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PROOF OF INSURANCE (2020) CLOSED0 I UA I F(MMIUUIY YYY)
C CERTIFICATE OF LIABILITY INSURANCE 12/9/2019
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER CONTACT
Mr. Insurance Agency, Inc ��/O E MEz �p� Reye
E-MAIL MANNG,,E O) n ° WAX ) 325-655-2918
Box 2689 San Angelo TX 76902 ADDRESS: L.I.eve 5m' rl,02rar1(.e'agency.com
INC No
INSURER(S) AFFORDING COVERAGE » NAIC #
INSURER A: Travelers Indemnity Co 25658„
INSURED TIMEC-1 INSURER B: Charter Oak Fire Insurance Co.
TimeClock Plus, LLC
INSURER 1 Time Clock Plus Drive suRERc: Farmington Casualty Co
San Angelo TX 76904 INSURER D: The Travelers
INSURER E:
INSURER F:
COVERAGES CERTIFICATE NUMBER: 254792101 REVISION NUMBER„
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSRR TYPE OF INSURANCE ANgn SWVD POLICY NUMBER YMWOD YYYY1 IMWDD
IYYW) CsUBR' POLICY EFF POLICY EXP LIMITS
A X COMMERCIAL GENERAL LIABILITY ZLP 51M57103 4/15/2019 4/15/2020 EACH OCCURRENCE $1,000,000
DAMA(, 'TO RENT ED
CLAIMS -MADE X OCCUR PREMISES (Ea occurrence) S1,000,000
MED EXP (Any one person) $ 10,000
I PERSONAL & ADV INJURY $ 1,000,000
GEN'LAGGREGATE LIMIT APPLIESPER: GENERAL AGGREGATE $2,000,000
PRO- � PRODUCTS - COMP/OP AGG $,2,
POLH(':Y' iECT I, V.C„"rC.' 000.000
x
4/15/2019 4/15/2020 COMBINED SINGLE L.UAT $1,000,000
(Ea accideni)
BODILY INJURY (Per person) $
BODILY INJURY (Per accident) , $
PROP'ER'TYDAI4IAGE $
(Pec acc,1pnp) ..
$
4/15/2019 4/15/2020 $ 3,000,000
EACH OCCURRENCE
AGGREGATE $
4/15/2019 4/15/2020 X
IPER STATUTE EERH
E,L EACH ACCIDENT $ 1,000,000
E DISEASE - EA EMPLOYEE: $1,000,000
EL DISEASE -POLICY LIMIT $1,000„000
4/15/2019 4/15/2020 Aggregate 110,000,000
DESCRIPTION OF OPERATIONS/ LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more space is required)
The general liability policy includes a blanket automatic additional insured endorsement that provides additional insured statues to the certificate holder only
when there is a written contract between the named insured and the certificate holder that requires such status.
The general liability policy includes a blanket automatic waiver of subrogation endorsement that provides this feature only when there is a written contract
between the named insured and the certificate holder that requires it.
The auto policy includes a blanket automatic additional insured endorsement that provides additional insured statues to the certificate holder only when there is
a written contract between the named insured and the certificate holder that requires such status.
The auto policy includes a blanket automatic waiver of subrogation endorsement that provides this feature only when there is a written contrac'l between the
named insured and the certificate holder that requires it.
CER'TIFNCATE HOLDER CANCELLATION-
SHOULD
ANCELILATIION-
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
City of EI Segundo
350 Main Street ALIT 40 IZE'DREPRESENTATIVE
EI Segundo TX 90245-3895 WW
©1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
OTHER,
B
AUTOMOBILE LIABILITY
BA ON505919
X ANY AUTO
OWNED SCHEDULED
AUTOS ONLY AUTOS I
HIRED NON -OWNED
AUTOS ONLY AUTOS ONLY
A
UMBRELLA LIAB X OCCUR
CUP ON511871
X EXCESS LIAB CLAIMS -MADE
„ „
DED X R ETENTION $ q rLr)„nn �
C
WORKERS COMPENSATION
UB 3K403749
AND EMPLOYERS' LIABILITY y / N
ANYPROPRIETOR/PARTNER/EXECUTIVE -
OFFICER/M EMBER EXCLUDED? NIA
(Mandatory in NH)
If yes, describe under
e
DESCRIPTION OF OPERATIONS below
D
Cyber Liability
ZPL 15T38450
4/15/2019 4/15/2020 COMBINED SINGLE L.UAT $1,000,000
(Ea accideni)
BODILY INJURY (Per person) $
BODILY INJURY (Per accident) , $
PROP'ER'TYDAI4IAGE $
(Pec acc,1pnp) ..
$
4/15/2019 4/15/2020 $ 3,000,000
EACH OCCURRENCE
AGGREGATE $
4/15/2019 4/15/2020 X
IPER STATUTE EERH
E,L EACH ACCIDENT $ 1,000,000
E DISEASE - EA EMPLOYEE: $1,000,000
EL DISEASE -POLICY LIMIT $1,000„000
4/15/2019 4/15/2020 Aggregate 110,000,000
DESCRIPTION OF OPERATIONS/ LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more space is required)
The general liability policy includes a blanket automatic additional insured endorsement that provides additional insured statues to the certificate holder only
when there is a written contract between the named insured and the certificate holder that requires such status.
The general liability policy includes a blanket automatic waiver of subrogation endorsement that provides this feature only when there is a written contract
between the named insured and the certificate holder that requires it.
The auto policy includes a blanket automatic additional insured endorsement that provides additional insured statues to the certificate holder only when there is
a written contract between the named insured and the certificate holder that requires such status.
The auto policy includes a blanket automatic waiver of subrogation endorsement that provides this feature only when there is a written contrac'l between the
named insured and the certificate holder that requires it.
CER'TIFNCATE HOLDER CANCELLATION-
SHOULD
ANCELILATIION-
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
City of EI Segundo
350 Main Street ALIT 40 IZE'DREPRESENTATIVE
EI Segundo TX 90245-3895 WW
©1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
TECHNOLOGY XTEND ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
GENERAL DESCRIPTION OF COVERAGE - This endorsement broadens covera e. However, cover-
age for any injury, damage or medical expenses described in any of the provisions of this
endorsement may be excluded or limited by another endorsement to this Coverage Part, and
these coverage broadening provisions do not apply to the extent that coverage is excluded
or limited by such an endorsement. The following listing is a general coverage description
only. Limitations and exclusions may apply to these coverages. Read all the provisions of
this endorsement and the rest of your policy carefully to determine rights, duties, and what
is and is not covered.
A. Reasonable Force Property Damage -
Exception To Expected Or Intended In-
jury Exclusion
B. Non -Owned Watercraft Less Than 75
Feet
C. Aircraft Chartered With Pilot
D. Damage To Premises Rented To You
E. Increased Supplementary Payments
F.
G.
H.
I.
Who Is An Insured - Employees And
Volunteer Workers - First Aid
Who Is An Insured - Employees - Su-
pervisory Positions
Who Is An Insured - Newly Acquired Or
Formed Organizations
J. Blanket Additional Insured - Lessors Of
Leased Equipment
K. Blanket Additional Insured - Persons Or
Organizations For Your Ongoing Opera-
tions As Required By Written Contract
Or Agreement
L, Blanket Additional Insured - Broad Form
Vendors
M. Who Is An Insured - Unnamed Subsidi-
aries
N. Who Is An Insured - Liability For Con-
duct Of Unnamed Partnerships Or Joint
Ventures
0. Medical Payments - Increased limits
p. Contractual Liability - Railroads
O. Knowledqe And Notice Of Occurrence
Or Offense
Blanket Additional Insured - Owners, R. Unintentional Omission
Managers Or Lessors Of Premises
PROVISIONS
A. REASONABLE FORCE PROPERTY DAMAGE -
EXCEPTION TO EXPECTED OR INTENDED
INJURY EXCLUSION
The following replaces Exclusion a., Ex—
pected Or Intended Injuin Paragraph 2..
of SECTION I - COVEPAGES - COVERAGE
A BODILY INJURY AND PROPERTY DAMAGE
LIABILITY:
a. Expected Or Intended Injury Or Damage
"Bodily injury" or "property dam -
S. Blanket Waiver Of Subrogation
age" expected or intended from the
standpoint of the insured. This exclu-
sion does not apply to "bodily injury"
or "property damae" resultinq from
the use of reasonable force to protect
any person or property.
B, NON -OWNED WATERCRAFT LESS THAN 75
FEET
The following.replaces Para raph j2j of
Exclusion , rcraft Auto Or �"atercraf't. in
Paragraph -2. of SE&ION I - COVERAGES -
COVEAGE A BODILY INJURY AND PROPERTY
DAMAGE LIABILITY:
CG D4 17 01 12 0 2012 The Travelers Indemnity Company. All rights reserved. Page 1 of 6
Includes copyrighted material of Insurance Services Office. Inc. with its permission.
(2) A watercraft you do not own that
is:
(a) Less than 75 feet long; and
(b) Not being used to carry any per-
son or property for a charge.
C. AIRCRAFT CHARTERED WITH PILOT
The following is added to Exclusion g.,
Aircraft, Auto Or Watercraft, in Para raph
2. of SECTION I - COVERAGE -
COVERAGE A BODILY INJURY AND
PROPERTY DAMAGE LIABILITY:
This exclusion does not apply to an
aircraft that is:
(a) Chartered with a pilot to any in-
sured;
(b) Not owned by any insured; and
(c) Not being used to carry any person
or property for a charge.
D. DAMAGE TO PREMISES RENTED TO YOU
1. The first ,paragraph of the exce-
tions in Exclusion J., Dattta " a o
Pro eft�r . in Paragraph of Dame
I
-.MIRAGES - 66VERAGE A BODILY
INJURY AND PROPERTY DAMAGE
LIABILITY is deleted.
2. The following replaces the last
paragraph of Paragraph 2., Exclu-
sions, of SECTION I - COVERAGES -
COVERAGE A BODILY INJURY AND
PROPERTY DAMAGE LIABILITY:
Exclusions c., g. and Ill., and Para-
graphs (1), (3) and (4) of Exclusion.,
do not apply to ""premises damage'.
Exclusion WHO noes not apply to
"premises damage" caused by fire
unless Exclusion f. of Section I
Coverage A - Bodily Injury And
Property Damage Liability Is re-
placed by another endorsement to
this Coverage Part that has Exclu-
sion - All Pollution Injury Or Dam-
age or Total Pollution Exclusion in
its title. A separate limit of insur-
ance applies to "premises damage',
as described in Paragraph 6. of Sec-
tion III - Limits Of Insurance.
3. The following replaces Paragraph 6.
of SECTION III - LIMITS OF
INSURANCE:
The amount shown for the
Dama a To Premises Rented To
You �imit on the Declarations
of this Coverage Part; or
b. $300,000 if no amount is shown
for the Damage To Premises
Rented To You Limit on the
Declarations of this Coverage
Part.
4. The following replaces Paragraph a of
the definition of "insured contract" in
the DEFINITIONS Section:
a. A contract for a lease of premises,
However, that portion of the con-
tract for a lease of premises that
indemnifies any person or organiza-
tion for "premises damage" is not
an "Insured contract";
5. The following is added to the
DEFINITIONS Section:
"Premises damage" means "property
damage" to:
a. Any premises while rented to you
or temporarily occupied by you
with permission of the owner; or
b. The contents of any premises while
such premises is rented to you, if
you rent such premises for a pe-
riod of seven or fewer consecutive
days.
6. The following replaces Paragraph
0.01(b) of SECTION IV - COMMERCIAL
GENERAL LIABILITY CONDITIONS:
(b) That is insurance for "premises
damage"; or
7. Paraggra h 0.0)(c) of SECTION IV -
COMMEICIAL GENERAL LIABILITY
CONDITIONS is deleted.
E. INCREASED SUPPLEMENTARY PAYMENParaTS
1. ofe fSUPPLEMggreplaces PAYMENTS 1.b.
COVERAGES A AND B of SECTION I -
COVERAGES:
b. Up to $2,500 for cost of bail
bonds required because of acci-
dents or traffic law violations aris-
ing out of the use of any vehicle
to which the bodily injury Liability
Coverage applies. We do not have
to furnish these bonds.
5. Subject to 5. above, the Damage 2, The following replaces Paragraph 1.d.
To Premises Rented To You of SUPPLEMENTARY PAYMENTS -
Limit is the most we will pay COVERAGES A AND B of SECTION I -
under Coverage A for damages COVERAGES:
because of premises damage"
to any one premises. d. All reasonable expenses incurred by
The Damage To Premises Rented the insured at our request to assist
To You Limit will be: us in the investigation or defense
Page 2 of 6 ® 2012 The Travelers Indemnity Company. All rights reserved. CG D4 17 01 12
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
of the claim or "suit", including
actual loss ofearnings up to
$500 a day because of time off
from work.
F. WHO IS AN INSURED — EMPLOYEES AND
VOLUNTEER WORKERS — FIRST AID
1. The following is added to the defi-
nition of "occurrence" in the
DEFINITIONS Section:
Unless you are in the business or
occupation of providing professional
health care services, ' occurrence,"
also means an act or omission
committed by any of your ""em-
ployees"' or ,any
workers",
other than an employed' or volunteer
doctor, in providing or failing to
provide first aid or "Good Samari-
tan services" to a person.
2. The followingis added to Paragraph
2.a.(1) of SETION II - WHO IS AN
INSURED:
Unless you are in the business or
occupation of providing professional
health care services, Paragraphs (1
)(a), (b), (iC) and (d) above do not ap-
ply to "bodily injury" arising out of
providing or failing to provide first
aid or "Good Samaritan services"
by any of your "employees" or
"volunteer workers", other than an
ernployed or volunteer doctor. Any
of your '"employees"" or "volunteer
workers" providing or faillin!q to
provide first aid or "Good Samari-
tan services" during their work
hours for you will be deemed to be
acting within the scope of their
employment by you or performing
duties related to the conduct of
your business.
3. The following is added to Para raph
S. of SECTION III - LIMIT? OF
INSURANCE:
For the purposes of determining the
applicable Each Occurrence Limit, all
related acts or omissions commit
ted by any of your "employees" or
"volunteer workers" in providin or
failing to provide first aid or '"flood
Samaritan services" to any one per-
son will be deemed to be one oc-
currence".
4. The following is added to the
DEFINITIONS Section -
"Good Samaritan services" means
any emergency imedical services for
which no compensation is demanded
or received.
G. WHO IS AN INSURED - EMPLOYEES -
SUPERVISORY POSITIONS
The following is added to Para�ggrapph 2.8.(1)
of SECTION II - WHO IS AN INSURED:
Paragraphs (1)(8), (b) and (c) above do not
apply to "bodily injury" or "personal in-
jury" to a co -"employee" in the course of
the co -"employee s" employment by you
arising out of work by any of your "em-
ployees" who hold a supervisory position.
H. WHO IS AN INSURED - NEWLY ACQUIRED OR
FORMED ORGANIZATIONS
The following replaces Paragraph 4. of
SECTION II - WHO IS AN INSURED of the
Commerciale General LiabilityCoverage
Farm, and Para rapph 3. of ECTION 11 -
WHO IS AN IN'SRED of the Global Com-
panion Commercial General Liability Cov-
erage Form, to the extent such coverage
forms are part of your policy:
Any organization you newly acquire or
form, other than a partnership or joint
venture, of which you are the ,sole owner
or in which you Maintain the majority
ownership interest, will qualify as a
Na'm'ed Insured if there is no other insur-
ance which provides similar coverage to
that organization. However:
8. Coverage under this provision is af-
forded only:
(1) Until the 180th day after you ac-
quire or form the organization or
the end of the policy period,
whichever is earlier, if you do not
report such o,ranization in writing
to us within 80 days after you
acquire or form it, or
(2) Until the end of the policy period,
when that date is later than 180
days after you acquire or form
such organization, if you report
such organization in writing to us
within 180 days after you acquire
or form it and we agree in writing
that it will continue to be a Named
Insured until the end of the policy
period,
b. Coverage A does not apply to "bodily
injury" or "property damage" that oc-
curred before you acquired or formed
the organization, and
c. Coverage 0 does not apply, to "per-
sonal injury" or "advertising injury"'
arising out of an offense committed
before you acquired or formed the or-
ganization.
CG D4 17 01 12 ® 2012 The Travelers Indemnity Company. All rights reserved.Page 3 of 6
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
I. BLANKET ADDITIONAL INSURED — OWNERS,
MANAGERS OR LESSORS OF PREMISES
The followinis added to SECTION II —
WHO IS AN I�SURED:
Any person or organization that is a
premises owner, manager or lessor is
an insured, but only with respect to li-
ability arising out of the ownership,
maintenance or use of that part of any
premises leased to you.
The insurance provided to such prem-
ises owner,, manager or lessor does
not apply to:
a. Any "bodily injury" or "propert
damage"` caused by an "occurrence'
that takes place, or ""personal in-
pury""' or ""advertising injury caused
oy an offense that is committed,
after you cease to be a tenant in
that premises; or
b. Structural alterations, new construc-
tion or demolition operations per-
formed by or on behalf of such
premises owner, manager or lessor.
J. BLANKET ADDITIONAL INSURED — LESSORS
OF LEASED EQUIPMENT
The following is added to SECTION II —
WHO IS AN INSURED:
Any person or organization that is an
equipment lessor is an Insured, but only
with respect to liability for "bodily in-
iury", "property damn er", "Personal in-
jury or advertising Injury caused, in
whole or in part, by your acts or omis-
siolns in the maintenance, operation or
use by you of equ,iment leased to you
by such equipment IPessor.
The insurance provided to such equipment
lessor does not apply to any "bodily in-
jury°" or "property damagee" caused by an
'occurrence" that takes place, or 'per-
sonal injury" or "advertising injury"
caused by an offense that is committed,
after the equipment lease expires,
K. BLANKET ADDITIONAL INSURED — PERSONS
OR ORGANIZATIONS FOR YOUR ONGOING
OPERATIONS AS REQUIRED BY WRITTEN
CONTRACT OR AGREEMENT
The followingis added to SECTION II —
WHO IS AN ISURED:
Any person or organization that is not
otherwise an insured under this Cover-
age Part and that you have agreed in a
written contract or agreement to in-
clude as an additional insured on this
Coverage Part is an insured, but only
with respect to liability for "bodily in-
jury" or 'property damage" that -
a. Is caused by an "occurrence" that
takes place after you have signed
and executed that contract or agree-
ment; and
b. Is caused, in whole or in part, by your
acts or omissions in the performance
of your ongoing operations to which
that contract or agreement applies or
the acts or omissions of any person
or organization performing such opera-
tions on your behalf.
The limits of insurance provided to such
insured will be the limits which you
agreed to provide in the written contract
or agreement I or the limits shown in the
Declarations, whichever are less,
L. BLANKET ADDITIONAL INSURED - BROAD
FORM VENDORS
The following is added to SECTION II -
WHO IS AN INSURED:
Any person or organization that is a ven-
dor and that you have agreed in a written
contract or agreement to Include as an
additional insured on this Coverage Part
is an insured, but only with respect to li-
ability for ""bodily injury or property
damage" that:
a. Is caused by an "occurrence" that takes
ctafter
te have eand
that conttracr agreement; nt; nd
b. Arises out of "Your products" which
are distributed or sold in the regular
course of such vendor's business.
The insurance provided to such vendor is
subject to the following provisions:
a The limits of insurance provided to
such vendor will be the limits which
you agreed to provide in the written
contract or agreement, or the limits
shown in the Declarations, whichever
are less.
b. The insurance provided to such vendor
does not apply to:
(1) Any express warranty not author-
ized by you;
(2) Any change in "your products"
made by such vendor;
(3) repackaging, unless unpacked
solely for the purpose of inspec-
tion, demonstration, testing, or the
substitution of pasts under instruc-
tions from the manufacturer, and
then repackaged in the original con-
tainer;
(4) Any failure to make such inspec-
tions, adjustments, tests or servic-
ing as vendors agree to perform or
normally undertake to perform in
the recfular course of business, in
connection with the distribution or
sale of "your products";
Page 4 of 6 ® 2012 The Travelers Indemnity Company. All rights reserved. Cu D4 17 01 12
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
15) Demonstration, installation,
ser-
vicing or repair operations,
ex-
cept such operations performed
at such vendor"spremises
in
connection with the sale
of
"your products"; or
16) "Your products" which, after
dis-
tribution or sale by you, have
been labeled or relabeled
or
used as a container, part or
in-
gredient of any other thing
or
substance by or on behalf
of
such vendor.
Coverage under this provision does not
apply to:
a. Any person or organization from
whom you have acquired "your
products", or any ingredient, part or
container entering into, accompany-
ing or containing such products, or
b. Any vendor for which coverage as
an additional insured specifically Is
scheduled by endorsement.
M. WHO IS AN INSURED - UNNAMED
SUBSIDIARIES
The following is added to SECTION II -
WHO IS AN INSURED:
Any of your subsidiaries, other than a
partnership or joint venture, that is not
shown as a Named Insured in the Dec-
larations is a Named Insured if:
a. You maintain an ownership interest
of more than 50% in such subsidi-
ary on the first day of the policy
period; and
b. Such subsidiary is not an insured
under similar other insurance.
No such subsidiary is an insured for
"bodily injury" or "property, damage"
that occurred', or "personal injury"' or
It .injury'" caused by an of-
fense commuted:
a. Before you maintained an ownership
interest of more than 50% in such
subsidiary; or
b. After the date, if any, during the
policy period that you no longer
maintain an ownership interest of
more than 50% in such subsidiary.
N. WHO IS AN INSURED - LIABILITY FOR
CONDUCT OF UNNAMED PARTNERSHIPS OR
JOINT VENTURES
The following replaces the last para-
rapph of SECTION II - WHO IS AN
SURED:
No person or organization is an insured
with respect to the conduct of any cur-
rent or past partnership or joint venture
that is not shown as a Named Insured in
the Declarations. This paragraph does not
apply to any such partnership or joint
venture that otherwise qualifies as an in-
sured under Section II - Who Is An In-
sured.
0. MEDICAL PAYMENTS — INCREASED LIMITS
The following replaces Paraggraph 7. of
SECTION III -LIMITS OF INSURANCE:
7. Subject to W a. above, the Medical 'Ex-
pense Limit is the most we will pay
under Coverage C for all medical ex-
penses because of "bodily injury°" sus-
tained by any one person, and will be
the higher of:
(a) $10,000; or
(b) The amount shown on the Declara-
tions of this Coverage Part for
Medical Expense Limit.
P. CONTRACTUAL LIABILITY - RAILROADS
1. The following replaces Paragraph c. of
the definition of "insured contract" in
the DEFINITIONS Section:
c. Any easement or license agree-
ment;
2. Paragraph f.(1) of the definition of "in-
sured contract" in the DEFINITIONS Sec-
tion is deleted.
I KNOWLEDGE AND NOTICE OF OCCURRENCE OR
OFFENSE
The following is added to Paragra h 2.,
Duties In The Event of Occurrence 0 fense,
Claim or Suit. of SECTION IV — COMMERCIAL
GENERAL LIABILITY CONDITIONS:
E. The following provisions apply to
Paragraph as above, but only for the
purposes of the insurance provided
under this Coverage Part to you or
any insured listed In Paragraph 1. or 2.
of Section II - Who Is An Insured:
(1) Notice to us of such "occurrence"
or offense must be given as soon
as practicable only after the "oc-
currence" or offense Is known to
you (if you are an individual), any
of your (rartners or members who
is an Individual (If you are a part-
nership or joint venture), any of
your managers who is an individual
4if you are a limited liability com-
pany), any, ofyyour trustees who is
an individuaN (if you are a trust),
any of your "executive officers" or
directors (if you ,are an organiza-
tion other than a partnership, joint
venture, limited liability company
or trust) or any "employee" author -
CG D4 17 01 12 Q 2012 The Travelers Indemnity Company. All rights reserved. Page 5 of 6
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
ized by you to give notice of an
"occurrence" or offense.
(2) If you are a partnership, joint
venture, limited liability company
or trust, and none of yourpart-
ners, joint venture members,
managers or trustees are Indi-
viduals, notice to us of such
'"occurrence" or offense must be
given as soon as practicable
only after the "occurrence" or
offense is known by:
(a) Any individual who is:
(i) A partner or member of
any partnership or joint
venture;
(ii) A manager of any limited
liability company;
010A trustee of any trust; or
(iv) An executive officer or
director of any other or-
ganization;
that is your partner, joint
venture member, manager or
trustee; or
(b) Any "'employee" authorized
by suchpartnership, joint
venture, limited liability com-
pany, trust or other organiza-
tion to give notice of an
"occurrence" or offense.
(3) Notice to us of such "occur-
rence" or offense will be
deemed to be given as soon as
practicable if it is givers in good
faith as soon as practicable to
your wormers" compensation in-
surer" This applies only if you
subsequently give notice to us
of the "occurrence" or offense
as soon as practicable after any
of the persons described in
Paragraphs e. (1) or (2) above
discovers that the "occurrence"
or offense may result in sums
to which the insurance provided
under this Coverage Part may
apply.
However, if this policy includes an en-
d1orsement that provides limited cover-
age for "bodiiyy injury"' or "property,
damage" or pollution costs arising out
of a discharge, release or escape of
"pollutants" which contains a require-
ment that the discharge, release or es-
cape of ""pollutants," must be reported
to us within a specific number of
days after its abrupt commencement,
this Paragraph e. does not affect that
requirement.
R. UNINTENTIONAL OMISSION
The following is added to Paragraph 6.,
Be�r resen itetitr�rs, of SECTION IAF —
COfWIMERCIAL GENERAL LIABILITY CONDITIONS:
The unintentional omission ofr or uninten-
tional error in, any information provided
by you which we relled upon in issuing
this policy will not pre udice your rights
under this insurance. owever, this�ro-
vision does not .affect our right to collect
additional premium or to exercise our
rights of cancellation or nonrenewal in
accordance with applicable insurance laws
or regulations.
S. BLANKET WAIVER OF SUBROGATION
The following is added to Paragraph B.,
Transfer Of Ri?I hts Of RecaverV A ainst Oth—
ers To Us of SECTION IV — COMMERCIAL
GENERAL LIABILITY CONDITIONS:
If the insured has agreed in a contract or
agreement to waive that insured's right„ of
recovery against any parson or organiza-
tion, we waive our right of recovery
against such person or organization, but
only for payments we snake because of.
8. "Bodily injury" or "property damage"
caused by an "occurrence" that takes
place; or
b. "Personal it 'ury"' or "advertising in-
jury" cause by an offense that is
committed;
subsequent to the execution of the con-
tract or agreement.
Page 6 of 6 ® 2012 The Travelers Indemnity Company. All rights reserved. CG D4 17 01 12
Includes copyrighted material of Insurance Services Office, Inc. with its permission,
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BUSINESS AUTO EXTENSION ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
GENERAL DESCRIPTION OF COVERAGE —This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover-
age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en-
dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered.
A. BROAD FORM NAMED INSURED
B. BLANKET ADDITIONAL INSURED
C. EMPLOYEE HIRED AUTO
D. EMPLOYEES AS INSURED
E. SUPPLEMENTARY PAYMENTS — INCREASED
LIMITS
F. HIRED AUTO — LIMITED WORLDWIDE COV-
ERAGE — INDEMNITY BASIS
G. WAIVER OF DEDUCTIBLE — GLASS
PROVISIONS
A. BROAD FORM NAMED INSURED
The following is added to Paragraph A.1., Who Is
An Insured, of SECTION II — COVERED AUTOS
LIABILITY COVERAGE:
Any organization you newly acquire or form dur-
ing the policy period over which you maintain
50% or more ownership interest and that is not
separately insured for Business Auto Coverage.
Coverage under this provision is afforded only un-
til the 180th day after you acquire or form the or-
ganization or the end of the policy period, which-
ever is earlier.
B. BLANKET ADDITIONAL INSURED
The following is added to Paragraph c. in A.1.,
Who Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE:
Any person or organization who is required under
a written contract or agreement between you and
that person or organization, that is signed and
executed by you before the "bodily injury" or
"property damage" occurs and that is in effect
during the policy period, to be named as an addi-
tional insured is an "insured" for Covered Autos
Liability Coverage, but only for damages to which
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
I. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES—INCREASED LIMIT
J. PERSONAL PROPERTY
K. AIRBAGS
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
M. BLANKET WAIVER OF SUBROGATION
N. UNINTENTIONAL ERRORS OR OMISSIONS
this insurance applies and only to the extent that
person or organization qualifies as an 'insured"'
under the Who Is An Insured provision contained
in Section II.
C. EMPLOYEE HIRED AUTO
1. The following is added to Paragraph A.1.,
Who Is An Insured, of SECTION II — COV-
ERED AUTOS LIABILITY COVERAGE:
An "employee" of yours is an "insured" while
operating an "auto" hired or rented under a
contract or agreement in an "employee's"
name„ with your permission, whlle performing
duties related to the conduct of your busi-
ness.
2. The following replaces Paragraph b. in B.S.,
Other Insurance, of SECTION IV — BUSI-
NESS AUTO CONDITIONS:
b. For Hired Auto Physical Damage Cover-
age, the following are deemed to be cov-
ered "autos" you own:
(1) Any covered "auto" you lease, hire,
rent or borrow; and
(2) Any covered "auto" hired or rented by
your "employee" under a contract in
an "employee's" name, with your
CA T3 53 02 15 © 2015The Travelers Indemnity Company. All rights reserved. Page 1 of 4
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL AUTO
permission, while performing duties
(a) With respect to any claim made or "suit"
related to the conduct of your busi-
brought outside the United States of
ness.
America, the territories and possessions
However, any "auto" that is leased, hired,
of the United States of America, Puerto
rented or borrowed with a driver is not a
Rico and Canada:
covered "auto".
(i) You must arrange to defend the "in -
D. EMPLOYEES AS INSURED
set-
sured" against, and investigate or set -
tle any such claim or "suit" and keep
The followingis added to Paragraph A.1., Who Is
us advised of all proceedings and ac -
An Insured, of SECTION II — COVERED AUTOS
tions.
LIABILITY COVERAGE:
(ii) Neither you nor any other involved
Any "employee" of yours is an "insured" while us-
"insured" will make any settlement
ing a covered "auto" you don't own, hire or borrow
without our consent.
in your business or your personal affairs.
(iii) may, at our discretion, participate
E. SUPPLEMENTARY PAYMENTS — INCREASED
in defending the "insured" against, or
in
LIMITS
in the settlement of, any claim or
1. The following replaces Paragraph A.2.a.(2),
"suit".
of SECTION II — COVERED AUTOS LIABIL-
(iv) We will reimburse the "insured" for
ITY COVERAGE:
sums that the "insured" legally must
(2) Up to $3,000 for cost of bail bonds (in-
pay as damages because of "bodily
cluding bonds for related traffic law viola-
injury" or "property damage" to which
tions) required because of an "accident"
this insurance applies, that the "in -
we cover. We do not have to furnish
sured" pays with our consent, but
these bonds.
only up to the limit described in Para -
2. The following replaces Paragraph A.2.a.(4),
graph C., Limits Of Insurance, of
of SECTION II — COVERED AUTOS LIABIL-
SECTION II — COVERED AUTOS
ITY COVERAGE:
LIABILITY COVERAGE.
(4) All reasonable expenses incurred by the
(v) We will reimburse the "insured" for
"insured" at our request, including actual
the reasonable expenses incurred
loss of earnings up to $500 a day be-
with our consent for your investiga-
cause of time off from work.
tion of such claims and your defense
the "insured" against any such
F. HIRED AUTO — LIMITED WORLDWIDE COV-
"s uii", but only up to and included
ERAGE —INDEMNITY BASIS
within the limit described in Para -
The following replaces Subparagraph (5) in Para-
graph C., Limits Of Insurance, of
graph B.7., Policy Period, Coverage Territory,
SECTION II — COVERED AUTOS
of SECTION IV — BUSINESS AUTO CONDI-
LIABILITY COVERAGE, and not in
TIONS:
addition to such limit. Our duty to
(5) Anywhere in the world, except any country or
make such payments ends when we
jurisdiction while any trade sanction, em-
have used up the applicable limit of
bargo, or similar regulation imposed by the
insurance in payments for damages,
United States of America applies to and pro-
settlements or defense expenses.
hibits the transaction of business with or
(b) This insurance is excess over any valid
within such country or jurisdiction, for Cov-
and collectible other insurance available
ered Autos Liability Coverage for any covered
to the "insured" whether primary, excess,
"auto" that you lease, hire, rent or borrow
contingent or on any other basis.
without a driver for a period of 30 days or less
(c) This insurance is not a substitute for re -
and that is not an "auto" you lease, hire, rent
quired or compulsory insurance in any
or borrow from any of your "employees",
country outside the United States, its ter -
partners (if you are a partnership), members
ritories and possessions, Puerto Rico and
(if you are a limited liability company) or
Canada,
members of their households.
Page 2 of 4 © 2015 The Travelers Indemnity Company. All rights reserved. CA T3 53 02 15
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
You agree to maintain all required or
compulsory insurance in any such coun-
try up to the minimum limits required by
local law. Your failure to comply with
compulsory insurance requirements will
not invalidate the coverage afforded by
this policy, but we will only be liable to the
same extent we would have been liable
had you complied with the compulsory in-
surance requirements.
(d) It is understood that we are not an admit-
ted or authorized insurer outside the
United States of America, its territories
and possessions, Puerto Rico and Can-
ada. We assume no responsibility for the
furnishing of certificates of insurance, or
for compliance in any way with the laws
of other countries relating to insurance.
G. WAIVER OF DEDUCTIBLE — GLASS
The following is added to Paragraph D., Deducti-
ble, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
No deductible for a covered "auto" will apply to
glass damage if the glass is repaired rather than
replaced.
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE—INCREASED LIMIT
The following replaces the last sentence of Para-
graph AA.b., Loss Of Use Expenses, of SEC-
TION III — PHYSICAL DAMAGE COVERAGE:
However, the most we will pay for any expenses
for loss of use is $65 per day, to a maximum of
$750 for any one "accident".
I. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
The following replaces the first sentence in Para-
graph A.4.a., Transportation Expenses, of
SECTION III — PHYSICAL DAMAGE COVER-
AGE:
We will pay up to $50 per day to a maximum of
$1,500 for temporary transportation expense in-
curred by you because of the total theft of a cov-
ered "auto' of the private passenger type.
J. PERSONAL PROPERTY
The following is added to Paragraph A.4., Cover-
age Extensions, of SECTION III — PHYSICAL
DAMAGE COVERAGE:
Personal Property
We will pay up to $400 for "loss" to wearing ap-
parel and other personal property which is:
(1) Owned by an "insured"; and
COMMERCIAL AUTO
(2) In or on your covered "auto".
This coverage applies only in the event of a total
theft of your covered "auto".
No deductibles apply to this Personal Property
coverage.
K. AIRBAGS
The following is added to Paragraph 8.3., Exclu-
sions, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
Exclusion 3.a. does not apply to "doss" to one or
more airbags in a covered auto" you own that in-
flate due to a cause other than a cause of "loss"
set forth in Paragraphs A.1.b. and A.1.c., but
only:
a. If that "auto" is a covered "auto" for Compre-
hensive Coverage under this policy;
b. The airbags are not covered under any war-
ranty; and
c. The airbags were not intentionally inflated.
We will pay up to a maximum of $1,000 for any
one "loss".
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
The following is added to Paragreph A.2.a., of
SECTION IV — BUSINESS AUTO CONDITIONS:
Your duty to give us or our authorized representa-
tive prompt notice of the "accident"' or "loss" ap-
plies only when the "accident" or "loss" is known
to:
(a) You (if you are an individual);
(b) A partner (if you are a partnership);
(c) A member (if you are a limited liability com-
pany);
(d) An executive officer, director or insurance
manager (if you are a corporation or other or-
ganization); or
(e) Any "employee" authorized by you to give no-
tice of the "accident" or "loss".
M. BLANKET WAIVER OF SUBROGATION
The following replaces Paragraph A.5., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — BUSINESS AUTO CONDI-
TIONS:
5. Transfer Of Rights Of Recovery Against
Others To Us
We waive any right of recovery we may have
against any person or organization to the ex-
tent required of you by a written contract.
signed and executed prior to any "accident"
or "loss", provided that the "accident" or "loss"
arises out of operations contemplated by
CA T3 53 02 15 © 2015 The Travefers Indemnity company. All rights reserved. Page 3 of 4
Includes copyrighted material of Insurance Services ice„ inc with its permission.
COMMERCIAL AUTO
such contract. The waiver applies only to the The unintentional omission of, or unintentional
person or organization designated in such error in, any information given by you shall not
contract. prejudice your rights under this insurance. How -
N. UNINTENTIONAL ERRORS OR OMISSIONS ever this provision does not affect our right to col -
The following is added to Paragraph B.2„ Con- lect additional premium or exercise our right of
ceal'ment, Misrepresentation, Or Fraud, of cancellation or non -renewal.
SECTION Ill — BUSINESS AUTO CONDITION&
Page 4 of 4 © 2015 The Travelers Indemnity company. All rights reserved. CA T3 53 02 15
Includes copyrighted material of Insurance ServirAs Office, Inc. with its permission.