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PROOF OF INSURANCE (2021 - 2022) CLOSEDDATE (MMIDDNYYY)
C CERTIFICATE OF LIABILITY INSURANCE
6M 712020
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER Adamson & McGoldrick Insurance Solutions NAME Brl d,q�.v_eK
1150 E. Orangethlor a AVe., SUlte 100 _ - 7714-�257-9644A, N 714 27 9833
PHONE FAX
Placentia, CA 9287 �Ii°"'��`
www.adamsonmcgoldrick.com
.. ,..-__.-------- ------------------------ ------ ------- ............. .�......,....
INSURERA: Travelers
INSURED....
INSURER B: St Paul S
Morrow -Meadows Corporation
231 Benton Court
iNsulxERc;
City of Industry CA 91789
Ns ERD:
INSURER E
rnVFRAnPR CFRTIFICATF NIIMRFR• Crrl'iAgrlx REVISION NUMBERc
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
TM .............. v
IN MR PE OF INSURANCE W 3 DDa WVD.. NUMBER POLICY. .. POLICV EFF POLICY E7(P I LIMITS
II �, MMlpplYXYY MiOtd Y 1
A
+
COMMERCIAL GENERAL LIABILITY
VTCT2J-CO-9322B094-TIL-20
1
7/1/2020
7/1/2021
HOCCUREYCE
EACH OCCURRENCE
$1000,000
CLAIMS -MADE OCCUR
OC&P & XCU INCLUDE
PRL•P41IS,StEpg7c.�grrpp*�1�} .r,
�3l)0.000
blanket contractual Ilablil
MED EXP (Any one person)
$ 5,000
E.�
"ter
bf d rass Itab(N."
PERSONAL & ADV INJURY
$ 1µ� 000 000.. ....
GEN"L
AGGREGATE LIMIT APPLIES PER:
GENERAL AGGREGATE
$2,000 000
PRO`
PRODUCTS COMP/OP
P ......
��
000 000—
$2,� n
HIEisz0�000 DedbleC
$
AAUTOMOBILE
T
�
�
VTJ-CAP-9322B125-TIL-20
7/1/2020
7/1/2021
COMBINED SINGLE uMiT
$1 �000�000 . ....__...
ANOYAUTOABILITY
BODILY �NdIURY(Per per
.,.......... son)
l $
OWNED I SCHEDULED
BODILY INJURY (Per acadent)I
$
l
AUTOS ONLY AUTOS
FiROPERTYCYAt,«%AG...............
....._HIRED .
IS $.
✓...
AUTOS ONLY a/ AUTOS ONLY
i,Pe rTlr pNON-OWNED
.........
UMBRELLA LIAB w/j OCCUR
CUP-8N498906-20-25
7/1/2020
7/1/2021
E, RRENCE
s51000,NO
EXCESS I CLAIMS -MADE
AGGREGATE GGREGA E ... .I.$.5
000,000....
".LIAB
DED RETENTION $
A
WORKERS COMPENSATION
UB-1N229746-20-25-K
7/1/2020
7/1/2021
75TATUTE I EOTH
R..........
AND EMPLOYERS' LIABILITY Y�N``
..mm
E L EACH A N
ACCIDENT $1,000 000
OFFICEANYPROPRIETOR/PARTNER/EXECUTIVE
ER EXCLUDED?
Mandato m NH
(Mandatory
NIA
I
E L. DISEASE EA EMPLOYEE _000
If yes, describe under
I
DESCRIPTION OF OPERATIONS below
{
I E L DISEASE - POLICY LIMIT $ 1 000 000
A
Installation Floater
QT6302G406387TIL20
7/1/2020
7/1/2021
Limit: $1,000,000, Ded.: $100,000
B
Professional Liability
16N42611
1/21/2020
1/21/2021
Limit: $5,000,000/Retention: $150,000
B
Pollution Liability
16N42611
1/21/2020
1/21/2021
Limit: $5,000,000/Retention: $25,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more space is required)
Re: All Operations
City of El Segundo is listed as additional insured per attached forms.
L.IGKIIII`IR.:Alr-.I"'ULU I"C VMNLCLL1AIIVM
Cit of El Segundo
Public Works Department
Attn: Ariarine Bola
350 Main Street
El Segundo CA
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
Brian McGoldrick
©1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
56034668 1 MORRO-1 1 20/21 Cities & Municipalities I Brigid Lopez 1 6/17/2020 11:10:11 AM (PDT) I Page 1 of 15
CERTIFICATE OF LIABILITY INSURANCE
DATE (MMIDDIYYYY)
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER Adamson & McGoldrick Insurance Solutions CONTACT_._._._ gid Lo e
1150 E. Orangethorpa Ave., Suite 100 PHONE"
r) P
Placentia, CA 92 (D Cruc..f�4a.l xty . _-- 14.2 7-9644 (nrgp No):.. 714-257 9833
> SAIL _ �_... w
www.adamsonmcgoldrick.com
.........
INSURED
Morrow -Meadows Corporation
231 Benton Court
City of Industry CA 91789
COVERAGES
CERTIFICATE NUMBER: 51175,9717
AFFORDINGCOVERAGE NAIC#
Lines Insurance Comoanvr 30481
REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
pNSR�.... ...._. TYPE OF INS `AO%tia11'f3 i POLICY EIFF 7 Pb't.l , m X o.
. _. cx EXP
LT POLICY NUMBER MMdDDNYYY AAMPOF7urP'YY'1 LIMITS
COMMERCIAL GENERAL LIABILITY
I
EACH OCCURRENCE
$
i CLAIMS -MADE ,/ OCCUR
�PREMISFS (Faccurrenpe)
$............ ., ..
....
MED EXP (Any one person)
$
PERSONAL&ADVINJURY
�$
.-._ . ........... ... ..,._... �.
GEN'L AGGREGATE LIMIT APPLIES PER:
.. --- .........
GENERAL AGGREGATE
.....
$
[ PRO.
POLICY ❑ JECT LOC
,._. -. ---
.PRODUCTS - COMP/OP AG..
.....
$
1. AUTOMOBILE LIABILITY
AEABIKED SINGI r:I iMlT
$
ANY AUTO
BODILY INJURY (Per person)
$
1 OWNED SCHEDULED
BODILY INJURY (Per accident)
$
4 ... AUTOS ONLY ., AUTOS
HIRED f NON-OWNED6�ROPF`R'rY'CFAMAGE
$
_____.... AUTOS ONLY ,,. AUTOS ONLY
_QPar ac-0 enkp,
. ....,EXCESS
UMBRELLA LIAB O
OCCUR
EACH OCCURRENCE
$
...
....
ESSLIA
............... .... CLAIMS MADE
AGGREGATE ,,.
E
$ .. ........ ... _.....
DEDRETENT�O.N.$...
WORKERS COMPENSATION
(
PER OTH-
CUTE LER
AND EMPLOYERS' LIABILITY YIN
'.......
ANYPROPRIETOR/PARTNERIEXECUTIVE
OFFICER/MEMBEREXCLUDED?
N/A
E L EACH CCIDENT
$
(Mandatory in NH)
EL DISEA SE EA EMP,LOYEE
_
$ ___
DIf yes, under
DESCRIPTIONIPTIONONS OF OPERATIbelow
.
E•LDISEAS
DISEASE LIMIT
$
A
Pollution Liability w/ mold/ fungus
ZCD-41 N35876
1/21/2021
7/1/2022
$5,000,000 ($25,000 ded., 10/13/06 retro)
A
Professional Liability
ZCD-41N35876
1/21/2021
7/1/2022
$5,000,000 ($150,000 ded., 1/21/06 retro)
DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
Job: Operations of the Named Insured. City of El Segundo is named GL Blanket Additional Insured per attached, only if required by written
contract/agreement.
LULK
City of El Segundo
350 Main Street
El Segundo CA 90245
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
Brian McGoldrick
© 1988-2015 ACORD CORPORATION. All rights reserves.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
59755717 1 MORRO-1 121/22 Prof & Poll *FOR RENEWAL ONLY' I Brigid Lopez 11/19/2021 12:03:21 PM (PST) I Page 1 of 1
Morrow -Meadows Corporation
V TC T2 J-C 0-93 22 B 094-T I L-2 0
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
BLANKET ADDITIONAL INSURED
(CONTRACTORS)
This endorsement modifies insurance provided under the following:.
COMMERCIAL GENERAL LIABILITY COVERAGE PART
1. WHO IS AN INSURED — (Section II) is amended
to include any person or organization that you
agree in a "written contract requiring insurance"
to include as an additional insured on this Cover-
age Part, but:
a) Only with respect to liability for "bodily injury",
'.property damage" or "personal injury"; and
b) If, and only to the extent that, the injury or
damage is caused by acts or omissions of
you or your subcontractor in the performance
of "your work" to which the "written contract
requiring insurance" applies. The person or
organization does not qualify as an additional
insured with respect to the independent acts
or omissions of such person or organization.
2. The insurance provided to the additional insured
by this endorsement is limited as follows:
a) In the event that the Limits of Insurance of
this Coverage Part shown in the Declarations
exceed the limits of liability required by the
,.written contract requiring insurance", the in-
surance provided to the additional insured
shall be limited to the limits of liability re-
quired by that "written contract requiring in-
surance". This endorsement shall not in-
crease the limits of insurance described in
Section III — Limits Of Insurance.
b) The insurance provided to the additional in-
sured does not apply to "bodily injury", "prop-
erty damage" or "personal injury" arising out
of the rendering of, or failure to render, any
professional architectural, engineering or sur-
veying services, including:
The preparing, approving, or failing to
prepare or approve, maps, shop draw-
ings, opinions, reports, surveys, field or-
ders or change orders, or the preparing,
approving, or failing to prepare or ap-
prove, drawings and specifications; and
ii. Supervisory, inspection, architectural or
engineering activities.
c) The insurance provided to the additional in-
sured does not apply to "bodily injury" or
'.property damage" caused by "your work"
and included in the "products -completed op-
erations hazard" unless the "written contract
requiring insurance" specifically requires you
to provide such coverage for that additional
insured, and then the insurance provided to
the additional insured applies only to such
"bodily injury" or "property damage" that oc-
curs before the end of the period of time for
which the "written contract requiring insur-
ance" requires you to provide such coverage
or the end of the policy period, whichever is
earlier.
3. The insurance provided to the additional insured
by this endorsement is excess over any valid and
collectible "other insurance", whether primary,
excess, contingent or on any other basis, that is
available to the additional insured for a loss we
cover under this endorsement. However, if the
,.written contract requiring insurance" specifically
requires that this insurance apply on a primary
basis or a primary and non-contributory basis,
this insurance is primary to "other insurance"
available to the additional insured which covers
that person or organization as a named insured
for such loss, and we will not share with that
"other insurance". But the insurance provided to
the additional insured by this endorsement still is
excess over any valid and collectible "other in-
surance", whether primary, excess, contingent or
on any other basis, that is available to the addi-
tional insured when that person or organization is
an additional insured under such "other insur-
ance".
4. As a condition of coverage provided to the
additional insured by this endorsement:
a) The additional insured must give us written
notice as soon as practicable of an "occur-
rence" or an offense which may result in a
claim. To the extent possible, such notice
should include:
Page 1 of 2
56034668 1 MORRO-1 120/21 Cities & Municipalities I Brigid Lopez 16/17/2020 11:10:11 AM (PDT) I Page 2 of 15
COMMERCIAL GENERAL LIABILITY
I. How, when and where the 'occurrence"
or offense took place;
ii. The names and addresses of any injured
persons and witnesses; and
iii. The nature and location of any injury or
damage arising out of the 'occurrence" or
offense.
b) If a claim is made or "suit' is brought against
the additional insured, the additional insured
must:
L Immediately record the specifics of the
claim or "suit' and the date received; and
ii. Notify us as soon as practicable.
The additional insured must see to it that we
receive written notice of the claim or "suit' as
soon as practicable.
c) The additional insured must immediately
send us copies of all legal papers received in
connection with the claim or "suit', cooperate
with us in the investigation or settlement of
the claim or defense against the "suit', and
otherwise comply with all policy conditions.
d) The additional insured must tender the de-
fense and indemnity of any claim or "suit' to
any provider of "other insurance" which would
cover the additional insured for a loss we
cover under this endorsement. However, this
condition does not affect whether the insur-
ance provided to the additional insured by
this endorsement is primary to 'other insur-
ance" available to the additional insured
which covers that person or organization as a
named insured as described in paragraph 3.
above.
5. The following definition is added to SECTION V.
— DEFINITIONS:
"Written contract requiring insurance" means
that part of any written contract or agreement
under which you are required to include a
person or organization as an additional in-
sured on this Coverage Part, provided that
the "bodily injury" and "property damage" oc-
curs and the "personal injury" is caused by an
offense committed:
a. After the signing and execution of the
contract or agreement by you;
b. While that part of the contract or
agreement is in effect; and
c. Before the end of the policy period.
■ g 2 of 2 0 2005Paul Travelers Companies,1: 1
56034668 1 MORRO-1 1 20/21 Cities & Municipalities I Brigid Lopez 16/17/2020 11:10:11 AM (PDT) I Page 3 of 15
Morrow -Meadows Corporation
VTCT2J-CO-9322B094-TI L-20
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
CONTRACTORS XTENC ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to this Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover-
age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en-
dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered.
A. Aircraft Chartered With Pilot
B. Damage To Premises Rented To You
C. Increased Supplementary Payments
D. Incidental Medical Malpractice
E. Who Is An Insured — Newly Acquired Or Formed
Organizations
F. Who Is An Insured — Broadened Named Insured
— Unnamed Subsidiaries
G. Blanket Additional Insured — Owners, Managers
Or Lessors Of Premises
PROVISIONS
A. AIRCRAFT CHARTERED WITH PILOT
The following is added to Exclusion g., Aircraft,
Auto Or Watercraft, in Paragraph 2. of SECTION
I — COVERAGES — COVERAGE A BODILY IN-
JURY AND PROPERTY DAMAGE LIABILITY:
This exclusion does not apply to an aircraft that
is:
(a) Chartered with a pilot to any insured;
(b) Not owned by any insured; and
(c) Not being used to carry any person or prop-
erty for a charge.
B. DAMAGE TO PREMISES RENTED TO YOU
1. The first paragraph of the exceptions in Ex-
clusion j., Damage To Property, in Para-
graph 2. of SECTION I — COVERAGES —
COVERAGE A BODILY INJURY AND
PROPERTY DAMAGE LIABILITY is deleted.
2. The following replaces the last paragraph of
Paragraph 2., Exclusions, of SECTION I —
COVERAGES — COVERAGE A. BODILY
H. Blanket Additional Insured — Lessors Of Leased
Equipment
L. Blanket Additional Insured — States Or Political
Subdivisions — Permits
J. Knowledge And Notice Of Occurrence Or Offense
K. Unintentional Omission
L. Blanket Waiver Of Subrogation
M. Amended Bodily Injury Definition
N. Contractual Liability— Railroads
INJURY AND PROPERTY DAMAGE LI-
ABILITY:
Exclusions c. and g. through n. do not apply
to "premises damage". Exclusion f.(1)(a)
does not apply to "premises damage" caused
by:
a. Fire;
b. Explosion;
c. Lightning;
d. Smoke resulting from such fire, explosion,
or lightning; or
e. Water;
unless Exclusion f. of Section I — Coverage A
— Bodily Injury And Property Damage Liability
is replaced by another endorsement to this
Coverage Part that has Exclusion — All Pollu-
tion Injury Or Damage or Total Pollution Ex-
clusion in its title.
A separate limit of insurance applies to
"premises damage" as described in Para-
graph 6. of SECTION III — LIMITS OF IN-
SURANCE.
CG D3 16 11 11 © 2011 The Travelers Indemnity Company. All rights reserved. Page 1 of 6
5603466B 1 IMORRO 1 1 20/21 Chia*. & Murxici al.'.ities I Brigid IIqpV.=.�r. 1 6/1'7/2020 it 1.0 ::1. i. AM (PDT) I Page 4 Of 15
COMMERCIAL GENERAL LIABILITY
3. The following replaces Paragraph 6. of SEC-
TION III — LIMITS OF INSURANCE:
Subject to 5. above, the Damage To Prem-
ises Rented To You Limit is the most we will
pay under Coverage A for damages because
of "premises damage" to any one premises.
The Damage To Premises Rented To You
Limit will apply to all "property damage"
proximately caused by the same "occur-
rence", whether such damage results from:
fire; explosion; lightning; smoke resulting from
such fire, explosion, or lightning; or water; or
any combination of any of these causes.
The Damage To Premises Rented To You
Limit will be:
a. The amount shown for the Damage To
Premises Rented To You Limit on the
Declarations of this Coverage Part; or
b. $300,000 if no amount is shown for the
Damage To Premises Rented To You
Limit on the Declarations of this Coverage
Part.
4. The following replaces Paragraph a. of the
definition of "insured contract' in the DEFINI-
TIONS Section:
a. A contract for a lease of premises. How-
ever, that portion of the contract for a
lease of premises that indemnifies any
person or organization for "premises
damage" is not an "insured contract';
5. The following is added to the DEFINITIONS
Section:
"Premises damage" means "property dam-
age" to:
a. Any premises while rented to you or tem-
porarily occupied by you with permission
of the owner; or
b. The contents of any premises while such
premises is rented to you, if you rent such
premises for a period of seven or fewer
consecutive days.
6. The following replaces Paragraph 4.b.(1)(b)
of SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS:
(b) That is insurance for "premises damage";
or
7. Paragraph 4.b.(1)(c) of SECTION IV —
COMMERCIAL GENERAL LIABILITY CON-
DITIONS is deleted.
C. INCREASED SUPPLEMENTARY PAYMENTS
1. The following replaces Paragraph 1.b. of
SUPPLEMENTARY PAYMENTS — COVER-
AGES A AND B of SECTION I — COVER-
AGE:
b. Up to $2,500 for the cost of bail bonds
required because of accidents or traffic
law violations arising out of the use of any
vehicle to which the Bodily Injury Liability
Coverage applies. We do not have to fur-
nish these bonds.
2. The following replaces Paragraph 1.d. of
SUPPLEMENTARY PAYMENTS — COVER-
AGES A AND B of SECTION I — COVER-
AGES:
d. All reasonable expenses incurred by the
insured at our request to assist us in the
investigation or defense of the claim or
"suit", including actual loss of earnings up
to $500 a day because of time off from
work.
D. INCIDENTAL MEDICAL MALPRACTICE
1. The following is added to the definition of "oc-
currence" in the DEFINITIONS Section:
"Occurrence" also means an act or omission
committed in providing or failing to provide
"incidental medical services", first aid or
"Good Samaritan services" to a person.
2. The following is added to Paragraph 2.a.(1) of
SECTION II — WHO IS AN INSURED:
Paragraph (1)(d) above does not apply to
"bodily injury" arising out of providing or fail-
ing to provide:
(i) "Incidental medical services" by any of
your "employees" who is a nurse practi-
tioner, registered nurse, licensed practical
nurse, nurse assistant, emergency medi-
cal technician or paramedic; or
(ii) First aid or "Good Samaritan services" by
any of your "employees" or "volunteer
workers", other than an employed or vol-
unteer doctor. Any such "employees" or
"volunteer workers" providing or failing to
provide first aid or "Good Samaritan ser-
vices" during their work hours for you will
be deemed to be acting within the scope
of their employment by you or performing
duties related to the conduct of your busi-
ness.
Page 2 of 6 © 2011 The Travelers Indemnity Company. All rights reserved.
CG D3 16 11 11
!:i60'.34568 I MORRf)... 1 1 20/21. Cit::'.i. S r, Mun'icipal1ti) I Brigid Loettr.'a 1 6/1.'7/2020 ta.: 7.Dill. AM (Pi:rr) I Page 5 of 15
3. The following is added to Paragraph 5. of
SECTION III — LIMITS OF INSURANCE:
For the purposes of determining the applica-
ble Each Occurrence Limit, all related acts or
omissions committed in providing or failing to
provide "incidental medical services", first aid
or "Good Samaritan services" to any one per-
son will be deemed to be one 'occurrence".
4. The following exclusion is added to Para-
graph 2., Exclusions, of SECTION I — COW
ERAGES — COVERAGE A BODILY INJURY
AND PROPERTY DAMAGE LIABILITY:
Sale Of Pharmaceuticals
"Bodily injury" or "property damage" arising
out of the willful violation of a penal statute or
ordinance relating to the sale of pharmaceuti-
cals committed by, or with the knowledge or
consent of, the insured.
5. The following is added to the DEFINITIONS
Section:
"Incidental medical services" means:
a. Medical, surgical, dental, laboratory, x-ray
or nursing service or treatment, advice or
instruction, or the related furnishing of
food or beverages; or
b. The furnishing or dispensing of drugs or
medical, dental, or surgical supplies or
appliances.
"Good Samaritan services" means any emer-
gency medical services for which no compen-
sation is demanded or received.
6. The following is added to Paragraph 4.b., Ex-
cess Insurance, of SECTION IV — COM-
MERCIAL GENERAL LIABILITY CONDI-
TIONS:
The insurance is excess over any valid and
collectible other insurance available to the in-
sured, whether primary, excess, contingent or
on any other basis, that is available to any of
your "employees" or "volunteer workers" for
"bodily injury" that arises out of providing or
failing to provide "incidental medical ser-
vices", first aid or "Good Samaritan services"
to any person to the extent not subject to
Paragraph 2.a.(1) of Section II — Who Is An
Insured.
E. WHO IS AN INSURED — NEWLY ACQUIRED
OR FORMED ORGANIZATIONS
The following replaces Paragraph 4. of SECTION
II — WHO IS AN INSURED:
COMMERCIAL GENERAL LIABILITY
4. Any organization you newly acquire or form,
other than a partnership, joint venture or lim-
ited liability company, of which you are the
sole owner or in which you maintain the ma-
jority ownership interest, will qualify as a
Named Insured if there is no other insurance
which provides similar coverage to that or-
ganization. However:
a. Coverage under this provision is afforded
only:
(1) Until the 180th day after you acquire or
form the organization or the end of the
policy period, whichever is earlier, if you
do not report such organization in writing
to us within 180 days after you acquire or
form it; or
(2) Until the end of the policy period, when
that date is later than 180 days after you
acquire or form such organization, if you
report such organization in writing to us
within 180 days after you acquire or form
it, and we agree in writing that it will con-
tinue to be a Named Insured until the end
of the policy period;
b. Coverage A does not apply to "bodily injury"
or "property damage" that occurred before
you acquired or formed the organization; and
c. Coverage B does not apply to "personal in-
jury" or "advertising injury" arising out of an
offense committed before you acquired or
formed the organization.
F. WHO IS AN INSURED — BROADENED NAMED
INSURED — UNNAMED SUBSIDIARIES
The following is added to SECTION II — WHO IS
AN INSURED:
Any of your subsidiaries, other than a partnership,
joint venture or limited liability company, that is
not shown as a Named Insured in the Declara-
tions is a Named Insured if you maintain an own-
ership interest of more than 50% in such subsidi-
ary on the first day of the policy period.
No such subsidiary is an insured for "bodily injury"
or "property damage" that occurred, or "personal
injury" or "advertising injury" caused by an of-
fense committed after the date, if any, during the
policy period, that you no longer maintain an
ownership interest of more than 50% in such sub-
sidiary.
CG D3 16 11 11 © 2011 The Travelers Indemnity Company. All rights reserved,
Page 3 of 6
56034668 1 MORRO-1 1 20/21 C,c,, ru Ra ir.,p,l,rx :, p Sni.gid Lopez 1 6/17/2020 11::10:11 A.M trDT� I Page 6 of 15
COMMERCIAL GENERAL LIABILITY
G. BLANKET ADDITIONAL INSURED — OWNERS,
MANAGERS OR LESSORS OF PREMISES
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that is a premises
owner, manager or lessor and that you have
agreed in a written contract or agreement to in-
clude as an additional insured on this Coverage
Part is an insured, but only with respect to liability
for "bodily injury", "property damage", "personal
injury" or "advertising injury" that:
a. Is "bodily injury" or "property damage" that
occurs, or is "personal injury" or "advertising
injury" caused by an offense that is commit-
ted, subsequent to the execution of that con-
tract or agreement; and
b. Arises out of the ownership, maintenance or
use of that part of any premises leased to
you.
The insurance provided to such premises owner,
manager or lessor is subject to the following pro-
visions:
a. The limits of insurance provided to such
premises owner, manager or lessor will be
the minimum limits which you agreed to pro-
vide in the written contract or agreement, or
the limits shown on the Declarations, which-
ever are less.
b. The insurance provided to such premises
owner, manager or lessor does not apply to:
(1) Any "bodily injury" or "property damage"
that occurs, or "personal injury" or "adver-
tising injury" caused by an offense that is
committed, after you cease to be a tenant
in that premises; or
(2) Structural alterations, new construction or
demolition operations performed by or on
behalf of such premises owner, lessor or
manager.
c. The insurance provided to such premises
owner, manager or lessor is excess over any
valid and collectible other insurance available
to such premises owner, manager or lessor,
whether primary, excess, contingent or on
any other basis, unless you have agreed in
the written contract or agreement that this in-
surance must be primary to, or non-
contributory with, such other insurance, in
which case this insurance will be primary to,
and non-contributory with, such other insur-
ance.
H. BLANKET ADDITIONAL INSURED — LESSORS
OF LEASED EQUIPMENT
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that is an equipment
lessor and that you have agreed in a written con-
tract or agreement to include as an insured on
this Coverage Part is an insured, but only with re-
spect to liability for "bodily injury", "property dam-
age", "personal injury" or "advertising injury" that:
a. Is "bodily injury" or "property damage" that
occurs, or is "personal injury" or "advertising
injury" caused by an offense that is commit-
ted, subsequent to the execution of that con-
tract or agreement; and
b. Is caused, in whole or in part, by your acts or
omissions in the maintenance, operation or
use of equipment leased to you by such
equipment lessor.
The insurance provided to such equipment lessor
is subject to the following provisions:
a. The limits of insurance provided to such
equipment lessor will be the minimum limits
which you agreed to provide in the written
contract or agreement, or the limits shown on
the Declarations, whichever are less.
b. The insurance provided to such equipment
lessor does not apply to any "bodily injury" or
"property damage" that occurs, or "personal
injury" or "advertising injury" caused by an of-
fense that is committed, after the equipment
lease expires.
c. The insurance provided to such equipment
lessor is excess over any valid and collectible
other insurance available to such equipment
lessor, whether primary, excess, contingent
or on any other basis, unless you have
agreed in the written contract or agreement
that this insurance must be primary to, or
non-contributory with, such other insurance,
in which case this insurance will be primary
to, and non-contributory with, such other in-
surance.
I. BLANKET ADDITIONAL INSURED — STATES
OR POLITICAL SUBDIVISIONS — PERMITS
The following is added to SECTION II — WHO IS
AN INSURED:
Any state or political subdivision that has issued a
permit in connection with operations performed by
you or on your behalf and that you are required
Page 4 of 6 © 2011 The Travelers Indemnity Company. All rights reserved.
CG D3 16 11 11
e C /�. I "gid Loper, 1 6/17/2026:f 11-10:1.1. AM (&>PJ�'j I Page 7 of 15
5E"41 �Jg E,C9 M©G'+.GtCJ..I .'41 rl Cities � X�9a1'r�tC 1... P.1 C.^'� C�Y,r Aq.
by any ordinance, law or building code to include
as an additional insured on this Coverage Part is
an insured, but only with respect to liability for
"bodily injury", "property damage", "personal in-
jury" or "advertising injury" arising out of such op-
erations.
The insurance provided to such state or political
subdivision does not apply to:
a. Any "bodily injury," "property damage," "per-
sonal injury" or "advertising injury" arising out
of operations performed for that state or po-
litical subdivision; or
b. Any "bodily injury" or "property damage" in-
cluded in the "products -completed operations
hazard".
J. KNOWLEDGE AND NOTICE OF OCCUR-
RENCE OR OFFENSE
The following is added to Paragraph 2., Duties In
The Event of Occurrence, Offense, Claim or
Suit, of SECTION IV — COMMERCIAL GEN-
ERAL LIABILITY CONDITIONS:
e. The following provisions apply to Paragraph
a. above, but only for the purposes of the in-
surance provided under this Coverage Part to
you or any insured listed in Paragraph 1. or 2.
of Section II — Who Is An Insured:
(1) Notice to us of such "occurrence" or of-
fense must be given as soon as practica-
ble only after the "occurrence" or offense
is known by you (if you are an individual),
any of your partners or members who is
an individual (if you are a partnership or
joint venture), any of your managers who
is an individual (if you are a limited liability
company), any of your "executive offi-
cers" or directors (if you are an organiza-
tion other than a partnership, joint venture
or limited liability company) or any "em-
ployee" authorized by you to give notice
of an "occurrence" or offense.
(2) If you are a partnership, joint venture or
limited liability company, and none of your
partners, joint venture members or man-
agers are individuals, notice to us of such
"occurrence" or offense must be given as
soon as practicable only after the "occur-
rence" or offense is known by:
COMMERCIAL GENERAL LIABILITY
(ii) A manager of any limited liability
company; or
(iii) An executive officer or director of
any other organization;
that is your partner, joint venture
member or manager; or
(b) Any "employee" authorized by such
partnership, joint venture, limited li-
ability company or other organization
to give notice of an "occurrence" or
offense.
(3) Notice to us of such "occurrence" or of an
offense will be deemed to be given as
soon as practicable if it is given in good
faith as soon as practicable to your work-
ers' compensation insurer. This applies
only if you subsequently give notice to us
of the "occurrence" or offense as soon as
practicable after any of the persons de-
scribed in Paragraphs e. (1) or (2) above
discovers that the "occurrence" or offense
may result in sums to which the insurance
provided under this Coverage Part may
apply.
However, if this Coverage Part includes an en-
dorsement that provides limited coverage for
"bodily injury" or "property damage" or pollution
costs arising out of a discharge, release or es-
cape of "pollutants" which contains a requirement
that the discharge, release or escape of "pollut-
ants" must be reported to us within a specific
number of days after its abrupt commencement,
this Paragraph e. does not affect that require-
ment.
K. UNINTENTIONAL OMISSION
The following is added to Paragraph 6., Repre-
sentations, of SECTION IV — COMMERCIAL
GENERAL LIABILITY CONDITIONS:
The unintentional omission of, or unintentional
error in, any information provided by you which
we relied upon in issuing this policy will not preju-
dice your rights under this insurance. However,
this provision does not affect our right to collect
additional premium or to exercise our rights of
cancellation or nonrenewal in accordance with
applicable insurance laws or regulations.
L. BLANKET WAIVER OF SUBROGATION
(a) Any individual who is: The following is added to Paragraph 8., Transfer
(i) A partner or member of any part- Of Rights Of Recovery Against Others To Us,
nership or joint venture; of SECTION IV — COMMERCIAL GENERAL LI-
ABILITY CONDITIONS:
CG D3 16 11 11 © 2011 The Travelers Indemnity Company. All rights reserved. Page 5 of 6
3F0316FS I MbX2FBO 1 1 20/21 C.it'i.. Ni M,u i p.hit. :ie„ I F4.,i9id 9Lop,F 1 6/17/2020 11u10:1I A.tN(F'nT) I P,.;qe 8 oP 15
COMMERCIAL GENERAL LIABILITY
If the insured has agreed in a contract or agree-
ment to waive that insured's right of recovery
against any person or organization, we waive our
right of recovery against such person or organiza-
tion, but only for payments we make because of:
a. "Bodily injury" or "property damage" that oc-
curs; or
b. "Personal injury" or "advertising injury"
caused by an offense that is committed;
subsequent to the execution of that contract or
agreement.
M. AMENDED BODILY INJURY DEFINITION
The following replaces the definition of "bodily
injury" in the DEFINITIONS Section:
3. "Bodily injury" means bodily injury, mental
anguish, mental injury, shock, fright, disability,
humiliation, sickness or disease sustained by
a person, including death resulting from any
of these at any time.
N. CONTRACTUAL LIABILITY — RAILROADS
1. The following replaces Paragraph c. of the
definition of "insured contract" in the DEFINI-
TIONS Section:
c. Any easement or license agreement;
2. Paragraph f.(1) of the definition of "insured
contract" in the DEFINITIONS Section is de-
leted.
Page 6 of 6 © 2011 The Travelers Indemnity Company. All rights reserved, CG D3 16 11 11
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Morrow -Meadows Corporation
VTJ-CAP-9322B 125-TI L-20
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED - PRIMARY AND
NON-CONTRIBUTORY WITH OTHER INSURANCE -
CONTRACTORS
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
PROVISIONS
1. The following is added to Paragraph c. in A.1.,
Who Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE:
This includes any person or organization who you
are required under a written contract or
agreement, that is signed by you before the
"bodily injury" or "property damage" occurs and
that is in effect during the policy period, to name
as an additional insured for Covered Autos
Liability Coverage, but only for damages to which
this insurance applies and only to the extent of
that person's or organization's liability for the
conduct of another "insured".
2. The following is added to Paragraph B.6., Other
Insurance of SECTION IV — BUSINESS AUTO
CONDITIONS:
Regardless of the provisions of paragraph a. and
paragraph d. of this part 6.Other Insurance, this
insurance is primary to and non-contributory with
applicable other insurance under which an
additional insured person or organization is a
named insured when a written contract or
agreement with you, that is signed by you before
the "bodily injury" or "property damage" occurs
and that is in effect during the policy period,
requires this insurance to be primary and non-
contributory.
CA T4 99 02 16 0 2016 The Travelers Indemnity Company. All rights reserved. Page 1 of 1
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
603466,R I I111bR.RO-'1. 1 20/2'1. C'ikieS & dNlx c.pea7.�a.t:i.. I Br.igi.ld Lopez I G/].7/2020 '1.11. 10:,Ill. AM (PDT) a Pige 1.0 ol:''. 15
Morrow -Meadows Corporation
VTJ-CAP-9322B 125-TI L-20
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BUSINESS AUTO EXTENSION ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. however, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage Is excluded or limited by such an endorsement. The following listing is a general cover-
age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en-
dorsement and the rest of your policy carefully to determine rights, duties, and what Is and Is not covered.
A. BROAD FORM NAMED INSURED H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
B. BLANKET ADDITIONAL INSURED USE— INCREASED LIMIT
C. EMPLOYEE HIRED AUTO 1. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
D. EMPLOYEES AS INSURED J. PERSONAL PROPERTY
E. SUPPLEMENTARY PAYMENTS — INCREASED K. AIRBAGS
LIMITS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
F. HIRED AUTO — LIMITED WORLDWIDE COV- LOSS
ERAGE — INDEMNITY BASIS M. BLANKET WAIVER OF SUBROGATION
G. WAIVER OF DEDUCTIBLE — GLASS N. UNINTENTIONAL ERRORS OR OMISSIONS
PROVISIONS
A. BROAD FORM NAMED INSURED
The following Is added to Paragraph AA., Who is
An Insured, of SECTION II — COVERED AUTOS
LIABILITY COVERAGE:
Any organization you newly acquire or form dur-
ing the policy period over which you maintain
50% or more ownership interest and that is not
separately insured for Business Auto Coverage.
Coverage under this provision is afforded only un-
til the 180th day after you acquire or form the or-
ganization or the end of the policy period, which-
ever Is eadler:.
B. BLANKETADDITIONAL INSURED
The following is added to Paragraph c. In A.1.,
Who Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE:
Any person or organization who Is required under
a written contract or agreement between you and
that person or organization, that Is signed and
executed by you before the "bodily injury" or
"properly damage" occurs and that Is In effect
during the policy period, to be named as an addl-
tlonal Insured Is an "insured" for Covered Autos
Liability Coverage, but only for damages to which
this insurance applies and only to the extent that
person or organization qualifies as an "insured"
under the Who Is An Insured provision contained
in Section II.
C. EMPLOYEE HIRED AUTO
1. The following is added to Paragraph A.1.,
Who Is An Insured„ of SECTION II — COW
ERED AUTOS LIABILITY COVERAGE:
An "employee" of yours is an "insured" while
operating an "auto" hired or rented under a
contract or agreement in an "employee's"
name, with your permission, while performing
duties related to the conduct of your busi-
ness.
2. The following replaces Paragraph b. in B.S.,
Other Insurance, of SECTION IV — BUSI-
NESS AUTO CONDITIONS:
b. For Hired Auto Physical Damage Cover-
age, the following are deemed to be cov-
ered "autos" you own:
(1) Any covered "auto" you lease, hire,
rent or borrow; and
(2) Any covered "auto" hired or rented by
your "employee" under a contract in
an "employee's" name, with your
CA T3 53 0215 ® 2015 The Travelers Indemnity Company. Ali rights reserved. Page 1 of 4
Includes oopyrlghted material of Insurance Services Office, Inc. with Its permission.
6034666 1 MDSi.idO 1 1 20/2'1. Cities &. mini.cipal.A.ties a Brigid I:. pet, 1 6/I.'1/2020 11.�106 1 AM (PDT) ( Page 11. of.. IS
COMMERCIAL AUTO
permission, while performing duties (a) With respect to any claim made or "suit"
related to the conduct of your busi- brought outside the United States of
ness, America, the territories and possessions
However, any "'auto" that is leased, hired, of the United Slates of America, Puerto
rented or borrowed with a driver Is not a Rico and Canada:
covered "auto". (1) You must arrange to defend the "in-
--D.- EMPLOYEES AS INSURED -_ __ .__________-, sured_,against, and-Investigate-orset--
The following is added to Paragraph A.1„ Ile any such claim or "sunk"'" and keep Who is us advised of all proceedings and ac
An Insured, of SECTION 11— COVERED AUTOS tions.
LIABILITY COVERAGE:
Any "'employee" of yours i an "insured" while us-
(11) Neither you nor any other Involved
1'Ill ma
"insured" will make any settlement
Ing a covered "auto" you don't own, hire or borrow
without our i mat.
In your business or your personal affairs.
E. SUPPLEMENTARY PAYMENTS — INCREASED
(III) We may, at our discretion, partlolpate
In defending the "Insured'" against, or
LIMITS
In the settlement of, any claim or
1. The following replaces Paragraph A.2.a.(2),
"suit".
of SECTION II — COVERED AUTOS LIABIL-
(iv) We will reimburse the "Insured' for
ITY COVERAGE:
sums that the "Insured" legally must
(2) Up to $3,000 for cost of ball bonds (in-
pay as damages because of "bodily
cluding bonds for related traffic law viola-
Injury" or "properly damage" to which
tion) required because of an "accident"
this Insurance applies, that the "in -
we cover. We do not have to furnish
sured" pays with our consent, but
these bonds.
only up to the limit described in Para-
2. The following replaces Paragraph A.2,a.(4),
graph C., Limits Of Insurance, of
of SECTION II — COVERED AUTOS LIABIL-
SECTION II — COVERED AUTOS
ITY COVERAGE:
LIABILITY COVERAGE.
(4) All reasonable expenses Incurred by the
(v) We will reimburse the "Insured" for
"insured" at our request, Including actual
the reasonable expenses incurred
loss of earnings up to $500 a day be-
with our consent for your Investiga-
cause of time off from work.
tion of such claims and your defense
F. HIRED AUTO — LIMITED WORLDWIDE COV-
of the "insured" against any such
ERAGE — INDEMNITY BASIS
"suit", but only up to and included
within the limit described in Para -
The following replaces Subparagraph (5) in Para-
graph C., Limits Of Insurance, of
graph B.7., Policy Period, Coverage Territory,
SECTION II — COVERED AUTOS
— of SECTION IV — BUSINESS AUTO CONDI-
LIABILITY COVERAGE, and not in
TIONS:
addition to such limit. Our duty to
(5) Anywhere in the world, except any country or
make such payments ends when we
Jurisdiction while any trade sanction, em-
have used up the applicable limit of
bargo, or similar regulation imposed by the
insurance In payments for damages,
United States of America applies to and pro-
settlements or defense expenses,
hibits the transaction of business with or
(b) This insurance is excess over any valid
within such country or Jurisdiction, for Cov-
and collectible other Insurance available
ered Autos Liability Coverage for any covered
to the "insured' whether primary, excess,
"auto" that you lease, hire, rent or borrow
contingent or on any other basis,
without a driver for period of 30 days or less
and that is not an auto you lease, hire, rent
(c) This Insurance Is not a substitute for re -
or borrow from any of your "employees",
quired or compulsory Insurance In any
partners (if you are a partnership), members
country, outside the United States [is ter -
(if you are a limited liability company) or
ritories and possessions, Puerto Rico and
Canada
members of their households.
Page 2 of 4 9 2D15 The Travelers Indemnity Company. All rights reserved. CA T3 53 02 15
Includes copyrighted material of Insurance Services orrice, Inc. with Its permisslon.
56634668 a MOStRO 1. 1 20/21. (_ibis & Municipi:a.l.l r.ies I S,rili.d 1,ope7. 1 6(1,7/2020 11.1.:1.6 1.:1., AM (PD'r) ( Page 1.2 01:. '1.5
You agree to maintain all required or
compulsory insurance in any such coun-
try up to the minimum limits required by
local law. Your failure to comply with
compulsory insurance requirements will
not invalidate the coverage afforded by
this policy, but we will only be liable to the K.
same extent we, would. have. been ..iiabie........
had you complied with the compulsory in-
surance requirements.
(d) It is understood that we are not an admit-
ted or authorized Insurer outside the
United States of America, its territories
and possessions, Puerto Rico and Can-
ada. We assume no responsibility for the
furnishing of certificates of insurance, or
for compliance in any way with the laws
of other countries relating to Insurance,
G. WAIVER OF DEDUCTIBLE — GLASS
The following Is added to Paragraph D., Deducti-
ble, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
No deducible for a covered 'auto" will apply to
glass damage if the glass Is repaired rather than
replaced.
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
The following replaces the last sentence of Para-
graph A4.b., Loss Of Use Expenses, of SEC-
TION III — PHYSICAL DAMAGE COVERAGE:
However, the most we will pay for any expenses
for loess of use is $65 per day, to a maximum of
$750 for any one "accident".
PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES —INCREASED LIMIT
The following replaces the first sentence in Para-
graph A.4.a., Transportation Expenses, of
SECTION III — PHYSICAL DAMAGE COVER-
AGE:
We Wil pay up to $50 per day to a maximum of
$1,600 for temporary transportation expense In-
curred by you because of the total theft of a cov.
ered "auto" of the private passenger type.
J. PERSONAL PROPERTY
The following is added to Paragraph AA., Cover-
age Extensions, of SECTION III — PHYSICAL
DAMAGE COVERAGE:
Personal Property
We will pay up to $400 for "loss" to wearing ap-
pairel and other personal property which is:
(1) Owned by an "Insured"; and
COMMERCIAL AUTO
(2) In or on your covered "auto",
This coverage applies only in the event of a total
theft of your covered "auto".
No deductibles apply to this Personal Property
coverage.
AIRBAGS
The foltowing'ls added to"Pardgra:,ph BM3 ; Extlu-�
sions, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
Exclusion 3,a. does not apply to "loss", to one or
more airbags in a covered "auto" you own that in-
flate due to a cause other than a cause of "loss"
set forth in Paragraphs A.1.b. and A.1.c., but
only:
a. If that "auto" Is a covered "auto" for Compre-
henslve Coverage under this policy;
b. The alrbags are not covered under any war-
ranty; and
c. The airbags were not intentionally inflated.
We will pay up to a maximum of $1,000 for any
one ""loss",
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
The following Is added to Paragraph A.2.a.., of
SECTION IV — BUSINESS AUTO CONDITIONS:
Your duty to give us or our authorized representa-
tive prompt notice of the "accident" or "loss" ap-
plies only when the "accident"" or "loss" Is known
to:
(a) You (if you are an individual);
(b) A partner (if you are a partnership);
(c) A member (if you are a limited liability com-
pany);
(d) An executive officer, director or Insurance
manager (if you are a corporation or other or-
ganization); or
(a) Any "employee" authorized by you to give no-
tice of the "accident" or "loss",
M. BLANKET WAIVER OF SUBROGATION
The following replaces Paragraph A,6,, Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV .- BUSINESS AUTO CONDI-
TIONS:
5. Transfer Of Rights Of Recovery Against
Others To Us
We waive any right of recovery we may have
against any person or organization to the ex-
tent required of you by a written contract
signed and executed prior to any "accident"
or "loss", provided that the "accident" or "loss'"
arises out of operations contemplated by
CA T3 53 02 15 ® 2015 The Traveler: Indemnity Company. All rights reserved. Page 3 of 4
Includes copyrighted material of Insurance Services Office, Inc. with Its permission,
560344668 1 MOR.RRO 1 1 20/21. C".Lx.es F Municipalities I B,,Agi.d f.,oper ( G/1.7/2020 1.1..1.0:'1.'I.. PAIN OUI') ( S$.9e 1.., .l:' '1..r
COMMERCIAL AUTO
such contract. The waiver applies only to the
person or organization designated in such
contract.
N. UNINTENTIONAL ERRORS OR OMISSIONS
The following is added to Paragraph 5.2,, Con...
cealment, Misrepresentation, Or Fraud, of
SECTION, IV— BUSINESS ALTO CONDITIONS:
The unintentional omisslon of, or unintentional
error in, any information given by you shall not
prejudice your rights under this insurance. How-
ever this provision does not affect our right to col-
lect additional premium or exercise our right of
cancellation or non -renewal.
Page 4 of 4 ® 2016 The Travelers Indemnity Company. All rights reserved.
Includes copyrighted material of Insurance Services 010ce, Inc. vAlh Its permission.
CAT3630216
6Pt',.ip.668 1 C!ORi2(:k...a 1 20/21. Cities 6. Muai,:ipalities ( Brigid Lopez 1 6/1.1/2020 '1.'1. 10:1.'1. .AM (PDT.') I Page 5 1.4 of 15
��� WORKERS COMPENSATION
AND
ONE TOWER SQUARE EMPLOYERS LIABILITY POLICY
HARTFORD, CT 06183
ENDORSEMENT WC 99 03 76 ( A) — 001
POLICY NUMBER: UB-1N229746-20-25-K
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS
ENDORSEMENT - CALIFORNIA
(BLANKET WAIVER)
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not
enforce our right against the person or organization named in the Schedule.
The additional premium for this endorsement shall be 02.000 % of the California workers' compensation pre-
mium.
Schedule
Person or Organization Job Description
ANY PERSON OR ORGANIZATION FOR
WHICH THE INSURED HAS AGREED
BY WRITTEN CONTRACT EXECUTED
PRIOR TO LOSS TO FURNISH THIS
WAIVER.
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise
stated.
(The information below is required only when this endorsement is issued subsequent to preparation of
the policy.)
Endorsement Effective 7/1/2020 Policy No. UB-1N229746-20-25-K Endorsemen o.
Insured Morrow -Meadows Corporation ,, Pr ium
Insurance Company Countersigned by
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