSINESS AUT01 COVERAG31H FORM!
GENERAL DESCRIPTION OF COVERAGE This endorsement birciadens coverage, IHowauever, coveiragie for any
injury" clarnage or medical expenses described in, any, of the provisions of this, endorsement imiaiy be excluded or
himited y another endorsement to the Goverage Part, and these cloverage broadienflIg PrWiSlOrrs do inot apply to
the extent thiat coverage is excluded or himited by Such an endorsernent The following listing its a general cciver-
age description only. Limitabons arid exclusions may apply to these coverages. Read all the provisions of this en-
dorsement and the rest of your policy carefully to delerrnine rights, duties, and what is and is not covered
ABROAD FORM NAMED IINSURIED
B, BLANKET ADDITIONAL INSURED
C. EMPLOYEE HIRED AUTO
D, EMPLOYEES AS INSURED
ESUPPLEMENTARY PAYMENTS — INCREASED
LIMITS
F, HIRED AUTO — LIMITIED WORLDWIDE COV-
Eeh,Q5_—WAD&ru1VtTY BA-SIS—
PROVISIONS
A. BROAD FORM NAMED INSURED
The following is added to, Paragraph A.I., Who Is
An Insured, of SECTION II —COVE ED AUTOS
LIAIML11TY COVERAGE:
Any organi7a(min youi newly acquiire or form dur-
ing the poky period over which you maintain
50% or more ownership interest and that is not
separately insured for Business Auto Coverage.
Coverage under this provision is afforded only Lin-
ht the 1 80th: day after you acquire or form the
ganization or the end of the policy period, which-
ever jr, eadierr.
The Wlowing is added to Paragraph c. in AA.,
Who Iles An, Insured, of SECTION 1111 — COVERED
AUTOS LIABILITY COVERAGE
Any, person or organization who is requuiredl under
a written contract or agreement between, you and
that person or organization, that is signed and
execk0ed by you before the "boddy injury" or
'property darriage" occurs anid that is in effect
during the poficy period, to be named as, an addi-
hanall insured is an insured" for Covered Autos
Liability Coverage, bUt only for darnages to which
R. AIRED AUTO PAITSICAL DAMAGE — LOSS 07
INCREASED L11MIT
1. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES —INCREASED ILIMIIT
J. PERSONAL PROPERTY
K. AIRBAGS
LNOTICE AND KNOWLEDGE OF ACCIIDIENT OiIR
LOiSS
M. BLAINKET WA11VER OF SUBIROGATIOIN
N. UNINTENTIONAL ERRORS OR OMISSIONS
this insurance applies and only to the extent that
person cur organization qualifies as an '11111SUred"
under the Who Is An linslured provision containied
in Section 1111.
11. The fc)llowing is added to Paragraph A.1.,
Who Is An Inslured, of SECTION III — COV-
ERED AUTOS LIABILITY COVERAGE,
An "employee" of yoijrs lis an "insiured" whiille
operating an "auto" hived or rented under a
contract or uagreernent In an "erriployee's"
name, witl) your permission, white performing
duties, related to trine conduct of your busi-
ness.
2. The following replaces paragraph b. in B.S.,
Other Insurance, of SECTION IV — BUSI-
NESS AUTO CONDITIONS:
b. For Hired Auto Physical Daniage Cover-
age, the following are deemed to be clov-
ered "autos" you owm
(11) Any covered "autio"' you lease, hire,
rent or borrow� and
(2) Any covered "auto" hired or rented by'
your. "emplioyee" under a, contract In
an "erriployee's" nanne, With Your
CA T3 53 02 115 0 015 The TraMeirSinru�uu°nnui�ny Ccjj,fvany, AN f ights mserved, Page III of 4
Iris JUdjes copynghied numateroal of in Seroces Office, Inc, mth its permiSSk)R
COMMERCIAL AUTO
permission, w1hile performing diLihes
related to the condUCt of your busi-
ness
However, any "aUtO" that is Ieaserl, hired,
rerited or borrowed with a rinver is not as
covered "auta`_
The folflawing is added to Paragraph A.11., Who Is
An Insured, of SECTION 11 - COVERED AUTOS
LIABILITY COVERAGE,
Any "ernployee" Of YCKWIS is an "iinsuired" w1hille I
Ing a covered "auto" you don't owini, hire or borrow
un, your business or your pm?ersonaal aiffairs,
E. SUPPLEMENTARY PAYMENTS - INCREASED
LIMITS
1. The following replaces Paragraph A.2.a.(2),
Groff SECTION III - COVERED AUTOS LIABIL-
ITY COVERAGE,
(2) Up, to, $3,000 for cost of bad bonds (in-
cliI lbon!ds for related) traffic Ilaw, vrola.
twins) required because of an, "accident"
we co,ver. We do, not have to furnish
these bands.
(a), With respect to any clwrn niade or "swl`
brought outside the United! States of
America, the territories and possessions
of the United States of Ainenca, Puerto
Rico, and Canada I
(i) You must arranige to defend the )n-
sured" against, and finvesfigate or set-
tle any such clarm or "'suit" and keep
us advised of afl proceedings and ac-
ti,01II&
(0) Neither you nor any other involIved
"iffisured" wihl make any settenient
withokn our coinsent,
(Ili), We may, at our discrefion, partmipate
in defending the ' insured"' against, or
in the settlement of, any claim or
""suit
(iv) We will reinnibiurser the "insifired" for
Sums that the "insured" legally must
pay as damages beCaUse of "bodily
injury" of "property damage" to which
this insurance applies, that the "in-
suired" pays with our consent, biI
rinly up to the lirnk described in Para-
. The following replaces Paragraph A.2.a.(4),
graph C., Lrnids Olf Insurance, (,-)f
of SECTION III - COVERED AUTOS LIAE111I
SECTION 11 - COVERED ALITIOS
ITY COVIERAGE-
LIABILITY COVERAGE,
(4) All reasonable expenses incurred by thie
(v) We will reimbILArse the "insured" for
""insured"" at our request, including actual
the reason,able expenses incurred
loss of earnings up, to $5,010, a day I
with our consent for YOUr invesfiga-
cause of time off frorn: work.
twin of such claims and Your defense
of the `iinsured" agarnst any such
F. HIRED AUTO - LIMITED WORLDWIDE COV-
11suit", but finIly up . to and included
ERAGE - INDEMNITY BASIS
within the limit described in Para. -
The fohomfig replaces SILrbiparagraph (5) in Para-
graph C., Limits Of Insurance, of
graph 8.7., Policy IPerliod, Coveiragie Territory,
SIEC'MION 11 - COVERED AUTOS
of SECTION IV - BUSINESS AUTO CONDI-
LIABILITY COVERAGE, and not in
TIIONS,
Iddiltilolo to, such tirnit, Our cluty to
(5) Anywhere in, the world, except any country or
malke such payments ends when we
jurisdiction whfle any tradle sanction, ern.-
have used up the applicable finfit of
bar q,o, or smilar regulation Gniposed by the
insurance in payments for daniages,
I Jinited States of AnI applies to ainiii piro-
settlements or defense expenses
I the transaction of business with or
(b) "J"r hues insurance us excess over any vallid
within such country I junsdicfion, for Cov-
and collfecfible other insurance availabille
erect Autos, Liabilty Cciverage for alf)y covered
to the. "insured" whether prinfary, excess,
"auto"' that you lease,, hire, rent or borrow
contingent or an any other bI
without a driver for a perjoid oIf 30, days or less
(o 'phis ins,uranice is not a subSfitUte for re -
and that is notan "auto" you lease, hire, refit
qUired or cornpullsory Insurance in any
of, borrow firom any I your "ernployees",
COUntry outside the United States, fits ter -
partners (If YOUI are a partinership), mernbers,
ritories and possessions, Puerto Rico and
(if you are a lirriAted fability company) or,
Canada.
members of their households.
Page 2 of 4 1ra2Gt5TIieTra,vererslin,deiniuiityCoimpail"jy Affrights reserved— CA3 5302 15
Indudes copyrighted matenali of irsurance Services, Office, IiI wM its peI
You agree to maintain alll required or
compulsory insurance udm any such coa"un-
tryu up to the Mlin"rnrnunm ihnmdts rewpuireal by
local Ilawv. Your failure to connply Mth
compulsory inswurance, rertuurennents will
snot invalidate the coverage afforded IYsy
this polilcy, Ihut we will only be liable to the
saume extent we wound have been linable
had you coniplued ,ritl•u the compulsory in-
surance requirements.
(dl) It Is understood that weare not an admit—
ted or authorized insurer ou.utside the
United States of Amnerica, its territories
and possessions" Puertcu Rmo and Can-
ada. We assiurrre no responsibitiity for the
furnishing of certificates of mnslwairance, or
for cornphance in any way with the laws
of other countries relatonip to insurance—
G. WAIVER OF DEDUCTIBLE —CLASS
The fotiovuunig is added to Paragraph D.,, Deducti-
ble, of SECTION IIIII — PHYSICAL DAMAGE
E
COVERAGE.
No deductible for a covered; "auto"" w utl apply to
glass damage rt the glass is repaired rather, than
replaced.
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
The following repllaaces the last sentence of Para-
graph A.4I.IE., Lass Of Use Expenses, of SEC-
TION IIIII— P'HYSIC'AL IDAMAG,E COVEIRA ,Eu.
However, the arlost we wwillt Ipiry for any expenses
for toss of use is i65 per day, to a nmaKirnIU m Of
".F 750,, for any one "'accident"_
The following replaces the first sentence in Para-.
gralph A. .a. Transportation Expenses, of
SECTION Illy — PHYSICAL DAMAGE COVER.
AGE:.
We wwwilI (play Lip to $sty per day to as rmmaxlnmurm Of
$ 1,500, for ternmporaryr transportation expense in-
cuirred by you because of the totall theft of «a cov-
ered "auto" of the private passenger' type,
J. PERSONAL PROPERTY
The fotllovwing is Wadded to Paragraph AA., Cover-
age Extensions, of SECTION III — PHYSICAL
DAI MIA IE COVERAGE:
Personal Property
"w!"w"e wwdl pay up to 400 for Moss"," to wearing aip_
parel and other personat property ~which is,
(1) Owned by an "insured", and
COMMERCIAL AUTO
() In or on your cowered `aUto",,..
This coverage applies ormty un the event of a total
theft of your covered "auto"
.
No a eduiwtiNes alpipty to, this Personal Property
coverage..
K. AIIRSAGS
The fol1lowing its adlded to Paragraph B.3." Exclu-
sions, of SECTION III[ — PHYSICAL DAMAGE
COVERA dE:
Exclusion 3.a. does not appaily to toss," to one or
nmorlee airbags, rn a covered "auto" you own that in-
flate dUe to a cause other than a, Cause of"loss"
set fon-th in Paragraphs A.1.bi. and A.1.c., but
orally
a,. If that °auto" Is a covered `auto" for ornpre-
henswe Coverage under this policy;
b. The airbags are not covered under any war-
ranty-, and
. The wrbags were not intentionally inflated,
e wilt pay up to «a rmaxnnnunm of $1,00 for any
one "loans"".
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
The ffol,lowwuna is added to Paragraph A..a., of
SECTION IV — IBUSINESS AUTO CONDITIONS:
Yours duty to give us Or our authorized representa-
tive prompt notice of the "accident" or "Ilcrss" alp_.
plies only w 1hen the "accident" or "loss" GIs Iknown
to:
(a) You (if you are an indivnduual),
(b) A partner ('if you are a partnership)
(c) A umernber (ulf you are a Illnmpted liability corn-
pany);
(d) An executive officer, director or insurance
rmanader (of you are a corporation �or other or-
ganization); or
(e) An:y "$emmlployee" authorized by you to give niol-
tnce of fie "accident" or "lons'".
fWl. BLANKET WAIVER OF SUBROGATION
The following replaces Paragraph A.S.„ Transfer
Of Rights Of Recovery Against fathers To Us,
of SECTION II — BUSINESS AUTO CONDI-
TIONS:
S. Transfer Of Rights Of Recovery Against
Others To Us
ww'yde waive any night of recovery we may have
aigatlnst any person or or arniization to the ex-
tent required of you by a written contract
signed and executed prior to any "accident"
or "llcrss" , (provided that the `acu;aident" or "llos"s"
anises cnuurt of operations contemplated by
CA T3 SS 02 115 0 2015 The Tr<aveBeirs Indemnity coammpsany mwul rights reserved. Page T of 4
Indumdes copyrig1hted rrmamaernar or Ilrnsuraiace Serwoi;es Office, linen um tb its nermms&on.
COMMERCIAL AUTO
such contract, The waliver apipfies only to the The umintentionall ormssion of, or unmtenhonal
person or orgamzation designated m such enrlor in, any Iinfrmatiion given by you shallil not
contract prejudice your rights under tlhts iilnnoalrance. How -
NI. UNINTENTIONAL ERRORS OR OMISSIONS ever thus provmon does not affect ouir right to coi-
The foll1lowing is atiddedl to Paragraph B.2., Coni- le ct additional premiurn or exercise our nght of
cealimient, Mis rep resentallion, Or Fraud,, of canceiiatmn or non-renie,wal.
SECTION IV — BUSINESS AUTO CONDITIONS,
Page 4 of 4 @ 2015 The TraWLrs Indemnity Company AD rights reserved, CA T3, 53 02 15
4nctudes capyrighted mWfliM of 110-ArArance SeNices Offim, hic wth, its pprmisskm
COMMERCIAL AUTO
4. Loss Payment — Physical Damage Cover-
ages
At our option, we may:
a. Pay for, repair or replace damaged or sto-
len property;
b. Return the stolen property, at our ex-
pense. We will pay for any damage that
results to the "auto" from the theft; or
c. Take all or any part of the damaged or
stolen property at an agreed or appraised
value.
If we pay for the "loss", our payment will in-
clude the applicable sales tax for the dam-
aged or stolen property.
S. Transfer Of Rights Of Recovery Against
Others To Us
If any person or organization to or for whom
we make payment under this Coverage Form
has rights to recover damages from another,
those rights are transferred to us. That person
or organization must do everything necessary
to secure our rights and must do nothing after
"accident" or "loss" to impair them.
B. General Conditions
1. Bankruptcy
Bankruptcy or insolvency of the "insured" or
the "insured's" estate will not relieve us of any
obligations under this Coverage Form.
2. Concealment, Misrepresentation Or Fraud
This Coverage Form is void in any case of
fraud by you at any time as it relates to this
Coverage Form. It is also void if you or any
other "insured", at any time, intentionally con-
ceals or misrepresents a material fact con-
cerning:
a. This Coverage Form;
b. The covered "auto";
c. Your interest in the covered "auto"; or
d. A claim under this Coverage Form.
3. Liberalization
If we revise this Coverage Form to provide
more coverage without additional premium
charge, your policy will automatically provide
the additional coverage as of the day the re-
vision is effective in your state.
4. No Benefit To Bailee — Physical Damage
Coverages
We will not recognize any assignment or
grant any coverage for the benefit of any per-
son or organization holding, storing or trans-
porting property for a fee regardless of any
other provision of this Coverage Form.
S. Other Insurance
a. For any covered "auto" you own, this
Coverage Form provides primary insur-
ance. For any covered "auto" you don't
own, the insurance provided by this Cov-
erage Form is excess over any other col-
lectible insurance. However, while a cov-
ered "auto" which is a "trailer" is con-
nected to another vehicle, the Covered
Autos Liability Coverage this Coverage
Form provides for the "trailer" is:
(1) Excess while it is connected to a mo-
tor vehicle you do not own; or
(2) Primary while it is connected to a
covered "auto" you own.
b. For Hired Auto Physical Damage Cover-
age, any covered "auto" you lease, hire,
rent or borrow is deemed to be a covered
"auto" you own. However, any "auto" that
is leased, hired, rented or borrowed with
a driver is not a covered "auto".
c. Regardless of the provisions of Para-
graph a. above, this Coverage Form's
Covered Autos Liability Coverage is pri-
mary for any liability assumed under an
"insured contract".
d. When this Coverage Form and any other
Coverage Form or policy covers on the
same basis, either excess or primary, we
will pay only our share. Our share is the
proportion that the Limit of Insurance of
our Coverage Form bears to the total of
the limits of all the Coverage Forms and
policies covering on the same basis.
6. Premium Audit
a. The estimated premium for this Coverage
Form is based on the exposures you told
us you would have when this policy be-
gan. We will compute the final premium
due when we determine your actual ex-
posures. The estimated total premium will
be credited against the final premium due
and the first Named Insured will be billed
for the balance, if any. The due date for
the final premium or retrospective pre-
mium is the date shown as the due date
on the bill. If the estimated total premium
exceeds the final premium due, the first
Named Insured will get a refund.
CA 00 01 10 13 © Insurance Services Office, Inc., 2011 Page 9 of 12
WORKERS COMPENSATION
AND
EMPLOYERS LIABILITY POLICY
HARTFORD CT 06183
ENDORSEMENT WC 99 03 76 ( A) - 001
POLICY NUMBER: UB-7K475503-21-14-G
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS
ENDORSEMENT - CALIFORNIA
(BLANKET WAIVER)
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not
enforce our right against the person or organization named in the Schedule.
The additional premium for this endorsement shall be 2.00 % of the California workers' compensation pre-
mium.
Schedule
Person or Organization Job Description
ANY PERSON OR ORGANIZATION
FOR WHICH THE INSURED HAS
AGREED BY WRITTEN CONTRACT
EXECUTED PRIOR TO LOSS TO
FURNISH THIS WAIVER.
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise
stated.
(The information below is required only when this endorsement is issued subsequent to preparation of
the policy.)
Endorsement Effective 07-01-21 Policy No. UB-7K475503-20-14-G Endorsement No.
Insured Duthie Electric Service Corp dba: Duthie Power Services Premium
Insurance Company Countersigned by
Travelers Property Casualty Company of America
DATE OF ISSUE: 07-01-21 STASSIGN: Page 1 of 1